Chapter 284-23 WAC: WASHINGTON LIFE INSURANCE REGULATIONS

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WACs > Title 284 > Chapter 284-23

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Chapter 284-23 WAC	Last Update: 2/28/12
WASHINGTON LIFE INSURANCE REGULATIONS

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WAC Sections

ADVERTISING REGULATION
284-23-010	Title and purpose.
284-23-020	Definitions.
284-23-030	Applicability.
284-23-040	Form and content of advertisements.
284-23-050	Disclosure requirements.
284-23-060	Identity of insurer.
284-23-070	Solicitation beyond license limits and status of insurer.
284-23-080	Statements about the insurer.
284-23-090	Advertising file to be maintained.
284-23-100	Conflict with other rules.
284-23-110	Violation defined as unfair practice.
LIFE INSURANCE DISCLOSURE
284-23-200	Purpose.
284-23-210	Scope.
284-23-220	Definitions.
284-23-230	Duties of insurers.
284-23-235	Special plans and solicitation by direct response.
284-23-240	General rules.
284-23-250	Failure to comply.
ANNUITY AND DEPOSIT FUND DISCLOSURE REGULATION
284-23-300	Background.
284-23-310	Purpose.
284-23-320	Scope.
284-23-330	Contract summary, contents.
284-23-340	Contract summary, requirements.
284-23-350	Disclosure requirements.
284-23-360	General rules.
284-23-370	Failure to comply.
SUITABILITY IN ANNUITY TRANSACTIONS
284-23-390	Duties of insurers and insurance producers.
REPLACEMENT REGULATION
284-23-400	Purpose.
284-23-410	Definition of replacement.
284-23-420	Other definitions.
284-23-430	Exemptions.
284-23-440	Duties of insurance producers.
284-23-450	Duties of all insurers.
284-23-455	Duties of insurers that use insurance producers.
284-23-460	Duties of insurers with respect to direct-response sales.
284-23-480	Penalties.
284-23-485	Form to be used for notice regarding replacement.
MISCELLANEOUS RULES
284-23-550	Relationship of death benefits to premiums -- Unfair practice defined.
284-23-570	Deferred annuities with cash surrender benefits -- Clarification.
284-23-580	Insurer must obtain and keep evidence that insured is a key person -- Definition of "key person."
ACCELERATED LIFE INSURANCE BENEFITS
284-23-600	Title.
284-23-610	Authority, finding, purpose, and scope.
284-23-620	Definitions.
284-23-630	Assignees and beneficiaries.
284-23-640	Criteria for payment.
284-23-650	Disclosure statement.
284-23-660	Effective date of the accelerated benefit.
284-23-670	Waiver of premiums.
284-23-680	Unfair discrimination.
284-23-690	Actuarial standards, financing options, effect on cash value, and effect on policy loans.
284-23-700	Actuarial disclosure and reserves.
284-23-710	Filing requirements.
284-23-720	Administrative expenses.
284-23-730	Resolution of disputes regarding occurrence of qualifying events.
JUVENILE LIFE INSURANCE
284-23-800	Purpose and scope.
284-23-803	Definitions.
284-23-806	Required procedures and standards for sale of juvenile life insurance policies.