Application of chapter.
Violations of chapter.
License required—When violation occurs.
License—Application—Background checks—Fee—Surety bond.
Licensee—Place of business.
Licensee—Assessment—Bond—Time of payment.
Licensing—Applications—Regulation of licensees—Director's duties and authority—Fines—Orders—Statute of limitations.
Loans secured, or not secured, by lien on real property—Licensee's obligations—Disclosure of fees and costs to borrower—Time limits.
Loan restrictions—Interest calculations.
Advertisements or promotions.
Investigations and examinations—Director's duties and powers—Production of information—Costs.
Licensee—Recordkeeping—Director's access—Report requirement—Failure to report.
Director—Broad administrative discretion—Rule making—Actions in superior court.
Powers under chapter 19.144
Violations—No penalty prescribed—Gross misdemeanor—Good faith exception.
Repealed sections of law—Rules adopted under.
Application of administrative procedure act.
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Enforcement of chapter—Director's discretion—Hearing—Sanctions—Recovery of costs.
Application of consumer protection act.
Application of chapter—2009 c 120.
Mortgage loan originator—License required—Unique identifier required.
Licensing exemptions—Residential mortgage loans.
Mortgage loan origination—Independent contractors.
Individual loan processor—Licensing exemptions.
Mortgage loan originator license—Application form and content.
Use of nationwide mortgage licensing system and registry.
Mortgage loan originator application—Required submission and use of personal information.
Mortgage loan originator application—Required information—Fees.
Issuance of mortgage loan originator license—Necessary findings.
Mortgage loan originator license—Renewal—Surrender—Rules.
Mortgage loan originator licensing process—Rules—Interim procedures.
Mortgage loan originator interim license.
Mortgage loan originator—Prelicensing education requirements.
Mortgage loan originator—Testing requirements.
Mortgage loan originator—Continuing education requirements.
Mortgage loan originators—System information may be challenged.
Information provided to nationwide mortgage licensing system and registry—Confidentiality—Restrictions on sharing.
Consumer loan companies—When reports of condition are required.
Reports of violation—2009 c 120.
Mortgage loan originator—Unique identifier—Display.
Residential mortgage loan servicer—Requirements—Written detailed information.
Residential mortgage loan modification services—Written disclosure summary—Limitation on fees—Rules.
Third-party residential mortgage loan modification services providers—Duties—Restrictions.
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Residential mortgage loan servicer—Liquidity, operating reserves, tangible net worth requirements.
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Residential mortgage loan servicer—Appointment of receiver.
Requirements of licensee—Minimum capital—Exceptions.
Right to rescind transaction.
Preapproval required from department of financial institutions—Application of section—Rules.
Required notice to prospective borrower about counseling—Form—Contents—Annual disclosure statements—Property appraisals.
Lender default—Treble damages—Civil remedies.
Loan advances—Eligibility and benefits under means-tested programs—Subject to federal law.
Severability—1991 c 208.
Effective dates, implementation—1991 c 208.
Effective date—2009 c 120.
Effective date—2010 c 35.