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| Definitions. |
| Borrower referred to mediation—When. |
| Trustee, qualifications—Successor trustee. |
| Deeds subject to all mortgage laws—Foreclosure—Recording and indexing—Trustee and beneficiary, separate entities, exception. |
| Application of federal servicemembers civil relief act to deeds of trust. |
| Notice to senior beneficiary of sale—Residential, owner-occupied—Proceeds of sale insufficient to pay in full obligation—Timeline—Failure of beneficiary to respond. |
| Requisites to trustee's sale. |
| Notice of default under RCW 61.24.030(8) —Beneficiary's duties —Borrower's options. |
| Model language for initial contact letter used by beneficiaries—Rules. |
| Foreclosure and sale—Notice of sale. |
| Notice to guarantor—Contents—Failure to provide. |
| Requests for notice of sale. |
| Interest conveyed by trustee's deed—Sale is final if acceptance is properly recorded—Redemption precluded after sale—Rescission of trustee's sale. |
| Rights and remedies of trustee's sale purchaser—Written notice to occupants or tenants. |
| Trustee's sale, who may bid at—If beneficiary is purchaser—If purchaser is not beneficiary. |
| Disposition of proceeds of sale—Notices—Surplus funds. |
| Curing defaults before sale—Discontinuance of proceedings—Notice of discontinuance—Execution and acknowledgment—Payments tendered to trustee. |
| Deficiency judgments—Foreclosure—Trustee's sale—Application of chapter. |
| Reconveyance by trustee. |
| Other foreclosure provisions preserved. |
| Failure to bring civil action to enjoin foreclosure—Not a waiver of claims. |
| Restraint of sale by trustee—Conditions—Notice. |
| Consumer protection act—Unfair or deceptive acts or practices. |
| Assignment of rents—Collecting payment of rent. |
| Foreclosure of tenant-occupied property—Notice of trustee's sale. |
| Foreclosure of tenant-occupied property—Notice to vacate. |
| Housing counselors—Good faith duty to attempt resolution—Resolution described—Mediation—Liability for civil damages—Annual report. |
| Foreclosure mediation program—Timelines—Procedures—Duties and responsibilities of mediator, borrower, and beneficiary—Fees—Annual report. |
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| Application of RCW 61.24.163 to federally insured depository institutions —Annual application for exemption. |
| Department maintains list of approved foreclosure mediators—Training program—Mediator involvement in civil action. |
| Foreclosure fairness account created—Uses. |
| Required payment for each property subject to notice of trustee's sale—Residential real property—Exceptions—Deposit into foreclosure fairness account. |
| Deed of trust pool—Duty of servicer to maximize net present value. |