(1) A dental only plan offered by a carrier or limited health care service contractor, as defined in RCW 48.44.035, may not deny coverage for procedures solely on the basis that the procedures were performed on the same day.
(2) Nothing in this section shall prevent a dental only plan offered by a carrier or limited health care service contractor from denying a claim for coverage where such denial relates in whole or in part to any of the following:
(a) Limitations intended to prevent fraud, waste, and abuse;
(b) A claim indicating unbundling of procedure elements where payment for a service bundles multiple procedure elements;
(c) Clinical appropriateness;
(d) Medical necessity;
(e) A final benefit decision that has been pended due to the need for further documentation or provider narrative; or
(f) Plan benefit limitations.
[ 2025 c 219 s 1.]
Notes:
Rules—2025 c 219 ss 1 and 2: "The insurance commissioner may adopt any rules necessary to implement sections 1 and 2 of this act." [ 2025 c 219 s 3.]