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Chapter 61.24 RCW

DEEDS OF TRUST

Complete chapter HTMLPDF

RCW dispositions

Sections

HTMLPDF 61.24.005Definitions.
HTMLPDF 61.24.008Borrower referred to mediation—When.
HTMLPDF 61.24.010Trustee, qualifications—Successor trustee.
HTMLPDF 61.24.020Deeds subject to all mortgage laws—Foreclosure—Recording and indexing—Trustee and beneficiary, separate entities, exception.
HTMLPDF 61.24.025Application of federal servicemembers civil relief act to deeds of trust.
HTMLPDF 61.24.026Notice to senior beneficiary of sale—Residential, owner-occupied—Proceeds of sale insufficient to pay in full obligation—Timeline—Failure of beneficiary to respond.
HTMLPDF 61.24.030Requisites to trustee's sale.
HTMLPDF 61.24.031Notice of default under RCW 61.24.030(8)—Beneficiary's duties—Borrower's options.
HTMLPDF 61.24.033Model language for initial contact letter used by beneficiaries—Rules.
HTMLPDF 61.24.040Foreclosure and sale—Notice of sale.
HTMLPDF 61.24.042Notice to guarantor—Contents—Failure to provide.
HTMLPDF 61.24.045Requests for notice of sale.
HTMLPDF 61.24.050Interest conveyed by trustee's deed—Sale is final if acceptance is properly recorded—Redemption precluded after sale—Rescission of trustee's sale.
HTMLPDF 61.24.060Rights and remedies of trustee's sale purchaser—Written notice to occupants or tenants.
HTMLPDF 61.24.070Trustee's sale, who may bid at—If beneficiary is purchaser—If purchaser is not beneficiary.
HTMLPDF 61.24.080Disposition of proceeds of sale—Notices—Surplus funds.
HTMLPDF 61.24.090Curing defaults before sale—Discontinuance of proceedings—Notice of discontinuance—Execution and acknowledgment—Payments tendered to trustee.
HTMLPDF 61.24.100Deficiency judgments—Foreclosure—Trustee's sale—Application of chapter.
HTMLPDF 61.24.110Reconveyance by trustee.
HTMLPDF 61.24.120Other foreclosure provisions preserved.
HTMLPDF 61.24.127Failure to bring civil action to enjoin foreclosure—Not a waiver of claims.
HTMLPDF 61.24.130Restraint of sale by trustee—Conditions—Notice.
HTMLPDF 61.24.135Consumer protection act—Unfair or deceptive acts or practices—Penalties—Notice.
HTMLPDF 61.24.140Assignment of rents—Collecting payment of rent.
HTMLPDF 61.24.143Foreclosure of tenant-occupied property—Notice of trustee's sale.
HTMLPDF 61.24.146Foreclosure of tenant-occupied property—Notice to vacate.
HTMLPDF 61.24.155Unit owner delinquency—Housing counseling services—Duties of housing counselors.
HTMLPDF 61.24.156Unit owner delinquency—Housing counseling services—Duties of housing counselors.
HTMLPDF 61.24.157Residential mortgage loans—Foreclosure prevention fee—Notice.
HTMLPDF 61.24.158Notice of default fee—Foreclosure prevention fee—Annual report.
HTMLPDF 61.24.160Housing counselors—Good faith duty to attempt resolution—Resolution described—Mediation—Liability for civil damages—Annual report.
HTMLPDF 61.24.163Foreclosure mediation program—Timelines—Procedures—Duties and responsibilities of mediator, borrower, unit owner, and beneficiary—Fees—Annual report.
HTMLPDF 61.24.165Application of RCW 61.24.163.
HTMLPDF 61.24.166Application of RCW 61.24.163 to federally insured depository institutions—Annual application for exemption.
HTMLPDF 61.24.169Department maintains list of approved foreclosure mediators—Training program—Mediator involvement in civil action.
HTMLPDF 61.24.172Foreclosure fairness account created—Uses.
HTMLPDF 61.24.177Deed of trust pool—Duty of servicer to maximize net present value.
HTMLPDF 61.24.180Trustee as defendant—Declaration of nonmonetary status—Objection.
HTMLPDF 61.24.190Notices of default—Requirements—Payment—Department not civilly liable if no gross negligence in releasing information—Application.

Notes:

Possession of real property by trustee of deed of trust to collect rents and profits: RCW 7.28.230.