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Chapter 48.23 RCW

LIFE INSURANCE AND ANNUITIES

Sections

HTMLPDF 48.23.010Scope of chapter.
HTMLPDF 48.23.015Purchase or exchange of annuities—Definitions—Standards—Requirements—Conduct—Records—Penalties—Rules.
HTMLPDF 48.23.020Standard provisions required—Life insurance.
HTMLPDF 48.23.030Grace period.
HTMLPDF 48.23.040Entire contract—Representations.
HTMLPDF 48.23.050Incontestability.
HTMLPDF 48.23.060Misstatement of age.
HTMLPDF 48.23.070Participation in surplus.
HTMLPDF 48.23.075Participation in surplus—Requirements for forms.
HTMLPDF 48.23.080Policy loan.
HTMLPDF 48.23.085Policy loan interest rates.
HTMLPDF 48.23.090Table of values and options.
HTMLPDF 48.23.100Nonforfeiture options.
HTMLPDF 48.23.110Table of installments.
HTMLPDF 48.23.120Reinstatement.
HTMLPDF 48.23.130Settlement on proof of death.
HTMLPDF 48.23.140Standard provisions—Annuities, pure endowment contracts.
HTMLPDF 48.23.150Grace period—Annuities, pure endowments.
HTMLPDF 48.23.160Incontestability—Annuities, pure endowments.
HTMLPDF 48.23.170Entire contract—Annuities, pure endowments.
HTMLPDF 48.23.180Misstatement of age or sex—Annuities, pure endowments.
HTMLPDF 48.23.190Dividends—Annuities, pure endowments.
HTMLPDF 48.23.200Nonforfeiture benefits—Annuities, pure endowments.
HTMLPDF 48.23.210Reinstatement—Annuities, pure endowments.
HTMLPDF 48.23.220Standard provisions—Reversionary annuities.
HTMLPDF 48.23.230Sections applicable.
HTMLPDF 48.23.240Reinstatement—Reversionary annuities.
HTMLPDF 48.23.250Supplemental benefits.
HTMLPDF 48.23.260Limitation of liability.
HTMLPDF 48.23.270Incontestability after reinstatement.
HTMLPDF 48.23.290Premium deposits.
HTMLPDF 48.23.300Policy settlements—Interest.
HTMLPDF 48.23.310Deduction of indebtedness.
HTMLPDF 48.23.320Miscellaneous proceeds.
HTMLPDF 48.23.330Trafficking in dividend rights.
HTMLPDF 48.23.340Prohibited policy plans.
HTMLPDF 48.23.345Juvenile life insurance—Speculative or fraudulent purposes.
HTMLPDF 48.23.360Calculation of nonforfeiture benefits under annuities.
HTMLPDF 48.23.370Duties of insurer issuing both participating and nonparticipating policies—Rules.
HTMLPDF 48.23.380Return of policy and refund of premium—Grace period—Notice—Effect.
HTMLPDF 48.23.410Short title.
HTMLPDF 48.23.420Inapplicability of enumerated sections to certain policies.
HTMLPDF 48.23.430Paid-up annuity and cash surrender provisions required.
HTMLPDF 48.23.440Minimum nonforfeiture amounts.
HTMLPDF 48.23.450Minimum present value of paid-up annuity benefit.
HTMLPDF 48.23.460Minimum cash surrender benefits—Death benefit.
HTMLPDF 48.23.470Contracts without cash surrender, death benefits—Minimum present value of paid-up annuity benefits.
HTMLPDF 48.23.480Optional maturity dates.
HTMLPDF 48.23.490Statement required in contract without cash surrender or death benefits.
HTMLPDF 48.23.500Calculation of benefits available other than on contract anniversary.
HTMLPDF 48.23.510Additional benefits.
HTMLPDF 48.23.525Individual life insurance—Noninsurance benefits—Rules.
HTMLPDF 48.23.900Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

NOTES:

Assignment of policies: RCW 48.18.360.
Charitable gift annuity business: Chapter 48.38 RCW.
Exemption of proceeds
commutation, annuities: RCW 48.18.430.
life insurance: RCW 48.18.410.
Insurable interest, personal insurance, nonprofit organizations: RCW 48.18.030.
Minor may contract for life or disability insurance: RCW 48.18.020.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Policy forms, execution, filing, etc.: Chapter 48.18 RCW.
Simultaneous deaths: RCW 48.18.390.
Spouses' rights in life insurance policy: RCW 48.18.440.
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