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Chapter 48.20 RCW

DISABILITY INSURANCE

Sections

HTMLPDF 48.20.002Scope of chapter.
HTMLPDF 48.20.012Format of disability policies.
HTMLPDF 48.20.013Return of policy and refund of premium—Notice required—Effect of return.
HTMLPDF 48.20.015Endorsements.
HTMLPDF 48.20.022Policies issued by domestic insurer for delivery in another state.
HTMLPDF 48.20.025Schedule of rates for individual health benefit plans—Loss ratio—Definitions.
HTMLPDF 48.20.028Calculation of premiums—Adjusted community rating method—Definitions.
HTMLPDF 48.20.029Calculation of premiums—Members of a purchasing pool—Adjusted community rating method—Definitions.
HTMLPDF 48.20.032Standard provisions required—Substitutions—Captions.
HTMLPDF 48.20.042Standard provision No. 1—Entire contract; changes.
HTMLPDF 48.20.050Standard provision No. 2—Misstatement of age or sex.
HTMLPDF 48.20.052Standard provision No. 3—Time limit on certain defenses.
HTMLPDF 48.20.062Standard provision No. 4—Grace period.
HTMLPDF 48.20.072Standard provision No. 5—Reinstatement.
HTMLPDF 48.20.082Standard provision No. 6—Notice of claim.
HTMLPDF 48.20.092Standard provision No. 7—Claim forms.
HTMLPDF 48.20.102Standard provision No. 8—Proofs of loss.
HTMLPDF 48.20.112Standard provision No. 9—Time of payment of claims.
HTMLPDF 48.20.122Standard provision No. 10—Payment of claims.
HTMLPDF 48.20.132Standard provision No. 11—Physical examination and autopsy.
HTMLPDF 48.20.142Standard provision No. 12—Legal actions.
HTMLPDF 48.20.152Standard provision No. 13—Change of beneficiary.
HTMLPDF 48.20.162Optional standard provisions.
HTMLPDF 48.20.172Optional standard provision No. 14—Change of occupation.
HTMLPDF 48.20.192Optional standard provision No. 15—Other insurance in this insurer.
HTMLPDF 48.20.202Optional standard provision No. 16—Insurance with other insurers (Provision of service or expense incurred basis).
HTMLPDF 48.20.212Optional standard provision No. 17—Insurance with other insurers.
HTMLPDF 48.20.222Optional standard provision No. 18—Relation of earnings to insurance.
HTMLPDF 48.20.232Optional standard provision No. 19—Unpaid premium.
HTMLPDF 48.20.242Optional standard provision No. 20—Cancellation.
HTMLPDF 48.20.252Optional standard provision No. 21—Conformity with state statutes.
HTMLPDF 48.20.262Optional standard provision No. 22—Illegal occupation.
HTMLPDF 48.20.282Order of certain policy provisions.
HTMLPDF 48.20.292Third party ownership.
HTMLPDF 48.20.302Requirements of other jurisdictions.
HTMLPDF 48.20.312Age limit.
HTMLPDF 48.20.340"Family expense disability insurance" defined.
HTMLPDF 48.20.350"Franchise plan" defined.
HTMLPDF 48.20.360Extended disability benefit.
HTMLPDF 48.20.380Incontestability after reinstatement.
HTMLPDF 48.20.385When injury caused by intoxication or use of narcotics.
HTMLPDF 48.20.389Prescribed, self-administered anticancer medication.
HTMLPDF 48.20.390Podiatric medicine and surgery.
HTMLPDF 48.20.391Diabetes coverage.
HTMLPDF 48.20.392Prostate cancer screening.
HTMLPDF 48.20.393Mammograms—Insurance coverage.
HTMLPDF 48.20.395Reconstructive breast surgery.
HTMLPDF 48.20.397Mastectomy, lumpectomy.
HTMLPDF 48.20.410Optometry.
HTMLPDF 48.20.411Registered nurses or advanced registered nurses.
HTMLPDF 48.20.412Chiropractic.
HTMLPDF 48.20.414Psychological services.
HTMLPDF 48.20.416Dentistry.
HTMLPDF 48.20.417Dental services that are not subject to contract or provider agreement.
HTMLPDF 48.20.418Denturist services.
HTMLPDF 48.20.420Dependent child coverage—Continuation for incapacity.
HTMLPDF 48.20.430Dependent child coverage—From moment of birth—Congenital anomalies—Notification of birth.
HTMLPDF 48.20.435Option to cover dependents under age twenty-six.
HTMLPDF 48.20.450Standardization and simplification of terms and coverages—Disclosure requirements.
HTMLPDF 48.20.460Standardization and simplification—Minimum standards for benefits and coverages.
HTMLPDF 48.20.470Standardization and simplification—Outline of coverage—Format and contents.
HTMLPDF 48.20.480Standardization and simplification—Simplified application form—Coverage of loss from preexisting health condition.
HTMLPDF 48.20.490Continuation of coverage by former spouse and dependents.
HTMLPDF 48.20.500Coverage for adopted children.
HTMLPDF 48.20.510Cancellation of rider.
HTMLPDF 48.20.520Phenylketonuria.
HTMLPDF 48.20.525Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.
HTMLPDF 48.20.530Nonresident pharmacies.
HTMLPDF 48.20.550Fixed payment insurance—Standard disclosure form.
HTMLPDF 48.20.555Fixed payment insurance—Benefit restrictions.
HTMLPDF 48.20.580Mental health services—Definition—Coverage required, when.
HTMLPDF 48.20.900Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.

NOTES:

Approval of policy forms: RCW 48.18.100.
Assignment of policies: RCW 48.18.360.
Exemption of proceeds: RCW 48.18.400.
General provisions regarding filing, approval, contents of policies, execution, applications, etc.: Chapter 48.18 RCW.
Grounds for disapproval of policy forms: RCW 48.18.110.
Insurable interest, personal insurance, nonprofit organizations: RCW 48.18.030.
Minimum standard conditions and terminology for disability policies, established by commissioner: RCW 48.18.120(2).
Minor contracting for life or disability insurance: RCW 48.18.020.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Rates, manuals, classifications—Filing: RCW 48.19.010(2).
Refusal to renew or cancellation of disability insurance: RCW 48.18.298, 48.18.299.