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Chapter 284-24A WAC

Last Update: 7/2/07

RULES THAT APPLY TO INSURERS THAT USE CREDIT HISTORY FOR PERSONAL INSURANCE UNDERWRITING OR RATING

WAC Sections

284-24A-001 What is the purpose of these rules?
284-24A-005 What definitions are important to these rules?
284-24A-010 What must an insurer tell a consumer when it takes an adverse action?
284-24A-011 What types of information must an insurer provide in addition to the reason(s) for the adverse action to comply with WAC 284-24A-010(2)?
284-24A-012 What types of reasons do not provide enough information to adequately explain an adverse action?
284-24A-015 When must an insurer file the insurance scoring model to comply with the law?
284-24A-020 How should an insurance scoring model be filed?
284-24A-025 Will the commissioner accept filings by insurance scoring model vendors?
284-24A-030 How will an insurer or vendor know its insurance scoring model will remain confidential and proprietary?
284-24A-032 Under RCW 48.19.035 (2)(b) what does "eligibility rules or guidelines" mean?
284-24A-033 How will an insurer or a group of affiliated insurers know its eligibility rules or guidelines will be withheld from public inspection?
284-24A-035 What will the commissioner do with the insurance scoring model after he or she receives it?
284-24A-040 What action will the commissioner take if a model does not comply with Washington law?
284-24A-045 If an insurer uses credit history or insurance scores to segment personal insurance business for rating purposes, how can the insurer show that its rating plan results in premium rates that are not excessive, inadequate, or unfairly discriminatory?
284-24A-050 What types of information must an insurer include in a multivariate analysis?
284-24A-055 Should an insurer submit actuarial data based on demographic factors with an insurance scoring model or with a rate filing?
284-24A-065 Questions and answers.