Chapter 284-83 WAC: LONG-TERM CARE INSURANCE RULES

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WACs > Title 284 > Chapter 284-83

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Chapter 284-83 WAC	Last Update: 8/30/12
LONG-TERM CARE INSURANCE RULES

Complete Chapter

WAC Sections

284-83-005	Applicability and scope.
284-83-010	Definitions and standards.
284-83-015	Standards for policy definitions and terms.
284-83-020	Standards for policy provisions.
284-83-025	Unintentional lapse.
284-83-030	Required disclosure provisions.
284-83-035	Required disclosure of rating practices to consumers.
284-83-040	Initial rate filing requirements.
284-83-045	Prohibition against post-claims underwriting.
284-83-050	Minimum standards for home health and community care benefits in long-term care insurance policies.
284-83-055	Requirement to offer inflation protection.
284-83-060	Requirements for application forms and replacement coverage.
284-83-063	Notice to applicant regarding replacement of individual accident and sickness or long-term care insurance marketed by an insurance producer.
284-83-067	Notice to applicant regarding replacement of direct-marketed individual accident and sickness or long-term care insurance.
284-83-070	Reporting requirements.
284-83-075	Discretionary powers of commissioner.
284-83-080	Reserve standards.
284-83-090	Premium rate schedule increases.
284-83-095	Filing requirements.
284-83-100	Filing requirements for advertising.
284-83-105	Standards for marketing.
284-83-110	Suitability.
284-83-115	Prohibition against preexisting conditions and probationary periods in replacement policies or certificates.
284-83-120	Availability of new services or providers.
284-83-125	Right to reduce coverage and lower premiums.
284-83-130	Nonforfeiture benefit requirement.
284-83-135	Standards for benefit triggers.
284-83-140	Qualified long-term care insurance policies -- Additional standards for benefit triggers.
284-83-145	Standard format outline of coverage.
284-83-150	Requirement to deliver shopper's guide.
284-83-155	Prohibited practices.
284-83-165	Form for reporting rescission of long-term care policies.
284-83-170	Form of personal worksheet.
284-83-175	Disclosure form.
284-83-180	Response letter.
284-83-185	Sample claims denial reporting form.
284-83-190	Potential rate increase disclosure form.
284-83-195	Form for reporting replacement and lapse of long-term care insurance policies.
284-83-210	Definitions.
284-83-220	Grouping of policy forms for purposes of ratemaking and requests for rate increase.
284-83-225	Separation of data regarding certain policies.
284-83-230	Loss ratio requirements for long-term care insurance forms.
284-83-240	Experience records.
284-83-245	Evaluating experience data.
284-83-250	Life insurance policies that accelerate benefits for long-term care.
284-83-300	Standards for protecting patient privacy rights.
284-83-310	Right of insureds to receive confidential health services.
284-83-320	Standards for the issuer's timely review of a claim denial.
284-83-350	Standard applied if there is a conflict between a master policy and certificate of insurance.
LONG-TERM CARE PARTNERSHIP PROGRAM
284-83-400	Purpose and authority.
284-83-405	Applicability and scope.
284-83-410	Minimum standards for long-term care partnership policies.
284-83-415	Long-term care partnership policy exchange or replacement.
284-83-420	Reporting.
284-83-425	Producer education.