Chapter 284-24A WAC

Last Update: 5/30/13

RULES THAT APPLY TO INSURERS THAT USE CREDIT HISTORY FOR PERSONAL INSURANCE UNDERWRITING OR RATING

WAC Sections

284-24A-001What is the purpose of these rules?
284-24A-005Definitions that apply to this chapter.
284-24A-007Filing documents incorporated by reference into this chapter.
284-24A-010What must an insurer tell a consumer when it takes an adverse action?
284-24A-011What types of information must an insurer provide in addition to the reason(s) for the adverse action to comply with WAC 284-24A-010(2)?
284-24A-012What types of reasons do not provide enough information to adequately explain an adverse action?
284-24A-015When must an insurer file the insurance scoring model to comply with the law?
284-24A-020Filing an insurance scoring model.
284-24A-025Filings by insurance scoring model vendors.
284-24A-030Confidentiality of insurance scoring models.
284-24A-032Under RCW 48.19.035 (2)(b) what does "eligibility rules or guidelines" mean?
284-24A-033How will an insurer or a group of affiliated insurers know its eligibility rules or guidelines will be withheld from public inspection?
284-24A-035What will the commissioner do with the insurance scoring model after he or she receives it?
284-24A-040What action will the commissioner take if a model does not comply with Washington law?
284-24A-045If an insurer uses credit history or insurance scores to segment personal insurance business for rating purposes, how can the insurer show that its rating plan results in premium rates that are not excessive, inadequate, or unfairly discriminatory?
284-24A-050What types of information must an insurer include in a multivariate analysis?
284-24A-055Should an insurer submit actuarial data based on demographic factors with an insurance scoring model or with a rate filing?
284-24A-065Questions and answers.
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