(1) Who closes self-insured claims?
The department has the authority to close all self-insured claims. Self-insurers have the authority to close certain claims.
Within two years of claim closure on a claim the self-insurer closed, the department may require a self-insurer to pay additional benefits if the self-insurer:
(a) Made a clerical error in benefits paid;
(b) Paid benefits due to mistake of identity or innocent misrepresentation; or
(c) Violated the conditions of claim closure.
(2) What claims may a self-insurer close?
A self-insurer may close | If the | With time-loss? | Other requirements? | With PPD? |
Medical only (MO) claims | Claim was filed on or after 07/01/90 and before 08/01/97 | Without | None. | Without1 |
Time-loss (TL) claims | Claim was filed on or after 07/01/86 and before 08/01/97 | With | 1. Not if the department issued an order resolving a dispute; and 2. Only if the worker returned to work with the employer of record at the same job or at a job with comparable wages and benefits.2 | Without1 |
All claims: Medical only (MO) claims Time-loss (TL) claims Permanent partial disability (PPD) claims | Claim was filed on or after 08/01/97 | With or without | 1. Not if the department issued an order resolving a dispute; AND 2. Only if the worker returned to work with the employer of record at the same job or at a job with comparable wages and benefits;2AND 3. Only if the closing medical report was sent to the attending or treating doctor and 143 days allowed for response. | With or without |
1 | A self-insurer may not close a claim with PPD if the injury or illness occurred before 08/01/97. |
2 | Comparable means the wages and benefits are at least ninety-five percent of the wages and benefits received by the worker at the time of injury. |
3 | When not specified, time is in calendar days. |
(3) When a self-insurer is closing a PPD claim, what must it do with the closing medical report?
When a self-insurer is closing a PPD claim, it must send the closing medical report to the attending or treating doctor, and the doctor must be allowed fourteen days to respond. When the attending or treating doctor responds:
Within 14 days | And the doctor AGREES with | And the doctor DISAGREES with | Then the self-insurer | |
Within | Fixed and stable and PPD rating | | MAY | Close the claim. |
Does not respond | | | MAY | Close the claim |
Within or before the order is issued | | Fixed and stable | MUST | 1. Obtain a supplemental medical opinion from (an) examiner(s) listed on the department's approved examiner's list; OR 2. Forward the claim to department for closure. The department may require additional medical examinations. |
Within or before the order is issued | Fixed and stable | PPD rating | MUST | 1. Obtain a supplemental medical opinion from (an) examiner(s) listed on the department's approved examiner's list; OR 2. Forward the claim to department for closure. The department may require additional medical examinations. |
Not within, after the order is issued, but before the order is final | | Fixed and stable and/or PPD rating | MUST | Forward the claim including the doctor's response to the department as a protest within five working days of receipt. |
(4) What must a self-insurer do with a closing medical report, regardless of who is closing the claim?
A self-insurer must send the closing medical report to the attending or treating doctor. If the doctor responds that he/she does not concur with the results, the self-insurer must:
(a) Obtain a supplemental medical opinion from (an) examiner(s) listed on the department's approved examiner's list in order to do the closing action itself; OR
(b) Forward the claim to department for closure. The department may require additional medical examinations.
(5) When a self-insurer is closing a claim, what written notice must it provide to the worker and attending or treating doctor?
At claim closure, a self-insurer must send the closing order to the worker and attending or treating doctor.
(a) For a MO claim, use a Self-Insurer's Claim Closure Order and Notice substantially similar to F207-020-111.
(b) For a TL claim, use a Self-Insured Employers' Time-Loss Claim Closure Order and a department-developed form1. Include a complete and accurate department-developed form with the worker's copy.
(c) For a PPD claim:
(i) When no TL or loss of earning power (LOEP) was paid, use a form substantially similar to L&I form F207-165-000 (MO with PPD). Include a complete and accurate department-developed form with the worker's copy.
(ii) When TL or LOEP was paid, use a form substantially similar to L&I form F207-164-000 (TL with PPD). Include a complete and accurate department-developed form with the worker's copy.
1The department-developed form (formerly SIF-5) is the form used to request claim closure. |
(6) When a self-insurer is closing a claim, what information must it submit to the department?
A self-insurer must submit to the department:
(a) MO claim closures by the end of the month following closure. These may be transferred electronically or reported by paper.
(i) Closures transferred electronically must be in the department's format.
(ii) Closures submitted in paper must include the SIF-2 L&I form F207-002-000 showing the date of closure and any vocational services provided.
(b) TL and PPD claim closures at the time of closure. Include copies of each of the following:
(i) SIF-2 if not previously submitted.
(ii) Closure order.
Note: | If no one protests the self-insurer's closure order, it will become final and binding in sixty days, just like a department order. |
(iii) A PPD Payment Schedule, if necessary, substantially similar to L&I form F207-162-000.
(A) A payment schedule is required when the amount of the award is more than three times the state's average monthly wage at the date of injury. At initial/down payment, send copies to the worker and the department.
(B) The first payment of the PPD award must be paid within five working days of claim closure. Continuing payments must be paid according to the established payment schedule.
(iv) A complete and accurate department-developed form showing all requirements for closure have been met, any TL or LOEP paid, period of payment, and total amount paid.
(7) What must the self-insurer do to request closure of a claim by the department?
When a self-insurer is asking the department to close the claim, it must submit:
(a) A complete and accurate department-developed form requesting closure;
(b) A transaction record of all time-loss payments made; and
(c) All records not previously submitted to the department excluding bills.
(8) When the department has closed a PPD claim, when must the self-insurer create a payment schedule?
When the department has closed a PPD claim, the self-insurer must create a PPD Payment Schedule substantially similar to L&I form F207-162-000 when the amount of the award is more than three times the state's average monthly wage at the date of injury. At initial/down payment, send copies to the worker and the department.
(9) When the department has closed a PPD claim, when must the self-insurer make the first payment of the award?
When the department has closed a PPD claim, the self-insurer must make the first payment of the award without delay. Continuing payments must be paid according to the established payment schedule.
