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Chapter 284-23 WAC

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WASHINGTON LIFE INSURANCE REGULATIONS

WAC Sections

ADVERTISING REGULATION
HTMLPDF284-23-010Title and purpose.
HTMLPDF284-23-020Definitions.
HTMLPDF284-23-030Applicability.
HTMLPDF284-23-040Form and content of advertisements.
HTMLPDF284-23-050Disclosure requirements.
HTMLPDF284-23-060Identity of insurer.
HTMLPDF284-23-070Solicitation beyond license limits and status of insurer.
HTMLPDF284-23-080Statements about the insurer.
HTMLPDF284-23-090Advertising file to be maintained.
HTMLPDF284-23-100Conflict with other rules.
HTMLPDF284-23-110Violation defined as unfair practice.
LIFE INSURANCE DISCLOSURE
HTMLPDF284-23-200Purpose.
HTMLPDF284-23-210Scope.
HTMLPDF284-23-220Definitions.
HTMLPDF284-23-230Duties of insurers.
HTMLPDF284-23-235Special plans and solicitation by direct response.
HTMLPDF284-23-240General rules.
HTMLPDF284-23-250Failure to comply.
ANNUITY AND DEPOSIT FUND
DISCLOSURE REGULATION
HTMLPDF284-23-300Background.
HTMLPDF284-23-310Purpose.
HTMLPDF284-23-320Scope.
HTMLPDF284-23-330Contract summary, contents.
HTMLPDF284-23-340Contract summary, requirements.
HTMLPDF284-23-350Disclosure requirements.
HTMLPDF284-23-360General rules.
HTMLPDF284-23-370Failure to comply.
SUITABILITY IN ANNUITY TRANSACTIONS
HTMLPDF284-23-390Duties of insurers and producers.
REPLACEMENT REGULATION
HTMLPDF284-23-400Purpose.
HTMLPDF284-23-410Definition of replacement.
HTMLPDF284-23-420Other definitions.
HTMLPDF284-23-430Exemptions.
HTMLPDF284-23-440Duties of insurance producers.
HTMLPDF284-23-450Duties of all insurers.
HTMLPDF284-23-455Duties of insurers that use insurance producers.
HTMLPDF284-23-460Duties of insurers with respect to direct-response sales.
HTMLPDF284-23-480Penalties.
HTMLPDF284-23-485Form to be used for notice regarding replacement.
MISCELLANEOUS RULES
HTMLPDF284-23-550Relationship of death benefits to premiums—Unfair practice defined.
HTMLPDF284-23-570Deferred annuities with cash surrender benefits—Clarification.
HTMLPDF284-23-580Insurer must obtain and keep evidence that insured is a key person—Definition of "key person."
ACCELERATED LIFE INSURANCE BENEFITS
HTMLPDF284-23-600Title.
HTMLPDF284-23-610Authority, finding, purpose, and scope.
HTMLPDF284-23-620Definitions.
HTMLPDF284-23-630Assignees and beneficiaries.
HTMLPDF284-23-640Criteria for payment.
HTMLPDF284-23-650Disclosure statement.
HTMLPDF284-23-660Effective date of the accelerated benefit.
HTMLPDF284-23-670Waiver of premiums.
HTMLPDF284-23-680Unfair discrimination.
HTMLPDF284-23-690Actuarial standards, financing options, effect on cash value, and effect on policy loans.
HTMLPDF284-23-700Actuarial disclosure and reserves.
HTMLPDF284-23-710Filing requirements.
HTMLPDF284-23-720Administrative expenses.
HTMLPDF284-23-730Resolution of disputes regarding occurrence of qualifying events.
JUVENILE LIFE INSURANCE
HTMLPDF284-23-800Purpose and scope.
HTMLPDF284-23-803Definitions.
HTMLPDF284-23-806Required procedures and standards for sale of juvenile life insurance policies.
INCENTIVIZED BENEFITS FOR INDIVIDUAL LIFE INSURANCE
HTMLPDF284-23-850Purpose and scope.
HTMLPDF284-23-860Advertising requirements.
HTMLPDF284-23-870Misleading offers to incentivize behavior.
HTMLPDF284-23-880Privacy.