| |
| Definitions. |
| Application of chapter. |
| Violations of chapter. |
| License required—When violation occurs. |
| License—Application—Background checks—Fee—Surety bond. |
| License—Director's duties. |
| License—Information contained. |
| Licensee—Place of business. |
| Licensee—Assessment—Bond—Time of payment. |
| Licensing—Applications—Regulation of licensees—Director's duties and authority—Fines—Orders—Statute of limitations. |
| Loans secured, or not secured, by lien on real property—Licensee's obligations—Disclosure of fees and costs to borrower—Time limits. |
| Licensee—Powers—Restrictions. |
| Open-end loan—Requirements—Restrictions—Options. |
| Loan restrictions—Interest calculations. |
| Advertisements or promotions. |
| Subpoena authority—Application—Contents—Notice—Fees. |
| Investigations and examinations—Director's duties and powers—Production of information—Costs. |
| Licensee—Recordkeeping—Director's access—Report requirement—Failure to report. |
| Director—Broad administrative discretion—Rule making—Actions in superior court. |
| Director —Powers under chapter 19.144 RCW. |
| Violations—No penalty prescribed—Gross misdemeanor—Good faith exception. |
| Application of administrative procedure act. |
| Enforcement of chapter—Director's discretion—Hearing—Sanctions—Recovery of costs. |
| Application of consumer protection act. |
| Application of chapter—2009 c 120. |
| Mortgage loan originator—License required—Unique identifier required. |
| Licensing exemptions—Residential mortgage loans. |
| Mortgage loan origination—Independent contractors. |
| Individual loan processor—Licensing exemptions. |
| Mortgage loan originator license—Application form and content. |
| Use of nationwide mortgage licensing system and registry. |
| Mortgage loan originator application—Required submission and use of personal information. |
| Mortgage loan originator application—Required information—Fees. |
| Issuance of mortgage loan originator license—Necessary findings. |
| Mortgage loan originator license—Renewal—Surrender—Rules. |
| Mortgage loan originator licensing process—Rules—Interim procedures. |
| Mortgage loan originator interim license. |
| Mortgage loan originator—Prelicensing education requirements. |
| Mortgage loan originator—Testing requirements. |
| Mortgage loan originator—Continuing education requirements. |
| Mortgage loan originators—System information may be challenged. |
| Information provided to nationwide mortgage licensing system and registry—Confidentiality—Restrictions on sharing. |
| Consumer loan companies—When reports of condition are required. |
| Reports of violation—2009 c 120. |
| Mortgage loan originator—Unique identifier—Display. |
| Residential mortgage loan servicer—Requirements—Written detailed information. |
| Residential mortgage loan modification services—Written disclosure summary—Limitation on fees—Rules. |
| Third-party residential mortgage loan modification services providers—Duties—Restrictions. |
| Residential mortgage loan servicer—Liquidity, operating reserves, tangible net worth requirements. |
| Residential mortgage or student education loan servicer—Appointment of receiver. |
| Program for student education loan servicers—Student achievement council's student loan advocate—Costs—Fees. |
| Requirements for a student education loan servicer—Borrower request for information—Transfer of service rights—Records—Rules—Director's obligations. |
| Student education loan servicer licensee. |
| Third-party student education loan modification services—Restrictions—Requirements. |
| Subject to student education loan servicer requirements—Exempt from licensing. |
|
| Short title. |
| Definitions. |
| Requirements of licensee—Minimum capital—Exceptions. |
| Loan requirements—Compliance—Rules. |
| Right to rescind transaction. |
| Preapproval required from department of financial institutions—Application of section—Rules. |
| Required notice to prospective borrower about counseling—Form—Contents—Annual disclosure statements—Property appraisals. |
| Lender default—Treble damages—Civil remedies. |
| Loan advances—Eligibility and benefits under means-tested programs—Subject to federal law. |
| Short title. |
| Effective dates, implementation—1991 c 208. |
| Effective date—2009 c 120. |
| Effective date—2010 c 35. |
| Application—2018 c 62. |
| Short title—2018 c 62. |
