Chapter 19.52 RCW

INTEREST—USURY

Sections
Declaration of policy.
Rate in absence of agreementApplication to consumer leases.
Highest rate permissibleSetup charges.
Computation of ratesPublication in the Washington State Register.
UsuryPenalty upon suit on contractCosts and attorneys' fees.
Declaratory judgment action to establish usuryTime limitations for commencing.
Application of chapter 19.52 RCW to loan or forbearance made outside state.
Application of consumer protection act.
Interest on charges in excess of published rates.
Defense of usury or maintaining action thereon prohibited if transaction primarily agricultural, commercial, investment, or businessException.
Defense of usury or maintaining action thereon prohibited for certain types of transactions after May 1, 1980, and prior to March 1, 1981.
Chapter not applicable to retail installment transactions.
Limitations in chapter not applicable to interest charged by broker-dealersWhen.
Sales contract providing for deferred payment of purchase price not subject to chapter.
Charge made by assignee of retail installment contract or charge agreement to seller-assignor not limited by chapterNo agreement between credit card issuing bank and retailer shall prohibit discounts for cash payment.
Chapter not applicable to interest, penalties, or costs on delinquent property taxes.
Chapter not applicable to mobile homes.
Chapter not applicable to certain loans from tax-qualified retirement plan.
ApplicationConstruction1981 c 78.
NOTES:
Interest
rates on pledged property: RCW 19.60.060.
rates on warrants: Chapter 39.56 RCW.
Retail installment sales of goods and services: Chapter 63.14 RCW.
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