Chapter 284-54 WAC

Last Update: 1/13/17

LONG-TERM CARE INSURANCE RULES

WAC Sections

284-54-010Purpose and authority.
284-54-015Applicability and scope.
284-54-020Definitions of terms used in this chapter and chapter 48.84 RCW.
284-54-030Standards for definitions applicable to long-term care contracts.
284-54-040Minimum standards for benefit triggers—Physician certification, activities of daily living, and cognitive impairments.
284-54-050Exclusions.
284-54-100Renewability.
284-54-150Minimum standards—General.
284-54-160Minimum standards—Gatekeeping provisions.
284-54-180Reduction of coverage.
284-54-190Nonduplication with state or national health care benefits.
284-54-200Prohibition against preexisting conditions and probationary periods in replacement policies or certificates.
284-54-210Minimum standards for community based care benefits in long-term care insurance policies.
284-54-250Grace period.
284-54-253Unintentional lapse.
284-54-260Extension of benefits.
284-54-270Requirement to offer inflation protection.
284-54-300Information to be furnished, style.
284-54-350Form to be used—Long-term care insurance disclosure form.
284-54-500Format of long-term care contracts.
284-54-600Loss ratio requirements.
284-54-610Loss ratio definitions.
284-54-620Loss ratio—Grouping of contract forms.
284-54-630Loss ratio requirements—Individual contract forms.
284-54-650Loss ratio experience records.
284-54-660Evaluating loss ratio experience data.
284-54-680Loss ratio—Special circumstances.
284-54-700Advertising.
284-54-800Unfair or deceptive acts.
284-54-900Chapter not exclusive.
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