Chapter 48.19 RCW


Scope of chapter.
Rate standard.
Making of ratesCriteria.
Making of ratesDefinitionsPersonal insuranceUse of credit history or insurance scoresRules.
Filing requiredContentsDefinition.
Forms of commercial property casualty policiesLegislative intentIssuance prior to filingDisapproval by commissionerDefinition.
Filings by rating bureau.
FilingsReview, waiting period, disapproval.
Special filings.
Waiver of filing.
Excess rates on specific risks.
Disapproval of filing.
Disapproval of special filing.
Subsequent disapproval.
Rating organizationsDiscrimination"Subscriber" defined.
Subscribership not required.
Rating organization license.
Application for license.
Issuance of license.
Suspension or revocation of license.
Notice of changes.
SubscribersRights, limitations.
Review of rules and refusal to admit insurers.
Subscriber committees.
Rules cannot affect dividends.
Cooperative activities.
Technical services.
Appeal from rating organization's action.
Service to insureds.
Complaints of insureds.
Advisory organizationsDefinition.
Requisites of advisory organization.
Desist orders.
Disqualification of data.
Joint underwriting or joint reinsurance.
Recording and reporting of loss and expense experience.
Exchange of information.
False or misleading information.
Assigned risks.
Examination of contracts.
Rate agreements.
Automobile insurancePremium reductions for older insureds completing accident prevention course.
Automobile insurancePremium reductions for persons eligible under RCW 48.19.460.
Automobile insuranceCompletion of accident prevention course, certificate.
Automobile insuranceContinued eligibility for discount.
Motor vehicle insuranceSeat belts, etc.
Motor vehicle insuranceAnti-theft devicesLightsMultiple vehicles.
Property insurersAssistance to prevent or reduce severity of claims or lossesImpact on rates.
Anti-compact law: RCW 48.30.020.
Discrimination prohibited: RCW 48.18.480.
Rate wars prohibited: RCW 48.30.240.
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