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Chapter 63.14 RCW

RETAIL INSTALLMENT SALES OF GOODS AND SERVICES

Sections

HTMLPDF 63.14.010Definitions.
HTMLPDF 63.14.020Retail installment contracts—Number of documents—Promissory notes—Date—Signatures—Completion—Type size.
HTMLPDF 63.14.030Retail installment contracts—Delivery to buyer of copy—Acknowledgment of delivery.
HTMLPDF 63.14.040Retail installment contracts—Contents.
HTMLPDF 63.14.043Retail installment contracts—Purchase of motor vehicle—Secondary products.
HTMLPDF 63.14.050Retail installment contracts—Multiple documents permissible where original applies to purchases from time to time.
HTMLPDF 63.14.060Retail installment contracts—Mail orders based on catalog or other printed solicitation.
HTMLPDF 63.14.070Retail installment contracts—Seller not to obtain buyer's signature when essential blank spaces not filled—Exceptions.
HTMLPDF 63.14.080Retail installment contracts—Prepayment in full of unpaid time balance—Refund of unearned service charge—"Rule of seventy-eighths."
HTMLPDF 63.14.090Retail installment contracts, retail charge agreements, and lender credit card agreements—Delinquency or collection charges—Attorney's fees, court costs—Other provisions not inconsistent with chapter are permissible.
HTMLPDF 63.14.100Receipt for cash payment—Retail installment contracts, statement of payment schedule and total amount unpaid.
HTMLPDF 63.14.110Consolidation of subsequent purchases with previous contract.
HTMLPDF 63.14.120Retail charge agreements and lender credit card agreements—Information to be furnished by seller.
HTMLPDF 63.14.123Restrictions on electronically printed credit and debit card receipts.
HTMLPDF 63.14.125Lender credit card agreements—Security interests prohibited.
HTMLPDF 63.14.127Retail installment contracts—Dog or cat as security interest.
HTMLPDF 63.14.130Retail installment contracts, retail charge agreements, and lender credit card agreements—Service charge agreed to by contract—Other fees and charges prohibited.
HTMLPDF 63.14.136Retail installment transaction—Unconscionable—Judicial action.
HTMLPDF 63.14.140Retail installment contracts, retail charge agreements, and lender credit card agreements—Insurance.
HTMLPDF 63.14.145Retail installment contracts and charge agreements—Sale, transfer, or assignment.
HTMLPDF 63.14.150Retail installment contracts, retail charge agreements, and lender credit card agreements—Agreements by buyer not to assert claim or defense or to submit to suit in another county invalid.
HTMLPDF 63.14.151Retail installment contracts, retail charge agreements, and lender credit card agreements—Compliance with disclosure requirements of federal consumer protection act deemed compliance with chapter 63.14 RCW.
HTMLPDF 63.14.152Declaratory judgment action to establish if service charge is excessive.
HTMLPDF 63.14.154Cancellation of transaction by buyer—Procedure.
HTMLPDF 63.14.156Extension or deferment of payments—Agreement, charges.
HTMLPDF 63.14.158Refinancing agreements—Costs—Contents.
HTMLPDF 63.14.159New payment schedule—When authorized.
HTMLPDF 63.14.160Conduct or agreement of buyer does not waive remedies.
HTMLPDF 63.14.165Financial institution credit card agreement not subject to chapter 63.14 RCW, but subject to chapter 19.52 RCW.
HTMLPDF 63.14.167Lender credit card agreements and financial institution credit card agreements—Credit to account for returned goods or forgiveness of a debit for services—Statement of credit to card issuer—Notice to cardholder.
HTMLPDF 63.14.170Violations—Penalties.
HTMLPDF 63.14.175Violations—Remedies.
HTMLPDF 63.14.180Noncomplying person barred from recovery of service charge, etc.—Remedy of buyer—Extent of recovery.
HTMLPDF 63.14.190Restraint of violations.
HTMLPDF 63.14.200Assurance of discontinuance of unlawful practices.
HTMLPDF 63.14.210Violation of order or injunction—Penalty.
HTMLPDF 63.14.220Retail installment transaction for purchase of a dog or cat—Prohibition.
HTMLPDF 63.14.903Application, saving—1981 c 77.
HTMLPDF 63.14.910Saving—1963 c 236.
HTMLPDF 63.14.920Effective date—1963 c 236.
HTMLPDF 63.14.921Effective date—Saving—1967 c 234.
HTMLPDF 63.14.922Effective date—1993 sp.s. c 5.
HTMLPDF 63.14.924Application—1995 c 249.
HTMLPDF 63.14.925Savings—1995 c 249.
HTMLPDF 63.14.926Effective date—1995 c 249.

NOTES:

Consumer leases: Chapter 63.10 RCW.
Interest—Usury: Chapter 19.52 RCW.