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Chapter 296-17B WAC

Last Update: 11/30/23

RETROSPECTIVE RATING FOR WORKERS' COMPENSATION INSURANCE

WAC Sections

HTMLPDF296-17B-010Introduction and overview.
HTMLPDF296-17B-020How to read these rules.
HTMLPDF296-17B-030The language we use in these rules.
HTMLPDF296-17B-040Which version of these rules applies to you?
HTMLPDF296-17B-100Individual retrospective rating.
HTMLPDF296-17B-200Group retrospective rating—Overview.
HTMLPDF296-17B-210Qualifications for sponsoring organizations.
HTMLPDF296-17B-220Qualifications for new groups.
HTMLPDF296-17B-230Qualifications for existing groups.
HTMLPDF296-17B-240Enrolling a group.
HTMLPDF296-17B-250Employer qualifications for group membership.
HTMLPDF296-17B-260Homogeneity.
HTMLPDF296-17B-270Industry categories.
HTMLPDF296-17B-280Enrolling an employer in a group.
HTMLPDF296-17B-300Choosing loss limits.
HTMLPDF296-17B-400Adjustments.
HTMLPDF296-17B-410Calculating your retrospective rating premiums.
HTMLPDF296-17B-420Premium administration expense charge.
HTMLPDF296-17B-430Incurred loss and expense charge.
HTMLPDF296-17B-440Net insurance charge.
HTMLPDF296-17B-500Determining your standard premiums.
HTMLPDF296-17B-510Assigning claims to coverage periods.
HTMLPDF296-17B-520Determining your losses.
HTMLPDF296-17B-530Determining case incurred losses.
HTMLPDF296-17B-540Determining loss incurred for each claim.
HTMLPDF296-17B-550Determining your incurred losses.
HTMLPDF296-17B-560Determining your hazard group and size group.
HTMLPDF296-17B-600Performance adjustment—Overview.
HTMLPDF296-17B-610How we determine the performance adjustment factor.
HTMLPDF296-17B-620More about the performance adjustment factor.
HTMLPDF296-17B-700Protest and appeals.
HTMLPDF296-17B-710Account in good standing.
HTMLPDF296-17B-720Prohibited conduct.
HTMLPDF296-17B-730Probation.
HTMLPDF296-17B-740Refunds of standard premiums after final adjustment.
HTMLPDF296-17B-750Notification.
HTMLPDF296-17B-760Coverage periods.
HTMLPDF296-17B-770Common ownership.
HTMLPDF296-17B-780Due dates.
HTMLPDF296-17B-810Discounted loss development factors.
HTMLPDF296-17B-830Expected loss ratio factors.
HTMLPDF296-17B-840Claim types.
HTMLPDF296-17B-900Retrospective rating plans standard premium size ranges.
HTMLPDF296-17B-910Hazard Group 1 tables.
HTMLPDF296-17B-920Hazard Group 2 tables.
HTMLPDF296-17B-930Hazard Group 3 tables.
HTMLPDF296-17B-940Hazard Group 4 tables.
HTMLPDF296-17B-950Hazard Group 5 tables.
HTMLPDF296-17B-960Hazard Group 6 tables.
HTMLPDF296-17B-970Hazard Group 7 tables.
HTMLPDF296-17B-980Hazard Group 8 tables.
HTMLPDF296-17B-990Hazard Group 9 tables.
DISPOSITION OF SECTIONS FORMERLY CODIFIED IN THIS TITLE
296-17B-820Discount factors. [Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-820, filed 10/19/10, effective 11/19/10.] Repealed by WSR 12-21-054, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.18.010 and 51.04.020(1).

PDF296-17B-010

Introduction and overview.

Retrospective rating (retro) is a voluntary financial incentive program offered by the department of labor and industries to encourage improvements in workplace safety.
Chapter 296-17 WAC defines the standard method for determining the price of workers' compensation insurance for employers insured with the state fund. All employers insured with the state fund must pay the accident fund, medical aid fund, and supplemental pension fund premiums established in that chapter.
Employers who participate in retrospective rating bind themselves to the rules of the retrospective rating program found in this chapter. Under these sections, a participant's ultimate cost of workers' compensation insurance will be different than under chapter 296-17 WAC.
Employers participate in retrospective rating because it creates an opportunity to earn refunds of premiums they are required to pay under chapter 296-17 WAC. However, participation involves risk: Participants not successful in controlling losses can be assessed additional premiums.
Employers control losses by preventing workplace illnesses and injuries, and helping injured workers return to work.
Employers that participate in retro can enroll either individually or as members of a sponsored group. Enrollment is for a one-year coverage period, but it is possible for employers to join a sponsored group after the group's one-year coverage period has begun, at the beginning of a calendar quarter.
After a coverage period is over, the department evaluates premiums and claims losses and determines retro premiums according to these rules. If a retro group's or an individually enrolled employer's retro premiums are less than the standard premiums paid initially, that firm or group will receive a refund. If the retro premiums are more than the standard premiums initially paid, the firm or group will be assessed the additional amount. Calculation of retrospective premiums is defined further in this chapter. The department goes through this annual adjustment process three times for each coverage period.
The department will repeat the studies that resulted in the hazard group assignments and changes to retrospective plan tables that are shown in WAC 296-17-901, 296-17B-300, 296-17B-560, 296-17B-830, and 296-17B-910 through 296-17B-990. The repeated studies will determine whether the results are consistent with the expectation of improved fairness in the distribution of the retrospective rating refunds among participants. These repeated studies will be done by April 1, 2020.
The department will evaluate and if necessary update the tables beginning at WAC 296-17B-910 every five years.
[Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-010, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-010, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-010, filed 10/19/10, effective 11/19/10.]


PDF296-17B-020

How to read these rules.

We have written these rules so that employers and group sponsors can understand how the retrospective rating program works, both generally and in detail. These rules are meant to be read together. Often, we will make simple statements in one section, followed in another section by more detailed explanations. We hope that the simple statements are helpful, but if there appears to be a conflict between the simple statements and the detailed explanations that follow, it is the detailed explanation that tells you what we do and how we do it.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-020, filed 10/19/10, effective 11/19/10.]


PDF296-17B-030

The language we use in these rules.

In these rules, when we say "we," we mean the retrospective rating program at the department of labor and industries. When we say "you," we mean either an individually enrolled employer or a sponsored group.
Except when the context specifically indicates, "you" does not mean an individual employer enrolled in a sponsored group.
We have tried to write these rules using plain language. When we use a word or phrase that means other than what it might ordinarily mean, an explanation of the word or phrase can be found in these rules.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-030, filed 10/19/10, effective 11/19/10.]


PDF296-17B-040

Which version of these rules applies to you?

If you participate in retrospective rating, either as an enrolled employer or a group sponsor, the rules in effect on the first day of a coverage period are the rules that will apply to you for that coverage period, even if some of these rules are changed later.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-040, filed 10/19/10, effective 11/19/10.]


PDF296-17B-100

Individual retrospective rating.

(1) We will enroll a qualified employer who applies for enrollment for individual retrospective rating. To qualify, an employer must:
(a) Have an industrial insurance account in good standing;
(b) Have paid standard premiums at least equivalent to the minimum premium listed in size group 1, Table 1, WAC 296-17B-900, in the four calendar quarters prior to applying for enrollment; and
(c) Apply for enrollment no later than the fifteenth day of the month before the calendar quarter in which the coverage period begins. The application must indicate the employer's choices regarding loss limits and whether its net insurance charges will be calculated using standard premiums or incurred losses as explained in these rules. The application must be signed by an owner, partner, corporate officer or managing member of the employer's business.
(2) To reenroll, a currently enrolled employer must submit a new enrollment application no later than the fifteenth day of the month before the calendar quarter in which the new coverage period will begin.
(3) Employers enrolled individually are responsible for retrospective rating premiums for the coverage period enrolled.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-100, filed 10/19/10, effective 11/19/10.]


PDF296-17B-200

Group retrospective rating—Overview.

In group retrospective rating, participating employers become members of an enrolled group sponsored by an approved organization. Employers continue to pay premiums directly to the department as determined by chapter 296-17 WAC. We calculate the group's retrospective rating premiums as though the standard premiums paid by members of the group were paid by the sponsor, and claims assigned to employer members were assigned to the group sponsor. Group sponsors are responsible for the retrospective rating premiums for the coverage period enrolled. If an adjustment results in us refunding premiums, the refund is the property of the group sponsor. If an adjustment results in us assessing additional premiums, the additional premiums are the responsibility of the group sponsor. With limited exceptions explained in these rules, the department is not involved in the private contractual relationship between group sponsor and group member.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-200, filed 10/19/10, effective 11/19/10.]


PDF296-17B-210

Qualifications for sponsoring organizations.

We will approve an organization that applies for group sponsorship if the organization:
(1) Has been in existence for at least four years;
(2) Is an organization with dues paying members; and
(3) Exists primarily for some purpose other than that of obtaining or offering insurance coverage or insurance related services.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-210, filed 10/19/10, effective 11/19/10.]


PDF296-17B-220

Qualifications for new groups.

We will enroll a new retrospective rating group only if:
(1) We approve the organization sponsoring the group;
(2) The members of the group qualify for group membership;
(3) The sponsor demonstrates an acceptable workplace safety and accident prevention plan for the group;
(4) The sponsor demonstrates an acceptable plan for cooperating with the department's claims management activities;
(5) At least half of the proposed members have been dues paying members of the sponsoring organization for at least one year;
(6) The standard premiums for the group members for the four quarters prior to enrollment total at least one million five hundred thousand dollars; and
(7) Enrolling the group will substantially improve workplace safety and accident prevention for its members.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-220, filed 10/19/10, effective 11/19/10.]


PDF296-17B-230

Qualifications for existing groups.

The department will reenroll an existing group if the sponsor asks for it to be reenrolled, and the group still meets the requirements of WAC 296-17B-220 (1) through (4) and (7). Existing groups must submit application for group enrollment, noting their plan selection, maximum and minimum loss ratios and single loss limit for each plan year. The application must be received by the department at least one month prior to the start of the new plan year.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-230, filed 10/19/10, effective 11/19/10.]


PDF296-17B-240

Enrolling a group.

An organization seeking to sponsor a group must notify us in writing of its intention to sponsor a group, select the industry category, and indicate its loss limit choices for the group no later than two months before the beginning of the coverage period. Organizations that have not previously been approved must at that time establish that the organization qualifies for group sponsorship. Evidence of qualification may include bylaws or articles of incorporation filed with the secretary of state.
We will not enroll a new group if the sponsoring organization also sponsors another group in a different industry category that has not yet received its final adjustment for its second coverage period.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-240, filed 10/19/10, effective 11/19/10.]


PDF296-17B-250

Employer qualifications for group membership.

An employer qualifies for membership in a group if the employer:
(1) Has an industrial insurance account in good standing;
(2) Is a dues paying member of the organization sponsoring the group;
(3) Is not enrolled in retrospective rating either as a member of a group or individually for the coverage period; and
(4) The employer satisfies the homogeneity requirement of WAC 296-17B-260.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-250, filed 10/19/10, effective 11/19/10.]


PDF296-17B-260

Homogeneity.

An employer may enroll in a group only if:
(1) We determine that the risk classes appropriately assigned to the employer are related to the industry category selected by the sponsoring organization for the group;
(2) The employer shares common ownership with an employer enrolled in the group that satisfies the requirements of subsection (1) of this section; or
(3) The employer has been a member of the group since prior to July 25, 1999.
In evaluating whether an employer's risk classes are related to the industry category, we will consider only those risk classes that define the nature of the employer's business operations insured with the state fund.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-260, filed 10/19/10, effective 11/19/10.]


PDF296-17B-270

Industry categories.

The following is the list of industry categories from which a sponsor must select for a group:
(1) Agriculture and related services, including services related to the care and breeding of animals, and all agricultural related activities including growing, harvesting, packing, and processing for shipment.
(2) Automotive, truck and boat, manufacturing, sales, repair and related services.
(3) Construction and related services.
(4) Distillation, chemicals, food and related services.
(5) Entertainment, hospitality and related services.
(6) Facilities, property management, maintenance and related services.
(7) Government, utilities, schools, health care and related services.
(8) Grocery stores, grocery distribution centers, bakeries, milk and dairy products processing, delivery to customers and related services.
(9) Health care, pharmaceutical, laboratories and related services.
(10) Logging and wood products manufacturing and related services.
(11) Manufacturing, processing, mining, quarrying, and related services.
(12) Retail and wholesale stores and professional services such as banks and law firms and related services.
(13) Temporary help and related services.
(14) Transportation, recycle, warehousing, facility maintenance and related services.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-270, filed 10/19/10, effective 11/19/10.]


PDF296-17B-280

Enrolling an employer in a group.

We will enroll a qualified employer in an enrolled group if the employer applies for enrollment and the sponsoring organization endorses the application. The application must be signed by an owner, corporate officer, partner or managing member of the employer's business, and may not be assigned or transferred to anyone else.
By endorsing an application, the sponsor is certifying that the employer is a dues paying member of the sponsoring organization. We must receive the endorsed application no later than the fifteenth day of the month before the calendar quarter the employer wishes to be enrolled for.
New applications do not need to be submitted by each member annually. As long as the employer maintains their account in good standing, we will automatically reenroll all participants in the group on an annual basis unless notified in writing by the employer or the group that the employer should be removed. This notification must be received by the last day of the prior coverage period.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-280, filed 10/19/10, effective 11/19/10.]


PDF296-17B-300

Choosing loss limits.

The loss limits you select will also affect your net insurance charge.
(1) Single loss occurrence limit: Your losses incurred for each claim occurrence will be limited by the amount of protection chosen, as described in WAC 296-17B-440. You must choose one of the following single loss occurrence limits:
• $120,000;
• $160,000;
• $250,000;
• $275,000;
• $380,000;
• $500,000;
• $550,000;
• $800,000;
• $1,000,000;
• Unlimited.
(2) Aggregate loss limits: The product of the sum of your losses incurred and the performance adjustment factor will be limited by the maximum and minimum loss ratios you select. You will choose both a maximum and minimum loss ratio limit from the options available in the tables. You can also choose loss limits between the options listed in the tables.
(3) Restrictions on choice of limits:
(a) If you wish to select a single loss occurrence limit other than unlimited, the four most recent quarters of standard premiums must be at least twice the limit chosen. For example, you can only choose a single loss occurrence limit of two hundred seventy-five thousand dollars if your standard premiums in the four most recent calendar quarters were at least five hundred fifty thousand dollars.
(b) Your minimum loss ratio limit must be at least twenty percentage points lower than your maximum loss ratio limit.
(c) You can choose any maximum loss ratio between forty percent and one hundred sixty percent. Also you can choose any minimum loss ratio between zero percent and sixty percent. Your choice needs to be rounded to two decimal places. For example, you could choose a maximum loss ratio of ninety-eight and seventy-six one-hundredths percent.
(d) The three limits must be chosen so that the highest possible retrospective premiums must be between 105% and 200% of standard premiums, assuming a performance adjustment factor of 1.0 and the same size and hazard groups as your most recent coverage period.
(e) If at the time of adjustment, the standard premium at risk is less than one hundred five percent of the standard premium paid, the department will recalculate the adjustment results by amending your plan choices for the aggregate loss limits (maximum loss ratio, minimum loss ratio) so that the results conform to this requirement. The amendment of plan choices will be done in such a way as to make the best financial result for the participant. If that is not possible, the department will not adjust the premium at all: No refund or assessment will be calculated.
(f) If at the time of any annual adjustment, the standard premium you have paid places you in a size group outside of the options available in the appropriate hazard group table found in WAC 296-17B-910 through 296-17B-990, the department will change your single loss limit selection to unlimited.
[Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-300, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-300, filed 10/19/10, effective 11/19/10.]


PDF296-17B-400

Adjustments.

(1) We will calculate your retrospective rating premiums three times for a coverage period.
(2) We will pick a date approximately nine months after the coverage period ends, determine your standard premiums and losses as of that date, and then calculate your retrospective rating premiums. If the standard premiums you have paid are higher than your retrospective rating premiums, we will refund you the difference. If the standard premiums you have paid are lower than your retrospective rating premiums, we will send you a notice and order of assessment directing you to pay us the difference.
(3) We will repeat this process of determining standard premiums and losses and calculating retro premiums approximately twenty-one and thirty-three months after the coverage period ended, netting the retro premiums against the retro premiums paid previously.
(4) For participants having multiple coverage periods being adjusted at the same time, we will add the adjustments together and either pay you the net amount due you or send you a notice and order of assessment directing you to pay the net difference.
(5) If we send you a notice of assessment you will have thirty days to pay us. We will charge you late penalties and interest pursuant to RCW 51.48.210 on retrospective rating premium assessments you do not pay within thirty days.
If you are enrolled individually and owe any section of the department money, we may withhold from your refund an amount equal to the debt.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-400, filed 10/19/10, effective 11/19/10.]


PDF296-17B-410

Calculating your retrospective rating premiums.

Your retrospective rating premiums will be evaluated at the time of each annual retrospective adjustment, and will be the sum of three charges:
• Premium administration expense charge;
• Incurred loss and expense charge;
• Net insurance charge.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-410, filed 10/19/10, effective 11/19/10.]


PDF296-17B-420

Premium administration expense charge.

You will pay a premium administration expense charge for your share of the expenses of the industrial insurance program that are not directly related to claims administration. To determine your premium administration expense charge, our actuaries will multiply your standard premiums by the premium administration expense factor, which is seven and three-tenths percent. This charge is not performance adjusted.
The premium administration expense factor was determined using premium and expense data from fiscal years 2020 through 2022.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-420, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-420, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-420, filed 10/19/10, effective 11/19/10.]


PDF296-17B-430

Incurred loss and expense charge.

You will pay for the cost of your claims and their administration for those injuries and illnesses occurring during your retrospective rating enrollment period. You can protect yourself from high claims costs at the claim level with the single loss occurrence limit you select. You can protect yourself from high claims costs at the aggregate claims level with the maximum loss ratio you select.
Our actuaries will determine your incurred loss and expense charge by multiplying your losses incurred by the performance adjustment factor and 112.5 percent, which is one plus the claims administration expense factor, currently 12.5 percent.
Data from fiscal years 2020 through 2022 was used to determine the claims administration expense factor.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-430, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-430, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-430, filed 10/19/10, effective 11/19/10.]


PDF296-17B-440

Net insurance charge.

You will pay a net insurance charge for the protection provided by your single loss occurrence limit and your maximum loss ratio.
Your net insurance charge can be calculated as a percentage of either your standard premiums or your incurred loss and expense charge.
(1) If you choose to have your net insurance charge calculated using your standard premiums, your net insurance charge will be calculated using the following formula:
(Premium insurance charge factor - Premium insurance savings factor) x (Standard premiums)
Your premium insurance charge factor and premium insurance savings factor will depend on your maximum and minimum loss ratio choice, size group and hazard group, and can be found in WAC 296-17B-910 through 296-17B-990. If you choose a maximum and/or minimum loss ratio between the options found in one of the tables, the department will interpolate to obtain the charge and/or savings factors from the factors found in the tables.
(2) If you choose to have your net insurance charge calculated using your losses incurred, your net insurance charge will be calculated using the following formula:
(Loss insurance charge factor - Loss insurance savings factor) / [1.0 - (Loss insurance charge factor - Loss insurance savings factor)] x Incurred loss and expense charge
Your loss insurance charge factor and loss insurance savings factor will depend on your maximum and minimum loss ratio choice, size group and hazard group, and can be found in WAC 296-17B-910 through 296-17B-990. If you choose a maximum and/or minimum loss ratio between the options found in one of the tables, the department will interpolate to obtain the charge and/or savings factors from the factors found in the tables.
[Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 14-12-051, § 296-17B-440, filed 5/30/14, effective 7/1/14. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-440, filed 10/19/10, effective 11/19/10.]
Reviser's note: The brackets and enclosed material in the text of the above section occurred in the copy filed by the agency.


PDF296-17B-500

Determining your standard premiums.

Employers are required to pay accident fund, medical aid stay-at-work and supplemental pension fund premiums according to chapter 296-17 WAC. Standard premiums are the premiums an employer pays to the accident and medical aid funds under chapter 296-17 WAC for employment during the coverage period, and do not include either stay-at-work or supplemental pension fund premiums.
For an employer enrolled in a group after the start of a group's coverage period, we will only consider the employer's standard premiums for the calendar quarters for which the employer was enrolled.
[Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-500, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-500, filed 10/19/10, effective 11/19/10.]


PDF296-17B-510

Assigning claims to coverage periods.

We will include your industrial injury claims with a date of injury that falls within the coverage period.
We will include occupational disease claims with a date of last injurious exposure with you (prior to the filing of the claim) that falls within the coverage period.
For an employer enrolled in a group after the start of a group's coverage period, we will only consider the employer's claims related to the calendar quarters for which the employer was enrolled.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-510, filed 10/19/10, effective 11/19/10.]


PDF296-17B-520

Determining your losses.

We determine your losses at the time of an adjustment.
To determine your losses, we first determine the case incurred losses for your claims. To these, we apply discounted loss development and expected loss ratio factors and your single loss occurrence limit to determine your losses incurred for each claim, as explained in these rules. The sum of your losses incurred will be your loss incurred, unless your maximum or minimum loss ratios apply.
[Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-520, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-520, filed 10/19/10, effective 11/19/10.]


PDF296-17B-530

Determining case incurred losses.

If a claim is closed, we will use the actual losses for the claim as defined in WAC 296-17-870(1). If the claim is open, we will use either the case reserve amounts or the actual losses, whichever are higher.
Where not in conflict with these rules, we will use the rules for valuing claims for experience rating found in WAC 296-17-870 (1), (5) through (7), and (10) through (13).
Employer reimbursements from the Washington stay-at-work program will not be included in the case incurred costs of claims.
Public health emergency claims: All accepted claim losses resulting from a declared public health emergency with a date of injury or last injurious exposure on or after January 1, 2020, will not be included in the retrospective rating adjustment calculations.
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010 and 51.04.020(1). WSR 21-24-066, § 296-17B-530, filed 11/30/21, effective 1/1/22; WSR 20-24-094, § 296-17B-530, filed 11/30/20, effective 1/1/21. Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-530, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-530, filed 10/19/10, effective 11/19/10.]


PDF296-17B-540

Determining loss incurred for each claim.

(1) Calculating the initial loss incurred:
For each of your claims, we will multiply the case incurred loss by the appropriate discounted loss development factors to determine the initial loss incurred.
If you have a fatality, we will use $544,000 as the claim's initial incurred loss for the claim, with $507,800 for accident fund incurred loss and $36,200 for the medical aid incurred loss, regardless of the case incurred loss, and before recovery factors if applicable.
(2) Applying the single loss occurrence limit:
The initial loss incurred for a claim will be the amount we use as the loss incurred unless the single loss occurrence limit applies.
The single loss occurrence limit applies when the sum of all initial losses incurred for your claims arising out of a single event is greater than your selected single loss occurrence limit. In that case, each claim's initial loss incurred will be its proportionate share of your single loss occurrence limit.
(3) Applying the expected loss ratio factors:
The preliminary loss incurred for a claim will be the amount of the initial loss incurred, after application of the single loss limit, multiplied by the appropriate expected loss ratio factor. The accident fund and medical aid fund portions of each claim will have separate expected loss ratio factors applied.
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 23-24-039, § 296-17B-540, filed 11/30/23, effective 1/1/24. Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 23-12-071, § 296-17B-540, filed 6/6/23, effective 7/7/23. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 22-24-019, § 296-17B-540, filed 11/30/22, effective 1/1/23; WSR 21-24-066, § 296-17B-540, filed 11/30/21, effective 1/1/22; WSR 20-24-094, § 296-17B-540, filed 11/30/20, effective 1/1/21; WSR 19-24-029, § 296-17B-540, filed 11/25/19, effective 1/1/20; WSR 18-24-073, § 296-17B-540, filed 11/30/18, effective 1/1/19; WSR 17-24-041, § 296-17B-540, filed 11/30/17, effective 1/1/18; WSR 16-24-014, § 296-17B-540, filed 11/29/16, effective 1/1/17; WSR 15-24-103, § 296-17B-540, filed 12/1/15, effective 1/1/16; WSR 14-24-084, § 296-17B-540, filed 12/1/14, effective 1/1/15; WSR 13-24-073, § 296-17B-540, filed 11/30/13, effective 1/1/14. Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). WSR 12-24-048, § 296-17B-540, filed 11/30/12, effective 1/1/13; WSR 11-24-026, § 296-17B-540, filed 12/1/11, effective 1/1/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-540, filed 10/19/10, effective 11/19/10.]


PDF296-17B-550

Determining your incurred losses.

If the sum of the losses incurred for your claims divided by your standard premiums and multiplied by the performance adjustment factor is greater than the maximum loss ratio you selected, your incurred losses will be reduced accordingly. If it is less than the minimum loss ratio you selected, your incurred losses will be increased accordingly.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-550, filed 10/19/10, effective 11/19/10.]


PDF296-17B-560

Determining your hazard group and size group.

(1) Each risk classification is assigned to a hazard group, as shown in WAC 296-17-901. To determine your hazard group, we will first multiply your standard premiums in each risk class by the hazard group index for that risk class. This is called the adjusted standard premium. Hazard group indices are shown in subsection (3) of this section. We will then divide the total adjusted standard premiums by your total standard premiums, rounded to three decimal places to determine your average hazard index. We will assign you to a hazard group based on your average hazard index using the table in subsection (4) of this section.
(2) We will determine your size group based on your standard premiums using the table in WAC 296-17B-900.
(3) Hazard group index table.
Hazard Group Number
Hazard Index Number
1
 
.25
 
2
 
.29
 
3
 
.41
 
4
 
.55
 
5
 
.82
 
6
 
1.00
 
7
 
1.24
 
8
 
1.46
 
9
 
2.16
 
(4) Average hazard index table.
Hazard Group Number
Average Hazard Index Value is at Least:
But Less Than or Equal to:
1
 
0.000
 
0.269
 
2
 
0.270
 
0.349
 
3
 
0.350
 
0.479
 
4
 
0.480
 
0.684
 
5
 
0.685
 
0.909
 
6
 
0.910
 
1.119
 
7
 
1.120
 
1.349
 
8
 
1.350
 
1.809
 
9
 
1.810
 
2.160
 
Example:
• For your retrospective enrollment year, your group has exposure in risk classifications with Hazard Groups 3 and 6 and corresponding standard premiums of $1,000,000 and $2,000,000 during the enrollment year.
Risk Classification
Hazard Group
Standard Premium
Hazard Index Number
Adjusted Standard Premium
3
$1,000,000
.41
 
$410,000
6
$2,000,000
1.000
 
$2,000,000
Total
$3,000,000
 
 
$2,410,000
• The Average Hazard Index value for your group is the total adjusted standard premiums divided by the total standard premiums or $2,410,000/$3,000,000 = 0.803 to three decimal places. This value 0.803 is in the range between 0.685 and 0.909.
• Therefore, your group will be assigned Hazard Group Number 5 during this annual adjustment.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-560, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-560, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-560, filed 10/19/10, effective 11/19/10.]


PDF296-17B-600

Performance adjustment—Overview.

The department uses performance adjustment to ensure equity between employers that participate in retrospective rating and employers that do not. The goal of performance adjustment is to make sure that overall, after adjustments, retro participants pay the same share of their losses as employers that do not participate in retro.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-600, filed 10/19/10, effective 11/19/10.]


PDF296-17B-610

How we determine the performance adjustment factor.

Our actuaries compare standard premiums and losses of employers in retro with those of employers not in retro to determine a target refund amount that would result in the groups of retro and nonretro employers funding the same percentage of their claim costs. In doing this, the actuaries pool the experience of the coverage period being adjusted with the experience from the coverage periods beginning the three previous quarters, and take into account possible future changes in losses based on historical data. The actuaries then add interest to the target amount to take into consideration the time value of money.
A performance adjustment factor (rounded to four decimal places) is then selected, so that when we calculate adjustments, the sum of all adjustments will most nearly equal the target refund amount.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-610, filed 10/19/10, effective 11/19/10.]


PDF296-17B-620

More about the performance adjustment factor.

There is no particular significance to the performance adjustment factor being less than, greater than, or equal to 1.0000. The performance adjustment factor is influenced by many things, including overall premium rates, large losses by either retro or nonretro employers, and what options retro participants select when enrolling.
A new performance adjustment factor is calculated for each annual retrospective rating adjustment so that loss ratios of retro and nonretro employers are equal after refunds and additional premium assessments have been paid.
[Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-620, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-620, filed 10/19/10, effective 11/19/10.]


PDF296-17B-700

Protest and appeals.

If at the time of an adjustment you are disputing a decision affecting a claim's losses and you want us to recalculate your adjustment after that dispute has been resolved, you must protest the adjustment and identify the claim and dispute pending. We will issue a further order indicating that the adjustment may be revised after the dispute regarding the claim is resolved. After the dispute has been resolved, if you still want us to recalculate the adjustment, you must notify us, and we will recalculate your adjustment as though the dispute had been resolved at the time of the adjustment. We will not pay interest on any amount refunded.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-700, filed 10/19/10, effective 11/19/10.]


PDF296-17B-710

Account in good standing.

To participate in retrospective rating, you as an employer or group sponsor need to have an account in good standing. This means that you need to have an open industrial insurance account with our industrial insurance program, have filed all required reports, and have paid all industrial insurance premiums, penalties and interest (or be current with a repayment plan the department agreed to), and not owe a debt to any other section of the department.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-710, filed 10/19/10, effective 11/19/10.]


PDF296-17B-720

Prohibited conduct.

(1) Employers and group sponsors must not engage in claims suppression as defined in RCW 51.28.010(4).
(2) Employers and group sponsors must not pay medical service providers for medical services related to an industrial injury or occupational disease. Payment of monthly direct fees made on behalf of employees to qualifying direct primary care service providers as permitted by RCW 48.150.050 does not disqualify an employer or group sponsor from participation in the retrospective rating program.
(3) Unless disclosed to the member at the time of enrollment, group sponsors must not require members to pay dues, fees, or continue membership in the retrospective rating program beyond the last date of the coverage year in order to receive their share of refunds, if any.
If we determine that you have violated any of these provisions, we will remove you from retrospective rating effective the date we notify you, and permanently bar you from further participation in the retrospective rating program. You will remain liable for any additional premium assessments related to your participation prior to your removal, but you will forfeit any right to refunds for adjustments calculated after your removal.
[Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-720, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-720, filed 10/19/10, effective 11/19/10.]


PDF296-17B-730

Probation.

If you as a sponsored group receive a net assessment for two consecutive coverage periods, you will be placed on probationary status. We will review your workplace safety and accident prevention plan and your methods of cooperation with the department's claims management activities, and contact you to discuss ways of improving your performance. If you receive a net assessment in the following coverage period, you will be denied future enrollment, and your sponsoring organization will not be allowed to sponsor another group in the same industry category for the five years following the third coverage period with a net assessment.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-730, filed 10/19/10, effective 11/19/10.]


PDF296-17B-740

Refunds of standard premiums after final adjustment.

If, after the final adjustment for a coverage period, it is determined that an employer enrolled in retrospective rating is entitled to a refund of standard premiums for any reason other than the recalculation of experience provided for in WAC 296-17-870(3), we will adjust the amount of standard premiums to be refunded such that the net impact on the state fund is the same as if refund had taken place before the final adjustment.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-740, filed 10/19/10, effective 11/19/10.]


PDF296-17B-750

Notification.

We will notify you if we need more information to make a decision about your application.
We will also notify you of our decision to enroll or deny enrollment.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-750, filed 10/19/10, effective 11/19/10.]


PDF296-17B-760

Coverage periods.

Individual employers and sponsored groups enroll for one-year coverage periods. Coverage periods begin on the first day of a calendar quarter. Employers may join a sponsored group after its coverage period has begun, beginning on the first day of the next calendar quarter and continuing for the remainder of the coverage period.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-760, filed 10/19/10, effective 11/19/10.]


PDF296-17B-770

Common ownership.

An employer that shares common ownership with one or more other employers cannot enroll in retrospective rating unless all employers sharing common ownership that are within the same industry category also enroll. Employers sharing common ownership can enroll individually or as members of a sponsored group. Employers sharing common ownership that are enrolled individually can choose to be rated separately or together.
Employers share common ownership when:
(1) One or more owners, directly or indirectly, own a majority interest in both employers; or
(2) One employer, directly or indirectly, owns a majority interest in another employer.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-770, filed 10/19/10, effective 11/19/10.]


PDF296-17B-780

Due dates.

When you are required to submit a document (application, report, etc.) it must be received in the Tumwater labor and industries office by 5:00 p.m. on the date due. Documents may be mailed, faxed, or hand delivered. If the due date falls on a Saturday, Sunday, or holiday, it is due the next state business day.
[Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-780, filed 10/19/10, effective 11/19/10.]


PDF296-17B-810

Discounted loss development factors.

At the time of adjustment, our actuaries determine discounted loss development factors by claim type, fund and enrollment period. Loss development factors account for the fact that claims ultimately cost the state fund more than they have cost to date, and more than they are estimated to cost at any particular point in time.
Discounting accounts for the fact that benefits are not paid at once, but rather are paid over a period of time. Discounts vary for different types of claims based on when benefits are expected to be paid.
[Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-810, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-810, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-810, filed 10/19/10, effective 11/19/10.]


PDF296-17B-830

Expected loss ratio factors.

An expected loss ratio factor is a factor applied to case incurred loss amounts of claims and discounted loss development factors so that the ratio of discounted developed loss to standard premiums for the entire state fund used in the actuarial calculations equals the expected loss ratios. By doing this, loss ratios will not be expected to change simply because the department changed the rates for one fund significantly more than the rates for another fund. The expected loss ratios are:
Accident Fund
76.56%
Medical Aid Fund
88.0%
Separate factors will be calculated by fund and also by enrollment period at the time of each annual retrospective rating adjustment.
[Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-830, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-830, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-830, filed 10/19/10, effective 11/19/10.]


PDF296-17B-840

Claim types.

The following claim types are considered when calculating the discounted loss development factors:
(1) Fatality;
(2) Total permanent disability pension claim;
(3) Structured settlement claim with ongoing, lifetime payments;
(4) Structured settlement claim with fixed, periodic payments;
(5) Structured settlement claim with one-time, lump sum payments;
(6) Permanent partial disability claim;
(7) Time-loss claim;
(8) Miscellaneous accident fund claim;
(9) Medical only claim.
[Statutory Authority: RCW 51.18.010 and 51.04.020(1). WSR 12-21-054, § 296-17B-840, filed 10/15/12, effective 12/14/12. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-840, filed 10/19/10, effective 11/19/10.]


PDF296-17B-900

Retrospective rating plans standard premium size ranges.

RETROSPECTIVE RATING STANDARD PREMIUM SIZE RANGES
Effective January 1, 2024
Size Group Number
Standard Premium Range
 
From:
 
To:
1
5,660
-
6,599
2
6,600
-
7,459
3
7,460
-
8,399
4
8,400
-
9,409
5
9,410
-
10,479
6
10,480
-
11,629
7
11,630
-
12,869
8
12,870
-
14,169
9
14,170
-
15,559
10
15,560
-
17,019
11
17,020
-
18,559
12
18,560
-
20,229
13
20,230
-
21,979
14
21,980
-
23,849
15
23,850
-
25,809
16
25,810
-
27,889
17
27,890
-
30,109
18
30,110
-
32,439
19
32,440
-
34,919
20
34,920
-
37,519
21
37,520
-
40,319
22
40,320
-
43,269
23
43,270
-
46,409
24
46,410
-
49,729
25
49,730
-
53,279
26
53,280
-
57,049
27
57,050
-
61,059
28
61,060
-
65,319
29
65,320
-
69,869
30
69,870
-
74,729
31
74,730
-
79,929
32
79,930
-
85,499
33
85,500
-
91,469
34
91,470
-
97,879
35
97,880
-
104,799
36
104,800
-
112,299
37
112,300
-
120,299
38
120,300
-
128,899
39
128,900
-
138,199
40
138,200
-
148,199
41
148,200
-
159,099
42
159,100
-
170,599
43
170,600
-
183,099
44
183,100
-
196,799
45
196,800
-
211,599
46
211,600
-
227,499
47
227,500
-
244,699
48
244,700
-
264,099
49
264,100
-
284,799
50
284,800
-
307,499
51
307,500
-
332,799
52
332,800
-
360,799
53
360,800
-
392,399
54
392,400
-
427,299
55
427,300
-
466,599
56
466,600
-
511,299
57
511,300
-
561,799
58
561,800
-
619,899
59
619,900
-
687,199
60
687,200
-
765,699
61
765,700
-
857,899
62
857,900
-
967,199
63
967,200
-
1,099,999
64
1,100,000
-
1,263,999
65
1,264,000
-
1,468,999
66
1,469,000
-
1,733,999
67
1,734,000
-
2,081,999
68
2,082,000
-
2,568,999
69
2,569,000
-
3,285,999
70
3,286,000
-
4,468,999
71
4,469,000
-
6,698,999
72
6,699,000
-
12,259,999
73
12,260,000
-
31,359,999
74
31,360,000
-
and over
[Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 23-24-039, § 296-17B-900, filed 11/30/23, effective 1/1/24; WSR 22-24-019, § 296-17B-900, filed 11/30/22, effective 1/1/23; WSR 20-24-094, § 296-17B-900, filed 11/30/20, effective 1/1/21; WSR 19-24-029, § 296-17B-900, filed 11/25/19, effective 1/1/20; WSR 18-24-073, § 296-17B-900, filed 11/30/18, effective 1/1/19; WSR 17-24-041, § 296-17B-900, filed 11/30/17, effective 1/1/18; WSR 16-24-014, § 296-17B-900, filed 11/29/16, effective 1/1/17; WSR 15-24-103, § 296-17B-900, filed 12/1/15, effective 1/1/16; WSR 14-24-084, § 296-17B-900, filed 12/1/14, effective 1/1/15; WSR 13-24-073, § 296-17B-900, filed 11/30/13, effective 1/1/14. Statutory Authority: RCW 51.16.035, 51.32.073, 51.08.010, and 51.04.020(1). WSR 12-24-048, § 296-17B-900, filed 11/30/12, effective 1/1/13; WSR 11-24-026, § 296-17B-900, filed 12/1/11, effective 1/1/12. Statutory Authority: RCW 51.16.035, 51.32.073, 51.18.010, and 51.04.020(1). WSR 11-04-069, § 296-17B-900, filed 1/28/11, effective 2/28/11.]


PDF296-17B-910

Hazard Group 1 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
 
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8416
.8278
.8154
.8039
.7933
.7833
.7739
.7650
.7565
.7484
.7406
.7331
.7258
2
.8367
.8223
.8092
.7972
.7861
.7757
.7658
.7565
.7476
.7391
.7310
.7231
.7155
3
.8306
.8153
.8015
.7888
.7771
.7661
.7557
.7458
.7364
.7274
.7188
.7104
.7024
4
.8245
.8084
.7938
.7805
.7681
.7564
.7455
.7351
.7252
.7156
.7065
.6977
.6892
5
.8184
.8015
.7862
.7721
.7591
.7469
.7353
.7244
.7139
.7039
.6942
.6849
.6759
6
.8124
.7946
.7785
.7638
.7501
.7373
.7252
.7136
.7026
.6921
.6819
.6722
.6627
7
.8064
.7878
.7709
.7555
.7411
.7277
.7149
.7028
.6913
.6802
.6696
.6593
.6494
8
.8005
.7810
.7634
.7472
.7322
.7181
.7047
.6920
.6799
.6683
.6572
.6465
.6362
9
.7946
.7743
.7559
.7390
.7233
.7085
.6945
.6813
.6686
.6565
.6449
.6337
.6230
10
.7888
.7676
.7484
.7308
.7144
.6989
.6844
.6705
.6573
.6447
.6326
.6210
.6098
11
.7830
.7610
.7410
.7226
.7055
.6894
.6742
.6598
.6461
.6330
.6204
.6084
.5968
12
.7772
.7543
.7335
.7144
.6965
.6798
.6640
.6490
.6348
.6212
.6081
.5956
.5836
13
.7715
.7476
.7260
.7061
.6875
.6701
.6537
.6382
.6234
.6093
.5958
.5829
.5704
14
.7657
.7409
.7185
.6978
.6785
.6604
.6434
.6273
.6120
.5974
.5834
.5700
.5572
15
.7600
.7343
.7110
.6895
.6695
.6508
.6332
.6165
.6006
.5855
.5711
.5573
.5441
16
.7543
.7277
.7035
.6812
.6605
.6411
.6229
.6056
.5893
.5737
.5588
.5446
.5310
17
.7486
.7210
.6959
.6728
.6514
.6314
.6125
.5947
.5779
.5618
.5465
.5319
.5179
18
.7429
.7143
.6884
.6645
.6424
.6217
.6022
.5839
.5665
.5500
.5342
.5192
.5048
19
.7372
.7076
.6807
.6561
.6332
.6119
.5918
.5729
.5550
.5380
.5219
.5065
.4917
20
.7315
.7009
.6732
.6478
.6242
.6022
.5815
.5621
.5437
.5262
.5097
.4939
.4788
21
.7258
.6942
.6656
.6394
.6150
.5924
.5711
.5511
.5323
.5144
.4974
.4813
.4659
22
.7200
.6874
.6579
.6308
.6058
.5824
.5606
.5401
.5207
.5024
.4850
.4685
.4528
23
.7143
.6807
.6503
.6224
.5966
.5726
.5502
.5291
.5093
.4905
.4728
.4560
.4400
24
.7085
.6739
.6425
.6138
.5873
.5626
.5396
.5180
.4977
.4786
.4604
.4433
.4270
25
.7027
.6670
.6347
.6052
.5779
.5526
.5290
.5069
.4861
.4666
.4481
.4306
.4141
26
.6970
.6602
.6270
.5966
.5686
.5426
.5184
.4958
.4746
.4547
.4359
.4181
.4013
27
.6912
.6533
.6191
.5879
.5592
.5326
.5078
.4847
.4631
.4427
.4236
.4055
.3885
28
.6854
.6464
.6113
.5792
.5498
.5225
.4972
.4736
.4515
.4308
.4113
.3930
.3757
29
.6796
.6396
.6035
.5706
.5404
.5125
.4866
.4625
.4400
.4190
.3992
.3806
.3631
30
.6737
.6326
.5955
.5617
.5308
.5023
.4758
.4513
.4284
.4070
.3869
.3680
.3503
31
.6678
.6256
.5875
.5529
.5212
.4920
.4651
.4400
.4167
.3950
.3746
.3555
.3375
32
.6619
.6185
.5794
.5439
.5115
.4817
.4542
.4287
.4050
.3829
.3623
.3429
.3248
33
.6560
.6114
.5714
.5350
.5018
.4714
.4434
.4174
.3933
.3709
.3500
.3304
.3121
34
.6501
.6043
.5633
.5260
.4921
.4611
.4325
.4061
.3816
.3589
.3377
.3179
.2994
35
.6442
.5972
.5551
.5170
.4823
.4506
.4215
.3947
.3698
.3468
.3254
.3054
.2867
36
.6383
.5901
.5469
.5080
.4726
.4402
.4106
.3833
.3581
.3348
.3131
.2929
.2740
37
.6323
.5828
.5386
.4988
.4626
.4297
.3995
.3718
.3462
.3226
.3007
.2803
.2612
38
.6263
.5756
.5303
.4895
.4526
.4190
.3884
.3602
.3343
.3104
.2882
.2676
.2485
39
.6203
.5684
.5220
.4804
.4427
.4085
.3773
.3487
.3225
.2982
.2758
.2551
.2359
40
.6144
.5612
.5137
.4712
.4328
.3979
.3662
.3372
.3106
.2861
.2635
.2427
.2234
41
.6085
.5540
.5055
.4620
.4228
.3874
.3551
.3257
.2988
.2740
.2513
.2303
.2111
42
.6026
.5468
.4971
.4527
.4128
.3767
.3439
.3141
.2868
.2619
.2390
.2180
.1989
43
.5968
.5396
.4889
.4435
.4028
.3661
.3328
.3026
.2750
.2499
.2269
.2060
.1869
44
.5911
.5326
.4807
.4345
.3930
.3556
.3218
.2912
.2634
.2381
.2152
.1943
.1754
45
.5849
.5250
.4719
.4246
.3823
.3443
.3100
.2790
.2510
.2257
.2028
.1821
.1634
46
.5787
.5174
.4631
.4148
.3717
.3330
.2983
.2670
.2388
.2134
.1906
.1701
.1517
47
.5727
.5099
.4544
.4051
.3612
.3219
.2867
.2551
.2268
.2015
.1788
.1586
.1406
48
.5667
.5024
.4457
.3953
.3505
.3106
.2750
.2432
.2148
.1896
.1672
.1473
.1297
49
.5608
.4950
.4369
.3855
.3399
.2994
.2633
.2313
.2030
.1779
.1558
.1363
.1192
50
.5552
.4878
.4284
.3759
.3295
.2884
.2520
.2199
.1916
.1667
.1449
.1259
.1093
51
.5496
.4807
.4199
.3664
.3191
.2774
.2407
.2085
.1804
.1558
.1344
.1159
.0999
52
.5440
.4734
.4113
.3566
.3085
.2662
.2293
.1971
.1691
.1448
.1239
.1060
.0906
53
.5385
.4662
.4026
.3468
.2978
.2551
.2179
.1857
.1580
.1342
.1138
.0965
.0818
54
.5332
.4591
.3941
.3370
.2873
.2441
.2067
.1746
.1472
.1239
.1041
.0875
.0735
55
.5281
.4523
.3857
.3275
.2769
.2333
.1958
.1639
.1368
.1140
.0949
.0790
.0656
56
.5230
.4453
.3771
.3177
.2663
.2222
.1847
.1530
.1264
.1042
.0858
.0706
.0580
57
.5181
.4385
.3687
.3080
.2559
.2114
.1739
.1425
.1164
.0948
.0771
.0626
.0509
58
.5136
.4322
.3608
.2989
.2459
.2011
.1636
.1325
.1070
.0861
.0691
.0554
.0444
59
.5093
.4260
.3529
.2898
.2361
.1909
.1535
.1228
.0978
.0776
.0614
.0486
.0384
60
.5052
.4199
.3450
.2806
.2261
.1807
.1433
.1130
.0887
.0693
.0540
.0420
.0327
61
.5013
.4140
.3374
.2716
.2163
.1706
.1334
.1036
.0799
.0614
.0470
.0360
.0275
62
.4976
.4082
.3297
.2626
.2064
.1605
.1235
.0942
.0714
.0538
.0404
.0303
.0227
63
.4940
.4024
.3220
.2534
.1963
.1501
.1134
.0848
.0629
.0463
.0340
.0250
.0184
64
.4907
.3970
.3144
.2442
.1862
.1397
.1034
.0755
.0547
.0393
.0281
.0201
.0145
65
.4878
.3917
.3070
.2350
.1761
.1294
.0934
.0665
.0468
.0327
.0227
.0158
.0111
66
.4852
.3869
.2998
.2260
.1660
.1191
.0836
.0577
.0393
.0266
.0179
.0121
.0083
67
.4827
.3820
.2922
.2162
.1550
.1079
.0732
.0486
.0318
.0206
.0133
.0087
.0059
68
.4807
.3775
.2849
.2064
.1437
.0965
.0627
.0397
.0247
.0152
.0094
.0060
.0040
69
.4792
.3737
.2781
.1970
.1329
.0856
.0529
.0316
.0185
.0108
.0064
.0040
.0026
70
.4781
.3701
.2709
.1862
.1200
.0727
.0417
.0229
.0123
.0067
.0038
.0023
.0016
71
.4774
.3675
.2646
.1760
.1075
.0604
.0315
.0155
.0075
.0038
.0021
.0014
.0010
72
.4771
.3653
.2579
.1632
.0907
.0441
.0190
.0076
.0031
.0015
.0009
.0006
.0005
73
.4770
.3646
.2535
.1513
.0728
.0274
.0083
.0023
.0007
.0003
.0002
.0001
.0000
74
.4770
.3645
.2523
.1452
.0613
.0173
.0034
.0005
.0001
.0000
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0401
.0826
.1272
.1729
.2675
.3646
.4633
.5634
2
.0000
.0389
.0806
.1245
.1697
.2634
.3597
.4578
.5572
3
.0000
.0374
.0781
.1211
.1657
.2582
.3536
.4508
.5495
4
.0000
.0359
.0756
.1178
.1618
.2531
.3475
.4439
.5418
5
.0000
.0344
.0731
.1145
.1578
.2480
.3414
.4370
.5342
6
.0000
.0329
.0706
.1113
.1539
.2430
.3354
.4301
.5265
7
.0000
.0314
.0682
.1081
.1501
.2380
.3294
.4233
.5189
8
.0000
.0300
.0658
.1050
.1463
.2330
.3235
.4165
.5114
9
.0000
.0287
.0636
.1019
.1425
.2281
.3176
.4098
.5039
10
.0000
.0274
.0613
.0989
.1388
.2233
.3118
.4031
.4964
11
.0000
.0261
.0591
.0960
.1352
.2185
.3060
.3965
.4890
12
.0000
.0248
.0570
.0930
.1316
.2137
.3002
.3898
.4815
13
.0000
.0236
.0548
.0901
.1280
.2089
.2945
.3831
.4740
14
.0000
.0224
.0527
.0872
.1244
.2042
.2887
.3764
.4665
15
.0000
.0212
.0507
.0844
.1209
.1995
.2830
.3698
.4590
16
.0000
.0201
.0487
.0816
.1175
.1948
.2773
.3632
.4515
17
.0000
.0190
.0467
.0789
.1140
.1902
.2716
.3565
.4439
18
.0000
.0180
.0448
.0762
.1106
.1856
.2659
.3498
.4364
19
.0000
.0170
.0429
.0735
.1072
.1810
.2602
.3431
.4287
20
.0000
.0160
.0410
.0709
.1039
.1764
.2545
.3364
.4212
21
.0000
.0150
.0392
.0683
.1006
.1718
.2488
.3297
.4136
22
.0000
.0141
.0374
.0657
.0973
.1672
.2430
.3229
.4059
23
.0000
.0132
.0356
.0631
.0940
.1627
.2373
.3162
.3983
24
.0000
.0124
.0339
.0606
.0908
.1581
.2315
.3094
.3905
25
.0000
.0115
.0322
.0581
.0875
.1534
.2257
.3025
.3827
26
.0000
.0108
.0306
.0557
.0844
.1489
.2200
.2957
.3750
27
.0000
.0100
.0290
.0533
.0812
.1443
.2142
.2888
.3671
28
.0000
.0093
.0274
.0509
.0780
.1397
.2084
.2819
.3593
29
.0000
.0086
.0259
.0485
.0749
.1352
.2026
.2751
.3515
30
.0000
.0079
.0244
.0462
.0718
.1306
.1967
.2681
.3435
31
.0000
.0072
.0229
.0439
.0687
.1261
.1908
.2611
.3355
32
.0000
.0066
.0214
.0416
.0656
.1215
.1849
.2540
.3274
33
.0000
.0060
.0200
.0394
.0625
.1169
.1790
.2469
.3194
34
.0000
.0055
.0187
.0372
.0595
.1123
.1731
.2398
.3113
35
.0000
.0050
.0174
.0350
.0565
.1078
.1672
.2327
.3031
36
.0000
.0045
.0161
.0329
.0535
.1032
.1613
.2256
.2949
37
.0000
.0040
.0148
.0308
.0506
.0987
.1553
.2183
.2866
38
.0000
.0036
.0136
.0287
.0477
.0941
.1493
.2111
.2783
39
.0000
.0032
.0125
.0268
.0448
.0896
.1433
.2039
.2700
40
.0000
.0028
.0114
.0248
.0420
.0852
.1374
.1967
.2617
41
.0000
.0024
.0104
.0229
.0393
.0808
.1315
.1895
.2535
42
.0000
.0021
.0093
.0211
.0366
.0764
.1256
.1823
.2451
43
.0000
.0018
.0084
.0194
.0340
.0721
.1198
.1751
.2369
44
.0000
.0016
.0075
.0177
.0315
.0679
.1141
.1681
.2287
45
.0000
.0013
.0066
.0159
.0287
.0634
.1079
.1605
.2199
46
.0000
.0011
.0057
.0142
.0261
.0589
.1017
.1529
.2111
47
.0000
.0008
.0049
.0126
.0236
.0546
.0957
.1454
.2024
48
.0000
.0007
.0041
.0110
.0212
.0503
.0897
.1379
.1937
49
.0000
.0005
.0035
.0096
.0189
.0462
.0838
.1305
.1849
50
.0000
.0004
.0029
.0083
.0168
.0422
.0782
.1233
.1764
51
.0000
.0003
.0024
.0071
.0147
.0384
.0726
.1162
.1679
52
.0000
.0002
.0019
.0060
.0128
.0347
.0670
.1089
.1593
53
.0000
.0002
.0015
.0050
.0110
.0310
.0615
.1017
.1506
54
.0000
.0001
.0012
.0041
.0094
.0276
.0562
.0946
.1421
55
.0000
.0001
.0009
.0033
.0079
.0243
.0511
.0878
.1337
56
.0000
.0000
.0007
.0026
.0065
.0212
.0460
.0808
.1251
57
.0000
.0000
.0005
.0020
.0053
.0182
.0411
.0740
.1167
58
.0000
.0000
.0003
.0016
.0043
.0157
.0366
.0677
.1088
59
.0000
.0000
.0002
.0012
.0034
.0133
.0323
.0615
.1009
60
.0000
.0000
.0002
.0009
.0026
.0111
.0282
.0554
.0930
61
.0000
.0000
.0001
.0006
.0020
.0090
.0243
.0495
.0854
62
.0000
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0777
63
.0000
.0000
.0000
.0003
.0010
.0056
.0170
.0379
.0700
64
.0000
.0000
.0000
.0002
.0006
.0041
.0137
.0325
.0624
65
.0000
.0000
.0000
.0001
.0004
.0029
.0108
.0272
.0550
66
.0000
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
67
.0000
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0402
68
.0000
.0000
.0000
.0000
.0000
.0006
.0037
.0130
.0329
69
.0000
.0000
.0000
.0000
.0000
.0003
.0022
.0092
.0261
70
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0189
71
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0030
.0126
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0008
.0059
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0003
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.6591
.6094
.5648
.5246
.4880
.4546
.4240
.3975
.3816
.3682
.3569
.3473
.3391
37
$120
.6529
.6019
.5562
.5151
.4777
.4437
.4126
.3913
.3758
.3628
.3518
.3425
.3347
38
$120
.6467
.5944
.5476
.5055
.4674
.4328
.4036
.3853
.3702
.3575
.3468
.3379
.3309
39
$120
.6406
.5870
.5391
.4961
.4572
.4219
.3974
.3796
.3647
.3523
.3420
.3339
.3276
40
$120
.6345
.5795
.5306
.4866
.4469
.4128
.3915
.3739
.3593
.3473
.3378
.3304
.3246
 
$160
.6302
.5756
.5269
.4833
.4439
.4081
.3756
.3480
.3294
.3138
.3007
.2896
.2802
41
$120
.6284
.5721
.5220
.4771
.4367
.4066
.3856
.3684
.3541
.3429
.3341
.3272
.3218
 
$160
.6241
.5682
.5184
.4738
.4337
.3973
.3642
.3410
.3229
.3078
.2951
.2843
.2753
42
$120
.6223
.5647
.5134
.4675
.4263
.4006
.3798
.3628
.3493
.3388
.3307
.3243
.3193
 
$160
.6181
.5608
.5099
.4643
.4234
.3864
.3555
.3343
.3166
.3019
.2895
.2792
.2709
43
$120
.6163
.5573
.5049
.4580
.4199
.3947
.3742
.3577
.3449
.3351
.3275
.3216
.3170
 
$160
.6121
.5535
.5014
.4549
.4132
.3755
.3486
.3278
.3105
.2961
.2842
.2746
.2670
44
$120
.6104
.5500
.4965
.4487
.4139
.3889
.3687
.3530
.3410
.3317
.3246
.3191
.3150
 
$160
.6063
.5463
.4931
.4456
.4031
.3669
.3420
.3216
.3046
.2907
.2794
.2706
.2635
45
$120
.6040
.5421
.4873
.4385
.4074
.3825
.3630
.3482
.3368
.3281
.3215
.3166
.3130
 
$160
.5999
.5384
.4840
.4355
.3921
.3593
.3349
.3148
.2983
.2850
.2746
.2664
.2600
46
$120
.5976
.5343
.4782
.4316
.4008
.3765
.3578
.3436
.3329
.3248
.3188
.3144
.3112
 
$160
.5936
.5306
.4750
.4254
.3816
.3520
.3279
.3082
.2923
.2799
.2702
.2626
.2567
47
$120
.5915
.5266
.4693
.4252
.3945
.3708
.3528
.3393
.3292
.3218
.3164
.3125
.3097
 
$160
.5874
.5230
.4661
.4155
.3742
.3449
.3211
.3019
.2869
.2752
.2662
.2592
.2538
 
$250
.5813
.5176
.4612
.4112
.3666
.3267
.2910
.2639
.2418
.2235
.2081
.1953
.1846
48
$120
.5853
.5189
.4602
.4187
.3884
.3654
.3481
.3353
.3259
.3191
.3143
.3108
.3084
 
$160
.5813
.5153
.4571
.4055
.3670
.3379
.3144
.2960
.2818
.2708
.2624
.2560
.2512
 
$250
.5753
.5100
.4524
.4013
.3558
.3153
.2813
.2554
.2339
.2161
.2013
.1890
.1790
 
$275
.5741
.5089
.4514
.4004
.3551
.3146
.2785
.2499
.2269
.2078
.1918
.1785
.1673
49
$120
.5792
.5112
.4512
.4123
.3825
.3602
.3436
.3315
.3228
.3167
.3124
.3094
.3073
 
$160
.5752
.5077
.4481
.3956
.3598
.3309
.3081
.2905
.2770
.2667
.2590
.2532
.2489
 
$250
.5693
.5025
.4435
.3913
.3450
.3039
.2726
.2472
.2262
.2090
.1947
.1832
.1739
 
$275
.5681
.5014
.4426
.3905
.3443
.3032
.2681
.2411
.2187
.2001
.1847
.1720
.1615
50
$120
.5733
.5038
.4449
.4063
.3770
.3553
.3394
.3281
.3201
.3145
.3107
.3082
.3064
 
$160
.5694
.5003
.4394
.3886
.3528
.3243
.3022
.2854
.2726
.2630
.2559
.2507
.2469
 
$250
.5635
.4951
.4349
.3816
.3345
.2946
.2643
.2394
.2190
.2022
.1887
.1779
.1694
 
$275
.5624
.4941
.4340
.3808
.3338
.2921
.2592
.2327
.2109
.1929
.1781
.1660
.1562
51
$120
.5676
.4964
.4389
.4004
.3717
.3506
.3355
.3249
.3176
.3126
.3093
.3071
.3057
 
$160
.5637
.4930
.4307
.3817
.3460
.3180
.2966
.2805
.2684
.2596
.2531
.2485
.2452
 
$250
.5579
.4879
.4262
.3719
.3239
.2861
.2562
.2318
.2119
.1958
.1831
.1730
.1652
 
$275
.5567
.4869
.4254
.3711
.3232
.2821
.2506
.2246
.2034
.1859
.1717
.1604
.1514
52
$120
.5618
.4889
.4328
.3946
.3664
.3460
.3317
.3219
.3153
.3109
.3081
.3062
.3051
 
$160
.5580
.4856
.4218
.3747
.3392
.3118
.2911
.2758
.2645
.2564
.2506
.2465
.2437
 
$250
.5522
.4805
.4175
.3619
.3138
.2776
.2481
.2242
.2049
.1897
.1777
.1685
.1613
 
$275
.5510
.4795
.4166
.3612
.3124
.2731
.2420
.2166
.1958
.1790
.1657
.1552
.1469
 
$380
.5477
.4766
.4140
.3590
.3105
.2680
.2308
.1997
.1746
.1538
.1365
.1223
.1105
53
$120
.5561
.4815
.4268
.3889
.3613
.3417
.3282
.3192
.3132
.3094
.3070
.3055
.3046
 
$160
.5523
.4782
.4129
.3678
.3325
.3058
.2859
.2713
.2608
.2535
.2483
.2448
.2424
 
$250
.5466
.4732
.4087
.3520
.3053
.2693
.2402
.2168
.1983
.1839
.1728
.1643
.1578
 
$275
.5455
.4722
.4078
.3512
.3019
.2643
.2336
.2086
.1885
.1726
.1601
.1503
.1428
 
$380
.5421
.4694
.4053
.3491
.2998
.2568
.2196
.1900
.1656
.1454
.1289
.1154
.1043
54
$120
.5506
.4742
.4211
.3834
.3564
.3376
.3250
.3167
.3114
.3081
.3061
.3049
.3042
 
$160
.5469
.4709
.4063
.3610
.3261
.3000
.2809
.2672
.2575
.2509
.2463
.2433
.2413
 
$250
.5412
.4660
.4000
.3421
.2970
.2612
.2324
.2097
.1921
.1785
.1682
.1604
.1547
 
$275
.5401
.4651
.3991
.3414
.2932
.2558
.2254
.2010
.1816
.1665
.1549
.1459
.1391
 
$380
.5368
.4622
.3967
.3393
.2892
.2457
.2098
.1808
.1569
.1375
.1216
.1089
.0986
55
$120
.5454
.4671
.4155
.3781
.3517
.3338
.3220
.3145
.3099
.3071
.3054
.3045
.3039
 
$160
.5416
.4639
.3999
.3545
.3200
.2946
.2762
.2634
.2545
.2486
.2446
.2421
.2404
 
$250
.5360
.4591
.3915
.3330
.2889
.2533
.2250
.2031
.1863
.1736
.1641
.1570
.1519
 
$275
.5349
.4581
.3907
.3317
.2847
.2475
.2175
.1937
.1752
.1610
.1501
.1419
.1358
 
$380
.5316
.4553
.3883
.3297
.2788
.2351
.2004
.1719
.1487
.1299
.1148
.1029
.0935
 
$500
.5298
.4537
.3869
.3285
.2778
.2340
.1964
.1646
.1387
.1174
.0999
.0856
.0741
56
$120
.5401
.4610
.4099
.3728
.3471
.3301
.3192
.3125
.3085
.3061
.3048
.3041
.3037
 
$160
.5364
.4567
.3933
.3479
.3139
.2891
.2717
.2598
.2518
.2465
.2431
.2410
.2397
 
$250
.5308
.4520
.3828
.3249
.2806
.2453
.2177
.1966
.1807
.1688
.1602
.1539
.1494
 
$275
.5297
.4510
.3820
.3221
.2761
.2390
.2096
.1866
.1689
.1556
.1456
.1382
.1328
 
$380
.5265
.4483
.3796
.3198
.2681
.2253
.1909
.1630
.1404
.1225
.1083
.0972
.0887
 
$500
.5246
.4467
.3783
.3187
.2672
.2229
.1853
.1544
.1292
.1087
.0920
.0786
.0678
 
$550
.5242
.4464
.3780
.3185
.2670
.2228
.1852
.1534
.1273
.1061
.0889
.0750
.0637
57
$120
.5350
.4558
.4044
.3676
.3427
.3267
.3167
.3107
.3073
.3054
.3044
.3038
.3035
 
$160
.5314
.4497
.3870
.3415
.3079
.2840
.2675
.2565
.2493
.2447
.2419
.2402
.2391
 
$250
.5259
.4451
.3742
.3170
.2726
.2376
.2107
.1904
.1754
.1645
.1567
.1512
.1473
 
$275
.5248
.4442
.3735
.3139
.2677
.2308
.2020
.1798
.1631
.1506
.1415
.1349
.1302
 
$380
.5216
.4415
.3712
.3101
.2576
.2158
.1817
.1544
.1326
.1155
.1022
.0920
.0843
 
$500
.5197
.4399
.3699
.3090
.2567
.2121
.1748
.1447
.1202
.1004
.0846
.0720
.0621
 
$550
.5193
.4396
.3696
.3088
.2565
.2119
.1743
.1430
.1179
.0976
.0812
.0681
.0577
58
$120
.5304
.4511
.3994
.3631
.3389
.3237
.3146
.3093
.3064
.3049
.3040
.3036
.3034
 
$160
.5268
.4433
.3812
.3357
.3026
.2795
.2639
.2537
.2473
.2433
.2409
.2395
.2387
 
$250
.5214
.4387
.3662
.3096
.2651
.2306
.2044
.1849
.1708
.1608
.1538
.1489
.1456
 
$275
.5203
.4378
.3654
.3062
.2599
.2233
.1951
.1737
.1579
.1463
.1380
.1322
.1281
 
$380
.5171
.4351
.3632
.3009
.2486
.2069
.1732
.1464
.1254
.1092
.0969
.0876
.0806
 
$500
.5153
.4336
.3619
.2999
.2467
.2018
.1653
.1357
.1118
.0928
.0779
.0662
.0572
 
$550
.5149
.4333
.3617
.2996
.2466
.2016
.1640
.1337
.1093
.0897
.0742
.0620
.0524
59
$120
.5260
.4465
.3945
.3586
.3353
.3210
.3127
.3081
.3057
.3044
.3038
.3035
.3034
 
$160
.5224
.4369
.3755
.3300
.2974
.2751
.2605
.2512
.2455
.2421
.2401
.2390
.2384
 
$250
.5170
.4324
.3586
.3023
.2578
.2237
.1982
.1797
.1665
.1574
.1511
.1469
.1442
 
$275
.5159
.4315
.3575
.2986
.2522
.2159
.1884
.1679
.1530
.1423
.1349
.1298
.1263
 
$380
.5128
.4289
.3553
.2918
.2398
.1981
.1648
.1387
.1186
.1033
.0919
.0834
.0773
 
$500
.5110
.4274
.3541
.2907
.2368
.1920
.1559
.1268
.1037
.0856
.0716
.0608
.0526
 
$550
.5106
.4270
.3538
.2905
.2366
.1914
.1543
.1246
.1009
.0822
.0676
.0563
.0476
60
$120
.5217
.4418
.3896
.3542
.3317
.3184
.3110
.3070
.3050
.3041
.3036
.3034
.3033
 
$160
.5182
.4309
.3697
.3243
.2923
.2709
.2572
.2488
.2439
.2411
.2395
.2386
.2382
 
$250
.5128
.4262
.3518
.2949
.2505
.2168
.1922
.1747
.1625
.1542
.1488
.1452
.1430
 
$275
.5117
.4253
.3496
.2910
.2444
.2086
.1818
.1622
.1483
.1386
.1320
.1276
.1247
 
$380
.5086
.4227
.3474
.2826
.2309
.1893
.1565
.1311
.1120
.0977
.0872
.0797
.0743
 
$500
.5068
.4212
.3462
.2815
.2268
.1823
.1465
.1181
.0958
.0786
.0656
.0558
.0485
 
$550
.5064
.4209
.3459
.2813
.2267
.1811
.1447
.1156
.0927
.0749
.0613
.0509
.0432
 
$800
.5057
.4203
.3454
.2809
.2263
.1808
.1435
.1131
.0889
.0698
.0549
.0434
.0345
61
$120
.5177
.4373
.3848
.3499
.3284
.3161
.3095
.3061
.3045
.3038
.3035
.3033
.3033
 
$160
.5141
.4260
.3641
.3187
.2874
.2669
.2543
.2468
.2425
.2402
.2390
.2384
.2380
 
$250
.5088
.4202
.3452
.2877
.2433
.2103
.1865
.1700
.1588
.1515
.1468
.1438
.1420
 
$275
.5078
.4193
.3428
.2835
.2369
.2015
.1755
.1569
.1440
.1353
.1296
.1258
.1235
 
$380
.5047
.4168
.3396
.2743
.2222
.1807
.1484
.1239
.1058
.0925
.0830
.0764
.0717
 
$500
.5029
.4153
.3385
.2725
.2173
.1729
.1374
.1097
.0883
.0721
.0601
.0513
.0448
 
$550
.5025
.4150
.3382
.2723
.2168
.1715
.1354
.1069
.0849
.0681
.0555
.0461
.0392
 
$800
.5018
.4144
.3377
.2719
.2165
.1708
.1335
.1037
.0804
.0622
.0483
.0378
.0299
62
$120
.5139
.4328
.3800
.3457
.3252
.3139
.3082
.3054
.3041
.3036
.3034
.3033
.3033
 
$160
.5103
.4211
.3585
.3131
.2825
.2631
.2515
.2449
.2414
.2395
.2386
.2381
.2379
 
$250
.5051
.4143
.3386
.2805
.2362
.2038
.1810
.1655
.1554
.1490
.1450
.1426
.1412
 
$275
.5040
.4135
.3361
.2760
.2293
.1944
.1693
.1518
.1400
.1323
.1274
.1243
.1224
 
$380
.5009
.4109
.3319
.2661
.2135
.1721
.1405
.1169
.0998
.0877
.0792
.0734
.0695
 
$500
.4992
.4095
.3308
.2634
.2079
.1634
.1284
.1014
.0811
.0660
.0550
.0471
.0416
 
$550
.4988
.4092
.3305
.2632
.2070
.1618
.1261
.0984
.0774
.0616
.0501
.0417
.0357
 
$800
.4980
.4086
.3300
.2628
.2066
.1606
.1236
.0945
.0721
.0550
.0421
.0326
.0256
 
$1,000
.4979
.4084
.3299
.2627
.2066
.1606
.1236
.0943
.0714
.0540
.0408
.0310
.0237
63
$120
.5102
.4281
.3752
.3415
.3221
.3119
.3070
.3048
.3038
.3035
.3033
.3033
.3033
 
$160
.5067
.4162
.3527
.3075
.2777
.2595
.2490
.2433
.2404
.2390
.2383
.2380
.2379
 
$250
.5014
.4085
.3320
.2732
.2289
.1972
.1755
.1613
.1523
.1468
.1435
.1417
.1406
 
$275
.5004
.4076
.3293
.2683
.2216
.1873
.1633
.1470
.1363
.1296
.1255
.1230
.1216
 
$380
.4973
.4052
.3242
.2576
.2046
.1634
.1325
.1100
.0941
.0831
.0757
.0708
.0676
 
$500
.4956
.4037
.3230
.2542
.1983
.1538
.1193
.0932
.0740
.0601
.0502
.0434
.0387
 
$550
.4952
.4034
.3228
.2540
.1971
.1520
.1167
.0899
.0699
.0554
.0450
.0377
.0326
 
$800
.4945
.4028
.3223
.2536
.1965
.1502
.1136
.0854
.0639
.0480
.0363
.0278
.0218
 
$1,000
.4943
.4027
.3222
.2535
.1965
.1502
.1134
.0848
.0631
.0467
.0347
.0259
.0196
64
$120
.5068
.4236
.3703
.3374
.3192
.3101
.3060
.3043
.3036
.3034
.3033
.3033
.3033
 
$160
.5033
.4113
.3470
.3019
.2731
.2560
.2467
.2419
.2396
.2385
.2381
.2379
.2378
 
$250
.4981
.4029
.3254
.2658
.2218
.1909
.1704
.1574
.1495
.1449
.1423
.1409
.1402
 
$275
.4971
.4021
.3225
.2607
.2140
.1804
.1574
.1424
.1329
.1272
.1239
.1220
.1209
 
$380
.4941
.3996
.3166
.2492
.1957
.1549
.1248
.1034
.0888
.0790
.0726
.0686
.0661
 
$500
.4923
.3982
.3154
.2453
.1887
.1442
.1104
.0853
.0673
.0546
.0459
.0401
.0363
 
$550
.4919
.3979
.3152
.2448
.1874
.1422
.1076
.0817
.0629
.0496
.0404
.0341
.0300
 
$800
.4912
.3973
.3147
.2444
.1864
.1399
.1038
.0764
.0561
.0414
.0309
.0236
.0186
 
$1,000
.4910
.3972
.3146
.2443
.1863
.1398
.1034
.0757
.0550
.0399
.0291
.0214
.0161
65
$120
.5037
.4190
.3655
.3334
.3164
.3085
.3052
.3039
.3035
.3033
.3033
.3033
.3033
 
$160
.5003
.4066
.3413
.2964
.2685
.2528
.2446
.2407
.2390
.2382
.2379
.2378
.2378
 
$250
.4951
.3976
.3188
.2585
.2147
.1847
.1655
.1538
.1471
.1433
.1414
.1404
.1399
 
$275
.4941
.3968
.3159
.2531
.2064
.1736
.1519
.1382
.1300
.1252
.1226
.1212
.1205
 
$380
.4911
.3944
.3094
.2408
.1869
.1463
.1172
.0972
.0838
.0753
.0700
.0668
.0649
 
$500
.4893
.3930
.3080
.2364
.1792
.1347
.1016
.0776
.0609
.0496
.0422
.0374
.0344
 
$550
.4890
.3927
.3078
.2356
.1777
.1325
.0985
.0737
.0563
.0443
.0363
.0311
.0278
 
$800
.4882
.3921
.3073
.2353
.1763
.1297
.0941
.0678
.0487
.0353
.0261
.0199
.0158
 
$1,000
.4881
.3920
.3072
.2352
.1762
.1295
.0935
.0668
.0474
.0336
.0240
.0175
.0131
66
$120
.5010
.4145
.3607
.3295
.3139
.3072
.3046
.3036
.3034
.3033
.3033
.3033
.3032
 
$160
.4976
.4019
.3356
.2909
.2642
.2499
.2429
.2398
.2385
.2380
.2379
.2378
.2378
 
$250
.4925
.3927
.3124
.2513
.2076
.1788
.1609
.1506
.1450
.1421
.1406
.1400
.1397
 
$275
.4914
.3919
.3093
.2456
.1989
.1671
.1467
.1344
.1274
.1236
.1216
.1206
.1202
 
$380
.4884
.3895
.3026
.2325
.1781
.1380
.1099
.0913
.0794
.0721
.0678
.0654
.0640
 
$500
.4867
.3881
.3008
.2277
.1696
.1253
.0930
.0704
.0551
.0452
.0389
.0351
.0328
 
$550
.4863
.3878
.3005
.2268
.1680
.1229
.0896
.0661
.0501
.0396
.0328
.0286
.0261
 
$800
.4856
.3872
.3001
.2262
.1661
.1196
.0847
.0594
.0418
.0298
.0219
.0168
.0136
 
$1,000
.4854
.3871
.3000
.2261
.1661
.1191
.0839
.0583
.0402
.0278
.0195
.0141
.0107
67
$120
.4985
.4096
.3555
.3255
.3115
.3060
.3040
.3035
.3033
.3033
.3033
.3032
.3032
 
$160
.4951
.3970
.3294
.2851
.2598
.2470
.2413
.2390
.2382
.2379
.2378
.2378
.2378
 
$250
.4900
.3877
.3055
.2434
.2001
.1726
.1564
.1476
.1432
.1411
.1401
.1397
.1395
 
$275
.4890
.3869
.3023
.2374
.1909
.1602
.1414
.1307
.1250
.1222
.1208
.1202
.1200
 
$380
.4860
.3846
.2954
.2236
.1686
.1291
.1024
.0854
.0751
.0692
.0659
.0642
.0634
 
$500
.4843
.3832
.2932
.2184
.1593
.1152
.0840
.0629
.0494
.0410
.0360
.0332
.0316
 
$550
.4839
.3829
.2930
.2174
.1576
.1125
.0803
.0584
.0440
.0350
.0296
.0265
.0247
 
$800
.4832
.3823
.2925
.2164
.1553
.1086
.0746
.0508
.0348
.0245
.0180
.0140
.0117
 
$1,000
.4830
.3822
.2924
.2164
.1551
.1081
.0736
.0494
.0329
.0222
.0154
.0112
.0087
68
$120
.4965
.4047
.3503
.3216
.3093
.3050
.3037
.3033
.3033
.3033
.3032
.3032
.3032
 
$160
.4931
.3922
.3231
.2792
.2555
.2445
.2401
.2385
.2380
.2378
.2378
.2378
.2378
 
$250
.4880
.3832
.2986
.2354
.1926
.1666
.1522
.1451
.1417
.1403
.1398
.1395
.1395
 
$275
.4869
.3824
.2954
.2291
.1827
.1534
.1365
.1275
.1232
.1212
.1203
.1200
.1199
 
$380
.4840
.3801
.2883
.2145
.1589
.1201
.0950
.0799
.0714
.0668
.0645
.0634
.0629
 
$500
.4823
.3787
.2858
.2089
.1488
.1050
.0751
.0559
.0442
.0374
.0337
.0318
.0308
 
$550
.4819
.3784
.2856
.2078
.1469
.1021
.0711
.0509
.0385
.0312
.0271
.0249
.0237
 
$800
.4812
.3779
.2851
.2066
.1442
.0976
.0646
.0425
.0284
.0198
.0148
.0119
.0104
 
$1,000
.4810
.3777
.2850
.2065
.1438
.0968
.0634
.0408
.0262
.0173
.0119
.0089
.0072
69
$120
.4949
.4000
.3453
.3181
.3075
.3043
.3035
.3033
.3033
.3033
.3032
.3032
.3032
 
$160
.4915
.3876
.3171
.2737
.2517
.2425
.2391
.2381
.2378
.2378
.2378
.2378
.2378
 
$250
.4865
.3794
.2920
.2276
.1854
.1611
.1487
.1431
.1407
.1399
.1396
.1395
.1394
 
$275
.4854
.3786
.2888
.2211
.1750
.1472
.1322
.1250
.1218
.1205
.1200
.1199
.1198
 
$380
.4825
.3763
.2817
.2059
.1496
.1117
.0884
.0752
.0684
.0651
.0636
.0630
.0627
 
$500
.4808
.3749
.2792
.1999
.1387
.0953
.0669
.0497
.0399
.0347
.0321
.0308
.0303
 
$550
.4804
.3747
.2788
.1987
.1366
.0921
.0626
.0443
.0338
.0282
.0252
.0238
.0232
 
$800
.4797
.3741
.2784
.1972
.1335
.0870
.0552
.0350
.0229
.0161
.0124
.0105
.0096
 
$1,000
.4795
.3740
.2783
.1971
.1331
.0860
.0538
.0331
.0205
.0133
.0094
.0073
.0063
70
$120
.4937
.3946
.3394
.3142
.3059
.3037
.3033
.3033
.3033
.3032
.3032
.3032
.3032
 
$160
.4903
.3826
.3100
.2673
.2477
.2405
.2384
.2379
.2378
.2378
.2378
.2378
.2378
 
$250
.4852
.3757
.2846
.2185
.1772
.1553
.1453
.1414
.1400
.1396
.1395
.1394
.1394
 
$275
.4842
.3749
.2814
.2116
.1660
.1404
.1279
.1227
.1207
.1201
.1199
.1198
.1198
 
$380
.4813
.3726
.2745
.1958
.1387
.1021
.0812
.0706
.0658
.0637
.0630
.0627
.0626
 
$500
.4796
.3713
.2720
.1894
.1268
.0841
.0579
.0432
.0358
.0323
.0308
.0302
.0300
 
$550
.4792
.3710
.2715
.1882
.1245
.0805
.0531
.0375
.0294
.0255
.0238
.0231
.0228
 
$800
.4785
.3705
.2711
.1866
.1210
.0746
.0448
.0272
.0176
.0128
.0105
.0095
.0091
 
$1,000
.4783
.3703
.2710
.1863
.1204
.0735
.0430
.0249
.0149
.0097
.0073
.0062
.0057
71
$120
.4930
.3894
.3337
.3109
.3047
.3034
.3033
.3033
.3032
.3032
.3032
.3032
.3032
 
$160
.4896
.3780
.3030
.2613
.2443
.2392
.2380
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4846
.3730
.2776
.2097
.1695
.1502
.1427
.1403
.1396
.1395
.1394
.1394
.1394
 
$275
.4836
.3722
.2745
.2025
.1574
.1344
.1246
.1212
.1201
.1199
.1198
.1198
.1198
 
$380
.4806
.3699
.2680
.1861
.1281
.0931
.0751
.0671
.0641
.0630
.0627
.0626
.0626
 
$500
.4789
.3686
.2657
.1795
.1153
.0735
.0498
.0381
.0329
.0309
.0302
.0300
.0299
 
$550
.4786
.3684
.2653
.1783
.1128
.0695
.0446
.0319
.0262
.0239
.0231
.0228
.0227
 
$800
.4778
.3678
.2649
.1765
.1088
.0628
.0353
.0206
.0136
.0106
.0094
.0090
.0089
 
$1,000
.4777
.3677
.2648
.1762
.1080
.0614
.0332
.0180
.0106
.0074
.0061
.0056
.0054
72
$120
.4927
.3826
.3262
.3073
.3037
.3033
.3033
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4893
.3747
.2937
.2537
.2409
.2382
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3708
.2688
.1978
.1597
.1448
.1405
.1396
.1395
.1394
.1394
.1394
.1394
 
$275
.4832
.3701
.2661
.1902
.1464
.1276
.1216
.1201
.1198
.1198
.1198
.1198
.1198
 
$380
.4803
.3678
.2607
.1733
.1139
.0820
.0686
.0641
.0629
.0626
.0626
.0626
.0626
 
$500
.4786
.3665
.2588
.1669
.0997
.0598
.0407
.0332
.0307
.0301
.0299
.0299
.0299
 
$550
.4782
.3662
.2586
.1656
.0970
.0553
.0348
.0265
.0237
.0229
.0227
.0227
.0227
 
$800
.4775
.3657
.2582
.1638
.0924
.0474
.0240
.0139
.0103
.0092
.0089
.0088
.0088
 
$1,000
.4773
.3656
.2581
.1634
.0915
.0457
.0215
.0110
.0071
.0058
.0055
.0054
.0054
73
$120
.4926
.3765
.3184
.3046
.3033
.3033
.3032
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4892
.3739
.2836
.2465
.2386
.2378
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3701
.2606
.1850
.1504
.1411
.1396
.1394
.1394
.1394
.1394
.1394
.1394
 
$275
.4832
.3693
.2586
.1770
.1354
.1225
.1201
.1198
.1198
.1198
.1198
.1198
.1198
 
$380
.4802
.3670
.2553
.1604
.0990
.0720
.0643
.0628
.0626
.0626
.0626
.0626
.0626
 
$500
.4785
.3658
.2544
.1546
.0832
.0466
.0337
.0305
.0300
.0299
.0299
.0299
.0299
 
$550
.4782
.3655
.2542
.1535
.0802
.0413
.0271
.0235
.0228
.0227
.0227
.0227
.0227
 
$800
.4775
.3649
.2538
.1519
.0750
.0319
.0148
.0100
.0090
.0088
.0088
.0088
.0088
 
$1,000
.4773
.3648
.2537
.1516
.0739
.0298
.0119
.0067
.0056
.0054
.0054
.0054
.0054
74
$120
.4926
.3764
.3135
.3037
.3033
.3032
.3032
.3032
.3032
.3032
.3032
.3032
.3032
 
$160
.4892
.3739
.2769
.2425
.2380
.2378
.2378
.2378
.2378
.2378
.2378
.2378
.2378
 
$250
.4842
.3700
.2564
.1766
.1453
.1399
.1395
.1394
.1394
.1394
.1394
.1394
.1394
 
$275
.4832
.3692
.2556
.1684
.1291
.1207
.1198
.1198
.1198
.1198
.1198
.1198
.1198
 
$380
.4802
.3670
.2540
.1527
.0894
.0670
.0630
.0626
.0626
.0626
.0626
.0626
.0626
 
$500
.4785
.3657
.2531
.1478
.0725
.0392
.0311
.0300
.0299
.0299
.0299
.0299
.0299
 
$550
.4782
.3654
.2529
.1470
.0693
.0334
.0242
.0228
.0227
.0227
.0227
.0227
.0227
 
$800
.4775
.3649
.2526
.1457
.0638
.0229
.0110
.0090
.0088
.0088
.0088
.0088
.0088
 
$1,000
.4773
.3647
.2525
.1454
.0626
.0204
.0078
.0056
.0054
.0054
.0054
.0054
.0054
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0046
.0166
.0340
.0553
.1066
.1665
.2329
.3046
37
$120
.0041
.0153
.0318
.0522
.1019
.1603
.2255
.2960
38
$120
.0037
.0141
.0297
.0492
.0972
.1541
.2180
.2874
39
$120
.0033
.0129
.0276
.0463
.0926
.1480
.2105
.2788
40
$120
.0029
.0118
.0256
.0434
.0880
.1419
.2031
.2703
 
$160
.0029
.0117
.0255
.0431
.0874
.1409
.2017
.2685
41
$120
.0025
.0107
.0237
.0406
.0834
.1358
.1957
.2618
 
$160
.0025
.0106
.0235
.0403
.0829
.1349
.1944
.2600
42
$120
.0022
.0097
.0218
.0378
.0789
.1297
.1882
.2532
 
$160
.0022
.0096
.0217
.0375
.0784
.1288
.1870
.2514
43
$120
.0019
.0087
.0200
.0351
.0745
.1237
.1809
.2446
 
$160
.0019
.0086
.0199
.0349
.0740
.1229
.1796
.2430
44
$120
.0016
.0078
.0183
.0325
.0702
.1178
.1736
.2362
 
$160
.0016
.0077
.0182
.0323
.0697
.1170
.1724
.2346
45
$120
.0013
.0068
.0164
.0297
.0654
.1114
.1657
.2271
 
$160
.0013
.0067
.0163
.0295
.0650
.1106
.1646
.2255
46
$120
.0011
.0059
.0146
.0270
.0608
.1050
.1579
.2180
 
$160
.0011
.0058
.0145
.0268
.0604
.1043
.1568
.2165
47
$120
.0009
.0050
.0130
.0244
.0564
.0988
.1502
.2116
 
$160
.0009
.0050
.0129
.0242
.0560
.0982
.1491
.2076
 
$250
.0009
.0050
.0127
.0240
.0554
.0972
.1476
.2054
48
$120
.0007
.0043
.0114
.0219
.0520
.0927
.1424
.2053
 
$160
.0007
.0043
.0113
.0217
.0516
.0920
.1415
.1986
 
$250
.0007
.0042
.0112
.0215
.0511
.0911
.1400
.1966
 
$275
.0007
.0042
.0112
.0215
.0510
.0909
.1397
.1962
49
$120
.0005
.0036
.0099
.0195
.0477
.0866
.1353
.1990
 
$160
.0005
.0036
.0099
.0194
.0474
.0860
.1339
.1897
 
$250
.0005
.0035
.0098
.0192
.0469
.0851
.1325
.1877
 
$275
.0005
.0035
.0097
.0191
.0468
.0849
.1322
.1873
50
$120
.0004
.0030
.0086
.0173
.0436
.0807
.1296
.1929
 
$160
.0004
.0030
.0085
.0172
.0433
.0802
.1265
.1812
 
$250
.0004
.0029
.0084
.0170
.0429
.0794
.1252
.1791
 
$275
.0004
.0029
.0084
.0170
.0428
.0792
.1249
.1787
51
$120
.0003
.0025
.0074
.0152
.0397
.0750
.1240
.1869
 
$160
.0003
.0024
.0073
.0151
.0394
.0745
.1191
.1744
 
$250
.0003
.0024
.0072
.0150
.0390
.0737
.1179
.1705
 
$275
.0003
.0024
.0072
.0149
.0389
.0735
.1177
.1701
52
$120
.0002
.0020
.0062
.0132
.0358
.0692
.1184
.1808
 
$160
.0002
.0020
.0062
.0131
.0355
.0687
.1117
.1677
 
$250
.0002
.0019
.0061
.0130
.0352
.0680
.1105
.1617
 
$275
.0002
.0019
.0061
.0130
.0351
.0679
.1103
.1613
 
$380
.0002
.0019
.0061
.0129
.0349
.0675
.1096
.1603
53
$120
.0002
.0016
.0052
.0114
.0320
.0644
.1127
.1748
 
$160
.0002
.0016
.0051
.0113
.0318
.0631
.1049
.1609
 
$250
.0002
.0015
.0051
.0112
.0315
.0624
.1032
.1529
 
$275
.0002
.0015
.0051
.0112
.0314
.0623
.1030
.1526
 
$380
.0002
.0015
.0050
.0111
.0312
.0619
.1024
.1516
54
$120
.0001
.0012
.0042
.0097
.0285
.0599
.1072
.1691
 
$160
.0001
.0012
.0042
.0096
.0283
.0576
.0989
.1543
 
$250
.0001
.0012
.0042
.0095
.0280
.0570
.0961
.1442
 
$275
.0001
.0012
.0042
.0095
.0279
.0569
.0959
.1439
 
$380
.0001
.0012
.0041
.0094
.0278
.0566
.0953
.1430
55
$120
.0001
.0009
.0034
.0081
.0251
.0555
.1019
.1635
 
$160
.0001
.0009
.0034
.0081
.0250
.0524
.0932
.1479
 
$250
.0001
.0009
.0034
.0080
.0247
.0518
.0891
.1357
 
$275
.0001
.0009
.0034
.0080
.0247
.0517
.0889
.1354
 
$380
.0001
.0009
.0033
.0079
.0245
.0514
.0884
.1346
 
$500
.0001
.0009
.0033
.0079
.0244
.0512
.0881
.1341
56
$120
.0000
.0007
.0027
.0067
.0219
.0511
.0965
.1579
 
$160
.0000
.0007
.0027
.0067
.0217
.0472
.0873
.1413
 
$250
.0000
.0007
.0027
.0066
.0215
.0467
.0820
.1275
 
$275
.0000
.0007
.0027
.0066
.0215
.0466
.0818
.1267
 
$380
.0000
.0007
.0026
.0065
.0213
.0463
.0813
.1259
 
$500
.0000
.0007
.0026
.0065
.0212
.0461
.0810
.1255
 
$550
.0000
.0007
.0026
.0065
.0212
.0461
.0810
.1254
57
$120
.0000
.0005
.0021
.0054
.0190
.0469
.0913
.1524
 
$160
.0000
.0005
.0021
.0054
.0187
.0428
.0817
.1350
 
$250
.0000
.0005
.0021
.0053
.0185
.0417
.0751
.1201
 
$275
.0000
.0005
.0021
.0053
.0185
.0416
.0750
.1185
 
$380
.0000
.0005
.0020
.0053
.0184
.0413
.0745
.1175
 
$500
.0000
.0005
.0020
.0053
.0183
.0412
.0742
.1171
 
$550
.0000
.0005
.0020
.0053
.0183
.0412
.0742
.1170
58
$120
.0000
.0004
.0016
.0044
.0167
.0432
.0866
.1474
 
$160
.0000
.0003
.0016
.0044
.0161
.0389
.0765
.1292
 
$250
.0000
.0003
.0016
.0043
.0159
.0372
.0687
.1133
 
$275
.0000
.0003
.0016
.0043
.0159
.0371
.0686
.1115
 
$380
.0000
.0003
.0016
.0043
.0158
.0369
.0682
.1095
 
$500
.0000
.0003
.0016
.0043
.0157
.0367
.0679
.1091
 
$550
.0000
.0003
.0016
.0043
.0157
.0367
.0679
.1090
59
$120
.0000
.0002
.0012
.0035
.0145
.0395
.0820
.1425
 
$160
.0000
.0002
.0012
.0035
.0136
.0351
.0714
.1235
 
$250
.0000
.0002
.0012
.0034
.0135
.0328
.0631
.1066
 
$275
.0000
.0002
.0012
.0034
.0135
.0328
.0623
.1045
 
$380
.0000
.0002
.0012
.0034
.0134
.0326
.0619
.1016
 
$500
.0000
.0002
.0012
.0034
.0133
.0325
.0617
.1012
 
$550
.0000
.0002
.0012
.0034
.0133
.0324
.0617
.1012
60
$120
.0000
.0002
.0009
.0027
.0125
.0359
.0773
.1376
 
$160
.0000
.0002
.0009
.0027
.0114
.0314
.0664
.1177
 
$250
.0000
.0002
.0009
.0027
.0112
.0286
.0575
.0998
 
$275
.0000
.0002
.0009
.0026
.0112
.0286
.0566
.0976
 
$380
.0000
.0002
.0009
.0026
.0111
.0284
.0557
.0937
 
$500
.0000
.0002
.0009
.0026
.0111
.0283
.0555
.0933
 
$550
.0000
.0002
.0009
.0026
.0111
.0283
.0555
.0933
 
$800
.0000
.0002
.0009
.0026
.0111
.0282
.0554
.0931
61
$120
.0000
.0001
.0006
.0020
.0106
.0325
.0728
.1328
 
$160
.0000
.0001
.0006
.0020
.0095
.0279
.0615
.1121
 
$250
.0000
.0001
.0006
.0020
.0092
.0247
.0521
.0932
 
$275
.0000
.0001
.0006
.0020
.0092
.0246
.0511
.0908
 
$380
.0000
.0001
.0006
.0020
.0091
.0245
.0498
.0861
 
$500
.0000
.0001
.0006
.0020
.0091
.0244
.0496
.0856
 
$550
.0000
.0001
.0006
.0020
.0091
.0243
.0496
.0856
 
$800
.0000
.0001
.0006
.0020
.0091
.0243
.0495
.0854
62
$120
.0000
.0001
.0004
.0015
.0088
.0291
.0683
.1280
 
$160
.0000
.0001
.0004
.0015
.0077
.0245
.0566
.1065
 
$250
.0000
.0001
.0004
.0014
.0073
.0211
.0469
.0866
 
$275
.0000
.0001
.0004
.0014
.0073
.0208
.0458
.0841
 
$380
.0000
.0001
.0004
.0014
.0073
.0207
.0440
.0789
 
$500
.0000
.0001
.0004
.0014
.0072
.0206
.0438
.0780
 
$550
.0000
.0001
.0004
.0014
.0072
.0206
.0438
.0779
 
$800
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0778
 
$1,000
.0000
.0001
.0004
.0014
.0072
.0206
.0437
.0778
63
$120
.0000
.0000
.0003
.0010
.0071
.0258
.0636
.1232
 
$160
.0000
.0000
.0003
.0010
.0061
.0212
.0517
.1007
 
$250
.0000
.0000
.0003
.0010
.0056
.0178
.0417
.0800
 
$275
.0000
.0000
.0003
.0010
.0056
.0174
.0405
.0773
 
$380
.0000
.0000
.0003
.0010
.0056
.0171
.0382
.0716
 
$500
.0000
.0000
.0003
.0010
.0056
.0171
.0381
.0702
 
$550
.0000
.0000
.0003
.0010
.0056
.0171
.0380
.0702
 
$800
.0000
.0000
.0003
.0010
.0056
.0170
.0380
.0701
 
$1,000
.0000
.0000
.0003
.0010
.0056
.0170
.0380
.0700
64
$120
.0000
.0000
.0002
.0007
.0057
.0226
.0591
.1183
 
$160
.0000
.0000
.0002
.0007
.0047
.0180
.0468
.0950
 
$250
.0000
.0000
.0002
.0006
.0042
.0147
.0366
.0734
 
$275
.0000
.0000
.0002
.0006
.0042
.0143
.0354
.0705
 
$380
.0000
.0000
.0002
.0006
.0042
.0138
.0329
.0645
 
$500
.0000
.0000
.0002
.0006
.0041
.0138
.0326
.0627
 
$550
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0626
 
$800
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0625
 
$1,000
.0000
.0000
.0002
.0006
.0041
.0138
.0325
.0625
65
$120
.0000
.0000
.0001
.0004
.0044
.0195
.0545
.1135
 
$160
.0000
.0000
.0001
.0004
.0035
.0151
.0421
.0893
 
$250
.0000
.0000
.0001
.0004
.0030
.0118
.0317
.0668
 
$275
.0000
.0000
.0001
.0004
.0030
.0114
.0304
.0639
 
$380
.0000
.0000
.0001
.0004
.0030
.0108
.0279
.0574
 
$500
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0554
 
$550
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0551
 
$800
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0551
 
$1,000
.0000
.0000
.0001
.0004
.0029
.0108
.0273
.0550
66
$120
.0000
.0000
.0000
.0003
.0033
.0165
.0500
.1087
 
$160
.0000
.0000
.0000
.0002
.0025
.0123
.0374
.0836
 
$250
.0000
.0000
.0000
.0002
.0021
.0092
.0270
.0604
 
$275
.0000
.0000
.0000
.0002
.0020
.0089
.0258
.0573
 
$380
.0000
.0000
.0000
.0002
.0020
.0082
.0231
.0506
 
$500
.0000
.0000
.0000
.0002
.0020
.0082
.0225
.0484
 
$550
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0480
 
$800
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
 
$1,000
.0000
.0000
.0000
.0002
.0020
.0082
.0224
.0478
67
$120
.0000
.0000
.0000
.0001
.0023
.0135
.0451
.1035
 
$160
.0000
.0000
.0000
.0001
.0017
.0096
.0325
.0774
 
$250
.0000
.0000
.0000
.0001
.0013
.0068
.0222
.0535
 
$275
.0000
.0000
.0000
.0001
.0012
.0065
.0210
.0503
 
$380
.0000
.0000
.0000
.0001
.0012
.0059
.0184
.0434
 
$500
.0000
.0000
.0000
.0001
.0012
.0058
.0176
.0410
 
$550
.0000
.0000
.0000
.0001
.0012
.0058
.0175
.0406
 
$800
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0403
 
$1,000
.0000
.0000
.0000
.0001
.0012
.0057
.0175
.0403
68
$120
.0000
.0000
.0000
.0001
.0014
.0107
.0402
.0983
 
$160
.0000
.0000
.0000
.0000
.0010
.0072
.0277
.0711
 
$250
.0000
.0000
.0000
.0000
.0007
.0047
.0177
.0466
 
$275
.0000
.0000
.0000
.0000
.0007
.0044
.0165
.0434
 
$380
.0000
.0000
.0000
.0000
.0006
.0039
.0140
.0363
 
$500
.0000
.0000
.0000
.0000
.0006
.0037
.0132
.0338
 
$550
.0000
.0000
.0000
.0000
.0006
.0037
.0131
.0333
 
$800
.0000
.0000
.0000
.0000
.0006
.0037
.0130
.0329
 
$1,000
.0000
.0000
.0000
.0000
.0006
.0037
.0130
.0329
69
$120
.0000
.0000
.0000
.0000
.0009
.0082
.0355
.0933
 
$160
.0000
.0000
.0000
.0000
.0005
.0051
.0231
.0651
 
$250
.0000
.0000
.0000
.0000
.0004
.0030
.0136
.0400
 
$275
.0000
.0000
.0000
.0000
.0003
.0028
.0125
.0368
 
$380
.0000
.0000
.0000
.0000
.0003
.0024
.0102
.0297
 
$500
.0000
.0000
.0000
.0000
.0003
.0023
.0095
.0272
 
$550
.0000
.0000
.0000
.0000
.0003
.0023
.0093
.0267
 
$800
.0000
.0000
.0000
.0000
.0003
.0023
.0092
.0262
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0023
.0092
.0262
70
$120
.0000
.0000
.0000
.0000
.0004
.0057
.0301
.0874
 
$160
.0000
.0000
.0000
.0000
.0002
.0032
.0181
.0580
 
$250
.0000
.0000
.0000
.0000
.0001
.0016
.0094
.0326
 
$275
.0000
.0000
.0000
.0000
.0001
.0015
.0085
.0294
 
$380
.0000
.0000
.0000
.0000
.0001
.0012
.0065
.0225
 
$500
.0000
.0000
.0000
.0000
.0001
.0011
.0058
.0200
 
$550
.0000
.0000
.0000
.0000
.0001
.0011
.0057
.0195
 
$800
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0190
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0011
.0056
.0189
71
$120
.0000
.0000
.0000
.0000
.0002
.0036
.0249
.0817
 
$160
.0000
.0000
.0000
.0000
.0001
.0017
.0135
.0510
 
$250
.0000
.0000
.0000
.0000
.0000
.0007
.0060
.0256
 
$275
.0000
.0000
.0000
.0000
.0000
.0006
.0052
.0225
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0037
.0160
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0137
 
$550
.0000
.0000
.0000
.0000
.0000
.0004
.0031
.0133
 
$800
.0000
.0000
.0000
.0000
.0000
.0004
.0030
.0127
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0004
.0030
.0127
72
$120
.0000
.0000
.0000
.0000
.0000
.0015
.0181
.0742
 
$160
.0000
.0000
.0000
.0000
.0000
.0005
.0080
.0417
 
$250
.0000
.0000
.0000
.0000
.0000
.0001
.0025
.0168
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0021
.0141
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0087
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0068
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0065
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0061
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0008
.0060
73
$120
.0000
.0000
.0000
.0000
.0000
.0004
.0112
.0664
 
$160
.0000
.0000
.0000
.0000
.0000
.0001
.0034
.0316
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0086
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0066
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0030
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0020
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0016
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0016
74
$120
.0000
.0000
.0000
.0000
.0000
.0001
.0070
.0615
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0249
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0044
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0030
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0003
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
 
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9078
.8930
.8796
.8672
.8557
.8450
.8349
.8252
.8161
.8073
.7989
.7908
.7830
2
.9026
.8870
.8730
.8600
.8480
.8368
.8261
.8161
.8065
.7973
.7885
.7800
.7718
3
.8960
.8795
.8646
.8510
.8383
.8264
.8152
.8046
.7944
.7847
.7754
.7664
.7577
4
.8894
.8720
.8563
.8419
.8285
.8160
.8042
.7930
.7823
.7720
.7621
.7526
.7434
5
.8828
.8646
.8481
.8329
.8188
.8057
.7932
.7814
.7701
.7593
.7489
.7389
.7292
6
.8764
.8572
.8399
.8240
.8092
.7953
.7823
.7698
.7580
.7466
.7356
.7251
.7149
7
.8699
.8498
.8317
.8150
.7995
.7850
.7712
.7582
.7457
.7338
.7223
.7112
.7006
8
.8635
.8425
.8235
.8061
.7898
.7746
.7602
.7465
.7335
.7210
.7090
.6974
.6863
9
.8572
.8352
.8154
.7972
.7802
.7643
.7492
.7349
.7213
.7082
.6957
.6836
.6720
10
.8509
.8280
.8074
.7883
.7706
.7540
.7383
.7233
.7091
.6955
.6825
.6699
.6579
11
.8447
.8209
.7994
.7795
.7611
.7437
.7273
.7118
.6970
.6829
.6693
.6563
.6438
12
.8385
.8137
.7913
.7706
.7514
.7333
.7163
.7001
.6848
.6701
.6560
.6425
.6296
13
.8322
.8065
.7832
.7617
.7417
.7229
.7052
.6885
.6725
.6573
.6427
.6288
.6153
14
.8260
.7993
.7750
.7527
.7319
.7124
.6941
.6767
.6602
.6444
.6293
.6149
.6011
15
.8199
.7921
.7670
.7438
.7222
.7020
.6830
.6650
.6479
.6317
.6161
.6012
.5869
16
.8137
.7850
.7588
.7348
.7125
.6916
.6719
.6533
.6357
.6189
.6028
.5875
.5728
17
.8075
.7778
.7507
.7258
.7027
.6811
.6608
.6416
.6234
.6061
.5895
.5738
.5587
18
.8014
.7706
.7426
.7168
.6930
.6706
.6497
.6299
.6111
.5933
.5763
.5601
.5446
19
.7952
.7633
.7344
.7078
.6831
.6601
.6384
.6180
.5987
.5804
.5630
.5463
.5305
20
.7891
.7561
.7262
.6988
.6733
.6496
.6273
.6063
.5865
.5677
.5498
.5328
.5165
21
.7830
.7489
.7180
.6897
.6635
.6390
.6161
.5945
.5742
.5549
.5366
.5192
.5026
22
.7767
.7416
.7097
.6805
.6535
.6283
.6047
.5826
.5617
.5419
.5232
.5054
.4885
23
.7706
.7343
.7015
.6714
.6436
.6177
.5935
.5708
.5494
.5292
.5100
.4919
.4746
24
.7643
.7269
.6931
.6621
.6335
.6069
.5821
.5588
.5369
.5162
.4967
.4782
.4606
25
.7581
.7195
.6847
.6528
.6234
.5961
.5706
.5468
.5244
.5033
.4834
.4645
.4467
26
.7519
.7122
.6763
.6436
.6134
.5854
.5593
.5349
.5120
.4905
.4702
.4510
.4329
27
.7456
.7048
.6679
.6342
.6032
.5745
.5478
.5229
.4995
.4776
.4570
.4375
.4191
28
.7393
.6973
.6594
.6248
.5930
.5637
.5363
.5109
.4871
.4647
.4437
.4240
.4053
29
.7331
.6899
.6510
.6155
.5829
.5528
.5249
.4989
.4747
.4520
.4306
.4106
.3917
30
.7268
.6824
.6424
.6060
.5726
.5418
.5133
.4868
.4621
.4390
.4174
.3970
.3779
31
.7204
.6748
.6338
.5964
.5622
.5308
.5017
.4747
.4495
.4261
.4041
.3835
.3641
32
.7141
.6672
.6250
.5868
.5518
.5196
.4900
.4625
.4369
.4131
.3908
.3699
.3503
33
.7077
.6596
.6163
.5771
.5414
.5085
.4783
.4503
.4243
.4001
.3776
.3565
.3367
34
.7013
.6519
.6076
.5675
.5309
.4974
.4665
.4381
.4117
.3872
.3643
.3430
.3230
35
.6949
.6442
.5988
.5577
.5203
.4861
.4547
.4257
.3990
.3741
.3510
.3294
.3092
36
.6885
.6365
.5900
.5480
.5098
.4749
.4429
.4135
.3863
.3612
.3378
.3160
.2956
37
.6821
.6287
.5810
.5380
.4990
.4635
.4310
.4011
.3735
.3480
.3244
.3023
.2818
38
.6756
.6209
.5720
.5281
.4883
.4520
.4189
.3886
.3606
.3348
.3109
.2887
.2680
39
.6692
.6131
.5631
.5182
.4776
.4407
.4070
.3762
.3479
.3217
.2976
.2752
.2545
40
.6628
.6054
.5542
.5083
.4668
.4293
.3951
.3638
.3351
.3087
.2843
.2618
.2410
41
.6564
.5976
.5453
.4984
.4561
.4179
.3831
.3514
.3223
.2956
.2711
.2485
.2277
42
.6501
.5898
.5363
.4884
.4453
.4064
.3710
.3388
.3094
.2825
.2578
.2352
.2145
43
.6438
.5821
.5274
.4785
.4345
.3949
.3590
.3264
.2967
.2695
.2448
.2222
.2016
44
.6376
.5746
.5186
.4687
.4239
.3836
.3472
.3141
.2841
.2569
.2321
.2096
.1892
45
.6309
.5663
.5091
.4581
.4124
.3714
.3344
.3010
.2708
.2434
.2187
.1964
.1763
46
.6243
.5581
.4995
.4475
.4010
.3593
.3217
.2880
.2576
.2302
.2056
.1835
.1637
47
.6178
.5501
.4902
.4370
.3896
.3472
.3092
.2752
.2447
.2173
.1929
.1711
.1516
48
.6114
.5420
.4807
.4265
.3781
.3351
.2966
.2623
.2317
.2045
.1803
.1589
.1399
49
.6050
.5340
.4713
.4159
.3667
.3229
.2841
.2496
.2190
.1919
.1680
.1470
.1286
50
.5989
.5262
.4622
.4055
.3554
.3111
.2718
.2372
.2067
.1798
.1563
.1358
.1179
51
.5929
.5185
.4530
.3952
.3442
.2993
.2597
.2250
.1946
.1680
.1450
.1250
.1077
52
.5868
.5107
.4437
.3846
.3328
.2872
.2474
.2126
.1824
.1562
.1337
.1143
.0978
53
.5809
.5029
.4343
.3741
.3213
.2752
.2351
.2003
.1704
.1447
.1228
.1041
.0883
54
.5752
.4953
.4251
.3636
.3099
.2633
.2230
.1884
.1588
.1336
.1123
.0944
.0792
55
.5697
.4879
.4160
.3533
.2987
.2516
.2112
.1768
.1476
.1230
.1024
.0852
.0708
56
.5641
.4804
.4068
.3427
.2873
.2397
.1993
.1651
.1364
.1124
.0925
.0761
.0626
57
.5589
.4730
.3977
.3323
.2760
.2281
.1876
.1537
.1255
.1023
.0832
.0676
.0549
58
.5541
.4662
.3892
.3224
.2653
.2170
.1765
.1430
.1154
.0928
.0746
.0598
.0479
59
.5495
.4596
.3807
.3126
.2547
.2060
.1656
.1324
.1055
.0837
.0663
.0524
.0414
60
.5450
.4529
.3722
.3027
.2439
.1949
.1546
.1219
.0957
.0748
.0583
.0453
.0352
61
.5408
.4466
.3639
.2930
.2333
.1840
.1439
.1117
.0862
.0663
.0507
.0388
.0297
62
.5368
.4403
.3557
.2833
.2227
.1731
.1332
.1016
.0770
.0580
.0436
.0327
.0245
63
.5329
.4341
.3474
.2733
.2118
.1619
.1223
.0915
.0678
.0500
.0367
.0269
.0198
64
.5294
.4282
.3392
.2634
.2009
.1508
.1115
.0815
.0590
.0424
.0303
.0217
.0156
65
.5262
.4226
.3312
.2535
.1900
.1396
.1008
.0717
.0505
.0352
.0245
.0171
.0120
66
.5234
.4173
.3234
.2438
.1790
.1284
.0902
.0623
.0424
.0287
.0193
.0131
.0090
67
.5208
.4121
.3153
.2333
.1672
.1164
.0790
.0524
.0343
.0222
.0144
.0094
.0063
68
.5186
.4072
.3073
.2226
.1550
.1041
.0677
.0428
.0266
.0164
.0102
.0064
.0043
69
.5170
.4032
.3000
.2125
.1433
.0923
.0571
.0341
.0200
.0116
.0069
.0043
.0029
70
.5157
.3992
.2922
.2009
.1295
.0785
.0450
.0248
.0133
.0072
.0041
.0025
.0018
71
.5150
.3964
.2855
.1899
.1160
.0651
.0339
.0167
.0081
.0041
.0023
.0015
.0011
72
.5146
.3941
.2782
.1761
.0979
.0476
.0205
.0082
.0033
.0016
.0009
.0007
.0005
73
.5146
.3933
.2735
.1632
.0786
.0296
.0089
.0025
.0008
.0004
.0002
.0001
.0000
74
.5146
.3932
.2722
.1566
.0661
.0187
.0036
.0006
.0001
.0000
.0000
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0433
.0891
.1372
.1866
.2886
.3933
.4998
.6077
2
.0000
.0420
.0869
.1343
.1831
.2841
.3880
.4938
.6011
3
.0000
.0403
.0842
.1306
.1788
.2786
.3814
.4863
.5928
4
.0000
.0387
.0815
.1270
.1745
.2730
.3748
.4788
.5845
5
.0000
.0371
.0788
.1235
.1703
.2676
.3683
.4714
.5762
6
.0000
.0355
.0762
.1201
.1661
.2621
.3618
.4640
.5680
7
.0000
.0339
.0736
.1167
.1619
.2567
.3553
.4566
.5598
8
.0000
.0324
.0710
.1133
.1578
.2513
.3489
.4493
.5516
9
.0000
.0309
.0686
.1100
.1538
.2461
.3426
.4420
.5436
10
.0000
.0295
.0661
.1067
.1498
.2408
.3363
.4348
.5355
11
.0000
.0281
.0638
.1035
.1459
.2357
.3301
.4277
.5275
12
.0000
.0268
.0614
.1003
.1420
.2305
.3239
.4205
.5194
13
.0000
.0254
.0591
.0972
.1381
.2254
.3177
.4133
.5113
14
.0000
.0241
.0569
.0941
.1342
.2203
.3115
.4061
.5032
15
.0000
.0229
.0547
.0911
.1305
.2152
.3053
.3989
.4951
16
.0000
.0217
.0525
.0881
.1267
.2102
.2991
.3918
.4870
17
.0000
.0205
.0504
.0851
.1230
.2052
.2930
.3845
.4789
18
.0000
.0194
.0483
.0822
.1193
.2002
.2868
.3774
.4707
19
.0000
.0183
.0462
.0793
.1157
.1952
.2807
.3701
.4625
20
.0000
.0172
.0442
.0764
.1121
.1903
.2746
.3629
.4544
21
.0000
.0162
.0423
.0736
.1085
.1854
.2684
.3557
.4462
22
.0000
.0152
.0403
.0708
.1049
.1804
.2622
.3484
.4379
23
.0000
.0143
.0384
.0681
.1014
.1755
.2560
.3411
.4296
24
.0000
.0134
.0366
.0654
.0979
.1705
.2498
.3337
.4213
25
.0000
.0125
.0348
.0627
.0944
.1655
.2435
.3263
.4128
26
.0000
.0116
.0330
.0601
.0910
.1606
.2373
.3190
.4045
27
.0000
.0108
.0312
.0575
.0876
.1557
.2310
.3116
.3961
28
.0000
.0100
.0295
.0549
.0842
.1508
.2248
.3041
.3876
29
.0000
.0092
.0279
.0524
.0808
.1459
.2185
.2967
.3791
30
.0000
.0085
.0263
.0498
.0774
.1409
.2122
.2892
.3705
31
.0000
.0078
.0247
.0474
.0741
.1360
.2059
.2816
.3619
32
.0000
.0071
.0231
.0449
.0707
.1310
.1995
.2740
.3532
33
.0000
.0065
.0216
.0425
.0675
.1261
.1931
.2664
.3445
34
.0000
.0059
.0202
.0401
.0642
.1212
.1868
.2587
.3358
35
.0000
.0054
.0187
.0378
.0609
.1162
.1803
.2510
.3269
36
.0000
.0048
.0174
.0355
.0578
.1114
.1740
.2433
.3181
37
.0000
.0043
.0160
.0332
.0546
.1064
.1675
.2355
.3092
38
.0000
.0038
.0147
.0310
.0514
.1015
.1610
.2277
.3002
39
.0000
.0034
.0135
.0289
.0484
.0967
.1546
.2199
.2913
40
.0000
.0030
.0123
.0268
.0453
.0919
.1482
.2122
.2824
41
.0000
.0026
.0112
.0248
.0424
.0872
.1419
.2044
.2734
42
.0000
.0023
.0101
.0228
.0395
.0824
.1355
.1966
.2644
43
.0000
.0020
.0091
.0209
.0367
.0778
.1292
.1889
.2555
44
.0000
.0017
.0081
.0191
.0340
.0733
.1231
.1814
.2468
45
.0000
.0014
.0071
.0171
.0310
.0684
.1164
.1731
.2372
46
.0000
.0011
.0061
.0153
.0282
.0635
.1097
.1649
.2277
47
.0000
.0009
.0053
.0135
.0255
.0589
.1033
.1569
.2183
48
.0000
.0007
.0045
.0119
.0229
.0543
.0968
.1488
.2089
49
.0000
.0006
.0038
.0104
.0204
.0498
.0905
.1408
.1995
50
.0000
.0004
.0031
.0090
.0181
.0456
.0843
.1330
.1903
51
.0000
.0003
.0026
.0077
.0159
.0415
.0783
.1253
.1812
52
.0000
.0002
.0021
.0065
.0138
.0374
.0723
.1175
.1718
53
.0000
.0002
.0016
.0054
.0119
.0335
.0664
.1097
.1625
54
.0000
.0001
.0013
.0044
.0101
.0297
.0606
.1021
.1532
55
.0000
.0001
.0010
.0036
.0085
.0263
.0551
.0947
.1442
56
.0000
.0001
.0007
.0028
.0070
.0228
.0496
.0871
.1349
57
.0000
.0000
.0005
.0022
.0057
.0197
.0443
.0798
.1259
58
.0000
.0000
.0004
.0017
.0046
.0169
.0395
.0730
.1173
59
.0000
.0000
.0003
.0013
.0037
.0143
.0349
.0663
.1089
60
.0000
.0000
.0002
.0009
.0028
.0119
.0304
.0597
.1004
61
.0000
.0000
.0001
.0007
.0021
.0098
.0262
.0534
.0921
62
.0000
.0000
.0001
.0004
.0015
.0078
.0222
.0471
.0838
63
.0000
.0000
.0000
.0003
.0011
.0060
.0184
.0409
.0755
64
.0000
.0000
.0000
.0002
.0007
.0045
.0148
.0350
.0674
65
.0000
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0593
66
.0000
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
67
.0000
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0434
68
.0000
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0354
69
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0282
70
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0060
.0204
71
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0136
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0064
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0017
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 1
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7110
.6574
.6093
.5659
.5264
.4904
.4574
.4288
.4116
.3972
.3850
.3747
.3658
37
$120
.7044
.6493
.6000
.5556
.5154
.4787
.4451
.4221
.4054
.3914
.3795
.3694
.3610
38
$120
.6977
.6412
.5908
.5453
.5042
.4668
.4353
.4157
.3993
.3856
.3741
.3645
.3569
39
$120
.6911
.6332
.5815
.5351
.4932
.4551
.4287
.4095
.3934
.3800
.3690
.3602
.3534
40
$120
.6845
.6252
.5723
.5249
.4821
.4453
.4223
.4034
.3876
.3747
.3645
.3564
.3501
 
$160
.6798
.6209
.5684
.5213
.4788
.4403
.4052
.3754
.3553
.3385
.3244
.3124
.3023
41
$120
.6779
.6172
.5631
.5147
.4710
.4387
.4160
.3974
.3820
.3699
.3604
.3530
.3472
 
$160
.6733
.6130
.5593
.5112
.4678
.4286
.3929
.3679
.3484
.3320
.3183
.3067
.2970
42
$120
.6713
.6091
.5538
.5044
.4599
.4321
.4098
.3914
.3768
.3655
.3567
.3498
.3444
 
$160
.6667
.6050
.5500
.5009
.4567
.4168
.3835
.3606
.3416
.3256
.3123
.3012
.2922
43
$120
.6648
.6012
.5446
.4941
.4529
.4258
.4036
.3859
.3721
.3615
.3533
.3469
.3419
 
$160
.6603
.5971
.5409
.4907
.4457
.4051
.3761
.3536
.3350
.3195
.3066
.2962
.2880
44
$120
.6585
.5934
.5356
.4840
.4465
.4195
.3978
.3808
.3678
.3578
.3501
.3442
.3398
 
$160
.6540
.5893
.5319
.4807
.4348
.3958
.3690
.3469
.3286
.3135
.3014
.2919
.2843
45
$120
.6516
.5848
.5257
.4730
.4394
.4127
.3916
.3756
.3633
.3539
.3468
.3415
.3376
 
$160
.6471
.5808
.5221
.4698
.4230
.3876
.3613
.3396
.3218
.3075
.2962
.2874
.2804
46
$120
.6447
.5764
.5159
.4656
.4324
.4061
.3859
.3707
.3591
.3504
.3439
.3392
.3358
 
$160
.6403
.5724
.5124
.4590
.4116
.3797
.3537
.3325
.3154
.3020
.2915
.2833
.2769
47
$120
.6380
.5681
.5062
.4586
.4256
.4000
.3806
.3661
.3552
.3472
.3413
.3371
.3341
 
$160
.6337
.5642
.5028
.4482
.4037
.3721
.3464
.3257
.3095
.2969
.2871
.2796
.2738
 
$250
.6271
.5583
.4976
.4436
.3955
.3524
.3139
.2847
.2609
.2410
.2245
.2107
.1991
48
$120
.6314
.5597
.4965
.4517
.4190
.3941
.3755
.3617
.3515
.3442
.3390
.3353
.3327
 
$160
.6270
.5559
.4931
.4374
.3959
.3645
.3392
.3193
.3040
.2922
.2831
.2762
.2710
 
$250
.6206
.5502
.4880
.4329
.3838
.3401
.3035
.2755
.2523
.2331
.2172
.2039
.1931
 
$275
.6193
.5490
.4870
.4320
.3830
.3394
.3005
.2696
.2448
.2241
.2069
.1925
.1805
49
$120
.6248
.5515
.4868
.4448
.4126
.3885
.3707
.3576
.3482
.3416
.3370
.3337
.3316
 
$160
.6205
.5477
.4834
.4268
.3881
.3570
.3324
.3134
.2988
.2877
.2793
.2731
.2685
 
$250
.6141
.5420
.4784
.4221
.3722
.3278
.2940
.2667
.2441
.2254
.2101
.1976
.1876
 
$275
.6128
.5409
.4774
.4213
.3714
.3271
.2892
.2600
.2359
.2159
.1993
.1855
.1742
50
$120
.6185
.5434
.4799
.4383
.4067
.3833
.3662
.3539
.3453
.3393
.3352
.3324
.3306
 
$160
.6143
.5397
.4740
.4193
.3806
.3499
.3260
.3078
.2940
.2837
.2760
.2704
.2664
 
$250
.6079
.5341
.4691
.4116
.3608
.3178
.2851
.2582
.2362
.2181
.2035
.1919
.1827
 
$275
.6066
.5330
.4681
.4108
.3600
.3151
.2796
.2510
.2275
.2081
.1921
.1790
.1685
51
$120
.6123
.5355
.4734
.4320
.4010
.3782
.3619
.3505
.3426
.3372
.3337
.3313
.3298
 
$160
.6081
.5318
.4646
.4118
.3732
.3430
.3200
.3026
.2896
.2800
.2730
.2681
.2645
 
$250
.6018
.5263
.4598
.4012
.3494
.3086
.2764
.2500
.2286
.2112
.1975
.1867
.1782
 
$275
.6005
.5252
.4589
.4003
.3487
.3043
.2703
.2423
.2194
.2006
.1853
.1730
.1633
52
$120
.6060
.5274
.4669
.4257
.3953
.3733
.3579
.3473
.3401
.3354
.3323
.3303
.3291
 
$160
.6019
.5238
.4550
.4042
.3659
.3363
.3141
.2975
.2853
.2765
.2703
.2659
.2629
 
$250
.5957
.5184
.4503
.3904
.3385
.2995
.2677
.2418
.2210
.2046
.1917
.1818
.1740
 
$275
.5944
.5173
.4494
.3896
.3371
.2946
.2611
.2336
.2112
.1931
.1787
.1674
.1585
 
$380
.5908
.5141
.4466
.3872
.3350
.2891
.2490
.2154
.1883
.1659
.1473
.1319
.1193
53
$120
.5999
.5194
.4605
.4196
.3897
.3686
.3541
.3443
.3379
.3338
.3312
.3296
.3286
 
$160
.5958
.5158
.4455
.3967
.3587
.3299
.3084
.2927
.2814
.2734
.2679
.2641
.2615
 
$250
.5897
.5105
.4408
.3797
.3293
.2905
.2591
.2338
.2139
.1984
.1864
.1772
.1702
 
$275
.5884
.5094
.4399
.3789
.3257
.2851
.2520
.2251
.2034
.1862
.1727
.1622
.1541
 
$380
.5848
.5063
.4372
.3766
.3234
.2770
.2369
.2050
.1786
.1569
.1391
.1244
.1126
54
$120
.5940
.5115
.4542
.4136
.3844
.3642
.3506
.3417
.3360
.3324
.3302
.3289
.3282
 
$160
.5899
.5080
.4383
.3894
.3518
.3237
.3030
.2882
.2778
.2706
.2657
.2625
.2603
 
$250
.5838
.5027
.4315
.3690
.3203
.2818
.2507
.2262
.2072
.1926
.1815
.1731
.1668
 
$275
.5826
.5017
.4306
.3683
.3163
.2759
.2432
.2168
.1959
.1797
.1671
.1574
.1501
 
$380
.5791
.4986
.4279
.3660
.3120
.2650
.2263
.1950
.1693
.1483
.1312
.1174
.1064
55
$120
.5883
.5038
.4482
.4079
.3794
.3601
.3474
.3393
.3343
.3312
.3295
.3284
.3278
 
$160
.5843
.5004
.4314
.3824
.3452
.3178
.2980
.2841
.2746
.2682
.2639
.2611
.2594
 
$250
.5782
.4952
.4223
.3593
.3116
.2732
.2428
.2191
.2010
.1873
.1770
.1694
.1639
 
$275
.5770
.4942
.4214
.3578
.3072
.2670
.2346
.2090
.1890
.1736
.1619
.1531
.1465
 
$380
.5735
.4912
.4189
.3557
.3008
.2536
.2161
.1854
.1604
.1401
.1239
.1110
.1009
 
$500
.5715
.4895
.4174
.3544
.2997
.2525
.2119
.1775
.1496
.1266
.1078
.0924
.0799
56
$120
.5826
.4973
.4421
.4021
.3744
.3561
.3443
.3371
.3328
.3303
.3288
.3280
.3276
 
$160
.5786
.4927
.4243
.3753
.3386
.3119
.2931
.2802
.2716
.2659
.2623
.2600
.2586
 
$250
.5726
.4876
.4129
.3505
.3027
.2646
.2348
.2121
.1949
.1821
.1728
.1660
.1612
 
$275
.5714
.4866
.4121
.3474
.2979
.2579
.2261
.2013
.1822
.1678
.1571
.1491
.1433
 
$380
.5679
.4836
.4095
.3450
.2892
.2430
.2059
.1758
.1515
.1321
.1168
.1049
.0956
 
$500
.5660
.4819
.4081
.3438
.2882
.2405
.1999
.1666
.1394
.1172
.0992
.0848
.0732
 
$550
.5655
.4815
.4078
.3435
.2880
.2403
.1997
.1655
.1373
.1145
.0959
.0809
.0688
57
$120
.5771
.4917
.4362
.3966
.3697
.3524
.3416
.3352
.3315
.3295
.3283
.3277
.3274
 
$160
.5732
.4852
.4174
.3684
.3322
.3064
.2886
.2767
.2689
.2640
.2609
.2591
.2580
 
$250
.5673
.4801
.4037
.3420
.2940
.2563
.2273
.2054
.1892
.1775
.1690
.1631
.1589
 
$275
.5661
.4791
.4029
.3386
.2888
.2490
.2179
.1940
.1759
.1625
.1527
.1456
.1405
 
$380
.5626
.4762
.4004
.3345
.2779
.2327
.1961
.1665
.1430
.1246
.1103
.0993
.0910
 
$500
.5607
.4746
.3990
.3334
.2769
.2288
.1886
.1561
.1297
.1083
.0912
.0777
.0670
 
$550
.5602
.4742
.3987
.3331
.2767
.2286
.1880
.1543
.1272
.1052
.0876
.0735
.0623
58
$120
.5722
.4867
.4309
.3916
.3656
.3492
.3394
.3337
.3305
.3289
.3280
.3275
.3273
 
$160
.5683
.4782
.4112
.3622
.3265
.3015
.2847
.2737
.2667
.2625
.2599
.2584
.2575
 
$250
.5624
.4732
.3950
.3340
.2860
.2487
.2205
.1995
.1843
.1734
.1659
.1606
.1571
 
$275
.5612
.4723
.3942
.3303
.2804
.2409
.2104
.1874
.1703
.1578
.1489
.1426
.1382
 
$380
.5578
.4694
.3918
.3246
.2682
.2232
.1868
.1579
.1353
.1178
.1045
.0944
.0870
 
$500
.5559
.4677
.3904
.3235
.2662
.2177
.1783
.1463
.1206
.1002
.0840
.0714
.0617
 
$550
.5554
.4674
.3901
.3232
.2660
.2175
.1769
.1443
.1179
.0968
.0800
.0668
.0566
59
$120
.5674
.4816
.4256
.3868
.3617
.3463
.3373
.3324
.3297
.3284
.3277
.3274
.3272
 
$160
.5636
.4713
.4050
.3560
.3209
.2968
.2810
.2710
.2648
.2612
.2591
.2579
.2572
 
$250
.5577
.4665
.3868
.3261
.2781
.2413
.2138
.1938
.1797
.1698
.1630
.1585
.1556
 
$275
.5566
.4655
.3856
.3221
.2720
.2329
.2032
.1811
.1650
.1535
.1455
.1400
.1363
 
$380
.5532
.4627
.3833
.3147
.2587
.2137
.1778
.1496
.1279
.1114
.0991
.0900
.0834
 
$500
.5512
.4610
.3819
.3136
.2555
.2071
.1682
.1368
.1119
.0924
.0772
.0656
.0568
 
$550
.5508
.4607
.3816
.3134
.2553
.2065
.1665
.1344
.1089
.0887
.0729
.0607
.0514
60
$120
.5628
.4766
.4203
.3820
.3579
.3435
.3355
.3312
.3291
.3280
.3275
.3273
.3272
 
$160
.5590
.4648
.3988
.3498
.3153
.2922
.2775
.2684
.2631
.2600
.2584
.2574
.2570
 
$250
.5532
.4597
.3795
.3181
.2702
.2339
.2073
.1884
.1753
.1664
.1605
.1567
.1542
 
$275
.5520
.4588
.3771
.3139
.2637
.2250
.1961
.1750
.1600
.1496
.1424
.1377
.1346
 
$380
.5487
.4560
.3747
.3049
.2491
.2042
.1688
.1415
.1208
.1054
.0941
.0860
.0802
 
$500
.5467
.4544
.3734
.3037
.2447
.1967
.1581
.1274
.1034
.0848
.0708
.0602
.0523
 
$550
.5463
.4540
.3731
.3035
.2445
.1954
.1561
.1247
.1000
.0808
.0661
.0549
.0466
 
$800
.5455
.4534
.3726
.3030
.2441
.1951
.1548
.1221
.0959
.0753
.0592
.0468
.0372
61
$120
.5585
.4717
.4151
.3774
.3542
.3410
.3339
.3303
.3285
.3277
.3274
.3272
.3272
 
$160
.5546
.4595
.3928
.3438
.3100
.2880
.2743
.2662
.2616
.2591
.2578
.2571
.2568
 
$250
.5489
.4533
.3724
.3104
.2625
.2268
.2012
.1834
.1713
.1634
.1583
.1551
.1532
 
$275
.5478
.4523
.3698
.3058
.2555
.2173
.1893
.1693
.1554
.1460
.1398
.1357
.1332
 
$380
.5444
.4496
.3664
.2959
.2397
.1949
.1601
.1337
.1141
.0998
.0896
.0824
.0774
 
$500
.5425
.4480
.3651
.2940
.2344
.1865
.1483
.1183
.0953
.0778
.0648
.0553
.0484
 
$550
.5421
.4476
.3648
.2937
.2339
.1850
.1460
.1154
.0916
.0735
.0598
.0497
.0423
 
$800
.5413
.4470
.3643
.2933
.2336
.1842
.1441
.1119
.0867
.0671
.0521
.0407
.0322
62
$120
.5543
.4668
.4100
.3729
.3508
.3386
.3324
.3294
.3281
.3275
.3273
.3272
.3271
 
$160
.5505
.4542
.3867
.3378
.3048
.2839
.2713
.2642
.2604
.2584
.2574
.2569
.2567
 
$250
.5448
.4469
.3653
.3026
.2548
.2198
.1952
.1786
.1677
.1607
.1564
.1539
.1524
 
$275
.5437
.4460
.3626
.2977
.2474
.2097
.1827
.1638
.1511
.1427
.1374
.1341
.1320
 
$380
.5404
.4433
.3581
.2870
.2303
.1857
.1516
.1261
.1077
.0946
.0854
.0792
.0750
 
$500
.5385
.4417
.3568
.2842
.2243
.1763
.1385
.1094
.0874
.0712
.0593
.0508
.0449
 
$550
.5381
.4414
.3566
.2840
.2232
.1746
.1360
.1062
.0834
.0665
.0540
.0450
.0386
 
$800
.5373
.4407
.3560
.2835
.2229
.1733
.1333
.1020
.0778
.0593
.0455
.0352
.0277
 
$1,000
.5371
.4406
.3559
.2834
.2228
.1732
.1333
.1017
.0771
.0583
.0440
.0334
.0256
63
$120
.5504
.4619
.4047
.3683
.3474
.3365
.3312
.3288
.3278
.3274
.3272
.3272
.3271
 
$160
.5466
.4489
.3805
.3317
.2996
.2799
.2686
.2625
.2593
.2578
.2571
.2567
.2566
 
$250
.5409
.4407
.3581
.2947
.2470
.2128
.1894
.1740
.1643
.1583
.1548
.1528
.1517
 
$275
.5398
.4398
.3552
.2895
.2391
.2021
.1761
.1585
.1470
.1398
.1353
.1327
.1311
 
$380
.5365
.4371
.3497
.2779
.2207
.1763
.1430
.1187
.1015
.0896
.0816
.0764
.0730
 
$500
.5346
.4355
.3485
.2742
.2139
.1659
.1287
.1006
.0798
.0648
.0542
.0468
.0418
 
$550
.5342
.4352
.3482
.2740
.2127
.1639
.1259
.0970
.0755
.0597
.0485
.0406
.0352
 
$800
.5334
.4346
.3477
.2736
.2120
.1621
.1226
.0921
.0690
.0517
.0391
.0300
.0236
 
$1,000
.5332
.4344
.3476
.2735
.2119
.1620
.1224
.0915
.0680
.0504
.0374
.0280
.0212
64
$120
.5467
.4569
.3995
.3639
.3443
.3345
.3301
.3282
.3275
.3273
.3272
.3271
.3271
 
$160
.5430
.4437
.3743
.3257
.2946
.2762
.2661
.2609
.2585
.2573
.2568
.2566
.2565
 
$250
.5374
.4347
.3510
.2868
.2392
.2059
.1838
.1698
.1613
.1563
.1535
.1520
.1512
 
$275
.5362
.4338
.3479
.2813
.2309
.1946
.1698
.1536
.1434
.1372
.1336
.1316
.1305
 
$380
.5330
.4311
.3415
.2688
.2111
.1670
.1346
.1116
.0957
.0852
.0783
.0740
.0713
 
$500
.5311
.4296
.3403
.2646
.2036
.1556
.1190
.0920
.0726
.0589
.0496
.0433
.0392
 
$550
.5307
.4293
.3400
.2641
.2022
.1534
.1160
.0881
.0679
.0535
.0436
.0368
.0323
 
$800
.5299
.4286
.3395
.2637
.2011
.1509
.1120
.0825
.0606
.0447
.0333
.0254
.0200
 
$1,000
.5297
.4285
.3394
.2636
.2010
.1508
.1116
.0817
.0594
.0431
.0314
.0231
.0174
65
$120
.5434
.4520
.3943
.3596
.3414
.3328
.3292
.3278
.3274
.3272
.3271
.3271
.3271
 
$160
.5397
.4386
.3681
.3197
.2897
.2727
.2639
.2597
.2578
.2570
.2567
.2566
.2565
 
$250
.5341
.4290
.3439
.2789
.2316
.1993
.1785
.1659
.1586
.1546
.1525
.1514
.1509
 
$275
.5330
.4281
.3407
.2731
.2227
.1873
.1639
.1491
.1402
.1351
.1322
.1307
.1300
 
$380
.5297
.4254
.3338
.2598
.2016
.1579
.1265
.1048
.0904
.0812
.0755
.0720
.0700
 
$500
.5279
.4240
.3323
.2551
.1933
.1453
.1096
.0838
.0657
.0535
.0455
.0403
.0371
 
$550
.5275
.4236
.3320
.2542
.1917
.1429
.1062
.0795
.0607
.0478
.0392
.0336
.0300
 
$800
.5267
.4230
.3315
.2538
.1901
.1399
.1016
.0731
.0526
.0381
.0282
.0215
.0170
 
$1,000
.5265
.4228
.3314
.2537
.1901
.1396
.1009
.0721
.0511
.0362
.0259
.0189
.0142
66
$120
.5405
.4471
.3891
.3555
.3387
.3314
.3285
.3276
.3273
.3272
.3271
.3271
.3271
 
$160
.5368
.4336
.3620
.3138
.2850
.2696
.2620
.2587
.2573
.2568
.2566
.2565
.2565
 
$250
.5312
.4236
.3370
.2710
.2240
.1928
.1736
.1625
.1564
.1533
.1517
.1510
.1507
 
$275
.5301
.4227
.3337
.2649
.2146
.1802
.1582
.1450
.1374
.1333
.1312
.1301
.1296
 
$380
.5269
.4201
.3264
.2509
.1921
.1488
.1186
.0985
.0856
.0778
.0731
.0705
.0691
 
$500
.5251
.4187
.3244
.2456
.1830
.1352
.1003
.0759
.0595
.0487
.0420
.0379
.0354
 
$550
.5246
.4183
.3242
.2447
.1813
.1325
.0967
.0714
.0541
.0427
.0354
.0309
.0281
 
$800
.5239
.4177
.3237
.2440
.1792
.1290
.0913
.0641
.0451
.0321
.0236
.0181
.0146
 
$1,000
.5237
.4176
.3236
.2439
.1791
.1285
.0905
.0628
.0433
.0300
.0211
.0153
.0116
67
$120
.5378
.4419
.3835
.3511
.3360
.3301
.3280
.3274
.3272
.3271
.3271
.3271
.3271
 
$160
.5341
.4283
.3554
.3076
.2802
.2665
.2603
.2579
.2569
.2566
.2565
.2565
.2565
 
$250
.5286
.4183
.3296
.2626
.2159
.1862
.1687
.1592
.1544
.1522
.1511
.1507
.1505
 
$275
.5275
.4174
.3261
.2561
.2059
.1728
.1525
.1410
.1349
.1318
.1304
.1297
.1294
 
$380
.5243
.4148
.3186
.2412
.1819
.1392
.1104
.0921
.0810
.0746
.0711
.0693
.0683
 
$500
.5224
.4134
.3163
.2355
.1719
.1243
.0906
.0679
.0533
.0442
.0389
.0358
.0341
 
$550
.5220
.4131
.3160
.2345
.1700
.1214
.0866
.0629
.0475
.0378
.0320
.0286
.0267
 
$800
.5212
.4125
.3156
.2335
.1675
.1172
.0805
.0548
.0375
.0264
.0194
.0152
.0127
 
$1,000
.5211
.4123
.3154
.2334
.1673
.1166
.0794
.0533
.0355
.0239
.0166
.0121
.0094
68
$120
.5356
.4366
.3779
.3469
.3337
.3290
.3276
.3272
.3272
.3271
.3271
.3271
.3271
 
$160
.5319
.4230
.3486
.3012
.2756
.2638
.2590
.2573
.2567
.2565
.2565
.2565
.2565
 
$250
.5264
.4134
.3221
.2539
.2078
.1797
.1642
.1565
.1529
.1514
.1508
.1505
.1505
 
$275
.5253
.4125
.3186
.2471
.1971
.1655
.1472
.1376
.1329
.1307
.1298
.1294
.1293
 
$380
.5221
.4100
.3110
.2314
.1714
.1296
.1025
.0862
.0770
.0721
.0696
.0684
.0679
 
$500
.5203
.4085
.3083
.2253
.1606
.1133
.0810
.0603
.0477
.0404
.0364
.0343
.0332
 
$550
.5199
.4082
.3080
.2242
.1585
.1101
.0767
.0549
.0415
.0336
.0292
.0268
.0256
 
$800
.5191
.4076
.3076
.2228
.1556
.1052
.0697
.0458
.0306
.0213
.0159
.0129
.0112
 
$1,000
.5189
.4075
.3075
.2228
.1552
.1044
.0684
.0440
.0283
.0186
.0129
.0096
.0078
69
$120
.5339
.4315
.3725
.3431
.3318
.3283
.3274
.3272
.3271
.3271
.3271
.3271
.3271
 
$160
.5302
.4181
.3421
.2952
.2715
.2615
.2580
.2569
.2566
.2565
.2565
.2565
.2565
 
$250
.5248
.4092
.3150
.2456
.2000
.1738
.1604
.1543
.1518
.1509
.1506
.1505
.1504
 
$275
.5237
.4084
.3115
.2385
.1887
.1588
.1426
.1348
.1314
.1300
.1295
.1293
.1292
 
$380
.5205
.4059
.3039
.2221
.1614
.1205
.0953
.0812
.0738
.0702
.0686
.0679
.0676
 
$500
.5187
.4045
.3011
.2156
.1496
.1028
.0722
.0536
.0430
.0374
.0346
.0333
.0327
 
$550
.5183
.4042
.3008
.2144
.1474
.0993
.0675
.0478
.0365
.0304
.0272
.0257
.0250
 
$800
.5175
.4036
.3003
.2128
.1440
.0938
.0596
.0378
.0247
.0173
.0134
.0113
.0103
 
$1,000
.5173
.4034
.3002
.2126
.1435
.0928
.0580
.0357
.0221
.0144
.0101
.0079
.0068
70
$120
.5326
.4257
.3661
.3390
.3299
.3277
.3272
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5289
.4127
.3344
.2884
.2672
.2595
.2572
.2566
.2565
.2565
.2565
.2565
.2565
 
$250
.5235
.4053
.3070
.2358
.1912
.1675
.1567
.1525
.1510
.1506
.1505
.1504
.1504
 
$275
.5224
.4044
.3035
.2283
.1791
.1514
.1380
.1323
.1302
.1295
.1293
.1292
.1292
 
$380
.5192
.4019
.2961
.2112
.1496
.1101
.0876
.0762
.0709
.0688
.0679
.0676
.0675
 
$500
.5174
.4005
.2934
.2044
.1368
.0907
.0624
.0467
.0386
.0349
.0333
.0326
.0324
 
$550
.5170
.4002
.2929
.2030
.1343
.0869
.0573
.0404
.0317
.0276
.0257
.0249
.0246
 
$800
.5162
.3996
.2925
.2013
.1305
.0805
.0483
.0293
.0190
.0138
.0113
.0102
.0098
 
$1,000
.5160
.3995
.2924
.2010
.1298
.0793
.0464
.0268
.0160
.0105
.0078
.0066
.0061
71
$120
.5318
.4200
.3600
.3354
.3286
.3273
.3272
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5282
.4077
.3269
.2819
.2636
.2580
.2568
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5227
.4024
.2994
.2262
.1828
.1621
.1540
.1513
.1506
.1505
.1504
.1504
.1504
 
$275
.5216
.4015
.2961
.2184
.1698
.1450
.1344
.1307
.1296
.1293
.1292
.1292
.1292
 
$380
.5185
.3991
.2891
.2007
.1382
.1005
.0810
.0724
.0691
.0680
.0676
.0675
.0675
 
$500
.5166
.3977
.2866
.1937
.1243
.0793
.0538
.0411
.0355
.0334
.0326
.0323
.0323
 
$550
.5162
.3974
.2862
.1923
.1216
.0750
.0481
.0344
.0283
.0258
.0249
.0246
.0245
 
$800
.5155
.3968
.2857
.1904
.1173
.0678
.0381
.0222
.0147
.0115
.0102
.0097
.0096
 
$1,000
.5153
.3966
.2856
.1901
.1165
.0663
.0358
.0194
.0115
.0080
.0066
.0061
.0059
72
$120
.5315
.4127
.3519
.3315
.3276
.3272
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4042
.3168
.2737
.2598
.2569
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5224
.4000
.2899
.2133
.1722
.1562
.1516
.1506
.1504
.1504
.1504
.1504
.1504
 
$275
.5213
.3992
.2870
.2051
.1579
.1377
.1312
.1296
.1293
.1292
.1292
.1292
.1292
 
$380
.5181
.3968
.2812
.1870
.1229
.0885
.0740
.0692
.0678
.0675
.0675
.0675
.0675
 
$500
.5163
.3954
.2792
.1800
.1076
.0645
.0439
.0358
.0332
.0324
.0323
.0322
.0322
 
$550
.5159
.3951
.2789
.1787
.1046
.0597
.0375
.0286
.0256
.0247
.0245
.0245
.0245
 
$800
.5151
.3945
.2785
.1767
.0997
.0511
.0259
.0150
.0111
.0099
.0096
.0095
.0095
 
$1,000
.5149
.3943
.2784
.1763
.0987
.0493
.0232
.0118
.0076
.0063
.0059
.0058
.0058
73
$120
.5314
.4062
.3435
.3286
.3272
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4034
.3059
.2659
.2574
.2565
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5223
.3992
.2811
.1995
.1622
.1522
.1506
.1504
.1504
.1504
.1504
.1504
.1504
 
$275
.5212
.3984
.2789
.1910
.1461
.1322
.1296
.1292
.1292
.1292
.1292
.1292
.1292
 
$380
.5180
.3959
.2754
.1731
.1068
.0777
.0693
.0677
.0675
.0675
.0675
.0675
.0675
 
$500
.5162
.3946
.2744
.1667
.0897
.0502
.0363
.0329
.0323
.0322
.0322
.0322
.0322
 
$550
.5158
.3943
.2742
.1656
.0865
.0446
.0292
.0253
.0246
.0245
.0245
.0245
.0245
 
$800
.5151
.3937
.2738
.1638
.0809
.0345
.0160
.0108
.0097
.0095
.0095
.0095
.0095
 
$1,000
.5149
.3935
.2737
.1635
.0797
.0321
.0128
.0072
.0060
.0058
.0058
.0058
.0058
74
$120
.5314
.4061
.3382
.3276
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
.3271
 
$160
.5278
.4033
.2987
.2616
.2567
.2565
.2565
.2565
.2565
.2565
.2565
.2565
.2565
 
$250
.5223
.3991
.2765
.1905
.1568
.1509
.1504
.1504
.1504
.1504
.1504
.1504
.1504
 
$275
.5212
.3983
.2757
.1817
.1393
.1302
.1293
.1292
.1292
.1292
.1292
.1292
.1292
 
$380
.5180
.3959
.2740
.1647
.0964
.0723
.0679
.0675
.0675
.0675
.0675
.0675
.0675
 
$500
.5162
.3945
.2731
.1594
.0782
.0423
.0335
.0323
.0322
.0322
.0322
.0322
.0322
 
$550
.5158
.3942
.2729
.1585
.0747
.0361
.0261
.0246
.0245
.0245
.0245
.0245
.0245
 
$800
.5151
.3936
.2725
.1572
.0688
.0247
.0119
.0097
.0095
.0095
.0095
.0095
.0095
 
$1,000
.5149
.3934
.2724
.1569
.0675
.0220
.0084
.0061
.0058
.0058
.0058
.0058
.0058
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 1
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0050
.0179
.0367
.0597
.1150
.1797
.2513
.3285
37
$120
.0045
.0165
.0343
.0564
.1099
.1730
.2432
.3193
38
$120
.0040
.0152
.0320
.0531
.1049
.1663
.2351
.3100
39
$120
.0035
.0139
.0298
.0499
.0999
.1597
.2271
.3008
40
$120
.0031
.0127
.0277
.0468
.0949
.1531
.2191
.2916
 
$160
.0031
.0126
.0275
.0465
.0943
.1520
.2176
.2896
41
$120
.0027
.0115
.0256
.0438
.0900
.1465
.2111
.2824
 
$160
.0027
.0115
.0254
.0435
.0894
.1455
.2097
.2805
42
$120
.0024
.0104
.0235
.0408
.0851
.1399
.2031
.2731
 
$160
.0023
.0103
.0234
.0405
.0845
.1390
.2017
.2712
43
$120
.0020
.0094
.0216
.0379
.0803
.1334
.1951
.2639
 
$160
.0020
.0093
.0214
.0376
.0798
.1325
.1938
.2621
44
$120
.0018
.0084
.0197
.0351
.0757
.1271
.1873
.2548
 
$160
.0017
.0083
.0196
.0348
.0752
.1262
.1860
.2531
45
$120
.0014
.0073
.0177
.0320
.0706
.1202
.1788
.2450
 
$160
.0014
.0073
.0176
.0318
.0701
.1193
.1775
.2433
46
$120
.0012
.0063
.0158
.0291
.0656
.1133
.1703
.2351
 
$160
.0012
.0063
.0157
.0289
.0652
.1125
.1691
.2335
47
$120
.0009
.0054
.0140
.0263
.0608
.1066
.1620
.2283
 
$160
.0009
.0054
.0139
.0261
.0604
.1059
.1609
.2239
 
$250
.0009
.0054
.0137
.0258
.0598
.1048
.1592
.2216
48
$120
.0008
.0046
.0123
.0236
.0561
.1000
.1537
.2214
 
$160
.0007
.0046
.0122
.0234
.0557
.0993
.1526
.2143
 
$250
.0007
.0045
.0121
.0232
.0551
.0983
.1510
.2120
 
$275
.0007
.0045
.0121
.0232
.0550
.0981
.1507
.2116
49
$120
.0006
.0039
.0107
.0210
.0514
.0934
.1459
.2147
 
$160
.0006
.0039
.0106
.0209
.0511
.0928
.1444
.2046
 
$250
.0006
.0038
.0105
.0207
.0506
.0918
.1429
.2025
 
$275
.0006
.0038
.0105
.0206
.0505
.0916
.1426
.2021
50
$120
.0005
.0032
.0093
.0187
.0471
.0871
.1398
.2081
 
$160
.0004
.0032
.0092
.0185
.0467
.0865
.1364
.1954
 
$250
.0004
.0032
.0091
.0183
.0463
.0856
.1350
.1932
 
$275
.0004
.0032
.0091
.0183
.0462
.0854
.1347
.1928
51
$120
.0003
.0027
.0079
.0164
.0428
.0809
.1338
.2016
 
$160
.0003
.0026
.0079
.0163
.0425
.0803
.1285
.1882
 
$250
.0003
.0026
.0078
.0161
.0421
.0795
.1272
.1839
 
$275
.0003
.0026
.0078
.0161
.0420
.0793
.1269
.1835
52
$120
.0002
.0021
.0067
.0143
.0386
.0747
.1277
.1950
 
$160
.0002
.0021
.0067
.0142
.0383
.0741
.1205
.1809
 
$250
.0002
.0021
.0066
.0140
.0379
.0734
.1193
.1744
 
$275
.0002
.0021
.0066
.0140
.0379
.0732
.1190
.1740
 
$380
.0002
.0021
.0065
.0139
.0376
.0728
.1183
.1730
53
$120
.0002
.0017
.0056
.0123
.0346
.0695
.1216
.1886
 
$160
.0002
.0017
.0055
.0122
.0343
.0681
.1131
.1736
 
$250
.0002
.0017
.0055
.0121
.0340
.0674
.1114
.1649
 
$275
.0002
.0017
.0055
.0120
.0339
.0672
.1111
.1646
 
$380
.0002
.0016
.0054
.0120
.0337
.0668
.1105
.1636
54
$120
.0001
.0013
.0046
.0104
.0307
.0646
.1157
.1824
 
$160
.0001
.0013
.0045
.0104
.0305
.0622
.1067
.1665
 
$250
.0001
.0013
.0045
.0103
.0302
.0615
.1036
.1555
 
$275
.0001
.0013
.0045
.0102
.0301
.0614
.1034
.1552
 
$380
.0001
.0013
.0045
.0102
.0299
.0610
.1028
.1543
55
$120
.0001
.0010
.0037
.0088
.0271
.0599
.1099
.1764
 
$160
.0001
.0010
.0037
.0087
.0269
.0565
.1005
.1595
 
$250
.0001
.0010
.0036
.0086
.0266
.0559
.0961
.1464
 
$275
.0001
.0010
.0036
.0086
.0266
.0558
.0959
.1461
 
$380
.0001
.0010
.0036
.0086
.0264
.0555
.0953
.1452
 
$500
.0001
.0010
.0036
.0085
.0263
.0553
.0950
.1447
56
$120
.0001
.0007
.0029
.0072
.0236
.0552
.1041
.1703
 
$160
.0001
.0007
.0029
.0072
.0234
.0509
.0942
.1525
 
$250
.0001
.0007
.0029
.0071
.0232
.0503
.0885
.1375
 
$275
.0001
.0007
.0029
.0071
.0231
.0502
.0883
.1367
 
$380
.0001
.0007
.0028
.0070
.0230
.0499
.0877
.1359
 
$500
.0001
.0007
.0028
.0070
.0229
.0497
.0874
.1354
 
$550
.0001
.0007
.0028
.0070
.0229
.0497
.0874
.1353
57
$120
.0000
.0005
.0023
.0059
.0205
.0506
.0985
.1644
 
$160
.0000
.0005
.0022
.0058
.0202
.0462
.0881
.1456
 
$250
.0000
.0005
.0022
.0058
.0200
.0450
.0810
.1296
 
$275
.0000
.0005
.0022
.0058
.0199
.0449
.0809
.1278
 
$380
.0000
.0005
.0022
.0057
.0198
.0446
.0804
.1267
 
$500
.0000
.0005
.0022
.0057
.0197
.0444
.0801
.1263
 
$550
.0000
.0005
.0022
.0057
.0197
.0444
.0800
.1262
58
$120
.0000
.0004
.0017
.0048
.0180
.0466
.0935
.1590
 
$160
.0000
.0004
.0017
.0047
.0174
.0420
.0825
.1394
 
$250
.0000
.0004
.0017
.0047
.0172
.0401
.0741
.1222
 
$275
.0000
.0004
.0017
.0047
.0171
.0400
.0740
.1202
 
$380
.0000
.0004
.0017
.0046
.0170
.0398
.0735
.1181
 
$500
.0000
.0004
.0017
.0046
.0170
.0396
.0733
.1177
 
$550
.0000
.0004
.0017
.0046
.0170
.0396
.0732
.1176
59
$120
.0000
.0003
.0013
.0038
.0157
.0426
.0884
.1537
 
$160
.0000
.0003
.0013
.0037
.0147
.0379
.0770
.1332
 
$250
.0000
.0003
.0013
.0037
.0146
.0354
.0680
.1150
 
$275
.0000
.0003
.0013
.0037
.0145
.0353
.0672
.1128
 
$380
.0000
.0003
.0013
.0037
.0144
.0351
.0668
.1096
 
$500
.0000
.0003
.0013
.0037
.0144
.0350
.0666
.1092
 
$550
.0000
.0003
.0013
.0037
.0144
.0350
.0665
.1091
60
$120
.0000
.0002
.0010
.0029
.0134
.0387
.0834
.1485
 
$160
.0000
.0002
.0009
.0029
.0123
.0339
.0716
.1270
 
$250
.0000
.0002
.0009
.0029
.0121
.0309
.0620
.1077
 
$275
.0000
.0002
.0009
.0029
.0121
.0308
.0610
.1053
 
$380
.0000
.0002
.0009
.0028
.0120
.0306
.0601
.1010
 
$500
.0000
.0002
.0009
.0028
.0120
.0305
.0599
.1007
 
$550
.0000
.0002
.0009
.0028
.0120
.0305
.0599
.1006
 
$800
.0000
.0002
.0009
.0028
.0119
.0304
.0598
.1005
61
$120
.0000
.0001
.0007
.0022
.0114
.0350
.0785
.1433
 
$160
.0000
.0001
.0007
.0022
.0102
.0301
.0663
.1209
 
$250
.0000
.0001
.0007
.0021
.0099
.0266
.0563
.1006
 
$275
.0000
.0001
.0007
.0021
.0099
.0265
.0551
.0980
 
$380
.0000
.0001
.0007
.0021
.0098
.0264
.0537
.0929
 
$500
.0000
.0001
.0007
.0021
.0098
.0263
.0535
.0924
 
$550
.0000
.0001
.0007
.0021
.0098
.0263
.0535
.0923
 
$800
.0000
.0001
.0007
.0021
.0098
.0262
.0534
.0922
62
$120
.0000
.0001
.0005
.0016
.0095
.0314
.0736
.1381
 
$160
.0000
.0001
.0004
.0016
.0083
.0264
.0610
.1148
 
$250
.0000
.0001
.0004
.0016
.0079
.0228
.0506
.0935
 
$275
.0000
.0001
.0004
.0016
.0079
.0225
.0494
.0907
 
$380
.0000
.0001
.0004
.0015
.0078
.0223
.0474
.0851
 
$500
.0000
.0001
.0004
.0015
.0078
.0223
.0473
.0841
 
$550
.0000
.0001
.0004
.0015
.0078
.0222
.0472
.0840
 
$800
.0000
.0001
.0004
.0015
.0078
.0222
.0472
.0839
 
$1,000
.0000
.0001
.0004
.0015
.0078
.0222
.0471
.0839
63
$120
.0000
.0000
.0003
.0011
.0077
.0278
.0687
.1329
 
$160
.0000
.0000
.0003
.0011
.0066
.0228
.0557
.1086
 
$250
.0000
.0000
.0003
.0011
.0061
.0192
.0449
.0863
 
$275
.0000
.0000
.0003
.0011
.0061
.0188
.0437
.0834
 
$380
.0000
.0000
.0003
.0011
.0060
.0185
.0412
.0772
 
$500
.0000
.0000
.0003
.0011
.0060
.0184
.0411
.0758
 
$550
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0757
 
$800
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0756
 
$1,000
.0000
.0000
.0003
.0011
.0060
.0184
.0410
.0756
64
$120
.0000
.0000
.0002
.0007
.0061
.0243
.0637
.1276
 
$160
.0000
.0000
.0002
.0007
.0051
.0195
.0505
.1025
 
$250
.0000
.0000
.0002
.0007
.0045
.0158
.0395
.0792
 
$275
.0000
.0000
.0002
.0007
.0045
.0154
.0381
.0761
 
$380
.0000
.0000
.0002
.0007
.0045
.0149
.0355
.0695
 
$500
.0000
.0000
.0002
.0007
.0045
.0149
.0351
.0676
 
$550
.0000
.0000
.0002
.0007
.0045
.0149
.0351
.0675
 
$800
.0000
.0000
.0002
.0007
.0045
.0148
.0351
.0674
 
$1,000
.0000
.0000
.0002
.0007
.0045
.0148
.0350
.0674
65
$120
.0000
.0000
.0001
.0005
.0047
.0210
.0588
.1224
 
$160
.0000
.0000
.0001
.0004
.0038
.0163
.0454
.0963
 
$250
.0000
.0000
.0001
.0004
.0032
.0127
.0342
.0721
 
$275
.0000
.0000
.0001
.0004
.0032
.0123
.0328
.0689
 
$380
.0000
.0000
.0001
.0004
.0032
.0117
.0301
.0620
 
$500
.0000
.0000
.0001
.0004
.0032
.0117
.0295
.0598
 
$550
.0000
.0000
.0001
.0004
.0032
.0117
.0295
.0595
 
$800
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0594
 
$1,000
.0000
.0000
.0001
.0004
.0032
.0116
.0294
.0594
66
$120
.0000
.0000
.0000
.0003
.0035
.0178
.0539
.1173
 
$160
.0000
.0000
.0000
.0002
.0027
.0133
.0404
.0901
 
$250
.0000
.0000
.0000
.0002
.0022
.0099
.0292
.0651
 
$275
.0000
.0000
.0000
.0002
.0022
.0096
.0278
.0618
 
$380
.0000
.0000
.0000
.0002
.0021
.0089
.0250
.0546
 
$500
.0000
.0000
.0000
.0002
.0021
.0088
.0242
.0522
 
$550
.0000
.0000
.0000
.0002
.0021
.0088
.0242
.0518
 
$800
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
 
$1,000
.0000
.0000
.0000
.0002
.0021
.0088
.0241
.0516
67
$120
.0000
.0000
.0000
.0001
.0024
.0146
.0487
.1117
 
$160
.0000
.0000
.0000
.0001
.0018
.0104
.0351
.0835
 
$250
.0000
.0000
.0000
.0001
.0014
.0073
.0240
.0577
 
$275
.0000
.0000
.0000
.0001
.0013
.0070
.0226
.0543
 
$380
.0000
.0000
.0000
.0001
.0013
.0063
.0198
.0468
 
$500
.0000
.0000
.0000
.0001
.0013
.0062
.0190
.0442
 
$550
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0438
 
$800
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0435
 
$1,000
.0000
.0000
.0000
.0001
.0013
.0062
.0189
.0434
68
$120
.0000
.0000
.0000
.0001
.0016
.0116
.0434
.1060
 
$160
.0000
.0000
.0000
.0001
.0011
.0077
.0298
.0767
 
$250
.0000
.0000
.0000
.0000
.0008
.0050
.0191
.0503
 
$275
.0000
.0000
.0000
.0000
.0007
.0048
.0178
.0468
 
$380
.0000
.0000
.0000
.0000
.0007
.0042
.0151
.0391
 
$500
.0000
.0000
.0000
.0000
.0007
.0040
.0142
.0364
 
$550
.0000
.0000
.0000
.0000
.0007
.0040
.0141
.0359
 
$800
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0355
 
$1,000
.0000
.0000
.0000
.0000
.0007
.0040
.0140
.0355
69
$120
.0000
.0000
.0000
.0000
.0009
.0089
.0383
.1006
 
$160
.0000
.0000
.0000
.0000
.0006
.0055
.0249
.0702
 
$250
.0000
.0000
.0000
.0000
.0004
.0033
.0147
.0432
 
$275
.0000
.0000
.0000
.0000
.0004
.0030
.0135
.0397
 
$380
.0000
.0000
.0000
.0000
.0003
.0026
.0110
.0321
 
$500
.0000
.0000
.0000
.0000
.0003
.0024
.0102
.0293
 
$550
.0000
.0000
.0000
.0000
.0003
.0024
.0101
.0288
 
$800
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0283
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0024
.0100
.0282
70
$120
.0000
.0000
.0000
.0000
.0004
.0061
.0325
.0943
 
$160
.0000
.0000
.0000
.0000
.0002
.0034
.0195
.0625
 
$250
.0000
.0000
.0000
.0000
.0001
.0017
.0102
.0351
 
$275
.0000
.0000
.0000
.0000
.0001
.0016
.0091
.0317
 
$380
.0000
.0000
.0000
.0000
.0001
.0012
.0070
.0242
 
$500
.0000
.0000
.0000
.0000
.0001
.0012
.0063
.0215
 
$550
.0000
.0000
.0000
.0000
.0001
.0011
.0062
.0210
 
$800
.0000
.0000
.0000
.0000
.0001
.0011
.0060
.0204
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0011
.0060
.0204
71
$120
.0000
.0000
.0000
.0000
.0002
.0039
.0268
.0882
 
$160
.0000
.0000
.0000
.0000
.0001
.0019
.0145
.0550
 
$250
.0000
.0000
.0000
.0000
.0000
.0008
.0064
.0276
 
$275
.0000
.0000
.0000
.0000
.0000
.0007
.0056
.0243
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0039
.0173
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
.0034
.0148
 
$550
.0000
.0000
.0000
.0000
.0000
.0004
.0033
.0143
 
$800
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0137
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0136
72
$120
.0000
.0000
.0000
.0000
.0000
.0017
.0195
.0801
 
$160
.0000
.0000
.0000
.0000
.0000
.0006
.0086
.0449
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0027
.0181
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0022
.0152
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0093
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0074
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0070
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0065
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0064
73
$120
.0000
.0000
.0000
.0000
.0000
.0004
.0120
.0717
 
$160
.0000
.0000
.0000
.0000
.0000
.0001
.0037
.0341
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0093
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0071
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0033
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0022
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0020
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0018
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0017
74
$120
.0000
.0000
.0000
.0000
.0000
.0001
.0076
.0664
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0015
.0268
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0047
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0032
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0006
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-910, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-910, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-910, filed 10/19/10, effective 11/19/10.]


PDF296-17B-920

Hazard Group 2 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 2
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8461
.8331
.8212
.8104
.8002
.7908
.7818
.7733
.7652
.7574
.7500
.7428
.7358
2
.8415
.8278
.8154
.8040
.7934
.7835
.7741
.7652
.7567
.7486
.7407
.7331
.7258
3
.8356
.8212
.8080
.7960
.7848
.7743
.7644
.7549
.7459
.7373
.7290
.7209
.7131
4
.8298
.8145
.8007
.7880
.7762
.7651
.7546
.7446
.7351
.7259
.7171
.7086
.7003
5
.8240
.8080
.7934
.7800
.7676
.7559
.7448
.7343
.7242
.7146
.7052
.6962
.6875
6
.8183
.8014
.7861
.7721
.7590
.7467
.7351
.7240
.7133
.7031
.6933
.6838
.6746
7
.8126
.7949
.7788
.7641
.7504
.7374
.7252
.7135
.7023
.6915
.6812
.6712
.6616
8
.8069
.7884
.7716
.7561
.7417
.7281
.7153
.7030
.6912
.6800
.6691
.6587
.6486
9
.8013
.7819
.7644
.7482
.7331
.7189
.7054
.6925
.6802
.6684
.6571
.6462
.6357
10
.7957
.7755
.7572
.7403
.7245
.7096
.6955
.6820
.6692
.6569
.6451
.6337
.6228
11
.7902
.7691
.7500
.7324
.7159
.7003
.6856
.6716
.6582
.6454
.6331
.6213
.6099
12
.7846
.7627
.7428
.7244
.7071
.6909
.6756
.6610
.6471
.6338
.6210
.6087
.5969
13
.7791
.7563
.7355
.7163
.6984
.6815
.6655
.6504
.6359
.6221
.6089
.5961
.5839
14
.7735
.7498
.7282
.7082
.6895
.6720
.6554
.6397
.6247
.6103
.5966
.5834
.5708
15
.7680
.7434
.7209
.7001
.6807
.6625
.6453
.6290
.6135
.5987
.5845
.5709
.5578
16
.7624
.7369
.7135
.6920
.6719
.6530
.6352
.6183
.6023
.5869
.5723
.5583
.5448
17
.7569
.7304
.7061
.6838
.6630
.6434
.6250
.6076
.5910
.5752
.5601
.5457
.5318
18
.7514
.7238
.6988
.6756
.6541
.6339
.6148
.5968
.5797
.5634
.5479
.5331
.5189
19
.7458
.7172
.6913
.6673
.6451
.6242
.6045
.5860
.5683
.5516
.5357
.5205
.5059
20
.7402
.7107
.6839
.6591
.6361
.6146
.5943
.5752
.5571
.5399
.5236
.5080
.4931
21
.7346
.7041
.6764
.6508
.6271
.6049
.5840
.5644
.5458
.5282
.5114
.4955
.4803
22
.7289
.6974
.6688
.6424
.6179
.5950
.5736
.5534
.5343
.5162
.4991
.4828
.4673
23
.7233
.6908
.6612
.6340
.6088
.5853
.5632
.5425
.5230
.5045
.4870
.4704
.4546
24
.7176
.6840
.6536
.6255
.5996
.5754
.5528
.5315
.5115
.4926
.4748
.4578
.4418
25
.7118
.6772
.6458
.6170
.5903
.5654
.5422
.5205
.5000
.4807
.4625
.4453
.4289
26
.7061
.6705
.6381
.6084
.5810
.5555
.5317
.5095
.4886
.4689
.4504
.4329
.4163
27
.7004
.6637
.6304
.5998
.5717
.5455
.5212
.4985
.4771
.4571
.4382
.4204
.4036
28
.6946
.6568
.6225
.5912
.5623
.5355
.5106
.4874
.4657
.4453
.4261
.4080
.3909
29
.6889
.6500
.6147
.5825
.5529
.5255
.5001
.4764
.4543
.4335
.4141
.3957
.3784
30
.6830
.6430
.6068
.5737
.5434
.5154
.4894
.4653
.4427
.4216
.4019
.3833
.3658
31
.6771
.6360
.5988
.5649
.5339
.5052
.4787
.4541
.4312
.4098
.3897
.3709
.3531
32
.6712
.6289
.5907
.5560
.5242
.4949
.4679
.4429
.4195
.3978
.3775
.3584
.3405
33
.6653
.6218
.5827
.5471
.5146
.4847
.4572
.4317
.4080
.3859
.3653
.3460
.3279
34
.6593
.6147
.5746
.5382
.5049
.4744
.4464
.4204
.3964
.3740
.3531
.3336
.3153
35
.6533
.6075
.5664
.5291
.4951
.4640
.4355
.4091
.3847
.3620
.3408
.3211
.3026
36
.6474
.6004
.5582
.5201
.4854
.4537
.4246
.3978
.3731
.3501
.3287
.3087
.2900
37
.6413
.5931
.5499
.5109
.4755
.4432
.4136
.3864
.3612
.3379
.3163
.2961
.2772
38
.6352
.5858
.5416
.5017
.4656
.4326
.4025
.3749
.3494
.3257
.3038
.2834
.2644
39
.6292
.5786
.5333
.4925
.4557
.4222
.3915
.3634
.3376
.3137
.2915
.2709
.2518
40
.6232
.5713
.5250
.4834
.4458
.4116
.3805
.3520
.3258
.3015
.2792
.2584
.2392
41
.6172
.5641
.5167
.4742
.4359
.4011
.3695
.3405
.3139
.2894
.2668
.2460
.2267
42
.6112
.5568
.5083
.4649
.4259
.3905
.3583
.3289
.3020
.2772
.2545
.2336
.2143
43
.6053
.5496
.5000
.4557
.4159
.3799
.3472
.3174
.2901
.2652
.2423
.2213
.2021
44
.5995
.5425
.4919
.4467
.4061
.3694
.3362
.3060
.2784
.2533
.2304
.2094
.1903
45
.5930
.5346
.4829
.4367
.3953
.3580
.3242
.2936
.2658
.2406
.2176
.1968
.1779
46
.5867
.5269
.4739
.4267
.3845
.3466
.3123
.2814
.2534
.2280
.2051
.1844
.1657
47
.5804
.5192
.4651
.4169
.3739
.3352
.3005
.2693
.2411
.2158
.1929
.1725
.1541
48
.5742
.5115
.4561
.4069
.3631
.3238
.2886
.2571
.2288
.2035
.1808
.1606
.1426
49
.5681
.5039
.4472
.3970
.3522
.3124
.2768
.2450
.2166
.1914
.1690
.1491
.1315
50
.5622
.4965
.4385
.3872
.3417
.3012
.2652
.2332
.2049
.1798
.1577
.1382
.1211
51
.5564
.4891
.4298
.3774
.3310
.2900
.2536
.2216
.1933
.1684
.1467
.1277
.1111
52
.5505
.4816
.4210
.3674
.3202
.2785
.2419
.2097
.1816
.1570
.1357
.1172
.1013
53
.5448
.4742
.4121
.3574
.3093
.2671
.2302
.1980
.1700
.1459
.1251
.1072
.0919
54
.5391
.4669
.4033
.3474
.2985
.2558
.2186
.1865
.1588
.1351
.1148
.0976
.0829
55
.5337
.4597
.3946
.3376
.2879
.2447
.2074
.1754
.1480
.1248
.1051
.0885
.0745
56
.5283
.4524
.3858
.3275
.2770
.2333
.1959
.1641
.1371
.1144
.0954
.0795
.0662
57
.5231
.4454
.3771
.3176
.2662
.2222
.1847
.1531
.1266
.1045
.0862
.0710
.0585
58
.5184
.4388
.3690
.3083
.2561
.2117
.1742
.1429
.1168
.0954
.0777
.0632
.0515
59
.5139
.4324
.3609
.2989
.2460
.2012
.1638
.1328
.1073
.0864
.0695
.0559
.0449
60
.5094
.4259
.3527
.2895
.2358
.1907
.1533
.1227
.0978
.0777
.0616
.0488
.0386
61
.5052
.4197
.3448
.2803
.2257
.1803
.1431
.1129
.0886
.0693
.0541
.0421
.0329
62
.5012
.4136
.3368
.2710
.2156
.1699
.1328
.1031
.0796
.0612
.0469
.0359
.0275
63
.4972
.4075
.3288
.2615
.2053
.1593
.1224
.0932
.0706
.0532
.0399
.0300
.0226
64
.4936
.4017
.3209
.2520
.1949
.1486
.1120
.0836
.0619
.0455
.0334
.0246
.0181
65
.4903
.3961
.3131
.2426
.1844
.1379
.1017
.0741
.0535
.0383
.0274
.0197
.0142
66
.4873
.3907
.3055
.2332
.1740
.1273
.0915
.0648
.0454
.0316
.0220
.0153
.0108
67
.4844
.3854
.2975
.2231
.1627
.1158
.0806
.0551
.0372
.0250
.0167
.0113
.0078
68
.4820
.3804
.2896
.2128
.1511
.1040
.0697
.0456
.0295
.0189
.0122
.0080
.0054
69
.4802
.3761
.2824
.2030
.1399
.0927
.0593
.0369
.0226
.0138
.0085
.0055
.0037
70
.4786
.3719
.2745
.1917
.1266
.0794
.0475
.0275
.0156
.0089
.0052
.0033
.0023
71
.4777
.3686
.2676
.1810
.1137
.0665
.0366
.0192
.0099
.0052
.0030
.0019
.0014
72
.4771
.3659
.2599
.1673
.0962
.0495
.0230
.0100
.0044
.0021
.0012
.0009
.0007
73
.4770
.3647
.2544
.1542
.0776
.0318
.0109
.0034
.0011
.0005
.0002
.0001
.0001
74
.4770
.3645
.2526
.1471
.0654
.0209
.0049
.0009
.0002
.0000
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 2
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0411
.0844
.1295
.1758
.2713
.3691
.4686
.5692
2
.0000
.0399
.0824
.1270
.1728
.2674
.3645
.4633
.5634
3
.0000
.0385
.0800
.1237
.1690
.2625
.3586
.4567
.5560
4
.0000
.0370
.0776
.1205
.1652
.2576
.3528
.4500
.5487
5
.0000
.0356
.0753
.1174
.1614
.2527
.3470
.4435
.5414
6
.0000
.0342
.0729
.1144
.1577
.2479
.3413
.4369
.5341
7
.0000
.0328
.0706
.1113
.1540
.2431
.3356
.4304
.5268
8
.0000
.0314
.0683
.1083
.1503
.2383
.3299
.4239
.5196
9
.0000
.0301
.0661
.1053
.1467
.2336
.3243
.4174
.5124
10
.0000
.0288
.0639
.1024
.1432
.2290
.3187
.4110
.5052
11
.0000
.0276
.0618
.0996
.1397
.2244
.3132
.4046
.4980
12
.0000
.0263
.0597
.0967
.1362
.2198
.3076
.3982
.4908
13
.0000
.0251
.0576
.0939
.1327
.2152
.3021
.3918
.4835
14
.0000
.0239
.0555
.0911
.1293
.2107
.2965
.3853
.4762
15
.0000
.0228
.0535
.0884
.1259
.2061
.2910
.3789
.4689
16
.0000
.0217
.0516
.0857
.1225
.2016
.2854
.3724
.4615
17
.0000
.0206
.0496
.0830
.1192
.1971
.2799
.3659
.4541
18
.0000
.0196
.0477
.0804
.1159
.1926
.2744
.3593
.4468
19
.0000
.0185
.0459
.0777
.1126
.1881
.2688
.3527
.4393
20
.0000
.0176
.0440
.0752
.1093
.1837
.2632
.3462
.4319
21
.0000
.0166
.0422
.0726
.1061
.1792
.2576
.3396
.4244
22
.0000
.0157
.0404
.0700
.1028
.1747
.2519
.3329
.4168
23
.0000
.0148
.0387
.0676
.0997
.1702
.2463
.3263
.4092
24
.0000
.0139
.0370
.0651
.0964
.1657
.2406
.3195
.4016
25
.0000
.0130
.0353
.0626
.0932
.1611
.2348
.3127
.3938
26
.0000
.0122
.0336
.0601
.0901
.1566
.2291
.3060
.3861
27
.0000
.0114
.0320
.0577
.0869
.1520
.2234
.2992
.3784
28
.0000
.0107
.0304
.0553
.0838
.1475
.2176
.2923
.3705
29
.0000
.0099
.0288
.0530
.0806
.1430
.2119
.2855
.3627
30
.0000
.0092
.0273
.0506
.0775
.1384
.2060
.2785
.3548
31
.0000
.0085
.0258
.0483
.0744
.1338
.2001
.2715
.3468
32
.0000
.0079
.0243
.0460
.0712
.1292
.1942
.2644
.3387
33
.0000
.0072
.0228
.0437
.0681
.1246
.1883
.2573
.3307
34
.0000
.0066
.0214
.0414
.0651
.1200
.1823
.2502
.3226
35
.0000
.0061
.0200
.0392
.0620
.1153
.1763
.2430
.3144
36
.0000
.0055
.0187
.0370
.0589
.1108
.1704
.2359
.3062
37
.0000
.0050
.0174
.0348
.0559
.1061
.1643
.2286
.2979
38
.0000
.0045
.0161
.0326
.0529
.1015
.1582
.2213
.2896
39
.0000
.0040
.0148
.0305
.0499
.0969
.1522
.2141
.2813
40
.0000
.0036
.0136
.0285
.0470
.0923
.1462
.2068
.2730
41
.0000
.0032
.0125
.0265
.0441
.0878
.1402
.1996
.2647
42
.0000
.0028
.0114
.0245
.0413
.0833
.1342
.1923
.2563
43
.0000
.0025
.0103
.0227
.0386
.0789
.1283
.1851
.2480
44
.0000
.0022
.0093
.0209
.0359
.0745
.1225
.1780
.2399
45
.0000
.0018
.0082
.0188
.0329
.0697
.1160
.1701
.2309
46
.0000
.0015
.0072
.0169
.0301
.0650
.1097
.1624
.2219
47
.0000
.0012
.0063
.0151
.0273
.0605
.1034
.1547
.2131
48
.0000
.0010
.0054
.0134
.0247
.0560
.0972
.1470
.2041
49
.0000
.0008
.0046
.0118
.0222
.0516
.0911
.1394
.1952
50
.0000
.0006
.0039
.0103
.0198
.0474
.0852
.1320
.1865
51
.0000
.0005
.0032
.0089
.0175
.0433
.0794
.1246
.1778
52
.0000
.0004
.0026
.0076
.0154
.0392
.0735
.1171
.1690
53
.0000
.0003
.0021
.0064
.0133
.0353
.0678
.1097
.1601
54
.0000
.0002
.0017
.0053
.0115
.0316
.0621
.1024
.1513
55
.0000
.0001
.0013
.0044
.0097
.0281
.0567
.0952
.1426
56
.0000
.0001
.0010
.0035
.0081
.0246
.0513
.0879
.1338
57
.0000
.0001
.0007
.0028
.0067
.0214
.0461
.0809
.1251
58
.0000
.0000
.0005
.0022
.0055
.0186
.0414
.0743
.1170
59
.0000
.0000
.0004
.0017
.0045
.0159
.0369
.0679
.1089
60
.0000
.0000
.0003
.0013
.0035
.0134
.0324
.0614
.1007
61
.0000
.0000
.0002
.0009
.0027
.0112
.0282
.0552
.0928
62
.0000
.0000
.0001
.0006
.0020
.0091
.0242
.0491
.0848
63
.0000
.0000
.0001
.0004
.0014
.0071
.0202
.0430
.0768
64
.0000
.0000
.0000
.0003
.0010
.0054
.0166
.0372
.0689
65
.0000
.0000
.0000
.0001
.0006
.0040
.0133
.0316
.0611
66
.0000
.0000
.0000
.0001
.0004
.0028
.0103
.0262
.0535
67
.0000
.0000
.0000
.0000
.0002
.0017
.0074
.0209
.0455
68
.0000
.0000
.0000
.0000
.0001
.0010
.0050
.0159
.0376
69
.0000
.0000
.0000
.0000
.0000
.0005
.0032
.0116
.0304
70
.0000
.0000
.0000
.0000
.0000
.0002
.0016
.0074
.0225
71
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0041
.0156
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0079
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0024
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0006
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 2
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.6694
.6208
.5772
.5378
.5019
.4692
.4391
.4121
.3963
.3830
.3716
.3619
.3536
37
$120
.6631
.6133
.5686
.5283
.4917
.4583
.4277
.4059
.3905
.3774
.3664
.3570
.3491
38
$120
.6568
.6057
.5600
.5188
.4814
.4474
.4179
.3999
.3848
.3720
.3613
.3523
.3452
39
$120
.6506
.5982
.5514
.5093
.4712
.4365
.4117
.3940
.3792
.3668
.3565
.3483
.3417
40
$120
.6444
.5908
.5429
.4998
.4610
.4267
.4057
.3883
.3738
.3618
.3522
.3447
.3386
 
$160
.6401
.5868
.5392
.4965
.4578
.4228
.3908
.3630
.3446
.3292
.3161
.3050
.2955
41
$120
.6382
.5833
.5343
.4903
.4507
.4206
.3999
.3827
.3685
.3572
.3484
.3414
.3358
 
$160
.6339
.5793
.5307
.4870
.4477
.4120
.3795
.3560
.3381
.3231
.3104
.2996
.2905
42
$120
.6320
.5757
.5256
.4808
.4403
.4145
.3940
.3772
.3637
.3531
.3448
.3383
.3331
 
$160
.6278
.5719
.5221
.4775
.4374
.4010
.3702
.3493
.3318
.3171
.3047
.2944
.2860
43
$120
.6259
.5683
.5171
.4712
.4333
.4086
.3883
.3720
.3593
.3493
.3415
.3354
.3307
 
$160
.6217
.5645
.5136
.4681
.4272
.3902
.3633
.3428
.3257
.3113
.2994
.2898
.2820
44
$120
.6199
.5609
.5086
.4619
.4274
.4028
.3829
.3673
.3552
.3458
.3385
.3329
.3285
 
$160
.6157
.5572
.5052
.4588
.4171
.3811
.3567
.3365
.3197
.3058
.2946
.2856
.2784
45
$120
.6132
.5528
.4993
.4515
.4207
.3963
.3771
.3623
.3509
.3421
.3353
.3302
.3264
 
$160
.6091
.5491
.4959
.4485
.4060
.3735
.3494
.3296
.3133
.3001
.2896
.2813
.2747
46
$120
.6066
.5448
.4900
.4441
.4141
.3901
.3717
.3576
.3468
.3386
.3324
.3279
.3245
 
$160
.6025
.5411
.4867
.4383
.3949
.3660
.3424
.3229
.3072
.2948
.2850
.2774
.2713
47
$120
.6002
.5369
.4809
.4375
.4076
.3844
.3667
.3532
.3430
.3355
.3299
.3258
.3228
 
$160
.5962
.5333
.4776
.4282
.3875
.3588
.3355
.3166
.3017
.2900
.2809
.2738
.2682
 
$250
.5900
.5278
.4727
.4238
.3800
.3408
.3055
.2787
.2570
.2388
.2236
.2108
.2000
48
$120
.5938
.5290
.4717
.4310
.4014
.3789
.3618
.3490
.3395
.3326
.3276
.3240
.3214
 
$160
.5898
.5254
.4685
.4180
.3801
.3517
.3287
.3106
.2964
.2855
.2770
.2704
.2655
 
$250
.5837
.5200
.4637
.4137
.3691
.3292
.2956
.2701
.2490
.2313
.2166
.2044
.1943
 
$275
.5825
.5189
.4627
.4128
.3683
.3285
.2928
.2645
.2418
.2229
.2070
.1937
.1825
49
$120
.5874
.5211
.4624
.4245
.3955
.3736
.3572
.3451
.3363
.3300
.3255
.3224
.3202
 
$160
.5835
.5176
.4593
.4077
.3729
.3447
.3223
.3049
.2915
.2812
.2734
.2675
.2630
 
$250
.5775
.5122
.4546
.4035
.3581
.3175
.2868
.2618
.2412
.2241
.2099
.1984
.1891
 
$275
.5763
.5111
.4536
.4027
.3573
.3168
.2821
.2556
.2335
.2151
.1998
.1871
.1765
50
$120
.5813
.5134
.4559
.4184
.3899
.3686
.3529
.3416
.3335
.3278
.3238
.3211
.3192
 
$160
.5774
.5099
.4504
.4007
.3658
.3380
.3163
.2997
.2870
.2774
.2702
.2648
.2609
 
$250
.5715
.5047
.4458
.3936
.3473
.3080
.2784
.2540
.2338
.2172
.2038
.1930
.1844
 
$275
.5703
.5036
.4448
.3928
.3466
.3055
.2731
.2471
.2256
.2078
.1930
.1809
.1711
51
$120
.5753
.5058
.4497
.4125
.3845
.3639
.3489
.3383
.3309
.3257
.3222
.3199
.3183
 
$160
.5714
.5024
.4415
.3937
.3589
.3316
.3107
.2947
.2827
.2738
.2673
.2625
.2591
 
$250
.5656
.4972
.4369
.3837
.3365
.2995
.2703
.2463
.2266
.2107
.1981
.1880
.1801
 
$275
.5644
.4962
.4360
.3829
.3358
.2953
.2644
.2389
.2180
.2007
.1866
.1752
.1662
52
$120
.5693
.4980
.4436
.4066
.3792
.3592
.3451
.3352
.3284
.3239
.3209
.3189
.3176
 
$160
.5654
.4947
.4324
.3866
.3520
.3254
.3051
.2899
.2787
.2705
.2646
.2604
.2574
 
$250
.5596
.4896
.4279
.3735
.3262
.2910
.2621
.2386
.2196
.2045
.1926
.1833
.1761
 
$275
.5584
.4886
.4270
.3727
.3248
.2862
.2558
.2308
.2103
.1937
.1804
.1699
.1616
 
$380
.5549
.4854
.4243
.3703
.3227
.2807
.2438
.2129
.1880
.1673
.1500
.1357
.1238
53
$120
.5633
.4903
.4376
.4009
.3740
.3548
.3414
.3323
.3263
.3223
.3197
.3181
.3171
 
$160
.5595
.4870
.4233
.3795
.3453
.3193
.2998
.2854
.2750
.2675
.2622
.2586
.2561
 
$250
.5537
.4820
.4189
.3633
.3176
.2826
.2541
.2311
.2129
.1986
.1876
.1790
.1724
 
$275
.5526
.4810
.4180
.3625
.3140
.2774
.2473
.2228
.2030
.1871
.1747
.1649
.1573
 
$380
.5491
.4779
.4153
.3602
.3117
.2692
.2323
.2031
.1789
.1588
.1422
.1286
.1174
54
$120
.5575
.4828
.4317
.3953
.3690
.3506
.3381
.3298
.3244
.3209
.3188
.3174
.3166
 
$160
.5537
.4795
.4166
.3727
.3389
.3135
.2947
.2812
.2715
.2648
.2602
.2570
.2549
 
$250
.5480
.4746
.4099
.3531
.3092
.2744
.2463
.2240
.2066
.1932
.1829
.1751
.1692
 
$275
.5469
.4736
.4091
.3524
.3052
.2687
.2390
.2151
.1960
.1810
.1694
.1604
.1535
 
$380
.5434
.4706
.4065
.3502
.3008
.2578
.2223
.1937
.1701
.1507
.1348
.1219
.1115
55
$120
.5519
.4754
.4261
.3899
.3643
.3467
.3351
.3275
.3227
.3198
.3180
.3169
.3163
 
$160
.5482
.4722
.4100
.3661
.3328
.3080
.2900
.2773
.2685
.2624
.2584
.2557
.2539
 
$250
.5426
.4673
.4012
.3440
.3011
.2664
.2388
.2173
.2008
.1882
.1786
.1716
.1663
 
$275
.5414
.4663
.4003
.3425
.2967
.2604
.2311
.2077
.1895
.1754
.1645
.1563
.1501
 
$380
.5380
.4634
.3978
.3403
.2902
.2470
.2128
.1847
.1617
.1429
.1278
.1157
.1061
 
$500
.5359
.4616
.3962
.3390
.2890
.2457
.2082
.1763
.1504
.1289
.1112
.0966
.0847
56
$120
.5463
.4696
.4204
.3846
.3597
.3430
.3322
.3254
.3212
.3188
.3173
.3165
.3160
 
$160
.5426
.4647
.4033
.3595
.3266
.3025
.2855
.2736
.2656
.2603
.2568
.2545
.2531
 
$250
.5370
.4599
.3922
.3358
.2927
.2584
.2315
.2108
.1951
.1833
.1746
.1683
.1638
 
$275
.5359
.4589
.3913
.3327
.2880
.2519
.2231
.2005
.1831
.1699
.1599
.1525
.1470
 
$380
.5325
.4560
.3888
.3301
.2792
.2371
.2033
.1757
.1533
.1353
.1210
.1098
.1011
 
$500
.5304
.4543
.3873
.3288
.2781
.2342
.1967
.1659
.1407
.1200
.1030
.0893
.0782
 
$550
.5300
.4538
.3870
.3286
.2778
.2340
.1965
.1646
.1384
.1170
.0994
.0851
.0735
57
$120
.5409
.4643
.4148
.3794
.3553
.3395
.3296
.3235
.3200
.3179
.3168
.3162
.3158
 
$160
.5373
.4574
.3969
.3531
.3206
.2974
.2812
.2703
.2631
.2584
.2554
.2536
.2525
 
$250
.5318
.4527
.3833
.3277
.2846
.2506
.2244
.2046
.1898
.1789
.1711
.1655
.1615
 
$275
.5306
.4518
.3825
.3244
.2795
.2436
.2154
.1937
.1772
.1648
.1557
.1491
.1443
 
$380
.5273
.4489
.3801
.3201
.2684
.2274
.1940
.1669
.1453
.1282
.1148
.1045
.0966
 
$500
.5252
.4471
.3786
.3189
.2673
.2231
.1860
.1560
.1314
.1114
.0953
.0824
.0721
 
$550
.5247
.4467
.3783
.3186
.2670
.2229
.1853
.1540
.1287
.1081
.0914
.0779
.0671
58
$120
.5361
.4595
.4099
.3749
.3515
.3366
.3275
.3221
.3190
.3173
.3164
.3160
.3157
 
$160
.5325
.4507
.3911
.3473
.3154
.2929
.2776
.2675
.2610
.2569
.2544
.2529
.2521
 
$250
.5270
.4461
.3750
.3203
.2772
.2437
.2181
.1991
.1852
.1752
.1681
.1632
.1598
 
$275
.5259
.4451
.3742
.3167
.2717
.2361
.2086
.1877
.1720
.1605
.1522
.1463
.1421
 
$380
.5225
.4423
.3719
.3107
.2594
.2185
.1854
.1589
.1381
.1218
.1094
.0999
.0927
 
$500
.5205
.4406
.3704
.3095
.2571
.2125
.1764
.1468
.1229
.1037
.0884
.0763
.0669
 
$550
.5200
.4402
.3701
.3092
.2569
.2123
.1747
.1445
.1199
.1000
.0841
.0715
.0615
59
$120
.5314
.4548
.4050
.3705
.3479
.3338
.3255
.3208
.3182
.3169
.3162
.3158
.3156
 
$160
.5278
.4441
.3854
.3416
.3102
.2886
.2742
.2649
.2592
.2557
.2536
.2524
.2517
 
$250
.5224
.4395
.3675
.3130
.2699
.2369
.2121
.1939
.1809
.1717
.1654
.1611
.1583
 
$275
.5212
.4386
.3660
.3091
.2640
.2288
.2019
.1818
.1671
.1565
.1490
.1438
.1402
 
$380
.5179
.4358
.3637
.3013
.2506
.2097
.1770
.1512
.1312
.1158
.1043
.0956
.0893
 
$500
.5159
.4341
.3623
.3001
.2470
.2027
.1669
.1379
.1146
.0963
.0819
.0707
.0622
 
$550
.5155
.4337
.3620
.2999
.2467
.2018
.1649
.1353
.1114
.0923
.0773
.0655
.0564
60
$120
.5267
.4501
.4001
.3661
.3443
.3313
.3238
.3197
.3175
.3165
.3159
.3157
.3156
 
$160
.5232
.4384
.3796
.3360
.3052
.2844
.2709
.2626
.2575
.2546
.2529
.2520
.2515
 
$250
.5178
.4330
.3606
.3056
.2627
.2301
.2061
.1889
.1768
.1686
.1630
.1594
.1570
 
$275
.5167
.4321
.3582
.3014
.2563
.2215
.1954
.1762
.1624
.1528
.1461
.1416
.1385
 
$380
.5134
.4293
.3555
.2921
.2416
.2009
.1686
.1436
.1245
.1101
.0995
.0917
.0861
 
$500
.5114
.4276
.3541
.2907
.2367
.1929
.1574
.1290
.1066
.0891
.0757
.0655
.0578
 
$550
.5110
.4273
.3538
.2904
.2365
.1914
.1552
.1261
.1029
.0848
.0707
.0599
.0517
 
$800
.5100
.4265
.3532
.2899
.2361
.1909
.1535
.1228
.0980
.0784
.0628
.0506
.0411
61
$120
.5224
.4455
.3954
.3618
.3410
.3289
.3222
.3187
.3170
.3162
.3158
.3156
.3155
 
$160
.5189
.4334
.3740
.3305
.3003
.2805
.2680
.2605
.2561
.2537
.2523
.2516
.2513
 
$250
.5135
.4267
.3539
.2984
.2556
.2236
.2004
.1842
.1731
.1658
.1609
.1579
.1560
 
$275
.5125
.4258
.3513
.2939
.2488
.2145
.1891
.1709
.1581
.1494
.1435
.1397
.1372
 
$380
.5092
.4230
.3475
.2837
.2329
.1923
.1606
.1364
.1182
.1048
.0952
.0883
.0835
 
$500
.5072
.4214
.3461
.2814
.2271
.1833
.1482
.1204
.0989
.0824
.0699
.0607
.0539
 
$550
.5068
.4210
.3458
.2811
.2264
.1816
.1457
.1172
.0949
.0777
.0646
.0548
.0475
 
$800
.5058
.4202
.3452
.2806
.2260
.1806
.1433
.1131
.0892
.0704
.0558
.0445
.0360
62
$120
.5182
.4409
.3906
.3577
.3378
.3267
.3208
.3179
.3166
.3159
.3157
.3156
.3155
 
$160
.5147
.4284
.3683
.3249
.2955
.2767
.2652
.2586
.2549
.2529
.2519
.2514
.2511
 
$250
.5094
.4204
.3473
.2912
.2485
.2171
.1950
.1798
.1697
.1632
.1591
.1566
.1551
 
$275
.5084
.4196
.3444
.2864
.2413
.2075
.1830
.1659
.1541
.1463
.1413
.1381
.1361
 
$380
.5051
.4169
.3395
.2754
.2241
.1837
.1526
.1293
.1122
.0999
.0912
.0852
.0811
 
$500
.5032
.4153
.3382
.2721
.2176
.1738
.1390
.1120
.0914
.0760
.0646
.0563
.0504
 
$550
.5027
.4149
.3379
.2718
.2163
.1718
.1363
.1085
.0872
.0710
.0589
.0501
.0437
 
$800
.5018
.4141
.3373
.2713
.2159
.1702
.1330
.1036
.0806
.0628
.0492
.0389
.0313
 
$1,000
.5015
.4139
.3371
.2712
.2158
.1701
.1329
.1032
.0797
.0615
.0475
.0368
.0288
63
$120
.5142
.4362
.3857
.3535
.3347
.3247
.3196
.3173
.3162
.3158
.3156
.3155
.3155
 
$160
.5107
.4233
.3626
.3194
.2908
.2730
.2627
.2569
.2539
.2523
.2516
.2512
.2510
 
$250
.5055
.4143
.3405
.2839
.2413
.2107
.1896
.1755
.1665
.1610
.1576
.1556
.1545
 
$275
.5044
.4134
.3375
.2787
.2336
.2005
.1770
.1610
.1504
.1436
.1393
.1367
.1352
 
$380
.5012
.4108
.3314
.2668
.2152
.1750
.1447
.1224
.1064
.0952
.0876
.0824
.0791
 
$500
.4992
.4092
.3301
.2625
.2078
.1640
.1298
.1037
.0842
.0699
.0596
.0523
.0473
 
$550
.4988
.4088
.3298
.2623
.2064
.1619
.1268
.0998
.0795
.0645
.0536
.0458
.0403
 
$800
.4979
.4080
.3292
.2618
.2055
.1595
.1228
.0941
.0720
.0553
.0429
.0337
.0271
 
$1,000
.4976
.4078
.3290
.2617
.2054
.1594
.1225
.0933
.0709
.0537
.0408
.0312
.0242
64
$120
.5104
.4315
.3809
.3495
.3318
.3228
.3186
.3167
.3159
.3156
.3155
.3155
.3155
 
$160
.5070
.4183
.3568
.3138
.2862
.2696
.2603
.2554
.2530
.2518
.2513
.2511
.2510
 
$250
.5018
.4083
.3338
.2766
.2342
.2044
.1844
.1716
.1637
.1590
.1563
.1548
.1540
 
$275
.5007
.4074
.3306
.2711
.2261
.1936
.1712
.1564
.1470
.1411
.1376
.1356
.1345
 
$380
.4975
.4049
.3236
.2583
.2063
.1664
.1369
.1157
.1010
.0910
.0844
.0801
.0774
 
$500
.4956
.4033
.3222
.2535
.1981
.1544
.1207
.0956
.0772
.0642
.0551
.0488
.0446
 
$550
.4951
.4029
.3219
.2528
.1966
.1520
.1174
.0914
.0722
.0584
.0487
.0419
.0374
 
$800
.4942
.4022
.3213
.2523
.1951
.1489
.1127
.0848
.0638
.0483
.0371
.0290
.0234
 
$1,000
.4940
.4020
.3211
.2522
.1950
.1487
.1121
.0838
.0624
.0464
.0347
.0262
.0202
65
$120
.5069
.4269
.3761
.3455
.3291
.3212
.3177
.3163
.3158
.3156
.3155
.3155
.3155
 
$160
.5035
.4134
.3511
.3084
.2817
.2664
.2583
.2542
.2523
.2515
.2511
.2510
.2509
 
$250
.4984
.4026
.3271
.2692
.2272
.1983
.1796
.1680
.1612
.1574
.1553
.1542
.1536
 
$275
.4973
.4017
.3237
.2634
.2185
.1869
.1657
.1522
.1439
.1390
.1363
.1348
.1339
 
$380
.4941
.3992
.3163
.2498
.1974
.1579
.1293
.1094
.0959
.0871
.0816
.0781
.0761
 
$500
.4922
.3976
.3144
.2445
.1884
.1447
.1118
.0878
.0707
.0589
.0510
.0458
.0424
 
$550
.4918
.3973
.3141
.2435
.1867
.1421
.1082
.0832
.0653
.0528
.0443
.0386
.0349
 
$800
.4909
.3965
.3135
.2429
.1847
.1384
.1027
.0758
.0560
.0418
.0318
.0249
.0202
 
$1,000
.4906
.3964
.3133
.2427
.1846
.1381
.1019
.0745
.0542
.0395
.0291
.0218
.0168
66
$120
.5038
.4222
.3714
.3417
.3266
.3198
.3170
.3160
.3156
.3155
.3155
.3155
.3155
 
$160
.5005
.4085
.3454
.3030
.2774
.2635
.2565
.2532
.2518
.2513
.2510
.2510
.2509
 
$250
.4953
.3972
.3205
.2620
.2202
.1924
.1751
.1648
.1591
.1560
.1545
.1537
.1534
 
$275
.4943
.3964
.3170
.2558
.2111
.1804
.1605
.1484
.1413
.1373
.1352
.1341
.1336
 
$380
.4911
.3938
.3092
.2414
.1886
.1495
.1220
.1034
.0913
.0838
.0793
.0766
.0751
 
$500
.4892
.3923
.3067
.2355
.1788
.1352
.1031
.0803
.0646
.0542
.0475
.0433
.0407
 
$550
.4888
.3920
.3065
.2344
.1768
.1323
.0992
.0754
.0589
.0478
.0405
.0359
.0330
 
$800
.4879
.3912
.3059
.2335
.1743
.1280
.0929
.0671
.0486
.0358
.0271
.0213
.0176
 
$1,000
.4876
.3910
.3057
.2333
.1742
.1274
.0919
.0655
.0466
.0332
.0241
.0180
.0139
67
$120
.5009
.4173
.3663
.3378
.3242
.3185
.3164
.3158
.3156
.3155
.3155
.3155
.3155
 
$160
.4975
.4033
.3392
.2972
.2731
.2606
.2548
.2524
.2514
.2511
.2510
.2509
.2509
 
$250
.4924
.3918
.3134
.2541
.2128
.1863
.1705
.1618
.1572
.1549
.1539
.1534
.1532
 
$275
.4914
.3909
.3098
.2476
.2031
.1736
.1553
.1447
.1389
.1359
.1344
.1337
.1333
 
$380
.4883
.3884
.3017
.2323
.1790
.1406
.1144
.0974
.0869
.0807
.0772
.0753
.0743
 
$500
.4864
.3869
.2987
.2259
.1684
.1250
.0940
.0726
.0586
.0498
.0443
.0411
.0393
 
$550
.4859
.3866
.2984
.2247
.1662
.1218
.0897
.0674
.0525
.0429
.0370
.0334
.0313
 
$800
.4850
.3859
.2979
.2233
.1632
.1169
.0825
.0580
.0412
.0300
.0227
.0182
.0154
 
$1,000
.4848
.3857
.2977
.2232
.1628
.1160
.0812
.0562
.0388
.0271
.0194
.0145
.0115
68
$120
.4984
.4122
.3611
.3339
.3220
.3175
.3160
.3156
.3155
.3155
.3155
.3155
.3155
 
$160
.4951
.3982
.3328
.2915
.2688
.2581
.2535
.2518
.2512
.2510
.2509
.2509
.2509
 
$250
.4900
.3867
.3062
.2460
.2053
.1804
.1664
.1591
.1557
.1541
.1535
.1532
.1531
 
$275
.4889
.3859
.3025
.2392
.1950
.1669
.1504
.1414
.1369
.1347
.1338
.1334
.1332
 
$380
.4858
.3834
.2942
.2230
.1693
.1317
.1070
.0918
.0830
.0782
.0757
.0744
.0738
 
$500
.4839
.3819
.2910
.2162
.1577
.1147
.0849
.0653
.0531
.0459
.0417
.0395
.0383
 
$550
.4835
.3816
.2905
.2148
.1554
.1112
.0803
.0597
.0466
.0387
.0341
.0316
.0302
 
$800
.4826
.3809
.2900
.2131
.1518
.1055
.0721
.0493
.0343
.0248
.0190
.0156
.0137
 
$1,000
.4824
.3807
.2899
.2130
.1513
.1045
.0705
.0471
.0315
.0215
.0154
.0117
.0096
69
$120
.4965
.4073
.3561
.3304
.3201
.3167
.3158
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4932
.3933
.3267
.2860
.2651
.2560
.2525
.2514
.2510
.2509
.2509
.2509
.2509
 
$250
.4881
.3823
.2994
.2383
.1983
.1750
.1628
.1571
.1546
.1536
.1533
.1531
.1531
 
$275
.4871
.3815
.2957
.2312
.1874
.1607
.1461
.1388
.1354
.1340
.1334
.1332
.1331
 
$380
.4840
.3791
.2872
.2141
.1600
.1232
.1003
.0870
.0799
.0763
.0746
.0738
.0735
 
$500
.4821
.3776
.2839
.2069
.1474
.1049
.0765
.0589
.0486
.0428
.0398
.0384
.0376
 
$550
.4817
.3773
.2833
.2055
.1449
.1011
.0715
.0528
.0416
.0354
.0320
.0303
.0294
 
$800
.4808
.3766
.2828
.2034
.1409
.0946
.0624
.0414
.0283
.0206
.0162
.0139
.0126
 
$1,000
.4805
.3764
.2826
.2032
.1402
.0933
.0605
.0388
.0252
.0170
.0123
.0097
.0084
70
$120
.4949
.4016
.3503
.3266
.3184
.3161
.3156
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4916
.3878
.3195
.2797
.2611
.2540
.2517
.2511
.2510
.2509
.2509
.2509
.2509
 
$250
.4865
.3780
.2915
.2292
.1902
.1692
.1593
.1553
.1538
.1533
.1531
.1531
.1531
 
$275
.4855
.3772
.2878
.2216
.1785
.1540
.1418
.1364
.1342
.1335
.1332
.1331
.1331
 
$380
.4824
.3748
.2794
.2037
.1490
.1136
.0931
.0822
.0771
.0748
.0738
.0735
.0733
 
$500
.4805
.3733
.2761
.1961
.1354
.0935
.0672
.0521
.0441
.0402
.0384
.0376
.0373
 
$550
.4801
.3730
.2755
.1946
.1326
.0893
.0617
.0456
.0368
.0324
.0303
.0294
.0290
 
$800
.4792
.3723
.2748
.1923
.1280
.0819
.0515
.0329
.0223
.0167
.0139
.0125
.0119
 
$1,000
.4790
.3721
.2747
.1919
.1271
.0804
.0492
.0300
.0188
.0128
.0097
.0082
.0075
71
$120
.4939
.3961
.3447
.3234
.3171
.3157
.3155
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4906
.3826
.3125
.2739
.2578
.2526
.2512
.2510
.2509
.2509
.2509
.2509
.2509
 
$250
.4856
.3747
.2840
.2203
.1826
.1642
.1567
.1541
.1533
.1531
.1531
.1531
.1531
 
$275
.4845
.3739
.2804
.2123
.1700
.1480
.1384
.1347
.1336
.1332
.1331
.1331
.1331
 
$380
.4814
.3716
.2723
.1937
.1384
.1047
.0868
.0785
.0751
.0739
.0735
.0733
.0733
 
$500
.4796
.3701
.2692
.1858
.1236
.0827
.0589
.0466
.0409
.0385
.0375
.0372
.0371
 
$550
.4791
.3698
.2686
.1842
.1206
.0781
.0529
.0396
.0332
.0304
.0293
.0289
.0288
 
$800
.4783
.3691
.2679
.1817
.1154
.0697
.0415
.0257
.0177
.0140
.0125
.0118
.0116
 
$1,000
.4780
.3689
.2678
.1812
.1144
.0679
.0389
.0224
.0139
.0099
.0082
.0074
.0072
72
$120
.4934
.3887
.3373
.3197
.3160
.3155
.3155
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4900
.3762
.3029
.2664
.2542
.2514
.2510
.2509
.2509
.2509
.2509
.2509
.2509
 
$250
.4850
.3719
.2744
.2083
.1730
.1587
.1544
.1533
.1531
.1531
.1531
.1531
.1531
 
$275
.4840
.3711
.2710
.1998
.1591
.1413
.1352
.1335
.1332
.1331
.1331
.1331
.1331
 
$380
.4809
.3688
.2639
.1804
.1242
.0935
.0801
.0752
.0738
.0734
.0733
.0733
.0733
 
$500
.4790
.3673
.2613
.1723
.1078
.0688
.0493
.0411
.0383
.0374
.0371
.0371
.0371
 
$550
.4786
.3670
.2608
.1708
.1045
.0636
.0426
.0335
.0302
.0291
.0288
.0287
.0287
 
$800
.4777
.3663
.2602
.1681
.0986
.0538
.0294
.0182
.0137
.0121
.0116
.0115
.0115
 
$1,000
.4775
.3661
.2601
.1676
.0973
.0515
.0263
.0144
.0095
.0078
.0072
.0071
.0070
73
$120
.4932
.3809
.3296
.3170
.3156
.3155
.3155
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4899
.3745
.2925
.2594
.2519
.2510
.2509
.2509
.2509
.2509
.2509
.2509
.2509
 
$250
.4849
.3707
.2649
.1953
.1638
.1549
.1533
.1531
.1531
.1531
.1531
.1531
.1531
 
$275
.4839
.3699
.2621
.1863
.1484
.1361
.1335
.1331
.1331
.1331
.1331
.1331
.1331
 
$380
.4808
.3676
.2569
.1666
.1091
.0834
.0754
.0736
.0733
.0733
.0733
.0733
.0733
 
$500
.4789
.3661
.2554
.1590
.0909
.0552
.0417
.0380
.0372
.0371
.0371
.0371
.0371
 
$550
.4785
.3658
.2552
.1575
.0872
.0492
.0342
.0299
.0289
.0287
.0287
.0287
.0287
 
$800
.4776
.3651
.2547
.1551
.0806
.0376
.0192
.0133
.0118
.0115
.0115
.0115
.0115
 
$1,000
.4774
.3649
.2546
.1546
.0791
.0349
.0155
.0090
.0074
.0071
.0070
.0070
.0070
74
$120
.4932
.3769
.3249
.3160
.3155
.3155
.3155
.3155
.3155
.3155
.3155
.3155
.3155
 
$160
.4899
.3744
.2855
.2555
.2512
.2509
.2509
.2509
.2509
.2509
.2509
.2509
.2509
 
$250
.4849
.3705
.2595
.1867
.1589
.1536
.1531
.1531
.1531
.1531
.1531
.1531
.1531
 
$275
.4839
.3697
.2574
.1773
.1422
.1341
.1332
.1331
.1331
.1331
.1331
.1331
.1331
 
$380
.4808
.3674
.2546
.1580
.0995
.0783
.0739
.0733
.0733
.0733
.0733
.0733
.0733
 
$500
.4789
.3660
.2536
.1512
.0798
.0475
.0387
.0372
.0371
.0371
.0371
.0371
.0371
 
$550
.4785
.3656
.2534
.1500
.0759
.0409
.0308
.0289
.0287
.0287
.0287
.0287
.0287
 
$800
.4776
.3650
.2529
.1480
.0689
.0280
.0146
.0119
.0115
.0115
.0115
.0115
.0115
 
$1,000
.4774
.3648
.2528
.1476
.0672
.0248
.0106
.0075
.0070
.0070
.0070
.0070
.0070
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 2
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0057
.0193
.0382
.0609
.1145
.1762
.2439
.3166
37
$120
.0052
.0179
.0360
.0578
.1097
.1699
.2364
.3081
38
$120
.0046
.0166
.0338
.0547
.1049
.1636
.2288
.2994
39
$120
.0042
.0153
.0316
.0516
.1002
.1574
.2213
.2909
40
$120
.0037
.0141
.0295
.0486
.0955
.1512
.2139
.2823
 
$160
.0037
.0140
.0293
.0483
.0948
.1502
.2124
.2804
41
$120
.0033
.0129
.0274
.0456
.0908
.1450
.2064
.2737
 
$160
.0033
.0128
.0272
.0453
.0902
.1440
.2050
.2719
42
$120
.0029
.0118
.0254
.0427
.0861
.1388
.1988
.2651
 
$160
.0029
.0117
.0252
.0424
.0855
.1378
.1975
.2633
43
$120
.0026
.0107
.0234
.0399
.0815
.1326
.1914
.2565
 
$160
.0025
.0106
.0233
.0396
.0810
.1317
.1901
.2548
44
$120
.0022
.0097
.0216
.0371
.0771
.1266
.1840
.2480
 
$160
.0022
.0096
.0214
.0369
.0766
.1258
.1828
.2464
45
$120
.0019
.0085
.0195
.0341
.0721
.1200
.1759
.2387
 
$160
.0019
.0085
.0193
.0338
.0716
.1192
.1748
.2371
46
$120
.0016
.0075
.0175
.0311
.0672
.1134
.1679
.2295
 
$160
.0015
.0074
.0174
.0309
.0668
.1126
.1668
.2279
47
$120
.0013
.0065
.0156
.0283
.0625
.1070
.1600
.2229
 
$160
.0013
.0064
.0155
.0281
.0621
.1062
.1589
.2188
 
$250
.0013
.0064
.0154
.0278
.0615
.1052
.1573
.2166
48
$120
.0010
.0056
.0139
.0255
.0579
.1005
.1520
.2164
 
$160
.0010
.0055
.0138
.0254
.0575
.0999
.1510
.2097
 
$250
.0010
.0055
.0136
.0251
.0569
.0988
.1495
.2075
 
$275
.0010
.0055
.0136
.0250
.0568
.0986
.1492
.2071
49
$120
.0008
.0047
.0122
.0229
.0533
.0942
.1448
.2101
 
$160
.0008
.0047
.0121
.0228
.0529
.0936
.1432
.2005
 
$250
.0008
.0047
.0120
.0225
.0524
.0926
.1417
.1985
 
$275
.0008
.0046
.0119
.0225
.0523
.0924
.1414
.1980
50
$120
.0006
.0040
.0106
.0205
.0490
.0881
.1390
.2039
 
$160
.0006
.0040
.0106
.0203
.0486
.0875
.1356
.1918
 
$250
.0006
.0039
.0105
.0201
.0481
.0866
.1342
.1896
 
$275
.0006
.0039
.0104
.0201
.0480
.0864
.1339
.1892
51
$120
.0005
.0033
.0092
.0181
.0448
.0821
.1333
.1977
 
$160
.0005
.0033
.0091
.0180
.0445
.0815
.1280
.1850
 
$250
.0005
.0033
.0091
.0178
.0440
.0807
.1267
.1808
 
$275
.0005
.0033
.0090
.0178
.0439
.0805
.1264
.1804
52
$120
.0004
.0027
.0079
.0159
.0406
.0761
.1275
.1916
 
$160
.0004
.0027
.0078
.0158
.0403
.0755
.1203
.1781
 
$250
.0004
.0027
.0077
.0156
.0399
.0747
.1191
.1717
 
$275
.0004
.0027
.0077
.0156
.0398
.0746
.1188
.1714
 
$380
.0004
.0027
.0077
.0155
.0395
.0741
.1181
.1703
53
$120
.0003
.0022
.0066
.0138
.0365
.0712
.1217
.1856
 
$160
.0003
.0022
.0066
.0137
.0363
.0696
.1134
.1713
 
$250
.0003
.0022
.0065
.0136
.0359
.0689
.1115
.1627
 
$275
.0003
.0022
.0065
.0135
.0358
.0687
.1113
.1624
 
$380
.0003
.0021
.0065
.0134
.0356
.0683
.1106
.1613
54
$120
.0002
.0017
.0055
.0118
.0327
.0665
.1160
.1797
 
$160
.0002
.0017
.0055
.0118
.0324
.0638
.1073
.1646
 
$250
.0002
.0017
.0054
.0116
.0321
.0632
.1041
.1538
 
$275
.0002
.0017
.0054
.0116
.0320
.0630
.1038
.1534
 
$380
.0002
.0017
.0054
.0115
.0318
.0626
.1032
.1525
55
$120
.0001
.0014
.0045
.0101
.0290
.0619
.1106
.1741
 
$160
.0001
.0013
.0045
.0100
.0288
.0583
.1014
.1580
 
$250
.0001
.0013
.0044
.0099
.0285
.0577
.0968
.1450
 
$275
.0001
.0013
.0044
.0099
.0285
.0576
.0966
.1447
 
$380
.0001
.0013
.0044
.0098
.0283
.0572
.0960
.1438
 
$500
.0001
.0013
.0044
.0098
.0282
.0570
.0956
.1432
56
$120
.0001
.0010
.0036
.0084
.0255
.0573
.1051
.1684
 
$160
.0001
.0010
.0036
.0083
.0253
.0530
.0954
.1513
 
$250
.0001
.0010
.0036
.0083
.0250
.0522
.0894
.1367
 
$275
.0001
.0010
.0036
.0082
.0250
.0521
.0892
.1357
 
$380
.0001
.0010
.0035
.0082
.0248
.0517
.0886
.1348
 
$500
.0001
.0010
.0035
.0082
.0247
.0515
.0883
.1343
 
$550
.0001
.0010
.0035
.0082
.0247
.0515
.0882
.1342
57
$120
.0001
.0008
.0029
.0069
.0225
.0529
.0998
.1628
 
$160
.0001
.0007
.0028
.0069
.0220
.0483
.0895
.1449
 
$250
.0001
.0007
.0028
.0068
.0217
.0469
.0822
.1292
 
$275
.0001
.0007
.0028
.0068
.0217
.0468
.0820
.1273
 
$380
.0001
.0007
.0028
.0067
.0216
.0465
.0815
.1261
 
$500
.0001
.0007
.0028
.0067
.0215
.0463
.0812
.1256
 
$550
.0001
.0007
.0028
.0067
.0215
.0463
.0811
.1255
58
$120
.0000
.0006
.0023
.0057
.0199
.0490
.0950
.1579
 
$160
.0000
.0006
.0022
.0057
.0191
.0442
.0842
.1391
 
$250
.0000
.0006
.0022
.0056
.0189
.0421
.0756
.1223
 
$275
.0000
.0006
.0022
.0056
.0189
.0420
.0754
.1202
 
$380
.0000
.0005
.0022
.0055
.0187
.0417
.0749
.1179
 
$500
.0000
.0005
.0022
.0055
.0187
.0416
.0746
.1174
 
$550
.0000
.0005
.0022
.0055
.0186
.0415
.0745
.1173
59
$120
.0000
.0004
.0017
.0046
.0176
.0452
.0903
.1530
 
$160
.0000
.0004
.0017
.0046
.0164
.0403
.0791
.1334
 
$250
.0000
.0004
.0017
.0045
.0162
.0375
.0698
.1155
 
$275
.0000
.0004
.0017
.0045
.0162
.0374
.0689
.1132
 
$380
.0000
.0004
.0017
.0045
.0161
.0372
.0684
.1097
 
$500
.0000
.0004
.0017
.0045
.0160
.0370
.0681
.1093
 
$550
.0000
.0004
.0017
.0045
.0160
.0370
.0681
.1092
60
$120
.0000
.0003
.0013
.0036
.0153
.0414
.0856
.1481
 
$160
.0000
.0003
.0013
.0036
.0139
.0363
.0739
.1276
 
$250
.0000
.0003
.0013
.0036
.0137
.0329
.0641
.1086
 
$275
.0000
.0003
.0013
.0036
.0136
.0329
.0630
.1062
 
$380
.0000
.0003
.0013
.0035
.0135
.0327
.0619
.1015
 
$500
.0000
.0003
.0013
.0035
.0135
.0325
.0617
.1011
 
$550
.0000
.0003
.0013
.0035
.0135
.0325
.0616
.1010
 
$800
.0000
.0003
.0013
.0035
.0135
.0325
.0615
.1008
61
$120
.0000
.0002
.0009
.0028
.0131
.0378
.0810
.1434
 
$160
.0000
.0002
.0009
.0028
.0118
.0326
.0689
.1220
 
$250
.0000
.0002
.0009
.0027
.0113
.0288
.0586
.1019
 
$275
.0000
.0002
.0009
.0027
.0113
.0286
.0574
.0993
 
$380
.0000
.0002
.0009
.0027
.0112
.0284
.0557
.0938
 
$500
.0000
.0002
.0009
.0027
.0112
.0283
.0554
.0931
 
$550
.0000
.0002
.0009
.0027
.0112
.0283
.0554
.0931
 
$800
.0000
.0002
.0009
.0027
.0112
.0282
.0553
.0929
62
$120
.0000
.0001
.0007
.0021
.0112
.0342
.0764
.1386
 
$160
.0000
.0001
.0007
.0021
.0098
.0290
.0639
.1163
 
$250
.0000
.0001
.0007
.0020
.0092
.0250
.0531
.0953
 
$275
.0000
.0001
.0006
.0020
.0092
.0246
.0518
.0924
 
$380
.0000
.0001
.0006
.0020
.0091
.0243
.0495
.0864
 
$500
.0000
.0001
.0006
.0020
.0091
.0243
.0493
.0852
 
$550
.0000
.0001
.0006
.0020
.0091
.0242
.0493
.0851
 
$800
.0000
.0001
.0006
.0020
.0091
.0242
.0492
.0849
 
$1,000
.0000
.0001
.0006
.0020
.0091
.0242
.0492
.0849
63
$120
.0000
.0001
.0004
.0015
.0093
.0307
.0717
.1337
 
$160
.0000
.0001
.0004
.0015
.0080
.0254
.0588
.1106
 
$250
.0000
.0001
.0004
.0015
.0072
.0213
.0476
.0885
 
$275
.0000
.0001
.0004
.0015
.0072
.0209
.0463
.0855
 
$380
.0000
.0001
.0004
.0014
.0072
.0204
.0435
.0789
 
$500
.0000
.0001
.0004
.0014
.0072
.0203
.0432
.0771
 
$550
.0000
.0001
.0004
.0014
.0071
.0203
.0432
.0770
 
$800
.0000
.0001
.0004
.0014
.0071
.0203
.0431
.0769
 
$1,000
.0000
.0001
.0004
.0014
.0071
.0203
.0431
.0769
64
$120
.0000
.0000
.0003
.0011
.0076
.0272
.0670
.1289
 
$160
.0000
.0000
.0003
.0010
.0063
.0220
.0538
.1048
 
$250
.0000
.0000
.0003
.0010
.0055
.0179
.0423
.0818
 
$275
.0000
.0000
.0003
.0010
.0055
.0174
.0409
.0786
 
$380
.0000
.0000
.0003
.0010
.0055
.0167
.0379
.0716
 
$500
.0000
.0000
.0003
.0010
.0054
.0167
.0373
.0693
 
$550
.0000
.0000
.0003
.0010
.0054
.0167
.0373
.0691
 
$800
.0000
.0000
.0003
.0010
.0054
.0166
.0372
.0690
 
$1,000
.0000
.0000
.0003
.0010
.0054
.0166
.0372
.0689
65
$120
.0000
.0000
.0002
.0007
.0060
.0239
.0624
.1241
 
$160
.0000
.0000
.0002
.0006
.0049
.0187
.0489
.0991
 
$250
.0000
.0000
.0002
.0006
.0041
.0147
.0371
.0751
 
$275
.0000
.0000
.0002
.0006
.0040
.0142
.0356
.0717
 
$380
.0000
.0000
.0002
.0006
.0040
.0134
.0325
.0643
 
$500
.0000
.0000
.0002
.0006
.0040
.0133
.0317
.0618
 
$550
.0000
.0000
.0002
.0006
.0040
.0133
.0317
.0613
 
$800
.0000
.0000
.0001
.0006
.0040
.0133
.0316
.0612
 
$1,000
.0000
.0000
.0001
.0006
.0040
.0133
.0316
.0612
66
$120
.0000
.0000
.0001
.0005
.0046
.0207
.0577
.1194
 
$160
.0000
.0000
.0001
.0004
.0036
.0157
.0440
.0934
 
$250
.0000
.0000
.0001
.0004
.0029
.0118
.0322
.0685
 
$275
.0000
.0000
.0001
.0004
.0029
.0113
.0306
.0650
 
$380
.0000
.0000
.0001
.0004
.0028
.0104
.0274
.0572
 
$500
.0000
.0000
.0001
.0004
.0028
.0103
.0264
.0544
 
$550
.0000
.0000
.0001
.0004
.0028
.0103
.0263
.0538
 
$800
.0000
.0000
.0001
.0004
.0028
.0103
.0263
.0536
 
$1,000
.0000
.0000
.0001
.0004
.0028
.0103
.0263
.0535
67
$120
.0000
.0000
.0000
.0003
.0033
.0174
.0528
.1143
 
$160
.0000
.0000
.0000
.0002
.0025
.0126
.0388
.0872
 
$250
.0000
.0000
.0000
.0002
.0019
.0089
.0270
.0614
 
$275
.0000
.0000
.0000
.0002
.0018
.0085
.0255
.0578
 
$380
.0000
.0000
.0000
.0002
.0018
.0076
.0222
.0497
 
$500
.0000
.0000
.0000
.0002
.0018
.0075
.0211
.0466
 
$550
.0000
.0000
.0000
.0002
.0018
.0075
.0210
.0460
 
$800
.0000
.0000
.0000
.0002
.0018
.0074
.0209
.0456
 
$1,000
.0000
.0000
.0000
.0002
.0018
.0074
.0209
.0456
68
$120
.0000
.0000
.0000
.0001
.0023
.0142
.0477
.1091
 
$160
.0000
.0000
.0000
.0001
.0016
.0097
.0337
.0808
 
$250
.0000
.0000
.0000
.0001
.0011
.0064
.0220
.0542
 
$275
.0000
.0000
.0000
.0001
.0011
.0060
.0205
.0505
 
$380
.0000
.0000
.0000
.0001
.0010
.0053
.0173
.0422
 
$500
.0000
.0000
.0000
.0001
.0010
.0051
.0162
.0390
 
$550
.0000
.0000
.0000
.0001
.0010
.0050
.0160
.0384
 
$800
.0000
.0000
.0000
.0001
.0010
.0050
.0159
.0377
 
$1,000
.0000
.0000
.0000
.0001
.0010
.0050
.0159
.0377
69
$120
.0000
.0000
.0000
.0001
.0015
.0113
.0428
.1041
 
$160
.0000
.0000
.0000
.0000
.0009
.0073
.0288
.0747
 
$250
.0000
.0000
.0000
.0000
.0006
.0044
.0175
.0474
 
$275
.0000
.0000
.0000
.0000
.0006
.0041
.0161
.0437
 
$380
.0000
.0000
.0000
.0000
.0005
.0034
.0131
.0352
 
$500
.0000
.0000
.0000
.0000
.0005
.0032
.0120
.0319
 
$550
.0000
.0000
.0000
.0000
.0005
.0032
.0118
.0313
 
$800
.0000
.0000
.0000
.0000
.0005
.0032
.0116
.0305
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0032
.0116
.0304
70
$120
.0000
.0000
.0000
.0000
.0008
.0082
.0371
.0983
 
$160
.0000
.0000
.0000
.0000
.0004
.0048
.0233
.0675
 
$250
.0000
.0000
.0000
.0000
.0002
.0025
.0127
.0395
 
$275
.0000
.0000
.0000
.0000
.0002
.0023
.0114
.0358
 
$380
.0000
.0000
.0000
.0000
.0002
.0018
.0087
.0274
 
$500
.0000
.0000
.0000
.0000
.0002
.0017
.0078
.0241
 
$550
.0000
.0000
.0000
.0000
.0002
.0016
.0076
.0235
 
$800
.0000
.0000
.0000
.0000
.0002
.0016
.0074
.0226
 
$1,000
.0000
.0000
.0000
.0000
.0002
.0016
.0074
.0225
71
$120
.0000
.0000
.0000
.0000
.0003
.0056
.0316
.0927
 
$160
.0000
.0000
.0000
.0000
.0002
.0029
.0181
.0605
 
$250
.0000
.0000
.0000
.0000
.0001
.0013
.0086
.0320
 
$275
.0000
.0000
.0000
.0000
.0001
.0011
.0075
.0284
 
$380
.0000
.0000
.0000
.0000
.0001
.0008
.0053
.0203
 
$500
.0000
.0000
.0000
.0000
.0000
.0007
.0045
.0172
 
$550
.0000
.0000
.0000
.0000
.0000
.0007
.0043
.0166
 
$800
.0000
.0000
.0000
.0000
.0000
.0007
.0042
.0158
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0007
.0041
.0156
72
$120
.0000
.0000
.0000
.0000
.0001
.0028
.0242
.0853
 
$160
.0000
.0000
.0000
.0000
.0000
.0011
.0117
.0509
 
$250
.0000
.0000
.0000
.0000
.0000
.0003
.0042
.0224
 
$275
.0000
.0000
.0000
.0000
.0000
.0003
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.0190
 
$380
.0000
.0000
.0000
.0000
.0000
.0002
.0020
.0119
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0016
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$550
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0088
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0081
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0079
73
$120
.0000
.0000
.0000
.0000
.0000
.0009
.0164
.0776
 
$160
.0000
.0000
.0000
.0000
.0000
.0002
.0059
.0405
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0012
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$275
.0000
.0000
.0000
.0000
.0000
.0000
.0009
.0101
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0004
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$500
.0000
.0000
.0000
.0000
.0000
.0000
.0002
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$550
.0000
.0000
.0000
.0000
.0000
.0000
.0002
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$800
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0025
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0025
74
$120
.0000
.0000
.0000
.0000
.0000
.0002
.0114
.0729
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0029
.0335
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0075
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0054
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0009
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 2
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9128
.8987
.8859
.8742
.8633
.8530
.8434
.8342
.8255
.8171
.8090
.8012
.7937
2
.9077
.8930
.8796
.8673
.8559
.8452
.8351
.8255
.8163
.8075
.7990
.7909
.7830
3
.9014
.8858
.8717
.8587
.8466
.8353
.8246
.8144
.8047
.7954
.7864
.7777
.7693
4
.8952
.8787
.8637
.8500
.8373
.8253
.8140
.8033
.7930
.7831
.7736
.7644
.7555
5
.8889
.8716
.8559
.8414
.8280
.8154
.8035
.7921
.7813
.7708
.7608
.7510
.7416
6
.8827
.8645
.8480
.8329
.8188
.8055
.7929
.7810
.7695
.7585
.7479
.7376
.7277
7
.8766
.8575
.8402
.8243
.8094
.7955
.7823
.7697
.7576
.7460
.7348
.7241
.7137
8
.8704
.8504
.8323
.8157
.8001
.7855
.7716
.7583
.7457
.7335
.7218
.7106
.6997
9
.8644
.8435
.8246
.8071
.7908
.7755
.7609
.7470
.7338
.7211
.7088
.6971
.6857
10
.8584
.8366
.8168
.7986
.7815
.7655
.7502
.7357
.7219
.7086
.6959
.6836
.6718
11
.8524
.8297
.8091
.7901
.7722
.7555
.7396
.7245
.7100
.6962
.6830
.6702
.6579
12
.8464
.8228
.8013
.7814
.7628
.7453
.7288
.7131
.6981
.6837
.6699
.6567
.6439
13
.8404
.8158
.7934
.7727
.7534
.7351
.7179
.7016
.6860
.6711
.6568
.6431
.6299
14
.8344
.8088
.7855
.7640
.7438
.7249
.7070
.6900
.6739
.6584
.6436
.6294
.6157
15
.8285
.8019
.7777
.7552
.7343
.7147
.6962
.6786
.6618
.6458
.6305
.6158
.6017
16
.8225
.7949
.7697
.7465
.7248
.7044
.6852
.6670
.6497
.6332
.6174
.6022
.5877
17
.8165
.7879
.7617
.7376
.7152
.6941
.6742
.6554
.6375
.6205
.6042
.5886
.5737
18
.8105
.7808
.7538
.7288
.7056
.6838
.6632
.6438
.6254
.6078
.5911
.5751
.5598
19
.8045
.7737
.7457
.7199
.6959
.6733
.6521
.6321
.6131
.5950
.5779
.5614
.5458
20
.7985
.7667
.7377
.7110
.6862
.6630
.6411
.6205
.6010
.5824
.5648
.5480
.5320
21
.7925
.7596
.7297
.7021
.6765
.6525
.6300
.6088
.5888
.5697
.5517
.5345
.5181
22
.7863
.7523
.7214
.6930
.6666
.6419
.6188
.5970
.5764
.5569
.5384
.5209
.5041
23
.7803
.7452
.7133
.6840
.6568
.6314
.6076
.5852
.5642
.5442
.5254
.5074
.4904
24
.7741
.7379
.7050
.6748
.6468
.6207
.5963
.5734
.5518
.5314
.5121
.4939
.4766
25
.7679
.7306
.6967
.6655
.6367
.6099
.5849
.5614
.5394
.5186
.4989
.4803
.4627
26
.7617
.7233
.6884
.6563
.6268
.5993
.5736
.5496
.5271
.5059
.4859
.4670
.4491
27
.7555
.7159
.6800
.6471
.6167
.5885
.5622
.5377
.5147
.4931
.4728
.4535
.4354
28
.7493
.7085
.6716
.6377
.6066
.5777
.5508
.5258
.5023
.4803
.4596
.4401
.4217
29
.7431
.7011
.6631
.6284
.5965
.5669
.5395
.5139
.4901
.4677
.4467
.4269
.4082
30
.7368
.6936
.6546
.6189
.5862
.5560
.5280
.5019
.4776
.4548
.4335
.4135
.3946
31
.7304
.6861
.6460
.6094
.5759
.5450
.5164
.4899
.4651
.4420
.4204
.4001
.3809
32
.7240
.6784
.6372
.5998
.5655
.5339
.5048
.4777
.4526
.4291
.4072
.3866
.3673
33
.7177
.6708
.6286
.5902
.5551
.5229
.4932
.4657
.4401
.4163
.3941
.3732
.3537
34
.7112
.6631
.6198
.5805
.5447
.5118
.4815
.4535
.4276
.4035
.3809
.3599
.3401
35
.7048
.6554
.6110
.5708
.5341
.5006
.4698
.4413
.4150
.3905
.3677
.3464
.3264
36
.6983
.6477
.6022
.5611
.5236
.4895
.4581
.4292
.4024
.3776
.3545
.3330
.3128
37
.6918
.6398
.5932
.5512
.5130
.4781
.4462
.4168
.3897
.3645
.3412
.3194
.2990
38
.6852
.6319
.5842
.5412
.5022
.4667
.4342
.4044
.3769
.3514
.3278
.3057
.2852
39
.6787
.6241
.5753
.5313
.4916
.4554
.4224
.3921
.3641
.3384
.3144
.2922
.2716
40
.6723
.6163
.5663
.5214
.4809
.4441
.4105
.3797
.3514
.3253
.3011
.2788
.2580
41
.6658
.6085
.5574
.5115
.4702
.4327
.3986
.3673
.3386
.3122
.2879
.2654
.2446
42
.6593
.6006
.5484
.5016
.4594
.4212
.3865
.3548
.3258
.2991
.2745
.2520
.2312
43
.6529
.5929
.5394
.4916
.4486
.4098
.3745
.3424
.3130
.2860
.2614
.2388
.2180
44
.6467
.5852
.5306
.4818
.4380
.3985
.3627
.3301
.3004
.2732
.2485
.2259
.2053
45
.6397
.5768
.5209
.4711
.4264
.3862
.3498
.3168
.2868
.2595
.2348
.2123
.1919
46
.6329
.5684
.5112
.4603
.4148
.3738
.3369
.3035
.2733
.2460
.2213
.1990
.1788
47
.6262
.5601
.5017
.4497
.4033
.3617
.3242
.2905
.2601
.2327
.2081
.1860
.1662
48
.6195
.5518
.4921
.4390
.3917
.3493
.3114
.2773
.2468
.2195
.1951
.1733
.1538
49
.6128
.5436
.4824
.4282
.3800
.3370
.2985
.2643
.2337
.2065
.1823
.1609
.1419
50
.6065
.5356
.4731
.4177
.3686
.3249
.2861
.2516
.2210
.1940
.1701
.1491
.1307
51
.6002
.5276
.4637
.4072
.3571
.3128
.2736
.2390
.2085
.1817
.1582
.1377
.1199
52
.5939
.5196
.4541
.3964
.3454
.3005
.2609
.2262
.1959
.1694
.1464
.1265
.1093
53
.5876
.5115
.4445
.3855
.3337
.2881
.2483
.2136
.1834
.1574
.1349
.1156
.0991
54
.5816
.5036
.4350
.3748
.3220
.2759
.2358
.2012
.1713
.1457
.1239
.1053
.0894
55
.5758
.4959
.4257
.3642
.3105
.2640
.2237
.1892
.1597
.1346
.1134
.0955
.0804
56
.5699
.4881
.4162
.3533
.2988
.2517
.2113
.1770
.1479
.1235
.1029
.0858
.0714
57
.5643
.4804
.4068
.3426
.2872
.2397
.1993
.1652
.1366
.1128
.0930
.0766
.0631
58
.5592
.4734
.3980
.3325
.2762
.2283
.1879
.1541
.1260
.1029
.0838
.0682
.0555
59
.5543
.4664
.3893
.3225
.2653
.2171
.1767
.1432
.1157
.0932
.0750
.0603
.0484
60
.5495
.4595
.3805
.3123
.2543
.2057
.1654
.1323
.1055
.0838
.0664
.0526
.0417
61
.5450
.4528
.3719
.3023
.2435
.1946
.1544
.1217
.0956
.0747
.0583
.0455
.0355
62
.5406
.4462
.3634
.2923
.2326
.1833
.1433
.1112
.0858
.0660
.0506
.0387
.0297
63
.5364
.4396
.3547
.2821
.2214
.1718
.1320
.1006
.0761
.0573
.0431
.0323
.0243
64
.5325
.4333
.3462
.2719
.2102
.1603
.1208
.0902
.0667
.0491
.0361
.0265
.0195
65
.5289
.4272
.3378
.2617
.1990
.1488
.1097
.0799
.0577
.0414
.0296
.0212
.0153
66
.5256
.4215
.3296
.2515
.1877
.1373
.0987
.0699
.0490
.0341
.0237
.0166
.0117
67
.5226
.4157
.3209
.2406
.1755
.1249
.0870
.0595
.0402
.0269
.0181
.0122
.0085
68
.5200
.4103
.3125
.2296
.1630
.1122
.0751
.0492
.0318
.0204
.0131
.0086
.0059
69
.5180
.4057
.3047
.2190
.1509
.1000
.0640
.0399
.0244
.0149
.0092
.0059
.0040
70
.5163
.4011
.2961
.2068
.1366
.0856
.0513
.0296
.0168
.0096
.0056
.0036
.0025
71
.5153
.3977
.2886
.1952
.1226
.0717
.0394
.0207
.0107
.0057
.0032
.0021
.0015
72
.5147
.3947
.2803
.1804
.1038
.0533
.0248
.0108
.0047
.0023
.0013
.0009
.0007
73
.5146
.3934
.2744
.1663
.0837
.0343
.0117
.0036
.0012
.0005
.0003
.0001
.0001
74
.5146
.3932
.2725
.1587
.0706
.0225
.0053
.0010
.0002
.0000
.0000
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 2
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0443
.0910
.1397
.1897
.2927
.3982
.5055
.6141
2
.0000
.0431
.0889
.1370
.1864
.2884
.3932
.4998
.6078
3
.0000
.0415
.0863
.1335
.1823
.2831
.3869
.4926
.5998
4
.0000
.0400
.0838
.1300
.1782
.2778
.3806
.4855
.5919
5
.0000
.0384
.0812
.1267
.1741
.2726
.3744
.4784
.5840
6
.0000
.0369
.0786
.1234
.1701
.2674
.3682
.4713
.5762
7
.0000
.0354
.0761
.1201
.1661
.2622
.3620
.4643
.5683
8
.0000
.0339
.0736
.1168
.1622
.2571
.3559
.4572
.5605
9
.0000
.0325
.0713
.1136
.1583
.2520
.3498
.4503
.5527
10
.0000
.0311
.0689
.1105
.1544
.2470
.3438
.4434
.5450
11
.0000
.0298
.0666
.1074
.1507
.2421
.3378
.4365
.5373
12
.0000
.0284
.0644
.1043
.1469
.2371
.3318
.4296
.5294
13
.0000
.0271
.0621
.1013
.1432
.2322
.3259
.4226
.5216
14
.0000
.0258
.0599
.0983
.1395
.2272
.3199
.4156
.5137
15
.0000
.0246
.0578
.0953
.1358
.2224
.3139
.4087
.5058
16
.0000
.0234
.0556
.0924
.1322
.2175
.3079
.4017
.4979
17
.0000
.0222
.0535
.0895
.1286
.2126
.3019
.3947
.4899
18
.0000
.0211
.0515
.0867
.1250
.2078
.2960
.3876
.4819
19
.0000
.0200
.0495
.0838
.1214
.2029
.2899
.3805
.4739
20
.0000
.0190
.0475
.0811
.1179
.1981
.2839
.3735
.4659
21
.0000
.0179
.0456
.0783
.1145
.1933
.2779
.3664
.4578
22
.0000
.0169
.0436
.0756
.1109
.1884
.2718
.3591
.4496
23
.0000
.0159
.0417
.0729
.1075
.1836
.2657
.3520
.4415
24
.0000
.0150
.0399
.0702
.1040
.1787
.2595
.3447
.4332
25
.0000
.0141
.0380
.0675
.1006
.1738
.2533
.3374
.4248
26
.0000
.0132
.0363
.0649
.0972
.1689
.2472
.3301
.4165
27
.0000
.0123
.0345
.0623
.0937
.1640
.2410
.3227
.4081
28
.0000
.0115
.0328
.0597
.0903
.1591
.2347
.3153
.3997
29
.0000
.0107
.0311
.0572
.0870
.1542
.2285
.3079
.3913
30
.0000
.0099
.0294
.0546
.0836
.1493
.2222
.3004
.3827
31
.0000
.0092
.0278
.0521
.0802
.1443
.2159
.2928
.3741
32
.0000
.0085
.0262
.0496
.0768
.1393
.2095
.2852
.3654
33
.0000
.0078
.0246
.0471
.0735
.1344
.2031
.2776
.3567
34
.0000
.0072
.0231
.0447
.0702
.1294
.1967
.2699
.3480
35
.0000
.0065
.0216
.0423
.0668
.1244
.1902
.2622
.3391
36
.0000
.0059
.0202
.0399
.0636
.1195
.1838
.2545
.3303
37
.0000
.0054
.0187
.0375
.0603
.1145
.1772
.2466
.3214
38
.0000
.0048
.0173
.0352
.0570
.1095
.1707
.2387
.3124
39
.0000
.0043
.0160
.0330
.0539
.1045
.1642
.2309
.3034
40
.0000
.0039
.0147
.0307
.0507
.0996
.1577
.2231
.2945
41
.0000
.0034
.0135
.0286
.0476
.0947
.1513
.2153
.2856
42
.0000
.0030
.0123
.0265
.0446
.0899
.1448
.2074
.2765
43
.0000
.0027
.0111
.0244
.0416
.0851
.1384
.1997
.2676
44
.0000
.0023
.0101
.0225
.0387
.0804
.1321
.1920
.2588
45
.0000
.0019
.0089
.0203
.0355
.0752
.1252
.1835
.2490
46
.0000
.0016
.0078
.0183
.0324
.0701
.1183
.1752
.2394
47
.0000
.0013
.0068
.0163
.0295
.0652
.1116
.1669
.2298
48
.0000
.0011
.0058
.0145
.0266
.0604
.1049
.1586
.2202
49
.0000
.0009
.0049
.0127
.0239
.0556
.0983
.1504
.2106
50
.0000
.0007
.0042
.0111
.0213
.0511
.0919
.1424
.2012
51
.0000
.0005
.0035
.0096
.0189
.0467
.0856
.1344
.1918
52
.0000
.0004
.0028
.0082
.0166
.0423
.0793
.1264
.1823
53
.0000
.0003
.0023
.0069
.0144
.0381
.0731
.1183
.1727
54
.0000
.0002
.0018
.0057
.0124
.0341
.0670
.1104
.1632
55
.0000
.0001
.0014
.0047
.0105
.0303
.0612
.1027
.1539
56
.0000
.0001
.0011
.0038
.0088
.0266
.0554
.0949
.1443
57
.0000
.0001
.0008
.0030
.0072
.0231
.0497
.0872
.1349
58
.0000
.0000
.0006
.0024
.0059
.0201
.0447
.0802
.1262
59
.0000
.0000
.0004
.0018
.0048
.0172
.0398
.0732
.1174
60
.0000
.0000
.0003
.0014
.0038
.0145
.0350
.0663
.1087
61
.0000
.0000
.0002
.0010
.0029
.0120
.0304
.0596
.1001
62
.0000
.0000
.0001
.0007
.0022
.0098
.0261
.0530
.0915
63
.0000
.0000
.0001
.0005
.0015
.0077
.0218
.0464
.0828
64
.0000
.0000
.0000
.0003
.0010
.0059
.0179
.0401
.0743
65
.0000
.0000
.0000
.0002
.0007
.0043
.0143
.0340
.0659
66
.0000
.0000
.0000
.0001
.0004
.0030
.0111
.0283
.0577
67
.0000
.0000
.0000
.0000
.0002
.0019
.0080
.0225
.0491
68
.0000
.0000
.0000
.0000
.0001
.0011
.0054
.0171
.0406
69
.0000
.0000
.0000
.0000
.0000
.0005
.0034
.0125
.0328
70
.0000
.0000
.0000
.0000
.0000
.0002
.0017
.0079
.0243
71
.0000
.0000
.0000
.0000
.0000
.0001
.0007
.0045
.0168
72
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0085
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0026
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 2
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7221
.6697
.6227
.5802
.5415
.5061
.4737
.4445
.4275
.4131
.4009
.3904
.3814
37
$120
.7153
.6616
.6134
.5699
.5304
.4944
.4614
.4378
.4212
.4072
.3952
.3851
.3766
38
$120
.7086
.6534
.6041
.5596
.5193
.4826
.4508
.4313
.4151
.4013
.3897
.3800
.3724
39
$120
.7018
.6454
.5949
.5494
.5083
.4709
.4441
.4251
.4091
.3957
.3845
.3757
.3687
40
$120
.6951
.6373
.5856
.5392
.4973
.4603
.4377
.4189
.4032
.3902
.3799
.3718
.3653
 
$160
.6905
.6330
.5817
.5356
.4939
.4561
.4216
.3915
.3718
.3551
.3410
.3290
.3187
41
$120
.6885
.6292
.5764
.5290
.4862
.4537
.4314
.4129
.3976
.3854
.3758
.3682
.3622
 
$160
.6838
.6250
.5725
.5254
.4829
.4444
.4093
.3841
.3648
.3485
.3348
.3232
.3134
42
$120
.6818
.6211
.5670
.5186
.4750
.4472
.4251
.4069
.3923
.3809
.3720
.3649
.3593
 
$160
.6772
.6169
.5632
.5151
.4718
.4326
.3993
.3768
.3579
.3421
.3287
.3176
.3085
43
$120
.6752
.6130
.5578
.5084
.4674
.4408
.4189
.4013
.3875
.3768
.3684
.3618
.3567
 
$160
.6706
.6089
.5540
.5049
.4608
.4209
.3919
.3698
.3513
.3358
.3230
.3126
.3042
44
$120
.6687
.6051
.5487
.4982
.4610
.4345
.4130
.3962
.3832
.3731
.3652
.3591
.3544
 
$160
.6642
.6010
.5450
.4949
.4499
.4111
.3848
.3630
.3449
.3299
.3178
.3081
.3004
45
$120
.6615
.5964
.5386
.4871
.4538
.4275
.4068
.3908
.3785
.3690
.3617
.3562
.3521
 
$160
.6570
.5924
.5350
.4838
.4380
.4029
.3770
.3556
.3379
.3237
.3124
.3035
.2963
46
$120
.6544
.5877
.5286
.4790
.4467
.4209
.4010
.3858
.3741
.3652
.3586
.3537
.3500
 
$160
.6500
.5837
.5251
.4728
.4260
.3949
.3693
.3483
.3314
.3180
.3075
.2992
.2927
47
$120
.6475
.5792
.5188
.4720
.4397
.4147
.3955
.3810
.3700
.3619
.3559
.3515
.3483
 
$160
.6431
.5753
.5153
.4619
.4180
.3871
.3619
.3415
.3254
.3128
.3030
.2953
.2894
 
$250
.6365
.5694
.5100
.4571
.4100
.3676
.3295
.3007
.2772
.2576
.2412
.2274
.2158
48
$120
.6405
.5706
.5088
.4649
.4330
.4087
.3903
.3765
.3663
.3588
.3534
.3495
.3467
 
$160
.6362
.5668
.5054
.4509
.4100
.3794
.3546
.3350
.3198
.3079
.2988
.2917
.2864
 
$250
.6297
.5609
.5002
.4462
.3981
.3551
.3188
.2914
.2686
.2496
.2337
.2205
.2096
 
$275
.6283
.5598
.4991
.4453
.3973
.3543
.3158
.2853
.2609
.2404
.2233
.2090
.1969
49
$120
.6337
.5621
.4989
.4579
.4266
.4030
.3853
.3723
.3628
.3560
.3512
.3478
.3454
 
$160
.6294
.5583
.4955
.4398
.4022
.3718
.3477
.3289
.3145
.3034
.2949
.2885
.2837
 
$250
.6230
.5526
.4904
.4353
.3863
.3425
.3093
.2825
.2602
.2417
.2265
.2140
.2040
 
$275
.6216
.5514
.4894
.4344
.3854
.3418
.3043
.2757
.2519
.2321
.2156
.2018
.1904
50
$120
.6271
.5538
.4918
.4513
.4206
.3977
.3807
.3685
.3597
.3536
.3493
.3463
.3443
 
$160
.6229
.5501
.4859
.4322
.3946
.3646
.3413
.3233
.3096
.2992
.2914
.2857
.2815
 
$250
.6165
.5444
.4809
.4246
.3746
.3323
.3003
.2740
.2522
.2344
.2198
.2082
.1989
 
$275
.6152
.5433
.4799
.4237
.3738
.3295
.2946
.2666
.2434
.2242
.2082
.1952
.1846
51
$120
.6206
.5456
.4851
.4450
.4148
.3925
.3764
.3649
.3569
.3514
.3476
.3451
.3434
 
$160
.6164
.5419
.4762
.4247
.3872
.3577
.3351
.3180
.3050
.2954
.2883
.2832
.2795
 
$250
.6101
.5364
.4713
.4139
.3630
.3231
.2915
.2657
.2445
.2273
.2137
.2028
.1943
 
$275
.6088
.5352
.4703
.4130
.3622
.3185
.2852
.2578
.2351
.2165
.2013
.1890
.1793
52
$120
.6141
.5373
.4785
.4386
.4090
.3875
.3722
.3616
.3543
.3494
.3462
.3440
.3427
 
$160
.6099
.5336
.4664
.4170
.3797
.3510
.3292
.3128
.3006
.2918
.2855
.2809
.2777
 
$250
.6037
.5281
.4616
.4029
.3519
.3139
.2828
.2574
.2369
.2206
.2078
.1978
.1900
 
$275
.6024
.5270
.4606
.4021
.3504
.3088
.2759
.2490
.2269
.2090
.1946
.1833
.1743
 
$380
.5986
.5237
.4577
.3995
.3481
.3029
.2630
.2297
.2028
.1804
.1618
.1464
.1336
53
$120
.6076
.5289
.4720
.4325
.4034
.3827
.3683
.3585
.3520
.3477
.3449
.3431
.3420
 
$160
.6036
.5254
.4566
.4094
.3725
.3445
.3234
.3079
.2966
.2886
.2829
.2789
.2762
 
$250
.5974
.5200
.4519
.3919
.3426
.3048
.2741
.2493
.2297
.2143
.2023
.1931
.1860
 
$275
.5961
.5189
.4509
.3911
.3388
.2992
.2668
.2403
.2189
.2019
.1884
.1779
.1697
 
$380
.5923
.5156
.4480
.3886
.3363
.2904
.2506
.2191
.1929
.1713
.1534
.1387
.1266
54
$120
.6014
.5208
.4657
.4264
.3981
.3782
.3647
.3557
.3499
.3462
.3439
.3424
.3416
 
$160
.5973
.5173
.4494
.4020
.3656
.3382
.3180
.3033
.2929
.2857
.2806
.2772
.2750
 
$250
.5912
.5119
.4422
.3810
.3336
.2960
.2657
.2416
.2229
.2084
.1973
.1888
.1825
 
$275
.5899
.5109
.4413
.3802
.3293
.2899
.2579
.2320
.2114
.1953
.1827
.1730
.1656
 
$380
.5862
.5076
.4385
.3777
.3245
.2781
.2398
.2089
.1835
.1625
.1454
.1314
.1202
55
$120
.5954
.5128
.4596
.4206
.3930
.3740
.3614
.3533
.3481
.3449
.3430
.3419
.3412
 
$160
.5914
.5093
.4423
.3950
.3590
.3322
.3129
.2992
.2896
.2831
.2787
.2758
.2739
 
$250
.5853
.5041
.4327
.3711
.3248
.2874
.2576
.2344
.2166
.2030
.1927
.1851
.1794
 
$275
.5840
.5030
.4318
.3694
.3201
.2809
.2493
.2241
.2044
.1892
.1775
.1686
.1619
 
$380
.5803
.4998
.4291
.3671
.3130
.2664
.2296
.1992
.1744
.1542
.1379
.1248
.1145
 
$500
.5781
.4979
.4274
.3657
.3118
.2650
.2246
.1902
.1623
.1391
.1200
.1042
.0914
56
$120
.5893
.5066
.4535
.4149
.3880
.3700
.3583
.3510
.3465
.3439
.3423
.3414
.3409
 
$160
.5854
.5013
.4351
.3878
.3523
.3264
.3079
.2952
.2865
.2808
.2770
.2746
.2731
 
$250
.5793
.4961
.4230
.3622
.3158
.2787
.2497
.2274
.2104
.1978
.1884
.1816
.1766
 
$275
.5781
.4951
.4221
.3589
.3107
.2717
.2406
.2163
.1976
.1833
.1725
.1645
.1585
 
$380
.5744
.4919
.4195
.3561
.3011
.2557
.2193
.1895
.1653
.1460
.1306
.1185
.1090
 
$500
.5722
.4900
.4178
.3547
.3000
.2527
.2122
.1790
.1518
.1294
.1111
.0963
.0843
 
$550
.5717
.4896
.4175
.3544
.2997
.2525
.2120
.1775
.1493
.1262
.1073
.0918
.0792
57
$120
.5835
.5008
.4474
.4093
.3832
.3662
.3555
.3490
.3452
.3430
.3417
.3411
.3407
 
$160
.5796
.4934
.4281
.3809
.3459
.3208
.3033
.2915
.2838
.2787
.2756
.2736
.2724
 
$250
.5736
.4884
.4135
.3535
.3070
.2704
.2421
.2207
.2047
.1930
.1845
.1785
.1743
 
$275
.5724
.4873
.4126
.3499
.3016
.2628
.2324
.2090
.1912
.1778
.1680
.1608
.1556
 
$380
.5688
.4842
.4100
.3453
.2895
.2453
.2093
.1801
.1567
.1382
.1238
.1127
.1042
 
$500
.5666
.4823
.4084
.3440
.2883
.2406
.2007
.1683
.1418
.1202
.1028
.0889
.0778
 
$550
.5661
.4819
.4080
.3437
.2881
.2404
.1999
.1661
.1389
.1166
.0986
.0840
.0724
58
$120
.5783
.4957
.4421
.4044
.3792
.3631
.3532
.3475
.3442
.3423
.3414
.3408
.3406
 
$160
.5744
.4862
.4219
.3747
.3402
.3159
.2994
.2885
.2815
.2772
.2745
.2729
.2719
 
$250
.5685
.4812
.4046
.3456
.2990
.2629
.2353
.2148
.1998
.1890
.1813
.1760
.1724
 
$275
.5673
.4802
.4037
.3416
.2931
.2547
.2250
.2024
.1856
.1732
.1642
.1578
.1533
 
$380
.5637
.4771
.4012
.3352
.2798
.2358
.2000
.1714
.1489
.1314
.1180
.1077
.1000
 
$500
.5615
.4753
.3996
.3339
.2774
.2292
.1902
.1584
.1326
.1119
.0954
.0824
.0722
 
$550
.5610
.4748
.3992
.3336
.2771
.2290
.1885
.1559
.1294
.1079
.0908
.0771
.0664
59
$120
.5732
.4906
.4369
.3996
.3753
.3601
.3512
.3461
.3433
.3418
.3411
.3407
.3405
 
$160
.5693
.4790
.4157
.3685
.3347
.3113
.2958
.2858
.2796
.2758
.2736
.2723
.2715
 
$250
.5635
.4741
.3964
.3376
.2912
.2555
.2288
.2092
.1951
.1853
.1785
.1738
.1707
 
$275
.5623
.4731
.3949
.3334
.2848
.2468
.2178
.1962
.1803
.1688
.1607
.1551
.1512
 
$380
.5587
.4701
.3924
.3250
.2703
.2263
.1909
.1631
.1415
.1250
.1125
.1032
.0963
 
$500
.5565
.4683
.3908
.3238
.2664
.2186
.1800
.1487
.1237
.1038
.0883
.0763
.0671
 
$550
.5560
.4679
.3905
.3235
.2662
.2177
.1779
.1459
.1201
.0996
.0833
.0707
.0608
60
$120
.5682
.4856
.4316
.3949
.3715
.3573
.3493
.3449
.3426
.3414
.3408
.3405
.3404
 
$160
.5644
.4729
.4095
.3624
.3292
.3068
.2923
.2832
.2778
.2746
.2728
.2718
.2713
 
$250
.5586
.4671
.3890
.3297
.2833
.2482
.2223
.2038
.1908
.1818
.1759
.1719
.1694
 
$275
.5574
.4661
.3864
.3251
.2765
.2390
.2108
.1901
.1752
.1648
.1576
.1527
.1495
 
$380
.5539
.4631
.3835
.3151
.2607
.2167
.1819
.1549
.1343
.1188
.1073
.0990
.0929
 
$500
.5517
.4613
.3820
.3136
.2554
.2081
.1698
.1391
.1149
.0961
.0816
.0706
.0623
 
$550
.5512
.4609
.3817
.3133
.2551
.2065
.1674
.1360
.1111
.0915
.0763
.0646
.0558
 
$800
.5502
.4600
.3810
.3127
.2547
.2060
.1656
.1325
.1058
.0845
.0677
.0545
.0443
61
$120
.5635
.4806
.4265
.3903
.3679
.3548
.3476
.3438
.3420
.3411
.3406
.3405
.3404
 
$160
.5597
.4675
.4034
.3565
.3239
.3025
.2891
.2810
.2763
.2736
.2722
.2714
.2711
 
$250
.5540
.4603
.3818
.3219
.2757
.2412
.2162
.1987
.1868
.1788
.1736
.1703
.1682
 
$275
.5528
.4593
.3790
.3170
.2684
.2314
.2040
.1844
.1706
.1612
.1548
.1507
.1480
 
$380
.5493
.4564
.3749
.3061
.2512
.2074
.1732
.1471
.1275
.1131
.1027
.0952
.0900
 
$500
.5472
.4546
.3734
.3035
.2450
.1978
.1599
.1299
.1067
.0889
.0755
.0655
.0581
 
$550
.5467
.4542
.3731
.3033
.2443
.1959
.1572
.1265
.1024
.0838
.0697
.0591
.0512
 
$800
.5457
.4533
.3724
.3027
.2438
.1948
.1545
.1220
.0962
.0760
.0602
.0481
.0388
62
$120
.5590
.4756
.4213
.3859
.3644
.3524
.3461
.3430
.3415
.3408
.3405
.3404
.3404
 
$160
.5553
.4621
.3973
.3505
.3188
.2985
.2861
.2790
.2750
.2728
.2717
.2712
.2709
 
$250
.5495
.4536
.3746
.3142
.2681
.2342
.2103
.1939
.1831
.1761
.1717
.1690
.1673
 
$275
.5484
.4526
.3716
.3089
.2603
.2238
.1975
.1789
.1663
.1579
.1524
.1489
.1468
 
$380
.5449
.4497
.3662
.2970
.2418
.1982
.1647
.1395
.1210
.1078
.0984
.0919
.0875
 
$500
.5428
.4480
.3648
.2935
.2347
.1875
.1500
.1208
.0986
.0820
.0697
.0608
.0544
 
$550
.5423
.4476
.3645
.2932
.2334
.1854
.1471
.1171
.0940
.0766
.0636
.0540
.0471
 
$800
.5413
.4467
.3638
.2927
.2329
.1836
.1435
.1118
.0869
.0677
.0531
.0420
.0338
 
$1,000
.5410
.4465
.3636
.2925
.2328
.1835
.1434
.1113
.0860
.0663
.0512
.0397
.0311
63
$120
.5547
.4705
.4161
.3814
.3611
.3502
.3448
.3422
.3411
.3406
.3404
.3404
.3403
 
$160
.5509
.4566
.3911
.3445
.3137
.2945
.2833
.2771
.2738
.2722
.2714
.2710
.2708
 
$250
.5453
.4469
.3673
.3062
.2603
.2273
.2045
.1894
.1797
.1736
.1700
.1678
.1666
 
$275
.5441
.4459
.3641
.3007
.2520
.2163
.1910
.1737
.1622
.1549
.1503
.1475
.1458
 
$380
.5406
.4431
.3575
.2878
.2321
.1888
.1561
.1320
.1148
.1027
.0945
.0889
.0853
 
$500
.5385
.4414
.3561
.2832
.2242
.1769
.1400
.1118
.0908
.0754
.0643
.0564
.0510
 
$550
.5381
.4410
.3558
.2829
.2227
.1746
.1368
.1077
.0858
.0696
.0578
.0494
.0434
 
$800
.5371
.4402
.3551
.2824
.2217
.1720
.1324
.1015
.0777
.0597
.0462
.0364
.0292
 
$1,000
.5368
.4400
.3550
.2823
.2216
.1720
.1321
.1007
.0764
.0579
.0440
.0337
.0261
64
$120
.5506
.4655
.4109
.3770
.3580
.3482
.3437
.3417
.3408
.3405
.3404
.3403
.3403
 
$160
.5469
.4513
.3849
.3386
.3087
.2908
.2808
.2756
.2729
.2717
.2711
.2709
.2707
 
$250
.5413
.4405
.3600
.2983
.2526
.2205
.1990
.1851
.1766
.1715
.1686
.1670
.1661
 
$275
.5401
.4395
.3566
.2924
.2439
.2089
.1847
.1687
.1585
.1522
.1485
.1463
.1450
 
$380
.5367
.4367
.3491
.2786
.2225
.1795
.1477
.1248
.1089
.0981
.0910
.0864
.0835
 
$500
.5346
.4350
.3475
.2735
.2137
.1665
.1302
.1031
.0833
.0692
.0594
.0527
.0481
 
$550
.5341
.4346
.3472
.2727
.2120
.1639
.1267
.0986
.0779
.0630
.0525
.0453
.0403
 
$800
.5331
.4338
.3466
.2722
.2105
.1606
.1215
.0915
.0689
.0521
.0400
.0313
.0252
 
$1,000
.5329
.4336
.3464
.2721
.2104
.1605
.1209
.0904
.0673
.0501
.0374
.0283
.0218
65
$120
.5469
.4605
.4057
.3727
.3550
.3465
.3427
.3412
.3406
.3404
.3404
.3403
.3403
 
$160
.5432
.4459
.3787
.3327
.3039
.2874
.2786
.2742
.2722
.2713
.2709
.2708
.2707
 
$250
.5376
.4343
.3528
.2904
.2450
.2139
.1937
.1813
.1739
.1698
.1675
.1663
.1657
 
$275
.5365
.4334
.3492
.2842
.2358
.2016
.1788
.1642
.1553
.1500
.1470
.1454
.1445
 
$380
.5330
.4306
.3412
.2695
.2130
.1704
.1395
.1180
.1035
.0940
.0880
.0843
.0821
 
$500
.5310
.4289
.3391
.2637
.2033
.1561
.1206
.0947
.0763
.0636
.0550
.0494
.0458
 
$550
.5305
.4286
.3388
.2626
.2014
.1533
.1167
.0898
.0705
.0570
.0478
.0417
.0377
 
$800
.5295
.4278
.3382
.2620
.1992
.1493
.1108
.0818
.0604
.0451
.0343
.0268
.0218
 
$1,000
.5293
.4276
.3380
.2619
.1991
.1489
.1099
.0804
.0585
.0427
.0314
.0235
.0181
66
$120
.5435
.4555
.4006
.3686
.3523
.3450
.3420
.3409
.3405
.3404
.3403
.3403
.3403
 
$160
.5399
.4407
.3725
.3269
.2993
.2842
.2767
.2732
.2717
.2710
.2708
.2707
.2707
 
$250
.5343
.4285
.3457
.2826
.2376
.2076
.1888
.1778
.1716
.1683
.1667
.1658
.1654
 
$275
.5332
.4276
.3420
.2760
.2277
.1946
.1732
.1601
.1524
.1481
.1459
.1447
.1441
 
$380
.5298
.4248
.3335
.2604
.2034
.1613
.1316
.1116
.0985
.0904
.0855
.0826
.0810
 
$500
.5277
.4232
.3309
.2541
.1929
.1459
.1112
.0866
.0697
.0585
.0512
.0467
.0439
 
$550
.5273
.4228
.3306
.2529
.1908
.1427
.1070
.0814
.0636
.0516
.0437
.0387
.0356
 
$800
.5263
.4220
.3300
.2518
.1880
.1381
.1002
.0724
.0525
.0386
.0292
.0230
.0190
 
$1,000
.5260
.4218
.3298
.2517
.1879
.1375
.0991
.0707
.0502
.0359
.0260
.0194
.0150
67
$120
.5404
.4501
.3951
.3644
.3497
.3436
.3414
.3406
.3404
.3403
.3403
.3403
.3403
 
$160
.5367
.4351
.3659
.3207
.2946
.2811
.2749
.2723
.2712
.2709
.2707
.2707
.2707
 
$250
.5312
.4226
.3380
.2741
.2296
.2010
.1840
.1745
.1696
.1671
.1660
.1655
.1653
 
$275
.5301
.4217
.3342
.2671
.2191
.1872
.1675
.1561
.1498
.1466
.1449
.1442
.1438
 
$380
.5267
.4190
.3254
.2506
.1931
.1517
.1234
.1051
.0938
.0871
.0833
.0812
.0801
 
$500
.5247
.4174
.3222
.2437
.1816
.1349
.1014
.0784
.0632
.0537
.0478
.0443
.0424
 
$550
.5242
.4170
.3219
.2424
.1793
.1314
.0968
.0727
.0566
.0463
.0399
.0361
.0338
 
$800
.5232
.4162
.3213
.2409
.1760
.1261
.0890
.0626
.0444
.0323
.0245
.0196
.0166
 
$1,000
.5230
.4160
.3212
.2408
.1757
.1252
.0876
.0606
.0418
.0292
.0209
.0156
.0124
68
$120
.5377
.4446
.3895
.3602
.3473
.3425
.3409
.3405
.3404
.3403
.3403
.3403
.3403
 
$160
.5341
.4295
.3591
.3144
.2900
.2784
.2735
.2716
.2710
.2708
.2707
.2707
.2707
 
$250
.5286
.4171
.3303
.2654
.2215
.1946
.1795
.1717
.1679
.1663
.1656
.1653
.1652
 
$275
.5274
.4162
.3264
.2581
.2104
.1800
.1622
.1525
.1477
.1453
.1443
.1439
.1437
 
$380
.5241
.4136
.3173
.2406
.1827
.1420
.1154
.0991
.0896
.0844
.0816
.0803
.0796
 
$500
.5221
.4120
.3139
.2332
.1701
.1237
.0916
.0705
.0573
.0495
.0450
.0426
.0413
 
$550
.5216
.4116
.3134
.2318
.1676
.1200
.0866
.0644
.0503
.0418
.0368
.0340
.0325
 
$800
.5206
.4109
.3128
.2298
.1638
.1138
.0778
.0531
.0370
.0267
.0205
.0169
.0148
 
$1,000
.5204
.4107
.3127
.2297
.1632
.1127
.0761
.0508
.0340
.0232
.0166
.0127
.0104
69
$120
.5356
.4394
.3841
.3565
.3453
.3417
.3406
.3404
.3403
.3403
.3403
.3403
.3403
 
$160
.5320
.4243
.3525
.3085
.2860
.2761
.2724
.2712
.2708
.2707
.2707
.2707
.2707
 
$250
.5265
.4124
.3230
.2571
.2139
.1888
.1757
.1695
.1668
.1657
.1653
.1652
.1651
 
$275
.5254
.4116
.3189
.2494
.2021
.1734
.1576
.1497
.1461
.1445
.1439
.1437
.1436
 
$380
.5221
.4089
.3098
.2310
.1726
.1329
.1082
.0939
.0862
.0823
.0805
.0796
.0793
 
$500
.5201
.4074
.3063
.2232
.1590
.1131
.0826
.0635
.0524
.0462
.0430
.0414
.0406
 
$550
.5196
.4070
.3056
.2216
.1563
.1090
.0771
.0569
.0449
.0381
.0345
.0327
.0318
 
$800
.5186
.4062
.3050
.2194
.1520
.1020
.0673
.0446
.0305
.0222
.0175
.0150
.0136
 
$1,000
.5184
.4060
.3049
.2192
.1512
.1007
.0653
.0419
.0272
.0184
.0133
.0105
.0090
70
$120
.5339
.4332
.3779
.3524
.3434
.3410
.3404
.3403
.3403
.3403
.3403
.3403
.3403
 
$160
.5303
.4183
.3447
.3018
.2817
.2740
.2715
.2709
.2707
.2707
.2707
.2707
.2707
 
$250
.5248
.4078
.3145
.2472
.2052
.1825
.1719
.1675
.1659
.1654
.1652
.1651
.1651
 
$275
.5237
.4069
.3104
.2391
.1925
.1661
.1529
.1471
.1448
.1440
.1437
.1436
.1436
 
$380
.5204
.4043
.3014
.2198
.1608
.1226
.1004
.0887
.0831
.0807
.0796
.0793
.0791
 
$500
.5184
.4027
.2979
.2115
.1460
.1009
.0725
.0562
.0476
.0433
.0414
.0405
.0402
 
$550
.5179
.4024
.2972
.2099
.1430
.0964
.0666
.0491
.0397
.0349
.0327
.0317
.0313
 
$800
.5169
.4016
.2965
.2074
.1381
.0884
.0555
.0355
.0241
.0180
.0150
.0135
.0128
 
$1,000
.5167
.4014
.2963
.2070
.1371
.0867
.0531
.0323
.0203
.0138
.0105
.0089
.0081
71
$120
.5328
.4272
.3718
.3488
.3421
.3406
.3404
.3403
.3403
.3403
.3403
.3403
.3403
 
$160
.5292
.4128
.3371
.2954
.2781
.2725
.2710
.2707
.2707
.2707
.2707
.2707
.2707
 
$250
.5238
.4042
.3064
.2376
.1970
.1771
.1690
.1662
.1654
.1652
.1651
.1651
.1651
 
$275
.5227
.4034
.3024
.2291
.1834
.1597
.1493
.1454
.1441
.1437
.1436
.1436
.1436
 
$380
.5194
.4008
.2938
.2090
.1493
.1129
.0937
.0847
.0811
.0797
.0792
.0791
.0791
 
$500
.5173
.3993
.2904
.2004
.1333
.0892
.0636
.0503
.0441
.0415
.0405
.0401
.0400
 
$550
.5169
.3989
.2898
.1987
.1301
.0843
.0571
.0427
.0358
.0328
.0316
.0312
.0311
 
$800
.5159
.3982
.2890
.1960
.1245
.0752
.0447
.0278
.0191
.0152
.0134
.0128
.0125
 
$1,000
.5157
.3980
.2889
.1955
.1234
.0733
.0419
.0242
.0150
.0107
.0088
.0080
.0077
72
$120
.5322
.4193
.3639
.3449
.3409
.3404
.3403
.3403
.3403
.3403
.3403
.3403
.3403
 
$160
.5286
.4059
.3268
.2874
.2743
.2712
.2707
.2707
.2707
.2707
.2707
.2707
.2707
 
$250
.5232
.4012
.2960
.2247
.1866
.1713
.1665
.1654
.1652
.1651
.1651
.1651
.1651
 
$275
.5221
.4003
.2923
.2156
.1717
.1524
.1458
.1441
.1437
.1436
.1436
.1436
.1436
 
$380
.5188
.3978
.2847
.1946
.1339
.1009
.0864
.0811
.0796
.0792
.0791
.0791
.0791
 
$500
.5167
.3962
.2819
.1859
.1163
.0742
.0532
.0444
.0413
.0403
.0400
.0400
.0400
 
$550
.5163
.3959
.2814
.1842
.1127
.0686
.0459
.0361
.0325
.0314
.0311
.0310
.0310
 
$800
.5153
.3952
.2807
.1814
.1063
.0580
.0317
.0196
.0148
.0131
.0126
.0124
.0124
 
$1,000
.5151
.3950
.2805
.1808
.1049
.0556
.0283
.0155
.0102
.0084
.0078
.0076
.0076
73
$120
.5321
.4109
.3556
.3419
.3404
.3403
.3403
.3403
.3403
.3403
.3403
.3403
.3403
 
$160
.5285
.4040
.3156
.2798
.2717
.2707
.2707
.2707
.2707
.2707
.2707
.2707
.2707
 
$250
.5231
.3999
.2858
.2107
.1767
.1671
.1654
.1651
.1651
.1651
.1651
.1651
.1651
 
$275
.5220
.3990
.2828
.2010
.1600
.1468
.1440
.1436
.1436
.1436
.1436
.1436
.1436
 
$380
.5186
.3965
.2772
.1797
.1177
.0900
.0813
.0794
.0791
.0791
.0791
.0791
.0791
 
$500
.5166
.3950
.2755
.1715
.0980
.0596
.0450
.0410
.0401
.0400
.0400
.0400
.0400
 
$550
.5162
.3946
.2753
.1700
.0941
.0531
.0369
.0322
.0312
.0310
.0310
.0310
.0310
 
$800
.5152
.3939
.2748
.1673
.0869
.0406
.0207
.0143
.0127
.0124
.0124
.0124
.0124
 
$1,000
.5150
.3937
.2746
.1668
.0853
.0376
.0167
.0097
.0080
.0076
.0076
.0076
.0076
74
$120
.5321
.4066
.3504
.3409
.3403
.3403
.3403
.3403
.3403
.3403
.3403
.3403
.3403
 
$160
.5285
.4039
.3080
.2756
.2710
.2707
.2707
.2707
.2707
.2707
.2707
.2707
.2707
 
$250
.5231
.3997
.2799
.2014
.1714
.1657
.1652
.1651
.1651
.1651
.1651
.1651
.1651
 
$275
.5220
.3989
.2776
.1913
.1534
.1447
.1437
.1436
.1436
.1436
.1436
.1436
.1436
 
$380
.5186
.3963
.2747
.1704
.1073
.0844
.0797
.0791
.0791
.0791
.0791
.0791
.0791
 
$500
.5166
.3948
.2736
.1631
.0861
.0513
.0418
.0402
.0400
.0400
.0400
.0400
.0400
 
$550
.5162
.3944
.2734
.1618
.0819
.0442
.0332
.0312
.0310
.0310
.0310
.0310
.0310
 
$800
.5152
.3937
.2729
.1596
.0743
.0302
.0158
.0128
.0124
.0124
.0124
.0124
.0124
 
$1,000
.5150
.3935
.2727
.1592
.0725
.0268
.0114
.0081
.0076
.0076
.0076
.0076
.0076
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 2
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0061
.0208
.0413
.0657
.1235
.1900
.2631
.3416
37
$120
.0056
.0194
.0388
.0624
.1184
.1833
.2550
.3323
38
$120
.0050
.0179
.0364
.0590
.1132
.1765
.2469
.3230
39
$120
.0045
.0165
.0341
.0557
.1081
.1698
.2388
.3138
40
$120
.0040
.0152
.0318
.0524
.1030
.1631
.2307
.3045
 
$160
.0040
.0151
.0316
.0521
.1023
.1620
.2291
.3025
41
$120
.0036
.0139
.0296
.0492
.0979
.1564
.2226
.2953
 
$160
.0035
.0138
.0294
.0489
.0973
.1553
.2211
.2933
42
$120
.0031
.0127
.0274
.0461
.0929
.1497
.2145
.2859
 
$160
.0031
.0126
.0272
.0458
.0923
.1487
.2131
.2840
43
$120
.0028
.0115
.0253
.0430
.0880
.1431
.2064
.2767
 
$160
.0027
.0114
.0251
.0427
.0874
.1421
.2051
.2748
44
$120
.0024
.0104
.0233
.0400
.0831
.1366
.1985
.2676
 
$160
.0024
.0103
.0231
.0398
.0826
.1357
.1972
.2658
45
$120
.0020
.0092
.0210
.0367
.0778
.1294
.1898
.2575
 
$160
.0020
.0091
.0209
.0365
.0773
.1285
.1885
.2558
46
$120
.0017
.0080
.0189
.0335
.0725
.1223
.1811
.2475
 
$160
.0017
.0080
.0187
.0333
.0720
.1215
.1799
.2459
47
$120
.0014
.0070
.0169
.0305
.0674
.1154
.1726
.2404
 
$160
.0014
.0069
.0168
.0303
.0670
.1146
.1714
.2361
 
$250
.0014
.0069
.0166
.0300
.0663
.1134
.1697
.2336
48
$120
.0011
.0060
.0149
.0275
.0624
.1085
.1640
.2335
 
$160
.0011
.0060
.0148
.0274
.0620
.1077
.1629
.2262
 
$250
.0011
.0059
.0147
.0271
.0614
.1066
.1612
.2238
 
$275
.0011
.0059
.0147
.0270
.0612
.1064
.1609
.2234
49
$120
.0009
.0051
.0131
.0247
.0575
.1016
.1562
.2266
 
$160
.0009
.0051
.0130
.0245
.0571
.1009
.1545
.2163
 
$250
.0009
.0050
.0129
.0243
.0565
.0999
.1529
.2141
 
$275
.0009
.0050
.0129
.0242
.0564
.0997
.1525
.2136
50
$120
.0007
.0043
.0115
.0221
.0528
.0950
.1499
.2199
 
$160
.0007
.0043
.0114
.0219
.0525
.0944
.1462
.2069
 
$250
.0007
.0042
.0113
.0217
.0519
.0934
.1447
.2045
 
$275
.0007
.0042
.0113
.0217
.0518
.0932
.1444
.2041
51
$120
.0005
.0036
.0099
.0196
.0483
.0885
.1438
.2133
 
$160
.0005
.0036
.0099
.0194
.0480
.0879
.1381
.1996
 
$250
.0005
.0035
.0098
.0192
.0475
.0870
.1367
.1950
 
$275
.0005
.0035
.0097
.0192
.0474
.0869
.1364
.1946
52
$120
.0004
.0029
.0085
.0171
.0438
.0821
.1375
.2066
 
$160
.0004
.0029
.0084
.0170
.0435
.0815
.1298
.1921
 
$250
.0004
.0029
.0083
.0169
.0430
.0806
.1285
.1853
 
$275
.0004
.0029
.0083
.0168
.0429
.0804
.1282
.1849
 
$380
.0004
.0029
.0083
.0167
.0427
.0799
.1274
.1837
53
$120
.0003
.0024
.0071
.0149
.0394
.0768
.1313
.2002
 
$160
.0003
.0024
.0071
.0148
.0391
.0751
.1223
.1848
 
$250
.0003
.0023
.0070
.0146
.0387
.0743
.1203
.1755
 
$275
.0003
.0023
.0070
.0146
.0387
.0741
.1200
.1752
 
$380
.0003
.0023
.0070
.0145
.0384
.0737
.1193
.1740
54
$120
.0002
.0019
.0059
.0128
.0352
.0717
.1252
.1939
 
$160
.0002
.0019
.0059
.0127
.0350
.0688
.1157
.1775
 
$250
.0002
.0018
.0058
.0126
.0346
.0681
.1122
.1659
 
$275
.0002
.0018
.0058
.0125
.0346
.0680
.1120
.1655
 
$380
.0002
.0018
.0058
.0125
.0343
.0676
.1113
.1645
55
$120
.0002
.0015
.0049
.0109
.0313
.0668
.1193
.1878
 
$160
.0001
.0015
.0048
.0108
.0311
.0629
.1093
.1704
 
$250
.0001
.0014
.0048
.0107
.0308
.0622
.1044
.1564
 
$275
.0001
.0014
.0048
.0107
.0307
.0621
.1042
.1561
 
$380
.0001
.0014
.0048
.0106
.0305
.0617
.1035
.1551
 
$500
.0001
.0014
.0047
.0105
.0304
.0615
.1031
.1545
56
$120
.0001
.0011
.0039
.0091
.0275
.0618
.1134
.1816
 
$160
.0001
.0011
.0039
.0090
.0273
.0571
.1029
.1633
 
$250
.0001
.0011
.0038
.0089
.0270
.0563
.0964
.1475
 
$275
.0001
.0011
.0038
.0089
.0269
.0562
.0962
.1464
 
$380
.0001
.0011
.0038
.0088
.0268
.0558
.0956
.1455
 
$500
.0001
.0011
.0038
.0088
.0267
.0556
.0953
.1449
 
$550
.0001
.0011
.0038
.0088
.0266
.0555
.0952
.1448
57
$120
.0001
.0008
.0031
.0075
.0242
.0570
.1076
.1756
 
$160
.0001
.0008
.0031
.0074
.0237
.0521
.0965
.1563
 
$250
.0001
.0008
.0030
.0073
.0235
.0506
.0887
.1393
 
$275
.0001
.0008
.0030
.0073
.0234
.0505
.0885
.1374
 
$380
.0001
.0008
.0030
.0073
.0233
.0501
.0879
.1360
 
$500
.0001
.0008
.0030
.0072
.0232
.0499
.0876
.1355
 
$550
.0001
.0008
.0030
.0072
.0231
.0499
.0875
.1354
58
$120
.0000
.0006
.0024
.0061
.0215
.0528
.1025
.1703
 
$160
.0000
.0006
.0024
.0061
.0206
.0477
.0909
.1501
 
$250
.0000
.0006
.0024
.0060
.0204
.0454
.0816
.1319
 
$275
.0000
.0006
.0024
.0060
.0203
.0453
.0813
.1297
 
$380
.0000
.0006
.0024
.0060
.0202
.0450
.0808
.1272
 
$500
.0000
.0006
.0024
.0060
.0201
.0449
.0805
.1267
 
$550
.0000
.0006
.0024
.0060
.0201
.0448
.0804
.1266
59
$120
.0000
.0004
.0019
.0050
.0189
.0487
.0974
.1650
 
$160
.0000
.0004
.0019
.0049
.0177
.0434
.0853
.1439
 
$250
.0000
.0004
.0019
.0049
.0175
.0404
.0753
.1246
 
$275
.0000
.0004
.0018
.0049
.0174
.0403
.0743
.1221
 
$380
.0000
.0004
.0018
.0048
.0173
.0401
.0738
.1184
 
$500
.0000
.0004
.0018
.0048
.0173
.0399
.0735
.1179
 
$550
.0000
.0004
.0018
.0048
.0172
.0399
.0734
.1178
60
$120
.0000
.0003
.0014
.0039
.0165
.0447
.0923
.1598
 
$160
.0000
.0003
.0014
.0039
.0150
.0392
.0797
.1377
 
$250
.0000
.0003
.0014
.0038
.0147
.0355
.0692
.1172
 
$275
.0000
.0003
.0014
.0038
.0147
.0355
.0680
.1145
 
$380
.0000
.0003
.0014
.0038
.0146
.0352
.0668
.1095
 
$500
.0000
.0003
.0014
.0038
.0146
.0351
.0665
.1091
 
$550
.0000
.0003
.0014
.0038
.0145
.0351
.0665
.1090
 
$800
.0000
.0003
.0014
.0038
.0145
.0350
.0664
.1088
61
$120
.0000
.0002
.0010
.0030
.0142
.0408
.0874
.1546
 
$160
.0000
.0002
.0010
.0030
.0127
.0352
.0743
.1316
 
$250
.0000
.0002
.0010
.0030
.0122
.0310
.0632
.1100
 
$275
.0000
.0002
.0010
.0030
.0122
.0309
.0619
.1071
 
$380
.0000
.0002
.0010
.0029
.0121
.0307
.0600
.1012
 
$500
.0000
.0002
.0010
.0029
.0121
.0305
.0598
.1005
 
$550
.0000
.0002
.0010
.0029
.0121
.0305
.0598
.1004
 
$800
.0000
.0002
.0010
.0029
.0121
.0305
.0597
.1002
62
$120
.0000
.0001
.0007
.0023
.0120
.0369
.0824
.1495
 
$160
.0000
.0001
.0007
.0022
.0106
.0313
.0689
.1255
 
$250
.0000
.0001
.0007
.0022
.0099
.0269
.0573
.1028
 
$275
.0000
.0001
.0007
.0022
.0099
.0265
.0559
.0997
 
$380
.0000
.0001
.0007
.0022
.0098
.0263
.0534
.0932
 
$500
.0000
.0001
.0007
.0022
.0098
.0262
.0532
.0919
 
$550
.0000
.0001
.0007
.0022
.0098
.0261
.0532
.0918
 
$800
.0000
.0001
.0007
.0022
.0098
.0261
.0531
.0916
 
$1,000
.0000
.0001
.0007
.0022
.0098
.0261
.0530
.0916
63
$120
.0000
.0001
.0005
.0017
.0100
.0331
.0773
.1443
 
$160
.0000
.0001
.0005
.0016
.0086
.0274
.0634
.1193
 
$250
.0000
.0001
.0005
.0016
.0078
.0230
.0514
.0954
 
$275
.0000
.0001
.0005
.0016
.0078
.0225
.0499
.0922
 
$380
.0000
.0001
.0005
.0016
.0077
.0220
.0469
.0852
 
$500
.0000
.0001
.0005
.0016
.0077
.0219
.0466
.0832
 
$550
.0000
.0001
.0005
.0016
.0077
.0219
.0466
.0831
 
$800
.0000
.0001
.0005
.0015
.0077
.0219
.0465
.0829
 
$1,000
.0000
.0001
.0005
.0015
.0077
.0219
.0465
.0829
64
$120
.0000
.0000
.0003
.0012
.0081
.0294
.0723
.1391
 
$160
.0000
.0000
.0003
.0011
.0068
.0237
.0581
.1131
 
$250
.0000
.0000
.0003
.0011
.0060
.0193
.0456
.0882
 
$275
.0000
.0000
.0003
.0011
.0059
.0188
.0441
.0848
 
$380
.0000
.0000
.0003
.0011
.0059
.0181
.0409
.0772
 
$500
.0000
.0000
.0003
.0011
.0059
.0180
.0403
.0748
 
$550
.0000
.0000
.0003
.0011
.0059
.0180
.0402
.0745
 
$800
.0000
.0000
.0003
.0010
.0059
.0179
.0402
.0744
 
$1,000
.0000
.0000
.0003
.0010
.0059
.0179
.0401
.0744
65
$120
.0000
.0000
.0002
.0008
.0065
.0258
.0673
.1339
 
$160
.0000
.0000
.0002
.0007
.0052
.0202
.0527
.1069
 
$250
.0000
.0000
.0002
.0007
.0044
.0158
.0401
.0810
 
$275
.0000
.0000
.0002
.0007
.0043
.0153
.0385
.0774
 
$380
.0000
.0000
.0002
.0007
.0043
.0144
.0350
.0694
 
$500
.0000
.0000
.0002
.0007
.0043
.0144
.0342
.0666
 
$550
.0000
.0000
.0002
.0007
.0043
.0143
.0341
.0661
 
$800
.0000
.0000
.0002
.0007
.0043
.0143
.0341
.0660
 
$1,000
.0000
.0000
.0002
.0007
.0043
.0143
.0341
.0660
66
$120
.0000
.0000
.0001
.0005
.0050
.0223
.0623
.1288
 
$160
.0000
.0000
.0001
.0004
.0039
.0169
.0475
.1007
 
$250
.0000
.0000
.0001
.0004
.0032
.0127
.0347
.0738
 
$275
.0000
.0000
.0001
.0004
.0031
.0122
.0331
.0701
 
$380
.0000
.0000
.0001
.0004
.0030
.0112
.0295
.0617
 
$500
.0000
.0000
.0001
.0004
.0030
.0111
.0285
.0587
 
$550
.0000
.0000
.0001
.0004
.0030
.0111
.0284
.0581
 
$800
.0000
.0000
.0001
.0004
.0030
.0111
.0283
.0578
 
$1,000
.0000
.0000
.0001
.0004
.0030
.0111
.0283
.0578
67
$120
.0000
.0000
.0000
.0003
.0036
.0187
.0569
.1233
 
$160
.0000
.0000
.0000
.0002
.0027
.0136
.0419
.0940
 
$250
.0000
.0000
.0000
.0002
.0021
.0096
.0291
.0662
 
$275
.0000
.0000
.0000
.0002
.0020
.0092
.0275
.0623
 
$380
.0000
.0000
.0000
.0002
.0019
.0083
.0240
.0536
 
$500
.0000
.0000
.0000
.0002
.0019
.0080
.0228
.0503
 
$550
.0000
.0000
.0000
.0002
.0019
.0080
.0226
.0497
 
$800
.0000
.0000
.0000
.0002
.0019
.0080
.0226
.0492
 
$1,000
.0000
.0000
.0000
.0002
.0019
.0080
.0225
.0491
68
$120
.0000
.0000
.0000
.0001
.0025
.0153
.0514
.1176
 
$160
.0000
.0000
.0000
.0001
.0017
.0105
.0363
.0872
 
$250
.0000
.0000
.0000
.0001
.0012
.0069
.0237
.0585
 
$275
.0000
.0000
.0000
.0001
.0012
.0065
.0221
.0545
 
$380
.0000
.0000
.0000
.0001
.0011
.0057
.0187
.0455
 
$500
.0000
.0000
.0000
.0001
.0011
.0055
.0175
.0420
 
$550
.0000
.0000
.0000
.0001
.0011
.0054
.0173
.0414
 
$800
.0000
.0000
.0000
.0001
.0011
.0054
.0172
.0407
 
$1,000
.0000
.0000
.0000
.0001
.0011
.0054
.0172
.0406
69
$120
.0000
.0000
.0000
.0001
.0016
.0122
.0462
.1123
 
$160
.0000
.0000
.0000
.0000
.0010
.0078
.0311
.0806
 
$250
.0000
.0000
.0000
.0000
.0007
.0048
.0189
.0511
 
$275
.0000
.0000
.0000
.0000
.0006
.0044
.0174
.0471
 
$380
.0000
.0000
.0000
.0000
.0006
.0037
.0141
.0380
 
$500
.0000
.0000
.0000
.0000
.0005
.0035
.0129
.0344
 
$550
.0000
.0000
.0000
.0000
.0005
.0034
.0127
.0337
 
$800
.0000
.0000
.0000
.0000
.0005
.0034
.0125
.0329
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0034
.0125
.0328
70
$120
.0000
.0000
.0000
.0000
.0008
.0089
.0400
.1060
 
$160
.0000
.0000
.0000
.0000
.0005
.0052
.0251
.0729
 
$250
.0000
.0000
.0000
.0000
.0003
.0027
.0137
.0426
 
$275
.0000
.0000
.0000
.0000
.0002
.0025
.0123
.0386
 
$380
.0000
.0000
.0000
.0000
.0002
.0019
.0094
.0296
 
$500
.0000
.0000
.0000
.0000
.0002
.0018
.0084
.0260
 
$550
.0000
.0000
.0000
.0000
.0002
.0017
.0082
.0253
 
$800
.0000
.0000
.0000
.0000
.0002
.0017
.0080
.0244
 
$1,000
.0000
.0000
.0000
.0000
.0002
.0017
.0079
.0243
71
$120
.0000
.0000
.0000
.0000
.0004
.0060
.0340
.1000
 
$160
.0000
.0000
.0000
.0000
.0002
.0031
.0196
.0653
 
$250
.0000
.0000
.0000
.0000
.0001
.0014
.0092
.0345
 
$275
.0000
.0000
.0000
.0000
.0001
.0012
.0081
.0306
 
$380
.0000
.0000
.0000
.0000
.0001
.0009
.0057
.0219
 
$500
.0000
.0000
.0000
.0000
.0001
.0008
.0048
.0186
 
$550
.0000
.0000
.0000
.0000
.0001
.0007
.0047
.0179
 
$800
.0000
.0000
.0000
.0000
.0001
.0007
.0045
.0170
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0007
.0045
.0169
72
$120
.0000
.0000
.0000
.0000
.0001
.0030
.0261
.0920
 
$160
.0000
.0000
.0000
.0000
.0000
.0012
.0127
.0550
 
$250
.0000
.0000
.0000
.0000
.0000
.0004
.0045
.0241
 
$275
.0000
.0000
.0000
.0000
.0000
.0003
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.0205
 
$380
.0000
.0000
.0000
.0000
.0000
.0002
.0022
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$500
.0000
.0000
.0000
.0000
.0000
.0001
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$550
.0000
.0000
.0000
.0000
.0000
.0001
.0016
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$800
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0087
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0086
73
$120
.0000
.0000
.0000
.0000
.0000
.0009
.0177
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$160
.0000
.0000
.0000
.0000
.0000
.0002
.0064
.0437
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
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$275
.0000
.0000
.0000
.0000
.0000
.0000
.0010
.0109
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0004
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$500
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0035
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0032
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0027
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0027
74
$120
.0000
.0000
.0000
.0000
.0000
.0003
.0123
.0786
 
$160
.0000
.0000
.0000
.0000
.0000
.0000
.0032
.0362
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0081
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0058
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0021
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0011
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0010
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-920, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-920, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.04.020 and 51.16.035. WSR 13-11-128, § 296-17B-920, filed 5/21/13, effective 7/1/13. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-920, filed 10/19/10, effective 11/19/10.]


PDF296-17B-930

Hazard Group 3 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8616
.8506
.8406
.8313
.8225
.8143
.8064
.7989
.7916
.7847
.7780
.7715
.7652
2
.8575
.8460
.8354
.8256
.8164
.8077
.7994
.7915
.7839
.7765
.7695
.7626
.7560
3
.8524
.8402
.8289
.8184
.8086
.7993
.7905
.7821
.7740
.7661
.7586
.7513
.7442
4
.8473
.8343
.8223
.8112
.8008
.7909
.7815
.7725
.7639
.7556
.7476
.7398
.7323
5
.8422
.8283
.8157
.8039
.7929
.7824
.7725
.7630
.7538
.7450
.7365
.7283
.7203
6
.8370
.8224
.8090
.7966
.7849
.7739
.7634
.7533
.7436
.7343
.7253
.7166
.7082
7
.8318
.8164
.8023
.7892
.7769
.7653
.7541
.7435
.7333
.7235
.7140
.7048
.6960
8
.8267
.8105
.7956
.7818
.7688
.7566
.7449
.7337
.7229
.7126
.7027
.6930
.6837
9
.8215
.8045
.7889
.7744
.7608
.7479
.7356
.7238
.7126
.7017
.6913
.6812
.6714
10
.8163
.7985
.7822
.7670
.7527
.7391
.7262
.7139
.7022
.6908
.6799
.6693
.6591
11
.8112
.7925
.7754
.7595
.7446
.7304
.7169
.7041
.6917
.6799
.6685
.6575
.6469
12
.8060
.7865
.7686
.7520
.7363
.7215
.7074
.6940
.6812
.6688
.6569
.6455
.6344
13
.8007
.7804
.7617
.7443
.7280
.7125
.6979
.6839
.6705
.6576
.6453
.6334
.6219
14
.7955
.7742
.7547
.7366
.7196
.7035
.6882
.6736
.6597
.6463
.6335
.6211
.6092
15
.7902
.7681
.7478
.7289
.7112
.6944
.6786
.6634
.6490
.6351
.6218
.6090
.5967
16
.7849
.7619
.7408
.7211
.7027
.6853
.6688
.6531
.6381
.6238
.6100
.5968
.5841
17
.7796
.7557
.7337
.7133
.6942
.6761
.6590
.6427
.6272
.6124
.5982
.5845
.5714
18
.7742
.7494
.7266
.7054
.6856
.6669
.6492
.6323
.6163
.6010
.5863
.5723
.5588
19
.7688
.7430
.7194
.6974
.6769
.6575
.6392
.6218
.6053
.5895
.5744
.5599
.5461
20
.7634
.7367
.7122
.6895
.6682
.6482
.6293
.6113
.5943
.5780
.5625
.5477
.5335
21
.7579
.7303
.7049
.6814
.6594
.6387
.6192
.6007
.5832
.5665
.5506
.5354
.5208
22
.7524
.7237
.6975
.6732
.6504
.6291
.6090
.5900
.5720
.5548
.5385
.5229
.5080
23
.7469
.7173
.6901
.6650
.6415
.6196
.5989
.5793
.5608
.5432
.5265
.5106
.4954
24
.7412
.7106
.6826
.6566
.6325
.6098
.5886
.5685
.5495
.5315
.5144
.4981
.4826
25
.7356
.7039
.6750
.6482
.6233
.6000
.5782
.5576
.5381
.5197
.5022
.4856
.4697
26
.7299
.6972
.6674
.6398
.6142
.5902
.5678
.5467
.5268
.5079
.4901
.4731
.4570
27
.7242
.6905
.6597
.6313
.6049
.5804
.5574
.5357
.5154
.4961
.4779
.4607
.4443
28
.7184
.6836
.6519
.6227
.5956
.5704
.5468
.5247
.5039
.4843
.4657
.4481
.4315
29
.7126
.6768
.6442
.6141
.5863
.5605
.5364
.5137
.4925
.4725
.4536
.4357
.4188
30
.7067
.6698
.6362
.6054
.5768
.5503
.5257
.5026
.4809
.4605
.4412
.4231
.4058
31
.7008
.6628
.6282
.5965
.5673
.5402
.5149
.4913
.4692
.4485
.4289
.4104
.3929
32
.6947
.6556
.6201
.5876
.5576
.5298
.5040
.4800
.4574
.4363
.4164
.3977
.3799
33
.6887
.6485
.6120
.5786
.5479
.5195
.4932
.4686
.4457
.4242
.4040
.3849
.3670
34
.6826
.6413
.6038
.5696
.5382
.5092
.4823
.4572
.4339
.4120
.3915
.3722
.3540
35
.6765
.6340
.5955
.5604
.5283
.4986
.4712
.4457
.4219
.3997
.3789
.3593
.3408
36
.6703
.6267
.5872
.5513
.5184
.4881
.4601
.4342
.4100
.3874
.3663
.3464
.3277
37
.6640
.6192
.5787
.5420
.5083
.4774
.4489
.4224
.3978
.3749
.3535
.3333
.3144
38
.6577
.6117
.5702
.5325
.4981
.4666
.4375
.4106
.3856
.3623
.3405
.3201
.3010
39
.6515
.6042
.5617
.5232
.4880
.4558
.4262
.3988
.3734
.3497
.3277
.3070
.2877
40
.6452
.5967
.5532
.5137
.4778
.4450
.4148
.3870
.3611
.3371
.3148
.2939
.2744
41
.6389
.5892
.5446
.5043
.4676
.4341
.4034
.3750
.3488
.3245
.3018
.2808
.2611
42
.6325
.5816
.5359
.4947
.4573
.4231
.3918
.3630
.3363
.3117
.2888
.2676
.2479
43
.6262
.5740
.5273
.4851
.4469
.4121
.3802
.3509
.3239
.2989
.2759
.2545
.2348
44
.6201
.5666
.5188
.4757
.4367
.4012
.3688
.3390
.3116
.2864
.2632
.2418
.2221
45
.6132
.5583
.5093
.4653
.4255
.3893
.3563
.3260
.2983
.2729
.2496
.2282
.2086
46
.6063
.5501
.4999
.4549
.4142
.3773
.3437
.3131
.2851
.2595
.2361
.2148
.1953
47
.5996
.5420
.4906
.4445
.4030
.3654
.3313
.3003
.2720
.2463
.2230
.2018
.1825
48
.5929
.5338
.4811
.4340
.3916
.3534
.3187
.2873
.2589
.2331
.2099
.1888
.1699
49
.5862
.5256
.4717
.4235
.3802
.3412
.3061
.2744
.2458
.2201
.1970
.1762
.1576
50
.5797
.5176
.4624
.4131
.3690
.3294
.2938
.2618
.2332
.2075
.1846
.1642
.1460
51
.5732
.5096
.4531
.4027
.3577
.3175
.2815
.2493
.2206
.1951
.1725
.1525
.1348
52
.5667
.5015
.4436
.3921
.3462
.3053
.2689
.2366
.2079
.1827
.1604
.1409
.1238
53
.5603
.4933
.4340
.3813
.3345
.2931
.2563
.2239
.1954
.1705
.1487
.1296
.1131
54
.5539
.4853
.4245
.3706
.3230
.2809
.2439
.2115
.1832
.1586
.1373
.1188
.1029
55
.5478
.4774
.4151
.3601
.3116
.2690
.2318
.1995
.1714
.1473
.1264
.1086
.0932
56
.5416
.4693
.4055
.3492
.2999
.2568
.2195
.1872
.1595
.1358
.1156
.0983
.0836
57
.5356
.4614
.3960
.3385
.2883
.2448
.2074
.1753
.1480
.1248
.1051
.0886
.0746
58
.5301
.4541
.3870
.3284
.2774
.2335
.1960
.1641
.1372
.1145
.0955
.0796
.0664
59
.5247
.4468
.3781
.3183
.2665
.2223
.1847
.1531
.1266
.1045
.0862
.0710
.0586
60
.5194
.4395
.3692
.3080
.2555
.2109
.1734
.1421
.1161
.0946
.0771
.0627
.0511
61
.5144
.4324
.3604
.2980
.2447
.1998
.1623
.1313
.1058
.0851
.0684
.0549
.0441
62
.5094
.4254
.3516
.2879
.2338
.1885
.1511
.1205
.0957
.0759
.0600
.0475
.0376
63
.5046
.4184
.3426
.2775
.2226
.1770
.1397
.1096
.0856
.0667
.0518
.0403
.0314
64
.5001
.4116
.3338
.2672
.2113
.1655
.1284
.0989
.0758
.0579
.0441
.0337
.0258
65
.4958
.4049
.3251
.2568
.2000
.1539
.1171
.0883
.0662
.0494
.0369
.0276
.0207
66
.4919
.3986
.3165
.2465
.1887
.1423
.1059
.0780
.0570
.0415
.0302
.0221
.0163
67
.4882
.3922
.3074
.2354
.1765
.1298
.0939
.0671
.0475
.0335
.0236
.0168
.0122
68
.4849
.3861
.2984
.2241
.1639
.1170
.0818
.0563
.0383
.0260
.0177
.0123
.0087
69
.4822
.3807
.2901
.2133
.1517
.1046
.0703
.0463
.0302
.0196
.0129
.0087
.0061
70
.4799
.3753
.2808
.2008
.1373
.0901
.0571
.0353
.0215
.0132
.0083
.0055
.0039
71
.4783
.3709
.2725
.1888
.1231
.0760
.0447
.0255
.0143
.0082
.0050
.0033
.0024
72
.4773
.3669
.2630
.1733
.1041
.0572
.0291
.0142
.0069
.0036
.0022
.0015
.0011
73
.4770
.3649
.2558
.1582
.0837
.0376
.0147
.0053
.0020
.0009
.0004
.0002
.0001
74
.4770
.3645
.2532
.1497
.0703
.0252
.0071
.0017
.0004
.0001
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0441
.0899
.1373
.1855
.2842
.3846
.4861
.5886
2
.0000
.0431
.0883
.1351
.1829
.2808
.3805
.4815
.5834
3
.0000
.0419
.0863
.1324
.1797
.2766
.3754
.4757
.5769
4
.0000
.0406
.0842
.1297
.1764
.2723
.3703
.4698
.5703
5
.0000
.0394
.0822
.1270
.1732
.2680
.3652
.4638
.5637
6
.0000
.0382
.0801
.1243
.1699
.2638
.3600
.4579
.5570
7
.0000
.0369
.0781
.1216
.1666
.2595
.3548
.4519
.5503
8
.0000
.0357
.0761
.1189
.1634
.2552
.3497
.4460
.5436
9
.0000
.0346
.0741
.1163
.1601
.2509
.3445
.4400
.5369
10
.0000
.0334
.0721
.1137
.1569
.2466
.3393
.4340
.5302
11
.0000
.0322
.0702
.1111
.1537
.2424
.3342
.4280
.5234
12
.0000
.0311
.0683
.1084
.1505
.2381
.3290
.4220
.5166
13
.0000
.0300
.0663
.1058
.1472
.2338
.3237
.4159
.5097
14
.0000
.0288
.0644
.1032
.1440
.2295
.3185
.4097
.5027
15
.0000
.0277
.0625
.1006
.1408
.2252
.3132
.4036
.4958
16
.0000
.0266
.0606
.0980
.1376
.2209
.3079
.3974
.4888
17
.0000
.0256
.0588
.0955
.1344
.2166
.3026
.3912
.4817
18
.0000
.0245
.0569
.0929
.1312
.2122
.2972
.3849
.4746
19
.0000
.0235
.0551
.0903
.1280
.2078
.2918
.3785
.4674
20
.0000
.0225
.0533
.0878
.1248
.2035
.2864
.3722
.4602
21
.0000
.0215
.0514
.0853
.1216
.1991
.2809
.3658
.4529
22
.0000
.0205
.0496
.0827
.1184
.1947
.2754
.3592
.4455
23
.0000
.0196
.0479
.0802
.1152
.1902
.2699
.3528
.4381
24
.0000
.0187
.0461
.0777
.1119
.1857
.2642
.3461
.4306
25
.0000
.0177
.0443
.0751
.1087
.1812
.2586
.3394
.4230
26
.0000
.0168
.0426
.0726
.1055
.1767
.2529
.3327
.4154
27
.0000
.0159
.0408
.0701
.1022
.1721
.2472
.3260
.4077
28
.0000
.0151
.0391
.0676
.0990
.1675
.2414
.3191
.3999
29
.0000
.0142
.0374
.0651
.0958
.1629
.2356
.3123
.3922
30
.0000
.0134
.0357
.0626
.0925
.1582
.2297
.3053
.3842
31
.0000
.0126
.0340
.0601
.0892
.1535
.2238
.2983
.3762
32
.0000
.0118
.0324
.0576
.0859
.1488
.2177
.2911
.3681
33
.0000
.0110
.0307
.0551
.0826
.1441
.2117
.2840
.3600
34
.0000
.0102
.0291
.0526
.0793
.1393
.2056
.2768
.3518
35
.0000
.0095
.0275
.0502
.0760
.1344
.1995
.2695
.3435
36
.0000
.0088
.0259
.0477
.0727
.1296
.1933
.2622
.3352
37
.0000
.0081
.0243
.0452
.0694
.1247
.1870
.2547
.3267
38
.0000
.0074
.0228
.0428
.0661
.1198
.1807
.2472
.3182
39
.0000
.0068
.0213
.0404
.0628
.1150
.1745
.2397
.3097
40
.0000
.0062
.0198
.0380
.0596
.1101
.1682
.2322
.3012
41
.0000
.0056
.0184
.0357
.0564
.1052
.1619
.2247
.2926
42
.0000
.0051
.0170
.0334
.0532
.1004
.1555
.2171
.2839
43
.0000
.0045
.0156
.0312
.0500
.0955
.1492
.2095
.2753
44
.0000
.0041
.0143
.0290
.0470
.0908
.1431
.2021
.2668
45
.0000
.0035
.0129
.0266
.0436
.0855
.1362
.1938
.2573
46
.0000
.0030
.0115
.0242
.0402
.0803
.1293
.1856
.2479
47
.0000
.0026
.0102
.0220
.0370
.0753
.1226
.1775
.2386
48
.0000
.0022
.0090
.0198
.0338
.0702
.1159
.1693
.2291
49
.0000
.0018
.0079
.0177
.0308
.0652
.1092
.1611
.2197
50
.0000
.0015
.0068
.0158
.0279
.0605
.1027
.1531
.2104
51
.0000
.0012
.0059
.0139
.0251
.0558
.0962
.1451
.2011
52
.0000
.0010
.0049
.0121
.0223
.0511
.0897
.1370
.1916
53
.0000
.0007
.0041
.0105
.0197
.0465
.0833
.1288
.1820
54
.0000
.0006
.0034
.0089
.0173
.0421
.0769
.1208
.1725
55
.0000
.0004
.0027
.0075
.0150
.0378
.0708
.1129
.1631
56
.0000
.0003
.0022
.0062
.0128
.0337
.0646
.1048
.1535
57
.0000
.0002
.0017
.0051
.0108
.0297
.0586
.0969
.1440
58
.0000
.0002
.0013
.0042
.0091
.0262
.0531
.0896
.1350
59
.0000
.0001
.0010
.0033
.0076
.0228
.0477
.0823
.1261
60
.0000
.0001
.0007
.0026
.0062
.0196
.0424
.0750
.1172
61
.0000
.0000
.0005
.0020
.0049
.0166
.0374
.0679
.1084
62
.0000
.0000
.0003
.0014
.0038
.0138
.0324
.0609
.0996
63
.0000
.0000
.0002
.0010
.0028
.0111
.0276
.0539
.0906
64
.0000
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0818
65
.0000
.0000
.0001
.0004
.0014
.0066
.0188
.0404
.0731
66
.0000
.0000
.0000
.0002
.0009
.0048
.0149
.0341
.0645
67
.0000
.0000
.0000
.0001
.0005
.0032
.0112
.0277
.0554
68
.0000
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0464
69
.0000
.0000
.0000
.0000
.0001
.0011
.0052
.0162
.0381
70
.0000
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0288
71
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0064
.0205
72
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0110
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0038
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0012
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.6965
.6511
.6101
.5728
.5386
.5072
.4781
.4516
.4372
.4250
.4145
.4055
.3976
37
$120
.6899
.6434
.6013
.5631
.5281
.4960
.4664
.4457
.4317
.4197
.4094
.4006
.3933
38
$120
.6834
.6356
.5924
.5533
.5176
.4848
.4564
.4400
.4262
.4145
.4044
.3961
.3896
39
$120
.6769
.6278
.5836
.5436
.5071
.4736
.4505
.4344
.4208
.4093
.3998
.3923
.3864
40
$120
.6703
.6200
.5747
.5338
.4965
.4638
.4448
.4289
.4155
.4045
.3958
.3889
.3834
 
$160
.6657
.6157
.5707
.5301
.4930
.4592
.4280
.4010
.3841
.3698
.3575
.3470
.3379
41
$120
.6638
.6122
.5658
.5239
.4859
.4579
.4391
.4235
.4104
.4002
.3922
.3858
.3807
 
$160
.6592
.6079
.5619
.5203
.4825
.4479
.4162
.3944
.3778
.3638
.3519
.3416
.3330
42
$120
.6572
.6043
.5568
.5140
.4751
.4521
.4335
.4180
.4059
.3964
.3889
.3829
.3781
 
$160
.6526
.6001
.5530
.5104
.4718
.4366
.4071
.3879
.3717
.3579
.3463
.3365
.3287
43
$120
.6507
.5964
.5479
.5041
.4687
.4464
.4279
.4132
.4017
.3928
.3857
.3802
.3758
 
$160
.6462
.5923
.5441
.5006
.4612
.4252
.4005
.3816
.3657
.3522
.3410
.3320
.3248
44
$120
.6442
.5887
.5390
.4943
.4630
.4407
.4227
.4088
.3979
.3895
.3829
.3777
.3738
 
$160
.6398
.5846
.5353
.4908
.4506
.4165
.3941
.3755
.3598
.3468
.3364
.3281
.3214
45
$120
.6371
.5801
.5292
.4835
.4564
.4344
.4172
.4040
.3938
.3859
.3798
.3752
.3718
 
$160
.6327
.5761
.5255
.4801
.4390
.4090
.3870
.3686
.3534
.3412
.3316
.3239
.3177
46
$120
.6300
.5715
.5194
.4770
.4499
.4285
.4121
.3996
.3900
.3826
.3771
.3730
.3700
 
$160
.6256
.5676
.5158
.4693
.4282
.4018
.3800
.3620
.3475
.3362
.3272
.3200
.3144
47
$120
.6230
.5631
.5097
.4705
.4437
.4230
.4074
.3954
.3864
.3797
.3747
.3711
.3684
 
$160
.6187
.5592
.5062
.4587
.4209
.3947
.3732
.3558
.3422
.3315
.3231
.3165
.3114
 
$250
.6119
.5531
.5007
.4537
.4113
.3729
.3381
.3132
.2926
.2753
.2606
.2482
.2377
48
$120
.6160
.5546
.4999
.4641
.4377
.4178
.4028
.3915
.3831
.3770
.3726
.3694
.3671
 
$160
.6117
.5507
.4964
.4478
.4136
.3876
.3666
.3500
.3372
.3271
.3193
.3133
.3087
 
$250
.6050
.5447
.4910
.4429
.3997
.3606
.3286
.3046
.2846
.2678
.2536
.2417
.2319
 
$275
.6036
.5435
.4899
.4419
.3988
.3598
.3245
.2978
.2762
.2581
.2428
.2298
.2188
49
$120
.6090
.5461
.4914
.4577
.4321
.4129
.3984
.3878
.3802
.3746
.3707
.3679
.3659
 
$160
.6048
.5423
.4867
.4382
.4065
.3807
.3604
.3446
.3325
.3230
.3158
.3104
.3063
 
$250
.5982
.5364
.4814
.4322
.3880
.3483
.3199
.2964
.2768
.2605
.2468
.2356
.2266
 
$275
.5968
.5351
.4802
.4312
.3871
.3475
.3140
.2889
.2679
.2503
.2355
.2230
.2127
50
$120
.6023
.5378
.4851
.4518
.4268
.4082
.3944
.3846
.3775
.3725
.3690
.3666
.3650
 
$160
.5981
.5340
.4771
.4312
.3995
.3742
.3546
.3396
.3281
.3193
.3128
.3079
.3043
 
$250
.5916
.5282
.4719
.4216
.3766
.3393
.3115
.2885
.2694
.2535
.2406
.2302
.2219
 
$275
.5902
.5270
.4708
.4207
.3757
.3354
.3051
.2805
.2600
.2429
.2285
.2167
.2072
51
$120
.5956
.5295
.4790
.4461
.4217
.4037
.3907
.3815
.3751
.3707
.3676
.3656
.3642
 
$160
.5915
.5258
.4675
.4242
.3926
.3680
.3492
.3348
.3240
.3159
.3100
.3057
.3025
 
$250
.5850
.5201
.4624
.4110
.3651
.3308
.3034
.2808
.2621
.2470
.2349
.2253
.2176
 
$275
.5837
.5189
.4613
.4101
.3642
.3255
.2964
.2723
.2523
.2356
.2220
.2110
.2022
52
$120
.5888
.5210
.4729
.4405
.4166
.3993
.3871
.3787
.3729
.3690
.3664
.3647
.3636
 
$160
.5847
.5174
.4577
.4171
.3859
.3620
.3439
.3302
.3201
.3128
.3075
.3036
.3009
 
$250
.5784
.5118
.4527
.4001
.3552
.3223
.2953
.2730
.2551
.2408
.2295
.2206
.2136
 
$275
.5770
.5106
.4516
.3992
.3525
.3164
.2878
.2641
.2445
.2286
.2158
.2056
.1975
 
$380
.5728
.5069
.4484
.3963
.3499
.3086
.2718
.2419
.2176
.1973
.1802
.1659
.1539
53
$120
.5821
.5126
.4670
.4350
.4117
.3952
.3838
.3761
.3709
.3675
.3653
.3639
.3630
 
$160
.5781
.5090
.4497
.4101
.3794
.3562
.3388
.3259
.3166
.3099
.3052
.3019
.2996
 
$250
.5718
.5035
.4429
.3892
.3466
.3139
.2872
.2656
.2484
.2350
.2244
.2162
.2099
 
$275
.5705
.5023
.4419
.3883
.3420
.3075
.2792
.2560
.2371
.2220
.2100
.2006
.1932
 
$380
.5663
.4987
.4387
.3854
.3382
.2962
.2602
.2319
.2083
.1886
.1721
.1584
.1471
54
$120
.5755
.5044
.4613
.4296
.4070
.3914
.3808
.3738
.3692
.3663
.3645
.3633
.3626
 
$160
.5716
.5007
.4429
.4033
.3732
.3506
.3339
.3219
.3134
.3074
.3032
.3004
.2985
 
$250
.5653
.4952
.4332
.3782
.3381
.3056
.2793
.2585
.2422
.2295
.2198
.2123
.2066
 
$275
.5640
.4941
.4322
.3774
.3331
.2989
.2709
.2482
.2301
.2158
.2047
.1960
.1892
 
$380
.5599
.4905
.4291
.3746
.3265
.2840
.2500
.2223
.1993
.1802
.1643
.1514
.1408
55
$120
.5692
.4988
.4558
.4245
.4027
.3878
.3780
.3717
.3677
.3653
.3638
.3629
.3623
 
$160
.5652
.4926
.4362
.3969
.3672
.3453
.3295
.3183
.3105
.3052
.3016
.2992
.2976
 
$250
.5591
.4872
.4236
.3697
.3299
.2976
.2720
.2519
.2364
.2245
.2155
.2088
.2037
 
$275
.5578
.4861
.4227
.3666
.3244
.2904
.2628
.2409
.2236
.2102
.1998
.1918
.1858
 
$380
.5537
.4825
.4196
.3640
.3150
.2732
.2403
.2131
.1906
.1721
.1571
.1449
.1352
 
$500
.5511
.4802
.4176
.3622
.3135
.2706
.2332
.2015
.1757
.1540
.1360
.1210
.1086
56
$120
.5627
.4932
.4502
.4194
.3984
.3844
.3755
.3698
.3664
.3644
.3632
.3625
.3621
 
$160
.5588
.4843
.4295
.3904
.3612
.3401
.3252
.3148
.3078
.3031
.3001
.2981
.2968
 
$250
.5527
.4790
.4138
.3614
.3215
.2896
.2647
.2454
.2308
.2198
.2116
.2055
.2011
 
$275
.5514
.4779
.4128
.3573
.3157
.2818
.2548
.2337
.2173
.2047
.1951
.1880
.1826
 
$380
.5474
.4744
.4098
.3530
.3031
.2630
.2306
.2038
.1819
.1642
.1500
.1388
.1299
 
$500
.5448
.4721
.4079
.3513
.3017
.2584
.2209
.1907
.1655
.1446
.1273
.1131
.1014
 
$550
.5442
.4716
.4074
.3509
.3013
.2580
.2205
.1881
.1621
.1404
.1223
.1074
.0951
57
$120
.5565
.4878
.4447
.4146
.3943
.3813
.3732
.3682
.3653
.3637
.3627
.3622
.3619
 
$160
.5526
.4761
.4230
.3841
.3555
.3352
.3212
.3117
.3055
.3014
.2988
.2972
.2962
 
$250
.5466
.4709
.4041
.3531
.3133
.2819
.2577
.2393
.2256
.2154
.2080
.2027
.1989
 
$275
.5453
.4698
.4032
.3488
.3070
.2735
.2472
.2269
.2114
.1997
.1910
.1845
.1799
 
$380
.5414
.4664
.4002
.3421
.2923
.2532
.2210
.1948
.1737
.1568
.1436
.1332
.1251
 
$500
.5388
.4642
.3983
.3405
.2900
.2463
.2100
.1803
.1558
.1356
.1191
.1056
.0949
 
$550
.5381
.4636
.3978
.3401
.2897
.2460
.2084
.1773
.1519
.1309
.1137
.0995
.0880
58
$120
.5508
.4829
.4399
.4104
.3909
.3787
.3713
.3670
.3645
.3632
.3624
.3620
.3618
 
$160
.5470
.4688
.4172
.3784
.3505
.3311
.3179
.3092
.3036
.3001
.2979
.2966
.2958
 
$250
.5410
.4634
.3955
.3456
.3059
.2750
.2515
.2340
.2211
.2118
.2051
.2004
.1972
 
$275
.5397
.4623
.3941
.3409
.2991
.2661
.2404
.2209
.2062
.1954
.1875
.1817
.1777
 
$380
.5358
.4590
.3912
.3319
.2831
.2441
.2123
.1866
.1663
.1503
.1379
.1284
.1211
 
$500
.5333
.4568
.3894
.3303
.2791
.2353
.1999
.1708
.1468
.1274
.1117
.0991
.0892
 
$550
.5326
.4562
.3889
.3299
.2787
.2346
.1974
.1674
.1426
.1223
.1059
.0925
.0819
59
$120
.5452
.4781
.4352
.4063
.3877
.3763
.3697
.3659
.3638
.3627
.3622
.3619
.3618
 
$160
.5414
.4634
.4114
.3729
.3457
.3271
.3147
.3069
.3019
.2989
.2971
.2961
.2955
 
$250
.5355
.4560
.3884
.3381
.2986
.2683
.2456
.2289
.2169
.2084
.2025
.1984
.1957
 
$275
.5343
.4549
.3853
.3331
.2913
.2588
.2339
.2152
.2014
.1914
.1843
.1792
.1757
 
$380
.5304
.4516
.3822
.3217
.2740
.2351
.2037
.1787
.1593
.1442
.1327
.1240
.1174
 
$500
.5279
.4495
.3804
.3201
.2681
.2251
.1901
.1614
.1381
.1195
.1047
.0930
.0840
 
$550
.5272
.4489
.3799
.3198
.2678
.2233
.1872
.1577
.1336
.1140
.0984
.0860
.0762
60
$120
.5397
.4733
.4305
.4022
.3846
.3741
.3682
.3649
.3633
.3624
.3620
.3618
.3617
 
$160
.5359
.4579
.4056
.3675
.3409
.3232
.3118
.3047
.3005
.2979
.2965
.2957
.2953
 
$250
.5301
.4485
.3812
.3306
.2914
.2617
.2398
.2241
.2130
.2053
.2001
.1967
.1944
 
$275
.5289
.4475
.3779
.3252
.2836
.2516
.2274
.2096
.1968
.1877
.1814
.1770
.1741
 
$380
.5250
.4443
.3732
.3126
.2648
.2260
.1952
.1710
.1524
.1383
.1277
.1199
.1141
 
$500
.5225
.4421
.3714
.3099
.2573
.2149
.1802
.1521
.1296
.1119
.0980
.0873
.0791
 
$550
.5219
.4416
.3709
.3095
.2567
.2127
.1770
.1480
.1246
.1060
.0913
.0798
.0710
 
$800
.5205
.4404
.3699
.3086
.2560
.2114
.1737
.1423
.1168
.0960
.0793
.0659
.0552
61
$120
.5344
.4686
.4260
.3984
.3816
.3721
.3669
.3642
.3628
.3622
.3619
.3617
.3617
 
$160
.5307
.4526
.3999
.3621
.3364
.3196
.3091
.3029
.2992
.2971
.2960
.2954
.2951
 
$250
.5249
.4413
.3742
.3233
.2843
.2553
.2343
.2195
.2094
.2026
.1981
.1952
.1934
 
$275
.5237
.4403
.3706
.3175
.2761
.2446
.2213
.2045
.1926
.1844
.1789
.1751
.1727
 
$380
.5199
.4371
.3643
.3039
.2558
.2172
.1870
.1637
.1460
.1329
.1232
.1162
.1113
 
$500
.5174
.4350
.3625
.2998
.2474
.2050
.1706
.1431
.1215
.1048
.0919
.0821
.0748
 
$550
.5168
.4345
.3621
.2994
.2459
.2024
.1671
.1387
.1161
.0984
.0847
.0742
.0663
 
$800
.5154
.4333
.3611
.2986
.2452
.2002
.1626
.1318
.1071
.0872
.0714
.0590
.0492
62
$120
.5293
.4638
.4214
.3946
.3789
.3702
.3657
.3635
.3625
.3620
.3618
.3617
.3616
 
$160
.5256
.4472
.3943
.3568
.3319
.3162
.3067
.3012
.2981
.2965
.2956
.2952
.2950
 
$250
.5199
.4341
.3672
.3160
.2773
.2490
.2290
.2153
.2061
.2001
.1963
.1940
.1925
 
$275
.5187
.4331
.3634
.3099
.2685
.2377
.2153
.1995
.1887
.1814
.1766
.1735
.1716
 
$380
.5149
.4300
.3554
.2951
.2467
.2085
.1789
.1565
.1399
.1278
.1191
.1130
.1087
 
$500
.5125
.4279
.3537
.2896
.2374
.1950
.1611
.1344
.1137
.0980
.0861
.0774
.0709
 
$550
.5119
.4274
.3532
.2892
.2355
.1922
.1572
.1295
.1078
.0912
.0785
.0690
.0620
 
$800
.5104
.4262
.3523
.2884
.2343
.1889
.1515
.1216
.0976
.0787
.0639
.0525
.0437
 
$1,000
.5101
.4259
.3520
.2882
.2341
.1888
.1513
.1207
.0960
.0765
.0611
.0490
.0397
63
$120
.5243
.4590
.4168
.3909
.3762
.3685
.3647
.3630
.3622
.3618
.3617
.3617
.3616
 
$160
.5207
.4418
.3885
.3515
.3276
.3129
.3044
.2997
.2972
.2959
.2953
.2950
.2949
 
$250
.5150
.4270
.3600
.3086
.2702
.2427
.2238
.2112
.2031
.1979
.1948
.1929
.1918
 
$275
.5138
.4260
.3560
.3020
.2609
.2308
.2094
.1948
.1850
.1787
.1747
.1722
.1706
 
$380
.5101
.4229
.3466
.2861
.2375
.1996
.1708
.1494
.1339
.1229
.1153
.1101
.1065
 
$500
.5076
.4209
.3447
.2797
.2272
.1849
.1514
.1256
.1060
.0914
.0807
.0729
.0674
 
$550
.5070
.4204
.3443
.2788
.2250
.1817
.1472
.1203
.0997
.0841
.0726
.0642
.0581
 
$800
.5056
.4192
.3433
.2781
.2230
.1773
.1406
.1113
.0882
.0704
.0567
.0463
.0386
 
$1,000
.5052
.4189
.3430
.2778
.2228
.1772
.1399
.1099
.0862
.0677
.0534
.0424
.0341
64
$120
.5196
.4542
.4123
.3873
.3738
.3670
.3639
.3625
.3620
.3618
.3617
.3616
.3616
 
$160
.5160
.4364
.3827
.3463
.3234
.3099
.3024
.2985
.2965
.2955
.2951
.2949
.2948
 
$250
.5104
.4201
.3529
.3011
.2632
.2367
.2189
.2075
.2004
.1961
.1936
.1921
.1913
 
$275
.5092
.4190
.3486
.2942
.2534
.2241
.2038
.1904
.1817
.1763
.1730
.1711
.1699
 
$380
.5055
.4160
.3386
.2772
.2284
.1909
.1629
.1427
.1284
.1186
.1119
.1076
.1047
 
$500
.5031
.4140
.3358
.2701
.2170
.1748
.1420
.1172
.0987
.0853
.0757
.0690
.0644
 
$550
.5025
.4135
.3354
.2686
.2146
.1713
.1374
.1114
.0919
.0776
.0672
.0598
.0547
 
$800
.5011
.4124
.3345
.2677
.2118
.1661
.1297
.1012
.0792
.0625
.0500
.0408
.0341
 
$1,000
.5007
.4120
.3342
.2675
.2116
.1657
.1286
.0994
.0767
.0594
.0462
.0364
.0292
65
$120
.5152
.4494
.4078
.3839
.3715
.3657
.3632
.3622
.3618
.3617
.3616
.3616
.3616
 
$160
.5116
.4310
.3770
.3411
.3193
.3071
.3006
.2974
.2959
.2952
.2950
.2948
.2948
 
$250
.5060
.4143
.3458
.2937
.2563
.2308
.2143
.2041
.1980
.1945
.1926
.1915
.1910
 
$275
.5048
.4123
.3413
.2864
.2459
.2175
.1985
.1863
.1788
.1743
.1717
.1702
.1694
 
$380
.5012
.4093
.3307
.2683
.2193
.1823
.1553
.1363
.1233
.1146
.1090
.1055
.1033
 
$500
.4988
.4074
.3270
.2605
.2069
.1648
.1327
.1090
.0918
.0797
.0713
.0656
.0619
 
$550
.4982
.4069
.3266
.2588
.2042
.1610
.1277
.1028
.0845
.0715
.0623
.0561
.0518
 
$800
.4968
.4057
.3257
.2573
.2004
.1549
.1190
.0913
.0705
.0551
.0438
.0358
.0302
 
$1,000
.4964
.4054
.3255
.2571
.2003
.1541
.1175
.0892
.0676
.0515
.0396
.0310
.0248
66
$120
.5111
.4446
.4033
.3806
.3695
.3646
.3627
.3620
.3617
.3617
.3616
.3616
.3616
 
$160
.5076
.4257
.3712
.3361
.3156
.3045
.2991
.2966
.2955
.2950
.2949
.2948
.2948
 
$250
.5020
.4085
.3388
.2863
.2495
.2252
.2100
.2011
.1960
.1932
.1918
.1911
.1907
 
$275
.5009
.4062
.3341
.2786
.2385
.2112
.1935
.1826
.1762
.1726
.1706
.1696
.1690
 
$380
.4973
.4029
.3229
.2594
.2102
.1738
.1479
.1302
.1186
.1112
.1066
.1038
.1021
 
$500
.4949
.4010
.3184
.2509
.1968
.1549
.1237
.1012
.0854
.0746
.0674
.0628
.0598
 
$550
.4943
.4005
.3180
.2491
.1939
.1508
.1183
.0945
.0776
.0659
.0580
.0528
.0495
 
$800
.4929
.3994
.3171
.2470
.1894
.1438
.1084
.0818
.0622
.0482
.0383
.0315
.0268
 
$1,000
.4925
.3991
.3169
.2468
.1890
.1426
.1066
.0792
.0589
.0441
.0336
.0262
.0211
67
$120
.5072
.4394
.3986
.3773
.3676
.3637
.3623
.3618
.3617
.3616
.3616
.3616
.3616
 
$160
.5037
.4200
.3651
.3308
.3117
.3021
.2978
.2959
.2952
.2949
.2948
.2948
.2948
 
$250
.4982
.4025
.3312
.2784
.2423
.2194
.2058
.1982
.1942
.1922
.1912
.1908
.1906
 
$275
.4971
.4002
.3263
.2702
.2307
.2046
.1885
.1791
.1739
.1712
.1698
.1691
.1688
 
$380
.4934
.3964
.3146
.2498
.2004
.1648
.1403
.1242
.1141
.1080
.1044
.1024
.1013
 
$500
.4911
.3945
.3097
.2406
.1858
.1443
.1142
.0931
.0789
.0697
.0638
.0603
.0581
 
$550
.4905
.3941
.3089
.2386
.1827
.1398
.1083
.0860
.0707
.0606
.0541
.0500
.0475
 
$800
.4891
.3930
.3080
.2359
.1775
.1318
.0972
.0719
.0539
.0414
.0330
.0275
.0239
 
$1,000
.4888
.3927
.3078
.2357
.1767
.1303
.0950
.0688
.0500
.0369
.0278
.0218
.0178
68
$120
.5038
.4341
.3939
.3741
.3659
.3629
.3620
.3617
.3616
.3616
.3616
.3616
.3616
 
$160
.5003
.4142
.3588
.3255
.3081
.3000
.2967
.2954
.2950
.2948
.2948
.2948
.2948
 
$250
.4948
.3966
.3235
.2703
.2351
.2139
.2020
.1958
.1928
.1914
.1908
.1906
.1905
 
$275
.4937
.3942
.3184
.2616
.2228
.1982
.1839
.1761
.1720
.1701
.1692
.1688
.1686
 
$380
.4901
.3903
.3062
.2400
.1905
.1558
.1329
.1186
.1101
.1053
.1027
.1014
.1007
 
$500
.4878
.3884
.3011
.2301
.1747
.1336
.1048
.0855
.0731
.0654
.0609
.0583
.0568
 
$550
.4872
.3879
.3000
.2280
.1712
.1287
.0984
.0778
.0643
.0558
.0507
.0477
.0460
 
$800
.4858
.3868
.2990
.2247
.1653
.1196
.0860
.0622
.0460
.0353
.0285
.0242
.0217
 
$1,000
.4854
.3865
.2988
.2244
.1643
.1178
.0834
.0587
.0416
.0302
.0228
.0181
.0152
69
$120
.5010
.4289
.3894
.3713
.3645
.3624
.3618
.3617
.3616
.3616
.3616
.3616
.3616
 
$160
.4976
.4086
.3527
.3206
.3050
.2984
.2959
.2951
.2949
.2948
.2948
.2948
.2948
 
$250
.4921
.3911
.3160
.2625
.2284
.2089
.1988
.1939
.1918
.1910
.1906
.1905
.1905
 
$275
.4910
.3888
.3108
.2534
.2153
.1924
.1799
.1736
.1707
.1694
.1688
.1686
.1686
 
$380
.4874
.3848
.2984
.2306
.1809
.1473
.1262
.1138
.1069
.1033
.1016
.1007
.1003
 
$500
.4851
.3830
.2931
.2201
.1639
.1235
.0961
.0787
.0681
.0620
.0587
.0569
.0561
 
$550
.4845
.3825
.2920
.2178
.1602
.1181
.0892
.0704
.0588
.0520
.0482
.0461
.0450
 
$800
.4832
.3815
.2907
.2142
.1535
.1080
.0755
.0534
.0391
.0302
.0249
.0219
.0202
 
$1,000
.4828
.3812
.2904
.2136
.1523
.1059
.0724
.0494
.0343
.0247
.0189
.0154
.0135
70
$120
.4986
.4228
.3843
.3684
.3633
.3620
.3617
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4951
.4021
.3456
.3151
.3017
.2968
.2953
.2949
.2948
.2948
.2948
.2948
.2948
 
$250
.4897
.3850
.3074
.2534
.2208
.2036
.1957
.1923
.1911
.1906
.1905
.1905
.1905
 
$275
.4886
.3828
.3020
.2436
.2067
.1862
.1760
.1714
.1696
.1689
.1686
.1686
.1685
 
$380
.4850
.3793
.2894
.2195
.1698
.1378
.1190
.1090
.1040
.1017
.1007
.1003
.1002
 
$500
.4827
.3775
.2841
.2084
.1513
.1117
.0865
.0715
.0633
.0590
.0569
.0560
.0555
 
$550
.4821
.3770
.2829
.2060
.1472
.1059
.0790
.0627
.0535
.0486
.0461
.0449
.0444
 
$800
.4808
.3760
.2814
.2019
.1397
.0944
.0636
.0439
.0321
.0254
.0218
.0200
.0190
 
$1,000
.4804
.3757
.2812
.2011
.1382
.0918
.0599
.0393
.0267
.0194
.0153
.0132
.0121
71
$120
.4970
.4169
.3796
.3661
.3625
.3618
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4935
.3959
.3387
.3101
.2992
.2958
.2950
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4881
.3795
.2989
.2445
.2138
.1992
.1934
.1913
.1907
.1905
.1905
.1904
.1904
 
$275
.4870
.3777
.2935
.2342
.1987
.1808
.1729
.1699
.1689
.1686
.1685
.1685
.1685
 
$380
.4835
.3749
.2811
.2088
.1590
.1290
.1129
.1053
.1020
.1007
.1003
.1001
.1001
 
$500
.4812
.3731
.2758
.1971
.1390
.1006
.0779
.0657
.0597
.0570
.0559
.0555
.0553
 
$550
.4806
.3727
.2748
.1946
.1346
.0942
.0697
.0562
.0494
.0462
.0449
.0443
.0441
 
$800
.4793
.3716
.2731
.1902
.1262
.0813
.0526
.0357
.0266
.0220
.0199
.0189
.0185
 
$1,000
.4789
.3714
.2729
.1893
.1244
.0784
.0484
.0305
.0206
.0155
.0131
.0120
.0115
72
$120
.4959
.4088
.3736
.3637
.3619
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4925
.3877
.3294
.3041
.2966
.2950
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4871
.3744
.2878
.2326
.2052
.1946
.1914
.1906
.1905
.1905
.1904
.1904
.1904
 
$275
.4860
.3736
.2824
.2214
.1887
.1748
.1702
.1689
.1686
.1685
.1685
.1685
.1685
 
$380
.4824
.3708
.2707
.1943
.1447
.1182
.1064
.1020
.1006
.1002
.1001
.1001
.1001
 
$500
.4801
.3691
.2660
.1822
.1225
.0864
.0679
.0598
.0567
.0557
.0554
.0553
.0552
 
$550
.4795
.3686
.2651
.1796
.1176
.0792
.0588
.0495
.0459
.0446
.0442
.0440
.0440
 
$800
.4782
.3676
.2636
.1750
.1081
.0642
.0393
.0269
.0214
.0193
.0186
.0183
.0183
 
$1,000
.4779
.3673
.2634
.1740
.1059
.0606
.0343
.0209
.0149
.0125
.0116
.0113
.0112
73
$120
.4956
.3998
.3680
.3622
.3617
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4922
.3792
.3194
.2990
.2952
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4868
.3724
.2761
.2200
.1975
.1916
.1906
.1905
.1904
.1904
.1904
.1904
.1904
 
$275
.4857
.3715
.2711
.2077
.1792
.1706
.1688
.1685
.1685
.1685
.1685
.1685
.1685
 
$380
.4822
.3688
.2612
.1790
.1299
.1086
.1019
.1004
.1001
.1001
.1001
.1001
.1001
 
$500
.4799
.3671
.2578
.1669
.1049
.0727
.0601
.0563
.0554
.0553
.0552
.0552
.0552
 
$550
.4793
.3666
.2572
.1645
.0995
.0644
.0500
.0454
.0443
.0440
.0440
.0440
.0440
 
$800
.4780
.3656
.2563
.1600
.0887
.0469
.0277
.0208
.0188
.0184
.0183
.0182
.0182
 
$1,000
.4776
.3653
.2561
.1590
.0862
.0425
.0218
.0142
.0119
.0113
.0112
.0111
.0111
74
$120
.4956
.3938
.3650
.3618
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
.3616
 
$160
.4922
.3761
.3128
.2966
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
.2948
 
$250
.4868
.3720
.2687
.2119
.1938
.1907
.1905
.1904
.1904
.1904
.1904
.1904
.1904
 
$275
.4857
.3712
.2642
.1987
.1742
.1691
.1686
.1685
.1685
.1685
.1685
.1685
.1685
 
$380
.4822
.3685
.2565
.1690
.1205
.1040
.1006
.1001
.1001
.1001
.1001
.1001
.1001
 
$500
.4798
.3667
.2547
.1575
.0934
.0650
.0570
.0555
.0553
.0552
.0552
.0552
.0552
 
$550
.4793
.3663
.2544
.1553
.0876
.0559
.0463
.0443
.0440
.0440
.0440
.0440
.0440
 
$800
.4779
.3653
.2537
.1514
.0761
.0365
.0223
.0189
.0183
.0183
.0182
.0182
.0182
 
$1,000
.4776
.3650
.2535
.1506
.0734
.0315
.0159
.0120
.0112
.0112
.0111
.0111
.0111
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0091
.0269
.0496
.0756
.1347
.2009
.2724
.3483
37
$120
.0084
.0253
.0470
.0721
.1296
.1943
.2646
.3395
38
$120
.0077
.0237
.0445
.0687
.1245
.1878
.2568
.3306
39
$120
.0071
.0221
.0420
.0653
.1194
.1813
.2491
.3218
40
$120
.0064
.0206
.0395
.0619
.1144
.1747
.2413
.3129
 
$160
.0064
.0204
.0393
.0615
.1136
.1735
.2396
.3107
41
$120
.0058
.0191
.0371
.0586
.1093
.1682
.2335
.3040
 
$160
.0058
.0190
.0369
.0582
.1086
.1670
.2318
.3019
42
$120
.0053
.0176
.0347
.0552
.1043
.1616
.2256
.2950
 
$160
.0052
.0175
.0345
.0549
.1035
.1605
.2240
.2929
43
$120
.0047
.0162
.0324
.0520
.0993
.1551
.2177
.2860
 
$160
.0047
.0161
.0321
.0516
.0986
.1540
.2162
.2840
44
$120
.0042
.0149
.0301
.0488
.0944
.1486
.2100
.2772
 
$160
.0042
.0148
.0299
.0485
.0937
.1476
.2085
.2752
45
$120
.0037
.0134
.0276
.0453
.0889
.1415
.2014
.2674
 
$160
.0036
.0133
.0274
.0449
.0883
.1405
.2000
.2655
46
$120
.0031
.0120
.0251
.0418
.0835
.1344
.1928
.2585
 
$160
.0031
.0119
.0250
.0415
.0829
.1334
.1915
.2558
47
$120
.0027
.0106
.0228
.0384
.0782
.1274
.1844
.2521
 
$160
.0027
.0106
.0227
.0382
.0777
.1265
.1831
.2462
 
$250
.0026
.0104
.0224
.0378
.0768
.1251
.1811
.2435
48
$120
.0023
.0094
.0206
.0352
.0729
.1204
.1759
.2457
 
$160
.0022
.0093
.0204
.0349
.0724
.1196
.1746
.2364
 
$250
.0022
.0092
.0202
.0345
.0717
.1183
.1727
.2338
 
$275
.0022
.0092
.0201
.0344
.0715
.1180
.1723
.2333
49
$120
.0019
.0082
.0184
.0320
.0678
.1134
.1693
.2394
 
$160
.0019
.0081
.0183
.0317
.0673
.1126
.1662
.2267
 
$250
.0018
.0080
.0181
.0314
.0666
.1114
.1644
.2242
 
$275
.0018
.0080
.0180
.0313
.0664
.1112
.1640
.2237
50
$120
.0015
.0071
.0164
.0290
.0628
.1067
.1634
.2331
 
$160
.0015
.0070
.0163
.0288
.0624
.1059
.1579
.2185
 
$250
.0015
.0070
.0161
.0284
.0617
.1048
.1562
.2147
 
$275
.0015
.0069
.0160
.0284
.0616
.1045
.1559
.2142
51
$120
.0012
.0061
.0145
.0261
.0579
.1000
.1576
.2270
 
$160
.0012
.0060
.0144
.0259
.0575
.0993
.1497
.2116
 
$250
.0012
.0060
.0142
.0256
.0569
.0982
.1481
.2052
 
$275
.0012
.0060
.0142
.0255
.0568
.0980
.1477
.2048
52
$120
.0010
.0051
.0126
.0232
.0531
.0943
.1516
.2209
 
$160
.0010
.0051
.0125
.0231
.0527
.0926
.1414
.2047
 
$250
.0010
.0050
.0124
.0228
.0521
.0916
.1398
.1955
 
$275
.0010
.0050
.0124
.0227
.0520
.0914
.1395
.1951
 
$380
.0010
.0050
.0123
.0226
.0516
.0907
.1384
.1936
53
$120
.0008
.0043
.0109
.0205
.0483
.0891
.1457
.2150
 
$160
.0008
.0042
.0108
.0204
.0480
.0859
.1349
.1977
 
$250
.0008
.0042
.0107
.0201
.0474
.0850
.1315
.1857
 
$275
.0008
.0042
.0107
.0201
.0473
.0848
.1312
.1853
 
$380
.0008
.0042
.0106
.0199
.0470
.0842
.1302
.1840
54
$120
.0006
.0035
.0093
.0179
.0437
.0841
.1399
.2093
 
$160
.0006
.0035
.0092
.0178
.0434
.0794
.1286
.1909
 
$250
.0006
.0035
.0091
.0176
.0429
.0785
.1233
.1760
 
$275
.0006
.0034
.0091
.0176
.0428
.0783
.1230
.1756
 
$380
.0006
.0034
.0090
.0175
.0425
.0778
.1221
.1743
55
$120
.0004
.0028
.0078
.0156
.0393
.0791
.1343
.2038
 
$160
.0004
.0028
.0078
.0155
.0391
.0731
.1224
.1842
 
$250
.0004
.0028
.0077
.0153
.0386
.0723
.1152
.1665
 
$275
.0004
.0028
.0077
.0153
.0385
.0721
.1149
.1661
 
$380
.0004
.0028
.0076
.0152
.0383
.0716
.1141
.1649
 
$500
.0004
.0028
.0076
.0151
.0381
.0712
.1136
.1641
56
$120
.0003
.0022
.0065
.0133
.0355
.0741
.1287
.1982
 
$160
.0003
.0022
.0064
.0132
.0347
.0678
.1161
.1775
 
$250
.0003
.0022
.0064
.0131
.0344
.0659
.1070
.1585
 
$275
.0003
.0022
.0064
.0130
.0343
.0658
.1067
.1563
 
$380
.0003
.0022
.0063
.0129
.0340
.0653
.1060
.1551
 
$500
.0003
.0022
.0063
.0129
.0339
.0650
.1055
.1544
 
$550
.0003
.0022
.0063
.0129
.0338
.0649
.1053
.1542
57
$120
.0002
.0017
.0053
.0112
.0320
.0693
.1233
.1927
 
$160
.0002
.0017
.0053
.0111
.0306
.0627
.1099
.1710
 
$250
.0002
.0017
.0052
.0110
.0303
.0598
.0989
.1507
 
$275
.0002
.0017
.0052
.0110
.0302
.0596
.0987
.1480
 
$380
.0002
.0017
.0051
.0109
.0300
.0592
.0980
.1455
 
$500
.0002
.0017
.0051
.0109
.0299
.0589
.0975
.1448
 
$550
.0002
.0017
.0051
.0109
.0298
.0589
.0974
.1446
58
$120
.0002
.0014
.0043
.0095
.0290
.0650
.1184
.1879
 
$160
.0002
.0013
.0043
.0094
.0270
.0581
.1043
.1652
 
$250
.0002
.0013
.0042
.0093
.0267
.0542
.0922
.1435
 
$275
.0002
.0013
.0042
.0093
.0267
.0541
.0912
.1406
 
$380
.0002
.0013
.0042
.0092
.0265
.0537
.0905
.1365
 
$500
.0002
.0013
.0042
.0092
.0263
.0534
.0901
.1358
 
$550
.0002
.0013
.0042
.0092
.0263
.0533
.0900
.1357
59
$120
.0001
.0010
.0035
.0079
.0261
.0608
.1136
.1832
 
$160
.0001
.0010
.0034
.0078
.0237
.0536
.0989
.1594
 
$250
.0001
.0010
.0034
.0077
.0233
.0487
.0860
.1364
 
$275
.0001
.0010
.0034
.0077
.0232
.0486
.0844
.1333
 
$380
.0001
.0010
.0034
.0077
.0231
.0482
.0832
.1275
 
$500
.0001
.0010
.0033
.0076
.0230
.0480
.0828
.1269
 
$550
.0001
.0010
.0033
.0076
.0229
.0480
.0827
.1267
60
$120
.0001
.0007
.0027
.0064
.0232
.0566
.1088
.1785
 
$160
.0001
.0007
.0027
.0063
.0208
.0492
.0934
.1536
 
$250
.0001
.0007
.0026
.0063
.0200
.0433
.0798
.1292
 
$275
.0001
.0007
.0026
.0063
.0199
.0432
.0781
.1259
 
$380
.0001
.0007
.0026
.0062
.0198
.0429
.0758
.1186
 
$500
.0001
.0007
.0026
.0062
.0197
.0427
.0755
.1179
 
$550
.0001
.0007
.0026
.0062
.0197
.0426
.0754
.1177
 
$800
.0001
.0007
.0026
.0062
.0196
.0425
.0752
.1174
61
$120
.0000
.0005
.0020
.0052
.0205
.0526
.1041
.1740
 
$160
.0000
.0005
.0020
.0051
.0181
.0449
.0881
.1479
 
$250
.0000
.0005
.0020
.0050
.0169
.0387
.0737
.1222
 
$275
.0000
.0005
.0020
.0050
.0169
.0381
.0719
.1186
 
$380
.0000
.0005
.0020
.0050
.0168
.0378
.0687
.1106
 
$500
.0000
.0005
.0020
.0049
.0167
.0376
.0683
.1090
 
$550
.0000
.0005
.0020
.0049
.0167
.0375
.0682
.1089
 
$800
.0000
.0005
.0020
.0049
.0166
.0374
.0681
.1086
62
$120
.0000
.0004
.0015
.0041
.0179
.0485
.0993
.1694
 
$160
.0000
.0004
.0015
.0039
.0155
.0407
.0827
.1423
 
$250
.0000
.0004
.0015
.0039
.0141
.0343
.0677
.1152
 
$275
.0000
.0004
.0015
.0039
.0140
.0335
.0657
.1114
 
$380
.0000
.0004
.0015
.0038
.0139
.0328
.0616
.1027
 
$500
.0000
.0003
.0015
.0038
.0139
.0326
.0613
.1002
 
$550
.0000
.0003
.0015
.0038
.0138
.0326
.0612
.1000
 
$800
.0000
.0003
.0014
.0038
.0138
.0325
.0610
.0998
 
$1,000
.0000
.0003
.0014
.0038
.0138
.0325
.0610
.0997
63
$120
.0000
.0002
.0010
.0032
.0154
.0445
.0945
.1648
 
$160
.0000
.0002
.0010
.0029
.0130
.0365
.0773
.1365
 
$250
.0000
.0002
.0010
.0029
.0113
.0299
.0616
.1080
 
$275
.0000
.0002
.0010
.0029
.0113
.0291
.0595
.1040
 
$380
.0000
.0002
.0010
.0029
.0112
.0279
.0550
.0946
 
$500
.0000
.0002
.0010
.0028
.0112
.0278
.0542
.0913
 
$550
.0000
.0002
.0010
.0028
.0112
.0278
.0541
.0911
 
$800
.0000
.0002
.0010
.0028
.0111
.0277
.0540
.0908
 
$1,000
.0000
.0002
.0010
.0028
.0111
.0277
.0539
.0907
64
$120
.0000
.0001
.0007
.0024
.0131
.0405
.0897
.1603
 
$160
.0000
.0001
.0007
.0021
.0107
.0324
.0719
.1307
 
$250
.0000
.0001
.0007
.0021
.0090
.0257
.0556
.1009
 
$275
.0000
.0001
.0007
.0020
.0089
.0249
.0534
.0966
 
$380
.0000
.0001
.0007
.0020
.0088
.0233
.0486
.0866
 
$500
.0000
.0001
.0007
.0020
.0088
.0232
.0473
.0829
 
$550
.0000
.0001
.0007
.0020
.0088
.0232
.0473
.0822
 
$800
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0820
 
$1,000
.0000
.0001
.0007
.0020
.0087
.0231
.0471
.0819
65
$120
.0000
.0001
.0005
.0017
.0109
.0365
.0849
.1558
 
$160
.0000
.0001
.0004
.0015
.0086
.0284
.0665
.1250
 
$250
.0000
.0001
.0004
.0014
.0070
.0217
.0498
.0938
 
$275
.0000
.0001
.0004
.0014
.0069
.0209
.0475
.0893
 
$380
.0000
.0001
.0004
.0014
.0067
.0192
.0424
.0787
 
$500
.0000
.0001
.0004
.0014
.0067
.0189
.0408
.0745
 
$550
.0000
.0001
.0004
.0014
.0066
.0189
.0406
.0737
 
$800
.0000
.0001
.0004
.0014
.0066
.0189
.0405
.0732
 
$1,000
.0000
.0001
.0004
.0014
.0066
.0188
.0405
.0732
66
$120
.0000
.0000
.0003
.0012
.0088
.0327
.0801
.1513
 
$160
.0000
.0000
.0002
.0010
.0068
.0246
.0612
.1192
 
$250
.0000
.0000
.0002
.0009
.0053
.0180
.0440
.0868
 
$275
.0000
.0000
.0002
.0009
.0051
.0172
.0417
.0821
 
$380
.0000
.0000
.0002
.0009
.0049
.0154
.0365
.0709
 
$500
.0000
.0000
.0002
.0009
.0048
.0150
.0347
.0664
 
$550
.0000
.0000
.0002
.0009
.0048
.0150
.0343
.0654
 
$800
.0000
.0000
.0002
.0009
.0048
.0150
.0342
.0646
 
$1,000
.0000
.0000
.0002
.0009
.0048
.0150
.0342
.0646
67
$120
.0000
.0000
.0001
.0007
.0069
.0286
.0749
.1466
 
$160
.0000
.0000
.0001
.0006
.0050
.0207
.0555
.1131
 
$250
.0000
.0000
.0001
.0005
.0037
.0143
.0380
.0792
 
$275
.0000
.0000
.0001
.0005
.0035
.0135
.0357
.0743
 
$380
.0000
.0000
.0001
.0005
.0032
.0118
.0304
.0626
 
$500
.0000
.0000
.0001
.0005
.0032
.0113
.0284
.0577
 
$550
.0000
.0000
.0001
.0005
.0032
.0112
.0280
.0567
 
$800
.0000
.0000
.0001
.0005
.0032
.0112
.0278
.0555
 
$1,000
.0000
.0000
.0001
.0005
.0032
.0112
.0277
.0555
68
$120
.0000
.0000
.0001
.0004
.0051
.0245
.0696
.1419
 
$160
.0000
.0000
.0001
.0003
.0035
.0168
.0497
.1068
 
$250
.0000
.0000
.0000
.0002
.0024
.0108
.0321
.0715
 
$275
.0000
.0000
.0000
.0002
.0022
.0101
.0297
.0664
 
$380
.0000
.0000
.0000
.0002
.0020
.0085
.0244
.0542
 
$500
.0000
.0000
.0000
.0002
.0020
.0080
.0224
.0491
 
$550
.0000
.0000
.0000
.0002
.0020
.0079
.0220
.0480
 
$800
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0466
 
$1,000
.0000
.0000
.0000
.0002
.0019
.0079
.0216
.0465
69
$120
.0000
.0000
.0000
.0002
.0036
.0207
.0644
.1374
 
$160
.0000
.0000
.0000
.0001
.0023
.0134
.0441
.1007
 
$250
.0000
.0000
.0000
.0001
.0014
.0079
.0266
.0640
 
$275
.0000
.0000
.0000
.0001
.0013
.0073
.0243
.0588
 
$380
.0000
.0000
.0000
.0001
.0011
.0059
.0192
.0464
 
$500
.0000
.0000
.0000
.0001
.0011
.0054
.0172
.0411
 
$550
.0000
.0000
.0000
.0001
.0011
.0053
.0167
.0400
 
$800
.0000
.0000
.0000
.0001
.0011
.0052
.0163
.0383
 
$1,000
.0000
.0000
.0000
.0001
.0011
.0052
.0162
.0381
70
$120
.0000
.0000
.0000
.0001
.0022
.0165
.0583
.1323
 
$160
.0000
.0000
.0000
.0000
.0013
.0098
.0376
.0936
 
$250
.0000
.0000
.0000
.0000
.0007
.0051
.0205
.0554
 
$275
.0000
.0000
.0000
.0000
.0006
.0045
.0183
.0500
 
$380
.0000
.0000
.0000
.0000
.0005
.0034
.0136
.0374
 
$500
.0000
.0000
.0000
.0000
.0005
.0030
.0117
.0321
 
$550
.0000
.0000
.0000
.0000
.0004
.0029
.0113
.0309
 
$800
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0292
 
$1,000
.0000
.0000
.0000
.0000
.0004
.0029
.0108
.0289
71
$120
.0000
.0000
.0000
.0000
.0012
.0125
.0524
.1276
 
$160
.0000
.0000
.0000
.0000
.0006
.0066
.0314
.0867
 
$250
.0000
.0000
.0000
.0000
.0003
.0029
.0150
.0469
 
$275
.0000
.0000
.0000
.0000
.0002
.0025
.0130
.0415
 
$380
.0000
.0000
.0000
.0000
.0002
.0017
.0089
.0291
 
$500
.0000
.0000
.0000
.0000
.0001
.0014
.0073
.0238
 
$550
.0000
.0000
.0000
.0000
.0001
.0014
.0070
.0228
 
$800
.0000
.0000
.0000
.0000
.0001
.0013
.0065
.0210
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0013
.0064
.0207
72
$120
.0000
.0000
.0000
.0000
.0004
.0078
.0443
.1216
 
$160
.0000
.0000
.0000
.0000
.0001
.0033
.0232
.0774
 
$250
.0000
.0000
.0000
.0000
.0000
.0010
.0086
.0358
 
$275
.0000
.0000
.0000
.0000
.0000
.0008
.0071
.0304
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0040
.0187
 
$500
.0000
.0000
.0000
.0000
.0000
.0003
.0030
.0140
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0028
.0131
 
$800
.0000
.0000
.0000
.0000
.0000
.0003
.0025
.0115
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0112
73
$120
.0000
.0000
.0000
.0000
.0001
.0036
.0353
.1160
 
$160
.0000
.0000
.0000
.0000
.0000
.0010
.0147
.0674
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0034
.0241
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0025
.0191
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0010
.0092
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0058
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0052
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0042
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0040
74
$120
.0000
.0000
.0000
.0000
.0000
.0017
.0293
.1130
 
$160
.0000
.0000
.0000
.0000
.0000
.0003
.0096
.0608
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0013
.0167
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0122
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0045
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0023
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0013
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9294
.9176
.9068
.8967
.8873
.8784
.8699
.8618
.8540
.8465
.8392
.8322
.8254
2
.9251
.9126
.9012
.8906
.8807
.8713
.8623
.8538
.8456
.8377
.8301
.8227
.8155
3
.9196
.9063
.8942
.8829
.8723
.8623
.8528
.8436
.8349
.8265
.8183
.8105
.8028
4
.9140
.9000
.8871
.8751
.8638
.8532
.8431
.8334
.8241
.8151
.8065
.7981
.7899
5
.9085
.8936
.8799
.8672
.8553
.8440
.8333
.8230
.8132
.8037
.7945
.7856
.7770
6
.9029
.8872
.8727
.8593
.8467
.8348
.8235
.8126
.8022
.7922
.7825
.7731
.7640
7
.8973
.8807
.8655
.8514
.8381
.8255
.8135
.8021
.7911
.7805
.7702
.7604
.7508
8
.8918
.8743
.8583
.8434
.8294
.8161
.8035
.7915
.7799
.7687
.7580
.7476
.7376
9
.8862
.8678
.8510
.8354
.8207
.8068
.7935
.7808
.7687
.7570
.7457
.7348
.7243
10
.8806
.8614
.8438
.8274
.8119
.7973
.7834
.7702
.7574
.7452
.7334
.7221
.7110
11
.8751
.8550
.8365
.8193
.8032
.7879
.7734
.7595
.7462
.7335
.7211
.7093
.6978
12
.8694
.8484
.8291
.8112
.7943
.7783
.7631
.7487
.7348
.7215
.7087
.6963
.6843
13
.8638
.8419
.8217
.8029
.7853
.7687
.7528
.7378
.7233
.7094
.6961
.6832
.6708
14
.8581
.8352
.8142
.7946
.7762
.7589
.7424
.7267
.7117
.6972
.6834
.6701
.6572
15
.8524
.8286
.8067
.7863
.7672
.7491
.7320
.7157
.7001
.6851
.6708
.6570
.6437
16
.8467
.8219
.7991
.7779
.7580
.7393
.7215
.7046
.6884
.6729
.6581
.6438
.6301
17
.8409
.8152
.7915
.7694
.7488
.7293
.7109
.6934
.6766
.6606
.6453
.6306
.6164
18
.8352
.8084
.7838
.7610
.7396
.7194
.7003
.6821
.6648
.6483
.6325
.6174
.6028
19
.8293
.8015
.7760
.7523
.7302
.7093
.6895
.6708
.6529
.6359
.6196
.6040
.5891
20
.8235
.7947
.7683
.7437
.7208
.6992
.6788
.6595
.6411
.6236
.6068
.5908
.5755
21
.8176
.7878
.7604
.7350
.7113
.6890
.6680
.6481
.6291
.6111
.5940
.5776
.5619
22
.8116
.7807
.7524
.7262
.7017
.6787
.6570
.6365
.6170
.5985
.5809
.5641
.5480
23
.8057
.7737
.7445
.7173
.6921
.6684
.6460
.6249
.6050
.5860
.5680
.5508
.5344
24
.7996
.7666
.7363
.7083
.6823
.6579
.6349
.6132
.5928
.5733
.5549
.5373
.5206
25
.7935
.7594
.7281
.6993
.6724
.6473
.6237
.6015
.5805
.5606
.5417
.5238
.5067
26
.7874
.7521
.7199
.6902
.6625
.6367
.6125
.5897
.5683
.5479
.5287
.5104
.4930
27
.7812
.7448
.7116
.6810
.6526
.6261
.6013
.5779
.5560
.5352
.5156
.4969
.4792
28
.7750
.7375
.7033
.6717
.6425
.6153
.5899
.5660
.5436
.5224
.5024
.4834
.4654
29
.7687
.7301
.6949
.6625
.6325
.6046
.5786
.5542
.5313
.5097
.4893
.4700
.4517
30
.7624
.7226
.6863
.6530
.6223
.5937
.5670
.5421
.5187
.4967
.4760
.4564
.4378
31
.7559
.7150
.6777
.6435
.6120
.5827
.5555
.5300
.5062
.4838
.4627
.4427
.4239
32
.7494
.7073
.6689
.6338
.6015
.5716
.5437
.5178
.4935
.4707
.4492
.4290
.4098
33
.7429
.6996
.6602
.6242
.5911
.5605
.5320
.5056
.4808
.4576
.4358
.4153
.3959
34
.7364
.6918
.6514
.6145
.5805
.5493
.5202
.4932
.4681
.4445
.4223
.4015
.3818
35
.7297
.6839
.6424
.6046
.5699
.5379
.5083
.4808
.4551
.4312
.4087
.3876
.3676
36
.7231
.6760
.6335
.5947
.5592
.5266
.4964
.4684
.4423
.4179
.3951
.3737
.3535
37
.7163
.6680
.6243
.5846
.5483
.5150
.4842
.4557
.4292
.4044
.3813
.3596
.3391
38
.7095
.6599
.6151
.5745
.5374
.5033
.4720
.4429
.4160
.3908
.3673
.3453
.3247
39
.7028
.6518
.6059
.5644
.5265
.4917
.4597
.4302
.4028
.3773
.3535
.3312
.3103
40
.6960
.6437
.5967
.5542
.5155
.4800
.4475
.4174
.3896
.3637
.3395
.3170
.2960
41
.6892
.6356
.5875
.5440
.5044
.4683
.4352
.4046
.3763
.3500
.3256
.3029
.2817
42
.6823
.6274
.5781
.5337
.4933
.4564
.4227
.3916
.3628
.3362
.3115
.2886
.2674
43
.6756
.6192
.5688
.5234
.4821
.4446
.4102
.3786
.3494
.3225
.2976
.2746
.2533
44
.6689
.6112
.5596
.5132
.4711
.4328
.3978
.3657
.3362
.3090
.2839
.2608
.2396
45
.6615
.6023
.5494
.5019
.4590
.4199
.3843
.3517
.3218
.2944
.2692
.2461
.2250
46
.6541
.5934
.5393
.4907
.4468
.4070
.3708
.3377
.3075
.2799
.2547
.2317
.2107
47
.6468
.5846
.5292
.4795
.4347
.3942
.3574
.3239
.2934
.2657
.2405
.2176
.1969
48
.6396
.5758
.5190
.4682
.4225
.3812
.3438
.3099
.2793
.2515
.2264
.2037
.1833
49
.6323
.5670
.5088
.4568
.4102
.3681
.3302
.2960
.2652
.2374
.2125
.1901
.1701
50
.6253
.5583
.4988
.4457
.3981
.3553
.3169
.2824
.2515
.2238
.1991
.1771
.1575
51
.6184
.5497
.4888
.4345
.3859
.3425
.3036
.2689
.2380
.2105
.1861
.1645
.1455
52
.6114
.5410
.4785
.4229
.3734
.3293
.2901
.2552
.2243
.1971
.1731
.1520
.1335
53
.6044
.5322
.4682
.4113
.3609
.3161
.2765
.2416
.2108
.1839
.1604
.1398
.1220
54
.5976
.5235
.4579
.3998
.3484
.3030
.2631
.2282
.1976
.1711
.1481
.1282
.1110
55
.5909
.5150
.4478
.3884
.3361
.2902
.2501
.2152
.1849
.1588
.1364
.1171
.1006
56
.5842
.5063
.4374
.3767
.3235
.2770
.2367
.2020
.1721
.1465
.1247
.1061
.0902
57
.5778
.4978
.4271
.3651
.3110
.2641
.2237
.1891
.1596
.1346
.1134
.0955
.0805
58
.5718
.4898
.4175
.3542
.2993
.2519
.2114
.1771
.1480
.1235
.1030
.0859
.0716
59
.5660
.4820
.4079
.3433
.2875
.2398
.1993
.1652
.1366
.1127
.0930
.0766
.0632
60
.5603
.4741
.3982
.3323
.2757
.2276
.1871
.1532
.1252
.1021
.0831
.0677
.0551
61
.5549
.4665
.3888
.3214
.2640
.2155
.1751
.1416
.1142
.0918
.0738
.0592
.0476
62
.5496
.4589
.3793
.3105
.2522
.2034
.1630
.1300
.1033
.0818
.0647
.0512
.0406
63
.5444
.4513
.3696
.2994
.2401
.1909
.1507
.1183
.0924
.0719
.0559
.0435
.0339
64
.5395
.4440
.3601
.2882
.2280
.1785
.1385
.1067
.0817
.0624
.0476
.0363
.0278
65
.5349
.4368
.3507
.2771
.2158
.1660
.1263
.0953
.0714
.0533
.0398
.0297
.0224
66
.5307
.4300
.3414
.2660
.2036
.1535
.1142
.0841
.0615
.0447
.0326
.0238
.0176
67
.5266
.4231
.3316
.2540
.1904
.1400
.1013
.0724
.0512
.0361
.0255
.0182
.0131
68
.5230
.4165
.3219
.2418
.1768
.1262
.0882
.0607
.0414
.0281
.0191
.0133
.0094
69
.5202
.4107
.3129
.2301
.1636
.1128
.0758
.0500
.0325
.0212
.0139
.0094
.0066
70
.5176
.4048
.3029
.2166
.1481
.0972
.0616
.0381
.0232
.0142
.0090
.0059
.0042
71
.5160
.4001
.2940
.2036
.1328
.0820
.0482
.0275
.0155
.0089
.0054
.0036
.0026
72
.5149
.3958
.2838
.1869
.1123
.0617
.0314
.0153
.0075
.0039
.0023
.0016
.0012
73
.5146
.3936
.2759
.1706
.0903
.0405
.0158
.0057
.0022
.0010
.0005
.0002
.0001
74
.5146
.3933
.2731
.1615
.0758
.0272
.0076
.0018
.0004
.0001
.0000
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0475
.0970
.1481
.2002
.3066
.4148
.5244
.6350
2
.0000
.0465
.0953
.1458
.1974
.3029
.4105
.5194
.6294
3
.0000
.0452
.0931
.1428
.1939
.2984
.4050
.5131
.6223
4
.0000
.0438
.0909
.1399
.1903
.2938
.3995
.5068
.6152
5
.0000
.0425
.0887
.1370
.1868
.2891
.3939
.5004
.6081
6
.0000
.0412
.0864
.1341
.1833
.2845
.3884
.4940
.6009
7
.0000
.0398
.0842
.1312
.1797
.2799
.3828
.4875
.5937
8
.0000
.0385
.0821
.1283
.1762
.2753
.3772
.4811
.5864
9
.0000
.0373
.0799
.1255
.1727
.2707
.3716
.4746
.5792
10
.0000
.0360
.0778
.1226
.1693
.2661
.3660
.4682
.5719
11
.0000
.0348
.0757
.1198
.1658
.2615
.3605
.4618
.5647
12
.0000
.0335
.0736
.1170
.1623
.2569
.3549
.4552
.5573
13
.0000
.0323
.0716
.1142
.1588
.2522
.3492
.4487
.5499
14
.0000
.0311
.0695
.1113
.1553
.2476
.3435
.4420
.5423
15
.0000
.0299
.0674
.1086
.1519
.2429
.3379
.4354
.5348
16
.0000
.0287
.0654
.1058
.1484
.2383
.3321
.4287
.5273
17
.0000
.0276
.0634
.1030
.1450
.2336
.3264
.4220
.5196
18
.0000
.0265
.0614
.1002
.1415
.2289
.3206
.4152
.5119
19
.0000
.0254
.0594
.0975
.1381
.2242
.3148
.4083
.5042
20
.0000
.0243
.0574
.0947
.1346
.2195
.3090
.4015
.4964
21
.0000
.0232
.0555
.0920
.1312
.2148
.3031
.3946
.4886
22
.0000
.0222
.0535
.0892
.1277
.2100
.2971
.3875
.4806
23
.0000
.0211
.0516
.0865
.1242
.2052
.2911
.3805
.4726
24
.0000
.0201
.0497
.0838
.1208
.2003
.2850
.3734
.4645
25
.0000
.0191
.0478
.0810
.1172
.1954
.2789
.3662
.4563
26
.0000
.0181
.0459
.0783
.1138
.1906
.2728
.3589
.4481
27
.0000
.0172
.0440
.0756
.1103
.1856
.2666
.3516
.4398
28
.0000
.0162
.0422
.0729
.1068
.1807
.2604
.3443
.4314
29
.0000
.0153
.0404
.0702
.1033
.1757
.2542
.3369
.4230
30
.0000
.0144
.0385
.0675
.0998
.1707
.2478
.3294
.4145
31
.0000
.0136
.0367
.0648
.0962
.1656
.2414
.3218
.4058
32
.0000
.0127
.0349
.0621
.0926
.1605
.2349
.3141
.3971
33
.0000
.0119
.0331
.0595
.0891
.1554
.2284
.3064
.3883
34
.0000
.0110
.0314
.0568
.0856
.1502
.2218
.2986
.3795
35
.0000
.0102
.0296
.0541
.0820
.1450
.2152
.2907
.3706
36
.0000
.0095
.0279
.0515
.0785
.1398
.2085
.2828
.3616
37
.0000
.0087
.0262
.0488
.0749
.1346
.2018
.2748
.3525
38
.0000
.0080
.0246
.0462
.0713
.1293
.1950
.2667
.3433
39
.0000
.0073
.0230
.0436
.0678
.1240
.1882
.2586
.3341
40
.0000
.0067
.0214
.0410
.0643
.1188
.1814
.2505
.3249
41
.0000
.0061
.0198
.0385
.0608
.1135
.1746
.2424
.3156
42
.0000
.0055
.0183
.0360
.0574
.1083
.1678
.2342
.3063
43
.0000
.0049
.0169
.0336
.0540
.1031
.1610
.2260
.2970
44
.0000
.0044
.0155
.0313
.0507
.0980
.1543
.2180
.2878
45
.0000
.0038
.0139
.0286
.0470
.0923
.1469
.2091
.2776
46
.0000
.0033
.0124
.0261
.0434
.0867
.1395
.2002
.2674
47
.0000
.0028
.0110
.0237
.0399
.0812
.1323
.1914
.2574
48
.0000
.0023
.0097
.0213
.0365
.0757
.1250
.1826
.2472
49
.0000
.0019
.0085
.0191
.0332
.0704
.1178
.1737
.2370
50
.0000
.0016
.0074
.0170
.0301
.0652
.1108
.1651
.2270
51
.0000
.0013
.0063
.0150
.0271
.0602
.1038
.1565
.2169
52
.0000
.0010
.0053
.0131
.0241
.0551
.0968
.1477
.2067
53
.0000
.0008
.0044
.0113
.0213
.0502
.0898
.1390
.1963
54
.0000
.0006
.0036
.0096
.0186
.0454
.0830
.1303
.1861
55
.0000
.0005
.0030
.0081
.0162
.0408
.0764
.1218
.1760
56
.0000
.0003
.0023
.0067
.0138
.0363
.0697
.1131
.1656
57
.0000
.0002
.0018
.0055
.0117
.0320
.0632
.1046
.1553
58
.0000
.0002
.0014
.0045
.0098
.0282
.0573
.0966
.1457
59
.0000
.0001
.0011
.0036
.0082
.0246
.0515
.0888
.1361
60
.0000
.0001
.0008
.0028
.0066
.0211
.0458
.0809
.1264
61
.0000
.0000
.0006
.0021
.0053
.0179
.0403
.0733
.1169
62
.0000
.0000
.0004
.0016
.0041
.0149
.0350
.0657
.1074
63
.0000
.0000
.0002
.0011
.0030
.0120
.0298
.0581
.0978
64
.0000
.0000
.0001
.0007
.0022
.0094
.0249
.0508
.0882
65
.0000
.0000
.0001
.0004
.0015
.0071
.0203
.0436
.0788
66
.0000
.0000
.0000
.0003
.0009
.0052
.0161
.0368
.0696
67
.0000
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0598
68
.0000
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0501
69
.0000
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0411
70
.0000
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0311
71
.0000
.0000
.0000
.0000
.0000
.0002
.0014
.0069
.0222
72
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0026
.0119
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0041
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0012
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 3
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7513
.7024
.6582
.6179
.5810
.5471
.5157
.4872
.4717
.4585
.4472
.4374
.4290
37
$120
.7443
.6940
.6487
.6074
.5697
.5351
.5031
.4808
.4657
.4528
.4417
.4322
.4243
38
$120
.7372
.6856
.6391
.5969
.5583
.5230
.4923
.4747
.4598
.4471
.4363
.4273
.4203
39
$120
.7302
.6772
.6296
.5864
.5470
.5109
.4860
.4686
.4540
.4415
.4313
.4232
.4168
40
$120
.7231
.6688
.6200
.5758
.5356
.5003
.4798
.4627
.4483
.4363
.4270
.4196
.4136
 
$160
.7181
.6642
.6157
.5718
.5319
.4953
.4617
.4326
.4144
.3989
.3856
.3743
.3645
41
$120
.7161
.6604
.6104
.5652
.5241
.4940
.4737
.4568
.4428
.4317
.4231
.4162
.4107
 
$160
.7111
.6558
.6062
.5613
.5205
.4832
.4490
.4254
.4076
.3925
.3796
.3685
.3592
42
$120
.7090
.6519
.6007
.5545
.5125
.4877
.4676
.4510
.4378
.4276
.4195
.4130
.4079
 
$160
.7040
.6473
.5965
.5506
.5090
.4710
.4392
.4184
.4009
.3861
.3736
.3630
.3546
43
$120
.7019
.6434
.5910
.5438
.5056
.4815
.4616
.4457
.4334
.4237
.4161
.4101
.4054
 
$160
.6970
.6389
.5869
.5400
.4975
.4587
.4320
.4116
.3944
.3800
.3679
.3582
.3504
44
$120
.6950
.6350
.5814
.5332
.4994
.4754
.4560
.4409
.4293
.4202
.4130
.4075
.4033
 
$160
.6901
.6306
.5774
.5295
.4861
.4493
.4251
.4050
.3882
.3741
.3629
.3539
.3467
45
$120
.6873
.6258
.5709
.5216
.4924
.4686
.4501
.4358
.4248
.4163
.4097
.4048
.4010
 
$160
.6825
.6214
.5669
.5179
.4736
.4412
.4175
.3977
.3812
.3681
.3577
.3494
.3427
46
$120
.6796
.6165
.5603
.5145
.4854
.4622
.4446
.4311
.4207
.4127
.4068
.4024
.3991
 
$160
.6749
.6123
.5564
.5063
.4619
.4334
.4099
.3905
.3749
.3626
.3529
.3452
.3391
47
$120
.6721
.6074
.5499
.5076
.4786
.4564
.4395
.4266
.4168
.4096
.4042
.4003
.3974
 
$160
.6674
.6032
.5460
.4948
.4540
.4258
.4026
.3838
.3692
.3576
.3486
.3414
.3359
 
$250
.6601
.5966
.5401
.4894
.4437
.4023
.3647
.3378
.3156
.2970
.2812
.2678
.2565
48
$120
.6645
.5982
.5393
.5006
.4722
.4507
.4345
.4223
.4133
.4067
.4019
.3985
.3960
 
$160
.6599
.5941
.5355
.4831
.4462
.4182
.3954
.3776
.3637
.3529
.3445
.3380
.3330
 
$250
.6527
.5876
.5297
.4778
.4312
.3890
.3545
.3286
.3070
.2889
.2736
.2607
.2502
 
$275
.6512
.5862
.5285
.4767
.4302
.3881
.3500
.3212
.2980
.2784
.2619
.2479
.2361
49
$120
.6570
.5891
.5301
.4938
.4661
.4454
.4298
.4184
.4101
.4041
.3999
.3969
.3947
 
$160
.6524
.5850
.5250
.4727
.4385
.4107
.3887
.3718
.3586
.3485
.3407
.3348
.3304
 
$250
.6453
.5786
.5193
.4662
.4186
.3757
.3450
.3197
.2986
.2810
.2662
.2542
.2445
 
$275
.6438
.5773
.5181
.4651
.4176
.3748
.3387
.3117
.2890
.2700
.2540
.2406
.2294
50
$120
.6497
.5801
.5234
.4874
.4604
.4403
.4255
.4148
.4072
.4019
.3981
.3955
.3937
 
$160
.6452
.5761
.5147
.4652
.4309
.4037
.3826
.3664
.3539
.3445
.3374
.3321
.3282
 
$250
.6382
.5698
.5091
.4548
.4062
.3660
.3361
.3112
.2906
.2735
.2596
.2484
.2394
 
$275
.6367
.5685
.5079
.4538
.4053
.3618
.3291
.3026
.2805
.2620
.2465
.2338
.2235
51
$120
.6425
.5712
.5167
.4813
.4549
.4354
.4215
.4116
.4046
.3998
.3966
.3944
.3929
 
$160
.6381
.5672
.5043
.4576
.4235
.3970
.3767
.3612
.3495
.3408
.3344
.3297
.3263
 
$250
.6311
.5610
.4988
.4434
.3938
.3569
.3273
.3029
.2828
.2664
.2534
.2430
.2348
 
$275
.6296
.5597
.4977
.4424
.3929
.3511
.3197
.2937
.2721
.2542
.2395
.2276
.2181
52
$120
.6352
.5621
.5102
.4752
.4494
.4308
.4176
.4085
.4022
.3980
.3952
.3934
.3922
 
$160
.6308
.5582
.4937
.4499
.4163
.3905
.3709
.3562
.3454
.3374
.3317
.3276
.3246
 
$250
.6239
.5521
.4883
.4316
.3832
.3477
.3185
.2945
.2752
.2597
.2475
.2380
.2304
 
$275
.6225
.5508
.4872
.4306
.3802
.3413
.3104
.2849
.2638
.2466
.2328
.2218
.2130
 
$380
.6180
.5468
.4837
.4275
.3775
.3329
.2932
.2609
.2348
.2128
.1944
.1790
.1660
53
$120
.6280
.5529
.5038
.4693
.4441
.4264
.4141
.4057
.4001
.3965
.3941
.3926
.3916
 
$160
.6236
.5491
.4851
.4424
.4093
.3842
.3654
.3516
.3415
.3343
.3292
.3257
.3232
 
$250
.6168
.5431
.4778
.4198
.3739
.3386
.3098
.2865
.2680
.2535
.2421
.2333
.2264
 
$275
.6154
.5418
.4767
.4188
.3689
.3318
.3012
.2761
.2557
.2394
.2265
.2164
.2084
 
$380
.6109
.5379
.4732
.4158
.3648
.3195
.2807
.2502
.2247
.2034
.1857
.1709
.1586
54
$120
.6209
.5441
.4976
.4635
.4391
.4222
.4108
.4032
.3983
.3951
.3932
.3919
.3912
 
$160
.6166
.5401
.4777
.4351
.4026
.3782
.3602
.3473
.3381
.3316
.3271
.3241
.3220
 
$250
.6098
.5342
.4673
.4080
.3648
.3297
.3013
.2789
.2613
.2476
.2371
.2290
.2229
 
$275
.6084
.5330
.4662
.4071
.3593
.3224
.2922
.2677
.2482
.2328
.2208
.2114
.2041
 
$380
.6040
.5291
.4628
.4041
.3522
.3063
.2697
.2398
.2150
.1944
.1773
.1633
.1519
55
$120
.6140
.5381
.4917
.4580
.4344
.4184
.4078
.4010
.3967
.3940
.3924
.3914
.3909
 
$160
.6097
.5314
.4705
.4281
.3962
.3725
.3554
.3434
.3350
.3292
.3253
.3227
.3210
 
$250
.6031
.5256
.4570
.3989
.3559
.3210
.2934
.2718
.2550
.2422
.2325
.2252
.2198
 
$275
.6017
.5244
.4559
.3955
.3500
.3133
.2835
.2598
.2412
.2267
.2155
.2069
.2004
 
$380
.5973
.5205
.4526
.3926
.3398
.2947
.2593
.2299
.2056
.1857
.1694
.1563
.1459
 
$500
.5945
.5181
.4505
.3908
.3381
.2919
.2516
.2174
.1895
.1662
.1467
.1306
.1171
56
$120
.6070
.5321
.4856
.4525
.4298
.4147
.4050
.3990
.3953
.3931
.3918
.3910
.3906
 
$160
.6028
.5224
.4633
.4211
.3897
.3669
.3508
.3396
.3321
.3270
.3237
.3216
.3202
 
$250
.5962
.5167
.4464
.3898
.3468
.3124
.2855
.2648
.2490
.2371
.2282
.2217
.2170
 
$275
.5949
.5155
.4453
.3855
.3405
.3040
.2749
.2521
.2344
.2208
.2105
.2028
.1970
 
$380
.5906
.5118
.4421
.3808
.3270
.2837
.2487
.2199
.1963
.1771
.1618
.1497
.1402
 
$500
.5877
.5093
.4400
.3790
.3254
.2787
.2383
.2057
.1785
.1560
.1373
.1220
.1094
 
$550
.5870
.5087
.4395
.3785
.3250
.2784
.2379
.2029
.1748
.1514
.1320
.1158
.1026
57
$120
.6003
.5262
.4797
.4472
.4254
.4113
.4025
.3972
.3941
.3923
.3913
.3907
.3904
 
$160
.5961
.5136
.4563
.4143
.3835
.3616
.3465
.3363
.3295
.3251
.3224
.3206
.3196
 
$250
.5896
.5080
.4359
.3810
.3379
.3041
.2780
.2582
.2433
.2324
.2244
.2187
.2146
 
$275
.5883
.5068
.4349
.3763
.3312
.2951
.2667
.2448
.2280
.2154
.2060
.1991
.1940
 
$380
.5840
.5031
.4318
.3691
.3153
.2731
.2385
.2102
.1873
.1692
.1549
.1437
.1350
 
$500
.5812
.5007
.4297
.3673
.3129
.2657
.2265
.1945
.1680
.1462
.1284
.1140
.1023
 
$550
.5805
.5001
.4292
.3669
.3125
.2654
.2248
.1913
.1639
.1412
.1226
.1074
.0950
58
$120
.5941
.5209
.4746
.4427
.4217
.4085
.4006
.3959
.3932
.3918
.3910
.3905
.3903
 
$160
.5900
.5057
.4500
.4082
.3781
.3571
.3429
.3335
.3275
.3237
.3214
.3200
.3191
 
$250
.5836
.4999
.4267
.3728
.3299
.2967
.2714
.2524
.2385
.2284
.2213
.2162
.2127
 
$275
.5822
.4987
.4251
.3678
.3227
.2870
.2594
.2383
.2225
.2108
.2022
.1960
.1917
 
$380
.5780
.4951
.4220
.3580
.3054
.2633
.2290
.2013
.1794
.1622
.1488
.1385
.1306
 
$500
.5752
.4928
.4200
.3563
.3010
.2538
.2157
.1842
.1584
.1374
.1205
.1069
.0962
 
$550
.5746
.4922
.4195
.3559
.3007
.2531
.2130
.1806
.1538
.1320
.1142
.0998
.0884
59
$120
.5881
.5158
.4695
.4383
.4182
.4060
.3988
.3947
.3925
.3913
.3907
.3904
.3902
 
$160
.5840
.4999
.4438
.4023
.3729
.3528
.3395
.3310
.3257
.3225
.3205
.3194
.3188
 
$250
.5777
.4919
.4190
.3647
.3221
.2894
.2649
.2469
.2340
.2248
.2184
.2140
.2111
 
$275
.5763
.4907
.4156
.3593
.3143
.2792
.2523
.2321
.2173
.2065
.1988
.1934
.1896
 
$380
.5722
.4872
.4123
.3470
.2956
.2536
.2197
.1928
.1718
.1555
.1431
.1337
.1267
 
$500
.5694
.4849
.4104
.3454
.2892
.2428
.2050
.1741
.1490
.1289
.1129
.1004
.0906
 
$550
.5687
.4843
.4099
.3449
.2889
.2409
.2020
.1701
.1441
.1230
.1062
.0928
.0822
60
$120
.5822
.5106
.4645
.4339
.4148
.4035
.3972
.3937
.3919
.3910
.3905
.3903
.3902
 
$160
.5782
.4940
.4375
.3964
.3678
.3487
.3364
.3287
.3241
.3214
.3199
.3190
.3185
 
$250
.5718
.4839
.4112
.3567
.3143
.2823
.2587
.2417
.2297
.2215
.2159
.2122
.2097
 
$275
.5705
.4827
.4076
.3508
.3059
.2714
.2453
.2262
.2123
.2025
.1957
.1910
.1878
 
$380
.5664
.4792
.4025
.3373
.2857
.2438
.2105
.1845
.1644
.1492
.1378
.1293
.1231
 
$500
.5637
.4769
.4006
.3343
.2776
.2319
.1944
.1641
.1398
.1207
.1058
.0942
.0854
 
$550
.5630
.4764
.4001
.3339
.2770
.2294
.1910
.1597
.1344
.1143
.0985
.0861
.0766
 
$800
.5614
.4751
.3990
.3329
.2762
.2280
.1874
.1535
.1260
.1036
.0855
.0711
.0595
61
$120
.5765
.5055
.4595
.4297
.4117
.4014
.3958
.3928
.3914
.3907
.3904
.3902
.3902
 
$160
.5725
.4882
.4314
.3906
.3629
.3448
.3335
.3267
.3228
.3205
.3193
.3187
.3183
 
$250
.5663
.4761
.4037
.3488
.3067
.2754
.2527
.2368
.2259
.2185
.2137
.2106
.2086
 
$275
.5650
.4750
.3998
.3425
.2978
.2638
.2387
.2206
.2078
.1989
.1929
.1889
.1863
 
$380
.5609
.4715
.3929
.3278
.2759
.2343
.2017
.1766
.1575
.1433
.1329
.1254
.1200
 
$500
.5582
.4693
.3911
.3234
.2669
.2211
.1840
.1544
.1311
.1130
.0991
.0886
.0807
 
$550
.5575
.4687
.3906
.3230
.2652
.2184
.1803
.1496
.1252
.1062
.0914
.0801
.0715
 
$800
.5560
.4674
.3895
.3221
.2645
.2159
.1754
.1422
.1155
.0941
.0770
.0636
.0531
62
$120
.5710
.5004
.4546
.4257
.4087
.3994
.3945
.3921
.3910
.3905
.3903
.3902
.3901
 
$160
.5670
.4825
.4253
.3849
.3581
.3411
.3308
.3249
.3216
.3198
.3189
.3184
.3182
 
$250
.5609
.4683
.3961
.3409
.2991
.2686
.2470
.2322
.2223
.2159
.2118
.2092
.2077
 
$275
.5596
.4672
.3920
.3343
.2897
.2564
.2323
.2152
.2035
.1957
.1905
.1872
.1851
 
$380
.5555
.4639
.3834
.3184
.2662
.2249
.1930
.1688
.1509
.1378
.1285
.1219
.1173
 
$500
.5528
.4616
.3815
.3124
.2561
.2104
.1737
.1449
.1227
.1057
.0929
.0834
.0765
 
$550
.5522
.4611
.3811
.3120
.2540
.2073
.1696
.1397
.1163
.0983
.0847
.0744
.0668
 
$800
.5506
.4598
.3800
.3111
.2527
.2038
.1635
.1312
.1053
.0849
.0689
.0566
.0471
 
$1,000
.5502
.4595
.3797
.3109
.2525
.2036
.1632
.1302
.1036
.0825
.0659
.0529
.0428
63
$120
.5656
.4952
.4496
.4217
.4058
.3975
.3934
.3915
.3907
.3903
.3902
.3901
.3901
 
$160
.5617
.4766
.4191
.3792
.3533
.3375
.3284
.3233
.3206
.3192
.3186
.3182
.3181
 
$250
.5555
.4606
.3884
.3328
.2915
.2618
.2414
.2278
.2190
.2135
.2102
.2081
.2070
 
$275
.5543
.4595
.3840
.3258
.2815
.2490
.2259
.2101
.1996
.1927
.1884
.1857
.1841
 
$380
.5502
.4562
.3739
.3087
.2562
.2153
.1842
.1612
.1445
.1326
.1244
.1187
.1149
 
$500
.5476
.4540
.3718
.3017
.2451
.1994
.1634
.1355
.1144
.0986
.0870
.0787
.0727
 
$550
.5469
.4535
.3714
.3008
.2428
.1960
.1588
.1298
.1075
.0908
.0783
.0692
.0626
 
$800
.5454
.4522
.3703
.3000
.2406
.1913
.1516
.1200
.0952
.0759
.0612
.0500
.0416
 
$1,000
.5450
.4519
.3701
.2997
.2404
.1912
.1509
.1185
.0930
.0730
.0576
.0458
.0368
64
$120
.5605
.4900
.4447
.4178
.4032
.3959
.3925
.3911
.3905
.3902
.3902
.3901
.3901
 
$160
.5566
.4708
.4129
.3736
.3488
.3343
.3262
.3220
.3198
.3188
.3183
.3181
.3180
 
$250
.5505
.4532
.3807
.3248
.2839
.2553
.2362
.2238
.2161
.2115
.2088
.2073
.2064
 
$275
.5493
.4520
.3761
.3173
.2733
.2417
.2199
.2054
.1960
.1902
.1866
.1845
.1833
 
$380
.5453
.4488
.3653
.2990
.2464
.2059
.1758
.1539
.1385
.1279
.1208
.1160
.1130
 
$500
.5427
.4466
.3622
.2914
.2341
.1886
.1532
.1264
.1065
.0920
.0817
.0745
.0695
 
$550
.5420
.4461
.3618
.2897
.2315
.1848
.1482
.1202
.0992
.0837
.0725
.0646
.0590
 
$800
.5405
.4448
.3608
.2888
.2284
.1791
.1399
.1092
.0854
.0674
.0539
.0440
.0368
 
$1,000
.5401
.4445
.3605
.2886
.2283
.1787
.1387
.1073
.0828
.0640
.0499
.0393
.0315
65
$120
.5557
.4848
.4399
.4141
.4008
.3945
.3918
.3907
.3903
.3902
.3901
.3901
.3901
 
$160
.5519
.4650
.4066
.3680
.3445
.3313
.3243
.3208
.3192
.3185
.3182
.3181
.3180
 
$250
.5459
.4469
.3731
.3168
.2765
.2490
.2312
.2201
.2136
.2098
.2077
.2066
.2060
 
$275
.5446
.4448
.3682
.3089
.2652
.2346
.2141
.2010
.1929
.1880
.1852
.1836
.1827
 
$380
.5406
.4415
.3567
.2894
.2365
.1966
.1675
.1470
.1330
.1236
.1176
.1138
.1114
 
$500
.5381
.4394
.3528
.2810
.2232
.1778
.1432
.1176
.0990
.0859
.0769
.0708
.0667
 
$550
.5374
.4389
.3523
.2792
.2203
.1737
.1378
.1109
.0912
.0771
.0673
.0605
.0559
 
$800
.5359
.4377
.3514
.2776
.2162
.1671
.1284
.0985
.0760
.0594
.0473
.0386
.0325
 
$1,000
.5355
.4374
.3511
.2774
.2161
.1662
.1268
.0962
.0729
.0555
.0427
.0334
.0268
66
$120
.5514
.4796
.4351
.4106
.3986
.3933
.3913
.3905
.3902
.3901
.3901
.3901
.3901
 
$160
.5476
.4592
.4005
.3626
.3404
.3285
.3227
.3199
.3188
.3183
.3181
.3180
.3180
 
$250
.5416
.4407
.3655
.3089
.2692
.2429
.2266
.2169
.2114
.2085
.2069
.2061
.2058
 
$275
.5403
.4382
.3604
.3005
.2573
.2278
.2088
.1970
.1901
.1862
.1841
.1829
.1823
 
$380
.5364
.4347
.3483
.2798
.2268
.1875
.1596
.1405
.1279
.1199
.1149
.1120
.1102
 
$500
.5338
.4326
.3435
.2707
.2123
.1671
.1334
.1091
.0921
.0804
.0727
.0677
.0645
 
$550
.5332
.4321
.3430
.2687
.2091
.1626
.1276
.1019
.0837
.0711
.0626
.0570
.0534
 
$800
.5317
.4309
.3421
.2665
.2043
.1551
.1170
.0883
.0672
.0520
.0413
.0340
.0290
 
$1,000
.5313
.4306
.3418
.2663
.2039
.1539
.1150
.0855
.0636
.0476
.0362
.0283
.0228
67
$120
.5472
.4740
.4300
.4070
.3965
.3923
.3908
.3903
.3902
.3901
.3901
.3901
.3901
 
$160
.5434
.4531
.3938
.3568
.3363
.3259
.3212
.3192
.3184
.3181
.3180
.3180
.3180
 
$250
.5374
.4342
.3573
.3003
.2614
.2367
.2220
.2138
.2095
.2073
.2063
.2058
.2056
 
$275
.5362
.4317
.3520
.2915
.2488
.2207
.2034
.1932
.1876
.1846
.1831
.1824
.1821
 
$380
.5323
.4276
.3394
.2695
.2162
.1777
.1513
.1340
.1231
.1165
.1126
.1104
.1092
 
$500
.5298
.4256
.3341
.2596
.2005
.1557
.1232
.1005
.0852
.0752
.0689
.0650
.0627
 
$550
.5291
.4251
.3332
.2574
.1970
.1508
.1168
.0927
.0763
.0653
.0583
.0539
.0512
 
$800
.5277
.4239
.3323
.2545
.1915
.1422
.1049
.0775
.0581
.0447
.0356
.0297
.0258
 
$1,000
.5273
.4236
.3320
.2543
.1906
.1406
.1025
.0743
.0540
.0398
.0300
.0235
.0192
68
$120
.5435
.4682
.4249
.4036
.3947
.3915
.3905
.3902
.3901
.3901
.3901
.3901
.3901
 
$160
.5397
.4468
.3870
.3512
.3324
.3237
.3200
.3187
.3182
.3180
.3180
.3180
.3180
 
$250
.5338
.4278
.3489
.2916
.2537
.2307
.2179
.2112
.2080
.2065
.2059
.2056
.2055
 
$275
.5326
.4253
.3434
.2822
.2403
.2138
.1984
.1899
.1856
.1835
.1825
.1821
.1819
 
$380
.5287
.4210
.3304
.2589
.2055
.1680
.1433
.1279
.1188
.1136
.1108
.1093
.1086
 
$500
.5262
.4190
.3248
.2483
.1884
.1442
.1130
.0922
.0788
.0706
.0657
.0629
.0613
 
$550
.5255
.4185
.3237
.2460
.1847
.1388
.1061
.0839
.0694
.0602
.0547
.0515
.0496
 
$800
.5241
.4173
.3226
.2424
.1783
.1290
.0928
.0671
.0496
.0381
.0307
.0262
.0234
 
$1,000
.5237
.4170
.3223
.2421
.1772
.1271
.0899
.0633
.0449
.0326
.0246
.0196
.0165
69
$120
.5405
.4627
.4201
.4006
.3932
.3909
.3903
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5367
.4408
.3805
.3459
.3290
.3218
.3192
.3183
.3181
.3180
.3180
.3180
.3180
 
$250
.5309
.4219
.3409
.2832
.2464
.2253
.2144
.2092
.2069
.2060
.2056
.2055
.2055
 
$275
.5297
.4194
.3353
.2733
.2322
.2076
.1941
.1873
.1841
.1827
.1821
.1819
.1818
 
$380
.5258
.4151
.3219
.2488
.1952
.1589
.1361
.1227
.1153
.1115
.1096
.1087
.1083
 
$500
.5233
.4132
.3162
.2374
.1768
.1332
.1037
.0848
.0735
.0669
.0633
.0614
.0605
 
$550
.5227
.4127
.3149
.2350
.1728
.1274
.0962
.0760
.0635
.0561
.0520
.0498
.0486
 
$800
.5212
.4115
.3136
.2310
.1656
.1165
.0814
.0576
.0422
.0326
.0269
.0236
.0217
 
$1,000
.5208
.4112
.3133
.2304
.1643
.1142
.0781
.0533
.0370
.0266
.0203
.0166
.0145
70
$120
.5378
.4561
.4146
.3974
.3919
.3905
.3902
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5341
.4338
.3728
.3400
.3255
.3202
.3186
.3181
.3180
.3180
.3180
.3180
.3180
 
$250
.5283
.4153
.3316
.2733
.2382
.2197
.2111
.2075
.2061
.2057
.2055
.2055
.2054
 
$275
.5271
.4130
.3258
.2628
.2230
.2008
.1898
.1849
.1829
.1822
.1819
.1818
.1818
 
$380
.5232
.4092
.3122
.2368
.1832
.1486
.1284
.1176
.1122
.1097
.1086
.1082
.1080
 
$500
.5207
.4072
.3064
.2248
.1632
.1205
.0933
.0772
.0683
.0637
.0614
.0604
.0599
 
$550
.5201
.4067
.3052
.2222
.1588
.1142
.0852
.0676
.0577
.0524
.0497
.0485
.0479
 
$800
.5187
.4056
.3035
.2178
.1507
.1018
.0686
.0474
.0347
.0274
.0235
.0215
.0205
 
$1,000
.5183
.4053
.3033
.2170
.1491
.0991
.0647
.0424
.0288
.0209
.0166
.0142
.0131
71
$120
.5361
.4497
.4095
.3949
.3910
.3902
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5324
.4270
.3653
.3346
.3227
.3191
.3182
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5266
.4094
.3225
.2637
.2306
.2149
.2086
.2064
.2057
.2055
.2055
.2054
.2054
 
$275
.5254
.4074
.3166
.2526
.2144
.1950
.1865
.1833
.1822
.1819
.1818
.1818
.1818
 
$380
.5216
.4044
.3032
.2252
.1715
.1391
.1218
.1136
.1101
.1087
.1082
.1080
.1080
 
$500
.5191
.4025
.2976
.2126
.1499
.1086
.0840
.0709
.0644
.0615
.0603
.0598
.0597
 
$550
.5184
.4020
.2964
.2099
.1452
.1016
.0752
.0606
.0533
.0499
.0484
.0478
.0476
 
$800
.5170
.4009
.2946
.2051
.1362
.0877
.0567
.0385
.0287
.0237
.0214
.0204
.0200
 
$1,000
.5166
.4006
.2944
.2042
.1342
.0845
.0522
.0329
.0223
.0168
.0141
.0129
.0124
72
$120
.5350
.4410
.4030
.3923
.3904
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5312
.4182
.3553
.3281
.3200
.3183
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5254
.4039
.3104
.2509
.2213
.2100
.2065
.2057
.2055
.2054
.2054
.2054
.2054
 
$275
.5242
.4030
.3046
.2389
.2035
.1886
.1836
.1822
.1819
.1818
.1818
.1818
.1818
 
$380
.5204
.4000
.2920
.2097
.1561
.1275
.1148
.1100
.1085
.1081
.1080
.1080
.1080
 
$500
.5179
.3981
.2870
.1965
.1321
.0932
.0733
.0645
.0612
.0600
.0597
.0596
.0596
 
$550
.5173
.3977
.2860
.1938
.1269
.0854
.0635
.0534
.0495
.0481
.0476
.0475
.0475
 
$800
.5159
.3966
.2843
.1888
.1166
.0693
.0424
.0290
.0231
.0208
.0200
.0198
.0197
 
$1,000
.5155
.3963
.2841
.1877
.1143
.0654
.0370
.0226
.0161
.0134
.0125
.0122
.0121
73
$120
.5347
.4313
.3970
.3907
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5309
.4091
.3445
.3226
.3184
.3180
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5252
.4017
.2978
.2373
.2131
.2067
.2056
.2055
.2054
.2054
.2054
.2054
.2054
 
$275
.5239
.4008
.2924
.2241
.1933
.1840
.1821
.1818
.1818
.1818
.1818
.1818
.1818
 
$380
.5201
.3979
.2818
.1931
.1401
.1172
.1100
.1083
.1080
.1080
.1080
.1080
.1080
 
$500
.5176
.3960
.2782
.1800
.1131
.0784
.0648
.0608
.0598
.0596
.0596
.0596
.0596
 
$550
.5170
.3955
.2775
.1774
.1073
.0695
.0539
.0490
.0478
.0475
.0475
.0475
.0475
 
$800
.5156
.3944
.2765
.1726
.0957
.0506
.0299
.0224
.0203
.0198
.0197
.0197
.0197
 
$1,000
.5152
.3941
.2763
.1715
.0930
.0458
.0236
.0153
.0128
.0122
.0120
.0120
.0120
74
$120
.5346
.4248
.3937
.3902
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
.3901
 
$160
.5309
.4058
.3375
.3200
.3181
.3180
.3180
.3180
.3180
.3180
.3180
.3180
.3180
 
$250
.5251
.4013
.2898
.2286
.2090
.2058
.2055
.2054
.2054
.2054
.2054
.2054
.2054
 
$275
.5239
.4004
.2850
.2144
.1879
.1825
.1818
.1818
.1818
.1818
.1818
.1818
.1818
 
$380
.5201
.3975
.2767
.1823
.1300
.1122
.1085
.1080
.1080
.1080
.1080
.1080
.1080
 
$500
.5176
.3956
.2747
.1699
.1007
.0702
.0614
.0598
.0596
.0596
.0596
.0596
.0596
 
$550
.5170
.3951
.2744
.1676
.0945
.0603
.0499
.0478
.0475
.0475
.0475
.0475
.0475
 
$800
.5156
.3940
.2736
.1634
.0821
.0393
.0241
.0204
.0198
.0197
.0197
.0197
.0197
 
$1,000
.5152
.3937
.2734
.1624
.0791
.0340
.0172
.0129
.0121
.0120
.0120
.0120
.0120
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 3
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0099
.0290
.0535
.0815
.1453
.2167
.2938
.3757
37
$120
.0091
.0273
.0507
.0778
.1398
.2096
.2855
.3662
38
$120
.0083
.0255
.0480
.0741
.1343
.2026
.2771
.3566
39
$120
.0076
.0239
.0453
.0704
.1288
.1955
.2687
.3471
40
$120
.0069
.0222
.0426
.0668
.1234
.1885
.2603
.3375
 
$160
.0069
.0221
.0423
.0663
.1225
.1872
.2585
.3352
41
$120
.0063
.0206
.0400
.0632
.1179
.1814
.2518
.3279
 
$160
.0062
.0205
.0398
.0628
.1171
.1802
.2501
.3257
42
$120
.0057
.0190
.0374
.0596
.1125
.1743
.2433
.3182
 
$160
.0056
.0189
.0372
.0592
.1117
.1731
.2416
.3160
43
$120
.0051
.0175
.0349
.0561
.1071
.1673
.2349
.3085
 
$160
.0051
.0174
.0347
.0557
.1063
.1661
.2332
.3064
44
$120
.0045
.0161
.0325
.0526
.1018
.1603
.2265
.2990
 
$160
.0045
.0160
.0323
.0523
.1011
.1592
.2249
.2969
45
$120
.0039
.0145
.0298
.0488
.0959
.1526
.2172
.2884
 
$160
.0039
.0144
.0296
.0485
.0952
.1516
.2157
.2864
46
$120
.0034
.0129
.0271
.0451
.0900
.1450
.2080
.2788
 
$160
.0034
.0128
.0269
.0448
.0894
.1440
.2066
.2759
47
$120
.0029
.0115
.0246
.0415
.0844
.1374
.1989
.2719
 
$160
.0029
.0114
.0244
.0412
.0838
.1365
.1975
.2655
 
$250
.0028
.0113
.0242
.0407
.0829
.1350
.1954
.2627
48
$120
.0024
.0101
.0222
.0379
.0787
.1299
.1897
.2651
 
$160
.0024
.0100
.0220
.0377
.0781
.1290
.1884
.2550
 
$250
.0024
.0099
.0218
.0372
.0773
.1276
.1863
.2523
 
$275
.0024
.0099
.0217
.0372
.0771
.1273
.1859
.2517
49
$120
.0020
.0088
.0198
.0345
.0731
.1224
.1826
.2582
 
$160
.0020
.0088
.0197
.0342
.0726
.1215
.1793
.2445
 
$250
.0020
.0087
.0195
.0339
.0718
.1202
.1773
.2418
 
$275
.0020
.0086
.0194
.0338
.0717
.1199
.1769
.2413
50
$120
.0017
.0076
.0177
.0312
.0678
.1151
.1763
.2515
 
$160
.0016
.0076
.0175
.0310
.0673
.1143
.1704
.2357
 
$250
.0016
.0075
.0173
.0307
.0666
.1130
.1685
.2316
 
$275
.0016
.0075
.0173
.0306
.0664
.1128
.1681
.2311
51
$120
.0013
.0066
.0156
.0281
.0625
.1079
.1700
.2449
 
$160
.0013
.0065
.0155
.0279
.0621
.1071
.1615
.2283
 
$250
.0013
.0064
.0153
.0276
.0614
.1060
.1597
.2214
 
$275
.0013
.0064
.0153
.0275
.0613
.1057
.1594
.2209
52
$120
.0011
.0055
.0136
.0250
.0572
.1017
.1636
.2383
 
$160
.0011
.0055
.0135
.0249
.0569
.0999
.1525
.2208
 
$250
.0011
.0054
.0134
.0246
.0562
.0988
.1508
.2109
 
$275
.0010
.0054
.0133
.0245
.0561
.0986
.1504
.2104
 
$380
.0010
.0054
.0132
.0244
.0557
.0978
.1493
.2089
53
$120
.0008
.0046
.0117
.0221
.0521
.0961
.1572
.2320
 
$160
.0008
.0046
.0117
.0220
.0517
.0927
.1455
.2133
 
$250
.0008
.0045
.0115
.0217
.0512
.0917
.1418
.2004
 
$275
.0008
.0045
.0115
.0217
.0511
.0915
.1415
.1999
 
$380
.0008
.0045
.0114
.0215
.0507
.0908
.1405
.1984
54
$120
.0006
.0038
.0100
.0194
.0471
.0907
.1509
.2258
 
$160
.0006
.0038
.0099
.0192
.0468
.0856
.1387
.2059
 
$250
.0006
.0037
.0098
.0190
.0463
.0847
.1330
.1899
 
$275
.0006
.0037
.0098
.0190
.0462
.0845
.1327
.1894
 
$380
.0006
.0037
.0097
.0188
.0459
.0839
.1317
.1881
55
$120
.0005
.0031
.0085
.0168
.0424
.0854
.1449
.2198
 
$160
.0005
.0030
.0084
.0167
.0421
.0788
.1320
.1987
 
$250
.0005
.0030
.0083
.0165
.0417
.0779
.1243
.1796
 
$275
.0005
.0030
.0083
.0165
.0416
.0778
.1240
.1792
 
$380
.0005
.0030
.0082
.0163
.0413
.0772
.1231
.1779
 
$500
.0005
.0030
.0082
.0163
.0411
.0768
.1225
.1770
56
$120
.0003
.0024
.0070
.0144
.0383
.0799
.1389
.2138
 
$160
.0003
.0024
.0069
.0143
.0375
.0731
.1252
.1914
 
$250
.0003
.0024
.0069
.0141
.0371
.0711
.1154
.1710
 
$275
.0003
.0024
.0069
.0141
.0370
.0709
.1151
.1686
 
$380
.0003
.0024
.0068
.0140
.0367
.0704
.1143
.1673
 
$500
.0003
.0023
.0068
.0139
.0365
.0701
.1138
.1665
 
$550
.0003
.0023
.0068
.0139
.0365
.0700
.1136
.1663
57
$120
.0002
.0019
.0057
.0121
.0345
.0747
.1330
.2079
 
$160
.0002
.0019
.0057
.0120
.0330
.0676
.1185
.1844
 
$250
.0002
.0018
.0056
.0119
.0327
.0645
.1067
.1625
 
$275
.0002
.0018
.0056
.0119
.0326
.0643
.1065
.1597
 
$380
.0002
.0018
.0055
.0118
.0324
.0639
.1057
.1570
 
$500
.0002
.0018
.0055
.0117
.0322
.0636
.1052
.1562
 
$550
.0002
.0018
.0055
.0117
.0322
.0635
.1050
.1560
58
$120
.0002
.0015
.0047
.0102
.0313
.0701
.1277
.2027
 
$160
.0002
.0014
.0046
.0101
.0291
.0627
.1125
.1782
 
$250
.0002
.0014
.0046
.0100
.0288
.0585
.0995
.1548
 
$275
.0002
.0014
.0046
.0100
.0287
.0583
.0984
.1517
 
$380
.0002
.0014
.0045
.0099
.0285
.0579
.0977
.1473
 
$500
.0002
.0014
.0045
.0099
.0284
.0576
.0972
.1465
 
$550
.0002
.0014
.0045
.0099
.0284
.0575
.0971
.1464
59
$120
.0001
.0011
.0037
.0085
.0281
.0656
.1226
.1977
 
$160
.0001
.0011
.0037
.0084
.0256
.0578
.1067
.1719
 
$250
.0001
.0011
.0037
.0083
.0251
.0525
.0928
.1471
 
$275
.0001
.0011
.0037
.0083
.0251
.0524
.0911
.1438
 
$380
.0001
.0011
.0036
.0083
.0249
.0520
.0897
.1375
 
$500
.0001
.0011
.0036
.0082
.0248
.0518
.0893
.1369
 
$550
.0001
.0011
.0036
.0082
.0247
.0517
.0892
.1367
60
$120
.0001
.0008
.0029
.0069
.0250
.0611
.1174
.1926
 
$160
.0001
.0008
.0029
.0068
.0224
.0530
.1008
.1657
 
$250
.0001
.0008
.0029
.0068
.0216
.0467
.0860
.1394
 
$275
.0001
.0008
.0028
.0068
.0215
.0466
.0842
.1358
 
$380
.0001
.0008
.0028
.0067
.0214
.0463
.0818
.1279
 
$500
.0001
.0008
.0028
.0067
.0213
.0460
.0814
.1272
 
$550
.0001
.0008
.0028
.0067
.0212
.0460
.0813
.1270
 
$800
.0001
.0008
.0028
.0066
.0212
.0459
.0811
.1266
61
$120
.0000
.0006
.0022
.0056
.0221
.0567
.1123
.1877
 
$160
.0000
.0006
.0022
.0055
.0195
.0484
.0950
.1596
 
$250
.0000
.0006
.0022
.0054
.0183
.0418
.0795
.1318
 
$275
.0000
.0006
.0022
.0054
.0182
.0411
.0775
.1280
 
$380
.0000
.0006
.0021
.0053
.0181
.0407
.0741
.1193
 
$500
.0000
.0006
.0021
.0053
.0180
.0405
.0737
.1176
 
$550
.0000
.0006
.0021
.0053
.0180
.0405
.0736
.1175
 
$800
.0000
.0006
.0021
.0053
.0179
.0404
.0734
.1171
62
$120
.0000
.0004
.0016
.0044
.0193
.0524
.1072
.1828
 
$160
.0000
.0004
.0016
.0042
.0167
.0439
.0893
.1535
 
$250
.0000
.0004
.0016
.0042
.0152
.0369
.0730
.1243
 
$275
.0000
.0004
.0016
.0042
.0151
.0362
.0709
.1201
 
$380
.0000
.0004
.0016
.0041
.0150
.0354
.0664
.1108
 
$500
.0000
.0004
.0016
.0041
.0149
.0352
.0661
.1081
 
$550
.0000
.0004
.0016
.0041
.0149
.0352
.0660
.1079
 
$800
.0000
.0004
.0016
.0041
.0149
.0351
.0658
.1076
 
$1,000
.0000
.0004
.0016
.0041
.0149
.0350
.0658
.1075
63
$120
.0000
.0002
.0011
.0034
.0166
.0480
.1019
.1778
 
$160
.0000
.0002
.0011
.0031
.0140
.0393
.0834
.1472
 
$250
.0000
.0002
.0011
.0031
.0122
.0322
.0664
.1165
 
$275
.0000
.0002
.0011
.0031
.0122
.0314
.0642
.1121
 
$380
.0000
.0002
.0011
.0031
.0121
.0301
.0593
.1020
 
$500
.0000
.0002
.0011
.0031
.0121
.0300
.0585
.0985
 
$550
.0000
.0002
.0011
.0031
.0121
.0299
.0584
.0982
 
$800
.0000
.0002
.0011
.0030
.0120
.0299
.0582
.0980
 
$1,000
.0000
.0002
.0011
.0030
.0120
.0298
.0582
.0979
64
$120
.0000
.0001
.0008
.0026
.0141
.0437
.0968
.1729
 
$160
.0000
.0001
.0007
.0023
.0116
.0349
.0776
.1410
 
$250
.0000
.0001
.0007
.0022
.0098
.0277
.0600
.1089
 
$275
.0000
.0001
.0007
.0022
.0096
.0268
.0576
.1042
 
$380
.0000
.0001
.0007
.0022
.0095
.0252
.0525
.0934
 
$500
.0000
.0001
.0007
.0022
.0095
.0250
.0511
.0894
 
$550
.0000
.0001
.0007
.0022
.0095
.0250
.0510
.0887
 
$800
.0000
.0001
.0007
.0022
.0094
.0249
.0509
.0884
 
$1,000
.0000
.0001
.0007
.0022
.0094
.0249
.0508
.0884
65
$120
.0000
.0001
.0005
.0019
.0117
.0394
.0916
.1680
 
$160
.0000
.0001
.0005
.0016
.0093
.0306
.0718
.1348
 
$250
.0000
.0001
.0005
.0015
.0076
.0234
.0537
.1012
 
$275
.0000
.0001
.0005
.0015
.0074
.0225
.0512
.0963
 
$380
.0000
.0001
.0005
.0015
.0072
.0207
.0458
.0849
 
$500
.0000
.0001
.0005
.0015
.0072
.0204
.0440
.0804
 
$550
.0000
.0001
.0004
.0015
.0072
.0204
.0438
.0795
 
$800
.0000
.0001
.0004
.0015
.0072
.0203
.0437
.0790
 
$1,000
.0000
.0001
.0004
.0015
.0071
.0203
.0437
.0789
66
$120
.0000
.0000
.0003
.0013
.0095
.0352
.0864
.1633
 
$160
.0000
.0000
.0003
.0011
.0073
.0265
.0660
.1286
 
$250
.0000
.0000
.0003
.0010
.0057
.0194
.0475
.0936
 
$275
.0000
.0000
.0003
.0010
.0055
.0185
.0450
.0885
 
$380
.0000
.0000
.0003
.0009
.0052
.0166
.0394
.0765
 
$500
.0000
.0000
.0003
.0009
.0052
.0162
.0374
.0716
 
$550
.0000
.0000
.0003
.0009
.0052
.0162
.0370
.0706
 
$800
.0000
.0000
.0003
.0009
.0052
.0161
.0369
.0697
 
$1,000
.0000
.0000
.0003
.0009
.0052
.0161
.0369
.0697
67
$120
.0000
.0000
.0002
.0008
.0074
.0308
.0808
.1582
 
$160
.0000
.0000
.0001
.0006
.0054
.0223
.0599
.1220
 
$250
.0000
.0000
.0001
.0005
.0040
.0154
.0410
.0854
 
$275
.0000
.0000
.0001
.0005
.0038
.0145
.0385
.0801
 
$380
.0000
.0000
.0001
.0005
.0035
.0127
.0327
.0675
 
$500
.0000
.0000
.0001
.0005
.0035
.0122
.0306
.0623
 
$550
.0000
.0000
.0001
.0005
.0035
.0121
.0302
.0612
 
$800
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0599
 
$1,000
.0000
.0000
.0001
.0005
.0035
.0121
.0299
.0599
68
$120
.0000
.0000
.0001
.0005
.0055
.0265
.0750
.1531
 
$160
.0000
.0000
.0001
.0003
.0038
.0182
.0536
.1152
 
$250
.0000
.0000
.0001
.0003
.0026
.0117
.0346
.0771
 
$275
.0000
.0000
.0001
.0003
.0024
.0109
.0321
.0716
 
$380
.0000
.0000
.0001
.0003
.0022
.0092
.0264
.0585
 
$500
.0000
.0000
.0001
.0003
.0021
.0086
.0242
.0530
 
$550
.0000
.0000
.0001
.0003
.0021
.0085
.0237
.0518
 
$800
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0503
 
$1,000
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0502
69
$120
.0000
.0000
.0000
.0002
.0039
.0224
.0695
.1483
 
$160
.0000
.0000
.0000
.0002
.0025
.0145
.0476
.1086
 
$250
.0000
.0000
.0000
.0001
.0015
.0085
.0287
.0691
 
$275
.0000
.0000
.0000
.0001
.0014
.0078
.0262
.0634
 
$380
.0000
.0000
.0000
.0001
.0012
.0063
.0207
.0500
 
$500
.0000
.0000
.0000
.0001
.0012
.0058
.0185
.0443
 
$550
.0000
.0000
.0000
.0001
.0012
.0057
.0181
.0431
 
$800
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0414
 
$1,000
.0000
.0000
.0000
.0001
.0012
.0056
.0175
.0411
70
$120
.0000
.0000
.0000
.0001
.0024
.0177
.0629
.1428
 
$160
.0000
.0000
.0000
.0001
.0014
.0105
.0406
.1010
 
$250
.0000
.0000
.0000
.0000
.0007
.0055
.0221
.0597
 
$275
.0000
.0000
.0000
.0000
.0007
.0049
.0198
.0539
 
$380
.0000
.0000
.0000
.0000
.0005
.0037
.0146
.0404
 
$500
.0000
.0000
.0000
.0000
.0005
.0033
.0126
.0346
 
$550
.0000
.0000
.0000
.0000
.0005
.0032
.0122
.0334
 
$800
.0000
.0000
.0000
.0000
.0005
.0031
.0117
.0315
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0312
71
$120
.0000
.0000
.0000
.0000
.0013
.0135
.0565
.1376
 
$160
.0000
.0000
.0000
.0000
.0006
.0072
.0338
.0935
 
$250
.0000
.0000
.0000
.0000
.0003
.0031
.0162
.0506
 
$275
.0000
.0000
.0000
.0000
.0002
.0027
.0141
.0448
 
$380
.0000
.0000
.0000
.0000
.0002
.0019
.0096
.0313
 
$500
.0000
.0000
.0000
.0000
.0002
.0016
.0079
.0257
 
$550
.0000
.0000
.0000
.0000
.0002
.0015
.0075
.0246
 
$800
.0000
.0000
.0000
.0000
.0002
.0014
.0070
.0227
 
$1,000
.0000
.0000
.0000
.0000
.0002
.0014
.0069
.0223
72
$120
.0000
.0000
.0000
.0000
.0004
.0084
.0478
.1312
 
$160
.0000
.0000
.0000
.0000
.0001
.0036
.0250
.0834
 
$250
.0000
.0000
.0000
.0000
.0000
.0011
.0093
.0386
 
$275
.0000
.0000
.0000
.0000
.0000
.0009
.0076
.0328
 
$380
.0000
.0000
.0000
.0000
.0000
.0005
.0044
.0202
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0151
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0030
.0141
 
$800
.0000
.0000
.0000
.0000
.0000
.0003
.0027
.0124
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0026
.0121
73
$120
.0000
.0000
.0000
.0000
.0001
.0039
.0381
.1251
 
$160
.0000
.0000
.0000
.0000
.0000
.0011
.0159
.0727
 
$250
.0000
.0000
.0000
.0000
.0000
.0002
.0037
.0260
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0027
.0206
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0011
.0099
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0063
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0056
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0045
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0043
74
$120
.0000
.0000
.0000
.0000
.0000
.0018
.0316
.1219
 
$160
.0000
.0000
.0000
.0000
.0000
.0003
.0103
.0656
 
$250
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0180
 
$275
.0000
.0000
.0000
.0000
.0000
.0000
.0009
.0132
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0048
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0025
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0021
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0015
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0014
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-930, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-930, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-930, filed 10/19/10, effective 11/19/10.]


PDF296-17B-940

Hazard Group 4 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8659
.8558
.8465
.8378
.8297
.8220
.8147
.8077
.8010
.7945
.7883
.7822
.7764
2
.8622
.8515
.8417
.8325
.8240
.8159
.8082
.8008
.7938
.7869
.7804
.7740
.7678
3
.8574
.8460
.8356
.8258
.8167
.8081
.7999
.7920
.7845
.7772
.7702
.7634
.7568
4
.8526
.8405
.8294
.8191
.8094
.8002
.7915
.7831
.7751
.7674
.7599
.7527
.7456
5
.8478
.8350
.8232
.8123
.8020
.7923
.7830
.7742
.7657
.7575
.7495
.7418
.7344
6
.8430
.8294
.8170
.8054
.7946
.7843
.7745
.7651
.7561
.7475
.7391
.7309
.7231
7
.8381
.8238
.8107
.7985
.7871
.7762
.7659
.7560
.7465
.7373
.7284
.7199
.7116
8
.8333
.8182
.8044
.7916
.7795
.7681
.7572
.7467
.7367
.7271
.7178
.7088
.7001
9
.8284
.8126
.7981
.7846
.7719
.7599
.7484
.7375
.7270
.7168
.7071
.6977
.6885
10
.8236
.8070
.7918
.7776
.7643
.7517
.7397
.7282
.7172
.7066
.6964
.6865
.6770
11
.8188
.8014
.7855
.7706
.7567
.7435
.7309
.7189
.7074
.6963
.6857
.6754
.6654
12
.8138
.7957
.7790
.7635
.7489
.7351
.7220
.7094
.6974
.6859
.6747
.6640
.6536
13
.8089
.7900
.7726
.7563
.7411
.7267
.7130
.6999
.6874
.6753
.6638
.6526
.6418
14
.8039
.7842
.7660
.7490
.7331
.7181
.7038
.6902
.6772
.6647
.6526
.6411
.6299
15
.7989
.7783
.7594
.7418
.7252
.7096
.6947
.6806
.6670
.6541
.6416
.6296
.6181
16
.7939
.7725
.7527
.7344
.7172
.7009
.6855
.6708
.6568
.6433
.6305
.6181
.6061
17
.7889
.7666
.7460
.7270
.7091
.6922
.6762
.6610
.6465
.6326
.6193
.6065
.5942
18
.7838
.7606
.7393
.7195
.7010
.6835
.6669
.6511
.6361
.6218
.6080
.5949
.5822
19
.7786
.7546
.7325
.7119
.6927
.6746
.6574
.6411
.6256
.6109
.5967
.5832
.5702
20
.7735
.7485
.7256
.7044
.6845
.6657
.6480
.6312
.6152
.6000
.5855
.5716
.5582
21
.7683
.7424
.7187
.6967
.6761
.6567
.6385
.6212
.6047
.5891
.5741
.5599
.5462
22
.7630
.7362
.7116
.6889
.6676
.6476
.6288
.6109
.5940
.5780
.5626
.5480
.5340
23
.7577
.7300
.7046
.6811
.6591
.6385
.6191
.6008
.5834
.5669
.5513
.5363
.5220
24
.7523
.7236
.6974
.6731
.6504
.6292
.6093
.5905
.5726
.5558
.5397
.5244
.5098
25
.7468
.7172
.6901
.6650
.6417
.6199
.5994
.5800
.5618
.5445
.5281
.5125
.4976
26
.7414
.7108
.6828
.6570
.6330
.6105
.5895
.5697
.5510
.5333
.5165
.5006
.4854
27
.7359
.7043
.6754
.6488
.6241
.6011
.5795
.5592
.5401
.5220
.5049
.4887
.4732
28
.7303
.6977
.6680
.6406
.6152
.5916
.5694
.5487
.5291
.5107
.4932
.4767
.4609
29
.7247
.6911
.6605
.6324
.6063
.5820
.5594
.5382
.5182
.4994
.4816
.4648
.4488
30
.7190
.6844
.6529
.6239
.5972
.5723
.5491
.5275
.5071
.4879
.4698
.4526
.4363
31
.7132
.6776
.6451
.6154
.5880
.5625
.5388
.5167
.4959
.4763
.4579
.4404
.4239
32
.7073
.6706
.6373
.6068
.5787
.5526
.5284
.5058
.4846
.4646
.4459
.4281
.4113
33
.7015
.6637
.6295
.5982
.5693
.5427
.5179
.4949
.4732
.4530
.4338
.4158
.3987
34
.6955
.6567
.6215
.5894
.5599
.5327
.5074
.4839
.4618
.4412
.4217
.4034
.3860
35
.6895
.6496
.6135
.5805
.5504
.5225
.4967
.4727
.4502
.4292
.4094
.3908
.3731
36
.6835
.6424
.6054
.5717
.5408
.5123
.4860
.4615
.4387
.4173
.3972
.3782
.3603
37
.6773
.6352
.5972
.5626
.5310
.5019
.4751
.4501
.4268
.4051
.3846
.3653
.3471
38
.6711
.6278
.5888
.5534
.5211
.4914
.4640
.4386
.4149
.3927
.3719
.3523
.3338
39
.6649
.6205
.5805
.5443
.5113
.4809
.4530
.4271
.4029
.3804
.3592
.3393
.3206
40
.6587
.6131
.5721
.5351
.5013
.4704
.4419
.4154
.3909
.3679
.3464
.3262
.3073
41
.6524
.6057
.5637
.5258
.4913
.4597
.4306
.4037
.3787
.3553
.3335
.3131
.2939
42
.6461
.5981
.5552
.5164
.4812
.4489
.4192
.3918
.3663
.3426
.3205
.2998
.2805
43
.6398
.5907
.5467
.5070
.4710
.4381
.4078
.3798
.3539
.3298
.3075
.2866
.2672
44
.6336
.5833
.5382
.4977
.4609
.4273
.3964
.3680
.3416
.3172
.2946
.2736
.2541
45
.6267
.5750
.5288
.4873
.4497
.4154
.3839
.3549
.3282
.3035
.2807
.2596
.2401
46
.6197
.5667
.5194
.4769
.4385
.4034
.3713
.3419
.3148
.2899
.2669
.2458
.2263
47
.6129
.5585
.5101
.4666
.4272
.3915
.3588
.3289
.3015
.2764
.2533
.2322
.2128
48
.6060
.5502
.5006
.4560
.4158
.3793
.3460
.3157
.2880
.2628
.2397
.2186
.1994
49
.5991
.5419
.4910
.4454
.4043
.3670
.3332
.3025
.2746
.2492
.2261
.2052
.1863
50
.5925
.5337
.4816
.4349
.3929
.3550
.3206
.2896
.2615
.2360
.2131
.1923
.1737
51
.5858
.5256
.4721
.4243
.3814
.3428
.3080
.2767
.2484
.2230
.2002
.1797
.1614
52
.5790
.5172
.4624
.4134
.3696
.3303
.2950
.2634
.2351
.2098
.1872
.1671
.1492
53
.5723
.5088
.4525
.4024
.3577
.3177
.2820
.2502
.2219
.1967
.1744
.1547
.1372
54
.5656
.5004
.4427
.3914
.3457
.3051
.2691
.2371
.2089
.1839
.1620
.1427
.1257
55
.5591
.4922
.4330
.3805
.3340
.2928
.2564
.2244
.1962
.1716
.1501
.1312
.1148
56
.5525
.4837
.4229
.3692
.3217
.2800
.2433
.2113
.1834
.1591
.1380
.1197
.1039
57
.5460
.4754
.4130
.3580
.3097
.2674
.2305
.1985
.1708
.1470
.1264
.1087
.0936
58
.5401
.4676
.4036
.3474
.2982
.2554
.2184
.1865
.1591
.1357
.1156
.0986
.0841
59
.5342
.4598
.3942
.3367
.2867
.2435
.2063
.1746
.1475
.1246
.1051
.0888
.0750
60
.5284
.4519
.3846
.3259
.2751
.2314
.1942
.1626
.1359
.1136
.0948
.0792
.0662
61
.5227
.4442
.3752
.3152
.2636
.2195
.1822
.1509
.1247
.1029
.0849
.0701
.0580
62
.5172
.4366
.3658
.3044
.2519
.2075
.1702
.1391
.1135
.0925
.0753
.0614
.0502
63
.5117
.4288
.3561
.2933
.2399
.1951
.1578
.1272
.1023
.0821
.0659
.0530
.0427
64
.5065
.4212
.3465
.2822
.2279
.1827
.1456
.1155
.0913
.0721
.0569
.0450
.0358
65
.5015
.4138
.3369
.2710
.2158
.1702
.1333
.1038
.0805
.0624
.0484
.0376
.0294
66
.4968
.4066
.3275
.2599
.2036
.1578
.1211
.0924
.0701
.0532
.0404
.0308
.0237
67
.4922
.3992
.3175
.2479
.1904
.1442
.1080
.0802
.0593
.0438
.0324
.0242
.0183
68
.4881
.3921
.3074
.2356
.1768
.1304
.0948
.0681
.0487
.0348
.0251
.0183
.0136
69
.4846
.3857
.2980
.2238
.1637
.1170
.0821
.0569
.0392
.0270
.0189
.0135
.0099
70
.4814
.3791
.2875
.2100
.1481
.1012
.0675
.0443
.0289
.0190
.0128
.0089
.0066
71
.4792
.3736
.2779
.1968
.1328
.0859
.0537
.0329
.0200
.0125
.0081
.0056
.0042
72
.4776
.3682
.2666
.1795
.1121
.0653
.0360
.0193
.0104
.0059
.0037
.0026
.0019
73
.4770
.3652
.2575
.1624
.0898
.0436
.0191
.0079
.0034
.0016
.0008
.0004
.0002
74
.4770
.3646
.2539
.1526
.0752
.0298
.0097
.0028
.0007
.0002
.0000
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0448
.0913
.1393
.1881
.2877
.3889
.4913
.5945
2
.0000
.0439
.0898
.1373
.1856
.2845
.3852
.4870
.5897
3
.0000
.0428
.0879
.1347
.1826
.2806
.3804
.4815
.5836
4
.0000
.0416
.0860
.1321
.1795
.2766
.3756
.4760
.5774
5
.0000
.0404
.0841
.1296
.1765
.2726
.3708
.4705
.5712
6
.0000
.0392
.0821
.1271
.1734
.2686
.3660
.4649
.5650
7
.0000
.0381
.0802
.1246
.1703
.2646
.3611
.4593
.5587
8
.0000
.0369
.0783
.1220
.1673
.2605
.3563
.4537
.5524
9
.0000
.0358
.0764
.1195
.1642
.2565
.3514
.4481
.5461
10
.0000
.0347
.0745
.1171
.1612
.2525
.3466
.4425
.5398
11
.0000
.0336
.0727
.1146
.1582
.2485
.3418
.4369
.5335
12
.0000
.0325
.0708
.1121
.1551
.2445
.3368
.4312
.5270
13
.0000
.0314
.0690
.1096
.1521
.2404
.3319
.4255
.5206
14
.0000
.0303
.0672
.1071
.1490
.2363
.3269
.4197
.5140
15
.0000
.0292
.0654
.1047
.1460
.2323
.3219
.4138
.5074
16
.0000
.0282
.0636
.1022
.1429
.2282
.3169
.4080
.5007
17
.0000
.0272
.0618
.0998
.1399
.2241
.3119
.4021
.4940
18
.0000
.0262
.0600
.0973
.1368
.2200
.3068
.3961
.4873
19
.0000
.0252
.0582
.0949
.1337
.2158
.3016
.3901
.4805
20
.0000
.0242
.0565
.0924
.1307
.2116
.2965
.3840
.4736
21
.0000
.0232
.0547
.0900
.1276
.2074
.2913
.3779
.4667
22
.0000
.0222
.0529
.0875
.1245
.2032
.2860
.3717
.4596
23
.0000
.0213
.0512
.0851
.1214
.1989
.2807
.3655
.4526
24
.0000
.0204
.0495
.0826
.1183
.1946
.2753
.3591
.4454
25
.0000
.0194
.0477
.0801
.1152
.1902
.2698
.3527
.4381
26
.0000
.0185
.0460
.0777
.1120
.1858
.2644
.3463
.4308
27
.0000
.0176
.0443
.0752
.1089
.1814
.2589
.3398
.4234
28
.0000
.0168
.0426
.0728
.1057
.1770
.2533
.3332
.4160
29
.0000
.0159
.0409
.0703
.1025
.1725
.2477
.3266
.4085
30
.0000
.0151
.0392
.0679
.0993
.1680
.2420
.3199
.4009
31
.0000
.0142
.0376
.0654
.0961
.1634
.2362
.3131
.3931
32
.0000
.0134
.0359
.0629
.0928
.1587
.2303
.3061
.3853
33
.0000
.0126
.0342
.0604
.0896
.1541
.2245
.2992
.3775
34
.0000
.0118
.0326
.0579
.0863
.1494
.2185
.2922
.3695
35
.0000
.0110
.0309
.0554
.0830
.1446
.2125
.2851
.3615
36
.0000
.0103
.0293
.0530
.0798
.1399
.2065
.2779
.3534
37
.0000
.0096
.0277
.0505
.0764
.1350
.2003
.2707
.3452
38
.0000
.0088
.0261
.0480
.0731
.1302
.1941
.2633
.3368
39
.0000
.0082
.0245
.0455
.0698
.1253
.1879
.2560
.3285
40
.0000
.0075
.0230
.0431
.0665
.1204
.1817
.2486
.3201
41
.0000
.0069
.0215
.0407
.0632
.1156
.1754
.2412
.3117
42
.0000
.0063
.0200
.0383
.0599
.1106
.1691
.2336
.3032
43
.0000
.0057
.0185
.0360
.0567
.1058
.1628
.2262
.2947
44
.0000
.0051
.0172
.0337
.0535
.1010
.1566
.2188
.2862
45
.0000
.0045
.0156
.0311
.0499
.0956
.1497
.2105
.2768
46
.0000
.0039
.0141
.0286
.0464
.0902
.1427
.2022
.2674
47
.0000
.0034
.0126
.0261
.0430
.0850
.1359
.1940
.2581
48
.0000
.0029
.0112
.0238
.0396
.0798
.1290
.1857
.2486
49
.0000
.0025
.0099
.0215
.0364
.0746
.1221
.1774
.2390
50
.0000
.0021
.0087
.0193
.0332
.0695
.1155
.1692
.2296
51
.0000
.0017
.0076
.0172
.0302
.0646
.1088
.1611
.2201
52
.0000
.0014
.0065
.0152
.0272
.0596
.1020
.1527
.2104
53
.0000
.0011
.0055
.0133
.0243
.0547
.0953
.1443
.2005
54
.0000
.0009
.0046
.0115
.0215
.0500
.0886
.1359
.1907
55
.0000
.0007
.0038
.0099
.0189
.0454
.0821
.1277
.1810
56
.0000
.0005
.0031
.0083
.0164
.0408
.0755
.1192
.1709
57
.0000
.0004
.0025
.0069
.0141
.0364
.0690
.1109
.1610
58
.0000
.0003
.0020
.0058
.0121
.0325
.0631
.1031
.1516
59
.0000
.0002
.0015
.0047
.0102
.0287
.0572
.0953
.1422
60
.0000
.0001
.0012
.0038
.0085
.0250
.0514
.0874
.1326
61
.0000
.0001
.0009
.0030
.0069
.0215
.0457
.0797
.1232
62
.0000
.0001
.0006
.0023
.0055
.0182
.0402
.0721
.1138
63
.0000
.0000
.0004
.0016
.0042
.0150
.0347
.0643
.1041
64
.0000
.0000
.0003
.0011
.0031
.0121
.0295
.0567
.0945
65
.0000
.0000
.0001
.0007
.0022
.0094
.0245
.0493
.0849
66
.0000
.0000
.0001
.0005
.0015
.0071
.0198
.0421
.0755
67
.0000
.0000
.0000
.0002
.0009
.0049
.0152
.0347
.0655
68
.0000
.0000
.0000
.0001
.0005
.0031
.0111
.0276
.0554
69
.0000
.0000
.0000
.0000
.0002
.0019
.0076
.0212
.0460
70
.0000
.0000
.0000
.0000
.0001
.0008
.0044
.0146
.0355
71
.0000
.0000
.0000
.0000
.0000
.0003
.0022
.0091
.0259
72
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0037
.0146
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0055
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0019
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7127
.6699
.6313
.5961
.5639
.5342
.5068
.4813
.4659
.4546
.4450
.4367
.4294
37
$120
.7062
.6623
.6227
.5867
.5537
.5234
.4954
.4735
.4606
.4496
.4402
.4321
.4254
38
$120
.6998
.6546
.6140
.5771
.5434
.5124
.4838
.4681
.4554
.4447
.4355
.4279
.4219
39
$120
.6933
.6470
.6053
.5676
.5331
.5015
.4776
.4628
.4504
.4398
.4311
.4243
.4189
40
$120
.6868
.6393
.5966
.5580
.5228
.4905
.4722
.4576
.4454
.4353
.4274
.4212
.4161
 
$160
.6823
.6350
.5926
.5543
.5193
.4872
.4577
.4303
.4145
.4014
.3901
.3804
.3721
41
$120
.6803
.6315
.5878
.5483
.5123
.4840
.4668
.4525
.4406
.4313
.4241
.4183
.4136
 
$160
.6758
.6274
.5839
.5447
.5089
.4762
.4461
.4238
.4086
.3958
.3848
.3754
.3675
42
$120
.6737
.6237
.5789
.5385
.5017
.4785
.4615
.4474
.4363
.4277
.4209
.4155
.4112
 
$160
.6692
.6196
.5751
.5349
.4984
.4650
.4353
.4177
.4028
.3902
.3795
.3706
.3634
43
$120
.6671
.6159
.5700
.5287
.4935
.4731
.4562
.4428
.4325
.4244
.4181
.4130
.4091
 
$160
.6627
.6118
.5663
.5252
.4879
.4538
.4290
.4117
.3971
.3848
.3746
.3664
.3598
44
$120
.6607
.6082
.5612
.5190
.4880
.4677
.4513
.4387
.4290
.4214
.4154
.4108
.4072
 
$160
.6563
.6042
.5575
.5155
.4774
.4435
.4230
.4059
.3916
.3797
.3702
.3627
.3566
45
$120
.6534
.5995
.5514
.5082
.4818
.4617
.4462
.4343
.4251
.4180
.4125
.4084
.4053
 
$160
.6491
.5956
.5478
.5048
.4658
.4363
.4162
.3994
.3855
.3745
.3657
.3587
.3532
46
$120
.6462
.5909
.5416
.5002
.4755
.4561
.4414
.4301
.4215
.4149
.4100
.4064
.4037
 
$160
.6419
.5870
.5380
.4940
.4542
.4294
.4095
.3931
.3800
.3697
.3616
.3552
.3500
47
$120
.6391
.5824
.5319
.4940
.4696
.4510
.4369
.4263
.4182
.4122
.4078
.4046
.4022
 
$160
.6349
.5785
.5283
.4833
.4465
.4226
.4030
.3873
.3750
.3654
.3578
.3519
.3472
 
$250
.6281
.5723
.5227
.4781
.4378
.4012
.3677
.3435
.3245
.3085
.2950
.2835
.2737
48
$120
.6319
.5737
.5220
.4877
.4639
.4461
.4327
.4226
.4152
.4098
.4059
.4030
.4010
 
$160
.6277
.5699
.5185
.4724
.4395
.4159
.3967
.3818
.3703
.3613
.3543
.3489
.3448
 
$250
.6210
.5638
.5130
.4673
.4261
.3887
.3574
.3353
.3168
.3013
.2882
.2772
.2682
 
$275
.6196
.5625
.5118
.4662
.4251
.3878
.3538
.3279
.3079
.2911
.2769
.2649
.2546
49
$120
.6247
.5651
.5122
.4817
.4586
.4414
.4286
.4192
.4124
.4076
.4041
.4017
.3999
 
$160
.6206
.5613
.5086
.4616
.4326
.4092
.3909
.3767
.3659
.3575
.3510
.3462
.3426
 
$250
.6140
.5553
.5032
.4564
.4143
.3761
.3490
.3274
.3093
.2943
.2817
.2714
.2631
 
$275
.6126
.5540
.5020
.4554
.4133
.3753
.3426
.3193
.2999
.2836
.2699
.2583
.2487
50
$120
.6178
.5566
.5062
.4760
.4536
.4370
.4249
.4162
.4100
.4057
.4026
.4005
.3991
 
$160
.6137
.5529
.4989
.4548
.4259
.4030
.3855
.3721
.3618
.3540
.3482
.3439
.3407
 
$250
.6071
.5470
.4935
.4457
.4026
.3666
.3410
.3198
.3022
.2876
.2758
.2663
.2587
 
$275
.6057
.5457
.4924
.4446
.4017
.3629
.3339
.3112
.2923
.2764
.2631
.2522
.2434
51
$120
.6108
.5480
.5002
.4706
.4488
.4328
.4214
.4134
.4078
.4040
.4014
.3996
.3984
 
$160
.6068
.5444
.4891
.4480
.4193
.3972
.3804
.3676
.3580
.3509
.3457
.3419
.3391
 
$250
.6003
.5386
.4838
.4349
.3909
.3583
.3332
.3124
.2952
.2814
.2703
.2616
.2546
 
$275
.5989
.5373
.4827
.4338
.3900
.3524
.3255
.3033
.2848
.2694
.2569
.2467
.2386
52
$120
.6038
.5393
.4943
.4653
.4440
.4288
.4182
.4108
.4058
.4025
.4002
.3988
.3978
 
$160
.5998
.5358
.4789
.4411
.4129
.3915
.3754
.3633
.3545
.3480
.3434
.3400
.3377
 
$250
.5934
.5300
.4738
.4237
.3804
.3501
.3253
.3049
.2885
.2755
.2652
.2572
.2508
 
$275
.5920
.5288
.4727
.4227
.3779
.3436
.3172
.2954
.2773
.2627
.2509
.2416
.2342
 
$380
.5875
.5248
.4691
.4195
.3750
.3351
.2993
.2705
.2476
.2285
.2124
.1988
.1874
53
$120
.5967
.5305
.4886
.4600
.4394
.4251
.4152
.4085
.4041
.4012
.3993
.3981
.3973
 
$160
.5928
.5270
.4704
.4343
.4068
.3861
.3707
.3594
.3512
.3454
.3413
.3384
.3365
 
$250
.5864
.5214
.4637
.4124
.3720
.3420
.3175
.2977
.2822
.2700
.2605
.2531
.2473
 
$275
.5851
.5202
.4627
.4114
.3668
.3350
.3090
.2875
.2702
.2564
.2455
.2369
.2301
 
$380
.5806
.5162
.4591
.4083
.3629
.3223
.2872
.2607
.2385
.2200
.2045
.1915
.1807
54
$120
.5898
.5220
.4831
.4550
.4351
.4216
.4124
.4064
.4025
.4001
.3985
.3976
.3970
 
$160
.5859
.5184
.4637
.4279
.4009
.3809
.3662
.3557
.3483
.3431
.3395
.3371
.3355
 
$250
.5796
.5128
.4537
.4011
.3637
.3340
.3100
.2910
.2763
.2649
.2561
.2494
.2443
 
$275
.5782
.5116
.4526
.4001
.3581
.3266
.3009
.2800
.2635
.2506
.2404
.2325
.2264
 
$380
.5738
.5077
.4492
.3971
.3508
.3096
.2773
.2513
.2297
.2117
.1968
.1845
.1746
55
$120
.5830
.5165
.4778
.4502
.4311
.4183
.4100
.4046
.4012
.3992
.3979
.3972
.3967
 
$160
.5791
.5098
.4571
.4217
.3953
.3759
.3621
.3524
.3457
.3411
.3380
.3360
.3347
 
$250
.5729
.5044
.4437
.3923
.3557
.3262
.3029
.2848
.2709
.2602
.2521
.2461
.2416
 
$275
.5716
.5032
.4427
.3890
.3496
.3184
.2931
.2730
.2574
.2452
.2358
.2286
.2232
 
$380
.5673
.4994
.4393
.3860
.3388
.2985
.2677
.2423
.2212
.2038
.1896
.1782
.1691
 
$500
.5641
.4966
.4369
.3839
.3370
.2954
.2587
.2276
.2028
.1820
.1646
.1500
.1378
56
$120
.5761
.5109
.4724
.4454
.4272
.4153
.4077
.4030
.4001
.3984
.3974
.3968
.3965
 
$160
.5723
.5011
.4505
.4154
.3896
.3712
.3582
.3493
.3433
.3393
.3367
.3351
.3340
 
$250
.5661
.4957
.4334
.3840
.3475
.3185
.2960
.2787
.2656
.2558
.2485
.2431
.2392
 
$275
.5648
.4945
.4324
.3794
.3410
.3100
.2854
.2662
.2514
.2401
.2315
.2250
.2202
 
$380
.5605
.4908
.4291
.3746
.3264
.2885
.2582
.2332
.2127
.1961
.1828
.1723
.1639
 
$500
.5574
.4881
.4268
.3725
.3246
.2825
.2458
.2168
.1926
.1725
.1558
.1419
.1305
 
$550
.5566
.4873
.4261
.3719
.3241
.2821
.2452
.2132
.1879
.1668
.1492
.1345
.1222
57
$120
.5693
.5056
.4672
.4409
.4235
.4125
.4056
.4016
.3992
.3978
.3970
.3966
.3964
 
$160
.5656
.4924
.4442
.4094
.3843
.3667
.3546
.3465
.3412
.3378
.3357
.3343
.3335
 
$250
.5595
.4871
.4232
.3759
.3395
.3111
.2894
.2730
.2607
.2517
.2452
.2405
.2372
 
$275
.5582
.4860
.4222
.3710
.3326
.3020
.2781
.2598
.2458
.2353
.2275
.2218
.2177
 
$380
.5540
.4823
.4190
.3632
.3153
.2788
.2488
.2243
.2046
.1889
.1765
.1668
.1593
 
$500
.5509
.4796
.4167
.3612
.3124
.2698
.2348
.2064
.1829
.1635
.1475
.1344
.1238
 
$550
.5501
.4789
.4161
.3607
.3120
.2694
.2322
.2022
.1777
.1573
.1404
.1264
.1150
58
$120
.5631
.5008
.4627
.4370
.4205
.4102
.4041
.4005
.3985
.3974
.3968
.3965
.3963
 
$160
.5594
.4853
.4385
.4041
.3797
.3629
.3516
.3443
.3396
.3367
.3349
.3338
.3331
 
$250
.5534
.4791
.4144
.3685
.3324
.3046
.2836
.2680
.2566
.2484
.2425
.2384
.2356
 
$275
.5521
.4780
.4126
.3632
.3249
.2948
.2717
.2542
.2410
.2314
.2243
.2193
.2156
 
$380
.5479
.4744
.4095
.3524
.3062
.2699
.2402
.2164
.1974
.1826
.1711
.1622
.1554
 
$500
.5449
.4718
.4072
.3505
.3009
.2584
.2248
.1969
.1740
.1552
.1400
.1278
.1181
 
$550
.5441
.4711
.4066
.3500
.3004
.2573
.2212
.1923
.1683
.1486
.1324
.1192
.1086
59
$120
.5570
.4961
.4583
.4333
.4176
.4081
.4026
.3996
.3979
.3970
.3966
.3963
.3962
 
$160
.5534
.4798
.4329
.3989
.3752
.3593
.3489
.3423
.3382
.3357
.3342
.3334
.3329
 
$250
.5474
.4712
.4072
.3612
.3254
.2982
.2780
.2633
.2528
.2453
.2402
.2367
.2343
 
$275
.5462
.4701
.4036
.3555
.3173
.2879
.2655
.2488
.2366
.2277
.2214
.2170
.2139
 
$380
.5420
.4665
.3999
.3416
.2972
.2610
.2318
.2087
.1907
.1767
.1660
.1579
.1519
 
$500
.5390
.4639
.3977
.3398
.2893
.2482
.2149
.1876
.1653
.1473
.1330
.1217
.1128
 
$550
.5382
.4632
.3971
.3392
.2889
.2453
.2109
.1825
.1592
.1401
.1248
.1125
.1028
60
$120
.5510
.4914
.4539
.4296
.4148
.4062
.4014
.3988
.3974
.3968
.3964
.3963
.3962
 
$160
.5473
.4744
.4273
.3938
.3709
.3558
.3463
.3404
.3369
.3348
.3337
.3330
.3327
 
$250
.5415
.4631
.4000
.3539
.3185
.2920
.2727
.2589
.2492
.2426
.2381
.2351
.2331
 
$275
.5402
.4620
.3961
.3477
.3099
.2810
.2595
.2437
.2324
.2243
.2188
.2150
.2124
 
$380
.5361
.4585
.3903
.3326
.2881
.2521
.2235
.2012
.1841
.1711
.1613
.1540
.1487
 
$500
.5331
.4560
.3881
.3288
.2782
.2380
.2051
.1783
.1568
.1397
.1264
.1160
.1079
 
$550
.5323
.4553
.3875
.3283
.2771
.2347
.2006
.1727
.1501
.1320
.1176
.1062
.0974
 
$800
.5301
.4534
.3859
.3270
.2760
.2322
.1948
.1631
.1374
.1163
.0990
.0849
.0735
61
$120
.5451
.4868
.4496
.4262
.4123
.4045
.4003
.3981
.3971
.3966
.3963
.3962
.3962
 
$160
.5415
.4690
.4219
.3888
.3668
.3527
.3440
.3388
.3358
.3342
.3333
.3328
.3325
 
$250
.5357
.4552
.3930
.3467
.3117
.2860
.2676
.2547
.2460
.2401
.2363
.2338
.2322
 
$275
.5344
.4542
.3887
.3401
.3026
.2744
.2537
.2389
.2285
.2213
.2165
.2133
.2111
 
$380
.5304
.4507
.3807
.3238
.2791
.2434
.2156
.1941
.1779
.1659
.1570
.1506
.1459
 
$500
.5275
.4482
.3786
.3181
.2682
.2280
.1954
.1693
.1487
.1326
.1202
.1107
.1036
 
$550
.5266
.4476
.3780
.3176
.2656
.2244
.1906
.1633
.1415
.1243
.1109
.1005
.0925
 
$800
.5245
.4457
.3765
.3162
.2644
.2202
.1828
.1521
.1272
.1069
.0904
.0773
.0668
62
$120
.5393
.4821
.4454
.4228
.4099
.4029
.3993
.3976
.3968
.3964
.3962
.3962
.3961
 
$160
.5357
.4636
.4164
.3839
.3628
.3497
.3419
.3374
.3349
.3336
.3329
.3326
.3324
 
$250
.5300
.4474
.3859
.3396
.3051
.2801
.2627
.2509
.2430
.2379
.2347
.2327
.2315
 
$275
.5288
.4463
.3814
.3326
.2954
.2679
.2482
.2344
.2249
.2186
.2145
.2118
.2101
 
$380
.5248
.4429
.3711
.3149
.2701
.2349
.2077
.1873
.1721
.1610
.1531
.1475
.1435
 
$500
.5219
.4405
.3691
.3072
.2581
.2180
.1859
.1606
.1409
.1258
.1145
.1059
.0996
 
$550
.5211
.4398
.3685
.3067
.2552
.2140
.1806
.1540
.1331
.1170
.1046
.0952
.0881
 
$800
.5189
.4380
.3670
.3054
.2527
.2081
.1712
.1413
.1171
.0977
.0823
.0701
.0606
 
$1,000
.5182
.4374
.3665
.3050
.2524
.2079
.1705
.1394
.1142
.0938
.0774
.0643
.0539
63
$120
.5336
.4774
.4411
.4195
.4076
.4015
.3985
.3972
.3966
.3963
.3962
.3962
.3961
 
$160
.5300
.4581
.4109
.3790
.3589
.3468
.3399
.3362
.3342
.3332
.3327
.3325
.3323
 
$250
.5244
.4394
.3787
.3323
.2983
.2743
.2580
.2472
.2403
.2360
.2334
.2318
.2309
 
$275
.5232
.4384
.3739
.3248
.2881
.2614
.2428
.2300
.2216
.2162
.2127
.2106
.2093
 
$380
.5192
.4351
.3622
.3059
.2610
.2262
.1999
.1805
.1664
.1564
.1495
.1447
.1415
 
$500
.5163
.4327
.3593
.2972
.2477
.2078
.1763
.1519
.1333
.1193
.1090
.1015
.0961
 
$550
.5155
.4320
.3587
.2955
.2446
.2034
.1705
.1448
.1249
.1098
.0985
.0902
.0841
 
$800
.5134
.4302
.3572
.2943
.2407
.1958
.1596
.1304
.1071
.0887
.0743
.0633
.0548
 
$1,000
.5127
.4297
.3568
.2939
.2404
.1955
.1582
.1278
.1035
.0841
.0687
.0567
.0474
64
$120
.5289
.4727
.4369
.4164
.4055
.4003
.3978
.3968
.3964
.3962
.3962
.3961
.3961
 
$160
.5246
.4526
.4053
.3742
.3552
.3442
.3382
.3351
.3336
.3329
.3325
.3324
.3323
 
$250
.5190
.4331
.3716
.3251
.2917
.2688
.2536
.2439
.2380
.2344
.2323
.2311
.2304
 
$275
.5178
.4306
.3664
.3172
.2809
.2552
.2376
.2261
.2187
.2141
.2113
.2096
.2087
 
$380
.5138
.4274
.3539
.2968
.2520
.2178
.1924
.1741
.1612
.1523
.1463
.1423
.1397
 
$500
.5110
.4250
.3496
.2873
.2374
.1977
.1669
.1435
.1260
.1133
.1041
.0976
.0930
 
$550
.5102
.4244
.3491
.2851
.2339
.1929
.1606
.1358
.1171
.1032
.0931
.0858
.0806
 
$800
.5081
.4226
.3476
.2831
.2286
.1840
.1482
.1197
.0974
.0801
.0670
.0570
.0496
 
$1,000
.5075
.4221
.3472
.2828
.2283
.1831
.1461
.1165
.0931
.0748
.0606
.0497
.0415
65
$120
.5247
.4680
.4328
.4134
.4037
.3992
.3973
.3966
.3963
.3962
.3961
.3961
.3961
 
$160
.5194
.4472
.3998
.3695
.3517
.3418
.3368
.3343
.3331
.3326
.3324
.3323
.3323
 
$250
.5139
.4268
.3644
.3179
.2853
.2634
.2495
.2409
.2359
.2330
.2314
.2306
.2301
 
$275
.5127
.4239
.3590
.3095
.2737
.2491
.2328
.2224
.2161
.2123
.2101
.2089
.2082
 
$380
.5088
.4198
.3456
.2878
.2430
.2094
.1851
.1680
.1564
.1486
.1436
.1404
.1384
 
$500
.5060
.4175
.3400
.2774
.2271
.1877
.1577
.1354
.1192
.1077
.0996
.0941
.0904
 
$550
.5052
.4169
.3394
.2749
.2233
.1824
.1509
.1272
.1097
.0971
.0881
.0819
.0776
 
$800
.5031
.4152
.3380
.2719
.2167
.1723
.1369
.1093
.0881
.0721
.0601
.0514
.0451
 
$1,000
.5025
.4146
.3376
.2716
.2162
.1706
.1342
.1055
.0831
.0660
.0531
.0434
.0363
66
$120
.5206
.4633
.4288
.4106
.4020
.3983
.3969
.3964
.3962
.3962
.3961
.3961
.3961
 
$160
.5146
.4417
.3944
.3650
.3484
.3397
.3355
.3336
.3328
.3325
.3323
.3323
.3323
 
$250
.5091
.4207
.3573
.3108
.2789
.2583
.2457
.2383
.2342
.2320
.2308
.2302
.2299
 
$275
.5079
.4177
.3516
.3019
.2668
.2433
.2283
.2192
.2139
.2108
.2092
.2083
.2079
 
$380
.5041
.4126
.3374
.2788
.2340
.2012
.1781
.1624
.1520
.1454
.1413
.1388
.1373
 
$500
.5013
.4103
.3310
.2675
.2168
.1778
.1487
.1277
.1128
.1026
.0958
.0913
.0884
 
$550
.5005
.4097
.3299
.2648
.2127
.1721
.1414
.1189
.1027
.0914
.0837
.0785
.0751
 
$800
.4984
.4080
.3286
.2608
.2051
.1606
.1258
.0992
.0792
.0645
.0540
.0465
.0412
 
$1,000
.4978
.4074
.3281
.2604
.2040
.1585
.1225
.0947
.0735
.0577
.0461
.0378
.0318
67
$120
.5161
.4582
.4246
.4078
.4004
.3976
.3966
.3963
.3962
.3961
.3961
.3961
.3961
 
$160
.5099
.4358
.3885
.3603
.3451
.3378
.3345
.3331
.3326
.3324
.3323
.3323
.3323
 
$250
.5044
.4142
.3495
.3032
.2723
.2532
.2420
.2359
.2327
.2311
.2303
.2300
.2298
 
$275
.5032
.4111
.3435
.2937
.2594
.2373
.2239
.2161
.2119
.2096
.2085
.2079
.2077
 
$380
.4994
.4051
.3286
.2691
.2244
.1926
.1709
.1567
.1478
.1425
.1393
.1375
.1365
 
$500
.4967
.4028
.3217
.2568
.2058
.1673
.1394
.1198
.1065
.0978
.0922
.0887
.0866
 
$550
.4959
.4022
.3201
.2539
.2013
.1611
.1315
.1104
.0958
.0860
.0796
.0756
.0730
 
$800
.4938
.4005
.3185
.2488
.1925
.1481
.1140
.0886
.0702
.0571
.0480
.0419
.0377
 
$1,000
.4932
.4000
.3181
.2484
.1909
.1454
.1101
.0834
.0637
.0495
.0394
.0325
.0277
68
$120
.5116
.4531
.4204
.4052
.3991
.3970
.3964
.3962
.3961
.3961
.3961
.3961
.3961
 
$160
.5056
.4298
.3826
.3557
.3421
.3361
.3336
.3327
.3324
.3323
.3323
.3323
.3323
 
$250
.5002
.4076
.3417
.2954
.2657
.2483
.2388
.2339
.2315
.2305
.2300
.2298
.2297
 
$275
.4990
.4045
.3354
.2854
.2521
.2316
.2198
.2135
.2103
.2087
.2080
.2077
.2075
 
$380
.4952
.3978
.3197
.2592
.2147
.1840
.1640
.1515
.1442
.1400
.1378
.1366
.1359
 
$500
.4925
.3956
.3124
.2459
.1945
.1567
.1301
.1123
.1008
.0936
.0893
.0868
.0853
 
$550
.4917
.3950
.3107
.2428
.1896
.1499
.1216
.1022
.0894
.0812
.0762
.0732
.0714
 
$800
.4897
.3934
.3084
.2369
.1797
.1353
.1022
.0783
.0616
.0503
.0428
.0380
.0350
 
$1,000
.4890
.3929
.3080
.2360
.1777
.1321
.0976
.0723
.0544
.0419
.0335
.0280
.0244
69
$120
.5074
.4481
.4165
.4029
.3981
.3966
.3962
.3962
.3961
.3961
.3961
.3961
.3961
 
$160
.5020
.4240
.3769
.3514
.3396
.3348
.3330
.3325
.3323
.3323
.3323
.3323
.3323
 
$250
.4967
.4014
.3340
.2879
.2597
.2440
.2361
.2324
.2307
.2301
.2298
.2297
.2297
 
$275
.4955
.3983
.3275
.2773
.2452
.2265
.2164
.2114
.2091
.2081
.2077
.2075
.2075
 
$380
.4917
.3914
.3113
.2496
.2054
.1760
.1578
.1472
.1413
.1382
.1367
.1360
.1356
 
$500
.4890
.3892
.3036
.2354
.1836
.1466
.1217
.1057
.0960
.0903
.0871
.0854
.0845
 
$550
.4883
.3886
.3018
.2321
.1784
.1393
.1125
.0949
.0840
.0774
.0736
.0715
.0704
 
$800
.4862
.3870
.2990
.2255
.1673
.1231
.0911
.0689
.0541
.0446
.0387
.0351
.0330
 
$1,000
.4856
.3865
.2986
.2243
.1649
.1193
.0858
.0622
.0461
.0355
.0287
.0245
.0220
70
$120
.5024
.4422
.4122
.4007
.3972
.3964
.3962
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4987
.4172
.3703
.3468
.3370
.3336
.3326
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4934
.3944
.3251
.2793
.2529
.2396
.2335
.2311
.2301
.2298
.2297
.2297
.2297
 
$275
.4922
.3913
.3183
.2680
.2374
.2210
.2131
.2096
.2082
.2077
.2075
.2075
.2075
 
$380
.4885
.3846
.3015
.2383
.1946
.1671
.1513
.1429
.1387
.1368
.1359
.1356
.1355
 
$500
.4858
.3825
.2935
.2231
.1709
.1351
.1123
.0988
.0913
.0873
.0853
.0844
.0840
 
$550
.4850
.3819
.2917
.2196
.1652
.1271
.1024
.0873
.0786
.0739
.0715
.0703
.0697
 
$800
.4830
.3803
.2884
.2123
.1527
.1089
.0786
.0587
.0464
.0391
.0350
.0328
.0316
 
$1,000
.4824
.3798
.2880
.2108
.1499
.1044
.0724
.0511
.0374
.0292
.0243
.0216
.0201
71
$120
.4997
.4364
.4082
.3989
.3966
.3962
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4964
.4105
.3640
.3427
.3351
.3329
.3324
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4911
.3878
.3163
.2710
.2469
.2360
.2317
.2303
.2298
.2297
.2297
.2297
.2297
 
$275
.4899
.3849
.3093
.2589
.2303
.2165
.2107
.2085
.2078
.2075
.2075
.2075
.2075
 
$380
.4862
.3791
.2922
.2273
.1843
.1591
.1459
.1397
.1370
.1359
.1356
.1354
.1354
 
$500
.4835
.3770
.2842
.2112
.1585
.1243
.1041
.0933
.0879
.0854
.0843
.0839
.0837
 
$550
.4828
.3764
.2824
.2074
.1523
.1156
.0933
.0809
.0746
.0715
.0702
.0696
.0694
 
$800
.4808
.3748
.2789
.1996
.1385
.0952
.0670
.0499
.0403
.0351
.0326
.0314
.0308
 
$1,000
.4802
.3744
.2785
.1979
.1352
.0901
.0600
.0413
.0304
.0245
.0214
.0199
.0191
72
$120
.4980
.4286
.4035
.3973
.3963
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4947
.4015
.3556
.3381
.3333
.3324
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4894
.3797
.3045
.2601
.2397
.2324
.2303
.2298
.2297
.2297
.2297
.2297
.2297
 
$275
.4883
.3771
.2972
.2468
.2217
.2118
.2086
.2077
.2075
.2075
.2075
.2075
.2075
 
$380
.4845
.3736
.2801
.2125
.1708
.1494
.1403
.1369
.1358
.1355
.1354
.1354
.1354
 
$500
.4819
.3715
.2726
.1953
.1420
.1107
.0948
.0877
.0850
.0841
.0838
.0837
.0836
 
$550
.4811
.3710
.2710
.1913
.1351
.1009
.0828
.0745
.0711
.0698
.0694
.0693
.0693
 
$800
.4791
.3694
.2677
.1829
.1194
.0774
.0529
.0402
.0344
.0319
.0309
.0306
.0305
 
$1,000
.4785
.3690
.2671
.1810
.1155
.0712
.0447
.0304
.0235
.0205
.0193
.0188
.0186
73
$120
.4974
.4200
.3995
.3964
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4941
.3917
.3470
.3345
.3325
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4889
.3743
.2917
.2489
.2339
.2303
.2298
.2297
.2297
.2297
.2297
.2297
.2297
 
$275
.4877
.3734
.2843
.2341
.2141
.2087
.2076
.2075
.2075
.2075
.2075
.2075
.2075
 
$380
.4840
.3706
.2683
.1964
.1572
.1414
.1367
.1356
.1354
.1354
.1354
.1354
.1354
 
$500
.4813
.3685
.2621
.1784
.1246
.0979
.0877
.0846
.0838
.0837
.0836
.0836
.0836
 
$550
.4806
.3680
.2608
.1745
.1168
.0867
.0745
.0706
.0695
.0693
.0693
.0692
.0692
 
$800
.4786
.3664
.2584
.1661
.0989
.0594
.0406
.0335
.0312
.0306
.0304
.0304
.0304
 
$1,000
.4780
.3660
.2580
.1641
.0944
.0519
.0309
.0225
.0196
.0188
.0186
.0186
.0186
74
$120
.4974
.4143
.3976
.3962
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
.3961
 
$160
.4941
.3852
.3418
.3331
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
.3323
 
$250
.4888
.3736
.2832
.2421
.2314
.2298
.2297
.2297
.2297
.2297
.2297
.2297
.2297
 
$275
.4877
.3728
.2759
.2260
.2105
.2078
.2075
.2075
.2075
.2075
.2075
.2075
.2075
 
$380
.4840
.3699
.2615
.1858
.1491
.1379
.1357
.1354
.1354
.1354
.1354
.1354
.1354
 
$500
.4813
.3679
.2568
.1676
.1134
.0911
.0850
.0838
.0837
.0836
.0836
.0836
.0836
 
$550
.4806
.3673
.2560
.1638
.1049
.0789
.0711
.0695
.0693
.0693
.0692
.0692
.0692
 
$800
.4786
.3658
.2547
.1561
.0855
.0486
.0349
.0313
.0305
.0304
.0304
.0304
.0304
 
$1,000
.4780
.3653
.2544
.1543
.0806
.0402
.0243
.0197
.0188
.0186
.0186
.0186
.0186
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0107
.0306
.0552
.0832
.1459
.2153
.2898
.3685
37
$120
.0100
.0289
.0526
.0797
.1408
.2089
.2822
.3599
38
$120
.0092
.0272
.0500
.0762
.1357
.2024
.2745
.3512
39
$120
.0085
.0256
.0475
.0728
.1306
.1959
.2669
.3425
40
$120
.0078
.0240
.0450
.0693
.1256
.1894
.2592
.3338
 
$160
.0078
.0238
.0447
.0689
.1247
.1882
.2575
.3316
41
$120
.0072
.0224
.0424
.0659
.1205
.1829
.2515
.3251
 
$160
.0071
.0223
.0422
.0655
.1197
.1817
.2498
.3229
42
$120
.0065
.0208
.0399
.0625
.1154
.1763
.2436
.3162
 
$160
.0065
.0207
.0397
.0621
.1146
.1752
.2420
.3141
43
$120
.0059
.0193
.0375
.0591
.1103
.1698
.2358
.3073
 
$160
.0059
.0192
.0372
.0587
.1096
.1686
.2343
.3052
44
$120
.0053
.0179
.0351
.0558
.1053
.1633
.2281
.2985
 
$160
.0053
.0178
.0349
.0554
.1046
.1622
.2266
.2965
45
$120
.0047
.0162
.0324
.0521
.0997
.1561
.2195
.2887
 
$160
.0047
.0161
.0322
.0517
.0990
.1550
.2180
.2868
46
$120
.0041
.0147
.0298
.0484
.0941
.1488
.2108
.2789
 
$160
.0041
.0146
.0296
.0481
.0935
.1478
.2095
.2770
47
$120
.0035
.0132
.0273
.0449
.0886
.1417
.2023
.2726
 
$160
.0035
.0131
.0271
.0446
.0880
.1408
.2010
.2673
 
$250
.0035
.0129
.0268
.0441
.0871
.1393
.1988
.2645
48
$120
.0030
.0117
.0248
.0413
.0832
.1345
.1936
.2664
 
$160
.0030
.0116
.0246
.0411
.0826
.1336
.1924
.2575
 
$250
.0030
.0115
.0243
.0406
.0817
.1322
.1903
.2547
 
$275
.0030
.0115
.0243
.0405
.0815
.1319
.1899
.2541
49
$120
.0026
.0104
.0224
.0379
.0778
.1274
.1865
.2602
 
$160
.0025
.0103
.0222
.0377
.0772
.1265
.1838
.2476
 
$250
.0025
.0102
.0220
.0373
.0764
.1252
.1818
.2449
 
$275
.0025
.0102
.0219
.0372
.0762
.1249
.1814
.2444
50
$120
.0021
.0091
.0201
.0346
.0725
.1204
.1808
.2542
 
$160
.0021
.0090
.0200
.0344
.0720
.1196
.1753
.2388
 
$250
.0021
.0089
.0198
.0340
.0713
.1183
.1734
.2353
 
$275
.0021
.0089
.0197
.0340
.0711
.1180
.1730
.2347
51
$120
.0018
.0079
.0180
.0315
.0674
.1134
.1750
.2482
 
$160
.0018
.0079
.0179
.0313
.0669
.1127
.1669
.2320
 
$250
.0017
.0078
.0177
.0309
.0662
.1115
.1651
.2256
 
$275
.0017
.0078
.0176
.0308
.0660
.1112
.1647
.2251
52
$120
.0014
.0068
.0159
.0283
.0622
.1074
.1691
.2423
 
$160
.0014
.0068
.0158
.0281
.0618
.1057
.1582
.2252
 
$250
.0014
.0067
.0156
.0278
.0611
.1045
.1565
.2156
 
$275
.0014
.0067
.0156
.0278
.0610
.1043
.1561
.2151
 
$380
.0014
.0066
.0155
.0276
.0605
.1035
.1549
.2134
53
$120
.0012
.0058
.0139
.0253
.0571
.1022
.1632
.2366
 
$160
.0011
.0057
.0138
.0251
.0567
.0987
.1515
.2184
 
$250
.0011
.0057
.0137
.0249
.0561
.0976
.1479
.2055
 
$275
.0011
.0057
.0136
.0248
.0559
.0974
.1475
.2050
 
$380
.0011
.0056
.0135
.0246
.0555
.0966
.1464
.2035
54
$120
.0009
.0048
.0120
.0224
.0521
.0970
.1575
.2311
 
$160
.0009
.0048
.0120
.0223
.0517
.0918
.1452
.2117
 
$250
.0009
.0047
.0118
.0220
.0512
.0908
.1393
.1954
 
$275
.0009
.0047
.0118
.0220
.0511
.0906
.1390
.1950
 
$380
.0009
.0047
.0117
.0218
.0507
.0899
.1379
.1935
55
$120
.0007
.0040
.0103
.0197
.0473
.0919
.1520
.2258
 
$160
.0007
.0040
.0103
.0196
.0470
.0850
.1390
.2051
 
$250
.0007
.0039
.0101
.0194
.0465
.0841
.1309
.1855
 
$275
.0007
.0039
.0101
.0193
.0464
.0839
.1306
.1850
 
$380
.0007
.0039
.0100
.0192
.0460
.0833
.1296
.1836
 
$500
.0007
.0039
.0100
.0191
.0458
.0828
.1289
.1826
56
$120
.0005
.0032
.0087
.0171
.0432
.0868
.1464
.2204
 
$160
.0005
.0032
.0086
.0170
.0422
.0796
.1326
.1985
 
$250
.0005
.0032
.0086
.0168
.0418
.0773
.1222
.1773
 
$275
.0005
.0032
.0085
.0168
.0417
.0771
.1219
.1748
 
$380
.0005
.0031
.0085
.0166
.0414
.0766
.1210
.1734
 
$500
.0005
.0031
.0084
.0165
.0411
.0761
.1203
.1725
 
$550
.0005
.0031
.0084
.0165
.0411
.0760
.1201
.1722
57
$120
.0004
.0026
.0072
.0147
.0394
.0818
.1411
.2152
 
$160
.0004
.0025
.0072
.0146
.0377
.0742
.1263
.1922
 
$250
.0004
.0025
.0071
.0144
.0373
.0707
.1136
.1695
 
$275
.0004
.0025
.0071
.0144
.0372
.0705
.1133
.1664
 
$380
.0004
.0025
.0070
.0143
.0369
.0700
.1125
.1633
 
$500
.0004
.0025
.0070
.0142
.0367
.0696
.1119
.1624
 
$550
.0004
.0025
.0070
.0142
.0367
.0695
.1117
.1622
58
$120
.0003
.0020
.0060
.0126
.0362
.0774
.1363
.2107
 
$160
.0003
.0020
.0060
.0125
.0336
.0695
.1208
.1865
 
$250
.0003
.0020
.0059
.0124
.0333
.0646
.1067
.1624
 
$275
.0003
.0020
.0059
.0123
.0332
.0645
.1054
.1589
 
$380
.0003
.0020
.0059
.0122
.0329
.0640
.1046
.1538
 
$500
.0003
.0020
.0058
.0122
.0328
.0636
.1040
.1530
 
$550
.0003
.0020
.0058
.0122
.0327
.0635
.1038
.1527
59
$120
.0002
.0016
.0049
.0107
.0329
.0731
.1316
.2063
 
$160
.0002
.0016
.0049
.0106
.0300
.0648
.1153
.1809
 
$250
.0002
.0016
.0049
.0105
.0294
.0586
.1003
.1552
 
$275
.0002
.0016
.0048
.0104
.0293
.0585
.0983
.1516
 
$380
.0002
.0015
.0048
.0104
.0291
.0580
.0967
.1443
 
$500
.0002
.0015
.0048
.0103
.0289
.0577
.0961
.1435
 
$550
.0002
.0015
.0048
.0103
.0289
.0576
.0960
.1432
60
$120
.0001
.0012
.0040
.0088
.0298
.0688
.1269
.2019
 
$160
.0001
.0012
.0039
.0088
.0267
.0601
.1099
.1753
 
$250
.0001
.0012
.0039
.0087
.0256
.0527
.0939
.1480
 
$275
.0001
.0012
.0039
.0087
.0255
.0525
.0917
.1441
 
$380
.0001
.0012
.0038
.0086
.0253
.0521
.0887
.1349
 
$500
.0001
.0012
.0038
.0086
.0252
.0518
.0882
.1338
 
$550
.0001
.0012
.0038
.0085
.0252
.0518
.0881
.1336
 
$800
.0001
.0012
.0038
.0085
.0251
.0515
.0877
.1331
61
$120
.0001
.0009
.0031
.0074
.0268
.0646
.1223
.1976
 
$160
.0001
.0009
.0031
.0072
.0236
.0555
.1045
.1699
 
$250
.0001
.0009
.0030
.0071
.0220
.0478
.0875
.1410
 
$275
.0001
.0009
.0030
.0071
.0220
.0469
.0853
.1367
 
$380
.0001
.0009
.0030
.0070
.0218
.0464
.0809
.1267
 
$500
.0001
.0009
.0030
.0070
.0217
.0462
.0805
.1243
 
$550
.0001
.0009
.0030
.0070
.0217
.0461
.0803
.1241
 
$800
.0001
.0009
.0030
.0069
.0216
.0459
.0800
.1236
62
$120
.0001
.0006
.0023
.0061
.0239
.0604
.1176
.1934
 
$160
.0001
.0006
.0023
.0057
.0207
.0510
.0991
.1644
 
$250
.0001
.0006
.0023
.0056
.0186
.0429
.0812
.1339
 
$275
.0001
.0006
.0023
.0056
.0186
.0419
.0788
.1294
 
$380
.0001
.0006
.0023
.0056
.0184
.0408
.0733
.1185
 
$500
.0001
.0006
.0023
.0056
.0183
.0406
.0727
.1148
 
$550
.0001
.0006
.0023
.0055
.0183
.0405
.0726
.1146
 
$800
.0001
.0006
.0023
.0055
.0182
.0403
.0723
.1141
 
$1,000
.0001
.0006
.0023
.0055
.0182
.0403
.0722
.1140
63
$120
.0000
.0004
.0017
.0048
.0210
.0562
.1129
.1891
 
$160
.0000
.0004
.0017
.0044
.0178
.0465
.0936
.1589
 
$250
.0000
.0004
.0017
.0043
.0154
.0380
.0749
.1267
 
$275
.0000
.0004
.0017
.0043
.0153
.0370
.0722
.1219
 
$380
.0000
.0004
.0017
.0043
.0152
.0352
.0663
.1102
 
$500
.0000
.0004
.0016
.0043
.0151
.0350
.0649
.1054
 
$550
.0000
.0004
.0016
.0043
.0151
.0350
.0648
.1049
 
$800
.0000
.0004
.0016
.0042
.0150
.0348
.0645
.1044
 
$1,000
.0000
.0004
.0016
.0042
.0150
.0348
.0644
.1043
64
$120
.0000
.0003
.0012
.0038
.0183
.0519
.1082
.1849
 
$160
.0000
.0003
.0012
.0033
.0151
.0421
.0881
.1533
 
$250
.0000
.0003
.0012
.0032
.0126
.0333
.0686
.1196
 
$275
.0000
.0003
.0012
.0032
.0124
.0322
.0658
.1144
 
$380
.0000
.0003
.0012
.0032
.0122
.0299
.0594
.1019
 
$500
.0000
.0003
.0011
.0032
.0122
.0297
.0572
.0965
 
$550
.0000
.0003
.0011
.0032
.0121
.0297
.0571
.0953
 
$800
.0000
.0003
.0011
.0031
.0121
.0295
.0569
.0948
 
$1,000
.0000
.0003
.0011
.0031
.0121
.0295
.0568
.0947
65
$120
.0000
.0002
.0008
.0028
.0156
.0477
.1035
.1808
 
$160
.0000
.0002
.0008
.0024
.0125
.0377
.0827
.1478
 
$250
.0000
.0002
.0008
.0023
.0101
.0288
.0623
.1124
 
$275
.0000
.0002
.0008
.0023
.0098
.0277
.0594
.1070
 
$380
.0000
.0002
.0008
.0022
.0095
.0252
.0526
.0936
 
$500
.0000
.0002
.0008
.0022
.0095
.0247
.0500
.0877
 
$550
.0000
.0002
.0007
.0022
.0095
.0246
.0497
.0863
 
$800
.0000
.0001
.0007
.0022
.0094
.0245
.0495
.0852
 
$1,000
.0000
.0001
.0007
.0022
.0094
.0245
.0494
.0851
66
$120
.0000
.0001
.0005
.0021
.0132
.0436
.0988
.1768
 
$160
.0000
.0001
.0005
.0017
.0102
.0334
.0772
.1424
 
$250
.0000
.0001
.0005
.0015
.0079
.0245
.0562
.1053
 
$275
.0000
.0001
.0005
.0015
.0076
.0234
.0532
.0996
 
$380
.0000
.0001
.0005
.0015
.0072
.0208
.0461
.0854
 
$500
.0000
.0001
.0005
.0015
.0071
.0200
.0432
.0790
 
$550
.0000
.0001
.0005
.0015
.0071
.0200
.0426
.0775
 
$800
.0000
.0001
.0005
.0015
.0071
.0199
.0423
.0757
 
$1,000
.0000
.0001
.0005
.0015
.0071
.0199
.0422
.0756
67
$120
.0000
.0000
.0003
.0014
.0107
.0391
.0937
.1726
 
$160
.0000
.0000
.0003
.0011
.0079
.0289
.0713
.1365
 
$250
.0000
.0000
.0002
.0009
.0058
.0201
.0497
.0975
 
$275
.0000
.0000
.0002
.0009
.0055
.0190
.0466
.0915
 
$380
.0000
.0000
.0002
.0009
.0050
.0164
.0392
.0766
 
$500
.0000
.0000
.0002
.0009
.0049
.0155
.0362
.0697
 
$550
.0000
.0000
.0002
.0009
.0049
.0153
.0355
.0681
 
$800
.0000
.0000
.0002
.0009
.0049
.0153
.0348
.0657
 
$1,000
.0000
.0000
.0002
.0009
.0049
.0153
.0348
.0656
68
$120
.0000
.0000
.0002
.0009
.0083
.0346
.0886
.1684
 
$160
.0000
.0000
.0001
.0006
.0059
.0245
.0653
.1306
 
$250
.0000
.0000
.0001
.0005
.0040
.0160
.0431
.0897
 
$275
.0000
.0000
.0001
.0005
.0037
.0149
.0400
.0834
 
$380
.0000
.0000
.0001
.0005
.0033
.0124
.0325
.0677
 
$500
.0000
.0000
.0001
.0005
.0032
.0114
.0293
.0604
 
$550
.0000
.0000
.0001
.0005
.0032
.0112
.0286
.0587
 
$800
.0000
.0000
.0001
.0005
.0031
.0111
.0277
.0558
 
$1,000
.0000
.0000
.0001
.0005
.0031
.0111
.0276
.0555
69
$120
.0000
.0000
.0001
.0005
.0063
.0304
.0836
.1645
 
$160
.0000
.0000
.0001
.0003
.0042
.0204
.0595
.1249
 
$250
.0000
.0000
.0000
.0002
.0026
.0123
.0369
.0820
 
$275
.0000
.0000
.0000
.0002
.0024
.0113
.0338
.0755
 
$380
.0000
.0000
.0000
.0002
.0020
.0090
.0264
.0593
 
$500
.0000
.0000
.0000
.0002
.0019
.0081
.0232
.0516
 
$550
.0000
.0000
.0000
.0002
.0019
.0079
.0225
.0498
 
$800
.0000
.0000
.0000
.0002
.0019
.0077
.0214
.0467
 
$1,000
.0000
.0000
.0000
.0002
.0019
.0077
.0213
.0462
70
$120
.0000
.0000
.0000
.0002
.0043
.0254
.0777
.1602
 
$160
.0000
.0000
.0000
.0001
.0025
.0159
.0527
.1183
 
$250
.0000
.0000
.0000
.0001
.0014
.0085
.0299
.0731
 
$275
.0000
.0000
.0000
.0001
.0012
.0076
.0268
.0663
 
$380
.0000
.0000
.0000
.0001
.0010
.0056
.0197
.0495
 
$500
.0000
.0000
.0000
.0001
.0009
.0049
.0166
.0415
 
$550
.0000
.0000
.0000
.0001
.0009
.0047
.0159
.0397
 
$800
.0000
.0000
.0000
.0001
.0008
.0045
.0148
.0363
 
$1,000
.0000
.0000
.0000
.0001
.0008
.0044
.0146
.0357
71
$120
.0000
.0000
.0000
.0001
.0026
.0207
.0719
.1562
 
$160
.0000
.0000
.0000
.0000
.0014
.0118
.0460
.1120
 
$250
.0000
.0000
.0000
.0000
.0006
.0054
.0233
.0643
 
$275
.0000
.0000
.0000
.0000
.0005
.0047
.0204
.0573
 
$380
.0000
.0000
.0000
.0000
.0004
.0032
.0138
.0402
 
$500
.0000
.0000
.0000
.0000
.0003
.0026
.0110
.0322
 
$550
.0000
.0000
.0000
.0000
.0003
.0024
.0104
.0304
 
$800
.0000
.0000
.0000
.0000
.0003
.0022
.0094
.0269
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0022
.0092
.0263
72
$120
.0000
.0000
.0000
.0000
.0011
.0146
.0641
.1515
 
$160
.0000
.0000
.0000
.0000
.0004
.0069
.0370
.1036
 
$250
.0000
.0000
.0000
.0000
.0001
.0023
.0152
.0525
 
$275
.0000
.0000
.0000
.0000
.0001
.0019
.0126
.0452
 
$380
.0000
.0000
.0000
.0000
.0001
.0010
.0073
.0281
 
$500
.0000
.0000
.0000
.0000
.0000
.0007
.0052
.0206
 
$550
.0000
.0000
.0000
.0000
.0000
.0007
.0048
.0190
 
$800
.0000
.0000
.0000
.0000
.0000
.0006
.0040
.0157
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0006
.0038
.0150
73
$120
.0000
.0000
.0000
.0000
.0002
.0086
.0555
.1475
 
$160
.0000
.0000
.0000
.0000
.0001
.0029
.0272
.0950
 
$250
.0000
.0000
.0000
.0000
.0000
.0005
.0077
.0397
 
$275
.0000
.0000
.0000
.0000
.0000
.0004
.0058
.0323
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0024
.0163
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0101
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0088
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0064
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0059
74
$120
.0000
.0000
.0000
.0000
.0000
.0051
.0498
.1456
 
$160
.0000
.0000
.0000
.0000
.0000
.0012
.0207
.0898
 
$250
.0000
.0000
.0000
.0000
.0000
.0001
.0038
.0312
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0026
.0239
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0095
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0048
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0040
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0025
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0021
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9341
.9232
.9131
.9038
.8950
.8867
.8789
.8713
.8641
.8571
.8504
.8439
.8375
2
.9300
.9185
.9079
.8981
.8889
.8801
.8718
.8639
.8563
.8489
.8418
.8349
.8282
3
.9249
.9126
.9014
.8909
.8810
.8717
.8629
.8544
.8463
.8384
.8309
.8235
.8164
4
.9198
.9067
.8947
.8836
.8731
.8632
.8538
.8448
.8362
.8278
.8197
.8119
.8043
5
.9146
.9007
.8880
.8762
.8652
.8547
.8447
.8351
.8260
.8171
.8085
.8003
.7922
6
.9094
.8948
.8813
.8689
.8572
.8461
.8355
.8254
.8157
.8063
.7973
.7885
.7800
7
.9042
.8887
.8746
.8614
.8491
.8373
.8262
.8155
.8052
.7953
.7858
.7766
.7676
8
.8989
.8827
.8678
.8539
.8409
.8286
.8168
.8055
.7947
.7843
.7743
.7646
.7552
9
.8937
.8766
.8610
.8464
.8327
.8197
.8074
.7955
.7842
.7733
.7628
.7526
.7428
10
.8884
.8706
.8542
.8389
.8245
.8109
.7979
.7855
.7737
.7622
.7512
.7406
.7303
11
.8832
.8645
.8473
.8313
.8163
.8020
.7884
.7755
.7631
.7512
.7396
.7285
.7178
12
.8779
.8584
.8404
.8236
.8079
.7930
.7788
.7653
.7523
.7399
.7279
.7163
.7051
13
.8726
.8522
.8334
.8159
.7994
.7839
.7691
.7550
.7415
.7285
.7160
.7040
.6924
14
.8672
.8459
.8263
.8080
.7909
.7747
.7593
.7446
.7305
.7170
.7040
.6916
.6795
15
.8619
.8396
.8192
.8002
.7823
.7655
.7494
.7342
.7196
.7056
.6921
.6792
.6667
16
.8564
.8333
.8120
.7922
.7737
.7561
.7395
.7236
.7085
.6940
.6801
.6667
.6539
17
.8510
.8269
.8048
.7842
.7649
.7467
.7295
.7130
.6974
.6824
.6680
.6542
.6410
18
.8455
.8205
.7975
.7762
.7562
.7373
.7194
.7024
.6862
.6707
.6559
.6417
.6281
19
.8399
.8140
.7901
.7680
.7472
.7277
.7092
.6916
.6749
.6590
.6437
.6291
.6151
20
.8344
.8075
.7828
.7598
.7384
.7181
.6990
.6809
.6637
.6473
.6316
.6166
.6022
21
.8288
.8009
.7753
.7516
.7293
.7085
.6888
.6701
.6523
.6355
.6193
.6040
.5892
22
.8231
.7942
.7677
.7431
.7202
.6986
.6783
.6590
.6408
.6235
.6069
.5912
.5761
23
.8174
.7875
.7601
.7347
.7110
.6888
.6679
.6481
.6294
.6116
.5947
.5785
.5631
24
.8115
.7806
.7523
.7261
.7017
.6788
.6573
.6370
.6177
.5995
.5822
.5657
.5500
25
.8057
.7737
.7445
.7174
.6922
.6687
.6466
.6257
.6060
.5874
.5697
.5528
.5368
26
.7998
.7668
.7366
.7087
.6828
.6586
.6359
.6145
.5944
.5753
.5572
.5400
.5237
27
.7938
.7598
.7286
.6999
.6733
.6484
.6251
.6033
.5826
.5631
.5447
.5272
.5105
28
.7878
.7527
.7206
.6910
.6637
.6381
.6143
.5919
.5708
.5509
.5321
.5142
.4972
29
.7818
.7455
.7125
.6822
.6540
.6279
.6035
.5806
.5590
.5387
.5195
.5014
.4841
30
.7756
.7383
.7043
.6730
.6442
.6174
.5924
.5690
.5470
.5263
.5068
.4883
.4707
31
.7694
.7309
.6960
.6639
.6343
.6068
.5813
.5574
.5349
.5138
.4939
.4751
.4573
32
.7630
.7235
.6875
.6546
.6242
.5961
.5700
.5456
.5227
.5012
.4810
.4618
.4437
33
.7567
.7160
.6790
.6453
.6142
.5854
.5587
.5338
.5105
.4886
.4680
.4485
.4301
34
.7503
.7084
.6705
.6358
.6040
.5746
.5474
.5220
.4982
.4759
.4549
.4352
.4164
35
.7438
.7007
.6618
.6263
.5937
.5636
.5358
.5099
.4857
.4630
.4417
.4216
.4025
36
.7373
.6930
.6531
.6167
.5834
.5527
.5243
.4979
.4732
.4501
.4285
.4080
.3887
37
.7306
.6852
.6442
.6069
.5728
.5415
.5125
.4856
.4605
.4370
.4149
.3941
.3745
38
.7239
.6772
.6352
.5970
.5622
.5301
.5006
.4731
.4475
.4236
.4012
.3800
.3601
39
.7172
.6693
.6262
.5872
.5515
.5188
.4886
.4607
.4346
.4103
.3875
.3660
.3458
40
.7105
.6614
.6172
.5772
.5408
.5074
.4766
.4482
.4216
.3969
.3737
.3519
.3315
41
.7038
.6534
.6081
.5672
.5300
.4959
.4646
.4355
.4085
.3833
.3598
.3377
.3171
42
.6970
.6453
.5989
.5571
.5191
.4843
.4522
.4226
.3951
.3696
.3457
.3234
.3026
43
.6902
.6372
.5897
.5469
.5081
.4726
.4399
.4097
.3818
.3558
.3317
.3092
.2882
44
.6835
.6292
.5806
.5369
.4972
.4609
.4276
.3969
.3685
.3422
.3178
.2952
.2741
45
.6760
.6203
.5705
.5257
.4851
.4481
.4141
.3829
.3541
.3274
.3028
.2801
.2590
46
.6685
.6113
.5603
.5145
.4730
.4352
.4006
.3688
.3396
.3127
.2879
.2651
.2441
47
.6612
.6025
.5502
.5033
.4609
.4223
.3870
.3548
.3252
.2981
.2733
.2505
.2296
48
.6537
.5935
.5400
.4919
.4485
.4092
.3733
.3406
.3107
.2835
.2585
.2358
.2151
49
.6463
.5846
.5297
.4805
.4361
.3959
.3595
.3264
.2962
.2688
.2439
.2214
.2009
50
.6391
.5758
.5195
.4692
.4238
.3829
.3459
.3124
.2821
.2546
.2298
.2075
.1874
51
.6319
.5670
.5093
.4578
.4115
.3698
.3323
.2984
.2680
.2406
.2160
.1939
.1741
52
.6246
.5579
.4988
.4460
.3987
.3563
.3183
.2842
.2536
.2263
.2019
.1802
.1609
53
.6173
.5489
.4882
.4341
.3858
.3427
.3042
.2699
.2393
.2122
.1882
.1669
.1480
54
.6101
.5398
.4776
.4222
.3730
.3292
.2903
.2558
.2253
.1984
.1748
.1539
.1357
55
.6031
.5310
.4671
.4105
.3602
.3158
.2766
.2420
.2117
.1851
.1619
.1416
.1239
56
.5960
.5218
.4562
.3983
.3471
.3020
.2625
.2279
.1978
.1716
.1489
.1292
.1121
57
.5890
.5128
.4455
.3862
.3340
.2884
.2487
.2142
.1843
.1585
.1364
.1173
.1010
58
.5826
.5044
.4354
.3747
.3217
.2755
.2356
.2012
.1716
.1463
.1247
.1064
.0907
59
.5763
.4960
.4252
.3632
.3093
.2627
.2226
.1883
.1591
.1344
.1134
.0958
.0809
60
.5700
.4875
.4149
.3516
.2967
.2496
.2095
.1754
.1466
.1225
.1023
.0854
.0714
61
.5639
.4792
.4048
.3400
.2843
.2368
.1966
.1627
.1345
.1110
.0916
.0757
.0626
62
.5579
.4709
.3946
.3284
.2717
.2238
.1836
.1501
.1225
.0998
.0813
.0663
.0542
63
.5520
.4626
.3841
.3164
.2588
.2104
.1703
.1372
.1103
.0886
.0711
.0571
.0461
64
.5463
.4544
.3738
.3044
.2458
.1971
.1570
.1245
.0985
.0777
.0614
.0486
.0386
65
.5409
.4464
.3634
.2924
.2328
.1836
.1438
.1120
.0869
.0673
.0522
.0406
.0317
66
.5359
.4387
.3533
.2804
.2197
.1702
.1307
.0996
.0756
.0573
.0436
.0332
.0256
67
.5310
.4307
.3425
.2674
.2054
.1556
.1165
.0865
.0640
.0472
.0350
.0261
.0198
68
.5265
.4230
.3316
.2541
.1908
.1407
.1022
.0735
.0526
.0376
.0271
.0198
.0147
69
.5228
.4161
.3215
.2414
.1765
.1262
.0886
.0614
.0423
.0292
.0204
.0146
.0107
70
.5194
.4089
.3101
.2265
.1597
.1092
.0728
.0478
.0312
.0205
.0138
.0096
.0071
71
.5170
.4030
.2998
.2123
.1433
.0927
.0579
.0354
.0216
.0135
.0087
.0061
.0045
72
.5152
.3972
.2876
.1937
.1210
.0705
.0389
.0208
.0112
.0064
.0040
.0028
.0021
73
.5146
.3940
.2778
.1752
.0969
.0471
.0206
.0086
.0037
.0017
.0009
.0004
.0002
74
.5146
.3933
.2739
.1646
.0811
.0321
.0105
.0030
.0008
.0002
.0001
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0484
.0985
.1503
.2029
.3103
.4195
.5300
.6413
2
.0000
.0474
.0969
.1481
.2003
.3069
.4155
.5253
.6361
3
.0000
.0461
.0948
.1453
.1970
.3027
.4104
.5194
.6295
4
.0000
.0449
.0928
.1425
.1937
.2984
.4052
.5135
.6229
5
.0000
.0436
.0907
.1398
.1904
.2940
.4000
.5075
.6162
6
.0000
.0423
.0886
.1371
.1871
.2897
.3948
.5015
.6095
7
.0000
.0411
.0865
.1344
.1837
.2854
.3896
.4955
.6027
8
.0000
.0398
.0844
.1316
.1804
.2810
.3843
.4895
.5959
9
.0000
.0386
.0824
.1289
.1771
.2767
.3791
.4834
.5891
10
.0000
.0374
.0804
.1263
.1739
.2724
.3739
.4774
.5823
11
.0000
.0362
.0784
.1236
.1706
.2681
.3687
.4713
.5755
12
.0000
.0350
.0764
.1209
.1673
.2637
.3634
.4652
.5686
13
.0000
.0339
.0744
.1183
.1640
.2594
.3580
.4590
.5616
14
.0000
.0327
.0725
.1156
.1607
.2550
.3527
.4527
.5544
15
.0000
.0315
.0705
.1129
.1574
.2506
.3473
.4464
.5474
16
.0000
.0304
.0686
.1103
.1542
.2462
.3419
.4401
.5402
17
.0000
.0293
.0666
.1076
.1509
.2417
.3364
.4337
.5329
18
.0000
.0282
.0647
.1050
.1476
.2373
.3309
.4273
.5257
19
.0000
.0271
.0628
.1023
.1443
.2328
.3254
.4208
.5183
20
.0000
.0261
.0609
.0997
.1410
.2283
.3198
.4143
.5109
21
.0000
.0250
.0590
.0971
.1377
.2238
.3142
.4077
.5035
22
.0000
.0240
.0571
.0944
.1343
.2192
.3085
.4010
.4958
23
.0000
.0230
.0552
.0918
.1310
.2146
.3028
.3943
.4882
24
.0000
.0220
.0534
.0891
.1276
.2099
.2970
.3874
.4805
25
.0000
.0210
.0515
.0865
.1242
.2052
.2911
.3805
.4726
26
.0000
.0200
.0496
.0838
.1209
.2005
.2852
.3736
.4648
27
.0000
.0190
.0478
.0812
.1175
.1957
.2793
.3666
.4568
28
.0000
.0181
.0460
.0785
.1140
.1909
.2732
.3595
.4487
29
.0000
.0172
.0442
.0759
.1106
.1861
.2672
.3523
.4407
30
.0000
.0162
.0423
.0732
.1071
.1812
.2610
.3451
.4324
31
.0000
.0153
.0405
.0705
.1037
.1763
.2548
.3377
.4241
32
.0000
.0145
.0387
.0678
.1001
.1712
.2485
.3303
.4157
33
.0000
.0136
.0369
.0652
.0966
.1662
.2421
.3228
.4072
34
.0000
.0127
.0351
.0625
.0931
.1612
.2357
.3152
.3986
35
.0000
.0119
.0334
.0598
.0896
.1560
.2292
.3075
.3899
36
.0000
.0111
.0316
.0571
.0860
.1509
.2227
.2998
.3812
37
.0000
.0103
.0299
.0545
.0824
.1457
.2161
.2920
.3723
38
.0000
.0095
.0282
.0518
.0788
.1404
.2094
.2840
.3633
39
.0000
.0088
.0265
.0491
.0753
.1352
.2027
.2761
.3544
40
.0000
.0081
.0248
.0465
.0717
.1299
.1960
.2682
.3454
41
.0000
.0074
.0232
.0439
.0682
.1247
.1892
.2601
.3363
42
.0000
.0067
.0216
.0413
.0646
.1194
.1824
.2520
.3271
43
.0000
.0061
.0200
.0388
.0612
.1141
.1756
.2440
.3179
44
.0000
.0055
.0185
.0363
.0577
.1089
.1689
.2360
.3088
45
.0000
.0049
.0168
.0335
.0539
.1031
.1614
.2271
.2986
46
.0000
.0042
.0152
.0308
.0501
.0973
.1540
.2181
.2885
47
.0000
.0037
.0136
.0282
.0464
.0917
.1466
.2093
.2784
48
.0000
.0031
.0121
.0256
.0428
.0860
.1392
.2003
.2681
49
.0000
.0027
.0107
.0232
.0392
.0804
.1318
.1914
.2578
50
.0000
.0022
.0094
.0208
.0358
.0750
.1245
.1826
.2477
51
.0000
.0018
.0082
.0186
.0325
.0697
.1174
.1738
.2375
52
.0000
.0015
.0070
.0164
.0293
.0643
.1100
.1647
.2269
53
.0000
.0012
.0060
.0144
.0262
.0590
.1028
.1557
.2163
54
.0000
.0009
.0050
.0124
.0232
.0539
.0956
.1466
.2057
55
.0000
.0007
.0041
.0107
.0204
.0489
.0886
.1378
.1952
56
.0000
.0005
.0033
.0090
.0177
.0440
.0814
.1286
.1844
57
.0000
.0004
.0026
.0075
.0152
.0392
.0744
.1196
.1737
58
.0000
.0003
.0021
.0062
.0130
.0350
.0680
.1112
.1635
59
.0000
.0002
.0016
.0051
.0110
.0309
.0617
.1028
.1534
60
.0000
.0001
.0012
.0041
.0092
.0269
.0554
.0943
.1431
61
.0000
.0001
.0009
.0032
.0075
.0232
.0493
.0860
.1329
62
.0000
.0001
.0006
.0024
.0059
.0196
.0434
.0777
.1227
63
.0000
.0000
.0004
.0018
.0046
.0162
.0374
.0694
.1123
64
.0000
.0000
.0003
.0012
.0034
.0130
.0318
.0612
.1019
65
.0000
.0000
.0002
.0008
.0024
.0101
.0264
.0532
.0916
66
.0000
.0000
.0001
.0005
.0016
.0076
.0214
.0455
.0814
67
.0000
.0000
.0000
.0003
.0010
.0053
.0164
.0375
.0706
68
.0000
.0000
.0000
.0001
.0005
.0034
.0119
.0298
.0598
69
.0000
.0000
.0000
.0000
.0002
.0020
.0082
.0229
.0496
70
.0000
.0000
.0000
.0000
.0001
.0009
.0048
.0157
.0383
71
.0000
.0000
.0000
.0000
.0000
.0003
.0024
.0098
.0279
72
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0040
.0157
73
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0059
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0020
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 4
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7688
.7227
.6810
.6431
.6083
.5763
.5467
.5192
.5025
.4904
.4800
.4710
.4632
37
$120
.7619
.7145
.6717
.6329
.5973
.5646
.5344
.5108
.4969
.4850
.4749
.4661
.4589
38
$120
.7549
.7062
.6623
.6225
.5862
.5528
.5219
.5050
.4913
.4797
.4697
.4616
.4551
39
$120
.7479
.6979
.6530
.6123
.5751
.5410
.5152
.4993
.4859
.4745
.4651
.4577
.4519
40
$120
.7409
.6896
.6436
.6019
.5639
.5291
.5094
.4937
.4805
.4696
.4611
.4543
.4489
 
$160
.7360
.6851
.6393
.5979
.5602
.5256
.4937
.4642
.4472
.4330
.4208
.4104
.4014
41
$120
.7339
.6813
.6341
.5915
.5527
.5221
.5036
.4881
.4753
.4653
.4574
.4512
.4462
 
$160
.7290
.6768
.6299
.5876
.5490
.5137
.4812
.4572
.4408
.4269
.4151
.4050
.3964
42
$120
.7268
.6728
.6245
.5809
.5412
.5162
.4978
.4826
.4707
.4614
.4541
.4483
.4436
 
$160
.7220
.6684
.6204
.5771
.5377
.5016
.4696
.4505
.4345
.4210
.4094
.3998
.3920
43
$120
.7197
.6644
.6149
.5703
.5323
.5103
.4922
.4777
.4666
.4578
.4510
.4455
.4413
 
$160
.7149
.6600
.6109
.5665
.5263
.4895
.4628
.4441
.4284
.4151
.4041
.3952
.3882
44
$120
.7127
.6561
.6054
.5598
.5265
.5046
.4869
.4733
.4628
.4545
.4481
.4431
.4393
 
$160
.7080
.6517
.6014
.5561
.5150
.4784
.4563
.4379
.4225
.4096
.3994
.3912
.3847
45
$120
.7049
.6468
.5949
.5482
.5197
.4981
.4813
.4685
.4586
.4509
.4450
.4406
.4372
 
$160
.7002
.6425
.5909
.5446
.5025
.4707
.4490
.4309
.4159
.4040
.3945
.3870
.3810
46
$120
.6971
.6375
.5843
.5396
.5130
.4920
.4761
.4640
.4547
.4476
.4423
.4384
.4354
 
$160
.6925
.6332
.5804
.5329
.4899
.4632
.4418
.4241
.4099
.3988
.3901
.3831
.3776
47
$120
.6894
.6282
.5737
.5329
.5065
.4865
.4713
.4598
.4511
.4447
.4400
.4365
.4339
 
$160
.6849
.6241
.5700
.5214
.4817
.4559
.4347
.4178
.4045
.3941
.3860
.3796
.3746
 
$250
.6775
.6174
.5639
.5158
.4723
.4328
.3966
.3705
.3500
.3328
.3182
.3058
.2953
48
$120
.6817
.6189
.5631
.5261
.5005
.4812
.4667
.4559
.4479
.4421
.4378
.4348
.4326
 
$160
.6772
.6148
.5593
.5096
.4742
.4486
.4280
.4119
.3994
.3897
.3822
.3763
.3719
 
$250
.6699
.6082
.5534
.5041
.4597
.4193
.3856
.3617
.3418
.3250
.3109
.2990
.2893
 
$275
.6684
.6068
.5521
.5029
.4586
.4183
.3817
.3537
.3321
.3140
.2987
.2857
.2747
49
$120
.6739
.6096
.5526
.5196
.4947
.4762
.4624
.4522
.4449
.4397
.4359
.4333
.4314
 
$160
.6695
.6055
.5487
.4980
.4667
.4414
.4216
.4064
.3947
.3856
.3787
.3735
.3696
 
$250
.6623
.5991
.5428
.4924
.4469
.4058
.3765
.3531
.3337
.3174
.3038
.2928
.2839
 
$275
.6608
.5977
.5415
.4912
.4459
.4048
.3695
.3444
.3235
.3059
.2911
.2786
.2682
50
$120
.6664
.6004
.5460
.5135
.4893
.4714
.4583
.4490
.4423
.4376
.4343
.4321
.4305
 
$160
.6620
.5964
.5381
.4906
.4595
.4348
.4158
.4014
.3903
.3819
.3756
.3710
.3675
 
$250
.6549
.5900
.5324
.4808
.4343
.3954
.3678
.3450
.3260
.3102
.2975
.2872
.2791
 
$275
.6534
.5887
.5311
.4797
.4333
.3915
.3602
.3357
.3153
.2982
.2839
.2721
.2626
51
$120
.6589
.5912
.5396
.5077
.4841
.4669
.4546
.4460
.4399
.4358
.4330
.4310
.4298
 
$160
.6546
.5873
.5276
.4833
.4524
.4285
.4103
.3966
.3862
.3785
.3729
.3688
.3658
 
$250
.6476
.5810
.5219
.4691
.4217
.3866
.3594
.3370
.3185
.3035
.2916
.2822
.2747
 
$275
.6461
.5797
.5207
.4680
.4207
.3802
.3512
.3272
.3072
.2907
.2771
.2662
.2574
52
$120
.6513
.5818
.5333
.5019
.4790
.4626
.4511
.4432
.4378
.4342
.4318
.4302
.4291
 
$160
.6470
.5779
.5167
.4759
.4455
.4224
.4050
.3920
.3824
.3754
.3704
.3668
.3642
 
$250
.6401
.5718
.5111
.4570
.4103
.3777
.3509
.3289
.3112
.2972
.2861
.2774
.2706
 
$275
.6386
.5704
.5099
.4560
.4076
.3707
.3422
.3186
.2992
.2834
.2707
.2606
.2526
 
$380
.6337
.5661
.5061
.4525
.4045
.3615
.3229
.2917
.2671
.2465
.2291
.2145
.2022
53
$120
.6437
.5723
.5271
.4963
.4741
.4585
.4479
.4407
.4359
.4328
.4307
.4295
.4286
 
$160
.6394
.5685
.5075
.4686
.4388
.4165
.3998
.3877
.3789
.3726
.3682
.3651
.3629
 
$250
.6326
.5625
.5003
.4449
.4013
.3689
.3425
.3212
.3044
.2913
.2810
.2730
.2668
 
$275
.6311
.5612
.4991
.4438
.3956
.3614
.3333
.3102
.2915
.2766
.2648
.2555
.2482
 
$380
.6263
.5569
.4953
.4404
.3915
.3477
.3099
.2812
.2573
.2373
.2206
.2065
.1949
54
$120
.6362
.5631
.5212
.4908
.4694
.4547
.4449
.4384
.4342
.4316
.4299
.4289
.4283
 
$160
.6320
.5592
.5002
.4616
.4325
.4109
.3951
.3837
.3757
.3701
.3663
.3637
.3619
 
$250
.6252
.5532
.4894
.4327
.3924
.3603
.3344
.3140
.2981
.2858
.2763
.2690
.2635
 
$275
.6238
.5519
.4883
.4317
.3863
.3523
.3246
.3021
.2843
.2703
.2594
.2508
.2442
 
$380
.6190
.5477
.4845
.4284
.3784
.3340
.2991
.2711
.2478
.2284
.2123
.1991
.1883
55
$120
.6289
.5572
.5154
.4856
.4651
.4513
.4422
.4365
.4328
.4306
.4293
.4284
.4280
 
$160
.6247
.5500
.4931
.4549
.4264
.4055
.3907
.3802
.3729
.3680
.3647
.3625
.3610
 
$250
.6181
.5441
.4787
.4232
.3837
.3519
.3267
.3072
.2922
.2807
.2720
.2655
.2606
 
$275
.6166
.5428
.4775
.4196
.3772
.3434
.3162
.2945
.2776
.2645
.2544
.2466
.2407
 
$380
.6119
.5387
.4739
.4164
.3655
.3220
.2888
.2614
.2387
.2199
.2046
.1923
.1824
 
$500
.6086
.5358
.4713
.4142
.3635
.3187
.2791
.2456
.2188
.1963
.1775
.1618
.1486
56
$120
.6214
.5512
.5096
.4805
.4608
.4480
.4398
.4347
.4316
.4298
.4287
.4281
.4278
 
$160
.6173
.5405
.4860
.4482
.4203
.4004
.3864
.3768
.3704
.3661
.3633
.3614
.3603
 
$250
.6107
.5347
.4675
.4143
.3748
.3435
.3193
.3006
.2865
.2759
.2680
.2623
.2581
 
$275
.6093
.5335
.4665
.4093
.3679
.3344
.3079
.2872
.2712
.2590
.2497
.2427
.2375
 
$380
.6047
.5294
.4629
.4041
.3521
.3112
.2785
.2516
.2294
.2115
.1972
.1858
.1768
 
$500
.6013
.5265
.4604
.4019
.3502
.3047
.2651
.2339
.2078
.1861
.1681
.1531
.1408
 
$550
.6004
.5257
.4596
.4012
.3497
.3043
.2645
.2300
.2027
.1799
.1609
.1451
.1319
57
$120
.6142
.5454
.5040
.4756
.4569
.4449
.4376
.4332
.4306
.4291
.4283
.4278
.4276
 
$160
.6101
.5312
.4791
.4417
.4146
.3955
.3825
.3738
.3681
.3644
.3621
.3606
.3597
 
$250
.6036
.5255
.4565
.4055
.3662
.3356
.3122
.2944
.2812
.2715
.2645
.2595
.2559
 
$275
.6022
.5243
.4555
.4002
.3587
.3257
.3000
.2802
.2652
.2539
.2455
.2393
.2348
 
$380
.5976
.5203
.4520
.3918
.3401
.3007
.2684
.2420
.2207
.2038
.1904
.1800
.1718
 
$500
.5943
.5174
.4495
.3897
.3371
.2910
.2533
.2227
.1973
.1763
.1591
.1450
.1336
 
$550
.5934
.5166
.4488
.3891
.3365
.2906
.2505
.2182
.1917
.1696
.1514
.1364
.1240
58
$120
.6075
.5402
.4991
.4714
.4536
.4425
.4359
.4320
.4299
.4287
.4280
.4277
.4275
 
$160
.6035
.5235
.4731
.4359
.4096
.3914
.3793
.3714
.3663
.3632
.3612
.3601
.3594
 
$250
.5970
.5169
.4470
.3975
.3585
.3286
.3059
.2891
.2768
.2679
.2616
.2572
.2542
 
$275
.5956
.5157
.4451
.3918
.3505
.3180
.2931
.2742
.2600
.2496
.2420
.2365
.2326
 
$380
.5911
.5118
.4417
.3802
.3303
.2911
.2591
.2334
.2130
.1970
.1846
.1750
.1676
 
$500
.5878
.5089
.4393
.3781
.3246
.2788
.2425
.2124
.1877
.1675
.1510
.1379
.1274
 
$550
.5869
.5082
.4386
.3775
.3241
.2776
.2386
.2074
.1816
.1603
.1428
.1286
.1172
59
$120
.6009
.5352
.4944
.4674
.4505
.4402
.4343
.4310
.4292
.4283
.4278
.4276
.4274
 
$160
.5969
.5176
.4670
.4304
.4048
.3876
.3763
.3692
.3648
.3621
.3605
.3596
.3591
 
$250
.5906
.5083
.4393
.3896
.3510
.3217
.2999
.2841
.2727
.2647
.2591
.2553
.2527
 
$275
.5892
.5071
.4353
.3834
.3423
.3106
.2864
.2684
.2552
.2457
.2389
.2341
.2307
 
$380
.5847
.5032
.4314
.3685
.3206
.2815
.2501
.2251
.2057
.1906
.1791
.1704
.1638
 
$500
.5815
.5005
.4291
.3665
.3121
.2678
.2318
.2023
.1783
.1589
.1435
.1313
.1217
 
$550
.5806
.4997
.4284
.3659
.3116
.2647
.2275
.1968
.1717
.1512
.1346
.1214
.1109
60
$120
.5943
.5301
.4896
.4635
.4475
.4382
.4330
.4302
.4287
.4280
.4276
.4275
.4274
 
$160
.5904
.5117
.4610
.4248
.4001
.3839
.3736
.3672
.3634
.3612
.3600
.3592
.3589
 
$250
.5841
.4996
.4315
.3817
.3435
.3150
.2941
.2793
.2688
.2617
.2568
.2536
.2515
 
$275
.5827
.4984
.4273
.3751
.3343
.3031
.2799
.2629
.2507
.2420
.2360
.2319
.2291
 
$380
.5783
.4946
.4210
.3588
.3108
.2719
.2411
.2171
.1986
.1845
.1740
.1662
.1604
 
$500
.5751
.4919
.4187
.3547
.3001
.2568
.2212
.1923
.1691
.1507
.1363
.1251
.1164
 
$550
.5742
.4912
.4180
.3542
.2990
.2532
.2164
.1863
.1619
.1424
.1268
.1146
.1051
 
$800
.5719
.4891
.4163
.3527
.2977
.2505
.2102
.1760
.1483
.1255
.1068
.0916
.0793
61
$120
.5880
.5251
.4850
.4597
.4447
.4363
.4318
.4295
.4283
.4278
.4275
.4274
.4274
 
$160
.5841
.5059
.4551
.4195
.3957
.3804
.3711
.3655
.3623
.3605
.3595
.3590
.3587
 
$250
.5779
.4911
.4239
.3740
.3363
.3085
.2887
.2748
.2654
.2590
.2549
.2522
.2505
 
$275
.5765
.4899
.4193
.3669
.3264
.2960
.2737
.2577
.2465
.2388
.2335
.2301
.2278
 
$380
.5721
.4862
.4107
.3493
.3011
.2626
.2325
.2094
.1920
.1789
.1694
.1624
.1574
 
$500
.5690
.4835
.4084
.3431
.2893
.2460
.2108
.1826
.1604
.1431
.1297
.1195
.1117
 
$550
.5681
.4828
.4078
.3426
.2866
.2420
.2056
.1762
.1526
.1341
.1196
.1084
.0998
 
$800
.5658
.4808
.4061
.3411
.2852
.2376
.1972
.1641
.1372
.1153
.0976
.0834
.0721
62
$120
.5818
.5201
.4805
.4561
.4421
.4346
.4308
.4289
.4280
.4276
.4274
.4274
.4273
 
$160
.5779
.5001
.4492
.4142
.3914
.3772
.3688
.3640
.3613
.3599
.3592
.3588
.3586
 
$250
.5718
.4826
.4163
.3663
.3291
.3022
.2834
.2706
.2622
.2567
.2532
.2510
.2497
 
$275
.5704
.4815
.4114
.3588
.3186
.2890
.2677
.2528
.2427
.2358
.2314
.2285
.2267
 
$380
.5661
.4778
.4003
.3398
.2914
.2534
.2241
.2020
.1856
.1737
.1651
.1591
.1549
 
$500
.5630
.4752
.3981
.3314
.2784
.2352
.2005
.1732
.1520
.1358
.1235
.1143
.1075
 
$550
.5621
.4745
.3975
.3308
.2753
.2308
.1948
.1661
.1436
.1262
.1128
.1026
.0950
 
$800
.5598
.4725
.3959
.3295
.2726
.2245
.1847
.1524
.1263
.1054
.0887
.0756
.0654
 
$1,000
.5590
.4719
.3954
.3290
.2723
.2242
.1839
.1504
.1232
.1011
.0834
.0693
.0581
63
$120
.5756
.5150
.4758
.4525
.4397
.4331
.4299
.4284
.4278
.4275
.4274
.4273
.4273
 
$160
.5718
.4942
.4432
.4089
.3871
.3741
.3667
.3626
.3605
.3594
.3589
.3586
.3585
 
$250
.5657
.4740
.4085
.3585
.3218
.2960
.2783
.2667
.2593
.2546
.2518
.2501
.2491
 
$275
.5644
.4729
.4033
.3504
.3107
.2820
.2619
.2482
.2391
.2332
.2295
.2272
.2258
 
$380
.5601
.4693
.3907
.3300
.2816
.2441
.2157
.1947
.1795
.1688
.1612
.1561
.1526
 
$500
.5570
.4668
.3876
.3206
.2672
.2241
.1902
.1638
.1438
.1287
.1176
.1095
.1036
 
$550
.5561
.4660
.3870
.3188
.2638
.2194
.1840
.1562
.1348
.1185
.1063
.0973
.0907
 
$800
.5538
.4641
.3854
.3174
.2597
.2112
.1722
.1407
.1155
.0957
.0802
.0683
.0591
 
$1,000
.5531
.4635
.3849
.3170
.2593
.2109
.1706
.1379
.1116
.0907
.0741
.0612
.0511
64
$120
.5706
.5099
.4713
.4491
.4375
.4318
.4292
.4281
.4276
.4274
.4274
.4273
.4273
 
$160
.5659
.4883
.4373
.4037
.3831
.3713
.3649
.3615
.3599
.3591
.3587
.3585
.3585
 
$250
.5599
.4672
.4008
.3507
.3147
.2899
.2736
.2631
.2567
.2528
.2506
.2493
.2486
 
$275
.5586
.4646
.3953
.3421
.3030
.2752
.2563
.2439
.2359
.2309
.2279
.2261
.2251
 
$380
.5543
.4610
.3817
.3202
.2718
.2349
.2075
.1878
.1739
.1643
.1578
.1535
.1507
 
$500
.5513
.4585
.3771
.3099
.2561
.2133
.1800
.1548
.1359
.1222
.1123
.1052
.1003
 
$550
.5504
.4578
.3766
.3075
.2524
.2081
.1733
.1465
.1263
.1113
.1004
.0925
.0869
 
$800
.5481
.4559
.3750
.3054
.2466
.1985
.1599
.1292
.1051
.0864
.0722
.0615
.0536
 
$1,000
.5474
.4553
.3745
.3050
.2463
.1975
.1576
.1257
.1005
.0807
.0654
.0537
.0448
65
$120
.5660
.5048
.4669
.4459
.4354
.4306
.4286
.4278
.4275
.4274
.4273
.4273
.4273
 
$160
.5603
.4824
.4313
.3986
.3794
.3688
.3633
.3606
.3594
.3588
.3586
.3585
.3584
 
$250
.5544
.4604
.3931
.3430
.3077
.2842
.2691
.2599
.2545
.2514
.2497
.2487
.2483
 
$275
.5531
.4573
.3872
.3339
.2953
.2687
.2511
.2400
.2331
.2290
.2267
.2253
.2246
 
$380
.5488
.4529
.3728
.3105
.2621
.2259
.1997
.1813
.1687
.1603
.1549
.1514
.1493
 
$500
.5458
.4504
.3667
.2992
.2450
.2025
.1701
.1460
.1286
.1161
.1075
.1016
.0976
 
$550
.5450
.4497
.3662
.2966
.2409
.1968
.1628
.1372
.1183
.1047
.0950
.0883
.0837
 
$800
.5427
.4478
.3646
.2933
.2337
.1859
.1477
.1179
.0950
.0777
.0649
.0555
.0486
 
$1,000
.5420
.4473
.3642
.2930
.2332
.1840
.1448
.1138
.0897
.0712
.0572
.0468
.0391
66
$120
.5616
.4998
.4626
.4429
.4337
.4297
.4282
.4276
.4274
.4273
.4273
.4273
.4273
 
$160
.5551
.4765
.4255
.3938
.3758
.3665
.3620
.3599
.3590
.3586
.3585
.3584
.3584
 
$250
.5492
.4538
.3854
.3353
.3009
.2787
.2651
.2571
.2526
.2502
.2490
.2484
.2480
 
$275
.5479
.4506
.3792
.3257
.2878
.2624
.2463
.2365
.2307
.2274
.2257
.2247
.2243
 
$380
.5438
.4451
.3640
.3008
.2525
.2171
.1921
.1752
.1640
.1568
.1524
.1497
.1481
 
$500
.5408
.4426
.3570
.2885
.2339
.1918
.1605
.1377
.1217
.1107
.1033
.0985
.0953
 
$550
.5399
.4419
.3559
.2856
.2295
.1857
.1526
.1283
.1108
.0986
.0903
.0847
.0810
 
$800
.5377
.4401
.3544
.2813
.2212
.1733
.1357
.1070
.0855
.0696
.0582
.0501
.0445
 
$1,000
.5370
.4395
.3540
.2809
.2201
.1710
.1322
.1022
.0793
.0623
.0498
.0407
.0343
67
$120
.5568
.4943
.4580
.4399
.4320
.4289
.4278
.4275
.4274
.4273
.4273
.4273
.4273
 
$160
.5500
.4702
.4191
.3887
.3723
.3644
.3608
.3593
.3587
.3585
.3585
.3584
.3584
 
$250
.5441
.4468
.3771
.3270
.2938
.2731
.2611
.2545
.2510
.2493
.2485
.2481
.2479
 
$275
.5429
.4435
.3706
.3168
.2798
.2560
.2415
.2331
.2286
.2261
.2249
.2243
.2240
 
$380
.5387
.4370
.3545
.2903
.2421
.2077
.1843
.1691
.1595
.1537
.1503
.1483
.1472
 
$500
.5358
.4345
.3470
.2770
.2220
.1805
.1503
.1292
.1149
.1055
.0995
.0957
.0934
 
$550
.5349
.4339
.3453
.2739
.2171
.1738
.1418
.1191
.1033
.0928
.0859
.0815
.0788
 
$800
.5327
.4321
.3436
.2683
.2077
.1597
.1230
.0956
.0757
.0616
.0518
.0452
.0407
 
$1,000
.5320
.4315
.3431
.2679
.2060
.1569
.1188
.0900
.0687
.0534
.0426
.0350
.0299
68
$120
.5519
.4887
.4535
.4371
.4306
.4283
.4276
.4274
.4273
.4273
.4273
.4273
.4273
 
$160
.5454
.4637
.4127
.3837
.3691
.3625
.3599
.3589
.3586
.3585
.3584
.3584
.3584
 
$250
.5395
.4397
.3686
.3186
.2867
.2678
.2576
.2523
.2498
.2486
.2481
.2479
.2478
 
$275
.5383
.4363
.3618
.3078
.2719
.2498
.2371
.2303
.2268
.2252
.2244
.2240
.2239
 
$380
.5342
.4291
.3449
.2796
.2316
.1985
.1769
.1635
.1556
.1511
.1486
.1473
.1467
 
$500
.5313
.4268
.3370
.2653
.2098
.1690
.1404
.1211
.1087
.1010
.0963
.0936
.0920
 
$550
.5304
.4261
.3351
.2619
.2045
.1617
.1312
.1102
.0964
.0876
.0822
.0790
.0771
 
$800
.5282
.4244
.3327
.2556
.1938
.1460
.1102
.0845
.0665
.0543
.0462
.0410
.0377
 
$1,000
.5276
.4238
.3323
.2546
.1917
.1425
.1053
.0780
.0586
.0452
.0361
.0302
.0263
69
$120
.5473
.4833
.4493
.4347
.4295
.4279
.4274
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5416
.4574
.4066
.3791
.3663
.3611
.3593
.3587
.3585
.3584
.3584
.3584
.3584
 
$250
.5358
.4330
.3604
.3106
.2801
.2632
.2547
.2506
.2489
.2482
.2479
.2478
.2478
 
$275
.5345
.4297
.3533
.2992
.2645
.2443
.2335
.2281
.2256
.2245
.2241
.2239
.2238
 
$380
.5304
.4222
.3358
.2692
.2216
.1899
.1702
.1588
.1524
.1491
.1475
.1467
.1463
 
$500
.5275
.4199
.3275
.2540
.1981
.1582
.1312
.1140
.1035
.0974
.0940
.0921
.0912
 
$550
.5267
.4192
.3256
.2504
.1924
.1503
.1213
.1024
.0906
.0835
.0794
.0772
.0760
 
$800
.5245
.4175
.3225
.2433
.1805
.1328
.0983
.0743
.0584
.0481
.0417
.0379
.0356
 
$1,000
.5239
.4169
.3221
.2419
.1779
.1287
.0926
.0671
.0497
.0383
.0310
.0265
.0237
70
$120
.5420
.4770
.4446
.4323
.4285
.4276
.4274
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5380
.4500
.3995
.3741
.3636
.3599
.3588
.3585
.3584
.3584
.3584
.3584
.3584
 
$250
.5322
.4255
.3507
.3013
.2728
.2584
.2519
.2493
.2483
.2479
.2478
.2478
.2478
 
$275
.5310
.4221
.3433
.2891
.2561
.2384
.2299
.2261
.2246
.2241
.2239
.2238
.2238
 
$380
.5269
.4149
.3252
.2571
.2100
.1803
.1632
.1541
.1496
.1476
.1466
.1463
.1461
 
$500
.5240
.4126
.3167
.2407
.1844
.1457
.1212
.1066
.0985
.0942
.0921
.0910
.0906
 
$550
.5232
.4120
.3147
.2369
.1782
.1371
.1104
.0941
.0848
.0797
.0771
.0758
.0752
 
$800
.5211
.4103
.3111
.2290
.1647
.1175
.0848
.0634
.0501
.0422
.0378
.0353
.0341
 
$1,000
.5204
.4097
.3107
.2274
.1617
.1127
.0781
.0551
.0404
.0315
.0262
.0233
.0217
71
$120
.5390
.4707
.4404
.4304
.4279
.4274
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5355
.4428
.3926
.3697
.3615
.3591
.3586
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5298
.4184
.3413
.2923
.2663
.2546
.2500
.2484
.2479
.2478
.2478
.2478
.2478
 
$275
.5285
.4152
.3336
.2793
.2485
.2336
.2273
.2249
.2241
.2239
.2238
.2238
.2238
 
$380
.5245
.4089
.3152
.2452
.1988
.1716
.1574
.1507
.1478
.1467
.1462
.1461
.1461
 
$500
.5216
.4067
.3066
.2278
.1710
.1341
.1123
.1006
.0948
.0921
.0910
.0905
.0903
 
$550
.5208
.4060
.3047
.2238
.1643
.1247
.1007
.0873
.0805
.0772
.0757
.0751
.0748
 
$800
.5186
.4043
.3009
.2153
.1494
.1027
.0723
.0538
.0434
.0379
.0351
.0338
.0332
 
$1,000
.5180
.4038
.3004
.2134
.1458
.0972
.0647
.0446
.0328
.0264
.0231
.0214
.0206
72
$120
.5372
.4623
.4353
.4286
.4275
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5336
.4331
.3836
.3647
.3596
.3586
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5279
.4096
.3285
.2805
.2586
.2507
.2485
.2479
.2478
.2478
.2478
.2478
.2478
 
$275
.5267
.4068
.3206
.2662
.2392
.2284
.2250
.2241
.2238
.2238
.2238
.2238
.2238
 
$380
.5227
.4030
.3022
.2292
.1842
.1612
.1513
.1476
.1465
.1461
.1461
.1460
.1460
 
$500
.5198
.4008
.2941
.2106
.1532
.1194
.1022
.0947
.0917
.0907
.0903
.0903
.0902
 
$550
.5190
.4002
.2923
.2064
.1458
.1088
.0894
.0804
.0767
.0753
.0749
.0748
.0747
 
$800
.5169
.3985
.2888
.1973
.1288
.0835
.0571
.0434
.0371
.0344
.0334
.0330
.0329
 
$1,000
.5162
.3980
.2882
.1952
.1246
.0768
.0482
.0328
.0254
.0221
.0208
.0203
.0201
73
$120
.5366
.4531
.4309
.4276
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5331
.4225
.3744
.3608
.3586
.3584
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5274
.4038
.3147
.2685
.2523
.2485
.2479
.2478
.2478
.2478
.2478
.2478
.2478
 
$275
.5261
.4028
.3067
.2525
.2310
.2251
.2240
.2238
.2238
.2238
.2238
.2238
.2238
 
$380
.5221
.3997
.2894
.2119
.1696
.1525
.1474
.1463
.1461
.1460
.1460
.1460
.1460
 
$500
.5193
.3976
.2827
.1925
.1344
.1056
.0946
.0912
.0904
.0903
.0902
.0902
.0902
 
$550
.5185
.3969
.2814
.1882
.1260
.0936
.0804
.0761
.0750
.0748
.0747
.0747
.0747
 
$800
.5163
.3953
.2788
.1792
.1067
.0640
.0438
.0361
.0336
.0330
.0328
.0328
.0328
 
$1,000
.5156
.3948
.2783
.1771
.1018
.0560
.0334
.0242
.0212
.0203
.0201
.0200
.0200
74
$120
.5366
.4469
.4289
.4274
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
.4273
 
$160
.5330
.4155
.3687
.3593
.3585
.3584
.3584
.3584
.3584
.3584
.3584
.3584
.3584
 
$250
.5273
.4031
.3055
.2612
.2496
.2479
.2478
.2478
.2478
.2478
.2478
.2478
.2478
 
$275
.5261
.4021
.2976
.2438
.2271
.2241
.2238
.2238
.2238
.2238
.2238
.2238
.2238
 
$380
.5221
.3991
.2821
.2005
.1608
.1487
.1464
.1461
.1460
.1460
.1460
.1460
.1460
 
$500
.5192
.3969
.2770
.1808
.1223
.0983
.0917
.0904
.0902
.0902
.0902
.0902
.0902
 
$550
.5184
.3963
.2761
.1767
.1132
.0852
.0768
.0750
.0747
.0747
.0747
.0747
.0747
 
$800
.5163
.3946
.2748
.1683
.0923
.0524
.0377
.0337
.0329
.0328
.0328
.0328
.0328
 
$1,000
.5156
.3941
.2744
.1664
.0870
.0434
.0262
.0213
.0202
.0201
.0200
.0200
.0200
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 4
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0116
.0330
.0596
.0897
.1574
.2322
.3126
.3975
37
$120
.0108
.0312
.0568
.0860
.1519
.2253
.3044
.3882
38
$120
.0100
.0294
.0540
.0822
.1464
.2183
.2962
.3789
39
$120
.0092
.0276
.0512
.0785
.1409
.2113
.2879
.3695
40
$120
.0084
.0259
.0485
.0748
.1355
.2043
.2796
.3601
 
$160
.0084
.0257
.0482
.0743
.1346
.2030
.2778
.3577
41
$120
.0077
.0242
.0458
.0711
.1300
.1973
.2713
.3506
 
$160
.0077
.0240
.0455
.0706
.1291
.1960
.2695
.3483
42
$120
.0070
.0225
.0431
.0674
.1245
.1902
.2628
.3411
 
$160
.0070
.0223
.0428
.0670
.1236
.1889
.2611
.3388
43
$120
.0064
.0209
.0404
.0638
.1190
.1831
.2544
.3315
 
$160
.0063
.0207
.0402
.0633
.1182
.1819
.2527
.3293
44
$120
.0058
.0193
.0379
.0602
.1136
.1762
.2461
.3220
 
$160
.0057
.0192
.0376
.0598
.1128
.1750
.2444
.3199
45
$120
.0051
.0175
.0350
.0562
.1075
.1683
.2368
.3114
 
$160
.0050
.0174
.0347
.0558
.1068
.1672
.2352
.3094
46
$120
.0044
.0158
.0321
.0522
.1015
.1605
.2274
.3008
 
$160
.0044
.0157
.0319
.0519
.1008
.1595
.2259
.2988
47
$120
.0038
.0142
.0294
.0484
.0956
.1529
.2182
.2941
 
$160
.0038
.0141
.0292
.0481
.0950
.1519
.2168
.2884
 
$250
.0038
.0140
.0289
.0476
.0940
.1502
.2145
.2853
48
$120
.0033
.0127
.0267
.0446
.0897
.1451
.2089
.2874
 
$160
.0032
.0126
.0265
.0443
.0891
.1442
.2075
.2777
 
$250
.0032
.0124
.0263
.0438
.0882
.1426
.2053
.2748
 
$275
.0032
.0124
.0262
.0437
.0880
.1423
.2048
.2741
49
$120
.0028
.0112
.0241
.0409
.0839
.1374
.2012
.2807
 
$160
.0027
.0111
.0240
.0406
.0833
.1365
.1982
.2671
 
$250
.0027
.0110
.0237
.0402
.0824
.1350
.1961
.2642
 
$275
.0027
.0110
.0237
.0401
.0822
.1347
.1957
.2636
50
$120
.0023
.0098
.0217
.0374
.0782
.1299
.1950
.2742
 
$160
.0023
.0098
.0216
.0371
.0777
.1290
.1891
.2576
 
$250
.0023
.0097
.0213
.0367
.0769
.1276
.1871
.2538
 
$275
.0023
.0096
.0213
.0366
.0767
.1273
.1867
.2532
51
$120
.0019
.0085
.0194
.0339
.0727
.1224
.1888
.2677
 
$160
.0019
.0085
.0193
.0337
.0722
.1216
.1800
.2503
 
$250
.0019
.0084
.0191
.0334
.0714
.1203
.1781
.2433
 
$275
.0019
.0084
.0190
.0333
.0712
.1200
.1777
.2428
52
$120
.0016
.0073
.0171
.0306
.0671
.1158
.1824
.2614
 
$160
.0015
.0073
.0170
.0304
.0666
.1140
.1706
.2430
 
$250
.0015
.0072
.0168
.0300
.0659
.1128
.1688
.2326
 
$275
.0015
.0072
.0168
.0300
.0658
.1125
.1684
.2320
 
$380
.0015
.0071
.0167
.0297
.0653
.1116
.1671
.2303
53
$120
.0012
.0062
.0150
.0273
.0616
.1102
.1761
.2553
 
$160
.0012
.0062
.0149
.0271
.0611
.1064
.1635
.2356
 
$250
.0012
.0061
.0147
.0268
.0605
.1053
.1595
.2217
 
$275
.0012
.0061
.0147
.0268
.0603
.1051
.1592
.2212
 
$380
.0012
.0060
.0146
.0266
.0599
.1043
.1579
.2195
54
$120
.0010
.0052
.0130
.0242
.0562
.1046
.1699
.2493
 
$160
.0010
.0052
.0129
.0240
.0558
.0990
.1566
.2283
 
$250
.0010
.0051
.0128
.0238
.0552
.0979
.1503
.2108
 
$275
.0010
.0051
.0127
.0237
.0551
.0977
.1499
.2103
 
$380
.0009
.0051
.0126
.0235
.0547
.0970
.1488
.2087
55
$120
.0008
.0043
.0111
.0213
.0510
.0992
.1639
.2436
 
$160
.0007
.0043
.0111
.0211
.0507
.0917
.1499
.2212
 
$250
.0007
.0042
.0109
.0209
.0502
.0907
.1412
.2001
 
$275
.0007
.0042
.0109
.0209
.0500
.0905
.1408
.1996
 
$380
.0007
.0042
.0108
.0207
.0497
.0898
.1398
.1981
 
$500
.0007
.0042
.0108
.0206
.0494
.0894
.1390
.1970
56
$120
.0006
.0035
.0094
.0184
.0466
.0936
.1580
.2378
 
$160
.0006
.0035
.0093
.0183
.0456
.0858
.1430
.2142
 
$250
.0006
.0034
.0092
.0181
.0451
.0834
.1318
.1913
 
$275
.0005
.0034
.0092
.0181
.0450
.0832
.1315
.1885
 
$380
.0005
.0034
.0091
.0179
.0446
.0826
.1305
.1871
 
$500
.0005
.0034
.0091
.0178
.0444
.0821
.1298
.1861
 
$550
.0005
.0034
.0091
.0178
.0443
.0820
.1296
.1858
57
$120
.0004
.0028
.0078
.0158
.0425
.0882
.1522
.2322
 
$160
.0004
.0027
.0078
.0157
.0407
.0801
.1363
.2073
 
$250
.0004
.0027
.0077
.0155
.0402
.0763
.1226
.1829
 
$275
.0004
.0027
.0077
.0155
.0401
.0761
.1223
.1795
 
$380
.0004
.0027
.0076
.0154
.0398
.0755
.1213
.1762
 
$500
.0004
.0027
.0076
.0153
.0396
.0751
.1207
.1752
 
$550
.0004
.0027
.0075
.0153
.0395
.0750
.1205
.1749
58
$120
.0003
.0022
.0065
.0136
.0390
.0835
.1470
.2273
 
$160
.0003
.0022
.0065
.0135
.0363
.0749
.1303
.2012
 
$250
.0003
.0022
.0064
.0133
.0359
.0697
.1151
.1752
 
$275
.0003
.0022
.0064
.0133
.0358
.0696
.1137
.1715
 
$380
.0003
.0021
.0063
.0132
.0355
.0690
.1128
.1659
 
$500
.0003
.0021
.0063
.0131
.0353
.0686
.1122
.1650
 
$550
.0003
.0021
.0063
.0131
.0353
.0685
.1120
.1648
59
$120
.0002
.0017
.0053
.0115
.0355
.0789
.1420
.2225
 
$160
.0002
.0017
.0053
.0114
.0323
.0699
.1244
.1952
 
$250
.0002
.0017
.0052
.0113
.0317
.0632
.1082
.1674
 
$275
.0002
.0017
.0052
.0113
.0316
.0631
.1061
.1635
 
$380
.0002
.0017
.0052
.0112
.0314
.0626
.1043
.1556
 
$500
.0002
.0017
.0052
.0111
.0312
.0623
.1037
.1548
 
$550
.0002
.0017
.0051
.0111
.0312
.0622
.1036
.1545
60
$120
.0001
.0013
.0043
.0095
.0321
.0742
.1369
.2178
 
$160
.0001
.0013
.0042
.0095
.0288
.0648
.1185
.1892
 
$250
.0001
.0013
.0042
.0094
.0276
.0569
.1012
.1597
 
$275
.0001
.0013
.0042
.0094
.0276
.0567
.0989
.1554
 
$380
.0001
.0013
.0041
.0093
.0273
.0562
.0957
.1455
 
$500
.0001
.0013
.0041
.0092
.0272
.0559
.0952
.1444
 
$550
.0001
.0013
.0041
.0092
.0271
.0558
.0950
.1442
 
$800
.0001
.0013
.0041
.0092
.0270
.0556
.0946
.1436
61
$120
.0001
.0010
.0033
.0079
.0289
.0697
.1319
.2132
 
$160
.0001
.0010
.0033
.0077
.0255
.0599
.1127
.1833
 
$250
.0001
.0009
.0033
.0077
.0238
.0515
.0944
.1521
 
$275
.0001
.0009
.0033
.0076
.0237
.0506
.0920
.1475
 
$380
.0001
.0009
.0032
.0076
.0235
.0501
.0873
.1367
 
$500
.0001
.0009
.0032
.0075
.0234
.0498
.0868
.1341
 
$550
.0001
.0009
.0032
.0075
.0234
.0497
.0867
.1339
 
$800
.0001
.0009
.0032
.0075
.0233
.0495
.0863
.1334
62
$120
.0001
.0007
.0025
.0065
.0258
.0652
.1269
.2086
 
$160
.0001
.0007
.0025
.0062
.0223
.0550
.1069
.1774
 
$250
.0001
.0007
.0025
.0061
.0201
.0463
.0876
.1445
 
$275
.0001
.0007
.0025
.0061
.0200
.0452
.0850
.1396
 
$380
.0001
.0007
.0025
.0060
.0199
.0440
.0791
.1279
 
$500
.0001
.0007
.0024
.0060
.0198
.0438
.0784
.1238
 
$550
.0001
.0007
.0024
.0060
.0198
.0437
.0783
.1236
 
$800
.0001
.0007
.0024
.0060
.0197
.0435
.0780
.1231
 
$1,000
.0001
.0007
.0024
.0060
.0196
.0435
.0779
.1230
63
$120
.0000
.0005
.0018
.0052
.0227
.0606
.1218
.2040
 
$160
.0000
.0004
.0018
.0047
.0192
.0502
.1010
.1714
 
$250
.0000
.0004
.0018
.0047
.0166
.0410
.0808
.1367
 
$275
.0000
.0004
.0018
.0047
.0165
.0399
.0779
.1315
 
$380
.0000
.0004
.0018
.0046
.0164
.0380
.0715
.1189
 
$500
.0000
.0004
.0018
.0046
.0163
.0378
.0700
.1137
 
$550
.0000
.0004
.0018
.0046
.0163
.0377
.0699
.1131
 
$800
.0000
.0004
.0018
.0046
.0162
.0376
.0696
.1126
 
$1,000
.0000
.0004
.0018
.0046
.0162
.0375
.0695
.1125
64
$120
.0000
.0003
.0013
.0041
.0197
.0560
.1167
.1995
 
$160
.0000
.0003
.0013
.0036
.0163
.0454
.0951
.1654
 
$250
.0000
.0003
.0013
.0035
.0136
.0360
.0740
.1290
 
$275
.0000
.0003
.0013
.0035
.0133
.0348
.0710
.1234
 
$380
.0000
.0003
.0012
.0034
.0132
.0322
.0641
.1099
 
$500
.0000
.0003
.0012
.0034
.0131
.0321
.0617
.1041
 
$550
.0000
.0003
.0012
.0034
.0131
.0320
.0616
.1028
 
$800
.0000
.0003
.0012
.0034
.0130
.0319
.0614
.1022
 
$1,000
.0000
.0003
.0012
.0034
.0130
.0318
.0613
.1021
65
$120
.0000
.0002
.0009
.0031
.0169
.0515
.1116
.1951
 
$160
.0000
.0002
.0008
.0026
.0135
.0407
.0892
.1595
 
$250
.0000
.0002
.0008
.0024
.0109
.0311
.0672
.1212
 
$275
.0000
.0002
.0008
.0024
.0106
.0299
.0641
.1154
 
$380
.0000
.0002
.0008
.0024
.0103
.0271
.0568
.1010
 
$500
.0000
.0002
.0008
.0024
.0102
.0266
.0540
.0946
 
$550
.0000
.0002
.0008
.0024
.0102
.0266
.0536
.0931
 
$800
.0000
.0002
.0008
.0024
.0102
.0265
.0533
.0919
 
$1,000
.0000
.0002
.0008
.0024
.0102
.0264
.0533
.0918
66
$120
.0000
.0001
.0006
.0022
.0142
.0470
.1066
.1907
 
$160
.0000
.0001
.0005
.0018
.0110
.0361
.0833
.1536
 
$250
.0000
.0001
.0005
.0016
.0085
.0265
.0606
.1135
 
$275
.0000
.0001
.0005
.0016
.0082
.0252
.0574
.1074
 
$380
.0000
.0001
.0005
.0016
.0077
.0224
.0497
.0921
 
$500
.0000
.0001
.0005
.0016
.0077
.0216
.0466
.0852
 
$550
.0000
.0001
.0005
.0016
.0077
.0215
.0459
.0836
 
$800
.0000
.0001
.0005
.0016
.0076
.0214
.0456
.0817
 
$1,000
.0000
.0001
.0005
.0016
.0076
.0214
.0455
.0816
67
$120
.0000
.0000
.0003
.0015
.0115
.0422
.1011
.1862
 
$160
.0000
.0000
.0003
.0012
.0085
.0312
.0770
.1473
 
$250
.0000
.0000
.0003
.0010
.0062
.0217
.0536
.1052
 
$275
.0000
.0000
.0003
.0010
.0060
.0205
.0503
.0988
 
$380
.0000
.0000
.0003
.0010
.0054
.0177
.0423
.0827
 
$500
.0000
.0000
.0003
.0010
.0053
.0167
.0390
.0752
 
$550
.0000
.0000
.0003
.0010
.0053
.0165
.0383
.0734
 
$800
.0000
.0000
.0003
.0010
.0053
.0165
.0376
.0708
 
$1,000
.0000
.0000
.0003
.0010
.0053
.0165
.0375
.0707
68
$120
.0000
.0000
.0002
.0009
.0090
.0374
.0955
.1817
 
$160
.0000
.0000
.0001
.0007
.0063
.0265
.0705
.1409
 
$250
.0000
.0000
.0001
.0005
.0043
.0172
.0465
.0967
 
$275
.0000
.0000
.0001
.0005
.0040
.0160
.0431
.0899
 
$380
.0000
.0000
.0001
.0005
.0035
.0133
.0351
.0731
 
$500
.0000
.0000
.0001
.0005
.0034
.0123
.0317
.0651
 
$550
.0000
.0000
.0001
.0005
.0034
.0121
.0309
.0633
 
$800
.0000
.0000
.0001
.0005
.0034
.0120
.0299
.0602
 
$1,000
.0000
.0000
.0001
.0005
.0034
.0120
.0298
.0599
69
$120
.0000
.0000
.0001
.0005
.0068
.0327
.0901
.1775
 
$160
.0000
.0000
.0001
.0004
.0045
.0220
.0642
.1348
 
$250
.0000
.0000
.0000
.0003
.0028
.0133
.0398
.0885
 
$275
.0000
.0000
.0000
.0003
.0026
.0122
.0365
.0815
 
$380
.0000
.0000
.0000
.0002
.0022
.0097
.0285
.0639
 
$500
.0000
.0000
.0000
.0002
.0020
.0087
.0250
.0556
 
$550
.0000
.0000
.0000
.0002
.0020
.0085
.0242
.0537
 
$800
.0000
.0000
.0000
.0002
.0020
.0083
.0230
.0503
 
$1,000
.0000
.0000
.0000
.0002
.0020
.0083
.0229
.0498
70
$120
.0000
.0000
.0000
.0002
.0046
.0274
.0838
.1728
 
$160
.0000
.0000
.0000
.0001
.0027
.0171
.0568
.1276
 
$250
.0000
.0000
.0000
.0001
.0015
.0092
.0323
.0788
 
$275
.0000
.0000
.0000
.0001
.0013
.0082
.0289
.0715
 
$380
.0000
.0000
.0000
.0001
.0010
.0061
.0212
.0534
 
$500
.0000
.0000
.0000
.0001
.0009
.0052
.0179
.0448
 
$550
.0000
.0000
.0000
.0001
.0009
.0050
.0172
.0429
 
$800
.0000
.0000
.0000
.0001
.0009
.0048
.0159
.0392
 
$1,000
.0000
.0000
.0000
.0001
.0009
.0048
.0157
.0385
71
$120
.0000
.0000
.0000
.0001
.0029
.0223
.0775
.1685
 
$160
.0000
.0000
.0000
.0000
.0015
.0127
.0496
.1208
 
$250
.0000
.0000
.0000
.0000
.0007
.0058
.0252
.0694
 
$275
.0000
.0000
.0000
.0000
.0006
.0051
.0220
.0618
 
$380
.0000
.0000
.0000
.0000
.0004
.0034
.0149
.0433
 
$500
.0000
.0000
.0000
.0000
.0004
.0028
.0119
.0347
 
$550
.0000
.0000
.0000
.0000
.0003
.0026
.0113
.0328
 
$800
.0000
.0000
.0000
.0000
.0003
.0024
.0101
.0291
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0024
.0099
.0283
72
$120
.0000
.0000
.0000
.0000
.0012
.0158
.0691
.1634
 
$160
.0000
.0000
.0000
.0000
.0005
.0075
.0399
.1118
 
$250
.0000
.0000
.0000
.0000
.0001
.0025
.0164
.0567
 
$275
.0000
.0000
.0000
.0000
.0001
.0020
.0136
.0488
 
$380
.0000
.0000
.0000
.0000
.0001
.0011
.0078
.0303
 
$500
.0000
.0000
.0000
.0000
.0000
.0008
.0056
.0222
 
$550
.0000
.0000
.0000
.0000
.0000
.0007
.0051
.0205
 
$800
.0000
.0000
.0000
.0000
.0000
.0006
.0043
.0170
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0006
.0041
.0162
73
$120
.0000
.0000
.0000
.0000
.0003
.0093
.0599
.1591
 
$160
.0000
.0000
.0000
.0000
.0001
.0031
.0293
.1025
 
$250
.0000
.0000
.0000
.0000
.0000
.0006
.0083
.0428
 
$275
.0000
.0000
.0000
.0000
.0000
.0004
.0063
.0348
 
$380
.0000
.0000
.0000
.0000
.0000
.0002
.0026
.0176
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0015
.0109
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0095
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0069
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0064
74
$120
.0000
.0000
.0000
.0000
.0000
.0055
.0537
.1570
 
$160
.0000
.0000
.0000
.0000
.0000
.0013
.0223
.0969
 
$250
.0000
.0000
.0000
.0000
.0000
.0001
.0041
.0336
 
$275
.0000
.0000
.0000
.0000
.0000
.0001
.0028
.0258
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0103
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0052
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0043
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0026
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0023
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-940, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-940, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-940, filed 10/19/10, effective 11/19/10.]


PDF296-17B-950

Hazard Group 5 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8751
.8662
.8578
.8500
.8426
.8356
.8289
.8224
.8162
.8101
.8043
.7986
.7930
2
.8717
.8622
.8534
.8452
.8373
.8299
.8228
.8159
.8093
.8029
.7967
.7907
.7848
3
.8674
.8572
.8478
.8389
.8305
.8226
.8149
.8076
.8005
.7936
.7870
.7805
.7743
4
.8630
.8522
.8421
.8326
.8236
.8151
.8069
.7991
.7915
.7842
.7771
.7702
.7635
5
.8586
.8470
.8363
.8262
.8166
.8076
.7989
.7905
.7825
.7747
.7671
.7598
.7527
6
.8542
.8418
.8304
.8197
.8096
.7999
.7907
.7818
.7733
.7650
.7570
.7493
.7417
7
.8496
.8366
.8245
.8131
.8024
.7922
.7824
.7730
.7639
.7552
.7467
.7385
.7305
8
.8451
.8313
.8185
.8065
.7951
.7843
.7740
.7641
.7545
.7453
.7364
.7277
.7193
9
.8405
.8259
.8124
.7998
.7878
.7764
.7655
.7551
.7450
.7353
.7259
.7168
.7080
10
.8359
.8206
.8064
.7931
.7805
.7685
.7570
.7460
.7355
.7253
.7155
.7059
.6967
11
.8313
.8152
.8003
.7863
.7731
.7605
.7485
.7370
.7259
.7153
.7050
.6950
.6853
12
.8266
.8097
.7940
.7794
.7655
.7523
.7398
.7277
.7162
.7050
.6942
.6838
.6737
13
.8218
.8041
.7878
.7724
.7579
.7441
.7310
.7184
.7063
.6947
.6834
.6726
.6621
14
.8170
.7985
.7813
.7653
.7501
.7357
.7220
.7089
.6963
.6842
.6725
.6612
.6503
15
.8122
.7929
.7749
.7582
.7424
.7274
.7131
.6994
.6863
.6737
.6616
.6499
.6386
16
.8073
.7871
.7684
.7510
.7345
.7189
.7040
.6898
.6762
.6631
.6505
.6384
.6268
17
.8024
.7813
.7619
.7437
.7265
.7103
.6948
.6801
.6660
.6524
.6394
.6269
.6149
18
.7974
.7755
.7552
.7363
.7185
.7017
.6856
.6703
.6557
.6417
.6283
.6154
.6030
19
.7923
.7696
.7485
.7289
.7104
.6929
.6763
.6604
.6453
.6309
.6171
.6038
.5910
20
.7873
.7636
.7418
.7214
.7022
.6841
.6669
.6506
.6350
.6201
.6059
.5922
.5791
21
.7821
.7576
.7349
.7138
.6939
.6752
.6575
.6406
.6246
.6092
.5946
.5806
.5672
22
.7769
.7514
.7279
.7060
.6855
.6661
.6478
.6304
.6139
.5982
.5831
.5688
.5550
23
.7716
.7453
.7210
.6983
.6771
.6571
.6382
.6203
.6034
.5872
.5718
.5571
.5430
24
.7663
.7390
.7138
.6904
.6685
.6479
.6284
.6100
.5926
.5760
.5602
.5452
.5308
25
.7609
.7326
.7065
.6823
.6597
.6385
.6185
.5996
.5818
.5648
.5486
.5332
.5185
26
.7554
.7262
.6993
.6743
.6510
.6292
.6087
.5893
.5710
.5536
.5371
.5213
.5063
27
.7499
.7197
.6919
.6662
.6422
.6198
.5987
.5788
.5601
.5423
.5254
.5094
.4941
28
.7443
.7131
.6844
.6579
.6333
.6102
.5886
.5683
.5491
.5309
.5137
.4974
.4818
29
.7387
.7065
.6770
.6497
.6244
.6007
.5786
.5578
.5381
.5196
.5020
.4854
.4695
30
.7329
.6997
.6693
.6412
.6152
.5910
.5683
.5470
.5270
.5080
.4901
.4732
.4570
31
.7271
.6929
.6615
.6327
.6060
.5812
.5579
.5362
.5157
.4964
.4782
.4609
.4445
32
.7212
.6859
.6537
.6240
.5967
.5712
.5475
.5252
.5043
.4847
.4661
.4485
.4318
33
.7153
.6789
.6458
.6154
.5873
.5612
.5369
.5143
.4930
.4729
.4540
.4361
.4192
34
.7092
.6718
.6378
.6066
.5778
.5511
.5263
.5032
.4815
.4611
.4418
.4236
.4064
35
.7031
.6646
.6296
.5976
.5682
.5409
.5156
.4919
.4698
.4490
.4294
.4110
.3934
36
.6970
.6574
.6215
.5887
.5585
.5307
.5048
.4807
.4582
.4370
.4171
.3983
.3805
37
.6907
.6500
.6132
.5795
.5487
.5202
.4938
.4692
.4462
.4247
.4044
.3853
.3672
38
.6843
.6425
.6047
.5703
.5387
.5096
.4826
.4576
.4342
.4122
.3916
.3722
.3538
39
.6780
.6351
.5963
.5610
.5287
.4990
.4715
.4459
.4221
.3998
.3788
.3590
.3403
40
.6716
.6276
.5878
.5517
.5187
.4883
.4603
.4342
.4099
.3872
.3659
.3458
.3268
41
.6652
.6200
.5793
.5423
.5086
.4776
.4489
.4224
.3977
.3745
.3528
.3324
.3133
42
.6587
.6123
.5706
.5328
.4983
.4666
.4374
.4103
.3851
.3616
.3396
.3189
.2996
43
.6523
.6047
.5619
.5232
.4880
.4556
.4259
.3983
.3726
.3487
.3263
.3055
.2859
44
.6459
.5971
.5533
.5138
.4777
.4447
.4144
.3862
.3601
.3358
.3132
.2922
.2725
45
.6387
.5886
.5437
.5032
.4664
.4326
.4016
.3730
.3464
.3218
.2990
.2777
.2580
46
.6315
.5801
.5341
.4926
.4549
.4204
.3888
.3596
.3327
.3078
.2847
.2634
.2436
47
.6244
.5717
.5245
.4820
.4435
.4083
.3760
.3464
.3191
.2939
.2707
.2493
.2296
48
.6173
.5631
.5148
.4712
.4318
.3959
.3630
.3329
.3052
.2799
.2565
.2351
.2156
49
.6101
.5545
.5049
.4604
.4200
.3833
.3499
.3193
.2914
.2658
.2425
.2212
.2018
50
.6031
.5461
.4953
.4496
.4084
.3710
.3369
.3060
.2778
.2521
.2289
.2077
.1886
51
.5961
.5376
.4855
.4388
.3966
.3585
.3239
.2926
.2642
.2386
.2154
.1945
.1757
52
.5890
.5290
.4755
.4276
.3845
.3456
.3105
.2789
.2504
.2248
.2018
.1812
.1627
53
.5819
.5202
.4653
.4162
.3722
.3326
.2971
.2652
.2367
.2112
.1884
.1681
.1501
54
.5749
.5115
.4552
.4049
.3599
.3196
.2837
.2516
.2231
.1978
.1754
.1555
.1379
55
.5680
.5029
.4451
.3936
.3477
.3068
.2705
.2384
.2099
.1849
.1628
.1433
.1263
56
.5610
.4940
.4346
.3819
.3351
.2936
.2570
.2248
.1965
.1717
.1501
.1312
.1147
57
.5541
.4853
.4243
.3703
.3225
.2805
.2437
.2115
.1834
.1590
.1378
.1195
.1036
58
.5478
.4771
.4145
.3593
.3107
.2682
.2311
.1989
.1711
.1471
.1264
.1087
.0935
59
.5415
.4689
.4047
.3482
.2988
.2558
.2186
.1865
.1590
.1354
.1154
.0983
.0838
60
.5352
.4606
.3947
.3370
.2867
.2433
.2059
.1740
.1469
.1239
.1044
.0881
.0744
61
.5291
.4525
.3849
.3259
.2748
.2309
.1935
.1618
.1351
.1127
.0940
.0784
.0655
62
.5231
.4443
.3750
.3146
.2627
.2184
.1810
.1496
.1234
.1016
.0837
.0691
.0571
63
.5171
.4361
.3648
.3031
.2503
.2056
.1682
.1371
.1115
.0906
.0737
.0599
.0489
64
.5113
.4279
.3547
.2915
.2378
.1927
.1554
.1248
.1000
.0800
.0640
.0513
.0413
65
.5058
.4200
.3446
.2799
.2252
.1798
.1426
.1126
.0886
.0697
.0548
.0432
.0343
66
.5006
.4122
.3347
.2683
.2126
.1669
.1299
.1006
.0776
.0598
.0461
.0358
.0279
67
.4954
.4042
.3241
.2557
.1989
.1528
.1163
.0878
.0661
.0497
.0374
.0284
.0218
68
.4906
.3964
.3134
.2428
.1848
.1384
.1024
.0751
.0548
.0400
.0293
.0218
.0165
69
.4866
.3894
.3034
.2305
.1711
.1245
.0892
.0632
.0445
.0314
.0224
.0163
.0121
70
.4828
.3820
.2921
.2160
.1549
.1081
.0739
.0497
.0333
.0225
.0154
.0109
.0081
71
.4801
.3757
.2817
.2021
.1390
.0921
.0593
.0374
.0236
.0151
.0100
.0070
.0051
72
.4779
.3694
.2693
.1839
.1175
.0707
.0405
.0226
.0127
.0074
.0047
.0032
.0023
73
.4771
.3656
.2590
.1656
.0942
.0478
.0221
.0098
.0044
.0021
.0010
.0005
.0003
74
.4770
.3647
.2546
.1549
.0788
.0331
.0117
.0036
.0010
.0003
.0001
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0467
.0949
.1441
.1940
.2954
.3981
.5017
.6058
2
.0000
.0459
.0935
.1424
.1919
.2926
.3947
.4977
.6014
3
.0000
.0449
.0919
.1401
.1892
.2891
.3904
.4927
.5958
4
.0000
.0439
.0902
.1378
.1865
.2855
.3860
.4877
.5901
5
.0000
.0429
.0885
.1356
.1837
.2819
.3816
.4825
.5843
6
.0000
.0419
.0868
.1333
.1810
.2782
.3772
.4773
.5784
7
.0000
.0408
.0850
.1311
.1782
.2745
.3726
.4721
.5725
8
.0000
.0398
.0833
.1288
.1754
.2707
.3681
.4668
.5665
9
.0000
.0388
.0816
.1265
.1725
.2670
.3635
.4614
.5604
10
.0000
.0378
.0799
.1242
.1697
.2632
.3589
.4561
.5544
11
.0000
.0368
.0782
.1219
.1669
.2594
.3543
.4507
.5483
12
.0000
.0358
.0765
.1196
.1640
.2556
.3496
.4452
.5420
13
.0000
.0347
.0748
.1173
.1611
.2517
.3448
.4396
.5358
14
.0000
.0337
.0731
.1149
.1582
.2478
.3400
.4340
.5293
15
.0000
.0327
.0714
.1126
.1553
.2439
.3352
.4284
.5229
16
.0000
.0317
.0697
.1102
.1524
.2399
.3303
.4226
.5164
17
.0000
.0308
.0679
.1078
.1494
.2359
.3254
.4168
.5099
18
.0000
.0298
.0662
.1055
.1465
.2319
.3204
.4110
.5032
19
.0000
.0288
.0645
.1031
.1435
.2278
.3153
.4051
.4965
20
.0000
.0278
.0628
.1007
.1405
.2237
.3103
.3991
.4898
21
.0000
.0269
.0611
.0983
.1375
.2196
.3051
.3931
.4829
22
.0000
.0259
.0593
.0959
.1344
.2154
.2999
.3869
.4759
23
.0000
.0250
.0576
.0934
.1313
.2112
.2946
.3808
.4690
24
.0000
.0240
.0558
.0910
.1282
.2069
.2893
.3745
.4618
25
.0000
.0231
.0541
.0885
.1251
.2025
.2839
.3681
.4545
26
.0000
.0222
.0523
.0860
.1219
.1981
.2784
.3617
.4473
27
.0000
.0212
.0506
.0836
.1188
.1937
.2729
.3552
.4399
28
.0000
.0203
.0489
.0810
.1156
.1892
.2673
.3486
.4324
29
.0000
.0194
.0471
.0786
.1124
.1847
.2617
.3420
.4250
30
.0000
.0185
.0454
.0760
.1091
.1802
.2559
.3352
.4173
31
.0000
.0176
.0436
.0735
.1058
.1755
.2501
.3284
.4095
32
.0000
.0167
.0418
.0709
.1024
.1708
.2442
.3214
.4017
33
.0000
.0158
.0401
.0683
.0991
.1661
.2383
.3144
.3938
34
.0000
.0150
.0383
.0657
.0957
.1613
.2322
.3073
.3858
35
.0000
.0141
.0366
.0631
.0923
.1564
.2261
.3001
.3776
36
.0000
.0133
.0348
.0605
.0889
.1515
.2200
.2929
.3695
37
.0000
.0124
.0331
.0579
.0854
.1466
.2137
.2855
.3612
38
.0000
.0116
.0313
.0552
.0819
.1415
.2073
.2780
.3527
39
.0000
.0108
.0296
.0526
.0785
.1365
.2010
.2706
.3443
40
.0000
.0100
.0279
.0500
.0750
.1315
.1946
.2631
.3358
41
.0000
.0093
.0262
.0474
.0715
.1264
.1882
.2555
.3273
42
.0000
.0085
.0246
.0448
.0680
.1213
.1817
.2478
.3186
43
.0000
.0078
.0229
.0422
.0646
.1162
.1753
.2402
.3099
44
.0000
.0071
.0214
.0398
.0612
.1113
.1689
.2326
.3013
45
.0000
.0064
.0196
.0369
.0574
.1056
.1617
.2241
.2917
46
.0000
.0056
.0178
.0341
.0536
.1000
.1545
.2156
.2821
47
.0000
.0050
.0162
.0314
.0499
.0945
.1474
.2072
.2725
48
.0000
.0043
.0146
.0288
.0462
.0889
.1403
.1986
.2628
49
.0000
.0037
.0130
.0262
.0426
.0834
.1331
.1900
.2529
50
.0000
.0032
.0116
.0238
.0392
.0781
.1261
.1816
.2433
51
.0000
.0027
.0102
.0214
.0358
.0728
.1191
.1731
.2335
52
.0000
.0022
.0089
.0191
.0325
.0675
.1120
.1645
.2235
53
.0000
.0018
.0076
.0169
.0292
.0622
.1049
.1557
.2133
54
.0000
.0015
.0065
.0148
.0261
.0571
.0979
.1470
.2032
55
.0000
.0012
.0054
.0128
.0231
.0521
.0910
.1384
.1931
56
.0000
.0009
.0045
.0109
.0203
.0471
.0840
.1295
.1826
57
.0000
.0007
.0036
.0092
.0176
.0423
.0771
.1208
.1723
58
.0000
.0005
.0030
.0078
.0152
.0380
.0708
.1126
.1625
59
.0000
.0004
.0024
.0065
.0130
.0338
.0645
.1044
.1527
60
.0000
.0003
.0018
.0053
.0110
.0297
.0582
.0961
.1427
61
.0000
.0002
.0014
.0042
.0091
.0258
.0521
.0880
.1329
62
.0000
.0001
.0010
.0033
.0073
.0220
.0461
.0798
.1230
63
.0000
.0001
.0007
.0024
.0057
.0184
.0401
.0716
.1128
64
.0000
.0000
.0005
.0017
.0044
.0150
.0343
.0634
.1027
65
.0000
.0000
.0003
.0012
.0032
.0119
.0288
.0555
.0926
66
.0000
.0000
.0002
.0008
.0022
.0091
.0236
.0477
.0827
67
.0000
.0000
.0001
.0004
.0014
.0065
.0184
.0397
.0721
68
.0000
.0000
.0000
.0002
.0008
.0043
.0136
.0319
.0614
69
.0000
.0000
.0000
.0001
.0004
.0026
.0096
.0249
.0514
70
.0000
.0000
.0000
.0000
.0001
.0013
.0058
.0175
.0401
71
.0000
.0000
.0000
.0000
.0000
.0005
.0031
.0112
.0297
72
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0049
.0173
73
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0070
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0026
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7284
.6870
.6495
.6152
.5837
.5546
.5276
.5024
.4871
.4761
.4667
.4585
.4514
37
$120
.7218
.6793
.6408
.6056
.5734
.5436
.5160
.4944
.4818
.4711
.4619
.4539
.4473
38
$120
.7152
.6715
.6320
.5960
.5630
.5325
.5044
.4890
.4767
.4662
.4571
.4497
.4439
39
$120
.7086
.6637
.6232
.5863
.5525
.5215
.4980
.4837
.4716
.4613
.4528
.4462
.4409
40
$120
.7019
.6558
.6143
.5766
.5420
.5103
.4926
.4786
.4666
.4568
.4492
.4431
.4381
 
$160
.6972
.6515
.6102
.5727
.5384
.5069
.4778
.4508
.4353
.4224
.4114
.4018
.3936
41
$120
.6952
.6479
.6054
.5667
.5315
.5039
.4873
.4734
.4619
.4529
.4458
.4402
.4356
 
$160
.6906
.6436
.6013
.5630
.5279
.4957
.4660
.4441
.4294
.4168
.4060
.3967
.3889
42
$120
.6884
.6399
.5963
.5568
.5207
.4984
.4820
.4683
.4577
.4494
.4427
.4374
.4332
 
$160
.6838
.6357
.5923
.5531
.5172
.4844
.4551
.4380
.4236
.4113
.4007
.3919
.3849
43
$120
.6817
.6319
.5872
.5468
.5126
.4930
.4767
.4638
.4539
.4461
.4398
.4349
.4310
 
$160
.6771
.6277
.5833
.5432
.5066
.4730
.4489
.4321
.4179
.4058
.3958
.3878
.3813
44
$120
.6750
.6240
.5783
.5369
.5071
.4876
.4719
.4598
.4504
.4430
.4372
.4326
.4291
 
$160
.6705
.6199
.5744
.5333
.4959
.4626
.4429
.4263
.4124
.4007
.3915
.3841
.3781
45
$120
.6675
.6151
.5682
.5259
.5009
.4816
.4668
.4554
.4466
.4396
.4343
.4303
.4272
 
$160
.6630
.6110
.5644
.5224
.4841
.4555
.4360
.4198
.4062
.3955
.3870
.3801
.3746
46
$120
.6600
.6062
.5582
.5182
.4946
.4761
.4621
.4513
.4429
.4366
.4318
.4282
.4255
 
$160
.6556
.6022
.5544
.5114
.4722
.4486
.4293
.4134
.4007
.3907
.3828
.3764
.3714
47
$120
.6526
.5974
.5481
.5120
.4887
.4711
.4577
.4474
.4396
.4339
.4296
.4264
.4240
 
$160
.6482
.5935
.5445
.5004
.4648
.4418
.4228
.4076
.3957
.3864
.3790
.3731
.3685
 
$250
.6412
.5871
.5386
.4950
.4554
.4193
.3861
.3627
.3442
.3285
.3152
.3039
.2942
48
$120
.6451
.5885
.5380
.5057
.4832
.4662
.4534
.4438
.4366
.4314
.4276
.4248
.4227
 
$160
.6408
.5846
.5344
.4892
.4578
.4350
.4165
.4022
.3910
.3823
.3754
.3701
.3660
 
$250
.6339
.5783
.5286
.4839
.4434
.4065
.3759
.3545
.3365
.3212
.3084
.2975
.2886
 
$275
.6324
.5769
.5273
.4828
.4424
.4055
.3719
.3467
.3272
.3108
.2968
.2849
.2747
49
$120
.6376
.5795
.5287
.4997
.4779
.4616
.4494
.4404
.4339
.4292
.4258
.4234
.4217
 
$160
.6334
.5757
.5242
.4787
.4509
.4283
.4108
.3972
.3866
.3784
.3721
.3674
.3638
 
$250
.6265
.5695
.5185
.4728
.4313
.3936
.3675
.3465
.3289
.3141
.3017
.2917
.2835
 
$275
.6250
.5681
.5173
.4716
.4303
.3927
.3607
.3381
.3192
.3032
.2897
.2782
.2687
50
$120
.6303
.5707
.5226
.4941
.4730
.4573
.4457
.4374
.4315
.4273
.4243
.4222
.4208
 
$160
.6261
.5669
.5141
.4718
.4441
.4222
.4054
.3925
.3825
.3750
.3693
.3650
.3619
 
$250
.6194
.5608
.5086
.4617
.4194
.3843
.3595
.3389
.3217
.3074
.2958
.2865
.2790
 
$275
.6179
.5595
.5074
.4606
.4184
.3800
.3521
.3300
.3115
.2959
.2828
.2721
.2634
51
$120
.6230
.5619
.5167
.4888
.4682
.4531
.4424
.4347
.4293
.4256
.4230
.4213
.4201
 
$160
.6189
.5581
.5040
.4650
.4376
.4165
.4004
.3881
.3788
.3718
.3667
.3630
.3602
 
$250
.6122
.5521
.4986
.4506
.4073
.3760
.3517
.3314
.3147
.3012
.2904
.2818
.2749
 
$275
.6107
.5508
.4974
.4495
.4063
.3697
.3437
.3220
.3040
.2889
.2765
.2666
.2585
52
$120
.6156
.5528
.5108
.4835
.4635
.4492
.4391
.4321
.4273
.4241
.4219
.4204
.4195
 
$160
.6115
.5491
.4936
.4580
.4312
.4108
.3954
.3838
.3752
.3690
.3644
.3611
.3587
 
$250
.6049
.5432
.4883
.4391
.3970
.3678
.3437
.3239
.3080
.2953
.2852
.2773
.2710
 
$275
.6034
.5419
.4871
.4380
.3939
.3609
.3353
.3141
.2964
.2821
.2706
.2614
.2540
 
$380
.5987
.5376
.4833
.4346
.3908
.3513
.3156
.2875
.2651
.2462
.2302
.2167
.2053
53
$120
.6081
.5437
.5052
.4784
.4591
.4455
.4362
.4298
.4256
.4228
.4209
.4198
.4190
 
$160
.6041
.5400
.4856
.4513
.4251
.4054
.3907
.3798
.3720
.3663
.3623
.3595
.3575
 
$250
.5976
.5342
.4778
.4274
.3886
.3596
.3359
.3168
.3017
.2898
.2805
.2731
.2675
 
$275
.5962
.5329
.4767
.4264
.3830
.3523
.3270
.3062
.2893
.2758
.2651
.2566
.2499
 
$380
.5914
.5287
.4729
.4230
.3783
.3381
.3036
.2776
.2558
.2376
.2222
.2092
.1984
54
$120
.6008
.5361
.4998
.4734
.4548
.4421
.4335
.4278
.4241
.4217
.4202
.4192
.4186
 
$160
.5968
.5310
.4788
.4449
.4193
.4002
.3863
.3762
.3691
.3640
.3605
.3581
.3565
 
$250
.5904
.5253
.4674
.4157
.3803
.3516
.3284
.3101
.2958
.2847
.2760
.2694
.2643
 
$275
.5890
.5240
.4663
.4148
.3742
.3438
.3189
.2987
.2826
.2699
.2600
.2522
.2461
 
$380
.5843
.5199
.4626
.4115
.3658
.3249
.2936
.2682
.2469
.2292
.2143
.2021
.1921
55
$120
.5936
.5307
.4945
.4687
.4509
.4389
.4311
.4260
.4228
.4208
.4196
.4188
.4184
 
$160
.5897
.5221
.4722
.4387
.4137
.3954
.3822
.3730
.3665
.3620
.3590
.3570
.3557
 
$250
.5833
.5165
.4571
.4074
.3722
.3438
.3213
.3039
.2904
.2800
.2721
.2661
.2616
 
$275
.5819
.5152
.4560
.4032
.3658
.3356
.3111
.2917
.2765
.2646
.2553
.2482
.2428
 
$380
.5773
.5111
.4524
.4000
.3534
.3140
.2840
.2591
.2383
.2211
.2071
.1957
.1865
 
$500
.5739
.5081
.4497
.3977
.3513
.3100
.2733
.2426
.2180
.1972
.1798
.1651
.1527
56
$120
.5863
.5251
.4891
.4640
.4471
.4359
.4288
.4244
.4217
.4200
.4190
.4185
.4182
 
$160
.5824
.5129
.4657
.4325
.4081
.3907
.3784
.3699
.3641
.3603
.3577
.3560
.3550
 
$250
.5761
.5073
.4463
.3991
.3639
.3361
.3144
.2978
.2851
.2755
.2683
.2631
.2592
 
$275
.5747
.5061
.4453
.3940
.3571
.3272
.3034
.2849
.2705
.2594
.2509
.2446
.2398
 
$380
.5702
.5021
.4418
.3881
.3405
.3039
.2743
.2499
.2297
.2133
.2001
.1896
.1813
 
$500
.5668
.4991
.4391
.3858
.3385
.2966
.2602
.2316
.2076
.1876
.1708
.1568
.1451
 
$550
.5658
.4983
.4384
.3852
.3379
.2961
.2592
.2275
.2023
.1812
.1634
.1485
.1360
57
$120
.5791
.5197
.4840
.4596
.4435
.4332
.4268
.4230
.4207
.4194
.4187
.4182
.4180
 
$160
.5752
.5038
.4593
.4265
.4029
.3862
.3748
.3671
.3620
.3587
.3566
.3553
.3544
 
$250
.5690
.4983
.4357
.3909
.3560
.3288
.3079
.2921
.2802
.2715
.2651
.2604
.2571
 
$275
.5677
.4971
.4347
.3855
.3486
.3191
.2962
.2784
.2649
.2547
.2470
.2414
.2372
 
$380
.5632
.4932
.4312
.3763
.3297
.2942
.2649
.2409
.2215
.2060
.1937
.1841
.1765
 
$500
.5598
.4903
.4287
.3741
.3259
.2834
.2491
.2211
.1977
.1783
.1622
.1489
.1382
 
$550
.5589
.4895
.4279
.3734
.3253
.2829
.2458
.2163
.1918
.1714
.1543
.1402
.1284
58
$120
.5725
.5149
.4796
.4559
.4406
.4310
.4253
.4220
.4200
.4190
.4184
.4181
.4179
 
$160
.5686
.4978
.4537
.4213
.3984
.3825
.3719
.3649
.3604
.3576
.3558
.3547
.3541
 
$250
.5625
.4899
.4274
.3834
.3489
.3223
.3022
.2872
.2761
.2681
.2624
.2584
.2555
 
$275
.5612
.4888
.4247
.3777
.3409
.3121
.2898
.2729
.2601
.2507
.2438
.2388
.2352
 
$380
.5567
.4849
.4213
.3651
.3205
.2852
.2563
.2329
.2143
.1997
.1883
.1793
.1725
 
$500
.5534
.4820
.4188
.3630
.3139
.2721
.2390
.2114
.1887
.1699
.1545
.1422
.1322
 
$550
.5525
.4812
.4181
.3624
.3134
.2705
.2349
.2062
.1823
.1625
.1461
.1327
.1219
59
$120
.5659
.5103
.4753
.4522
.4378
.4290
.4240
.4211
.4195
.4186
.4182
.4180
.4178
 
$160
.5621
.4923
.4481
.4162
.3940
.3790
.3692
.3629
.3590
.3566
.3552
.3543
.3538
 
$250
.5561
.4815
.4201
.3761
.3420
.3161
.2967
.2825
.2723
.2651
.2600
.2565
.2542
 
$275
.5547
.4804
.4161
.3699
.3334
.3052
.2837
.2676
.2557
.2471
.2409
.2365
.2334
 
$380
.5504
.4766
.4113
.3544
.3114
.2762
.2478
.2252
.2075
.1937
.1831
.1750
.1689
 
$500
.5471
.4737
.4089
.3518
.3019
.2618
.2290
.2020
.1798
.1618
.1474
.1359
.1268
 
$550
.5462
.4729
.4082
.3512
.3014
.2585
.2245
.1962
.1730
.1538
.1383
.1258
.1158
60
$120
.5594
.5056
.4710
.4487
.4351
.4272
.4227
.4203
.4190
.4184
.4180
.4179
.4178
 
$160
.5556
.4867
.4426
.4112
.3898
.3757
.3667
.3611
.3578
.3558
.3546
.3540
.3536
 
$250
.5496
.4730
.4128
.3688
.3351
.3099
.2914
.2781
.2688
.2623
.2579
.2550
.2530
 
$275
.5483
.4719
.4085
.3622
.3260
.2984
.2777
.2625
.2515
.2437
.2382
.2344
.2319
 
$380
.5440
.4682
.4012
.3454
.3022
.2673
.2395
.2178
.2009
.1881
.1783
.1710
.1656
 
$500
.5408
.4654
.3988
.3405
.2909
.2515
.2190
.1925
.1711
.1540
.1405
.1300
.1217
 
$550
.5398
.4646
.3981
.3399
.2892
.2477
.2140
.1863
.1637
.1454
.1308
.1193
.1102
 
$800
.5373
.4624
.3962
.3383
.2878
.2442
.2067
.1749
.1489
.1273
.1095
.0949
.0830
61
$120
.5530
.5010
.4668
.4454
.4327
.4256
.4217
.4197
.4187
.4182
.4179
.4178
.4178
 
$160
.5493
.4813
.4372
.4064
.3858
.3726
.3645
.3596
.3567
.3551
.3542
.3537
.3534
 
$250
.5434
.4647
.4057
.3617
.3285
.3040
.2864
.2741
.2656
.2599
.2561
.2536
.2521
 
$275
.5421
.4635
.4010
.3546
.3188
.2918
.2720
.2578
.2477
.2407
.2359
.2327
.2306
 
$380
.5378
.4599
.3912
.3365
.2932
.2586
.2316
.2107
.1947
.1828
.1740
.1675
.1628
 
$500
.5346
.4571
.3889
.3292
.2807
.2414
.2092
.1834
.1629
.1468
.1342
.1245
.1171
 
$550
.5337
.4564
.3882
.3287
.2777
.2372
.2038
.1767
.1549
.1376
.1239
.1133
.1051
 
$800
.5312
.4542
.3864
.3271
.2758
.2318
.1942
.1635
.1383
.1175
.1006
.0869
.0758
62
$120
.5475
.4963
.4627
.4422
.4304
.4241
.4208
.4192
.4184
.4180
.4179
.4178
.4178
 
$160
.5431
.4758
.4317
.4016
.3819
.3697
.3624
.3582
.3558
.3545
.3539
.3535
.3533
 
$250
.5372
.4563
.3986
.3546
.3219
.2982
.2816
.2703
.2627
.2577
.2546
.2525
.2513
 
$275
.5359
.4552
.3936
.3470
.3116
.2854
.2665
.2533
.2442
.2380
.2339
.2313
.2295
 
$380
.5317
.4516
.3812
.3275
.2842
.2501
.2237
.2038
.1888
.1779
.1700
.1643
.1603
 
$500
.5285
.4489
.3788
.3184
.2704
.2312
.1996
.1745
.1549
.1398
.1283
.1195
.1130
 
$550
.5276
.4482
.3782
.3173
.2671
.2266
.1937
.1672
.1463
.1300
.1174
.1077
.1004
 
$800
.5251
.4460
.3764
.3158
.2637
.2193
.1824
.1524
.1278
.1079
.0920
.0792
.0692
 
$1,000
.5243
.4454
.3758
.3154
.2633
.2189
.1814
.1499
.1242
.1033
.0862
.0725
.0614
63
$120
.5431
.4916
.4586
.4390
.4283
.4227
.4200
.4187
.4182
.4179
.4178
.4178
.4177
 
$160
.5368
.4702
.4262
.3968
.3782
.3670
.3605
.3570
.3551
.3541
.3536
.3534
.3533
 
$250
.5310
.4490
.3913
.3474
.3152
.2925
.2770
.2667
.2600
.2558
.2532
.2516
.2507
 
$275
.5298
.4467
.3859
.3393
.3043
.2790
.2612
.2490
.2409
.2356
.2321
.2300
.2287
 
$380
.5256
.4432
.3726
.3183
.2750
.2414
.2159
.1970
.1832
.1733
.1663
.1615
.1582
 
$500
.5225
.4406
.3686
.3082
.2599
.2208
.1898
.1657
.1471
.1331
.1226
.1149
.1093
 
$550
.5216
.4398
.3680
.3058
.2563
.2158
.1834
.1578
.1379
.1227
.1112
.1025
.0961
 
$800
.5191
.4377
.3662
.3042
.2512
.2067
.1705
.1411
.1174
.0985
.0836
.0720
.0630
 
$1,000
.5183
.4371
.3657
.3038
.2508
.2061
.1686
.1379
.1131
.0931
.0770
.0644
.0544
64
$120
.5387
.4870
.4546
.4361
.4263
.4216
.4194
.4184
.4180
.4178
.4178
.4177
.4177
 
$160
.5308
.4647
.4208
.3921
.3746
.3645
.3589
.3560
.3545
.3538
.3534
.3533
.3532
 
$250
.5251
.4425
.3841
.3402
.3087
.2870
.2727
.2634
.2577
.2542
.2521
.2509
.2502
 
$275
.5238
.4393
.3784
.3316
.2972
.2728
.2562
.2451
.2379
.2334
.2307
.2290
.2280
 
$380
.5197
.4349
.3640
.3091
.2659
.2329
.2084
.1906
.1779
.1691
.1631
.1590
.1564
 
$500
.5166
.4324
.3584
.2980
.2494
.2106
.1803
.1572
.1398
.1269
.1175
.1108
.1060
 
$550
.5157
.4316
.3578
.2954
.2454
.2051
.1734
.1487
.1299
.1158
.1054
.0978
.0924
 
$800
.5133
.4296
.3561
.2926
.2387
.1946
.1588
.1301
.1073
.0895
.0758
.0653
.0574
 
$1,000
.5125
.4289
.3555
.2922
.2383
.1932
.1561
.1262
.1023
.0833
.0684
.0569
.0480
65
$120
.5343
.4823
.4506
.4333
.4246
.4206
.4189
.4182
.4179
.4178
.4178
.4177
.4177
 
$160
.5251
.4591
.4154
.3876
.3712
.3622
.3575
.3551
.3540
.3535
.3533
.3532
.3532
 
$250
.5194
.4360
.3768
.3330
.3024
.2818
.2686
.2605
.2556
.2528
.2512
.2504
.2499
 
$275
.5182
.4326
.3708
.3240
.2902
.2669
.2514
.2415
.2354
.2317
.2295
.2282
.2275
 
$380
.5141
.4268
.3555
.3000
.2569
.2246
.2011
.1845
.1730
.1653
.1603
.1570
.1549
 
$500
.5110
.4243
.3484
.2878
.2389
.2005
.1710
.1489
.1328
.1211
.1129
.1072
.1033
 
$550
.5101
.4236
.3476
.2849
.2346
.1945
.1635
.1399
.1223
.1095
.1002
.0937
.0892
 
$800
.5077
.4216
.3460
.2809
.2265
.1825
.1471
.1192
.0976
.0810
.0685
.0592
.0524
 
$1,000
.5070
.4209
.3454
.2805
.2257
.1803
.1438
.1147
.0918
.0740
.0603
.0500
.0422
66
$120
.5299
.4777
.4468
.4306
.4230
.4198
.4185
.4180
.4178
.4178
.4177
.4177
.4177
 
$160
.5197
.4535
.4100
.3832
.3681
.3602
.3563
.3545
.3537
.3534
.3532
.3532
.3532
 
$250
.5141
.4296
.3696
.3260
.2962
.2769
.2649
.2579
.2539
.2518
.2506
.2500
.2497
 
$275
.5128
.4261
.3632
.3164
.2833
.2612
.2470
.2383
.2332
.2302
.2286
.2277
.2272
 
$380
.5088
.4190
.3470
.2909
.2479
.2164
.1941
.1788
.1686
.1621
.1579
.1553
.1538
 
$500
.5058
.4165
.3393
.2777
.2285
.1905
.1620
.1411
.1262
.1159
.1088
.1041
.1010
 
$550
.5049
.4158
.3376
.2746
.2238
.1841
.1538
.1314
.1152
.1036
.0956
.0902
.0865
 
$800
.5025
.4138
.3360
.2693
.2145
.1705
.1357
.1088
.0883
.0731
.0619
.0538
.0481
 
$1,000
.5018
.4132
.3355
.2689
.2131
.1678
.1317
.1035
.0817
.0652
.0529
.0438
.0372
67
$120
.5252
.4726
.4428
.4280
.4216
.4191
.4182
.4179
.4178
.4177
.4177
.4177
.4177
 
$160
.5143
.4475
.4043
.3787
.3650
.3583
.3553
.3540
.3535
.3533
.3532
.3532
.3532
 
$250
.5087
.4227
.3618
.3184
.2897
.2718
.2614
.2555
.2524
.2509
.2501
.2497
.2496
 
$275
.5075
.4191
.3551
.3082
.2761
.2554
.2427
.2353
.2312
.2290
.2278
.2272
.2270
 
$380
.5035
.4108
.3380
.2810
.2383
.2078
.1869
.1732
.1644
.1590
.1558
.1540
.1529
 
$500
.5005
.4084
.3296
.2668
.2173
.1798
.1525
.1331
.1198
.1109
.1051
.1014
.0991
 
$550
.4997
.4077
.3277
.2633
.2122
.1729
.1437
.1227
.1080
.0980
.0913
.0870
.0842
 
$800
.4973
.4058
.3253
.2569
.2016
.1576
.1235
.0978
.0788
.0651
.0555
.0488
.0442
 
$1,000
.4966
.4052
.3248
.2563
.1996
.1543
.1188
.0917
.0713
.0564
.0456
.0379
.0326
68
$120
.5205
.4675
.4388
.4256
.4204
.4185
.4180
.4178
.4177
.4177
.4177
.4177
.4177
 
$160
.5093
.4414
.3985
.3743
.3622
.3567
.3545
.3536
.3533
.3532
.3532
.3532
.3532
 
$250
.5038
.4158
.3538
.3107
.2833
.2671
.2582
.2536
.2513
.2502
.2498
.2496
.2495
 
$275
.5026
.4121
.3467
.2999
.2689
.2498
.2387
.2327
.2296
.2280
.2273
.2270
.2268
 
$380
.4987
.4030
.3287
.2709
.2286
.1993
.1800
.1680
.1607
.1566
.1542
.1530
.1523
 
$500
.4957
.4005
.3199
.2556
.2059
.1691
.1431
.1254
.1138
.1065
.1020
.0993
.0977
 
$550
.4949
.3998
.3178
.2519
.2003
.1615
.1336
.1143
.1013
.0929
.0876
.0844
.0824
 
$800
.4925
.3979
.3146
.2446
.1884
.1445
.1113
.0870
.0698
.0579
.0498
.0445
.0410
 
$1,000
.4918
.3973
.3141
.2434
.1859
.1406
.1059
.0801
.0614
.0482
.0391
.0329
.0288
69
$120
.5159
.4626
.4352
.4236
.4195
.4182
.4178
.4178
.4177
.4177
.4177
.4177
.4177
 
$160
.5052
.4354
.3929
.3703
.3598
.3555
.3539
.3534
.3532
.3532
.3532
.3532
.3532
 
$250
.4997
.4092
.3460
.3034
.2774
.2630
.2556
.2521
.2505
.2498
.2496
.2495
.2494
 
$275
.4986
.4054
.3387
.2919
.2622
.2448
.2354
.2307
.2284
.2274
.2270
.2268
.2268
 
$380
.4946
.3963
.3199
.2612
.2193
.1914
.1739
.1636
.1578
.1547
.1531
.1523
.1519
 
$500
.4917
.3934
.3106
.2448
.1948
.1590
.1345
.1187
.1088
.1030
.0996
.0977
.0967
 
$550
.4908
.3928
.3084
.2409
.1888
.1508
.1244
.1068
.0957
.0889
.0848
.0825
.0813
 
$800
.4885
.3909
.3046
.2328
.1756
.1319
.0998
.0772
.0618
.0517
.0452
.0412
.0388
 
$1,000
.4878
.3903
.3041
.2312
.1727
.1274
.0936
.0694
.0525
.0412
.0337
.0290
.0260
70
$120
.5105
.4568
.4312
.4216
.4187
.4179
.4178
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.5012
.4284
.3865
.3659
.3574
.3544
.3535
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4958
.4016
.3369
.2949
.2709
.2587
.2531
.2508
.2499
.2496
.2495
.2494
.2494
 
$275
.4946
.3979
.3292
.2826
.2547
.2396
.2322
.2289
.2275
.2270
.2268
.2268
.2267
 
$380
.4907
.3889
.3096
.2498
.2086
.1826
.1675
.1593
.1551
.1532
.1523
.1519
.1517
 
$500
.4878
.3859
.3000
.2322
.1819
.1473
.1251
.1116
.1040
.0998
.0977
.0966
.0961
 
$550
.4870
.3852
.2977
.2280
.1754
.1384
.1141
.0989
.0901
.0851
.0824
.0811
.0804
 
$800
.4847
.3834
.2933
.2190
.1606
.1173
.0868
.0665
.0536
.0457
.0410
.0384
.0370
 
$1,000
.4839
.3829
.2928
.2171
.1571
.1120
.0797
.0576
.0432
.0342
.0287
.0255
.0237
71
$120
.5053
.4512
.4276
.4200
.4182
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4983
.4215
.3805
.3622
.3557
.3538
.3533
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4930
.3944
.3280
.2868
.2651
.2553
.2514
.2500
.2496
.2495
.2494
.2494
.2494
 
$275
.4918
.3908
.3199
.2737
.2478
.2352
.2298
.2278
.2270
.2268
.2268
.2267
.2267
 
$380
.4879
.3823
.2998
.2386
.1983
.1746
.1621
.1560
.1534
.1523
.1519
.1517
.1517
 
$500
.4850
.3796
.2900
.2199
.1694
.1365
.1167
.1059
.1004
.0977
.0965
.0960
.0958
 
$550
.4842
.3790
.2877
.2154
.1623
.1267
.1048
.0924
.0858
.0825
.0810
.0803
.0800
 
$800
.4819
.3772
.2832
.2057
.1459
.1032
.0748
.0571
.0468
.0412
.0382
.0367
.0360
 
$1,000
.4812
.3766
.2824
.2035
.1420
.0971
.0667
.0472
.0355
.0289
.0253
.0234
.0225
72
$120
.4994
.4437
.4235
.4186
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4961
.4121
.3726
.3580
.3541
.3533
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4907
.3852
.3159
.2762
.2584
.2519
.2500
.2495
.2494
.2494
.2494
.2494
.2494
 
$275
.4896
.3819
.3074
.2619
.2396
.2307
.2278
.2270
.2268
.2267
.2267
.2267
.2267
 
$380
.4857
.3754
.2868
.2235
.1850
.1652
.1565
.1532
.1521
.1518
.1517
.1516
.1516
 
$500
.4828
.3732
.2773
.2033
.1527
.1228
.1072
.1002
.0973
.0962
.0958
.0957
.0957
 
$550
.4820
.3726
.2752
.1986
.1448
.1118
.0941
.0856
.0820
.0806
.0801
.0799
.0799
 
$800
.4797
.3708
.2709
.1882
.1262
.0848
.0600
.0467
.0402
.0373
.0361
.0357
.0355
 
$1,000
.4790
.3703
.2699
.1858
.1216
.0776
.0505
.0354
.0277
.0242
.0226
.0220
.0218
73
$120
.4986
.4356
.4201
.4179
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4953
.4018
.3647
.3549
.3533
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4899
.3762
.3027
.2657
.2530
.2500
.2495
.2494
.2494
.2494
.2494
.2494
.2494
 
$275
.4887
.3745
.2938
.2496
.2325
.2278
.2269
.2267
.2267
.2267
.2267
.2267
.2267
 
$380
.4849
.3716
.2737
.2072
.1717
.1574
.1530
.1519
.1517
.1516
.1516
.1516
.1516
 
$500
.4820
.3694
.2654
.1857
.1351
.1099
.0999
.0968
.0959
.0957
.0957
.0957
.0957
 
$550
.4812
.3687
.2637
.1809
.1262
.0975
.0855
.0813
.0802
.0799
.0798
.0798
.0798
 
$800
.4789
.3670
.2603
.1703
.1051
.0661
.0470
.0392
.0365
.0357
.0355
.0355
.0354
 
$1,000
.4782
.3665
.2596
.1678
.0997
.0575
.0358
.0265
.0231
.0220
.0217
.0217
.0216
74
$120
.4985
.4304
.4187
.4178
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
.4177
 
$160
.4952
.3948
.3601
.3537
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
.3532
 
$250
.4898
.3745
.2938
.2594
.2508
.2495
.2494
.2494
.2494
.2494
.2494
.2494
.2494
 
$275
.4887
.3736
.2848
.2420
.2293
.2270
.2267
.2267
.2267
.2267
.2267
.2267
.2267
 
$380
.4848
.3707
.2658
.1963
.1638
.1540
.1520
.1517
.1516
.1516
.1516
.1516
.1516
 
$500
.4819
.3685
.2590
.1742
.1239
.1031
.0971
.0959
.0957
.0957
.0957
.0957
.0957
 
$550
.4811
.3678
.2578
.1695
.1142
.0896
.0819
.0802
.0799
.0798
.0798
.0798
.0798
 
$800
.4788
.3661
.2556
.1594
.0912
.0549
.0407
.0366
.0356
.0355
.0354
.0354
.0354
 
$1,000
.4781
.3655
.2552
.1571
.0854
.0452
.0285
.0232
.0219
.0217
.0216
.0216
.0216
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0139
.0364
.0632
.0929
.1584
.2299
.3061
.3862
37
$120
.0130
.0346
.0605
.0893
.1532
.2233
.2984
.3774
38
$120
.0121
.0328
.0577
.0856
.1479
.2167
.2906
.3686
39
$120
.0113
.0310
.0550
.0820
.1427
.2101
.2828
.3598
40
$120
.0105
.0292
.0522
.0784
.1374
.2034
.2749
.3509
 
$160
.0104
.0290
.0519
.0779
.1365
.2020
.2731
.3486
41
$120
.0097
.0274
.0495
.0748
.1321
.1967
.2670
.3420
 
$160
.0096
.0272
.0492
.0743
.1312
.1954
.2652
.3397
42
$120
.0089
.0257
.0468
.0711
.1268
.1899
.2590
.3330
 
$160
.0088
.0255
.0465
.0706
.1259
.1887
.2573
.3307
43
$120
.0082
.0240
.0442
.0675
.1215
.1832
.2510
.3239
 
$160
.0081
.0238
.0439
.0670
.1207
.1820
.2493
.3217
44
$120
.0075
.0223
.0415
.0640
.1163
.1765
.2431
.3149
 
$160
.0074
.0222
.0413
.0635
.1155
.1753
.2415
.3128
45
$120
.0067
.0205
.0386
.0600
.1104
.1690
.2342
.3049
 
$160
.0066
.0203
.0383
.0596
.1096
.1679
.2327
.3028
46
$120
.0059
.0186
.0357
.0560
.1045
.1615
.2253
.2953
 
$160
.0059
.0185
.0354
.0556
.1038
.1604
.2238
.2928
47
$120
.0052
.0169
.0329
.0521
.0987
.1541
.2165
.2891
 
$160
.0052
.0168
.0326
.0518
.0981
.1531
.2151
.2829
 
$250
.0051
.0166
.0323
.0512
.0970
.1514
.2127
.2798
48
$120
.0045
.0152
.0301
.0483
.0929
.1466
.2076
.2829
 
$160
.0045
.0151
.0299
.0480
.0923
.1456
.2062
.2728
 
$250
.0044
.0149
.0296
.0475
.0913
.1440
.2040
.2698
 
$275
.0044
.0149
.0295
.0474
.0911
.1437
.2035
.2692
49
$120
.0039
.0136
.0274
.0445
.0872
.1391
.2010
.2767
 
$160
.0039
.0135
.0272
.0442
.0866
.1382
.1973
.2626
 
$250
.0038
.0134
.0269
.0438
.0857
.1367
.1951
.2598
 
$275
.0038
.0133
.0269
.0437
.0855
.1364
.1947
.2591
50
$120
.0033
.0121
.0248
.0409
.0816
.1318
.1952
.2706
 
$160
.0033
.0120
.0247
.0407
.0811
.1309
.1885
.2541
 
$250
.0033
.0119
.0244
.0402
.0802
.1295
.1865
.2498
 
$275
.0033
.0118
.0243
.0401
.0800
.1292
.1860
.2492
51
$120
.0028
.0106
.0224
.0374
.0761
.1245
.1894
.2647
 
$160
.0028
.0106
.0222
.0372
.0756
.1237
.1797
.2474
 
$250
.0028
.0105
.0220
.0368
.0748
.1224
.1778
.2398
 
$275
.0028
.0104
.0219
.0367
.0746
.1221
.1774
.2392
52
$120
.0024
.0093
.0199
.0339
.0705
.1189
.1834
.2588
 
$160
.0023
.0092
.0198
.0337
.0701
.1163
.1711
.2405
 
$250
.0023
.0091
.0196
.0333
.0693
.1150
.1689
.2295
 
$275
.0023
.0091
.0195
.0332
.0692
.1148
.1685
.2289
 
$380
.0023
.0090
.0194
.0330
.0686
.1139
.1672
.2271
53
$120
.0019
.0080
.0176
.0305
.0650
.1136
.1774
.2532
 
$160
.0019
.0079
.0175
.0303
.0646
.1089
.1646
.2336
 
$250
.0019
.0078
.0173
.0300
.0639
.1077
.1599
.2191
 
$275
.0019
.0078
.0173
.0299
.0638
.1075
.1595
.2185
 
$380
.0019
.0077
.0171
.0297
.0633
.1066
.1583
.2168
54
$120
.0016
.0068
.0154
.0273
.0597
.1083
.1716
.2478
 
$160
.0015
.0067
.0153
.0271
.0593
.1016
.1581
.2268
 
$250
.0015
.0067
.0152
.0268
.0586
.1005
.1510
.2086
 
$275
.0015
.0066
.0151
.0267
.0585
.1003
.1506
.2081
 
$380
.0015
.0066
.0150
.0265
.0580
.0995
.1494
.2065
55
$120
.0012
.0057
.0134
.0242
.0547
.1030
.1662
.2425
 
$160
.0012
.0057
.0133
.0240
.0541
.0950
.1518
.2202
 
$250
.0012
.0056
.0132
.0238
.0535
.0935
.1421
.1987
 
$275
.0012
.0056
.0131
.0237
.0534
.0932
.1418
.1978
 
$380
.0012
.0055
.0130
.0235
.0530
.0925
.1407
.1962
 
$500
.0012
.0055
.0129
.0234
.0527
.0920
.1398
.1951
56
$120
.0009
.0047
.0114
.0212
.0506
.0977
.1606
.2371
 
$160
.0009
.0047
.0114
.0210
.0489
.0894
.1452
.2137
 
$250
.0009
.0046
.0112
.0208
.0484
.0862
.1330
.1906
 
$275
.0009
.0046
.0112
.0208
.0483
.0860
.1327
.1874
 
$380
.0009
.0046
.0111
.0206
.0479
.0854
.1317
.1856
 
$500
.0009
.0045
.0111
.0205
.0476
.0849
.1309
.1845
 
$550
.0009
.0045
.0110
.0204
.0475
.0847
.1307
.1842
57
$120
.0007
.0038
.0096
.0183
.0465
.0926
.1552
.2320
 
$160
.0007
.0038
.0096
.0182
.0439
.0838
.1389
.2073
 
$250
.0007
.0037
.0095
.0180
.0434
.0792
.1240
.1826
 
$275
.0007
.0037
.0094
.0180
.0433
.0790
.1237
.1791
 
$380
.0007
.0037
.0094
.0178
.0430
.0784
.1228
.1751
 
$500
.0007
.0037
.0093
.0177
.0427
.0779
.1220
.1741
 
$550
.0007
.0037
.0093
.0177
.0427
.0778
.1218
.1738
58
$120
.0005
.0031
.0081
.0159
.0430
.0881
.1504
.2276
 
$160
.0005
.0031
.0081
.0158
.0394
.0789
.1333
.2017
 
$250
.0005
.0030
.0080
.0156
.0390
.0727
.1174
.1754
 
$275
.0005
.0030
.0080
.0156
.0389
.0725
.1154
.1716
 
$380
.0005
.0030
.0079
.0155
.0386
.0719
.1144
.1652
 
$500
.0005
.0030
.0079
.0154
.0384
.0715
.1138
.1642
 
$550
.0005
.0030
.0079
.0154
.0383
.0714
.1136
.1639
59
$120
.0004
.0025
.0068
.0136
.0395
.0837
.1458
.2233
 
$160
.0004
.0024
.0067
.0135
.0357
.0739
.1278
.1961
 
$250
.0004
.0024
.0067
.0134
.0347
.0662
.1108
.1681
 
$275
.0004
.0024
.0066
.0134
.0346
.0661
.1085
.1641
 
$380
.0004
.0024
.0066
.0133
.0344
.0656
.1061
.1552
 
$500
.0004
.0024
.0065
.0132
.0341
.0652
.1055
.1543
 
$550
.0004
.0024
.0065
.0132
.0341
.0651
.1053
.1540
60
$120
.0003
.0019
.0055
.0116
.0361
.0792
.1411
.2190
 
$160
.0003
.0019
.0055
.0114
.0322
.0690
.1222
.1906
 
$250
.0003
.0019
.0054
.0113
.0305
.0602
.1042
.1608
 
$275
.0003
.0019
.0054
.0112
.0304
.0597
.1017
.1565
 
$380
.0003
.0019
.0054
.0111
.0302
.0592
.0977
.1459
 
$500
.0003
.0018
.0053
.0111
.0300
.0588
.0971
.1442
 
$550
.0003
.0018
.0053
.0111
.0299
.0587
.0970
.1440
 
$800
.0003
.0018
.0053
.0110
.0298
.0585
.0965
.1433
61
$120
.0002
.0014
.0044
.0099
.0328
.0749
.1365
.2148
 
$160
.0002
.0014
.0044
.0094
.0288
.0643
.1168
.1852
 
$250
.0002
.0014
.0043
.0093
.0265
.0550
.0977
.1537
 
$275
.0002
.0014
.0043
.0093
.0264
.0538
.0950
.1490
 
$380
.0002
.0014
.0043
.0092
.0262
.0530
.0894
.1375
 
$500
.0002
.0014
.0043
.0092
.0260
.0527
.0889
.1343
 
$550
.0002
.0014
.0042
.0092
.0260
.0526
.0887
.1340
 
$800
.0002
.0014
.0042
.0091
.0259
.0523
.0883
.1334
62
$120
.0001
.0011
.0034
.0083
.0296
.0705
.1318
.2107
 
$160
.0001
.0010
.0034
.0076
.0255
.0595
.1113
.1797
 
$250
.0001
.0010
.0034
.0075
.0226
.0498
.0911
.1466
 
$275
.0001
.0010
.0033
.0075
.0226
.0486
.0883
.1416
 
$380
.0001
.0010
.0033
.0075
.0224
.0469
.0817
.1292
 
$500
.0001
.0010
.0033
.0074
.0222
.0466
.0807
.1242
 
$550
.0001
.0010
.0033
.0074
.0222
.0465
.0805
.1240
 
$800
.0001
.0010
.0033
.0074
.0221
.0463
.0801
.1234
 
$1,000
.0001
.0010
.0033
.0074
.0221
.0462
.0800
.1233
63
$120
.0001
.0007
.0026
.0068
.0264
.0661
.1271
.2066
 
$160
.0001
.0007
.0025
.0060
.0223
.0548
.1057
.1742
 
$250
.0001
.0007
.0025
.0059
.0190
.0446
.0845
.1393
 
$275
.0001
.0007
.0025
.0059
.0188
.0433
.0815
.1339
 
$380
.0001
.0007
.0025
.0058
.0187
.0408
.0743
.1206
 
$500
.0001
.0007
.0025
.0058
.0186
.0405
.0723
.1147
 
$550
.0001
.0007
.0025
.0058
.0185
.0405
.0722
.1138
 
$800
.0001
.0007
.0024
.0058
.0184
.0403
.0718
.1132
 
$1,000
.0001
.0007
.0024
.0058
.0184
.0402
.0717
.1131
64
$120
.0000
.0005
.0019
.0054
.0234
.0617
.1225
.2026
 
$160
.0000
.0005
.0018
.0047
.0192
.0500
.1002
.1688
 
$250
.0000
.0005
.0018
.0045
.0159
.0395
.0780
.1321
 
$275
.0000
.0005
.0018
.0045
.0155
.0381
.0748
.1264
 
$380
.0000
.0005
.0018
.0044
.0152
.0350
.0671
.1120
 
$500
.0000
.0005
.0018
.0044
.0151
.0347
.0641
.1055
 
$550
.0000
.0005
.0018
.0044
.0151
.0346
.0640
.1040
 
$800
.0000
.0005
.0017
.0044
.0150
.0345
.0637
.1031
 
$1,000
.0000
.0005
.0017
.0044
.0150
.0344
.0636
.1029
65
$120
.0000
.0003
.0014
.0042
.0204
.0573
.1178
.1986
 
$160
.0000
.0003
.0012
.0036
.0163
.0454
.0946
.1634
 
$250
.0000
.0003
.0012
.0032
.0130
.0346
.0715
.1248
 
$275
.0000
.0003
.0012
.0032
.0126
.0332
.0681
.1188
 
$380
.0000
.0003
.0012
.0032
.0121
.0299
.0600
.1035
 
$500
.0000
.0003
.0012
.0032
.0120
.0291
.0566
.0964
 
$550
.0000
.0003
.0012
.0032
.0120
.0290
.0559
.0947
 
$800
.0000
.0003
.0012
.0032
.0119
.0289
.0557
.0930
 
$1,000
.0000
.0003
.0012
.0032
.0119
.0289
.0556
.0929
66
$120
.0000
.0002
.0009
.0032
.0175
.0529
.1132
.1948
 
$160
.0000
.0002
.0008
.0026
.0136
.0408
.0890
.1580
 
$250
.0000
.0002
.0008
.0022
.0104
.0299
.0651
.1176
 
$275
.0000
.0002
.0008
.0022
.0100
.0284
.0616
.1112
 
$380
.0000
.0002
.0008
.0022
.0092
.0251
.0531
.0950
 
$500
.0000
.0002
.0008
.0022
.0092
.0238
.0494
.0873
 
$550
.0000
.0002
.0008
.0022
.0092
.0238
.0485
.0855
 
$800
.0000
.0002
.0008
.0022
.0091
.0237
.0479
.0830
 
$1,000
.0000
.0002
.0008
.0022
.0091
.0237
.0479
.0829
67
$120
.0000
.0001
.0006
.0023
.0146
.0482
.1081
.1908
 
$160
.0000
.0001
.0005
.0018
.0108
.0359
.0830
.1523
 
$250
.0000
.0001
.0004
.0014
.0078
.0250
.0582
.1098
 
$275
.0000
.0001
.0004
.0014
.0075
.0236
.0546
.1031
 
$380
.0000
.0001
.0004
.0014
.0067
.0202
.0457
.0860
 
$500
.0000
.0001
.0004
.0014
.0065
.0188
.0418
.0776
 
$550
.0000
.0001
.0004
.0014
.0065
.0186
.0409
.0757
 
$800
.0000
.0001
.0004
.0014
.0065
.0185
.0399
.0724
 
$1,000
.0000
.0001
.0004
.0014
.0065
.0184
.0398
.0722
68
$120
.0000
.0000
.0003
.0015
.0118
.0435
.1030
.1868
 
$160
.0000
.0000
.0002
.0011
.0083
.0311
.0769
.1465
 
$250
.0000
.0000
.0002
.0008
.0056
.0203
.0513
.1018
 
$275
.0000
.0000
.0002
.0008
.0053
.0189
.0476
.0947
 
$380
.0000
.0000
.0002
.0008
.0045
.0156
.0385
.0767
 
$500
.0000
.0000
.0002
.0008
.0043
.0142
.0344
.0679
 
$550
.0000
.0000
.0002
.0008
.0043
.0139
.0334
.0658
 
$800
.0000
.0000
.0002
.0008
.0043
.0137
.0320
.0621
 
$1,000
.0000
.0000
.0002
.0008
.0043
.0137
.0320
.0616
69
$120
.0000
.0000
.0002
.0009
.0093
.0389
.0981
.1832
 
$160
.0000
.0000
.0001
.0006
.0062
.0265
.0709
.1409
 
$250
.0000
.0000
.0001
.0004
.0038
.0161
.0447
.0940
 
$275
.0000
.0000
.0001
.0004
.0035
.0148
.0409
.0867
 
$380
.0000
.0000
.0001
.0004
.0029
.0116
.0318
.0679
 
$500
.0000
.0000
.0001
.0004
.0027
.0103
.0277
.0586
 
$550
.0000
.0000
.0001
.0004
.0026
.0100
.0267
.0564
 
$800
.0000
.0000
.0001
.0004
.0026
.0097
.0251
.0523
 
$1,000
.0000
.0000
.0001
.0004
.0026
.0097
.0250
.0516
70
$120
.0000
.0000
.0001
.0005
.0067
.0335
.0923
.1792
 
$160
.0000
.0000
.0000
.0003
.0040
.0213
.0639
.1345
 
$250
.0000
.0000
.0000
.0002
.0022
.0116
.0371
.0849
 
$275
.0000
.0000
.0000
.0002
.0020
.0104
.0334
.0772
 
$380
.0000
.0000
.0000
.0001
.0015
.0076
.0244
.0576
 
$500
.0000
.0000
.0000
.0001
.0013
.0065
.0204
.0480
 
$550
.0000
.0000
.0000
.0001
.0013
.0062
.0194
.0457
 
$800
.0000
.0000
.0000
.0001
.0013
.0059
.0178
.0413
 
$1,000
.0000
.0000
.0000
.0001
.0013
.0058
.0175
.0405
71
$120
.0000
.0000
.0000
.0002
.0045
.0283
.0867
.1756
 
$160
.0000
.0000
.0000
.0001
.0024
.0165
.0570
.1285
 
$250
.0000
.0000
.0000
.0001
.0011
.0078
.0299
.0760
 
$275
.0000
.0000
.0000
.0000
.0009
.0068
.0263
.0679
 
$380
.0000
.0000
.0000
.0000
.0007
.0045
.0178
.0478
 
$500
.0000
.0000
.0000
.0000
.0005
.0036
.0140
.0380
 
$550
.0000
.0000
.0000
.0000
.0005
.0034
.0132
.0357
 
$800
.0000
.0000
.0000
.0000
.0005
.0031
.0116
.0312
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0031
.0113
.0302
72
$120
.0000
.0000
.0000
.0000
.0021
.0214
.0792
.1715
 
$160
.0000
.0000
.0000
.0000
.0009
.0106
.0476
.1206
 
$250
.0000
.0000
.0000
.0000
.0003
.0038
.0207
.0639
 
$275
.0000
.0000
.0000
.0000
.0002
.0031
.0174
.0554
 
$380
.0000
.0000
.0000
.0000
.0001
.0017
.0101
.0348
 
$500
.0000
.0000
.0000
.0000
.0001
.0012
.0071
.0253
 
$550
.0000
.0000
.0000
.0000
.0001
.0011
.0065
.0232
 
$800
.0000
.0000
.0000
.0000
.0001
.0009
.0053
.0189
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0009
.0050
.0179
73
$120
.0000
.0000
.0000
.0000
.0006
.0141
.0711
.1681
 
$160
.0000
.0000
.0000
.0000
.0002
.0053
.0373
.1127
 
$250
.0000
.0000
.0000
.0000
.0000
.0011
.0117
.0507
 
$275
.0000
.0000
.0000
.0000
.0000
.0008
.0090
.0418
 
$380
.0000
.0000
.0000
.0000
.0000
.0003
.0039
.0217
 
$500
.0000
.0000
.0000
.0000
.0000
.0002
.0022
.0134
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0019
.0117
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0083
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0076
74
$120
.0000
.0000
.0000
.0000
.0002
.0095
.0659
.1667
 
$160
.0000
.0000
.0000
.0000
.0000
.0026
.0303
.1081
 
$250
.0000
.0000
.0000
.0000
.0000
.0003
.0067
.0418
 
$275
.0000
.0000
.0000
.0000
.0000
.0002
.0047
.0328
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0014
.0138
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0070
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0058
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0035
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0030
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9440
.9344
.9254
.9170
.9090
.9014
.8941
.8872
.8804
.8739
.8676
.8615
.8555
2
.9404
.9301
.9206
.9117
.9033
.8952
.8876
.8802
.8730
.8661
.8595
.8530
.8466
3
.9357
.9247
.9145
.9050
.8959
.8873
.8791
.8712
.8635
.8561
.8490
.8420
.8352
4
.9310
.9193
.9084
.8981
.8885
.8793
.8705
.8620
.8539
.8460
.8383
.8309
.8236
5
.9262
.9137
.9021
.8912
.8809
.8712
.8618
.8528
.8441
.8357
.8275
.8196
.8119
6
.9214
.9081
.8958
.8843
.8733
.8629
.8530
.8434
.8342
.8253
.8166
.8083
.8001
7
.9165
.9024
.8894
.8771
.8656
.8545
.8440
.8339
.8241
.8146
.8055
.7966
.7881
8
.9116
.8967
.8829
.8700
.8577
.8461
.8349
.8242
.8139
.8040
.7943
.7850
.7760
9
.9067
.8910
.8764
.8628
.8499
.8376
.8258
.8145
.8037
.7932
.7831
.7733
.7638
10
.9017
.8852
.8699
.8555
.8419
.8290
.8166
.8048
.7934
.7824
.7718
.7615
.7515
11
.8967
.8794
.8633
.8482
.8339
.8204
.8074
.7950
.7831
.7716
.7605
.7497
.7393
12
.8917
.8735
.8566
.8408
.8258
.8116
.7980
.7850
.7725
.7605
.7489
.7377
.7268
13
.8865
.8675
.8498
.8332
.8176
.8027
.7885
.7750
.7619
.7494
.7373
.7256
.7142
14
.8813
.8614
.8429
.8255
.8092
.7937
.7789
.7647
.7511
.7380
.7254
.7133
.7015
15
.8761
.8553
.8360
.8179
.8008
.7846
.7692
.7545
.7403
.7267
.7137
.7011
.6889
16
.8709
.8491
.8290
.8101
.7923
.7755
.7594
.7441
.7294
.7153
.7018
.6887
.6761
17
.8655
.8429
.8219
.8022
.7838
.7662
.7496
.7336
.7184
.7038
.6898
.6763
.6633
18
.8602
.8366
.8147
.7943
.7751
.7569
.7396
.7231
.7074
.6923
.6778
.6639
.6505
19
.8547
.8302
.8075
.7863
.7663
.7474
.7295
.7124
.6962
.6806
.6657
.6513
.6376
20
.8493
.8238
.8002
.7782
.7575
.7380
.7194
.7018
.6850
.6690
.6536
.6389
.6248
21
.8437
.8173
.7928
.7700
.7486
.7284
.7092
.6911
.6737
.6572
.6414
.6263
.6118
22
.8381
.8106
.7853
.7616
.7395
.7186
.6988
.6801
.6623
.6453
.6291
.6136
.5987
23
.8324
.8040
.7777
.7533
.7304
.7088
.6885
.6692
.6509
.6334
.6168
.6009
.5857
24
.8266
.7972
.7700
.7447
.7211
.6989
.6779
.6581
.6393
.6214
.6044
.5881
.5726
25
.8208
.7903
.7622
.7361
.7117
.6888
.6672
.6469
.6276
.6093
.5918
.5752
.5593
26
.8149
.7834
.7544
.7274
.7023
.6788
.6566
.6357
.6159
.5972
.5794
.5624
.5462
27
.8090
.7764
.7464
.7186
.6928
.6686
.6458
.6244
.6042
.5850
.5668
.5495
.5330
28
.8029
.7693
.7383
.7098
.6832
.6583
.6350
.6130
.5923
.5727
.5542
.5365
.5197
29
.7969
.7621
.7303
.7009
.6735
.6480
.6241
.6017
.5805
.5605
.5416
.5236
.5065
30
.7907
.7548
.7220
.6917
.6637
.6375
.6130
.5901
.5685
.5480
.5287
.5104
.4930
31
.7844
.7474
.7136
.6825
.6537
.6269
.6019
.5784
.5563
.5355
.5159
.4972
.4795
32
.7780
.7399
.7052
.6732
.6436
.6162
.5906
.5666
.5441
.5228
.5028
.4838
.4658
33
.7716
.7324
.6966
.6638
.6335
.6054
.5792
.5547
.5318
.5102
.4898
.4705
.4522
34
.7651
.7247
.6880
.6543
.6233
.5945
.5678
.5428
.5194
.4974
.4766
.4570
.4384
35
.7585
.7169
.6792
.6447
.6129
.5835
.5562
.5307
.5068
.4844
.4633
.4433
.4244
36
.7519
.7092
.6704
.6351
.6025
.5725
.5446
.5186
.4942
.4714
.4499
.4297
.4104
37
.7451
.7012
.6614
.6252
.5919
.5611
.5327
.5061
.4814
.4581
.4363
.4156
.3961
38
.7382
.6931
.6523
.6152
.5811
.5497
.5206
.4936
.4684
.4447
.4225
.4015
.3816
39
.7314
.6851
.6433
.6052
.5704
.5383
.5086
.4811
.4553
.4313
.4086
.3873
.3671
40
.7245
.6770
.6341
.5951
.5595
.5268
.4965
.4684
.4422
.4177
.3947
.3730
.3526
41
.7176
.6688
.6249
.5850
.5486
.5152
.4843
.4556
.4290
.4040
.3806
.3586
.3379
42
.7106
.6606
.6155
.5747
.5375
.5034
.4719
.4427
.4155
.3901
.3663
.3440
.3231
43
.7036
.6523
.6062
.5644
.5264
.4915
.4594
.4296
.4019
.3761
.3520
.3295
.3084
44
.6968
.6441
.5969
.5542
.5154
.4798
.4470
.4166
.3885
.3623
.3379
.3152
.2940
45
.6890
.6350
.5865
.5428
.5031
.4667
.4332
.4023
.3737
.3472
.3225
.2996
.2783
46
.6813
.6258
.5761
.5314
.4907
.4536
.4194
.3880
.3589
.3320
.3072
.2841
.2628
47
.6736
.6167
.5658
.5200
.4784
.4404
.4056
.3736
.3442
.3171
.2920
.2689
.2476
48
.6659
.6075
.5553
.5083
.4658
.4270
.3916
.3591
.3293
.3019
.2767
.2537
.2325
49
.6582
.5982
.5447
.4966
.4531
.4135
.3774
.3445
.3143
.2868
.2616
.2386
.2177
50
.6506
.5891
.5343
.4850
.4405
.4002
.3635
.3301
.2997
.2720
.2469
.2241
.2034
51
.6431
.5800
.5238
.4733
.4278
.3867
.3494
.3157
.2850
.2574
.2324
.2098
.1895
52
.6354
.5706
.5129
.4612
.4147
.3728
.3350
.3009
.2701
.2425
.2177
.1955
.1755
53
.6277
.5612
.5020
.4490
.4015
.3588
.3205
.2861
.2553
.2278
.2033
.1814
.1619
54
.6202
.5518
.4910
.4367
.3882
.3448
.3060
.2715
.2407
.2134
.1892
.1677
.1488
55
.6127
.5425
.4801
.4246
.3751
.3310
.2918
.2571
.2265
.1994
.1756
.1546
.1362
56
.6052
.5330
.4689
.4120
.3614
.3167
.2772
.2425
.2120
.1852
.1619
.1415
.1237
57
.5977
.5235
.4577
.3994
.3479
.3026
.2629
.2281
.1978
.1715
.1487
.1289
.1118
58
.5909
.5147
.4472
.3876
.3352
.2893
.2493
.2146
.1846
.1587
.1364
.1173
.1009
59
.5841
.5058
.4366
.3756
.3223
.2759
.2358
.2012
.1715
.1461
.1244
.1060
.0904
60
.5774
.4969
.4258
.3635
.3093
.2624
.2222
.1877
.1584
.1336
.1126
.0950
.0802
61
.5708
.4881
.4152
.3515
.2964
.2491
.2087
.1745
.1457
.1215
.1014
.0846
.0707
62
.5643
.4793
.4045
.3394
.2834
.2356
.1952
.1613
.1331
.1097
.0903
.0745
.0615
63
.5578
.4704
.3935
.3269
.2700
.2218
.1814
.1479
.1203
.0978
.0795
.0647
.0527
64
.5516
.4616
.3826
.3145
.2565
.2079
.1676
.1346
.1078
.0863
.0690
.0554
.0446
65
.5456
.4530
.3718
.3019
.2429
.1939
.1539
.1215
.0956
.0751
.0591
.0466
.0370
66
.5400
.4447
.3610
.2894
.2293
.1800
.1402
.1085
.0837
.0645
.0498
.0386
.0301
67
.5344
.4360
.3496
.2758
.2145
.1649
.1254
.0948
.0713
.0536
.0404
.0307
.0235
68
.5293
.4276
.3381
.2620
.1993
.1493
.1105
.0810
.0591
.0431
.0317
.0235
.0177
69
.5250
.4201
.3273
.2486
.1846
.1343
.0962
.0681
.0480
.0339
.0242
.0175
.0131
70
.5208
.4120
.3151
.2330
.1671
.1166
.0797
.0537
.0359
.0242
.0167
.0118
.0087
71
.5179
.4053
.3039
.2180
.1500
.0994
.0639
.0404
.0254
.0163
.0108
.0075
.0055
72
.5155
.3985
.2905
.1984
.1267
.0762
.0437
.0244
.0137
.0080
.0050
.0034
.0025
73
.5146
.3944
.2794
.1786
.1016
.0516
.0239
.0105
.0047
.0022
.0011
.0006
.0003
74
.5146
.3934
.2746
.1671
.0850
.0357
.0126
.0039
.0011
.0003
.0001
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0504
.1023
.1555
.2093
.3187
.4295
.5412
.6535
2
.0000
.0496
.1009
.1536
.2070
.3157
.4258
.5369
.6488
3
.0000
.0485
.0991
.1511
.2041
.3119
.4212
.5315
.6427
4
.0000
.0474
.0973
.1487
.2012
.3080
.4164
.5261
.6365
5
.0000
.0463
.0955
.1463
.1982
.3041
.4117
.5205
.6303
6
.0000
.0452
.0936
.1438
.1952
.3001
.4069
.5149
.6240
7
.0000
.0441
.0917
.1414
.1922
.2961
.4020
.5092
.6175
8
.0000
.0429
.0899
.1389
.1892
.2920
.3970
.5035
.6111
9
.0000
.0418
.0880
.1364
.1861
.2880
.3921
.4978
.6046
10
.0000
.0408
.0862
.1340
.1831
.2839
.3871
.4920
.5980
11
.0000
.0397
.0844
.1315
.1800
.2799
.3822
.4862
.5915
12
.0000
.0386
.0825
.1290
.1769
.2757
.3771
.4803
.5847
13
.0000
.0375
.0807
.1265
.1738
.2715
.3720
.4743
.5779
14
.0000
.0364
.0788
.1240
.1707
.2673
.3668
.4682
.5710
15
.0000
.0353
.0770
.1214
.1676
.2631
.3616
.4621
.5641
16
.0000
.0342
.0751
.1189
.1644
.2588
.3563
.4559
.5571
17
.0000
.0332
.0733
.1163
.1612
.2545
.3510
.4497
.5500
18
.0000
.0321
.0714
.1138
.1580
.2502
.3456
.4434
.5429
19
.0000
.0311
.0696
.1112
.1548
.2458
.3402
.4370
.5356
20
.0000
.0300
.0677
.1086
.1516
.2414
.3347
.4306
.5284
21
.0000
.0290
.0659
.1060
.1483
.2369
.3292
.4241
.5210
22
.0000
.0280
.0640
.1034
.1450
.2323
.3235
.4174
.5134
23
.0000
.0269
.0621
.1008
.1417
.2278
.3178
.4108
.5059
24
.0000
.0259
.0602
.0981
.1383
.2231
.3121
.4040
.4982
25
.0000
.0249
.0583
.0955
.1349
.2184
.3062
.3971
.4903
26
.0000
.0239
.0565
.0928
.1315
.2137
.3004
.3902
.4825
27
.0000
.0229
.0546
.0901
.1281
.2090
.2944
.3832
.4746
28
.0000
.0219
.0527
.0874
.1247
.2041
.2884
.3761
.4665
29
.0000
.0209
.0508
.0847
.1212
.1993
.2823
.3689
.4584
30
.0000
.0200
.0489
.0820
.1177
.1943
.2761
.3616
.4502
31
.0000
.0190
.0470
.0792
.1141
.1893
.2698
.3542
.4418
32
.0000
.0180
.0451
.0765
.1105
.1842
.2634
.3467
.4333
33
.0000
.0171
.0432
.0737
.1069
.1791
.2570
.3392
.4248
34
.0000
.0161
.0414
.0709
.1033
.1740
.2505
.3315
.4162
35
.0000
.0152
.0395
.0681
.0996
.1687
.2439
.3237
.4074
36
.0000
.0143
.0376
.0653
.0959
.1635
.2373
.3160
.3986
37
.0000
.0134
.0357
.0624
.0922
.1581
.2305
.3080
.3896
38
.0000
.0125
.0338
.0596
.0884
.1527
.2237
.2999
.3805
39
.0000
.0116
.0320
.0567
.0846
.1473
.2168
.2919
.3714
40
.0000
.0108
.0301
.0539
.0809
.1418
.2100
.2838
.3623
41
.0000
.0100
.0283
.0511
.0772
.1364
.2031
.2756
.3530
42
.0000
.0092
.0265
.0483
.0734
.1309
.1961
.2674
.3437
43
.0000
.0084
.0248
.0456
.0697
.1254
.1891
.2591
.3343
44
.0000
.0077
.0231
.0429
.0660
.1200
.1822
.2509
.3251
45
.0000
.0069
.0211
.0398
.0619
.1139
.1744
.2418
.3147
46
.0000
.0061
.0192
.0368
.0578
.1079
.1667
.2326
.3043
47
.0000
.0054
.0174
.0339
.0538
.1019
.1590
.2235
.2940
48
.0000
.0047
.0157
.0311
.0499
.0959
.1513
.2143
.2834
49
.0000
.0040
.0140
.0283
.0460
.0900
.1436
.2050
.2729
50
.0000
.0034
.0125
.0256
.0423
.0843
.1361
.1959
.2624
51
.0000
.0029
.0110
.0231
.0386
.0786
.1285
.1868
.2519
52
.0000
.0024
.0096
.0206
.0350
.0728
.1209
.1774
.2411
53
.0000
.0020
.0082
.0182
.0315
.0671
.1132
.1680
.2301
54
.0000
.0016
.0070
.0159
.0281
.0616
.1056
.1586
.2192
55
.0000
.0013
.0059
.0138
.0250
.0562
.0982
.1493
.2083
56
.0000
.0010
.0048
.0118
.0219
.0508
.0906
.1397
.1970
57
.0000
.0007
.0039
.0099
.0189
.0456
.0832
.1303
.1859
58
.0000
.0006
.0032
.0084
.0164
.0410
.0764
.1215
.1753
59
.0000
.0004
.0025
.0070
.0141
.0365
.0696
.1126
.1647
60
.0000
.0003
.0020
.0057
.0118
.0320
.0628
.1037
.1540
61
.0000
.0002
.0015
.0045
.0098
.0278
.0562
.0949
.1434
62
.0000
.0001
.0011
.0035
.0079
.0238
.0498
.0861
.1327
63
.0000
.0001
.0008
.0026
.0062
.0198
.0433
.0772
.1217
64
.0000
.0000
.0005
.0019
.0047
.0162
.0370
.0684
.1108
65
.0000
.0000
.0003
.0013
.0034
.0128
.0311
.0598
.0999
66
.0000
.0000
.0002
.0008
.0024
.0098
.0255
.0515
.0892
67
.0000
.0000
.0001
.0005
.0015
.0070
.0199
.0428
.0777
68
.0000
.0000
.0000
.0002
.0008
.0046
.0147
.0344
.0662
69
.0000
.0000
.0000
.0001
.0004
.0028
.0104
.0269
.0554
70
.0000
.0000
.0000
.0000
.0001
.0014
.0063
.0188
.0432
71
.0000
.0000
.0000
.0000
.0000
.0005
.0033
.0121
.0321
72
.0000
.0000
.0000
.0000
.0000
.0001
.0009
.0053
.0187
73
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0075
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0028
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 5
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7857
.7411
.7007
.6637
.6297
.5983
.5691
.5419
.5254
.5136
.5035
.4946
.4869
37
$120
.7787
.7328
.6912
.6533
.6185
.5864
.5567
.5333
.5198
.5082
.4983
.4896
.4825
38
$120
.7715
.7244
.6817
.6429
.6073
.5745
.5441
.5275
.5142
.5029
.4931
.4851
.4789
39
$120
.7644
.7160
.6722
.6325
.5961
.5625
.5372
.5218
.5088
.4976
.4885
.4814
.4756
40
$120
.7572
.7075
.6627
.6220
.5847
.5505
.5314
.5162
.5034
.4928
.4845
.4780
.4726
 
$160
.7521
.7028
.6583
.6178
.5808
.5468
.5154
.4863
.4696
.4557
.4438
.4335
.4246
41
$120
.7500
.6990
.6530
.6114
.5733
.5436
.5257
.5107
.4982
.4886
.4809
.4748
.4699
 
$160
.7450
.6943
.6487
.6073
.5695
.5348
.5027
.4791
.4632
.4496
.4380
.4280
.4196
42
$120
.7426
.6903
.6433
.6006
.5617
.5376
.5199
.5052
.4937
.4847
.4776
.4719
.4673
 
$160
.7377
.6857
.6390
.5966
.5580
.5225
.4910
.4725
.4569
.4436
.4323
.4228
.4152
43
$120
.7354
.6817
.6335
.5899
.5529
.5318
.5142
.5004
.4896
.4812
.4745
.4691
.4649
 
$160
.7304
.6772
.6293
.5859
.5464
.5103
.4842
.4661
.4508
.4378
.4269
.4183
.4113
44
$120
.7282
.6732
.6238
.5792
.5471
.5260
.5091
.4960
.4859
.4779
.4716
.4667
.4629
 
$160
.7233
.6687
.6197
.5753
.5350
.4991
.4777
.4599
.4448
.4323
.4223
.4143
.4078
45
$120
.7200
.6636
.6130
.5673
.5403
.5195
.5036
.4913
.4817
.4743
.4685
.4641
.4608
 
$160
.7152
.6592
.6089
.5635
.5222
.4914
.4704
.4528
.4382
.4266
.4174
.4100
.4041
46
$120
.7120
.6540
.6021
.5590
.5336
.5136
.4985
.4868
.4778
.4709
.4658
.4619
.4590
 
$160
.7072
.6496
.5981
.5516
.5094
.4839
.4632
.4460
.4323
.4215
.4129
.4061
.4006
47
$120
.7040
.6445
.5913
.5523
.5272
.5082
.4937
.4827
.4743
.4680
.4634
.4599
.4574
 
$160
.6993
.6402
.5874
.5398
.5014
.4766
.4561
.4397
.4269
.4168
.4088
.4025
.3975
 
$250
.6917
.6333
.5810
.5340
.4913
.4523
.4165
.3912
.3713
.3544
.3400
.3278
.3173
48
$120
.6959
.6348
.5803
.5455
.5212
.5030
.4892
.4787
.4710
.4654
.4612
.4582
.4560
 
$160
.6912
.6306
.5764
.5277
.4938
.4692
.4493
.4339
.4218
.4124
.4050
.3992
.3948
 
$250
.6838
.6238
.5702
.5220
.4783
.4385
.4055
.3824
.3629
.3465
.3326
.3209
.3113
 
$275
.6822
.6223
.5689
.5208
.4772
.4375
.4012
.3740
.3530
.3352
.3202
.3073
.2963
49
$120
.6878
.6252
.5703
.5390
.5156
.4980
.4848
.4751
.4681
.4630
.4593
.4567
.4549
 
$160
.6832
.6210
.5655
.5164
.4864
.4621
.4431
.4284
.4171
.4082
.4014
.3963
.3924
 
$250
.6759
.6143
.5594
.5100
.4653
.4246
.3965
.3738
.3548
.3389
.3255
.3146
.3058
 
$275
.6743
.6128
.5580
.5088
.4642
.4236
.3891
.3647
.3443
.3271
.3125
.3001
.2898
50
$120
.6799
.6157
.5638
.5330
.5103
.4933
.4808
.4719
.4655
.4609
.4577
.4555
.4539
 
$160
.6754
.6116
.5546
.5090
.4791
.4555
.4373
.4234
.4127
.4045
.3984
.3938
.3904
 
$250
.6681
.6050
.5487
.4981
.4524
.4145
.3878
.3656
.3471
.3316
.3191
.3091
.3010
 
$275
.6665
.6035
.5473
.4969
.4513
.4100
.3798
.3560
.3360
.3192
.3051
.2935
.2841
51
$120
.6721
.6061
.5573
.5273
.5051
.4888
.4772
.4689
.4631
.4591
.4563
.4544
.4532
 
$160
.6676
.6021
.5437
.5016
.4720
.4493
.4319
.4186
.4086
.4011
.3956
.3915
.3886
 
$250
.6604
.5956
.5379
.4861
.4394
.4057
.3794
.3575
.3395
.3249
.3132
.3039
.2965
 
$275
.6588
.5942
.5366
.4849
.4383
.3988
.3707
.3474
.3279
.3116
.2983
.2876
.2789
52
$120
.6641
.5963
.5511
.5216
.5000
.4846
.4737
.4662
.4610
.4575
.4551
.4536
.4525
 
$160
.6596
.5924
.5325
.4941
.4652
.4432
.4265
.4140
.4048
.3980
.3931
.3895
.3870
 
$250
.6525
.5860
.5267
.4736
.4283
.3968
.3708
.3494
.3322
.3185
.3077
.2991
.2923
 
$275
.6510
.5846
.5255
.4725
.4249
.3893
.3617
.3388
.3198
.3043
.2919
.2820
.2740
 
$380
.6458
.5800
.5213
.4688
.4215
.3789
.3405
.3101
.2859
.2656
.2484
.2338
.2214
53
$120
.6560
.5865
.5450
.5160
.4952
.4806
.4705
.4637
.4591
.4561
.4541
.4528
.4520
 
$160
.6517
.5826
.5239
.4868
.4586
.4374
.4214
.4098
.4013
.3952
.3909
.3878
.3857
 
$250
.6446
.5763
.5155
.4611
.4192
.3879
.3623
.3417
.3254
.3126
.3025
.2946
.2885
 
$275
.6431
.5749
.5142
.4600
.4131
.3800
.3528
.3303
.3120
.2975
.2859
.2768
.2696
 
$380
.6380
.5704
.5102
.4563
.4081
.3647
.3275
.2995
.2760
.2563
.2396
.2256
.2140
54
$120
.6481
.5784
.5391
.5107
.4907
.4769
.4676
.4615
.4575
.4549
.4533
.4522
.4516
 
$160
.6438
.5728
.5165
.4799
.4523
.4318
.4167
.4059
.3981
.3927
.3889
.3863
.3846
 
$250
.6369
.5666
.5042
.4485
.4103
.3793
.3542
.3345
.3191
.3071
.2978
.2906
.2852
 
$275
.6353
.5653
.5030
.4474
.4037
.3709
.3440
.3222
.3049
.2912
.2805
.2721
.2655
 
$380
.6303
.5608
.4990
.4439
.3946
.3504
.3167
.2893
.2664
.2472
.2312
.2180
.2073
55
$120
.6404
.5724
.5334
.5056
.4864
.4735
.4650
.4595
.4561
.4539
.4526
.4518
.4513
 
$160
.6361
.5632
.5094
.4733
.4463
.4265
.4123
.4023
.3953
.3906
.3873
.3851
.3837
 
$250
.6292
.5571
.4931
.4395
.4015
.3709
.3466
.3278
.3132
.3020
.2935
.2871
.2822
 
$275
.6277
.5558
.4919
.4350
.3946
.3620
.3356
.3146
.2982
.2854
.2755
.2678
.2619
 
$380
.6228
.5514
.4880
.4315
.3812
.3388
.3064
.2795
.2571
.2385
.2234
.2111
.2012
 
$500
.6191
.5481
.4851
.4290
.3789
.3344
.2948
.2617
.2351
.2128
.1939
.1781
.1647
56
$120
.6324
.5665
.5276
.5006
.4823
.4703
.4626
.4578
.4549
.4531
.4520
.4514
.4511
 
$160
.6282
.5533
.5023
.4666
.4403
.4214
.4082
.3990
.3928
.3886
.3859
.3841
.3829
 
$250
.6214
.5473
.4815
.4305
.3926
.3626
.3392
.3212
.3075
.2972
.2895
.2838
.2796
 
$275
.6200
.5460
.4803
.4251
.3852
.3529
.3273
.3073
.2918
.2798
.2707
.2638
.2587
 
$380
.6151
.5417
.4765
.4187
.3674
.3279
.2959
.2695
.2478
.2301
.2159
.2045
.1955
 
$500
.6114
.5385
.4737
.4162
.3652
.3200
.2807
.2498
.2240
.2023
.1842
.1691
.1565
 
$550
.6104
.5375
.4729
.4155
.3646
.3194
.2796
.2454
.2182
.1955
.1763
.1602
.1468
57
$120
.6247
.5606
.5221
.4958
.4784
.4673
.4605
.4563
.4539
.4524
.4516
.4512
.4509
 
$160
.6205
.5434
.4955
.4601
.4346
.4167
.4043
.3960
.3905
.3870
.3847
.3833
.3824
 
$250
.6138
.5376
.4700
.4217
.3840
.3547
.3321
.3151
.3023
.2928
.2859
.2809
.2774
 
$275
.6124
.5363
.4689
.4159
.3760
.3443
.3195
.3004
.2858
.2747
.2665
.2604
.2559
 
$380
.6075
.5321
.4652
.4060
.3556
.3173
.2858
.2599
.2389
.2222
.2090
.1986
.1904
 
$500
.6039
.5289
.4624
.4035
.3515
.3057
.2687
.2385
.2133
.1923
.1750
.1607
.1490
 
$550
.6029
.5280
.4616
.4029
.3509
.3052
.2651
.2333
.2069
.1849
.1665
.1512
.1386
58
$120
.6175
.5555
.5174
.4917
.4752
.4650
.4588
.4552
.4531
.4520
.4513
.4510
.4508
 
$160
.6134
.5370
.4894
.4545
.4298
.4127
.4012
.3937
.3888
.3857
.3838
.3827
.3820
 
$250
.6068
.5285
.4611
.4136
.3764
.3477
.3260
.3098
.2979
.2893
.2831
.2787
.2756
 
$275
.6054
.5273
.4581
.4075
.3678
.3366
.3126
.2944
.2806
.2704
.2630
.2576
.2537
 
$380
.6006
.5231
.4545
.3939
.3458
.3077
.2764
.2512
.2312
.2154
.2031
.1935
.1861
 
$500
.5970
.5200
.4518
.3916
.3386
.2936
.2578
.2281
.2035
.1832
.1667
.1534
.1427
 
$550
.5960
.5191
.4510
.3909
.3380
.2918
.2534
.2224
.1967
.1753
.1576
.1432
.1315
59
$120
.6105
.5504
.5127
.4879
.4723
.4628
.4573
.4542
.4525
.4516
.4511
.4509
.4507
 
$160
.6064
.5310
.4834
.4490
.4251
.4089
.3983
.3915
.3873
.3847
.3831
.3822
.3817
 
$250
.5999
.5194
.4532
.4058
.3689
.3409
.3201
.3048
.2938
.2860
.2805
.2768
.2742
 
$275
.5984
.5182
.4489
.3991
.3597
.3292
.3060
.2886
.2758
.2665
.2598
.2551
.2518
 
$380
.5937
.5141
.4437
.3824
.3360
.2980
.2673
.2430
.2239
.2090
.1975
.1888
.1822
 
$500
.5902
.5111
.4411
.3795
.3257
.2824
.2471
.2179
.1939
.1745
.1590
.1466
.1368
 
$550
.5892
.5102
.4403
.3789
.3251
.2788
.2421
.2117
.1866
.1660
.1492
.1357
.1249
60
$120
.6034
.5454
.5081
.4841
.4694
.4608
.4560
.4534
.4520
.4513
.4510
.4508
.4507
 
$160
.5994
.5250
.4774
.4436
.4205
.4053
.3956
.3896
.3859
.3838
.3825
.3818
.3814
 
$250
.5929
.5103
.4454
.3979
.3615
.3343
.3143
.3000
.2900
.2830
.2782
.2750
.2729
 
$275
.5915
.5090
.4407
.3907
.3517
.3219
.2995
.2832
.2713
.2629
.2570
.2529
.2501
 
$380
.5868
.5050
.4328
.3726
.3260
.2883
.2584
.2349
.2168
.2029
.1924
.1845
.1787
 
$500
.5833
.5020
.4302
.3673
.3138
.2713
.2363
.2077
.1846
.1661
.1516
.1402
.1313
 
$550
.5824
.5012
.4295
.3667
.3120
.2672
.2309
.2010
.1766
.1569
.1411
.1287
.1189
 
$800
.5796
.4988
.4275
.3649
.3105
.2634
.2230
.1886
.1606
.1374
.1182
.1024
.0895
61
$120
.5965
.5404
.5036
.4805
.4668
.4591
.4549
.4527
.4516
.4511
.4508
.4507
.4507
 
$160
.5926
.5192
.4716
.4383
.4162
.4020
.3932
.3879
.3848
.3831
.3821
.3816
.3813
 
$250
.5862
.5012
.4377
.3902
.3543
.3279
.3090
.2957
.2865
.2804
.2763
.2736
.2719
 
$275
.5848
.5000
.4326
.3825
.3439
.3148
.2934
.2781
.2672
.2597
.2545
.2510
.2487
 
$380
.5801
.4961
.4220
.3630
.3163
.2790
.2498
.2272
.2101
.1972
.1877
.1807
.1756
 
$500
.5767
.4931
.4195
.3552
.3028
.2604
.2257
.1978
.1757
.1583
.1448
.1343
.1264
 
$550
.5757
.4923
.4188
.3546
.2996
.2559
.2199
.1906
.1671
.1484
.1337
.1222
.1133
 
$800
.5730
.4900
.4168
.3529
.2975
.2500
.2095
.1764
.1492
.1268
.1085
.0937
.0818
62
$120
.5907
.5354
.4992
.4770
.4643
.4575
.4539
.4522
.4513
.4509
.4508
.4507
.4507
 
$160
.5858
.5133
.4657
.4332
.4120
.3988
.3910
.3864
.3839
.3825
.3817
.3813
.3812
 
$250
.5795
.4922
.4300
.3825
.3472
.3217
.3038
.2916
.2834
.2780
.2746
.2724
.2711
 
$275
.5781
.4910
.4245
.3743
.3361
.3079
.2875
.2732
.2634
.2567
.2523
.2495
.2476
 
$380
.5735
.4872
.4112
.3533
.3066
.2698
.2414
.2198
.2037
.1919
.1834
.1773
.1729
 
$500
.5701
.4843
.4087
.3434
.2917
.2494
.2153
.1883
.1671
.1508
.1384
.1290
.1219
 
$550
.5692
.4834
.4080
.3423
.2882
.2445
.2089
.1804
.1579
.1403
.1266
.1162
.1083
 
$800
.5665
.4812
.4060
.3407
.2845
.2365
.1968
.1644
.1379
.1164
.0992
.0855
.0746
 
$1,000
.5656
.4804
.4054
.3402
.2840
.2362
.1957
.1617
.1340
.1114
.0930
.0782
.0663
63
$120
.5859
.5304
.4947
.4736
.4620
.4560
.4531
.4517
.4511
.4508
.4507
.4507
.4506
 
$160
.5791
.5072
.4598
.4280
.4079
.3959
.3889
.3851
.3830
.3820
.3815
.3812
.3811
 
$250
.5728
.4844
.4221
.3747
.3400
.3155
.2988
.2877
.2805
.2760
.2731
.2714
.2704
 
$275
.5715
.4819
.4163
.3660
.3283
.3010
.2818
.2686
.2598
.2541
.2504
.2481
.2467
 
$380
.5670
.4781
.4019
.3433
.2967
.2604
.2329
.2125
.1976
.1869
.1794
.1742
.1706
 
$500
.5636
.4753
.3976
.3325
.2804
.2382
.2048
.1787
.1587
.1436
.1323
.1240
.1179
 
$550
.5626
.4745
.3969
.3299
.2765
.2328
.1978
.1702
.1488
.1324
.1199
.1106
.1037
 
$800
.5600
.4722
.3950
.3282
.2710
.2229
.1840
.1522
.1266
.1063
.0902
.0776
.0679
 
$1,000
.5591
.4715
.3945
.3277
.2706
.2223
.1818
.1488
.1220
.1004
.0831
.0694
.0587
64
$120
.5811
.5253
.4904
.4704
.4599
.4548
.4524
.4513
.4509
.4507
.4507
.4506
.4506
 
$160
.5726
.5012
.4539
.4230
.4041
.3932
.3872
.3840
.3824
.3816
.3813
.3811
.3810
 
$250
.5664
.4773
.4143
.3670
.3330
.3097
.2941
.2842
.2780
.2742
.2720
.2707
.2699
 
$275
.5651
.4739
.4082
.3577
.3206
.2943
.2763
.2644
.2567
.2518
.2488
.2470
.2460
 
$380
.5606
.4692
.3927
.3335
.2869
.2513
.2248
.2056
.1919
.1824
.1759
.1715
.1687
 
$500
.5573
.4664
.3866
.3215
.2690
.2272
.1945
.1695
.1508
.1369
.1268
.1195
.1144
 
$550
.5563
.4656
.3859
.3186
.2648
.2213
.1870
.1604
.1402
.1250
.1137
.1056
.0997
 
$800
.5537
.4634
.3841
.3157
.2575
.2099
.1713
.1403
.1158
.0966
.0818
.0704
.0619
 
$1,000
.5529
.4627
.3835
.3152
.2571
.2084
.1684
.1361
.1103
.0898
.0738
.0613
.0518
65
$120
.5764
.5203
.4861
.4674
.4580
.4537
.4518
.4511
.4508
.4507
.4506
.4506
.4506
 
$160
.5664
.4952
.4481
.4181
.4005
.3907
.3856
.3831
.3819
.3814
.3811
.3810
.3810
 
$250
.5603
.4703
.4065
.3593
.3262
.3040
.2898
.2810
.2758
.2727
.2710
.2701
.2696
 
$275
.5590
.4667
.4000
.3495
.3131
.2879
.2712
.2605
.2539
.2499
.2476
.2462
.2455
 
$380
.5545
.4605
.3835
.3236
.2771
.2423
.2169
.1990
.1867
.1784
.1729
.1693
.1671
 
$500
.5513
.4577
.3758
.3105
.2577
.2163
.1845
.1607
.1432
.1307
.1218
.1156
.1114
 
$550
.5503
.4569
.3750
.3074
.2530
.2099
.1763
.1509
.1319
.1181
.1081
.1011
.0962
 
$800
.5477
.4548
.3732
.3031
.2443
.1969
.1587
.1286
.1053
.0874
.0739
.0639
.0565
 
$1,000
.5469
.4541
.3726
.3026
.2435
.1945
.1552
.1237
.0990
.0798
.0651
.0539
.0456
66
$120
.5717
.5153
.4820
.4645
.4564
.4528
.4514
.4509
.4507
.4507
.4506
.4506
.4506
 
$160
.5606
.4893
.4423
.4134
.3971
.3885
.3844
.3824
.3816
.3812
.3811
.3810
.3810
 
$250
.5545
.4634
.3987
.3516
.3195
.2987
.2858
.2782
.2739
.2716
.2703
.2697
.2694
 
$275
.5532
.4596
.3918
.3413
.3057
.2818
.2665
.2571
.2515
.2483
.2466
.2456
.2451
 
$380
.5489
.4520
.3744
.3138
.2675
.2335
.2094
.1929
.1819
.1748
.1703
.1676
.1659
 
$500
.5456
.4493
.3660
.2996
.2465
.2055
.1747
.1522
.1362
.1250
.1174
.1123
.1090
 
$550
.5447
.4485
.3642
.2962
.2414
.1986
.1659
.1417
.1242
.1118
.1032
.0973
.0933
 
$800
.5421
.4464
.3624
.2905
.2314
.1839
.1464
.1173
.0953
.0788
.0668
.0581
.0519
 
$1,000
.5413
.4457
.3619
.2901
.2299
.1810
.1421
.1116
.0881
.0703
.0570
.0473
.0401
67
$120
.5666
.5099
.4776
.4617
.4548
.4521
.4511
.4508
.4507
.4506
.4506
.4506
.4506
 
$160
.5548
.4828
.4361
.4085
.3938
.3865
.3832
.3819
.3813
.3811
.3810
.3810
.3810
 
$250
.5488
.4560
.3902
.3435
.3125
.2932
.2819
.2757
.2723
.2706
.2698
.2694
.2692
 
$275
.5475
.4521
.3830
.3325
.2978
.2755
.2618
.2538
.2494
.2470
.2458
.2451
.2448
 
$380
.5432
.4432
.3646
.3031
.2571
.2242
.2017
.1868
.1774
.1716
.1681
.1661
.1649
 
$500
.5399
.4405
.3556
.2878
.2344
.1940
.1645
.1436
.1292
.1196
.1134
.1094
.1069
 
$550
.5390
.4398
.3535
.2841
.2289
.1865
.1550
.1323
.1165
.1057
.0985
.0938
.0908
 
$800
.5365
.4377
.3509
.2772
.2175
.1700
.1332
.1055
.0850
.0703
.0599
.0526
.0477
 
$1,000
.5357
.4371
.3504
.2765
.2153
.1665
.1282
.0989
.0769
.0608
.0492
.0409
.0352
68
$120
.5614
.5044
.4734
.4592
.4535
.4515
.4509
.4507
.4506
.4506
.4506
.4506
.4506
 
$160
.5494
.4761
.4298
.4037
.3907
.3848
.3824
.3815
.3811
.3810
.3810
.3810
.3810
 
$250
.5435
.4485
.3816
.3352
.3056
.2881
.2785
.2735
.2711
.2699
.2694
.2692
.2691
 
$275
.5422
.4445
.3740
.3235
.2901
.2694
.2575
.2510
.2477
.2460
.2452
.2449
.2447
 
$380
.5379
.4348
.3546
.2923
.2466
.2150
.1942
.1812
.1734
.1689
.1664
.1650
.1643
 
$500
.5347
.4320
.3451
.2757
.2221
.1824
.1544
.1353
.1228
.1149
.1100
.1071
.1054
 
$550
.5338
.4313
.3428
.2717
.2160
.1743
.1442
.1233
.1093
.1003
.0945
.0910
.0889
 
$800
.5313
.4293
.3394
.2639
.2032
.1558
.1201
.0939
.0753
.0624
.0537
.0480
.0443
 
$1,000
.5305
.4286
.3389
.2626
.2005
.1516
.1142
.0864
.0662
.0520
.0421
.0355
.0311
69
$120
.5565
.4991
.4695
.4570
.4525
.4511
.4507
.4507
.4506
.4506
.4506
.4506
.4506
 
$160
.5450
.4697
.4239
.3994
.3881
.3835
.3818
.3812
.3810
.3810
.3810
.3810
.3810
 
$250
.5391
.4414
.3733
.3273
.2992
.2837
.2757
.2719
.2702
.2695
.2692
.2691
.2691
 
$275
.5378
.4374
.3653
.3149
.2828
.2641
.2539
.2488
.2464
.2453
.2449
.2447
.2446
 
$380
.5336
.4275
.3451
.2818
.2366
.2065
.1876
.1765
.1702
.1669
.1652
.1643
.1639
 
$500
.5304
.4244
.3351
.2641
.2102
.1715
.1451
.1280
.1174
.1111
.1075
.1054
.1044
 
$550
.5295
.4237
.3327
.2599
.2037
.1627
.1342
.1152
.1032
.0959
.0915
.0890
.0877
 
$800
.5270
.4217
.3285
.2511
.1894
.1423
.1077
.0833
.0667
.0558
.0488
.0444
.0418
 
$1,000
.5262
.4210
.3281
.2494
.1863
.1374
.1010
.0749
.0567
.0444
.0364
.0312
.0280
70
$120
.5507
.4928
.4652
.4548
.4516
.4508
.4507
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5407
.4622
.4170
.3948
.3856
.3823
.3813
.3811
.3810
.3810
.3810
.3810
.3810
 
$250
.5348
.4332
.3634
.3181
.2922
.2791
.2731
.2705
.2696
.2692
.2691
.2691
.2691
 
$275
.5336
.4292
.3551
.3049
.2747
.2584
.2505
.2469
.2455
.2449
.2447
.2446
.2446
 
$380
.5294
.4196
.3340
.2694
.2250
.1970
.1806
.1718
.1674
.1652
.1643
.1639
.1637
 
$500
.5262
.4163
.3236
.2505
.1963
.1589
.1349
.1204
.1122
.1077
.1054
.1042
.1037
 
$550
.5253
.4156
.3212
.2459
.1892
.1493
.1230
.1067
.0972
.0918
.0889
.0875
.0867
 
$800
.5228
.4136
.3164
.2363
.1732
.1265
.0936
.0717
.0578
.0493
.0443
.0414
.0399
 
$1,000
.5221
.4130
.3158
.2342
.1695
.1208
.0859
.0622
.0466
.0369
.0310
.0276
.0256
71
$120
.5451
.4868
.4613
.4531
.4511
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5376
.4547
.4104
.3907
.3837
.3816
.3811
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5318
.4254
.3538
.3094
.2860
.2754
.2712
.2697
.2692
.2691
.2691
.2691
.2691
 
$275
.5305
.4215
.3451
.2952
.2673
.2537
.2479
.2457
.2449
.2447
.2446
.2446
.2446
 
$380
.5263
.4124
.3234
.2574
.2139
.1884
.1748
.1683
.1654
.1643
.1638
.1637
.1636
 
$500
.5232
.4095
.3128
.2372
.1828
.1472
.1259
.1142
.1083
.1054
.1041
.1036
.1034
 
$550
.5223
.4088
.3104
.2324
.1751
.1367
.1131
.0996
.0925
.0890
.0874
.0866
.0863
 
$800
.5198
.4069
.3055
.2219
.1574
.1113
.0807
.0616
.0505
.0444
.0412
.0396
.0389
 
$1,000
.5191
.4063
.3046
.2196
.1532
.1048
.0719
.0509
.0383
.0311
.0272
.0252
.0242
72
$120
.5387
.4786
.4568
.4516
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5351
.4446
.4019
.3862
.3820
.3811
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5294
.4155
.3408
.2980
.2787
.2718
.2697
.2692
.2691
.2691
.2691
.2691
.2691
 
$275
.5281
.4119
.3316
.2825
.2584
.2489
.2457
.2449
.2446
.2446
.2446
.2446
.2446
 
$380
.5239
.4050
.3094
.2411
.1995
.1782
.1688
.1653
.1641
.1637
.1636
.1636
.1636
 
$500
.5208
.4026
.2992
.2193
.1648
.1324
.1157
.1080
.1049
.1038
.1034
.1033
.1032
 
$550
.5199
.4019
.2969
.2143
.1562
.1207
.1015
.0923
.0884
.0869
.0864
.0862
.0861
 
$800
.5175
.4000
.2922
.2031
.1362
.0915
.0648
.0504
.0434
.0403
.0390
.0385
.0383
 
$1,000
.5167
.3994
.2912
.2004
.1311
.0837
.0545
.0382
.0299
.0261
.0244
.0237
.0235
73
$120
.5378
.4700
.4532
.4508
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5343
.4335
.3934
.3828
.3811
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5285
.4058
.3265
.2866
.2729
.2697
.2691
.2691
.2691
.2691
.2691
.2691
.2691
 
$275
.5272
.4040
.3170
.2693
.2508
.2458
.2448
.2446
.2446
.2446
.2446
.2446
.2446
 
$380
.5231
.4008
.2953
.2235
.1852
.1698
.1650
.1639
.1636
.1636
.1636
.1636
.1636
 
$500
.5200
.3985
.2863
.2003
.1458
.1186
.1078
.1044
.1035
.1033
.1032
.1032
.1032
 
$550
.5191
.3978
.2845
.1951
.1362
.1052
.0922
.0878
.0865
.0862
.0861
.0861
.0861
 
$800
.5166
.3959
.2808
.1837
.1134
.0713
.0507
.0423
.0394
.0385
.0383
.0382
.0382
 
$1,000
.5159
.3953
.2800
.1810
.1075
.0620
.0386
.0286
.0249
.0238
.0234
.0234
.0234
74
$120
.5378
.4643
.4516
.4507
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
.4506
 
$160
.5342
.4259
.3885
.3816
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
.3810
 
$250
.5284
.4040
.3169
.2798
.2705
.2692
.2691
.2691
.2691
.2691
.2691
.2691
.2691
 
$275
.5272
.4030
.3072
.2610
.2473
.2449
.2446
.2446
.2446
.2446
.2446
.2446
.2446
 
$380
.5230
.3998
.2867
.2118
.1767
.1661
.1639
.1636
.1636
.1636
.1636
.1636
.1636
 
$500
.5199
.3975
.2794
.1879
.1337
.1112
.1048
.1035
.1032
.1032
.1032
.1032
.1032
 
$550
.5190
.3968
.2781
.1828
.1232
.0967
.0884
.0865
.0862
.0861
.0861
.0861
.0861
 
$800
.5165
.3949
.2757
.1720
.0984
.0593
.0439
.0394
.0384
.0383
.0382
.0382
.0382
 
$1,000
.5158
.3943
.2753
.1695
.0921
.0488
.0307
.0250
.0237
.0234
.0234
.0233
.0233
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 5
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0149
.0393
.0682
.1002
.1708
.2480
.3302
.4166
37
$120
.0140
.0373
.0652
.0963
.1652
.2409
.3219
.4072
38
$120
.0131
.0353
.0622
.0924
.1595
.2337
.3134
.3976
39
$120
.0122
.0334
.0593
.0885
.1539
.2266
.3050
.3881
40
$120
.0113
.0315
.0564
.0845
.1482
.2194
.2966
.3786
 
$160
.0112
.0313
.0560
.0840
.1472
.2180
.2946
.3761
41
$120
.0104
.0296
.0534
.0806
.1425
.2122
.2880
.3689
 
$160
.0104
.0294
.0531
.0801
.1416
.2108
.2861
.3665
42
$120
.0096
.0277
.0505
.0767
.1368
.2049
.2794
.3592
 
$160
.0095
.0275
.0502
.0762
.1359
.2035
.2775
.3568
43
$120
.0088
.0259
.0476
.0728
.1311
.1976
.2708
.3494
 
$160
.0088
.0257
.0473
.0723
.1302
.1963
.2690
.3471
44
$120
.0081
.0241
.0448
.0690
.1254
.1904
.2622
.3397
 
$160
.0080
.0239
.0445
.0685
.1246
.1891
.2605
.3375
45
$120
.0072
.0221
.0416
.0647
.1191
.1823
.2527
.3289
 
$160
.0071
.0219
.0413
.0642
.1183
.1811
.2510
.3267
46
$120
.0064
.0201
.0385
.0604
.1127
.1742
.2431
.3186
 
$160
.0063
.0200
.0382
.0600
.1120
.1730
.2414
.3159
47
$120
.0056
.0182
.0354
.0562
.1065
.1662
.2336
.3119
 
$160
.0056
.0181
.0352
.0559
.1058
.1651
.2320
.3052
 
$250
.0055
.0179
.0348
.0553
.1047
.1633
.2295
.3019
48
$120
.0049
.0164
.0325
.0521
.1003
.1581
.2239
.3052
 
$160
.0048
.0163
.0322
.0518
.0996
.1571
.2224
.2942
 
$250
.0048
.0161
.0319
.0512
.0985
.1554
.2200
.2911
 
$275
.0048
.0161
.0318
.0511
.0983
.1550
.2195
.2904
49
$120
.0042
.0147
.0295
.0481
.0941
.1501
.2168
.2985
 
$160
.0042
.0146
.0294
.0477
.0934
.1491
.2128
.2833
 
$250
.0041
.0144
.0290
.0472
.0924
.1475
.2105
.2802
 
$275
.0041
.0144
.0290
.0471
.0922
.1471
.2100
.2795
50
$120
.0036
.0130
.0268
.0442
.0881
.1422
.2106
.2919
 
$160
.0036
.0129
.0266
.0439
.0875
.1412
.2034
.2741
 
$250
.0035
.0128
.0263
.0434
.0865
.1397
.2012
.2695
 
$275
.0035
.0128
.0263
.0433
.0863
.1394
.2007
.2689
51
$120
.0030
.0115
.0241
.0404
.0821
.1343
.2043
.2855
 
$160
.0030
.0114
.0240
.0401
.0816
.1334
.1939
.2669
 
$250
.0030
.0113
.0237
.0397
.0807
.1320
.1918
.2587
 
$275
.0030
.0112
.0236
.0396
.0805
.1317
.1914
.2581
52
$120
.0025
.0100
.0215
.0366
.0761
.1283
.1978
.2792
 
$160
.0025
.0099
.0214
.0363
.0756
.1255
.1846
.2595
 
$250
.0025
.0098
.0211
.0360
.0748
.1241
.1822
.2476
 
$275
.0025
.0098
.0211
.0359
.0746
.1238
.1818
.2470
 
$380
.0025
.0097
.0209
.0356
.0740
.1228
.1803
.2450
53
$120
.0021
.0086
.0190
.0329
.0702
.1225
.1914
.2732
 
$160
.0021
.0085
.0189
.0327
.0697
.1175
.1775
.2520
 
$250
.0020
.0084
.0187
.0323
.0689
.1162
.1725
.2363
 
$275
.0020
.0084
.0186
.0323
.0688
.1160
.1721
.2358
 
$380
.0020
.0084
.0185
.0320
.0682
.1150
.1707
.2339
54
$120
.0017
.0073
.0166
.0294
.0644
.1168
.1852
.2673
 
$160
.0017
.0073
.0165
.0292
.0639
.1096
.1706
.2447
 
$250
.0016
.0072
.0163
.0289
.0632
.1084
.1629
.2251
 
$275
.0016
.0072
.0163
.0288
.0631
.1082
.1625
.2245
 
$380
.0016
.0071
.0162
.0286
.0626
.1073
.1612
.2227
55
$120
.0013
.0061
.0144
.0261
.0590
.1111
.1792
.2616
 
$160
.0013
.0061
.0143
.0259
.0584
.1025
.1637
.2376
 
$250
.0013
.0060
.0142
.0256
.0577
.1008
.1533
.2144
 
$275
.0013
.0060
.0142
.0256
.0576
.1006
.1530
.2134
 
$380
.0013
.0060
.0140
.0254
.0571
.0998
.1518
.2117
 
$500
.0013
.0059
.0140
.0252
.0568
.0992
.1509
.2104
56
$120
.0010
.0051
.0123
.0228
.0545
.1054
.1733
.2558
 
$160
.0010
.0050
.0122
.0227
.0528
.0964
.1567
.2305
 
$250
.0010
.0050
.0121
.0224
.0522
.0930
.1435
.2056
 
$275
.0010
.0050
.0121
.0224
.0521
.0928
.1432
.2021
 
$380
.0010
.0049
.0120
.0222
.0517
.0921
.1420
.2003
 
$500
.0010
.0049
.0119
.0221
.0514
.0915
.1412
.1991
 
$550
.0010
.0049
.0119
.0220
.0513
.0914
.1410
.1987
57
$120
.0008
.0041
.0104
.0198
.0502
.0998
.1674
.2503
 
$160
.0008
.0041
.0103
.0197
.0474
.0904
.1498
.2236
 
$250
.0008
.0040
.0102
.0194
.0469
.0854
.1338
.1970
 
$275
.0008
.0040
.0102
.0194
.0468
.0852
.1335
.1932
 
$380
.0008
.0040
.0101
.0192
.0464
.0845
.1324
.1889
 
$500
.0007
.0040
.0101
.0191
.0461
.0840
.1316
.1878
 
$550
.0007
.0040
.0100
.0191
.0460
.0839
.1314
.1875
58
$120
.0006
.0033
.0088
.0172
.0464
.0950
.1623
.2455
 
$160
.0006
.0033
.0087
.0171
.0425
.0851
.1438
.2176
 
$250
.0006
.0033
.0086
.0169
.0421
.0784
.1266
.1892
 
$275
.0006
.0033
.0086
.0168
.0420
.0782
.1244
.1851
 
$380
.0006
.0032
.0085
.0167
.0417
.0776
.1235
.1782
 
$500
.0006
.0032
.0085
.0166
.0414
.0771
.1227
.1771
 
$550
.0006
.0032
.0085
.0166
.0413
.0770
.1225
.1768
59
$120
.0004
.0027
.0073
.0147
.0426
.0903
.1572
.2409
 
$160
.0004
.0026
.0073
.0146
.0386
.0797
.1378
.2116
 
$250
.0004
.0026
.0072
.0144
.0374
.0715
.1195
.1814
 
$275
.0004
.0026
.0072
.0144
.0374
.0713
.1170
.1770
 
$380
.0004
.0026
.0071
.0143
.0371
.0707
.1145
.1674
 
$500
.0004
.0026
.0071
.0142
.0368
.0703
.1138
.1664
 
$550
.0004
.0026
.0071
.0142
.0368
.0702
.1136
.1662
60
$120
.0003
.0021
.0059
.0125
.0390
.0855
.1522
.2362
 
$160
.0003
.0020
.0059
.0123
.0348
.0744
.1318
.2056
 
$250
.0003
.0020
.0058
.0122
.0329
.0650
.1124
.1735
 
$275
.0003
.0020
.0058
.0121
.0328
.0644
.1097
.1688
 
$380
.0003
.0020
.0058
.0120
.0325
.0638
.1054
.1574
 
$500
.0003
.0020
.0058
.0120
.0324
.0635
.1048
.1556
 
$550
.0003
.0020
.0057
.0119
.0323
.0634
.1046
.1553
 
$800
.0003
.0020
.0057
.0119
.0321
.0631
.1041
.1546
61
$120
.0002
.0016
.0047
.0107
.0354
.0808
.1472
.2317
 
$160
.0002
.0015
.0047
.0102
.0311
.0693
.1260
.1997
 
$250
.0002
.0015
.0047
.0101
.0286
.0593
.1053
.1658
 
$275
.0002
.0015
.0047
.0100
.0285
.0581
.1025
.1608
 
$380
.0002
.0015
.0046
.0100
.0283
.0572
.0965
.1484
 
$500
.0002
.0015
.0046
.0099
.0281
.0568
.0959
.1448
 
$550
.0002
.0015
.0046
.0099
.0281
.0567
.0957
.1446
 
$800
.0002
.0015
.0046
.0098
.0279
.0565
.0953
.1439
62
$120
.0001
.0011
.0037
.0089
.0320
.0761
.1422
.2273
 
$160
.0001
.0011
.0037
.0082
.0275
.0642
.1201
.1939
 
$250
.0001
.0011
.0036
.0081
.0244
.0537
.0983
.1581
 
$275
.0001
.0011
.0036
.0081
.0243
.0524
.0953
.1527
 
$380
.0001
.0011
.0036
.0081
.0241
.0506
.0881
.1393
 
$500
.0001
.0011
.0036
.0080
.0240
.0503
.0870
.1340
 
$550
.0001
.0011
.0036
.0080
.0240
.0502
.0869
.1338
 
$800
.0001
.0011
.0035
.0080
.0238
.0499
.0864
.1332
 
$1,000
.0001
.0011
.0035
.0079
.0238
.0499
.0863
.1330
63
$120
.0001
.0008
.0028
.0073
.0285
.0713
.1372
.2229
 
$160
.0001
.0008
.0027
.0065
.0240
.0591
.1140
.1880
 
$250
.0001
.0008
.0027
.0064
.0205
.0481
.0912
.1503
 
$275
.0001
.0008
.0027
.0064
.0203
.0467
.0879
.1445
 
$380
.0001
.0008
.0027
.0063
.0201
.0440
.0802
.1301
 
$500
.0001
.0008
.0027
.0063
.0200
.0437
.0780
.1238
 
$550
.0001
.0008
.0026
.0063
.0200
.0436
.0779
.1227
 
$800
.0001
.0008
.0026
.0062
.0199
.0434
.0775
.1222
 
$1,000
.0001
.0008
.0026
.0062
.0199
.0434
.0774
.1220
64
$120
.0000
.0005
.0021
.0059
.0252
.0666
.1321
.2185
 
$160
.0000
.0005
.0019
.0051
.0207
.0540
.1080
.1821
 
$250
.0000
.0005
.0019
.0048
.0172
.0426
.0841
.1425
 
$275
.0000
.0005
.0019
.0048
.0167
.0411
.0807
.1363
 
$380
.0000
.0005
.0019
.0048
.0164
.0378
.0724
.1208
 
$500
.0000
.0005
.0019
.0047
.0163
.0374
.0692
.1138
 
$550
.0000
.0005
.0019
.0047
.0163
.0374
.0690
.1122
 
$800
.0000
.0005
.0019
.0047
.0162
.0372
.0687
.1112
 
$1,000
.0000
.0005
.0019
.0047
.0162
.0371
.0686
.1111
65
$120
.0000
.0003
.0015
.0046
.0220
.0618
.1271
.2142
 
$160
.0000
.0003
.0013
.0039
.0176
.0489
.1020
.1762
 
$250
.0000
.0003
.0013
.0035
.0140
.0373
.0771
.1346
 
$275
.0000
.0003
.0013
.0035
.0136
.0358
.0735
.1281
 
$380
.0000
.0003
.0013
.0035
.0130
.0323
.0647
.1116
 
$500
.0000
.0003
.0013
.0034
.0129
.0314
.0611
.1040
 
$550
.0000
.0003
.0013
.0034
.0129
.0313
.0604
.1022
 
$800
.0000
.0003
.0013
.0034
.0128
.0312
.0601
.1003
 
$1,000
.0000
.0003
.0013
.0034
.0128
.0311
.0600
.1002
66
$120
.0000
.0002
.0010
.0034
.0189
.0571
.1221
.2101
 
$160
.0000
.0002
.0009
.0028
.0146
.0440
.0961
.1704
 
$250
.0000
.0002
.0008
.0024
.0112
.0323
.0702
.1268
 
$275
.0000
.0002
.0008
.0024
.0108
.0307
.0664
.1200
 
$380
.0000
.0002
.0008
.0024
.0100
.0270
.0572
.1025
 
$500
.0000
.0002
.0008
.0024
.0099
.0257
.0533
.0942
 
$550
.0000
.0002
.0008
.0024
.0099
.0257
.0523
.0922
 
$800
.0000
.0002
.0008
.0024
.0098
.0256
.0517
.0895
 
$1,000
.0000
.0002
.0008
.0024
.0098
.0255
.0516
.0894
67
$120
.0000
.0001
.0006
.0024
.0158
.0520
.1167
.2058
 
$160
.0000
.0001
.0005
.0019
.0117
.0388
.0896
.1643
 
$250
.0000
.0001
.0005
.0015
.0084
.0270
.0628
.1184
 
$275
.0000
.0001
.0005
.0015
.0080
.0254
.0589
.1112
 
$380
.0000
.0001
.0005
.0015
.0072
.0217
.0493
.0927
 
$500
.0000
.0001
.0005
.0015
.0070
.0203
.0451
.0837
 
$550
.0000
.0001
.0005
.0015
.0070
.0200
.0441
.0816
 
$800
.0000
.0001
.0005
.0015
.0070
.0199
.0430
.0781
 
$1,000
.0000
.0001
.0005
.0015
.0070
.0199
.0429
.0779
68
$120
.0000
.0000
.0003
.0016
.0127
.0469
.1112
.2015
 
$160
.0000
.0000
.0003
.0012
.0090
.0335
.0829
.1580
 
$250
.0000
.0000
.0002
.0009
.0060
.0219
.0553
.1098
 
$275
.0000
.0000
.0002
.0009
.0057
.0204
.0513
.1022
 
$380
.0000
.0000
.0002
.0008
.0049
.0168
.0415
.0828
 
$500
.0000
.0000
.0002
.0008
.0047
.0153
.0371
.0732
 
$550
.0000
.0000
.0002
.0008
.0046
.0150
.0361
.0709
 
$800
.0000
.0000
.0002
.0008
.0046
.0148
.0346
.0669
 
$1,000
.0000
.0000
.0002
.0008
.0046
.0147
.0345
.0664
69
$120
.0000
.0000
.0002
.0010
.0100
.0419
.1058
.1976
 
$160
.0000
.0000
.0001
.0007
.0066
.0286
.0765
.1520
 
$250
.0000
.0000
.0001
.0005
.0041
.0174
.0482
.1014
 
$275
.0000
.0000
.0001
.0004
.0038
.0159
.0442
.0935
 
$380
.0000
.0000
.0001
.0004
.0031
.0125
.0343
.0733
 
$500
.0000
.0000
.0001
.0004
.0029
.0111
.0298
.0632
 
$550
.0000
.0000
.0001
.0004
.0029
.0108
.0288
.0609
 
$800
.0000
.0000
.0001
.0004
.0028
.0104
.0271
.0564
 
$1,000
.0000
.0000
.0001
.0004
.0028
.0104
.0269
.0557
70
$120
.0000
.0000
.0001
.0005
.0072
.0361
.0996
.1933
 
$160
.0000
.0000
.0000
.0003
.0043
.0230
.0690
.1451
 
$250
.0000
.0000
.0000
.0002
.0023
.0125
.0400
.0916
 
$275
.0000
.0000
.0000
.0002
.0021
.0112
.0360
.0833
 
$380
.0000
.0000
.0000
.0001
.0016
.0082
.0263
.0622
 
$500
.0000
.0000
.0000
.0001
.0014
.0070
.0220
.0518
 
$550
.0000
.0000
.0000
.0001
.0014
.0067
.0210
.0493
 
$800
.0000
.0000
.0000
.0001
.0014
.0063
.0192
.0446
 
$1,000
.0000
.0000
.0000
.0001
.0014
.0063
.0189
.0436
71
$120
.0000
.0000
.0000
.0002
.0048
.0305
.0936
.1895
 
$160
.0000
.0000
.0000
.0001
.0026
.0178
.0615
.1386
 
$250
.0000
.0000
.0000
.0001
.0012
.0084
.0322
.0820
 
$275
.0000
.0000
.0000
.0000
.0010
.0073
.0283
.0733
 
$380
.0000
.0000
.0000
.0000
.0007
.0049
.0192
.0515
 
$500
.0000
.0000
.0000
.0000
.0006
.0039
.0151
.0410
 
$550
.0000
.0000
.0000
.0000
.0006
.0037
.0142
.0386
 
$800
.0000
.0000
.0000
.0000
.0005
.0034
.0125
.0336
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0033
.0122
.0326
72
$120
.0000
.0000
.0000
.0000
.0023
.0231
.0854
.1850
 
$160
.0000
.0000
.0000
.0000
.0010
.0115
.0514
.1301
 
$250
.0000
.0000
.0000
.0000
.0003
.0041
.0223
.0689
 
$275
.0000
.0000
.0000
.0000
.0002
.0033
.0187
.0597
 
$380
.0000
.0000
.0000
.0000
.0001
.0018
.0109
.0376
 
$500
.0000
.0000
.0000
.0000
.0001
.0013
.0077
.0273
 
$550
.0000
.0000
.0000
.0000
.0001
.0012
.0070
.0251
 
$800
.0000
.0000
.0000
.0000
.0001
.0010
.0057
.0204
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0009
.0054
.0194
73
$120
.0000
.0000
.0000
.0000
.0007
.0152
.0767
.1813
 
$160
.0000
.0000
.0000
.0000
.0002
.0057
.0403
.1216
 
$250
.0000
.0000
.0000
.0000
.0000
.0012
.0126
.0547
 
$275
.0000
.0000
.0000
.0000
.0000
.0009
.0098
.0451
 
$380
.0000
.0000
.0000
.0000
.0000
.0003
.0042
.0234
 
$500
.0000
.0000
.0000
.0000
.0000
.0002
.0024
.0145
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0020
.0126
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0090
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0082
74
$120
.0000
.0000
.0000
.0000
.0002
.0103
.0711
.1798
 
$160
.0000
.0000
.0000
.0000
.0000
.0028
.0327
.1166
 
$250
.0000
.0000
.0000
.0000
.0000
.0003
.0072
.0451
 
$275
.0000
.0000
.0000
.0000
.0000
.0002
.0050
.0353
 
$380
.0000
.0000
.0000
.0000
.0000
.0000
.0015
.0149
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0076
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0063
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0038
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0032
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-950, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-950, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-950, filed 10/19/10, effective 11/19/10.]


PDF296-17B-960

Hazard Group 6 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 6
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8773
.8690
.8612
.8540
.8472
.8408
.8346
.8286
.8229
.8174
.8121
.8069
.8018
2
.8742
.8653
.8572
.8495
.8423
.8355
.8290
.8227
.8167
.8108
.8052
.7997
.7943
3
.8702
.8607
.8520
.8438
.8361
.8288
.8218
.8151
.8086
.8024
.7963
.7904
.7847
4
.8661
.8560
.8467
.8380
.8298
.8220
.8145
.8073
.8004
.7938
.7873
.7810
.7749
5
.8620
.8513
.8413
.8321
.8234
.8151
.8071
.7995
.7921
.7850
.7781
.7714
.7649
6
.8578
.8465
.8360
.8262
.8169
.8081
.7996
.7916
.7837
.7762
.7689
.7618
.7549
7
.8537
.8416
.8305
.8201
.8103
.8009
.7920
.7834
.7752
.7672
.7594
.7519
.7447
8
.8494
.8367
.8250
.8140
.8036
.7938
.7843
.7753
.7665
.7581
.7500
.7421
.7344
9
.8452
.8318
.8194
.8079
.7969
.7865
.7766
.7670
.7578
.7489
.7404
.7321
.7240
10
.8410
.8269
.8139
.8017
.7902
.7792
.7687
.7587
.7491
.7398
.7308
.7221
.7136
11
.8367
.8219
.8083
.7955
.7834
.7719
.7609
.7504
.7403
.7305
.7211
.7120
.7032
12
.8324
.8169
.8025
.7891
.7764
.7644
.7529
.7419
.7313
.7211
.7113
.7017
.6925
13
.8280
.8117
.7967
.7827
.7694
.7568
.7448
.7333
.7222
.7116
.7013
.6914
.6818
14
.8235
.8065
.7908
.7761
.7622
.7491
.7365
.7245
.7130
.7019
.6912
.6809
.6709
15
.8191
.8013
.7849
.7695
.7551
.7414
.7283
.7158
.7038
.6922
.6811
.6704
.6600
16
.8145
.7960
.7789
.7629
.7478
.7335
.7199
.7069
.6944
.6824
.6709
.6598
.6490
17
.8100
.7907
.7728
.7561
.7405
.7256
.7114
.6979
.6850
.6725
.6606
.6491
.6380
18
.8053
.7852
.7667
.7493
.7330
.7176
.7029
.6889
.6754
.6626
.6502
.6384
.6269
19
.8006
.7797
.7604
.7424
.7255
.7094
.6942
.6797
.6658
.6525
.6397
.6275
.6157
20
.7959
.7742
.7542
.7355
.7179
.7013
.6855
.6705
.6562
.6424
.6293
.6167
.6045
21
.7911
.7686
.7478
.7284
.7102
.6930
.6767
.6612
.6464
.6322
.6187
.6057
.5932
22
.7862
.7629
.7413
.7212
.7023
.6845
.6677
.6517
.6364
.6219
.6079
.5946
.5818
23
.7814
.7571
.7348
.7140
.6945
.6761
.6587
.6422
.6265
.6115
.5972
.5835
.5704
24
.7763
.7512
.7281
.7066
.6864
.6674
.6495
.6325
.6164
.6010
.5863
.5722
.5588
25
.7712
.7452
.7213
.6990
.6782
.6587
.6402
.6227
.6061
.5903
.5753
.5609
.5471
26
.7661
.7392
.7145
.6915
.6700
.6499
.6309
.6129
.5959
.5797
.5643
.5495
.5354
27
.7609
.7331
.7076
.6838
.6617
.6410
.6215
.6030
.5855
.5689
.5531
.5380
.5236
28
.7557
.7269
.7005
.6761
.6533
.6320
.6119
.5930
.5751
.5581
.5419
.5265
.5117
29
.7504
.7207
.6934
.6683
.6448
.6229
.6023
.5829
.5646
.5472
.5306
.5149
.4998
30
.7449
.7143
.6862
.6603
.6362
.6136
.5925
.5726
.5538
.5360
.5191
.5030
.4877
31
.7394
.7078
.6788
.6521
.6274
.6043
.5826
.5622
.5430
.5248
.5075
.4911
.4754
32
.7337
.7011
.6713
.6439
.6184
.5947
.5725
.5517
.5320
.5134
.4957
.4790
.4630
33
.7281
.6945
.6638
.6356
.6094
.5851
.5624
.5411
.5209
.5019
.4839
.4668
.4505
34
.7223
.6877
.6561
.6271
.6003
.5754
.5521
.5303
.5097
.4903
.4719
.4544
.4378
35
.7164
.6808
.6483
.6185
.5910
.5655
.5417
.5193
.4983
.4785
.4597
.4418
.4248
36
.7105
.6738
.6405
.6099
.5817
.5556
.5312
.5083
.4869
.4666
.4474
.4292
.4119
37
.7045
.6667
.6324
.6010
.5721
.5453
.5204
.4970
.4751
.4544
.4348
.4162
.3985
38
.6983
.6594
.6242
.5920
.5624
.5349
.5094
.4855
.4631
.4419
.4219
.4029
.3848
39
.6921
.6522
.6160
.5830
.5526
.5245
.4984
.4740
.4511
.4295
.4090
.3896
.3711
40
.6859
.6448
.6077
.5738
.5427
.5140
.4873
.4623
.4389
.4168
.3959
.3761
.3572
41
.6796
.6374
.5993
.5646
.5327
.5033
.4760
.4504
.4265
.4039
.3826
.3623
.3432
42
.6732
.6299
.5908
.5552
.5225
.4924
.4644
.4383
.4138
.3907
.3689
.3483
.3289
43
.6669
.6223
.5822
.5457
.5123
.4814
.4528
.4261
.4010
.3774
.3552
.3343
.3145
44
.6605
.6148
.5737
.5363
.5021
.4705
.4412
.4138
.3882
.3642
.3416
.3203
.3004
45
.6533
.6063
.5641
.5257
.4906
.4583
.4282
.4003
.3741
.3496
.3267
.3051
.2850
46
.6461
.5978
.5544
.5151
.4791
.4459
.4151
.3865
.3599
.3349
.3117
.2899
.2696
47
.6390
.5893
.5448
.5044
.4675
.4335
.4020
.3728
.3456
.3203
.2968
.2749
.2545
48
.6317
.5807
.5349
.4935
.4556
.4207
.3885
.3587
.3311
.3055
.2817
.2597
.2395
49
.6244
.5720
.5249
.4824
.4435
.4078
.3749
.3445
.3165
.2906
.2667
.2448
.2246
50
.6173
.5634
.5151
.4714
.4315
.3949
.3614
.3305
.3021
.2760
.2521
.2303
.2103
51
.6101
.5547
.5051
.4602
.4193
.3819
.3477
.3163
.2876
.2615
.2376
.2160
.1963
52
.6027
.5457
.4947
.4486
.4066
.3684
.3336
.3018
.2729
.2467
.2230
.2016
.1822
53
.5953
.5367
.4842
.4367
.3938
.3547
.3193
.2872
.2582
.2321
.2086
.1875
.1685
54
.5879
.5276
.4735
.4248
.3808
.3410
.3051
.2727
.2437
.2177
.1945
.1738
.1553
55
.5807
.5186
.4630
.4130
.3679
.3274
.2911
.2586
.2296
.2038
.1809
.1606
.1427
56
.5732
.5092
.4519
.4006
.3545
.3133
.2766
.2440
.2152
.1897
.1672
.1475
.1301
57
.5658
.4999
.4409
.3882
.3412
.2994
.2625
.2298
.2012
.1760
.1540
.1348
.1180
58
.5590
.4911
.4305
.3765
.3286
.2863
.2491
.2165
.1880
.1633
.1418
.1231
.1070
59
.5522
.4823
.4200
.3647
.3159
.2731
.2357
.2033
.1751
.1508
.1298
.1118
.0963
60
.5453
.4733
.4093
.3527
.3031
.2598
.2223
.1900
.1621
.1383
.1180
.1007
.0860
61
.5385
.4644
.3987
.3408
.2904
.2467
.2091
.1770
.1495
.1263
.1066
.0901
.0762
62
.5318
.4555
.3880
.3288
.2776
.2335
.1959
.1639
.1370
.1144
.0955
.0798
.0668
63
.5250
.4464
.3770
.3165
.2644
.2199
.1823
.1507
.1243
.1025
.0845
.0698
.0577
64
.5184
.4374
.3661
.3042
.2512
.2063
.1687
.1375
.1119
.0909
.0739
.0602
.0492
65
.5121
.4286
.3552
.2918
.2378
.1926
.1552
.1245
.0997
.0797
.0638
.0512
.0412
66
.5061
.4201
.3445
.2794
.2245
.1789
.1417
.1117
.0878
.0689
.0542
.0428
.0340
67
.5000
.4111
.3330
.2660
.2100
.1641
.1272
.0980
.0753
.0578
.0444
.0344
.0269
68
.4944
.4024
.3214
.2523
.1951
.1489
.1124
.0843
.0630
.0470
.0353
.0267
.0205
69
.4896
.3944
.3105
.2391
.1806
.1342
.0983
.0714
.0517
.0374
.0273
.0203
.0153
70
.4848
.3859
.2981
.2237
.1635
.1168
.0819
.0568
.0392
.0272
.0192
.0139
.0104
71
.4813
.3786
.2867
.2088
.1467
.0998
.0663
.0434
.0283
.0187
.0127
.0089
.0066
72
.4783
.3710
.2727
.1892
.1239
.0770
.0460
.0269
.0157
.0095
.0061
.0041
.0030
73
.4772
.3661
.2608
.1693
.0992
.0526
.0258
.0121
.0057
.0028
.0014
.0007
.0004
74
.4770
.3648
.2555
.1575
.0828
.0368
.0141
.0048
.0015
.0004
.0001
.0000
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 6
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0470
.0954
.1449
.1951
.2971
.4003
.5045
.6092
2
.0000
.0462
.0941
.1432
.1931
.2945
.3972
.5008
.6052
3
.0000
.0453
.0925
.1411
.1905
.2911
.3932
.4962
.6000
4
.0000
.0443
.0909
.1389
.1879
.2877
.3891
.4915
.5947
5
.0000
.0433
.0893
.1368
.1853
.2843
.3850
.4868
.5893
6
.0000
.0423
.0876
.1346
.1827
.2809
.3808
.4820
.5840
7
.0000
.0413
.0860
.1325
.1801
.2775
.3767
.4771
.5785
8
.0000
.0403
.0843
.1303
.1775
.2740
.3724
.4722
.5730
9
.0000
.0393
.0827
.1281
.1748
.2705
.3682
.4673
.5674
10
.0000
.0384
.0811
.1260
.1722
.2670
.3640
.4624
.5619
11
.0000
.0374
.0795
.1238
.1695
.2635
.3597
.4574
.5563
12
.0000
.0364
.0778
.1217
.1669
.2599
.3554
.4524
.5505
13
.0000
.0354
.0762
.1195
.1642
.2563
.3510
.4472
.5447
14
.0000
.0344
.0746
.1173
.1614
.2527
.3465
.4420
.5388
15
.0000
.0335
.0730
.1151
.1587
.2491
.3421
.4368
.5329
16
.0000
.0325
.0713
.1128
.1560
.2454
.3375
.4315
.5269
17
.0000
.0316
.0697
.1106
.1532
.2417
.3330
.4262
.5208
18
.0000
.0306
.0681
.1084
.1505
.2379
.3283
.4207
.5147
19
.0000
.0297
.0664
.1061
.1476
.2341
.3236
.4152
.5084
20
.0000
.0288
.0648
.1039
.1449
.2303
.3189
.4097
.5022
21
.0000
.0278
.0632
.1016
.1420
.2265
.3141
.4041
.4958
22
.0000
.0269
.0615
.0993
.1391
.2225
.3092
.3984
.4893
23
.0000
.0260
.0599
.0971
.1363
.2186
.3044
.3926
.4828
24
.0000
.0251
.0582
.0947
.1333
.2145
.2993
.3867
.4761
25
.0000
.0242
.0565
.0924
.1304
.2104
.2942
.3807
.4693
26
.0000
.0233
.0549
.0900
.1274
.2063
.2891
.3747
.4625
27
.0000
.0224
.0532
.0877
.1244
.2021
.2839
.3686
.4556
28
.0000
.0215
.0515
.0853
.1213
.1979
.2787
.3624
.4485
29
.0000
.0206
.0499
.0829
.1183
.1937
.2734
.3562
.4414
30
.0000
.0197
.0482
.0805
.1152
.1893
.2679
.3498
.4342
31
.0000
.0188
.0465
.0780
.1120
.1849
.2624
.3433
.4268
32
.0000
.0179
.0448
.0755
.1088
.1804
.2567
.3366
.4193
33
.0000
.0171
.0431
.0731
.1056
.1759
.2511
.3300
.4118
34
.0000
.0162
.0414
.0706
.1023
.1713
.2453
.3232
.4041
35
.0000
.0154
.0396
.0680
.0990
.1666
.2394
.3163
.3963
36
.0000
.0145
.0379
.0655
.0957
.1619
.2335
.3093
.3885
37
.0000
.0137
.0362
.0629
.0923
.1571
.2275
.3022
.3804
38
.0000
.0129
.0345
.0603
.0889
.1522
.2213
.2949
.3722
39
.0000
.0121
.0328
.0577
.0855
.1473
.2151
.2877
.3640
40
.0000
.0113
.0311
.0551
.0821
.1423
.2089
.2803
.3557
41
.0000
.0105
.0294
.0525
.0787
.1374
.2026
.2729
.3473
42
.0000
.0097
.0277
.0499
.0752
.1323
.1962
.2654
.3388
43
.0000
.0090
.0260
.0474
.0717
.1273
.1899
.2578
.3302
44
.0000
.0083
.0244
.0448
.0683
.1223
.1835
.2503
.3217
45
.0000
.0075
.0225
.0419
.0644
.1167
.1763
.2418
.3121
46
.0000
.0067
.0207
.0391
.0606
.1110
.1691
.2333
.3024
47
.0000
.0060
.0189
.0363
.0568
.1054
.1620
.2248
.2928
48
.0000
.0053
.0172
.0335
.0530
.0998
.1547
.2162
.2829
49
.0000
.0046
.0156
.0308
.0492
.0941
.1474
.2075
.2729
50
.0000
.0040
.0140
.0281
.0456
.0886
.1403
.1989
.2631
51
.0000
.0034
.0125
.0256
.0420
.0831
.1331
.1902
.2531
52
.0000
.0029
.0110
.0231
.0385
.0775
.1257
.1812
.2427
53
.0000
.0024
.0096
.0206
.0350
.0720
.1183
.1722
.2322
54
.0000
.0020
.0083
.0183
.0316
.0665
.1109
.1631
.2215
55
.0000
.0016
.0071
.0161
.0283
.0612
.1037
.1541
.2110
56
.0000
.0013
.0060
.0140
.0251
.0558
.0962
.1447
.1999
57
.0000
.0010
.0049
.0120
.0220
.0505
.0888
.1354
.1889
58
.0000
.0008
.0041
.0103
.0194
.0458
.0820
.1266
.1785
59
.0000
.0006
.0033
.0087
.0169
.0411
.0752
.1178
.1680
60
.0000
.0004
.0027
.0073
.0144
.0365
.0683
.1088
.1573
61
.0000
.0003
.0021
.0059
.0121
.0320
.0615
.0999
.1467
62
.0000
.0002
.0016
.0047
.0100
.0277
.0548
.0910
.1360
63
.0000
.0001
.0011
.0036
.0080
.0234
.0480
.0819
.1250
64
.0000
.0001
.0008
.0027
.0062
.0194
.0414
.0729
.1141
65
.0000
.0000
.0005
.0019
.0047
.0156
.0351
.0641
.1032
66
.0000
.0000
.0003
.0013
.0033
.0122
.0291
.0556
.0925
67
.0000
.0000
.0002
.0008
.0022
.0089
.0230
.0466
.0810
68
.0000
.0000
.0001
.0004
.0013
.0061
.0174
.0379
.0694
69
.0000
.0000
.0000
.0002
.0007
.0039
.0126
.0299
.0585
70
.0000
.0000
.0000
.0001
.0003
.0020
.0078
.0214
.0461
71
.0000
.0000
.0000
.0000
.0001
.0008
.0043
.0141
.0347
72
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0065
.0207
73
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0016
.0088
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0035
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 6
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7454
.7068
.6719
.6398
.6102
.5828
.5572
.5332
.5165
.5067
.4983
.4909
.4844
37
$120
.7390
.6994
.6634
.6305
.6002
.5721
.5459
.5230
.5117
.5021
.4938
.4866
.4807
38
$120
.7325
.6918
.6548
.6210
.5899
.5612
.5344
.5180
.5070
.4975
.4894
.4827
.4775
39
$120
.7261
.6841
.6462
.6116
.5797
.5502
.5260
.5132
.5023
.4930
.4854
.4795
.4748
40
$120
.7195
.6764
.6375
.6020
.5693
.5392
.5210
.5084
.4977
.4889
.4821
.4767
.4723
 
$160
.7149
.6721
.6334
.5981
.5657
.5357
.5078
.4818
.4660
.4544
.4443
.4357
.4281
41
$120
.7129
.6687
.6287
.5923
.5589
.5309
.5161
.5036
.4933
.4853
.4790
.4741
.4700
 
$160
.7083
.6643
.6246
.5884
.5552
.5246
.4961
.4739
.4605
.4491
.4393
.4308
.4237
42
$120
.7062
.6608
.6197
.5824
.5482
.5259
.5111
.4989
.4894
.4821
.4762
.4716
.4678
 
$160
.7017
.6565
.6157
.5786
.5446
.5132
.4840
.4682
.4551
.4439
.4343
.4263
.4200
43
$120
.6995
.6528
.6107
.5725
.5384
.5208
.5062
.4948
.4860
.4791
.4736
.4693
.4659
 
$160
.6950
.6486
.6068
.5688
.5339
.5018
.4778
.4626
.4498
.4388
.4297
.4225
.4167
44
$120
.6929
.6450
.6018
.5626
.5333
.5158
.5018
.4911
.4828
.4763
.4712
.4673
.4642
 
$160
.6884
.6408
.5979
.5589
.5232
.4903
.4722
.4572
.4446
.4340
.4257
.4190
.4137
45
$120
.6854
.6361
.5917
.5515
.5274
.5102
.4971
.4871
.4793
.4733
.4686
.4651
.4625
 
$160
.6809
.6319
.5879
.5479
.5113
.4834
.4658
.4511
.4388
.4291
.4215
.4154
.4105
46
$120
.6778
.6271
.5816
.5427
.5216
.5051
.4928
.4833
.4761
.4705
.4664
.4633
.4610
 
$160
.6734
.6231
.5778
.5368
.4993
.4769
.4595
.4450
.4336
.4247
.4177
.4120
.4075
47
$120
.6703
.6182
.5715
.5368
.5160
.5005
.4887
.4798
.4731
.4681
.4644
.4617
.4597
 
$160
.6660
.6142
.5678
.5257
.4912
.4704
.4533
.4396
.4290
.4207
.4142
.4090
.4049
 
$250
.6587
.6075
.5616
.5200
.4819
.4469
.4144
.3920
.3749
.3604
.3480
.3374
.3283
48
$120
.6627
.6092
.5611
.5309
.5109
.4960
.4849
.4765
.4704
.4659
.4627
.4603
.4586
 
$160
.6584
.6052
.5575
.5143
.4846
.4640
.4474
.4346
.4247
.4170
.4109
.4062
.4026
 
$250
.6512
.5986
.5514
.5087
.4696
.4337
.4040
.3842
.3675
.3534
.3414
.3312
.3229
 
$275
.6496
.5971
.5501
.5074
.4685
.4326
.3995
.3754
.3573
.3420
.3289
.3177
.3080
49
$120
.6550
.6000
.5512
.5252
.5060
.4918
.4812
.4735
.4680
.4640
.4611
.4591
.4577
 
$160
.6508
.5961
.5471
.5031
.4780
.4577
.4420
.4299
.4206
.4134
.4079
.4038
.4006
 
$250
.6437
.5896
.5412
.4973
.4572
.4204
.3959
.3765
.3603
.3465
.3349
.3256
.3181
 
$275
.6421
.5882
.5398
.4960
.4560
.4193
.3881
.3672
.3495
.3346
.3220
.3111
.3021
50
$120
.6475
.5910
.5453
.5200
.5015
.4879
.4779
.4709
.4658
.4623
.4598
.4581
.4569
 
$160
.6433
.5872
.5368
.4966
.4716
.4519
.4370
.4257
.4169
.4103
.4053
.4017
.3989
 
$250
.6363
.5808
.5310
.4859
.4448
.4111
.3882
.3692
.3533
.3400
.3293
.3207
.3138
 
$275
.6348
.5793
.5297
.4847
.4437
.4061
.3798
.3593
.3421
.3276
.3153
.3052
.2970
51
$120
.6400
.5819
.5397
.5151
.4972
.4841
.4749
.4684
.4639
.4608
.4587
.4573
.4563
 
$160
.6359
.5781
.5264
.4901
.4653
.4466
.4324
.4216
.4135
.4075
.4030
.3998
.3974
 
$250
.6289
.5718
.5207
.4744
.4322
.4031
.3807
.3620
.3465
.3340
.3241
.3162
.3099
 
$275
.6274
.5704
.5194
.4732
.4312
.3959
.3717
.3517
.3348
.3207
.3091
.2998
.2924
52
$120
.6323
.5725
.5342
.5102
.4929
.4806
.4721
.4662
.4622
.4595
.4577
.4566
.4558
 
$160
.6282
.5688
.5156
.4834
.4594
.4414
.4278
.4177
.4103
.4049
.4010
.3981
.3961
 
$250
.6213
.5626
.5100
.4624
.4221
.3952
.3730
.3547
.3400
.3284
.3192
.3119
.3062
 
$275
.6198
.5612
.5087
.4613
.4181
.3874
.3636
.3439
.3274
.3141
.3034
.2949
.2881
 
$380
.6145
.5564
.5043
.4573
.4145
.3756
.3401
.3131
.2918
.2737
.2584
.2453
.2341
53
$120
.6245
.5630
.5289
.5054
.4888
.4773
.4695
.4642
.4607
.4584
.4570
.4560
.4554
 
$160
.6205
.5593
.5079
.4769
.4537
.4364
.4235
.4141
.4074
.4025
.3991
.3967
.3951
 
$250
.6137
.5533
.4991
.4502
.4139
.3873
.3654
.3478
.3340
.3232
.3147
.3080
.3028
 
$275
.6122
.5519
.4979
.4491
.4074
.3790
.3556
.3362
.3205
.3080
.2981
.2903
.2841
 
$380
.6069
.5471
.4936
.4452
.4014
.3616
.3282
.3034
.2827
.2652
.2503
.2376
.2271
54
$120
.6168
.5559
.5238
.5008
.4850
.4743
.4671
.4624
.4594
.4575
.4563
.4556
.4551
 
$160
.6128
.5499
.5012
.4708
.4483
.4316
.4195
.4109
.4048
.4005
.3976
.3955
.3942
 
$250
.6061
.5439
.4882
.4384
.4059
.3795
.3581
.3415
.3285
.3184
.3105
.3045
.2999
 
$275
.6046
.5425
.4869
.4369
.3989
.3708
.3476
.3289
.3141
.3024
.2933
.2861
.2805
 
$380
.5994
.5379
.4828
.4331
.3882
.3476
.3183
.2941
.2739
.2568
.2424
.2305
.2208
55
$120
.6092
.5506
.5188
.4965
.4815
.4715
.4650
.4609
.4584
.4568
.4558
.4552
.4549
 
$160
.6052
.5405
.4949
.4650
.4431
.4271
.4159
.4080
.4025
.3988
.3962
.3946
.3935
 
$250
.5986
.5346
.4773
.4304
.3980
.3719
.3514
.3356
.3233
.3139
.3068
.3014
.2974
 
$275
.5971
.5332
.4761
.4249
.3906
.3627
.3400
.3222
.3082
.2973
.2889
.2823
.2773
 
$380
.5920
.5287
.4720
.4210
.3751
.3373
.3088
.2851
.2653
.2487
.2351
.2241
.2152
 
$500
.5880
.5251
.4688
.4181
.3725
.3315
.2947
.2647
.2406
.2203
.2031
.1884
.1759
56
$120
.6013
.5453
.5138
.4923
.4781
.4689
.4631
.4596
.4574
.4561
.4554
.4550
.4547
 
$160
.5974
.5307
.4885
.4592
.4379
.4229
.4124
.4052
.4004
.3972
.3951
.3938
.3929
 
$250
.5909
.5249
.4659
.4222
.3899
.3645
.3448
.3298
.3183
.3097
.3033
.2986
.2951
 
$275
.5894
.5236
.4647
.4163
.3822
.3545
.3326
.3156
.3025
.2924
.2847
.2789
.2745
 
$380
.5844
.5191
.4607
.4084
.3614
.3273
.2993
.2759
.2566
.2408
.2281
.2180
.2100
 
$500
.5804
.5156
.4576
.4056
.3590
.3173
.2815
.2536
.2302
.2105
.1938
.1797
.1679
 
$550
.5792
.5145
.4567
.4048
.3582
.3166
.2795
.2483
.2235
.2026
.1849
.1699
.1571
57
$120
.5936
.5401
.5091
.4883
.4749
.4666
.4615
.4584
.4567
.4556
.4551
.4548
.4546
 
$160
.5897
.5219
.4825
.4536
.4331
.4189
.4092
.4028
.3986
.3959
.3942
.3931
.3924
 
$250
.5833
.5153
.4546
.4141
.3822
.3575
.3387
.3244
.3138
.3060
.3003
.2961
.2932
 
$275
.5819
.5140
.4534
.4079
.3737
.3467
.3257
.3095
.2972
.2879
.2810
.2758
.2720
 
$380
.5769
.5096
.4495
.3958
.3512
.3176
.2899
.2669
.2484
.2336
.2218
.2125
.2052
 
$500
.5729
.5061
.4465
.3931
.3455
.3032
.2702
.2430
.2201
.2010
.1849
.1716
.1607
 
$550
.5718
.5051
.4456
.3923
.3448
.3026
.2656
.2369
.2129
.1926
.1755
.1611
.1491
58
$120
.5864
.5355
.5050
.4850
.4724
.4647
.4602
.4576
.4561
.4553
.4549
.4546
.4545
 
$160
.5826
.5164
.4771
.4488
.4290
.4156
.4067
.4009
.3972
.3949
.3935
.3927
.3921
 
$250
.5763
.5063
.4472
.4068
.3754
.3514
.3333
.3198
.3100
.3029
.2978
.2942
.2917
 
$275
.5748
.5050
.4427
.4002
.3663
.3399
.3196
.3042
.2927
.2842
.2779
.2734
.2701
 
$380
.5699
.5007
.4389
.3839
.3421
.3087
.2812
.2590
.2413
.2274
.2164
.2078
.2012
 
$500
.5660
.4972
.4359
.3812
.3327
.2921
.2601
.2333
.2109
.1923
.1770
.1646
.1546
 
$550
.5649
.4962
.4350
.3805
.3321
.2893
.2548
.2267
.2031
.1834
.1669
.1533
.1422
59
$120
.5792
.5311
.5010
.4818
.4700
.4631
.4591
.4569
.4557
.4551
.4547
.4546
.4545
 
$160
.5755
.5110
.4718
.4441
.4251
.4125
.4044
.3992
.3961
.3941
.3930
.3923
.3919
 
$250
.5692
.4972
.4400
.3997
.3688
.3454
.3281
.3155
.3065
.3001
.2957
.2926
.2905
 
$275
.5678
.4959
.4351
.3925
.3590
.3333
.3138
.2992
.2885
.2808
.2752
.2713
.2685
 
$380
.5629
.4916
.4282
.3736
.3330
.2997
.2728
.2514
.2346
.2215
.2113
.2035
.1976
 
$500
.5591
.4883
.4252
.3693
.3199
.2817
.2500
.2236
.2017
.1839
.1696
.1581
.1489
 
$550
.5580
.4873
.4244
.3685
.3193
.2773
.2442
.2165
.1935
.1744
.1587
.1460
.1358
60
$120
.5720
.5266
.4971
.4787
.4678
.4615
.4581
.4563
.4553
.4548
.4546
.4545
.4544
 
$160
.5683
.5056
.4665
.4394
.4213
.4096
.4022
.3977
.3950
.3934
.3925
.3920
.3917
 
$250
.5621
.4879
.4327
.3926
.3622
.3396
.3232
.3115
.3033
.2976
.2937
.2912
.2894
 
$275
.5607
.4867
.4275
.3848
.3518
.3268
.3081
.2945
.2846
.2777
.2728
.2694
.2671
 
$380
.5559
.4825
.4172
.3645
.3238
.2908
.2645
.2440
.2281
.2158
.2065
.1996
.1944
 
$500
.5521
.4792
.4144
.3571
.3093
.2713
.2398
.2139
.1928
.1760
.1626
.1520
.1436
 
$550
.5510
.4782
.4136
.3564
.3063
.2664
.2336
.2063
.1839
.1656
.1510
.1392
.1299
 
$800
.5478
.4755
.4112
.3544
.3045
.2610
.2234
.1914
.1651
.1431
.1247
.1095
.0968
61
$120
.5669
.5223
.4934
.4759
.4658
.4602
.4573
.4558
.4551
.4547
.4545
.4545
.4544
 
$160
.5612
.5002
.4614
.4350
.4177
.4069
.4003
.3964
.3942
.3929
.3922
.3918
.3916
 
$250
.5551
.4787
.4256
.3857
.3558
.3340
.3185
.3077
.3004
.2954
.2921
.2900
.2886
 
$275
.5538
.4775
.4200
.3774
.3448
.3205
.3028
.2900
.2811
.2749
.2706
.2678
.2659
 
$380
.5490
.4734
.4064
.3555
.3147
.2822
.2567
.2370
.2220
.2107
.2023
.1961
.1915
 
$500
.5453
.4702
.4036
.3451
.2989
.2610
.2298
.2046
.1845
.1686
.1561
.1464
.1389
 
$550
.5442
.4693
.4028
.3444
.2950
.2557
.2231
.1964
.1748
.1575
.1438
.1330
.1245
 
$800
.5410
.4666
.4005
.3424
.2917
.2479
.2103
.1796
.1540
.1327
.1152
.1008
.0891
62
$120
.5625
.5179
.4897
.4731
.4639
.4590
.4566
.4554
.4548
.4546
.4545
.4544
.4544
 
$160
.5542
.4948
.4563
.4307
.4143
.4044
.3986
.3953
.3934
.3925
.3919
.3917
.3915
 
$250
.5482
.4708
.4185
.3788
.3495
.3286
.3141
.3043
.2977
.2934
.2907
.2890
.2879
 
$275
.5468
.4684
.4125
.3700
.3379
.3144
.2976
.2859
.2778
.2724
.2688
.2665
.2649
 
$380
.5421
.4643
.3970
.3463
.3056
.2737
.2490
.2302
.2162
.2059
.1983
.1929
.1891
 
$500
.5384
.4612
.3928
.3345
.2884
.2506
.2199
.1956
.1764
.1615
.1500
.1412
.1346
 
$550
.5374
.4602
.3920
.3323
.2842
.2449
.2127
.1867
.1660
.1497
.1370
.1271
.1196
 
$800
.5343
.4576
.3898
.3304
.2789
.2346
.1981
.1679
.1430
.1225
.1059
.0925
.0818
 
$1,000
.5333
.4568
.3891
.3298
.2784
.2342
.1964
.1645
.1383
.1166
.0988
.0842
.0723
63
$120
.5581
.5135
.4860
.4704
.4621
.4580
.4560
.4551
.4547
.4545
.4544
.4544
.4544
 
$160
.5472
.4893
.4512
.4263
.4111
.4021
.3970
.3943
.3928
.3921
.3917
.3916
.3915
 
$250
.5412
.4640
.4113
.3718
.3432
.3234
.3099
.3010
.2953
.2917
.2895
.2882
.2874
 
$275
.5399
.4602
.4048
.3624
.3310
.3084
.2927
.2819
.2748
.2702
.2672
.2653
.2642
 
$380
.5352
.4551
.3881
.3370
.2965
.2651
.2413
.2236
.2106
.2013
.1947
.1901
.1869
 
$500
.5316
.4520
.3817
.3240
.2776
.2400
.2101
.1866
.1685
.1546
.1442
.1364
.1306
 
$550
.5305
.4511
.3809
.3208
.2730
.2338
.2021
.1770
.1574
.1421
.1305
.1216
.1150
 
$800
.5275
.4485
.3788
.3180
.2656
.2216
.1857
.1561
.1319
.1125
.0969
.0846
.0750
 
$1,000
.5265
.4477
.3781
.3174
.2651
.2205
.1828
.1519
.1265
.1057
.0889
.0753
.0645
64
$120
.5536
.5091
.4825
.4679
.4606
.4571
.4555
.4548
.4546
.4545
.4544
.4544
.4544
 
$160
.5403
.4839
.4461
.4222
.4080
.4000
.3957
.3935
.3924
.3919
.3916
.3915
.3914
 
$250
.5344
.4573
.4041
.3648
.3371
.3183
.3060
.2981
.2932
.2903
.2886
.2875
.2870
 
$275
.5331
.4532
.3972
.3549
.3242
.3026
.2880
.2783
.2721
.2683
.2659
.2644
.2636
 
$380
.5285
.4460
.3792
.3278
.2875
.2567
.2339
.2173
.2055
.1972
.1915
.1877
.1851
 
$500
.5249
.4429
.3707
.3135
.2669
.2297
.2005
.1780
.1609
.1482
.1389
.1321
.1272
 
$550
.5239
.4420
.3699
.3100
.2618
.2228
.1919
.1677
.1491
.1350
.1245
.1167
.1110
 
$800
.5209
.4395
.3678
.3056
.2524
.2090
.1734
.1444
.1213
.1029
.0885
.0773
.0688
 
$1,000
.5199
.4387
.3671
.3050
.2519
.2069
.1698
.1395
.1149
.0952
.0795
.0671
.0574
65
$120
.5492
.5047
.4790
.4656
.4592
.4563
.4551
.4547
.4545
.4544
.4544
.4544
.4544
 
$160
.5346
.4784
.4410
.4182
.4051
.3981
.3946
.3928
.3920
.3917
.3915
.3915
.3914
 
$250
.5279
.4506
.3969
.3580
.3312
.3135
.3023
.2955
.2914
.2891
.2878
.2871
.2867
 
$275
.5266
.4463
.3896
.3474
.3175
.2971
.2836
.2751
.2698
.2667
.2648
.2637
.2631
 
$380
.5221
.4370
.3704
.3185
.2785
.2485
.2268
.2114
.2008
.1936
.1888
.1857
.1837
 
$500
.5185
.4340
.3609
.3030
.2562
.2194
.1910
.1696
.1538
.1423
.1341
.1283
.1243
 
$550
.5175
.4331
.3589
.2992
.2507
.2120
.1818
.1586
.1412
.1284
.1190
.1123
.1076
 
$800
.5145
.4306
.3569
.2931
.2398
.1964
.1612
.1331
.1110
.0938
.0806
.0707
.0632
 
$1,000
.5135
.4298
.3562
.2926
.2385
.1935
.1569
.1273
.1037
.0851
.0706
.0595
.0509
66
$120
.5447
.5004
.4757
.4635
.4580
.4557
.4549
.4546
.4544
.4544
.4544
.4544
.4544
 
$160
.5297
.4729
.4361
.4144
.4025
.3965
.3936
.3924
.3918
.3916
.3915
.3914
.3914
 
$250
.5217
.4439
.3897
.3512
.3255
.3090
.2991
.2933
.2900
.2882
.2872
.2868
.2865
 
$275
.5204
.4394
.3820
.3401
.3110
.2918
.2796
.2722
.2679
.2654
.2640
.2632
.2628
 
$380
.5159
.4282
.3617
.3093
.2696
.2405
.2200
.2059
.1965
.1904
.1865
.1841
.1826
 
$500
.5124
.4253
.3513
.2925
.2456
.2092
.1818
.1617
.1472
.1370
.1299
.1251
.1219
 
$550
.5114
.4245
.3488
.2884
.2396
.2013
.1719
.1500
.1339
.1223
.1142
.1085
.1047
 
$800
.5084
.4220
.3461
.2807
.2273
.1839
.1492
.1220
.1011
.0852
.0734
.0647
.0583
 
$1,000
.5075
.4213
.3454
.2802
.2251
.1803
.1442
.1154
.0930
.0756
.0625
.0526
.0452
67
$120
.5399
.4958
.4723
.4615
.4569
.4552
.4547
.4545
.4544
.4544
.4544
.4544
.4544
 
$160
.5245
.4671
.4309
.4105
.4000
.3950
.3929
.3920
.3916
.3915
.3914
.3914
.3914
 
$250
.5155
.4367
.3819
.3440
.3195
.3046
.2959
.2912
.2887
.2874
.2868
.2865
.2864
 
$275
.5142
.4320
.3738
.3322
.3042
.2865
.2757
.2696
.2661
.2643
.2633
.2629
.2626
 
$380
.5097
.4201
.3522
.2993
.2601
.2321
.2131
.2005
.1925
.1875
.1845
.1827
.1817
 
$500
.5063
.4163
.3411
.2812
.2341
.1984
.1722
.1536
.1406
.1318
.1260
.1222
.1198
 
$550
.5053
.4154
.3384
.2767
.2276
.1898
.1616
.1410
.1265
.1164
.1096
.1051
.1021
 
$800
.5023
.4130
.3345
.2679
.2138
.1704
.1364
.1104
.0910
.0767
.0663
.0590
.0539
 
$1,000
.5014
.4123
.3339
.2668
.2111
.1662
.1306
.1029
.0818
.0660
.0544
.0460
.0399
68
$120
.5350
.4911
.4691
.4596
.4561
.4549
.4545
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.5192
.4610
.4256
.4067
.3977
.3938
.3923
.3917
.3915
.3914
.3914
.3914
.3914
 
$250
.5096
.4293
.3740
.3368
.3137
.3004
.2932
.2895
.2877
.2869
.2865
.2864
.2863
 
$275
.5084
.4245
.3654
.3242
.2975
.2814
.2722
.2673
.2648
.2635
.2629
.2626
.2625
 
$380
.5040
.4122
.3426
.2892
.2505
.2239
.2065
.1955
.1889
.1851
.1829
.1817
.1811
 
$500
.5006
.4074
.3307
.2696
.2225
.1876
.1628
.1458
.1346
.1273
.1227
.1200
.1183
 
$550
.4996
.4066
.3278
.2648
.2154
.1783
.1513
.1324
.1196
.1112
.1057
.1023
.1002
 
$800
.4967
.4042
.3229
.2549
.2000
.1567
.1237
.0991
.0813
.0687
.0600
.0541
.0502
 
$1,000
.4958
.4035
.3223
.2530
.1967
.1518
.1169
.0905
.0711
.0570
.0471
.0402
.0354
69
$120
.5302
.4867
.4661
.4581
.4554
.4547
.4545
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.5142
.4552
.4207
.4034
.3959
.3929
.3919
.3916
.3914
.3914
.3914
.3914
.3914
 
$250
.5047
.4223
.3663
.3299
.3084
.2968
.2910
.2883
.2871
.2866
.2864
.2863
.2863
 
$275
.5034
.4173
.3573
.3166
.2914
.2770
.2694
.2656
.2638
.2630
.2626
.2625
.2625
 
$380
.4991
.4048
.3333
.2794
.2414
.2163
.2006
.1914
.1861
.1833
.1819
.1811
.1808
 
$500
.4957
.3994
.3208
.2585
.2113
.1774
.1542
.1390
.1295
.1237
.1203
.1183
.1173
 
$550
.4947
.3986
.3178
.2533
.2037
.1673
.1419
.1248
.1138
.1069
.1027
.1003
.0989
 
$800
.4919
.3963
.3119
.2424
.1866
.1436
.1116
.0887
.0727
.0620
.0549
.0503
.0475
 
$1,000
.4910
.3956
.3114
.2402
.1828
.1379
.1040
.0791
.0615
.0493
.0410
.0356
.0321
70
$120
.5246
.4815
.4630
.4567
.4549
.4545
.4544
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.5083
.4483
.4151
.4000
.3941
.3922
.3916
.3915
.3914
.3914
.3914
.3914
.3914
 
$250
.4998
.4141
.3573
.3221
.3027
.2933
.2890
.2873
.2866
.2864
.2863
.2863
.2863
 
$275
.4986
.4090
.3477
.3078
.2846
.2725
.2667
.2641
.2630
.2626
.2625
.2624
.2624
 
$380
.4943
.3965
.3225
.2678
.2309
.2079
.1945
.1873
.1837
.1819
.1811
.1807
.1806
 
$500
.4909
.3907
.3094
.2453
.1982
.1657
.1448
.1320
.1245
.1204
.1182
.1171
.1166
 
$550
.4899
.3900
.3063
.2398
.1899
.1548
.1314
.1167
.1079
.1029
.1001
.0987
.0979
 
$800
.4871
.3877
.2999
.2278
.1709
.1283
.0980
.0773
.0638
.0553
.0501
.0471
.0453
 
$1,000
.4862
.3870
.2989
.2252
.1665
.1218
.0892
.0665
.0513
.0414
.0352
.0315
.0293
71
$120
.5191
.4766
.4603
.4557
.4546
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.5027
.4415
.4099
.3971
.3929
.3917
.3915
.3914
.3914
.3914
.3914
.3914
.3914
 
$250
.4962
.4062
.3485
.3147
.2978
.2905
.2877
.2867
.2864
.2863
.2863
.2863
.2863
 
$275
.4949
.4011
.3383
.2994
.2786
.2688
.2647
.2632
.2627
.2625
.2624
.2624
.2624
 
$380
.4907
.3888
.3120
.2566
.2210
.2004
.1895
.1843
.1820
.1810
.1807
.1805
.1805
 
$500
.4873
.3834
.2985
.2325
.1855
.1549
.1365
.1262
.1208
.1182
.1170
.1165
.1162
 
$550
.4864
.3826
.2954
.2267
.1766
.1430
.1221
.1100
.1035
.1001
.0985
.0978
.0974
 
$800
.4836
.3804
.2888
.2137
.1556
.1137
.0853
.0673
.0564
.0502
.0468
.0450
.0441
 
$1,000
.4827
.3797
.2875
.2108
.1505
.1062
.0754
.0553
.0427
.0353
.0311
.0288
.0276
72
$120
.5115
.4703
.4574
.4548
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.4985
.4324
.4035
.3941
.3919
.3915
.3914
.3914
.3914
.3914
.3914
.3914
.3914
 
$250
.4931
.3957
.3366
.3054
.2924
.2879
.2867
.2864
.2863
.2863
.2863
.2863
.2863
 
$275
.4919
.3908
.3256
.2886
.2716
.2652
.2631
.2626
.2625
.2624
.2624
.2624
.2624
 
$380
.4877
.3795
.2980
.2415
.2083
.1917
.1845
.1818
.1808
.1806
.1805
.1805
.1805
 
$500
.4843
.3757
.2845
.2153
.1687
.1413
.1271
.1205
.1177
.1166
.1163
.1161
.1161
 
$550
.4834
.3749
.2814
.2090
.1588
.1280
.1113
.1031
.0995
.0980
.0975
.0973
.0972
 
$800
.4806
.3727
.2751
.1950
.1350
.0945
.0698
.0560
.0490
.0457
.0442
.0436
.0434
 
$1,000
.4797
.3721
.2737
.1918
.1291
.0856
.0582
.0423
.0339
.0297
.0278
.0270
.0266
73
$120
.5032
.4639
.4554
.4545
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.4973
.4223
.3975
.3922
.3915
.3914
.3914
.3914
.3914
.3914
.3914
.3914
.3914
 
$250
.4919
.3848
.3237
.2966
.2884
.2866
.2863
.2863
.2863
.2863
.2863
.2863
.2863
 
$275
.4907
.3804
.3118
.2779
.2661
.2631
.2625
.2624
.2624
.2624
.2624
.2624
.2624
 
$380
.4864
.3733
.2832
.2252
.1961
.1849
.1815
.1807
.1805
.1805
.1805
.1805
.1805
 
$500
.4831
.3707
.2707
.1967
.1512
.1289
.1200
.1171
.1163
.1161
.1161
.1161
.1161
 
$550
.4822
.3700
.2681
.1901
.1400
.1138
.1027
.0987
.0976
.0973
.0972
.0972
.0972
 
$800
.4794
.3678
.2628
.1757
.1130
.0751
.0559
.0476
.0446
.0436
.0434
.0433
.0433
 
$1,000
.4785
.3672
.2617
.1723
.1061
.0645
.0423
.0323
.0283
.0270
.0266
.0265
.0264
74
$120
.5004
.4601
.4547
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
.4544
 
$160
.4972
.4155
.3945
.3916
.3914
.3914
.3914
.3914
.3914
.3914
.3914
.3914
.3914
 
$250
.4917
.3781
.3151
.2918
.2870
.2863
.2863
.2863
.2863
.2863
.2863
.2863
.2863
 
$275
.4905
.3752
.3025
.2717
.2638
.2626
.2624
.2624
.2624
.2624
.2624
.2624
.2624
 
$380
.4863
.3719
.2739
.2146
.1893
.1821
.1807
.1805
.1805
.1805
.1805
.1805
.1805
 
$500
.4830
.3694
.2628
.1844
.1402
.1225
.1174
.1163
.1161
.1161
.1161
.1161
.1161
 
$550
.4820
.3687
.2608
.1778
.1279
.1061
.0992
.0975
.0972
.0972
.0972
.0972
.0972
 
$800
.4792
.3665
.2569
.1638
.0985
.0634
.0491
.0446
.0435
.0433
.0433
.0433
.0433
 
$1,000
.4784
.3659
.2562
.1606
.0910
.0515
.0343
.0284
.0268
.0265
.0264
.0264
.0264
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 6
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0152
.0398
.0687
.1004
.1698
.2450
.3245
.4075
37
$120
.0144
.0380
.0660
.0969
.1648
.2386
.3170
.3990
38
$120
.0135
.0362
.0632
.0933
.1596
.2321
.3094
.3905
39
$120
.0126
.0344
.0605
.0897
.1545
.2257
.3018
.3818
40
$120
.0118
.0326
.0578
.0861
.1493
.2191
.2941
.3731
 
$160
.0117
.0324
.0574
.0856
.1484
.2177
.2922
.3707
41
$120
.0110
.0308
.0551
.0825
.1441
.2126
.2863
.3643
 
$160
.0109
.0306
.0548
.0820
.1432
.2112
.2845
.3620
42
$120
.0102
.0290
.0524
.0789
.1388
.2059
.2784
.3554
 
$160
.0101
.0288
.0520
.0784
.1379
.2045
.2766
.3531
43
$120
.0094
.0273
.0497
.0753
.1335
.1992
.2705
.3464
 
$160
.0094
.0271
.0494
.0748
.1327
.1979
.2687
.3441
44
$120
.0087
.0256
.0470
.0717
.1283
.1925
.2626
.3374
 
$160
.0086
.0254
.0467
.0712
.1275
.1913
.2609
.3353
45
$120
.0078
.0236
.0440
.0676
.1224
.1850
.2537
.3274
 
$160
.0078
.0235
.0437
.0672
.1216
.1838
.2521
.3253
46
$120
.0070
.0217
.0410
.0636
.1164
.1774
.2448
.3172
 
$160
.0070
.0216
.0407
.0631
.1157
.1763
.2432
.3152
47
$120
.0062
.0199
.0380
.0596
.1106
.1699
.2359
.3110
 
$160
.0062
.0197
.0378
.0592
.1099
.1688
.2343
.3051
 
$250
.0061
.0195
.0374
.0585
.1087
.1670
.2318
.3018
48
$120
.0055
.0181
.0351
.0556
.1046
.1623
.2268
.3051
 
$160
.0055
.0180
.0349
.0552
.1040
.1613
.2253
.2949
 
$250
.0054
.0178
.0345
.0546
.1028
.1595
.2229
.2916
 
$275
.0054
.0177
.0344
.0545
.1026
.1591
.2223
.2909
49
$120
.0048
.0163
.0323
.0517
.0987
.1547
.2198
.2992
 
$160
.0048
.0162
.0321
.0513
.0981
.1537
.2162
.2845
 
$250
.0047
.0160
.0317
.0508
.0970
.1520
.2139
.2814
 
$275
.0047
.0160
.0316
.0506
.0968
.1516
.2133
.2807
50
$120
.0042
.0147
.0295
.0478
.0929
.1472
.2142
.2933
 
$160
.0042
.0146
.0293
.0475
.0923
.1462
.2073
.2757
 
$250
.0041
.0144
.0290
.0470
.0913
.1446
.2050
.2712
 
$275
.0041
.0144
.0289
.0469
.0911
.1443
.2045
.2705
51
$120
.0036
.0131
.0269
.0441
.0872
.1396
.2086
.2877
 
$160
.0036
.0130
.0267
.0438
.0866
.1387
.1982
.2692
 
$250
.0035
.0129
.0264
.0433
.0857
.1372
.1961
.2609
 
$275
.0035
.0128
.0263
.0432
.0855
.1369
.1956
.2602
52
$120
.0030
.0115
.0242
.0404
.0813
.1339
.2028
.2822
 
$160
.0030
.0115
.0241
.0401
.0808
.1310
.1892
.2625
 
$250
.0030
.0113
.0238
.0397
.0799
.1296
.1868
.2502
 
$275
.0030
.0113
.0237
.0396
.0797
.1293
.1864
.2496
 
$380
.0030
.0112
.0235
.0392
.0790
.1282
.1848
.2474
53
$120
.0025
.0101
.0216
.0367
.0755
.1285
.1970
.2769
 
$160
.0025
.0100
.0215
.0364
.0750
.1233
.1828
.2559
 
$250
.0025
.0099
.0213
.0360
.0742
.1220
.1775
.2393
 
$275
.0025
.0099
.0212
.0359
.0740
.1217
.1771
.2387
 
$380
.0025
.0098
.0210
.0356
.0734
.1206
.1755
.2367
54
$120
.0021
.0087
.0192
.0331
.0698
.1233
.1914
.2718
 
$160
.0021
.0086
.0191
.0329
.0693
.1156
.1765
.2492
 
$250
.0021
.0086
.0189
.0325
.0686
.1144
.1681
.2284
 
$275
.0020
.0085
.0188
.0325
.0684
.1141
.1677
.2278
 
$380
.0020
.0085
.0187
.0322
.0678
.1131
.1663
.2259
55
$120
.0017
.0074
.0169
.0297
.0645
.1180
.1861
.2668
 
$160
.0017
.0074
.0168
.0295
.0638
.1088
.1702
.2429
 
$250
.0017
.0073
.0166
.0292
.0631
.1069
.1588
.2184
 
$275
.0017
.0073
.0166
.0291
.0629
.1066
.1584
.2169
 
$380
.0016
.0072
.0164
.0289
.0624
.1057
.1571
.2151
 
$500
.0016
.0072
.0163
.0287
.0620
.1050
.1560
.2136
56
$120
.0013
.0062
.0147
.0263
.0602
.1127
.1808
.2618
 
$160
.0013
.0062
.0146
.0262
.0581
.1031
.1638
.2365
 
$250
.0013
.0061
.0144
.0259
.0575
.0992
.1492
.2103
 
$275
.0013
.0061
.0144
.0258
.0574
.0989
.1488
.2064
 
$380
.0013
.0061
.0142
.0256
.0569
.0981
.1475
.2038
 
$500
.0013
.0060
.0141
.0254
.0565
.0974
.1465
.2024
 
$550
.0013
.0060
.0141
.0254
.0564
.0972
.1462
.2020
57
$120
.0010
.0052
.0126
.0231
.0560
.1075
.1756
.2571
 
$160
.0010
.0051
.0125
.0230
.0527
.0974
.1574
.2305
 
$250
.0010
.0051
.0124
.0227
.0521
.0916
.1399
.2024
 
$275
.0010
.0051
.0123
.0227
.0520
.0914
.1392
.1981
 
$380
.0010
.0050
.0122
.0225
.0515
.0906
.1380
.1926
 
$500
.0010
.0050
.0121
.0223
.0512
.0900
.1371
.1913
 
$550
.0010
.0050
.0121
.0223
.0511
.0898
.1368
.1909
58
$120
.0008
.0043
.0108
.0203
.0523
.1031
.1710
.2530
 
$160
.0008
.0043
.0107
.0202
.0477
.0924
.1519
.2251
 
$250
.0008
.0042
.0106
.0200
.0472
.0845
.1332
.1952
 
$275
.0008
.0042
.0106
.0199
.0471
.0843
.1305
.1906
 
$380
.0008
.0042
.0105
.0198
.0467
.0836
.1291
.1820
 
$500
.0008
.0042
.0104
.0196
.0464
.0830
.1282
.1808
 
$550
.0008
.0041
.0104
.0196
.0463
.0829
.1279
.1804
59
$120
.0006
.0035
.0092
.0177
.0486
.0987
.1666
.2490
 
$160
.0006
.0035
.0091
.0176
.0439
.0873
.1465
.2198
 
$250
.0006
.0034
.0090
.0174
.0424
.0775
.1265
.1880
 
$275
.0006
.0034
.0090
.0173
.0423
.0773
.1236
.1831
 
$380
.0006
.0034
.0089
.0172
.0419
.0766
.1201
.1713
 
$500
.0006
.0034
.0088
.0171
.0416
.0761
.1192
.1701
 
$550
.0006
.0034
.0088
.0170
.0416
.0760
.1190
.1698
60
$120
.0005
.0028
.0076
.0153
.0449
.0942
.1621
.2451
 
$160
.0005
.0028
.0076
.0150
.0400
.0822
.1411
.2145
 
$250
.0005
.0027
.0075
.0149
.0376
.0713
.1197
.1807
 
$275
.0005
.0027
.0075
.0148
.0375
.0702
.1166
.1755
 
$380
.0004
.0027
.0074
.0147
.0372
.0696
.1109
.1621
 
$500
.0004
.0027
.0073
.0146
.0369
.0691
.1101
.1592
 
$550
.0004
.0027
.0073
.0146
.0369
.0690
.1099
.1589
 
$800
.0004
.0027
.0073
.0145
.0367
.0686
.1093
.1580
61
$120
.0003
.0022
.0062
.0133
.0414
.0899
.1578
.2414
 
$160
.0003
.0022
.0062
.0127
.0363
.0773
.1357
.2094
 
$250
.0003
.0021
.0061
.0125
.0330
.0657
.1130
.1736
 
$275
.0003
.0021
.0061
.0125
.0329
.0641
.1097
.1680
 
$380
.0003
.0021
.0060
.0124
.0327
.0627
.1018
.1536
 
$500
.0003
.0021
.0060
.0123
.0324
.0623
.1011
.1485
 
$550
.0003
.0021
.0060
.0123
.0324
.0622
.1009
.1482
 
$800
.0003
.0021
.0059
.0122
.0322
.0618
.1004
.1473
62
$120
.0002
.0016
.0049
.0114
.0380
.0855
.1534
.2377
 
$160
.0002
.0016
.0049
.0104
.0327
.0725
.1303
.2043
 
$250
.0002
.0016
.0049
.0103
.0286
.0602
.1063
.1665
 
$275
.0002
.0016
.0048
.0103
.0285
.0585
.1028
.1605
 
$380
.0002
.0016
.0048
.0102
.0282
.0558
.0940
.1450
 
$500
.0002
.0016
.0048
.0101
.0280
.0555
.0921
.1378
 
$550
.0002
.0016
.0048
.0101
.0280
.0554
.0919
.1374
 
$800
.0002
.0016
.0047
.0101
.0278
.0550
.0914
.1366
 
$1,000
.0002
.0016
.0047
.0101
.0278
.0549
.0912
.1363
63
$120
.0001
.0012
.0039
.0096
.0345
.0811
.1490
.2340
 
$160
.0001
.0012
.0038
.0085
.0291
.0675
.1248
.1992
 
$250
.0001
.0012
.0037
.0083
.0245
.0546
.0995
.1593
 
$275
.0001
.0012
.0037
.0083
.0241
.0528
.0957
.1528
 
$380
.0001
.0012
.0037
.0082
.0239
.0489
.0863
.1361
 
$500
.0001
.0011
.0037
.0081
.0237
.0486
.0829
.1281
 
$550
.0001
.0011
.0037
.0081
.0237
.0485
.0827
.1263
 
$800
.0001
.0011
.0036
.0081
.0235
.0482
.0823
.1256
 
$1,000
.0001
.0011
.0036
.0081
.0235
.0481
.0821
.1253
64
$120
.0001
.0008
.0030
.0079
.0311
.0766
.1446
.2305
 
$160
.0001
.0008
.0028
.0069
.0256
.0625
.1194
.1941
 
$250
.0001
.0008
.0028
.0064
.0209
.0491
.0928
.1521
 
$275
.0001
.0008
.0028
.0064
.0204
.0472
.0887
.1452
 
$380
.0001
.0008
.0027
.0064
.0198
.0428
.0786
.1272
 
$500
.0001
.0008
.0027
.0063
.0196
.0420
.0742
.1185
 
$550
.0001
.0008
.0027
.0063
.0196
.0419
.0737
.1164
 
$800
.0001
.0008
.0027
.0063
.0195
.0416
.0733
.1146
 
$1,000
.0001
.0008
.0027
.0063
.0194
.0416
.0731
.1144
65
$120
.0000
.0005
.0022
.0064
.0277
.0722
.1402
.2270
 
$160
.0000
.0005
.0020
.0054
.0222
.0576
.1139
.1890
 
$250
.0000
.0005
.0019
.0048
.0175
.0437
.0861
.1449
 
$275
.0000
.0005
.0019
.0048
.0169
.0417
.0818
.1376
 
$380
.0000
.0005
.0019
.0048
.0159
.0371
.0710
.1184
 
$500
.0000
.0005
.0019
.0047
.0158
.0355
.0661
.1089
 
$550
.0000
.0005
.0019
.0047
.0158
.0355
.0650
.1066
 
$800
.0000
.0005
.0019
.0047
.0157
.0352
.0644
.1037
 
$1,000
.0000
.0005
.0019
.0047
.0157
.0352
.0643
.1035
66
$120
.0000
.0003
.0016
.0051
.0245
.0677
.1359
.2237
 
$160
.0000
.0003
.0014
.0041
.0190
.0527
.1084
.1841
 
$250
.0000
.0003
.0013
.0034
.0144
.0385
.0794
.1377
 
$275
.0000
.0003
.0013
.0034
.0138
.0365
.0749
.1300
 
$380
.0000
.0003
.0013
.0034
.0124
.0316
.0635
.1097
 
$500
.0000
.0003
.0013
.0034
.0123
.0296
.0583
.0993
 
$550
.0000
.0003
.0013
.0034
.0123
.0294
.0570
.0968
 
$800
.0000
.0003
.0013
.0033
.0122
.0292
.0558
.0929
 
$1,000
.0000
.0003
.0013
.0033
.0122
.0292
.0557
.0927
67
$120
.0000
.0002
.0010
.0038
.0211
.0629
.1313
.2203
 
$160
.0000
.0002
.0009
.0029
.0157
.0475
.1026
.1789
 
$250
.0000
.0002
.0008
.0023
.0112
.0330
.0722
.1299
 
$275
.0000
.0002
.0008
.0023
.0107
.0310
.0675
.1218
 
$380
.0000
.0002
.0008
.0022
.0093
.0260
.0556
.1002
 
$500
.0000
.0002
.0008
.0022
.0090
.0239
.0500
.0891
 
$550
.0000
.0002
.0008
.0022
.0090
.0234
.0486
.0864
 
$800
.0000
.0002
.0008
.0022
.0089
.0231
.0468
.0816
 
$1,000
.0000
.0002
.0008
.0022
.0089
.0231
.0467
.0812
68
$120
.0000
.0001
.0006
.0026
.0177
.0580
.1266
.2171
 
$160
.0000
.0001
.0005
.0019
.0126
.0422
.0965
.1736
 
$250
.0000
.0001
.0004
.0014
.0084
.0276
.0648
.1220
 
$275
.0000
.0001
.0004
.0014
.0079
.0256
.0600
.1134
 
$380
.0000
.0001
.0004
.0013
.0066
.0206
.0477
.0906
 
$500
.0000
.0001
.0004
.0013
.0062
.0185
.0418
.0787
 
$550
.0000
.0001
.0004
.0013
.0061
.0180
.0404
.0758
 
$800
.0000
.0001
.0004
.0013
.0061
.0175
.0381
.0705
 
$1,000
.0000
.0001
.0004
.0013
.0061
.0174
.0380
.0696
69
$120
.0000
.0000
.0004
.0018
.0147
.0532
.1222
.2141
 
$160
.0000
.0000
.0003
.0012
.0098
.0372
.0907
.1687
 
$250
.0000
.0000
.0002
.0008
.0060
.0227
.0578
.1143
 
$275
.0000
.0000
.0002
.0008
.0055
.0207
.0528
.1053
 
$380
.0000
.0000
.0002
.0007
.0044
.0159
.0403
.0813
 
$500
.0000
.0000
.0002
.0007
.0040
.0138
.0343
.0688
 
$550
.0000
.0000
.0002
.0007
.0039
.0133
.0328
.0658
 
$800
.0000
.0000
.0002
.0007
.0039
.0126
.0304
.0599
 
$1,000
.0000
.0000
.0002
.0007
.0039
.0126
.0300
.0589
70
$120
.0000
.0000
.0001
.0010
.0113
.0476
.1170
.2110
 
$160
.0000
.0000
.0001
.0006
.0069
.0313
.0838
.1631
 
$250
.0000
.0000
.0001
.0004
.0037
.0173
.0496
.1053
 
$275
.0000
.0000
.0001
.0003
.0034
.0154
.0445
.0957
 
$380
.0000
.0000
.0001
.0003
.0025
.0110
.0320
.0705
 
$500
.0000
.0000
.0001
.0003
.0021
.0091
.0260
.0574
 
$550
.0000
.0000
.0001
.0003
.0021
.0086
.0246
.0543
 
$800
.0000
.0000
.0001
.0003
.0020
.0079
.0220
.0479
 
$1,000
.0000
.0000
.0001
.0003
.0020
.0079
.0216
.0467
71
$120
.0000
.0000
.0001
.0005
.0082
.0421
.1121
.2083
 
$160
.0000
.0000
.0000
.0003
.0045
.0257
.0770
.1579
 
$250
.0000
.0000
.0000
.0001
.0021
.0124
.0417
.0965
 
$275
.0000
.0000
.0000
.0001
.0018
.0108
.0366
.0863
 
$380
.0000
.0000
.0000
.0001
.0012
.0070
.0243
.0600
 
$500
.0000
.0000
.0000
.0001
.0010
.0054
.0186
.0465
 
$550
.0000
.0000
.0000
.0001
.0009
.0050
.0173
.0434
 
$800
.0000
.0000
.0000
.0001
.0008
.0044
.0148
.0368
 
$1,000
.0000
.0000
.0000
.0001
.0008
.0043
.0144
.0354
72
$120
.0000
.0000
.0000
.0001
.0047
.0345
.1058
.2054
 
$160
.0000
.0000
.0000
.0000
.0021
.0185
.0679
.1515
 
$250
.0000
.0000
.0000
.0000
.0007
.0069
.0312
.0846
 
$275
.0000
.0000
.0000
.0000
.0005
.0056
.0263
.0736
 
$380
.0000
.0000
.0000
.0000
.0003
.0030
.0150
.0460
 
$500
.0000
.0000
.0000
.0000
.0002
.0020
.0102
.0325
 
$550
.0000
.0000
.0000
.0000
.0002
.0018
.0091
.0294
 
$800
.0000
.0000
.0000
.0000
.0002
.0014
.0071
.0231
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0014
.0067
.0217
73
$120
.0000
.0000
.0000
.0000
.0019
.0262
.0994
.2034
 
$160
.0000
.0000
.0000
.0000
.0006
.0111
.0578
.1455
 
$250
.0000
.0000
.0000
.0000
.0001
.0026
.0203
.0717
 
$275
.0000
.0000
.0000
.0000
.0001
.0019
.0159
.0598
 
$380
.0000
.0000
.0000
.0000
.0000
.0007
.0068
.0312
 
$500
.0000
.0000
.0000
.0000
.0000
.0003
.0037
.0187
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0031
.0161
 
$800
.0000
.0000
.0000
.0000
.0000
.0002
.0020
.0108
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0002
.0018
.0097
74
$120
.0000
.0000
.0000
.0000
.0007
.0206
.0956
.2027
 
$160
.0000
.0000
.0000
.0000
.0001
.0068
.0510
.1425
 
$250
.0000
.0000
.0000
.0000
.0000
.0009
.0136
.0631
 
$275
.0000
.0000
.0000
.0000
.0000
.0006
.0097
.0505
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0030
.0219
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0012
.0108
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0009
.0088
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0049
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0042
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 6
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9464
.9374
.9291
.9213
.9139
.9070
.9003
.8939
.8877
.8818
.8760
.8704
.8650
2
.9430
.9335
.9247
.9164
.9087
.9013
.8943
.8875
.8810
.8747
.8686
.8627
.8569
3
.9387
.9285
.9191
.9102
.9019
.8941
.8865
.8793
.8723
.8656
.8590
.8527
.8465
4
.9343
.9234
.9134
.9040
.8951
.8867
.8786
.8709
.8635
.8563
.8493
.8425
.8359
5
.9299
.9183
.9076
.8976
.8882
.8792
.8707
.8624
.8545
.8468
.8394
.8322
.8252
6
.9254
.9131
.9018
.8912
.8812
.8717
.8626
.8539
.8455
.8373
.8294
.8218
.8144
7
.9209
.9079
.8959
.8847
.8741
.8640
.8544
.8451
.8362
.8276
.8192
.8112
.8033
8
.9163
.9026
.8900
.8781
.8669
.8563
.8461
.8363
.8269
.8178
.8090
.8005
.7922
9
.9118
.8973
.8840
.8715
.8597
.8485
.8377
.8274
.8175
.8079
.7987
.7897
.7810
10
.9072
.8920
.8780
.8648
.8524
.8406
.8293
.8185
.8081
.7980
.7883
.7789
.7698
11
.9026
.8867
.8719
.8581
.8451
.8327
.8208
.8095
.7986
.7881
.7779
.7681
.7585
12
.8979
.8812
.8657
.8512
.8376
.8246
.8122
.8003
.7889
.7779
.7673
.7570
.7471
13
.8932
.8757
.8595
.8443
.8300
.8164
.8034
.7910
.7791
.7676
.7565
.7458
.7355
14
.8884
.8700
.8531
.8372
.8222
.8081
.7945
.7816
.7691
.7572
.7456
.7345
.7237
15
.8836
.8644
.8467
.8301
.8145
.7997
.7856
.7721
.7592
.7467
.7347
.7232
.7120
16
.8787
.8587
.8402
.8230
.8067
.7913
.7766
.7626
.7491
.7362
.7237
.7117
.7002
17
.8737
.8529
.8337
.8157
.7988
.7827
.7675
.7529
.7389
.7255
.7126
.7002
.6882
18
.8688
.8471
.8271
.8084
.7908
.7741
.7582
.7431
.7286
.7148
.7014
.6886
.6763
19
.8637
.8411
.8203
.8009
.7826
.7653
.7489
.7332
.7182
.7039
.6901
.6769
.6642
20
.8586
.8352
.8136
.7934
.7744
.7565
.7395
.7233
.7078
.6930
.6788
.6652
.6521
21
.8535
.8291
.8067
.7858
.7661
.7476
.7300
.7132
.6973
.6820
.6674
.6534
.6400
22
.8482
.8229
.7997
.7780
.7576
.7384
.7203
.7030
.6865
.6708
.6558
.6414
.6276
23
.8429
.8167
.7926
.7702
.7491
.7293
.7106
.6928
.6758
.6597
.6442
.6295
.6153
24
.8375
.8104
.7854
.7622
.7405
.7200
.7006
.6823
.6649
.6483
.6325
.6173
.6028
25
.8320
.8039
.7781
.7541
.7316
.7105
.6906
.6718
.6539
.6368
.6206
.6050
.5901
26
.8265
.7975
.7707
.7460
.7228
.7011
.6806
.6612
.6428
.6253
.6087
.5928
.5776
27
.8209
.7909
.7633
.7377
.7138
.6915
.6704
.6505
.6316
.6137
.5967
.5804
.5648
28
.8152
.7842
.7557
.7293
.7047
.6817
.6601
.6397
.6203
.6020
.5846
.5679
.5520
29
.8095
.7774
.7481
.7209
.6956
.6720
.6498
.6288
.6090
.5903
.5724
.5554
.5392
30
.8036
.7705
.7402
.7122
.6862
.6620
.6392
.6177
.5975
.5783
.5600
.5427
.5261
31
.7976
.7635
.7323
.7035
.6768
.6519
.6285
.6065
.5858
.5661
.5475
.5298
.5129
32
.7915
.7563
.7242
.6946
.6671
.6416
.6176
.5951
.5739
.5538
.5348
.5167
.4994
33
.7854
.7491
.7161
.6856
.6574
.6312
.6067
.5837
.5620
.5415
.5220
.5035
.4859
34
.7792
.7418
.7078
.6765
.6476
.6207
.5956
.5721
.5499
.5289
.5091
.4902
.4723
35
.7728
.7344
.6994
.6672
.6376
.6100
.5843
.5602
.5376
.5161
.4959
.4766
.4583
36
.7665
.7269
.6909
.6579
.6275
.5993
.5730
.5484
.5252
.5033
.4827
.4630
.4443
37
.7599
.7192
.6822
.6484
.6172
.5883
.5613
.5361
.5125
.4901
.4690
.4490
.4299
38
.7533
.7114
.6734
.6386
.6067
.5771
.5495
.5237
.4996
.4767
.4552
.4347
.4151
39
.7466
.7035
.6645
.6289
.5961
.5658
.5376
.5113
.4866
.4633
.4412
.4203
.4004
40
.7399
.6956
.6556
.6190
.5855
.5545
.5256
.4987
.4734
.4496
.4271
.4057
.3854
41
.7331
.6876
.6465
.6091
.5747
.5429
.5135
.4859
.4601
.4357
.4127
.3909
.3702
42
.7263
.6795
.6373
.5989
.5637
.5312
.5010
.4728
.4464
.4215
.3980
.3758
.3548
43
.7194
.6713
.6281
.5887
.5526
.5194
.4885
.4596
.4326
.4072
.3832
.3606
.3393
44
.7125
.6632
.6188
.5785
.5416
.5075
.4759
.4464
.4188
.3929
.3685
.3456
.3240
45
.7048
.6541
.6085
.5671
.5293
.4944
.4620
.4318
.4036
.3771
.3524
.3292
.3074
46
.6970
.6449
.5981
.5556
.5168
.4810
.4478
.4170
.3882
.3613
.3362
.3128
.2909
47
.6893
.6358
.5877
.5441
.5043
.4676
.4337
.4021
.3728
.3456
.3202
.2965
.2746
48
.6815
.6264
.5770
.5323
.4914
.4539
.4191
.3870
.3572
.3295
.3039
.2802
.2583
49
.6736
.6170
.5663
.5204
.4784
.4399
.4044
.3716
.3414
.3135
.2877
.2640
.2423
50
.6659
.6077
.5556
.5085
.4655
.4260
.3898
.3565
.3259
.2977
.2719
.2484
.2269
51
.6581
.5984
.5448
.4964
.4523
.4120
.3751
.3412
.3103
.2821
.2564
.2330
.2117
52
.6502
.5887
.5337
.4839
.4387
.3974
.3598
.3255
.2944
.2662
.2406
.2175
.1966
53
.6422
.5789
.5223
.4711
.4248
.3827
.3444
.3098
.2785
.2504
.2250
.2022
.1818
54
.6342
.5691
.5108
.4583
.4108
.3678
.3291
.2942
.2629
.2349
.2098
.1874
.1675
55
.6264
.5594
.4994
.4455
.3969
.3532
.3140
.2789
.2477
.2199
.1952
.1733
.1539
56
.6184
.5493
.4875
.4321
.3824
.3380
.2984
.2633
.2321
.2046
.1804
.1591
.1403
57
.6104
.5392
.4757
.4188
.3681
.3230
.2831
.2479
.2170
.1899
.1662
.1454
.1273
58
.6030
.5298
.4644
.4062
.3545
.3088
.2687
.2335
.2029
.1761
.1529
.1328
.1154
59
.5956
.5202
.4531
.3934
.3408
.2946
.2543
.2193
.1889
.1626
.1400
.1206
.1039
60
.5882
.5105
.4415
.3805
.3270
.2803
.2398
.2049
.1749
.1492
.1273
.1086
.0927
61
.5809
.5010
.4301
.3677
.3133
.2661
.2256
.1909
.1613
.1362
.1150
.0972
.0822
62
.5737
.4913
.4185
.3547
.2994
.2519
.2113
.1768
.1478
.1234
.1030
.0861
.0721
63
.5664
.4815
.4067
.3414
.2852
.2372
.1966
.1625
.1341
.1106
.0912
.0753
.0623
64
.5593
.4719
.3949
.3281
.2709
.2225
.1820
.1484
.1207
.0981
.0798
.0650
.0531
65
.5524
.4624
.3832
.3148
.2566
.2078
.1674
.1343
.1075
.0860
.0688
.0552
.0445
66
.5459
.4531
.3716
.3014
.2422
.1930
.1529
.1205
.0947
.0743
.0584
.0461
.0366
67
.5394
.4435
.3592
.2870
.2265
.1770
.1372
.1057
.0812
.0623
.0479
.0371
.0290
68
.5333
.4340
.3467
.2722
.2104
.1606
.1213
.0909
.0679
.0507
.0381
.0288
.0222
69
.5281
.4255
.3349
.2580
.1948
.1447
.1061
.0770
.0557
.0404
.0295
.0219
.0166
70
.5230
.4163
.3216
.2413
.1764
.1260
.0884
.0613
.0423
.0294
.0207
.0150
.0112
71
.5192
.4085
.3092
.2252
.1582
.1077
.0715
.0468
.0305
.0201
.0136
.0096
.0072
72
.5160
.4002
.2942
.2041
.1336
.0831
.0496
.0290
.0170
.0102
.0065
.0045
.0032
73
.5147
.3950
.2814
.1826
.1070
.0568
.0279
.0131
.0061
.0030
.0015
.0008
.0004
74
.5146
.3936
.2756
.1699
.0893
.0397
.0152
.0052
.0016
.0005
.0001
.0000
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 6
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0507
.1029
.1563
.2105
.3205
.4319
.5442
.6572
2
.0000
.0499
.1015
.1545
.2083
.3176
.4285
.5403
.6528
3
.0000
.0488
.0998
.1522
.2055
.3140
.4241
.5353
.6472
4
.0000
.0478
.0981
.1499
.2027
.3104
.4197
.5302
.6415
5
.0000
.0467
.0963
.1476
.1999
.3067
.4153
.5251
.6358
6
.0000
.0456
.0945
.1452
.1971
.3030
.4108
.5199
.6300
7
.0000
.0445
.0927
.1429
.1943
.2993
.4063
.5147
.6241
8
.0000
.0435
.0910
.1406
.1914
.2955
.4018
.5094
.6181
9
.0000
.0424
.0892
.1382
.1886
.2918
.3972
.5041
.6121
10
.0000
.0414
.0875
.1359
.1857
.2880
.3926
.4988
.6061
11
.0000
.0403
.0857
.1336
.1829
.2842
.3880
.4934
.6001
12
.0000
.0393
.0840
.1312
.1800
.2804
.3833
.4880
.5939
13
.0000
.0382
.0822
.1289
.1771
.2765
.3786
.4825
.5876
14
.0000
.0372
.0805
.1265
.1741
.2726
.3738
.4768
.5813
15
.0000
.0361
.0787
.1241
.1712
.2687
.3690
.4712
.5749
16
.0000
.0351
.0769
.1217
.1683
.2647
.3641
.4655
.5684
17
.0000
.0341
.0752
.1193
.1653
.2607
.3592
.4597
.5618
18
.0000
.0330
.0734
.1169
.1623
.2567
.3542
.4539
.5552
19
.0000
.0320
.0717
.1145
.1593
.2526
.3491
.4479
.5485
20
.0000
.0310
.0699
.1121
.1563
.2485
.3441
.4420
.5417
21
.0000
.0300
.0681
.1096
.1532
.2443
.3389
.4359
.5349
22
.0000
.0290
.0664
.1072
.1501
.2400
.3336
.4297
.5278
23
.0000
.0280
.0646
.1047
.1470
.2358
.3283
.4235
.5208
24
.0000
.0271
.0628
.1022
.1438
.2314
.3229
.4172
.5136
25
.0000
.0261
.0610
.0997
.1406
.2270
.3174
.4107
.5063
26
.0000
.0251
.0592
.0971
.1374
.2226
.3119
.4042
.4989
27
.0000
.0241
.0574
.0946
.1342
.2181
.3063
.3977
.4914
28
.0000
.0232
.0556
.0920
.1309
.2135
.3006
.3910
.4838
29
.0000
.0222
.0538
.0894
.1276
.2089
.2949
.3842
.4762
30
.0000
.0212
.0520
.0868
.1242
.2042
.2890
.3773
.4684
31
.0000
.0203
.0501
.0842
.1208
.1994
.2830
.3703
.4604
32
.0000
.0194
.0483
.0815
.1174
.1946
.2770
.3631
.4524
33
.0000
.0184
.0465
.0788
.1139
.1897
.2708
.3559
.4442
34
.0000
.0175
.0446
.0761
.1104
.1848
.2646
.3486
.4360
35
.0000
.0166
.0428
.0734
.1068
.1797
.2583
.3412
.4275
36
.0000
.0157
.0409
.0706
.1033
.1746
.2519
.3337
.4191
37
.0000
.0148
.0390
.0678
.0996
.1694
.2454
.3260
.4104
38
.0000
.0139
.0372
.0650
.0959
.1642
.2387
.3182
.4015
39
.0000
.0130
.0353
.0622
.0923
.1589
.2321
.3103
.3927
40
.0000
.0121
.0335
.0595
.0886
.1536
.2254
.3024
.3837
41
.0000
.0113
.0317
.0567
.0849
.1482
.2186
.2944
.3747
42
.0000
.0105
.0298
.0539
.0811
.1428
.2117
.2863
.3655
43
.0000
.0097
.0281
.0511
.0774
.1373
.2048
.2781
.3562
44
.0000
.0089
.0263
.0484
.0737
.1320
.1980
.2700
.3470
45
.0000
.0081
.0243
.0452
.0695
.1259
.1902
.2609
.3367
46
.0000
.0072
.0223
.0421
.0654
.1197
.1825
.2517
.3262
47
.0000
.0064
.0204
.0391
.0613
.1137
.1747
.2425
.3158
48
.0000
.0057
.0186
.0361
.0572
.1076
.1669
.2332
.3052
49
.0000
.0050
.0168
.0332
.0531
.1015
.1591
.2238
.2944
50
.0000
.0043
.0151
.0304
.0492
.0956
.1513
.2145
.2838
51
.0000
.0037
.0135
.0276
.0454
.0897
.1436
.2052
.2730
52
.0000
.0031
.0119
.0249
.0415
.0836
.1356
.1955
.2618
53
.0000
.0026
.0104
.0223
.0377
.0777
.1276
.1857
.2504
54
.0000
.0021
.0089
.0197
.0340
.0718
.1197
.1759
.2390
55
.0000
.0017
.0077
.0174
.0306
.0660
.1119
.1662
.2276
56
.0000
.0014
.0064
.0151
.0271
.0602
.1038
.1561
.2157
57
.0000
.0011
.0053
.0129
.0238
.0545
.0958
.1460
.2038
58
.0000
.0008
.0044
.0111
.0209
.0494
.0885
.1366
.1926
59
.0000
.0006
.0036
.0094
.0182
.0444
.0811
.1270
.1812
60
.0000
.0005
.0029
.0078
.0155
.0394
.0736
.1173
.1697
61
.0000
.0003
.0022
.0064
.0131
.0346
.0664
.1078
.1582
62
.0000
.0002
.0017
.0051
.0108
.0299
.0591
.0981
.1467
63
.0000
.0001
.0012
.0039
.0087
.0253
.0518
.0883
.1348
64
.0000
.0001
.0008
.0029
.0067
.0209
.0447
.0787
.1231
65
.0000
.0001
.0005
.0020
.0050
.0168
.0378
.0692
.1113
66
.0000
.0000
.0003
.0014
.0036
.0131
.0314
.0599
.0997
67
.0000
.0000
.0002
.0008
.0023
.0096
.0248
.0503
.0873
68
.0000
.0000
.0001
.0004
.0014
.0065
.0187
.0408
.0749
69
.0000
.0000
.0000
.0002
.0007
.0042
.0136
.0323
.0631
70
.0000
.0000
.0000
.0001
.0003
.0021
.0085
.0231
.0497
71
.0000
.0000
.0000
.0000
.0001
.0009
.0046
.0153
.0374
72
.0000
.0000
.0000
.0000
.0000
.0002
.0015
.0070
.0224
73
.0000
.0000
.0000
.0000
.0000
.0000
.0002
.0018
.0095
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0038
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 6
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.8040
.7625
.7248
.6902
.6583
.6287
.6011
.5752
.5572
.5466
.5375
.5295
.5226
37
$120
.7972
.7544
.7156
.6801
.6474
.6171
.5889
.5641
.5520
.5417
.5327
.5249
.5185
38
$120
.7902
.7462
.7064
.6699
.6364
.6053
.5764
.5588
.5469
.5367
.5279
.5207
.5151
39
$120
.7832
.7380
.6971
.6597
.6254
.5936
.5674
.5536
.5419
.5318
.5236
.5173
.5122
40
$120
.7762
.7297
.6877
.6494
.6142
.5816
.5620
.5484
.5369
.5273
.5200
.5142
.5095
 
$160
.7712
.7250
.6832
.6452
.6102
.5779
.5478
.5198
.5027
.4901
.4793
.4700
.4618
41
$120
.7691
.7213
.6782
.6389
.6029
.5728
.5567
.5433
.5321
.5235
.5168
.5114
.5070
 
$160
.7641
.7167
.6738
.6348
.5990
.5659
.5351
.5112
.4968
.4845
.4739
.4648
.4571
42
$120
.7619
.7128
.6685
.6283
.5913
.5673
.5514
.5382
.5280
.5200
.5138
.5087
.5047
 
$160
.7569
.7082
.6642
.6242
.5875
.5536
.5222
.5051
.4909
.4789
.4685
.4599
.4530
43
$120
.7546
.7042
.6588
.6175
.5808
.5618
.5461
.5337
.5242
.5168
.5109
.5062
.5026
 
$160
.7497
.6997
.6546
.6135
.5760
.5413
.5155
.4991
.4852
.4734
.4635
.4557
.4495
44
$120
.7475
.6957
.6492
.6069
.5753
.5565
.5413
.5298
.5209
.5139
.5083
.5040
.5008
 
$160
.7426
.6912
.6450
.6029
.5645
.5290
.5094
.4932
.4796
.4682
.4592
.4520
.4463
45
$120
.7393
.6862
.6383
.5949
.5690
.5504
.5362
.5254
.5171
.5106
.5055
.5018
.4989
 
$160
.7345
.6817
.6342
.5911
.5516
.5215
.5025
.4866
.4733
.4629
.4547
.4481
.4428
46
$120
.7312
.6765
.6274
.5854
.5626
.5449
.5316
.5214
.5135
.5076
.5031
.4998
.4973
 
$160
.7264
.6721
.6233
.5791
.5386
.5144
.4957
.4801
.4678
.4582
.4506
.4445
.4396
47
$120
.7231
.6669
.6165
.5791
.5567
.5399
.5272
.5176
.5103
.5050
.5010
.4981
.4959
 
$160
.7184
.6626
.6125
.5671
.5299
.5075
.4890
.4742
.4628
.4539
.4468
.4412
.4368
 
$250
.7106
.6554
.6058
.5609
.5199
.4821
.4471
.4229
.4044
.3888
.3754
.3640
.3542
48
$120
.7149
.6571
.6053
.5727
.5511
.5351
.5231
.5140
.5074
.5026
.4991
.4965
.4947
 
$160
.7102
.6529
.6014
.5548
.5228
.5005
.4826
.4688
.4581
.4498
.4432
.4382
.4343
 
$250
.7025
.6458
.5949
.5487
.5066
.4679
.4358
.4144
.3964
.3812
.3683
.3573
.3483
 
$275
.7008
.6442
.5934
.5474
.5054
.4667
.4310
.4050
.3854
.3689
.3548
.3427
.3323
49
$120
.7066
.6473
.5946
.5666
.5459
.5306
.5191
.5108
.5048
.5005
.4974
.4952
.4937
 
$160
.7021
.6431
.5902
.5428
.5157
.4937
.4768
.4638
.4538
.4460
.4400
.4356
.4322
 
$250
.6944
.6361
.5838
.5364
.4932
.4535
.4271
.4062
.3887
.3738
.3613
.3512
.3431
 
$275
.6927
.6345
.5823
.5351
.4920
.4523
.4187
.3961
.3771
.3610
.3473
.3356
.3259
50
$120
.6985
.6375
.5883
.5610
.5410
.5263
.5156
.5079
.5025
.4987
.4960
.4942
.4929
 
$160
.6940
.6334
.5791
.5357
.5087
.4875
.4715
.4592
.4497
.4426
.4373
.4333
.4303
 
$250
.6865
.6265
.5728
.5242
.4798
.4434
.4188
.3983
.3811
.3667
.3552
.3459
.3385
 
$275
.6847
.6249
.5714
.5229
.4786
.4381
.4097
.3876
.3691
.3534
.3401
.3292
.3204
51
$120
.6904
.6277
.5822
.5556
.5363
.5222
.5123
.5053
.5005
.4971
.4948
.4933
.4922
 
$160
.6859
.6236
.5679
.5287
.5020
.4817
.4664
.4548
.4460
.4395
.4348
.4313
.4287
 
$250
.6785
.6169
.5617
.5117
.4663
.4349
.4107
.3905
.3738
.3603
.3496
.3411
.3343
 
$275
.6768
.6153
.5603
.5105
.4651
.4271
.4010
.3794
.3612
.3459
.3335
.3235
.3154
52
$120
.6821
.6176
.5762
.5504
.5317
.5184
.5093
.5029
.4986
.4957
.4938
.4925
.4917
 
$160
.6776
.6136
.5562
.5215
.4956
.4761
.4615
.4506
.4426
.4368
.4325
.4295
.4273
 
$250
.6703
.6069
.5501
.4988
.4553
.4263
.4024
.3826
.3668
.3543
.3444
.3365
.3303
 
$275
.6686
.6054
.5488
.4976
.4511
.4179
.3923
.3710
.3532
.3388
.3273
.3181
.3108
 
$380
.6628
.6002
.5440
.4933
.4472
.4052
.3668
.3378
.3147
.2953
.2788
.2646
.2525
53
$120
.6737
.6073
.5705
.5452
.5273
.5149
.5064
.5008
.4970
.4945
.4929
.4919
.4913
 
$160
.6693
.6034
.5479
.5145
.4894
.4707
.4568
.4467
.4395
.4342
.4306
.4280
.4262
 
$250
.6620
.5968
.5384
.4857
.4465
.4178
.3942
.3752
.3603
.3486
.3395
.3323
.3267
 
$275
.6604
.5953
.5371
.4845
.4395
.4088
.3836
.3627
.3457
.3323
.3216
.3132
.3065
 
$380
.6547
.5902
.5324
.4803
.4330
.3901
.3540
.3273
.3049
.2861
.2700
.2563
.2449
54
$120
.6653
.5997
.5650
.5403
.5232
.5116
.5039
.4989
.4956
.4935
.4922
.4914
.4909
 
$160
.6610
.5932
.5407
.5079
.4836
.4656
.4525
.4432
.4367
.4321
.4289
.4267
.4252
 
$250
.6538
.5867
.5266
.4729
.4379
.4093
.3863
.3683
.3543
.3434
.3350
.3285
.3235
 
$275
.6522
.5852
.5253
.4713
.4303
.4000
.3750
.3548
.3388
.3263
.3164
.3086
.3026
 
$380
.6466
.5802
.5208
.4672
.4188
.3750
.3433
.3173
.2954
.2770
.2615
.2486
.2382
55
$120
.6571
.5940
.5597
.5356
.5194
.5086
.5017
.4972
.4944
.4927
.4917
.4911
.4907
 
$160
.6529
.5830
.5338
.5017
.4780
.4608
.4486
.4401
.4342
.4302
.4275
.4256
.4244
 
$250
.6458
.5767
.5149
.4643
.4294
.4012
.3791
.3620
.3488
.3386
.3309
.3251
.3208
 
$275
.6442
.5752
.5136
.4583
.4214
.3913
.3668
.3475
.3325
.3208
.3116
.3046
.2992
 
$380
.6386
.5703
.5091
.4542
.4046
.3639
.3331
.3076
.2862
.2683
.2536
.2417
.2322
 
$500
.6343
.5664
.5057
.4511
.4019
.3576
.3179
.2855
.2596
.2377
.2191
.2032
.1898
56
$120
.6487
.5882
.5543
.5311
.5157
.5058
.4996
.4958
.4934
.4921
.4913
.4908
.4905
 
$160
.6445
.5725
.5270
.4954
.4724
.4562
.4449
.4371
.4319
.4285
.4262
.4248
.4238
 
$250
.6375
.5663
.5026
.4555
.4206
.3932
.3720
.3558
.3434
.3341
.3272
.3221
.3184
 
$275
.6359
.5648
.5013
.4491
.4123
.3824
.3588
.3405
.3263
.3154
.3071
.3008
.2961
 
$380
.6304
.5600
.4970
.4406
.3899
.3531
.3228
.2977
.2768
.2597
.2461
.2352
.2265
 
$500
.6261
.5562
.4936
.4376
.3872
.3423
.3036
.2736
.2483
.2271
.2091
.1939
.1811
 
$550
.6248
.5551
.4926
.4367
.3865
.3416
.3016
.2678
.2411
.2186
.1995
.1833
.1695
57
$120
.6403
.5826
.5491
.5268
.5123
.5033
.4978
.4945
.4926
.4915
.4909
.4906
.4904
 
$160
.6362
.5630
.5205
.4893
.4672
.4519
.4415
.4345
.4300
.4271
.4252
.4241
.4233
 
$250
.6292
.5559
.4904
.4468
.4123
.3856
.3653
.3499
.3385
.3301
.3239
.3195
.3163
 
$275
.6277
.5545
.4891
.4400
.4032
.3740
.3513
.3339
.3206
.3106
.3031
.2975
.2935
 
$380
.6223
.5497
.4849
.4270
.3788
.3426
.3127
.2880
.2679
.2519
.2393
.2293
.2213
 
$500
.6180
.5460
.4816
.4241
.3727
.3271
.2915
.2621
.2375
.2168
.1994
.1851
.1733
 
$550
.6168
.5449
.4807
.4232
.3720
.3264
.2865
.2556
.2296
.2077
.1893
.1738
.1608
58
$120
.6326
.5777
.5448
.5232
.5096
.5013
.4964
.4936
.4920
.4912
.4907
.4904
.4903
 
$160
.6285
.5571
.5147
.4841
.4628
.4483
.4387
.4325
.4285
.4260
.4245
.4236
.4230
 
$250
.6216
.5461
.4825
.4389
.4049
.3790
.3595
.3450
.3344
.3268
.3213
.3174
.3147
 
$275
.6201
.5448
.4776
.4317
.3951
.3666
.3448
.3282
.3158
.3066
.2998
.2949
.2914
 
$380
.6148
.5401
.4735
.4141
.3690
.3330
.3033
.2794
.2603
.2453
.2334
.2242
.2170
 
$500
.6106
.5364
.4702
.4113
.3589
.3151
.2805
.2516
.2275
.2074
.1909
.1775
.1668
 
$550
.6093
.5353
.4693
.4104
.3582
.3121
.2749
.2445
.2191
.1978
.1800
.1653
.1534
59
$120
.6248
.5729
.5405
.5198
.5070
.4995
.4952
.4929
.4916
.4909
.4905
.4904
.4903
 
$160
.6208
.5513
.5090
.4790
.4586
.4450
.4362
.4307
.4272
.4252
.4239
.4232
.4228
 
$250
.6140
.5363
.4746
.4311
.3978
.3726
.3539
.3404
.3306
.3238
.3189
.3156
.3134
 
$275
.6125
.5350
.4694
.4234
.3873
.3595
.3385
.3228
.3113
.3029
.2969
.2926
.2896
 
$380
.6072
.5304
.4619
.4030
.3593
.3233
.2942
.2712
.2531
.2389
.2279
.2195
.2132
 
$500
.6031
.5268
.4587
.3984
.3451
.3039
.2697
.2412
.2176
.1984
.1829
.1706
.1607
 
$550
.6019
.5257
.4578
.3976
.3444
.2992
.2635
.2336
.2087
.1881
.1712
.1575
.1465
60
$120
.6170
.5681
.5363
.5164
.5046
.4979
.4942
.4922
.4912
.4907
.4904
.4903
.4902
 
$160
.6130
.5454
.5033
.4740
.4545
.4418
.4339
.4290
.4261
.4244
.4235
.4229
.4226
 
$250
.6064
.5263
.4668
.4235
.3907
.3663
.3486
.3360
.3271
.3210
.3169
.3141
.3122
 
$275
.6049
.5250
.4611
.4151
.3795
.3525
.3324
.3177
.3071
.2995
.2942
.2906
.2881
 
$380
.5997
.5205
.4501
.3932
.3493
.3137
.2854
.2632
.2461
.2328
.2228
.2153
.2097
 
$500
.5956
.5169
.4470
.3853
.3336
.2927
.2587
.2307
.2080
.1899
.1754
.1640
.1550
 
$550
.5944
.5159
.4461
.3845
.3304
.2874
.2520
.2226
.1984
.1787
.1629
.1502
.1401
 
$800
.5910
.5129
.4436
.3823
.3285
.2816
.2410
.2064
.1781
.1544
.1346
.1181
.1044
61
$120
.6115
.5634
.5322
.5133
.5024
.4965
.4933
.4917
.4909
.4905
.4903
.4902
.4902
 
$160
.6054
.5396
.4978
.4693
.4506
.4389
.4318
.4276
.4252
.4238
.4231
.4227
.4225
 
$250
.5989
.5164
.4591
.4161
.3838
.3603
.3436
.3320
.3240
.3186
.3151
.3128
.3113
 
$275
.5974
.5151
.4530
.4071
.3720
.3458
.3266
.3129
.3032
.2965
.2920
.2889
.2868
 
$380
.5922
.5107
.4384
.3835
.3395
.3044
.2769
.2557
.2395
.2273
.2182
.2115
.2066
 
$500
.5882
.5072
.4354
.3723
.3225
.2815
.2479
.2207
.1990
.1819
.1684
.1579
.1498
 
$550
.5870
.5062
.4346
.3715
.3183
.2758
.2407
.2119
.1885
.1699
.1551
.1435
.1343
 
$800
.5836
.5033
.4321
.3694
.3147
.2674
.2268
.1937
.1661
.1432
.1242
.1087
.0961
62
$120
.6068
.5587
.5283
.5103
.5004
.4952
.4925
.4913
.4907
.4904
.4903
.4902
.4902
 
$160
.5979
.5338
.4923
.4646
.4470
.4363
.4300
.4264
.4244
.4234
.4228
.4225
.4224
 
$250
.5914
.5079
.4515
.4086
.3771
.3545
.3389
.3282
.3212
.3165
.3136
.3117
.3106
 
$275
.5899
.5053
.4449
.3991
.3645
.3392
.3211
.3084
.2997
.2938
.2900
.2874
.2858
 
$380
.5848
.5009
.4282
.3736
.3297
.2952
.2686
.2484
.2332
.2221
.2140
.2081
.2040
 
$500
.5808
.4975
.4237
.3608
.3112
.2703
.2373
.2110
.1903
.1742
.1618
.1523
.1452
 
$550
.5797
.4965
.4229
.3584
.3066
.2641
.2294
.2014
.1791
.1615
.1478
.1371
.1290
 
$800
.5763
.4936
.4205
.3564
.3008
.2531
.2137
.1811
.1542
.1322
.1143
.0998
.0882
 
$1,000
.5753
.4927
.4197
.3557
.3003
.2526
.2119
.1774
.1492
.1258
.1066
.0908
.0780
63
$120
.6020
.5539
.5243
.5075
.4985
.4940
.4919
.4909
.4905
.4903
.4902
.4902
.4902
 
$160
.5903
.5279
.4867
.4599
.4434
.4337
.4283
.4253
.4238
.4230
.4226
.4224
.4223
 
$250
.5838
.5006
.4437
.4010
.3703
.3488
.3343
.3247
.3186
.3147
.3123
.3109
.3100
 
$275
.5824
.4965
.4367
.3909
.3570
.3327
.3157
.3041
.2965
.2914
.2882
.2862
.2850
 
$380
.5774
.4909
.4187
.3635
.3199
.2860
.2603
.2412
.2272
.2172
.2101
.2051
.2016
 
$500
.5734
.4876
.4118
.3495
.2995
.2589
.2266
.2013
.1817
.1668
.1555
.1471
.1409
 
$550
.5723
.4866
.4109
.3461
.2945
.2522
.2181
.1910
.1698
.1533
.1407
.1312
.1241
 
$800
.5690
.4838
.4086
.3430
.2865
.2391
.2003
.1683
.1423
.1213
.1046
.0913
.0809
 
$1,000
.5680
.4829
.4078
.3424
.2860
.2379
.1972
.1638
.1364
.1140
.0959
.0813
.0696
64
$120
.5972
.5492
.5205
.5048
.4968
.4931
.4914
.4907
.4904
.4902
.4902
.4902
.4902
 
$160
.5829
.5220
.4812
.4554
.4401
.4315
.4269
.4245
.4233
.4227
.4224
.4223
.4223
 
$250
.5765
.4933
.4359
.3936
.3637
.3434
.3301
.3216
.3163
.3131
.3113
.3102
.3096
 
$275
.5751
.4889
.4285
.3828
.3497
.3264
.3107
.3003
.2936
.2894
.2868
.2852
.2843
 
$380
.5701
.4811
.4091
.3536
.3101
.2770
.2523
.2344
.2217
.2128
.2066
.2025
.1997
 
$500
.5663
.4778
.3999
.3382
.2879
.2477
.2162
.1920
.1736
.1599
.1498
.1425
.1372
 
$550
.5651
.4768
.3991
.3345
.2824
.2404
.2070
.1809
.1608
.1456
.1343
.1259
.1198
 
$800
.5619
.4741
.3968
.3297
.2722
.2255
.1870
.1558
.1308
.1110
.0955
.0834
.0742
 
$1,000
.5609
.4732
.3960
.3291
.2717
.2232
.1832
.1505
.1240
.1027
.0857
.0724
.0619
65
$120
.5924
.5445
.5168
.5023
.4954
.4923
.4910
.4905
.4903
.4902
.4902
.4902
.4902
 
$160
.5767
.5161
.4758
.4511
.4370
.4295
.4256
.4238
.4229
.4225
.4224
.4223
.4223
 
$250
.5695
.4860
.4281
.3862
.3573
.3382
.3262
.3188
.3144
.3119
.3105
.3097
.3093
 
$275
.5681
.4814
.4203
.3748
.3425
.3205
.3060
.2968
.2911
.2877
.2857
.2845
.2839
 
$380
.5632
.4714
.3996
.3436
.3004
.2681
.2447
.2281
.2166
.2088
.2037
.2003
.1982
 
$500
.5593
.4682
.3893
.3268
.2764
.2366
.2060
.1830
.1659
.1535
.1447
.1384
.1341
 
$550
.5582
.4672
.3872
.3227
.2704
.2287
.1961
.1711
.1524
.1385
.1284
.1212
.1160
 
$800
.5550
.4645
.3850
.3162
.2587
.2119
.1739
.1435
.1197
.1012
.0870
.0762
.0682
 
$1,000
.5540
.4637
.3843
.3157
.2573
.2087
.1692
.1373
.1119
.0918
.0762
.0642
.0550
66
$120
.5876
.5398
.5132
.5000
.4941
.4916
.4907
.4903
.4902
.4902
.4902
.4902
.4902
 
$160
.5715
.5102
.4705
.4470
.4342
.4277
.4246
.4232
.4226
.4224
.4223
.4223
.4222
 
$250
.5628
.4788
.4204
.3789
.3511
.3334
.3226
.3163
.3128
.3109
.3099
.3093
.3091
 
$275
.5614
.4740
.4121
.3668
.3355
.3148
.3017
.2937
.2890
.2863
.2848
.2840
.2835
 
$380
.5566
.4620
.3902
.3336
.2908
.2595
.2373
.2221
.2120
.2054
.2012
.1986
.1970
 
$500
.5528
.4588
.3790
.3155
.2649
.2257
.1962
.1744
.1588
.1477
.1401
.1350
.1315
 
$550
.5517
.4579
.3763
.3111
.2585
.2171
.1855
.1618
.1444
.1320
.1232
.1171
.1129
 
$800
.5485
.4553
.3733
.3028
.2452
.1984
.1609
.1316
.1091
.0920
.0792
.0698
.0629
 
$1,000
.5475
.4544
.3727
.3023
.2429
.1945
.1555
.1245
.1003
.0816
.0674
.0567
.0488
67
$120
.5824
.5349
.5095
.4978
.4929
.4911
.4905
.4903
.4902
.4902
.4902
.4902
.4902
 
$160
.5658
.5038
.4648
.4428
.4315
.4262
.4238
.4228
.4225
.4223
.4223
.4222
.4222
 
$250
.5560
.4710
.4120
.3711
.3446
.3285
.3193
.3141
.3114
.3101
.3094
.3091
.3089
 
$275
.5547
.4660
.4032
.3583
.3282
.3090
.2975
.2908
.2871
.2851
.2841
.2836
.2833
 
$380
.5499
.4532
.3800
.3229
.2805
.2504
.2298
.2163
.2076
.2023
.1990
.1971
.1960
 
$500
.5461
.4490
.3679
.3033
.2526
.2141
.1858
.1657
.1517
.1422
.1359
.1319
.1293
 
$550
.5450
.4481
.3650
.2985
.2456
.2048
.1743
.1521
.1364
.1256
.1182
.1134
.1102
 
$800
.5419
.4455
.3609
.2890
.2306
.1838
.1472
.1191
.0981
.0827
.0716
.0637
.0581
 
$1,000
.5409
.4447
.3602
.2878
.2277
.1793
.1408
.1110
.0883
.0712
.0587
.0496
.0431
68
$120
.5771
.5298
.5060
.4958
.4920
.4907
.4903
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5601
.4973
.4591
.4388
.4290
.4248
.4232
.4226
.4223
.4223
.4222
.4222
.4222
 
$250
.5498
.4631
.4034
.3633
.3384
.3240
.3163
.3123
.3104
.3095
.3091
.3089
.3089
 
$275
.5484
.4579
.3942
.3497
.3210
.3036
.2937
.2883
.2856
.2842
.2836
.2833
.2832
 
$380
.5437
.4447
.3696
.3119
.2702
.2415
.2227
.2109
.2038
.1997
.1973
.1961
.1954
 
$500
.5400
.4395
.3567
.2908
.2400
.2024
.1757
.1573
.1452
.1373
.1324
.1294
.1276
 
$550
.5389
.4386
.3537
.2857
.2324
.1923
.1633
.1429
.1290
.1199
.1140
.1103
.1081
 
$800
.5358
.4361
.3483
.2750
.2157
.1691
.1334
.1069
.0877
.0741
.0648
.0584
.0542
 
$1,000
.5348
.4353
.3477
.2730
.2122
.1637
.1261
.0977
.0767
.0615
.0508
.0433
.0382
69
$120
.5720
.5250
.5028
.4942
.4913
.4905
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5547
.4910
.4538
.4352
.4271
.4239
.4227
.4224
.4223
.4222
.4222
.4222
.4222
 
$250
.5444
.4556
.3952
.3559
.3327
.3202
.3139
.3110
.3097
.3092
.3090
.3089
.3088
 
$275
.5431
.4502
.3854
.3415
.3143
.2988
.2906
.2865
.2846
.2837
.2833
.2832
.2831
 
$380
.5384
.4367
.3596
.3014
.2604
.2333
.2164
.2064
.2008
.1978
.1962
.1954
.1950
 
$500
.5347
.4308
.3461
.2788
.2279
.1914
.1664
.1500
.1397
.1334
.1298
.1277
.1265
 
$550
.5337
.4300
.3428
.2733
.2197
.1805
.1531
.1346
.1227
.1153
.1108
.1082
.1067
 
$800
.5306
.4275
.3365
.2615
.2013
.1549
.1204
.0957
.0785
.0668
.0592
.0543
.0512
 
$1,000
.5296
.4267
.3359
.2591
.1972
.1488
.1122
.0854
.0663
.0531
.0442
.0384
.0346
70
$120
.5659
.5195
.4995
.4926
.4907
.4903
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5484
.4836
.4478
.4315
.4252
.4231
.4225
.4223
.4222
.4222
.4222
.4222
.4222
 
$250
.5392
.4467
.3854
.3474
.3266
.3163
.3118
.3099
.3092
.3089
.3089
.3088
.3088
 
$275
.5378
.4412
.3751
.3320
.3070
.2939
.2877
.2849
.2838
.2833
.2832
.2831
.2831
 
$380
.5332
.4277
.3479
.2889
.2491
.2242
.2098
.2021
.1981
.1962
.1953
.1949
.1948
 
$500
.5296
.4215
.3337
.2646
.2138
.1788
.1562
.1424
.1343
.1299
.1275
.1263
.1257
 
$550
.5285
.4207
.3304
.2587
.2049
.1670
.1418
.1259
.1164
.1110
.1080
.1064
.1056
 
$800
.5255
.4182
.3236
.2458
.1844
.1385
.1057
.0834
.0688
.0596
.0540
.0508
.0489
 
$1,000
.5245
.4175
.3225
.2430
.1796
.1313
.0962
.0717
.0553
.0447
.0380
.0340
.0316
71
$120
.5599
.5142
.4966
.4915
.4904
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5423
.4763
.4422
.4284
.4238
.4226
.4223
.4222
.4222
.4222
.4222
.4222
.4222
 
$250
.5352
.4382
.3759
.3395
.3213
.3134
.3103
.3093
.3090
.3089
.3088
.3088
.3088
 
$275
.5339
.4327
.3650
.3230
.3005
.2900
.2856
.2839
.2833
.2832
.2831
.2831
.2831
 
$380
.5293
.4194
.3365
.2768
.2384
.2161
.2045
.1988
.1963
.1953
.1949
.1947
.1947
 
$500
.5257
.4136
.3220
.2508
.2001
.1671
.1472
.1361
.1304
.1275
.1262
.1256
.1254
 
$550
.5247
.4128
.3186
.2445
.1905
.1542
.1317
.1187
.1116
.1080
.1063
.1055
.1051
 
$800
.5216
.4104
.3116
.2306
.1679
.1227
.0920
.0726
.0608
.0541
.0504
.0485
.0476
 
$1,000
.5207
.4096
.3101
.2274
.1624
.1145
.0813
.0596
.0461
.0381
.0335
.0311
.0298
72
$120
.5518
.5073
.4935
.4906
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5378
.4664
.4352
.4252
.4228
.4223
.4222
.4222
.4222
.4222
.4222
.4222
.4222
 
$250
.5320
.4269
.3631
.3295
.3154
.3106
.3092
.3089
.3088
.3088
.3088
.3088
.3088
 
$275
.5306
.4215
.3513
.3113
.2930
.2861
.2839
.2833
.2831
.2831
.2831
.2831
.2831
 
$380
.5261
.4094
.3214
.2605
.2247
.2068
.1990
.1961
.1951
.1948
.1947
.1947
.1947
 
$500
.5225
.4052
.3069
.2322
.1820
.1525
.1371
.1300
.1270
.1258
.1254
.1253
.1252
 
$550
.5214
.4044
.3036
.2255
.1713
.1381
.1200
.1112
.1073
.1057
.1051
.1049
.1049
 
$800
.5184
.4021
.2968
.2104
.1457
.1020
.0753
.0604
.0528
.0493
.0477
.0471
.0468
 
$1,000
.5175
.4014
.2953
.2069
.1393
.0924
.0627
.0457
.0366
.0321
.0300
.0291
.0287
73
$120
.5428
.5004
.4913
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5365
.4556
.4289
.4231
.4223
.4222
.4222
.4222
.4222
.4222
.4222
.4222
.4222
 
$250
.5306
.4151
.3492
.3200
.3111
.3092
.3089
.3088
.3088
.3088
.3088
.3088
.3088
 
$275
.5293
.4103
.3364
.2998
.2870
.2838
.2832
.2831
.2831
.2831
.2831
.2831
.2831
 
$380
.5247
.4027
.3055
.2430
.2115
.1994
.1958
.1949
.1947
.1947
.1947
.1947
.1947
 
$500
.5212
.3999
.2920
.2122
.1631
.1390
.1295
.1263
.1255
.1253
.1252
.1252
.1252
 
$550
.5201
.3991
.2892
.2051
.1510
.1228
.1108
.1065
.1053
.1049
.1049
.1048
.1048
 
$800
.5171
.3968
.2835
.1895
.1219
.0810
.0603
.0514
.0481
.0471
.0468
.0467
.0467
 
$1,000
.5162
.3961
.2823
.1859
.1145
.0696
.0457
.0348
.0306
.0291
.0287
.0285
.0285
74
$120
.5398
.4963
.4905
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
.4902
 
$160
.5363
.4483
.4256
.4224
.4222
.4222
.4222
.4222
.4222
.4222
.4222
.4222
.4222
 
$250
.5305
.4078
.3399
.3148
.3095
.3089
.3088
.3088
.3088
.3088
.3088
.3088
.3088
 
$275
.5291
.4047
.3263
.2930
.2846
.2832
.2831
.2831
.2831
.2831
.2831
.2831
.2831
 
$380
.5246
.4012
.2954
.2315
.2042
.1964
.1949
.1947
.1947
.1947
.1947
.1947
.1947
 
$500
.5210
.3985
.2835
.1990
.1513
.1322
.1266
.1254
.1252
.1252
.1252
.1252
.1252
 
$550
.5200
.3977
.2813
.1918
.1380
.1145
.1070
.1052
.1049
.1049
.1048
.1048
.1048
 
$800
.5170
.3954
.2772
.1766
.1063
.0684
.0530
.0482
.0470
.0467
.0467
.0467
.0467
 
$1,000
.5160
.3947
.2764
.1732
.0982
.0556
.0370
.0307
.0290
.0286
.0285
.0285
.0285
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 6
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0164
.0429
.0741
.1083
.1832
.2643
.3500
.4396
37
$120
.0155
.0410
.0712
.1045
.1777
.2574
.3420
.4305
38
$120
.0145
.0390
.0682
.1006
.1722
.2504
.3338
.4212
39
$120
.0136
.0371
.0653
.0968
.1667
.2434
.3255
.4119
40
$120
.0127
.0351
.0624
.0929
.1611
.2364
.3172
.4025
 
$160
.0127
.0349
.0620
.0923
.1600
.2349
.3152
.3999
41
$120
.0119
.0332
.0594
.0890
.1555
.2293
.3089
.3930
 
$160
.0118
.0330
.0591
.0884
.1545
.2278
.3069
.3905
42
$120
.0110
.0313
.0565
.0851
.1498
.2221
.3003
.3834
 
$160
.0109
.0311
.0561
.0845
.1488
.2206
.2984
.3809
43
$120
.0102
.0294
.0536
.0812
.1441
.2148
.2918
.3737
 
$160
.0101
.0292
.0532
.0807
.1431
.2134
.2899
.3712
44
$120
.0094
.0276
.0507
.0773
.1384
.2077
.2833
.3640
 
$160
.0093
.0274
.0504
.0768
.1375
.2063
.2814
.3617
45
$120
.0085
.0255
.0474
.0729
.1320
.1995
.2737
.3532
 
$160
.0084
.0253
.0471
.0725
.1312
.1983
.2719
.3509
46
$120
.0076
.0234
.0442
.0686
.1256
.1914
.2640
.3422
 
$160
.0075
.0233
.0439
.0681
.1248
.1902
.2623
.3400
47
$120
.0067
.0214
.0410
.0643
.1193
.1833
.2544
.3355
 
$160
.0067
.0213
.0408
.0638
.1185
.1821
.2528
.3292
 
$250
.0066
.0211
.0403
.0632
.1172
.1801
.2500
.3256
48
$120
.0059
.0195
.0379
.0600
.1129
.1751
.2446
.3291
 
$160
.0059
.0194
.0376
.0596
.1122
.1740
.2431
.3181
 
$250
.0058
.0192
.0372
.0589
.1109
.1721
.2404
.3146
 
$275
.0058
.0191
.0371
.0588
.1107
.1716
.2398
.3138
49
$120
.0052
.0176
.0348
.0557
.1065
.1668
.2372
.3227
 
$160
.0052
.0175
.0346
.0554
.1058
.1658
.2333
.3069
 
$250
.0051
.0173
.0342
.0548
.1047
.1640
.2307
.3035
 
$275
.0051
.0173
.0341
.0546
.1044
.1636
.2302
.3028
50
$120
.0045
.0158
.0318
.0516
.1003
.1587
.2311
.3164
 
$160
.0045
.0157
.0316
.0513
.0996
.1577
.2236
.2974
 
$250
.0044
.0155
.0313
.0507
.0985
.1560
.2212
.2926
 
$275
.0044
.0155
.0312
.0506
.0983
.1556
.2206
.2918
51
$120
.0039
.0141
.0290
.0476
.0941
.1506
.2250
.3103
 
$160
.0039
.0140
.0288
.0473
.0935
.1496
.2138
.2904
 
$250
.0038
.0139
.0285
.0468
.0924
.1480
.2115
.2814
 
$275
.0038
.0138
.0284
.0466
.0922
.1476
.2110
.2807
52
$120
.0033
.0124
.0261
.0435
.0877
.1444
.2187
.3044
 
$160
.0033
.0124
.0259
.0432
.0872
.1414
.2041
.2832
 
$250
.0032
.0122
.0257
.0428
.0862
.1398
.2016
.2699
 
$275
.0032
.0122
.0256
.0427
.0860
.1395
.2010
.2692
 
$380
.0032
.0121
.0254
.0423
.0853
.1383
.1993
.2669
53
$120
.0027
.0109
.0234
.0396
.0815
.1387
.2125
.2987
 
$160
.0027
.0108
.0232
.0393
.0809
.1330
.1972
.2760
 
$250
.0027
.0107
.0229
.0389
.0801
.1316
.1915
.2582
 
$275
.0027
.0106
.0229
.0388
.0799
.1313
.1910
.2575
 
$380
.0027
.0106
.0227
.0384
.0792
.1301
.1894
.2553
54
$120
.0023
.0094
.0207
.0357
.0753
.1330
.2065
.2932
 
$160
.0022
.0093
.0206
.0355
.0748
.1247
.1904
.2689
 
$250
.0022
.0092
.0204
.0351
.0740
.1234
.1814
.2464
 
$275
.0022
.0092
.0203
.0350
.0738
.1231
.1809
.2457
 
$380
.0022
.0091
.0201
.0347
.0732
.1220
.1794
.2436
55
$120
.0018
.0080
.0182
.0321
.0696
.1273
.2008
.2878
 
$160
.0018
.0080
.0181
.0318
.0688
.1174
.1836
.2620
 
$250
.0018
.0079
.0179
.0315
.0681
.1153
.1713
.2355
 
$275
.0018
.0079
.0179
.0314
.0679
.1150
.1709
.2340
 
$380
.0018
.0078
.0177
.0311
.0673
.1140
.1694
.2320
 
$500
.0018
.0078
.0176
.0309
.0668
.1133
.1683
.2304
56
$120
.0014
.0067
.0158
.0284
.0649
.1215
.1950
.2824
 
$160
.0014
.0067
.0157
.0282
.0627
.1112
.1767
.2552
 
$250
.0014
.0066
.0155
.0279
.0620
.1070
.1609
.2269
 
$275
.0014
.0066
.0155
.0278
.0619
.1067
.1605
.2226
 
$380
.0014
.0066
.0154
.0276
.0614
.1058
.1591
.2199
 
$500
.0014
.0065
.0153
.0274
.0609
.1051
.1580
.2184
 
$550
.0014
.0065
.0152
.0274
.0608
.1049
.1577
.2180
57
$120
.0011
.0056
.0136
.0250
.0604
.1160
.1894
.2773
 
$160
.0011
.0055
.0135
.0248
.0568
.1051
.1698
.2486
 
$250
.0011
.0055
.0133
.0245
.0562
.0988
.1509
.2184
 
$275
.0011
.0055
.0133
.0245
.0561
.0985
.1502
.2137
 
$380
.0011
.0054
.0132
.0242
.0556
.0977
.1489
.2078
 
$500
.0011
.0054
.0131
.0241
.0552
.0970
.1479
.2064
 
$550
.0011
.0054
.0131
.0240
.0551
.0968
.1476
.2060
58
$120
.0009
.0046
.0117
.0219
.0564
.1112
.1845
.2729
 
$160
.0009
.0046
.0116
.0218
.0515
.0996
.1639
.2428
 
$250
.0009
.0046
.0115
.0216
.0509
.0912
.1436
.2106
 
$275
.0009
.0045
.0114
.0215
.0508
.0910
.1408
.2056
 
$380
.0009
.0045
.0113
.0213
.0504
.0902
.1392
.1963
 
$500
.0008
.0045
.0113
.0212
.0500
.0896
.1383
.1950
 
$550
.0008
.0045
.0112
.0211
.0499
.0894
.1380
.1946
59
$120
.0007
.0038
.0099
.0191
.0524
.1065
.1797
.2687
 
$160
.0007
.0038
.0098
.0189
.0473
.0942
.1581
.2371
 
$250
.0007
.0037
.0097
.0187
.0457
.0836
.1365
.2028
 
$275
.0007
.0037
.0097
.0187
.0456
.0834
.1333
.1976
 
$380
.0007
.0037
.0096
.0185
.0452
.0827
.1295
.1847
 
$500
.0006
.0037
.0095
.0184
.0449
.0821
.1286
.1835
 
$550
.0006
.0036
.0095
.0184
.0448
.0819
.1284
.1831
60
$120
.0005
.0030
.0082
.0165
.0485
.1017
.1749
.2644
 
$160
.0005
.0030
.0082
.0162
.0432
.0887
.1522
.2314
 
$250
.0005
.0030
.0081
.0160
.0406
.0769
.1292
.1949
 
$275
.0005
.0030
.0080
.0160
.0405
.0757
.1258
.1893
 
$380
.0005
.0029
.0080
.0158
.0401
.0751
.1196
.1749
 
$500
.0005
.0029
.0079
.0157
.0399
.0746
.1188
.1718
 
$550
.0005
.0029
.0079
.0157
.0398
.0744
.1186
.1714
 
$800
.0005
.0029
.0079
.0156
.0395
.0740
.1179
.1704
61
$120
.0004
.0023
.0067
.0144
.0447
.0970
.1702
.2604
 
$160
.0004
.0023
.0067
.0137
.0392
.0834
.1464
.2259
 
$250
.0004
.0023
.0066
.0135
.0356
.0709
.1219
.1873
 
$275
.0003
.0023
.0066
.0135
.0355
.0692
.1184
.1812
 
$380
.0003
.0023
.0065
.0134
.0352
.0676
.1099
.1657
 
$500
.0003
.0023
.0065
.0133
.0350
.0672
.1091
.1602
 
$550
.0003
.0023
.0065
.0132
.0349
.0671
.1089
.1599
 
$800
.0003
.0022
.0064
.0132
.0347
.0667
.1083
.1589
62
$120
.0002
.0018
.0053
.0124
.0410
.0923
.1655
.2564
 
$160
.0002
.0018
.0053
.0113
.0353
.0782
.1406
.2204
 
$250
.0002
.0017
.0052
.0111
.0308
.0649
.1147
.1797
 
$275
.0002
.0017
.0052
.0111
.0307
.0631
.1109
.1731
 
$380
.0002
.0017
.0052
.0110
.0305
.0602
.1014
.1564
 
$500
.0002
.0017
.0051
.0109
.0303
.0598
.0994
.1487
 
$550
.0002
.0017
.0051
.0109
.0302
.0597
.0992
.1482
 
$800
.0002
.0017
.0051
.0109
.0300
.0594
.0986
.1473
 
$1,000
.0002
.0017
.0051
.0108
.0300
.0593
.0984
.1471
63
$120
.0002
.0013
.0042
.0104
.0372
.0874
.1607
.2525
 
$160
.0002
.0013
.0041
.0092
.0314
.0728
.1347
.2148
 
$250
.0002
.0013
.0040
.0089
.0265
.0589
.1074
.1718
 
$275
.0002
.0013
.0040
.0089
.0260
.0570
.1033
.1649
 
$380
.0002
.0012
.0040
.0088
.0258
.0528
.0931
.1468
 
$500
.0002
.0012
.0040
.0088
.0256
.0524
.0894
.1382
 
$550
.0002
.0012
.0039
.0088
.0255
.0523
.0893
.1362
 
$800
.0002
.0012
.0039
.0087
.0254
.0520
.0888
.1355
 
$1,000
.0002
.0012
.0039
.0087
.0253
.0519
.0886
.1352
64
$120
.0001
.0009
.0032
.0086
.0335
.0826
.1560
.2486
 
$160
.0001
.0009
.0030
.0074
.0276
.0675
.1288
.2094
 
$250
.0001
.0009
.0030
.0069
.0226
.0530
.1001
.1641
 
$275
.0001
.0009
.0030
.0069
.0220
.0509
.0957
.1567
 
$380
.0001
.0009
.0029
.0069
.0213
.0461
.0848
.1373
 
$500
.0001
.0008
.0029
.0068
.0212
.0453
.0800
.1279
 
$550
.0001
.0008
.0029
.0068
.0211
.0452
.0795
.1256
 
$800
.0001
.0008
.0029
.0068
.0210
.0449
.0790
.1236
 
$1,000
.0001
.0008
.0029
.0067
.0210
.0448
.0789
.1234
65
$120
.0001
.0006
.0024
.0069
.0299
.0778
.1513
.2449
 
$160
.0001
.0006
.0021
.0058
.0240
.0621
.1229
.2039
 
$250
.0001
.0006
.0021
.0052
.0189
.0472
.0928
.1563
 
$275
.0001
.0006
.0021
.0052
.0183
.0450
.0882
.1484
 
$380
.0001
.0006
.0021
.0051
.0172
.0400
.0766
.1278
 
$500
.0001
.0005
.0021
.0051
.0171
.0383
.0713
.1175
 
$550
.0001
.0005
.0021
.0051
.0170
.0382
.0701
.1150
 
$800
.0001
.0005
.0020
.0051
.0169
.0380
.0695
.1119
 
$1,000
.0001
.0005
.0020
.0050
.0169
.0380
.0694
.1117
66
$120
.0000
.0003
.0017
.0055
.0264
.0730
.1466
.2414
 
$160
.0000
.0003
.0015
.0044
.0205
.0569
.1170
.1986
 
$250
.0000
.0003
.0014
.0037
.0155
.0415
.0856
.1485
 
$275
.0000
.0003
.0014
.0037
.0149
.0393
.0808
.1402
 
$380
.0000
.0003
.0014
.0037
.0134
.0341
.0685
.1183
 
$500
.0000
.0003
.0014
.0036
.0133
.0319
.0629
.1071
 
$550
.0000
.0003
.0014
.0036
.0133
.0317
.0615
.1045
 
$800
.0000
.0003
.0014
.0036
.0132
.0315
.0602
.1002
 
$1,000
.0000
.0003
.0014
.0036
.0132
.0315
.0601
.1000
67
$120
.0000
.0002
.0011
.0041
.0227
.0679
.1417
.2377
 
$160
.0000
.0002
.0009
.0032
.0170
.0513
.1106
.1930
 
$250
.0000
.0002
.0008
.0025
.0121
.0356
.0778
.1401
 
$275
.0000
.0002
.0008
.0024
.0115
.0334
.0728
.1314
 
$380
.0000
.0002
.0008
.0024
.0101
.0280
.0600
.1081
 
$500
.0000
.0002
.0008
.0024
.0097
.0257
.0539
.0961
 
$550
.0000
.0002
.0008
.0024
.0097
.0252
.0525
.0932
 
$800
.0000
.0002
.0008
.0023
.0096
.0249
.0505
.0881
 
$1,000
.0000
.0002
.0008
.0023
.0096
.0249
.0504
.0876
68
$120
.0000
.0001
.0007
.0028
.0191
.0625
.1366
.2342
 
$160
.0000
.0001
.0005
.0021
.0136
.0456
.1041
.1873
 
$250
.0000
.0001
.0004
.0015
.0091
.0298
.0699
.1316
 
$275
.0000
.0001
.0004
.0015
.0085
.0276
.0647
.1223
 
$380
.0000
.0001
.0004
.0014
.0071
.0223
.0515
.0977
 
$500
.0000
.0001
.0004
.0014
.0066
.0199
.0451
.0849
 
$550
.0000
.0001
.0004
.0014
.0066
.0194
.0436
.0818
 
$800
.0000
.0001
.0004
.0014
.0066
.0188
.0411
.0760
 
$1,000
.0000
.0001
.0004
.0014
.0066
.0188
.0410
.0751
69
$120
.0000
.0000
.0004
.0019
.0158
.0574
.1318
.2310
 
$160
.0000
.0000
.0003
.0013
.0106
.0401
.0978
.1820
 
$250
.0000
.0000
.0002
.0009
.0065
.0245
.0624
.1233
 
$275
.0000
.0000
.0002
.0008
.0060
.0223
.0570
.1136
 
$380
.0000
.0000
.0002
.0007
.0048
.0172
.0435
.0877
 
$500
.0000
.0000
.0002
.0007
.0043
.0149
.0370
.0742
 
$550
.0000
.0000
.0002
.0007
.0042
.0143
.0354
.0710
 
$800
.0000
.0000
.0002
.0007
.0042
.0136
.0327
.0646
 
$1,000
.0000
.0000
.0002
.0007
.0042
.0136
.0324
.0635
70
$120
.0000
.0000
.0002
.0011
.0121
.0513
.1263
.2276
 
$160
.0000
.0000
.0001
.0007
.0075
.0338
.0904
.1760
 
$250
.0000
.0000
.0001
.0004
.0040
.0186
.0535
.1136
 
$275
.0000
.0000
.0001
.0004
.0036
.0166
.0480
.1032
 
$380
.0000
.0000
.0001
.0003
.0027
.0119
.0345
.0760
 
$500
.0000
.0000
.0001
.0003
.0023
.0098
.0280
.0619
 
$550
.0000
.0000
.0001
.0003
.0022
.0093
.0265
.0585
 
$800
.0000
.0000
.0001
.0003
.0021
.0086
.0237
.0517
 
$1,000
.0000
.0000
.0001
.0003
.0021
.0085
.0233
.0504
71
$120
.0000
.0000
.0001
.0005
.0089
.0454
.1210
.2247
 
$160
.0000
.0000
.0000
.0003
.0049
.0278
.0831
.1704
 
$250
.0000
.0000
.0000
.0001
.0022
.0134
.0450
.1041
 
$275
.0000
.0000
.0000
.0001
.0019
.0116
.0395
.0931
 
$380
.0000
.0000
.0000
.0001
.0013
.0075
.0262
.0647
 
$500
.0000
.0000
.0000
.0001
.0010
.0058
.0201
.0502
 
$550
.0000
.0000
.0000
.0001
.0010
.0054
.0187
.0468
 
$800
.0000
.0000
.0000
.0001
.0009
.0048
.0160
.0397
 
$1,000
.0000
.0000
.0000
.0001
.0009
.0047
.0155
.0382
72
$120
.0000
.0000
.0000
.0001
.0051
.0372
.1141
.2216
 
$160
.0000
.0000
.0000
.0001
.0023
.0199
.0732
.1634
 
$250
.0000
.0000
.0000
.0000
.0007
.0075
.0337
.0912
 
$275
.0000
.0000
.0000
.0000
.0006
.0061
.0283
.0794
 
$380
.0000
.0000
.0000
.0000
.0003
.0032
.0162
.0496
 
$500
.0000
.0000
.0000
.0000
.0002
.0022
.0110
.0350
 
$550
.0000
.0000
.0000
.0000
.0002
.0020
.0099
.0318
 
$800
.0000
.0000
.0000
.0000
.0002
.0016
.0077
.0249
 
$1,000
.0000
.0000
.0000
.0000
.0002
.0015
.0073
.0234
73
$120
.0000
.0000
.0000
.0000
.0021
.0283
.1072
.2194
 
$160
.0000
.0000
.0000
.0000
.0006
.0120
.0624
.1570
 
$250
.0000
.0000
.0000
.0000
.0001
.0028
.0219
.0773
 
$275
.0000
.0000
.0000
.0000
.0001
.0021
.0171
.0645
 
$380
.0000
.0000
.0000
.0000
.0000
.0007
.0074
.0337
 
$500
.0000
.0000
.0000
.0000
.0000
.0004
.0040
.0202
 
$550
.0000
.0000
.0000
.0000
.0000
.0003
.0033
.0174
 
$800
.0000
.0000
.0000
.0000
.0000
.0002
.0022
.0117
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0002
.0019
.0105
74
$120
.0000
.0000
.0000
.0000
.0008
.0222
.1031
.2187
 
$160
.0000
.0000
.0000
.0000
.0001
.0073
.0551
.1537
 
$250
.0000
.0000
.0000
.0000
.0000
.0010
.0146
.0680
 
$275
.0000
.0000
.0000
.0000
.0000
.0006
.0105
.0545
 
$380
.0000
.0000
.0000
.0000
.0000
.0001
.0033
.0236
 
$500
.0000
.0000
.0000
.0000
.0000
.0000
.0013
.0117
 
$550
.0000
.0000
.0000
.0000
.0000
.0000
.0010
.0095
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0053
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0045
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-960, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-960, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-960, filed 10/19/10, effective 11/19/10.]


PDF296-17B-970

Hazard Group 7 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 7
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8848
.8776
.8709
.8646
.8587
.8530
.8476
.8424
.8374
.8326
.8278
.8232
.8188
2
.8820
.8744
.8673
.8607
.8544
.8484
.8427
.8372
.8319
.8267
.8217
.8168
.8121
3
.8785
.8703
.8627
.8556
.8488
.8424
.8363
.8304
.8246
.8191
.8137
.8085
.8034
4
.8749
.8661
.8580
.8504
.8432
.8363
.8297
.8234
.8173
.8114
.8056
.8000
.7945
5
.8713
.8619
.8533
.8452
.8375
.8301
.8231
.8164
.8098
.8035
.7973
.7914
.7855
6
.8676
.8577
.8485
.8398
.8317
.8239
.8164
.8092
.8022
.7955
.7890
.7826
.7765
7
.8638
.8533
.8436
.8344
.8257
.8174
.8095
.8018
.7945
.7873
.7804
.7737
.7671
8
.8601
.8489
.8386
.8289
.8197
.8109
.8025
.7944
.7866
.7791
.7718
.7647
.7578
9
.8563
.8445
.8336
.8233
.8136
.8043
.7955
.7869
.7787
.7707
.7630
.7556
.7483
10
.8524
.8400
.8285
.8177
.8075
.7977
.7883
.7794
.7707
.7623
.7543
.7464
.7388
11
.8486
.8356
.8235
.8121
.8013
.7910
.7812
.7717
.7627
.7539
.7454
.7372
.7292
12
.8446
.8309
.8182
.8063
.7949
.7841
.7738
.7639
.7544
.7452
.7363
.7277
.7193
13
.8407
.8263
.8129
.8004
.7885
.7772
.7664
.7561
.7461
.7365
.7272
.7182
.7094
14
.8366
.8215
.8075
.7944
.7819
.7701
.7588
.7480
.7376
.7275
.7178
.7084
.6993
15
.8325
.8167
.8021
.7883
.7753
.7630
.7512
.7399
.7291
.7186
.7085
.6987
.6892
16
.8283
.8119
.7965
.7822
.7686
.7558
.7435
.7317
.7204
.7095
.6990
.6888
.6789
17
.8241
.8069
.7909
.7760
.7619
.7484
.7356
.7234
.7116
.7003
.6893
.6788
.6685
18
.8199
.8019
.7853
.7697
.7550
.7410
.7277
.7150
.7027
.6910
.6796
.6687
.6581
19
.8155
.7968
.7795
.7633
.7480
.7334
.7196
.7064
.6937
.6815
.6697
.6584
.6474
20
.8111
.7917
.7737
.7568
.7409
.7258
.7115
.6978
.6846
.6720
.6598
.6481
.6368
21
.8067
.7864
.7677
.7502
.7337
.7181
.7032
.6890
.6754
.6623
.6498
.6377
.6260
22
.8021
.7811
.7616
.7435
.7263
.7101
.6947
.6800
.6659
.6524
.6395
.6270
.6149
23
.7975
.7757
.7555
.7367
.7190
.7022
.6862
.6710
.6565
.6426
.6292
.6163
.6039
24
.7928
.7702
.7493
.7297
.7114
.6940
.6775
.6618
.6468
.6324
.6186
.6054
.5926
25
.7880
.7645
.7429
.7226
.7036
.6857
.6686
.6524
.6369
.6221
.6079
.5943
.5811
26
.7832
.7589
.7364
.7155
.6959
.6773
.6597
.6430
.6271
.6118
.5972
.5832
.5697
27
.7782
.7531
.7299
.7082
.6879
.6688
.6507
.6334
.6170
.6013
.5863
.5719
.5580
28
.7732
.7472
.7232
.7008
.6799
.6601
.6414
.6237
.6068
.5907
.5752
.5604
.5462
29
.7682
.7412
.7164
.6933
.6717
.6514
.6321
.6139
.5965
.5799
.5641
.5489
.5343
30
.7630
.7351
.7095
.6856
.6633
.6424
.6226
.6038
.5859
.5689
.5526
.5371
.5221
31
.7577
.7289
.7024
.6778
.6548
.6332
.6129
.5936
.5752
.5577
.5410
.5251
.5097
32
.7522
.7225
.6952
.6698
.6461
.6239
.6029
.5831
.5643
.5463
.5292
.5128
.4971
33
.7467
.7160
.6878
.6617
.6373
.6144
.5929
.5725
.5532
.5348
.5172
.5004
.4843
34
.7412
.7095
.6804
.6534
.6284
.6048
.5827
.5618
.5419
.5231
.5051
.4879
.4714
35
.7354
.7027
.6727
.6450
.6192
.5950
.5722
.5508
.5304
.5111
.4926
.4750
.4581
36
.7297
.6959
.6650
.6365
.6099
.5851
.5617
.5397
.5188
.4989
.4800
.4620
.4447
37
.7237
.6889
.6570
.6276
.6003
.5748
.5508
.5282
.5068
.4864
.4670
.4485
.4308
38
.7176
.6817
.6489
.6187
.5906
.5643
.5397
.5165
.4945
.4736
.4538
.4348
.4166
39
.7115
.6745
.6407
.6096
.5807
.5538
.5285
.5047
.4821
.4608
.4404
.4210
.4024
40
.7053
.6672
.6324
.6004
.5707
.5431
.5171
.4927
.4696
.4476
.4268
.4069
.3879
41
.6990
.6598
.6240
.5911
.5606
.5322
.5055
.4804
.4567
.4343
.4129
.3926
.3733
42
.6926
.6522
.6153
.5815
.5502
.5210
.4936
.4679
.4436
.4206
.3987
.3780
.3584
43
.6861
.6445
.6066
.5718
.5396
.5097
.4816
.4552
.4303
.4067
.3845
.3634
.3434
44
.6797
.6368
.5979
.5621
.5291
.4983
.4695
.4425
.4170
.3929
.3702
.3488
.3286
45
.6724
.6282
.5881
.5513
.5173
.4857
.4561
.4284
.4023
.3778
.3547
.3330
.3125
46
.6650
.6195
.5782
.5403
.5054
.4729
.4425
.4141
.3875
.3625
.3390
.3171
.2964
47
.6577
.6108
.5682
.5293
.4933
.4599
.4288
.3998
.3726
.3472
.3235
.3013
.2806
48
.6501
.6018
.5580
.5179
.4809
.4466
.4148
.3851
.3575
.3317
.3077
.2854
.2647
49
.6426
.5928
.5476
.5064
.4683
.4331
.4005
.3703
.3422
.3161
.2919
.2696
.2490
50
.6351
.5838
.5373
.4948
.4558
.4197
.3864
.3556
.3271
.3008
.2765
.2543
.2337
51
.6275
.5747
.5268
.4831
.4430
.4061
.3721
.3408
.3120
.2855
.2613
.2391
.2187
52
.6197
.5652
.5159
.4709
.4297
.3920
.3573
.3255
.2965
.2700
.2458
.2237
.2036
53
.6118
.5556
.5047
.4585
.4162
.3776
.3423
.3102
.2810
.2545
.2304
.2085
.1888
54
.6038
.5459
.4935
.4459
.4026
.3632
.3274
.2950
.2657
.2392
.2153
.1938
.1745
55
.5960
.5362
.4823
.4334
.3891
.3489
.3127
.2801
.2507
.2243
.2007
.1796
.1608
56
.5879
.5262
.4705
.4203
.3749
.3341
.2975
.2647
.2353
.2092
.1860
.1654
.1472
57
.5798
.5161
.4588
.4072
.3609
.3195
.2825
.2496
.2204
.1946
.1718
.1517
.1341
58
.5722
.5066
.4477
.3948
.3476
.3056
.2683
.2354
.2064
.1809
.1586
.1391
.1220
59
.5646
.4970
.4364
.3823
.3342
.2916
.2541
.2213
.1925
.1675
.1457
.1268
.1104
60
.5569
.4872
.4249
.3695
.3206
.2775
.2399
.2071
.1787
.1541
.1330
.1147
.0991
61
.5494
.4775
.4135
.3569
.3071
.2636
.2259
.1933
.1652
.1412
.1207
.1032
.0884
62
.5418
.4678
.4020
.3441
.2935
.2496
.2118
.1794
.1518
.1284
.1087
.0920
.0780
63
.5342
.4578
.3902
.3309
.2795
.2352
.1974
.1653
.1383
.1156
.0967
.0810
.0679
64
.5267
.4480
.3784
.3178
.2655
.2208
.1830
.1513
.1249
.1031
.0851
.0704
.0584
65
.5194
.4383
.3667
.3046
.2514
.2063
.1687
.1374
.1118
.0909
.0740
.0603
.0494
66
.5125
.4288
.3551
.2914
.2372
.1919
.1544
.1237
.0990
.0791
.0634
.0509
.0411
67
.5055
.4188
.3426
.2771
.2219
.1762
.1389
.1091
.0854
.0669
.0525
.0415
.0330
68
.4988
.4091
.3301
.2625
.2061
.1600
.1232
.0944
.0721
.0550
.0422
.0327
.0256
69
.4931
.4001
.3182
.2484
.1907
.1444
.1082
.0805
.0597
.0443
.0332
.0251
.0194
70
.4874
.3904
.3047
.2319
.1726
.1260
.0907
.0647
.0460
.0328
.0237
.0175
.0133
71
.4829
.3820
.2921
.2159
.1547
.1080
.0739
.0499
.0337
.0229
.0160
.0115
.0086
72
.4790
.3729
.2766
.1948
.1305
.0837
.0519
.0316
.0193
.0121
.0079
.0054
.0039
73
.4773
.3668
.2629
.1732
.1043
.0577
.0298
.0148
.0073
.0037
.0019
.0010
.0005
74
.4770
.3650
.2566
.1602
.0868
.0406
.0167
.0062
.0021
.0007
.0002
.0001
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 7
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0484
.0980
.1486
.1997
.3032
.4078
.5131
.6189
2
.0000
.0477
.0969
.1471
.1979
.3009
.4050
.5099
.6153
3
.0000
.0469
.0955
.1452
.1957
.2980
.4015
.5058
.6107
4
.0000
.0460
.0941
.1434
.1934
.2950
.3979
.5016
.6060
5
.0000
.0452
.0927
.1415
.1911
.2920
.3943
.4974
.6013
6
.0000
.0443
.0912
.1396
.1888
.2890
.3906
.4932
.5965
7
.0000
.0434
.0898
.1377
.1865
.2859
.3868
.4888
.5916
8
.0000
.0425
.0883
.1357
.1842
.2828
.3831
.4844
.5866
9
.0000
.0417
.0869
.1338
.1818
.2797
.3793
.4800
.5816
10
.0000
.0408
.0854
.1319
.1794
.2765
.3754
.4755
.5765
11
.0000
.0399
.0840
.1300
.1771
.2734
.3716
.4711
.5715
12
.0000
.0390
.0825
.1280
.1746
.2702
.3676
.4664
.5662
13
.0000
.0381
.0810
.1260
.1722
.2669
.3637
.4618
.5609
14
.0000
.0372
.0795
.1240
.1697
.2636
.3596
.4570
.5555
15
.0000
.0364
.0781
.1220
.1672
.2603
.3555
.4522
.5501
16
.0000
.0355
.0766
.1199
.1647
.2569
.3513
.4474
.5445
17
.0000
.0346
.0751
.1179
.1622
.2535
.3471
.4424
.5389
18
.0000
.0337
.0735
.1158
.1596
.2500
.3429
.4374
.5333
19
.0000
.0328
.0720
.1137
.1570
.2465
.3385
.4323
.5275
20
.0000
.0320
.0705
.1117
.1544
.2429
.3341
.4272
.5217
21
.0000
.0311
.0690
.1095
.1518
.2393
.3297
.4219
.5157
22
.0000
.0302
.0674
.1074
.1491
.2356
.3251
.4166
.5096
23
.0000
.0293
.0658
.1052
.1464
.2319
.3205
.4112
.5035
24
.0000
.0284
.0642
.1030
.1436
.2281
.3158
.4057
.4973
25
.0000
.0275
.0626
.1008
.1408
.2243
.3110
.4000
.4909
26
.0000
.0267
.0610
.0986
.1379
.2204
.3062
.3944
.4844
27
.0000
.0258
.0594
.0963
.1351
.2164
.3012
.3886
.4779
28
.0000
.0249
.0578
.0940
.1321
.2124
.2962
.3827
.4712
29
.0000
.0240
.0562
.0917
.1292
.2083
.2912
.3767
.4644
30
.0000
.0231
.0545
.0893
.1262
.2041
.2860
.3706
.4575
31
.0000
.0222
.0528
.0869
.1231
.1999
.2807
.3644
.4504
32
.0000
.0213
.0511
.0845
.1200
.1955
.2752
.3580
.4432
33
.0000
.0204
.0494
.0820
.1169
.1911
.2697
.3515
.4358
34
.0000
.0195
.0477
.0795
.1137
.1867
.2642
.3450
.4284
35
.0000
.0186
.0460
.0770
.1104
.1821
.2584
.3382
.4207
36
.0000
.0178
.0442
.0745
.1071
.1775
.2527
.3314
.4130
37
.0000
.0169
.0425
.0719
.1038
.1727
.2467
.3244
.4050
38
.0000
.0160
.0407
.0692
.1003
.1679
.2406
.3172
.3969
39
.0000
.0151
.0389
.0666
.0969
.1630
.2345
.3100
.3887
40
.0000
.0143
.0371
.0639
.0935
.1581
.2283
.3027
.3804
41
.0000
.0134
.0353
.0613
.0900
.1531
.2220
.2953
.3720
42
.0000
.0126
.0335
.0586
.0864
.1480
.2156
.2877
.3633
43
.0000
.0117
.0318
.0559
.0829
.1429
.2091
.2800
.3546
44
.0000
.0109
.0300
.0533
.0794
.1379
.2027
.2723
.3459
45
.0000
.0100
.0280
.0502
.0753
.1321
.1954
.2637
.3361
46
.0000
.0091
.0260
.0472
.0713
.1263
.1880
.2550
.3262
47
.0000
.0082
.0241
.0442
.0673
.1205
.1807
.2463
.3162
48
.0000
.0074
.0222
.0412
.0633
.1146
.1731
.2373
.3060
49
.0000
.0066
.0203
.0382
.0593
.1087
.1656
.2283
.2956
50
.0000
.0058
.0185
.0353
.0554
.1029
.1581
.2193
.2853
51
.0000
.0051
.0167
.0325
.0515
.0970
.1505
.2102
.2748
52
.0000
.0044
.0150
.0297
.0476
.0910
.1427
.2007
.2639
53
.0000
.0038
.0133
.0269
.0436
.0850
.1348
.1911
.2527
54
.0000
.0032
.0117
.0242
.0398
.0791
.1268
.1814
.2415
55
.0000
.0027
.0102
.0216
.0361
.0732
.1190
.1717
.2303
56
.0000
.0022
.0088
.0190
.0324
.0672
.1109
.1617
.2185
57
.0000
.0018
.0074
.0166
.0288
.0613
.1028
.1516
.2068
58
.0000
.0014
.0063
.0145
.0257
.0559
.0952
.1421
.1957
59
.0000
.0011
.0053
.0125
.0226
.0506
.0876
.1325
.1844
60
.0000
.0009
.0043
.0106
.0196
.0452
.0799
.1227
.1729
61
.0000
.0006
.0035
.0088
.0168
.0400
.0724
.1130
.1615
62
.0000
.0005
.0027
.0072
.0141
.0349
.0648
.1033
.1500
63
.0000
.0003
.0020
.0057
.0115
.0298
.0572
.0933
.1382
64
.0000
.0002
.0014
.0043
.0091
.0250
.0497
.0835
.1264
65
.0000
.0001
.0010
.0031
.0070
.0204
.0424
.0738
.1147
66
.0000
.0001
.0006
.0022
.0051
.0162
.0355
.0643
.1031
67
.0000
.0000
.0004
.0014
.0034
.0121
.0285
.0543
.0906
68
.0000
.0000
.0002
.0008
.0021
.0084
.0218
.0446
.0781
69
.0000
.0000
.0001
.0004
.0012
.0056
.0161
.0356
.0662
70
.0000
.0000
.0000
.0001
.0005
.0030
.0104
.0259
.0527
71
.0000
.0000
.0000
.0000
.0002
.0013
.0059
.0175
.0401
72
.0000
.0000
.0000
.0000
.0000
.0003
.0020
.0084
.0246
73
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0023
.0109
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0005
.0046
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 7
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7688
.7332
.7007
.6706
.6426
.6164
.5918
.5686
.5519
.5432
.5357
.5291
.5232
37
$120
.7625
.7258
.6923
.6613
.6325
.6056
.5803
.5574
.5475
.5390
.5315
.5250
.5197
38
$120
.7561
.7183
.6837
.6518
.6222
.5946
.5686
.5529
.5432
.5347
.5274
.5215
.5169
39
$120
.7496
.7107
.6751
.6423
.6119
.5835
.5598
.5485
.5388
.5304
.5237
.5186
.5145
40
$120
.7431
.7029
.6663
.6326
.6013
.5722
.5552
.5440
.5344
.5266
.5207
.5161
.5123
 
$160
.7383
.6984
.6620
.6285
.5974
.5684
.5413
.5157
.5010
.4905
.4814
.4734
.4664
41
$120
.7365
.6951
.6574
.6227
.5906
.5638
.5507
.5395
.5303
.5234
.5180
.5137
.5103
 
$160
.7317
.6906
.6531
.6187
.5868
.5570
.5291
.5079
.4959
.4856
.4766
.4687
.4622
42
$120
.7297
.6871
.6483
.6127
.5796
.5591
.5460
.5351
.5269
.5206
.5156
.5115
.5083
 
$160
.7249
.6826
.6441
.6086
.5758
.5453
.5167
.5026
.4908
.4806
.4717
.4644
.4587
43
$120
.7229
.6790
.6391
.6025
.5699
.5544
.5414
.5314
.5238
.5179
.5132
.5095
.5066
 
$160
.7182
.6746
.6349
.5985
.5648
.5335
.5111
.4974
.4857
.4757
.4673
.4608
.4557
44
$120
.7161
.6710
.6299
.5923
.5652
.5497
.5373
.5281
.5210
.5155
.5110
.5077
.5051
 
$160
.7114
.6666
.6258
.5884
.5538
.5219
.5058
.4923
.4807
.4711
.4636
.4577
.4530
45
$120
.7084
.6619
.6196
.5809
.5597
.5444
.5331
.5245
.5179
.5127
.5088
.5058
.5036
 
$160
.7038
.6576
.6156
.5771
.5415
.5156
.4998
.4864
.4752
.4666
.4598
.4544
.4500
46
$120
.7007
.6527
.6092
.5729
.5541
.5398
.5292
.5212
.5150
.5103
.5068
.5042
.5023
 
$160
.6961
.6484
.6052
.5656
.5290
.5095
.4937
.4806
.4704
.4625
.4563
.4513
.4473
47
$120
.6929
.6435
.5987
.5673
.5490
.5356
.5256
.5180
.5123
.5082
.5051
.5028
.5012
 
$160
.6884
.6393
.5948
.5540
.5221
.5033
.4878
.4755
.4662
.4589
.4531
.4485
.4449
 
$250
.6806
.6320
.5880
.5477
.5105
.4760
.4437
.4232
.4073
.3937
.3820
.3718
.3631
48
$120
.6850
.6341
.5879
.5617
.5443
.5317
.5222
.5151
.5100
.5063
.5036
.5016
.5002
 
$160
.6805
.6299
.5841
.5421
.5158
.4972
.4822
.4709
.4622
.4554
.4500
.4459
.4428
 
$250
.6728
.6228
.5774
.5360
.4977
.4622
.4341
.4157
.4001
.3869
.3754
.3656
.3578
 
$275
.6710
.6211
.5759
.5345
.4964
.4610
.4281
.4057
.3888
.3744
.3619
.3511
.3417
49
$120
.6770
.6245
.5792
.5564
.5399
.5279
.5189
.5125
.5079
.5046
.5023
.5006
.4995
 
$160
.6726
.6204
.5732
.5320
.5095
.4911
.4772
.4667
.4585
.4522
.4473
.4437
.4410
 
$250
.6649
.6134
.5667
.5240
.4846
.4482
.4263
.4083
.3931
.3800
.3690
.3602
.3531
 
$275
.6632
.6118
.5652
.5226
.4834
.4470
.4173
.3978
.3812
.3671
.3550
.3445
.3359
50
$120
.6691
.6151
.5736
.5516
.5359
.5243
.5160
.5102
.5061
.5032
.5012
.4998
.4988
 
$160
.6647
.6110
.5624
.5258
.5032
.4858
.4727
.4627
.4551
.4493
.4450
.4418
.4394
 
$250
.6572
.6041
.5560
.5121
.4716
.4400
.4189
.4012
.3861
.3735
.3634
.3554
.3490
 
$275
.6554
.6025
.5546
.5107
.4704
.4332
.4093
.3902
.3739
.3601
.3482
.3386
.3309
51
$120
.6611
.6055
.5682
.5472
.5320
.5210
.5134
.5081
.5044
.5019
.5002
.4991
.4983
 
$160
.6568
.6015
.5514
.5195
.4973
.4808
.4684
.4590
.4519
.4467
.4429
.4401
.4381
 
$250
.6493
.5947
.5452
.4999
.4584
.4324
.4115
.3940
.3793
.3677
.3585
.3511
.3452
 
$275
.6476
.5931
.5437
.4986
.4572
.4239
.4015
.3826
.3667
.3531
.3422
.3334
.3264
52
$120
.6529
.5955
.5631
.5427
.5281
.5179
.5109
.5062
.5030
.5009
.4994
.4985
.4979
 
$160
.6486
.5916
.5410
.5130
.4918
.4760
.4642
.4554
.4490
.4444
.4411
.4387
.4370
 
$250
.6412
.5849
.5339
.4873
.4495
.4246
.4040
.3867
.3730
.3623
.3538
.3471
.3416
 
$275
.6395
.5833
.5324
.4860
.4435
.4157
.3935
.3749
.3592
.3466
.3366
.3286
.3222
 
$380
.6337
.5780
.5276
.4816
.4395
.4008
.3654
.3403
.3200
.3026
.2878
.2749
.2638
53
$120
.6445
.5864
.5583
.5384
.5245
.5151
.5087
.5045
.5017
.4999
.4988
.4981
.4976
 
$160
.6403
.5815
.5345
.5068
.4865
.4714
.4602
.4522
.4465
.4424
.4395
.4374
.4360
 
$250
.6331
.5749
.5223
.4744
.4416
.4169
.3964
.3800
.3673
.3573
.3495
.3432
.3384
 
$275
.6314
.5734
.5209
.4732
.4339
.4075
.3856
.3672
.3524
.3408
.3315
.3242
.3183
 
$380
.6256
.5682
.5162
.4689
.4257
.3862
.3543
.3308
.3109
.2940
.2795
.2670
.2567
54
$120
.6362
.5811
.5536
.5342
.5212
.5124
.5067
.5030
.5007
.4992
.4983
.4977
.4974
 
$160
.6320
.5714
.5280
.5011
.4815
.4670
.4566
.4493
.4441
.4406
.4381
.4364
.4353
 
$250
.6249
.5649
.5107
.4637
.4337
.4091
.3893
.3739
.3620
.3527
.3454
.3398
.3356
 
$275
.6232
.5634
.5093
.4602
.4256
.3994
.3776
.3600
.3462
.3354
.3269
.3201
.3148
 
$380
.6175
.5583
.5047
.4560
.4117
.3720
.3446
.3216
.3021
.2855
.2714
.2598
.2504
55
$120
.6279
.5761
.5490
.5304
.5181
.5101
.5050
.5018
.4998
.4986
.4979
.4975
.4972
 
$160
.6238
.5613
.5218
.4957
.4767
.4630
.4534
.4467
.4421
.4390
.4370
.4356
.4347
 
$250
.6167
.5549
.4991
.4558
.4259
.4016
.3828
.3683
.3571
.3484
.3418
.3369
.3332
 
$275
.6151
.5534
.4978
.4492
.4174
.3913
.3701
.3535
.3406
.3305
.3225
.3164
.3117
 
$380
.6095
.5484
.4932
.4432
.3979
.3622
.3352
.3126
.2934
.2772
.2641
.2534
.2449
 
$500
.6050
.5443
.4896
.4399
.3949
.3542
.3174
.2887
.2654
.2456
.2286
.2140
.2015
56
$120
.6194
.5711
.5444
.5267
.5152
.5079
.5034
.5007
.4991
.4981
.4976
.4973
.4971
 
$160
.6153
.5510
.5158
.4903
.4719
.4591
.4503
.4443
.4403
.4377
.4360
.4349
.4342
 
$250
.6083
.5445
.4869
.4477
.4178
.3944
.3765
.3628
.3523
.3444
.3385
.3342
.3310
 
$275
.6067
.5431
.4856
.4408
.4090
.3831
.3629
.3472
.3351
.3256
.3184
.3130
.3090
 
$380
.6012
.5381
.4812
.4298
.3844
.3523
.3257
.3033
.2845
.2693
.2572
.2475
.2396
 
$500
.5967
.5341
.4777
.4267
.3806
.3392
.3045
.2777
.2549
.2356
.2191
.2051
.1933
 
$550
.5954
.5329
.4766
.4257
.3798
.3384
.3013
.2712
.2470
.2265
.2089
.1939
.1811
57
$120
.6109
.5662
.5401
.5232
.5125
.5060
.5021
.4998
.4985
.4977
.4973
.4971
.4970
 
$160
.6069
.5448
.5101
.4850
.4675
.4556
.4475
.4422
.4388
.4366
.4352
.4343
.4338
 
$250
.6000
.5341
.4768
.4396
.4102
.3877
.3706
.3576
.3479
.3408
.3356
.3318
.3291
 
$275
.5984
.5327
.4736
.4324
.4005
.3755
.3562
.3413
.3299
.3213
.3149
.3101
.3066
 
$380
.5929
.5278
.4692
.4165
.3744
.3427
.3162
.2941
.2763
.2622
.2509
.2420
.2348
 
$500
.5886
.5239
.4658
.4134
.3664
.3247
.2933
.2670
.2447
.2258
.2099
.1967
.1859
 
$550
.5872
.5227
.4647
.4125
.3656
.3236
.2876
.2598
.2362
.2162
.1992
.1848
.1727
58
$120
.6029
.5619
.5365
.5203
.5104
.5045
.5011
.4991
.4981
.4975
.4972
.4970
.4969
 
$160
.5990
.5394
.5050
.4805
.4638
.4526
.4453
.4406
.4376
.4358
.4346
.4340
.4335
 
$250
.5922
.5242
.4696
.4323
.4036
.3818
.3654
.3532
.3443
.3379
.3333
.3301
.3278
 
$275
.5906
.5229
.4640
.4246
.3931
.3689
.3503
.3362
.3256
.3177
.3120
.3078
.3047
 
$380
.5852
.5181
.4578
.4038
.3654
.3337
.3074
.2862
.2694
.2561
.2455
.2372
.2308
 
$500
.5809
.5143
.4544
.4008
.3528
.3140
.2831
.2571
.2352
.2169
.2018
.1896
.1797
 
$550
.5796
.5131
.4534
.3999
.3521
.3095
.2768
.2494
.2263
.2067
.1903
.1767
.1656
59
$120
.5958
.5577
.5329
.5176
.5084
.5031
.5002
.4986
.4977
.4973
.4971
.4970
.4969
 
$160
.5910
.5341
.4999
.4762
.4603
.4499
.4433
.4391
.4366
.4351
.4342
.4337
.4334
 
$250
.5843
.5143
.4622
.4253
.3972
.3761
.3605
.3492
.3410
.3353
.3313
.3285
.3266
 
$275
.5828
.5129
.4564
.4168
.3860
.3625
.3447
.3313
.3216
.3145
.3094
.3057
.3031
 
$380
.5774
.5083
.4463
.3946
.3562
.3245
.2989
.2787
.2628
.2502
.2404
.2329
.2272
 
$500
.5732
.5045
.4430
.3880
.3402
.3036
.2729
.2473
.2259
.2084
.1944
.1830
.1739
 
$550
.5719
.5034
.4420
.3872
.3385
.2982
.2661
.2391
.2164
.1974
.1819
.1693
.1591
60
$120
.5914
.5535
.5295
.5149
.5066
.5019
.4994
.4981
.4975
.4972
.4970
.4969
.4969
 
$160
.5830
.5287
.4950
.4720
.4569
.4474
.4414
.4379
.4358
.4345
.4338
.4334
.4332
 
$250
.5763
.5042
.4549
.4184
.3908
.3705
.3558
.3453
.3380
.3329
.3295
.3272
.3256
 
$275
.5748
.5028
.4486
.4092
.3791
.3562
.3392
.3268
.3178
.3115
.3070
.3039
.3018
 
$380
.5696
.4983
.4345
.3854
.3468
.3155
.2908
.2714
.2563
.2446
.2357
.2290
.2240
 
$500
.5654
.4946
.4313
.3751
.3295
.2930
.2626
.2373
.2169
.2004
.1873
.1768
.1685
 
$550
.5641
.4935
.4303
.3742
.3251
.2871
.2553
.2286
.2065
.1886
.1740
.1624
.1530
 
$800
.5602
.4901
.4274
.3717
.3224
.2791
.2413
.2095
.1832
.1609
.1421
.1263
.1131
61
$120
.5871
.5495
.5262
.5125
.5049
.5009
.4988
.4978
.4973
.4970
.4969
.4969
.4969
 
$160
.5750
.5235
.4901
.4680
.4538
.4451
.4398
.4368
.4351
.4341
.4336
.4333
.4331
 
$250
.5685
.4954
.4478
.4116
.3847
.3652
.3514
.3418
.3353
.3309
.3280
.3261
.3248
 
$275
.5670
.4929
.4409
.4019
.3722
.3501
.3341
.3226
.3145
.3089
.3050
.3024
.3007
 
$380
.5618
.4884
.4234
.3762
.3376
.3070
.2831
.2645
.2502
.2395
.2315
.2255
.2212
 
$500
.5577
.4847
.4198
.3628
.3190
.2825
.2523
.2280
.2085
.1930
.1807
.1710
.1636
 
$550
.5564
.4836
.4188
.3614
.3142
.2762
.2445
.2184
.1973
.1803
.1667
.1559
.1474
 
$800
.5526
.4803
.4159
.3589
.3089
.2651
.2279
.1973
.1715
.1499
.1319
.1170
.1047
62
$120
.5827
.5455
.5230
.5102
.5034
.5000
.4983
.4975
.4971
.4970
.4969
.4969
.4969
 
$160
.5671
.5182
.4854
.4641
.4508
.4429
.4384
.4359
.4345
.4337
.4334
.4332
.4331
 
$250
.5607
.4885
.4408
.4048
.3787
.3601
.3473
.3386
.3328
.3291
.3267
.3251
.3242
 
$275
.5592
.4840
.4334
.3946
.3655
.3443
.3292
.3186
.3114
.3065
.3033
.3011
.2998
 
$380
.5541
.4784
.4146
.3668
.3286
.2986
.2754
.2578
.2446
.2348
.2276
.2224
.2187
 
$500
.5500
.4748
.4081
.3524
.3083
.2718
.2424
.2189
.2003
.1857
.1744
.1658
.1592
 
$550
.5487
.4738
.4072
.3487
.3031
.2651
.2338
.2086
.1884
.1724
.1597
.1499
.1423
 
$800
.5450
.4705
.4044
.3461
.2952
.2511
.2152
.1851
.1600
.1392
.1221
.1082
.0969
 
$1,000
.5437
.4694
.4034
.3453
.2945
.2505
.2126
.1804
.1538
.1316
.1130
.0977
.0851
63
$120
.5783
.5414
.5198
.5081
.5021
.4992
.4979
.4973
.4970
.4969
.4969
.4969
.4969
 
$160
.5611
.5129
.4806
.4602
.4480
.4410
.4371
.4351
.4340
.4335
.4332
.4331
.4330
 
$250
.5527
.4815
.4335
.3980
.3727
.3551
.3433
.3356
.3306
.3275
.3256
.3244
.3237
 
$275
.5513
.4766
.4257
.3871
.3588
.3385
.3245
.3149
.3086
.3044
.3018
.3001
.2990
 
$380
.5463
.4682
.4053
.3573
.3195
.2901
.2678
.2513
.2391
.2303
.2240
.2196
.2166
 
$500
.5422
.4647
.3961
.3416
.2972
.2612
.2325
.2099
.1923
.1788
.1685
.1608
.1551
 
$550
.5410
.4637
.3952
.3376
.2916
.2537
.2232
.1988
.1796
.1646
.1530
.1442
.1375
 
$800
.5373
.4605
.3925
.3328
.2811
.2380
.2023
.1727
.1484
.1286
.1126
.0997
.0895
 
$1,000
.5361
.4595
.3916
.3321
.2805
.2360
.1983
.1672
.1413
.1199
.1024
.0881
.0766
64
$120
.5739
.5374
.5168
.5061
.5009
.4986
.4975
.4971
.4970
.4969
.4969
.4969
.4969
 
$160
.5559
.5076
.4759
.4566
.4454
.4393
.4361
.4345
.4337
.4333
.4331
.4330
.4330
 
$250
.5450
.4745
.4263
.3913
.3669
.3504
.3397
.3329
.3287
.3262
.3247
.3238
.3233
 
$275
.5436
.4694
.4180
.3797
.3522
.3330
.3201
.3116
.3061
.3027
.3005
.2992
.2985
 
$380
.5386
.4581
.3962
.3480
.3104
.2818
.2606
.2451
.2341
.2263
.2209
.2172
.2148
 
$500
.5346
.4548
.3851
.3307
.2862
.2507
.2228
.2011
.1847
.1723
.1632
.1565
.1516
 
$550
.5334
.4537
.3833
.3264
.2801
.2426
.2128
.1893
.1712
.1573
.1469
.1391
.1334
 
$800
.5297
.4506
.3807
.3196
.2675
.2249
.1895
.1606
.1372
.1184
.1036
.0919
.0828
 
$1,000
.5286
.4496
.3798
.3189
.2664
.2216
.1847
.1541
.1291
.1087
.0923
.0791
.0687
65
$120
.5695
.5335
.5139
.5043
.4999
.4980
.4973
.4970
.4969
.4969
.4969
.4969
.4969
 
$160
.5508
.5022
.4713
.4531
.4430
.4378
.4352
.4340
.4334
.4332
.4330
.4330
.4330
 
$250
.5375
.4675
.4191
.3847
.3613
.3460
.3364
.3306
.3271
.3252
.3240
.3234
.3231
 
$275
.5361
.4621
.4104
.3724
.3458
.3278
.3160
.3086
.3040
.3012
.2996
.2986
.2981
 
$380
.5312
.4482
.3870
.3386
.3014
.2737
.2536
.2393
.2294
.2227
.2182
.2153
.2133
 
$500
.5273
.4449
.3750
.3198
.2754
.2403
.2133
.1928
.1775
.1664
.1583
.1526
.1486
 
$550
.5261
.4439
.3720
.3151
.2687
.2316
.2025
.1801
.1632
.1506
.1413
.1346
.1298
 
$800
.5225
.4408
.3688
.3063
.2544
.2117
.1768
.1487
.1264
.1088
.0952
.0847
.0767
 
$1,000
.5213
.4398
.3680
.3057
.2522
.2077
.1711
.1413
.1172
.0979
.0827
.0708
.0615
66
$120
.5651
.5297
.5112
.5027
.4991
.4976
.4971
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5457
.4970
.4669
.4498
.4409
.4365
.4345
.4336
.4332
.4331
.4330
.4330
.4330
 
$250
.5304
.4606
.4120
.3782
.3559
.3419
.3335
.3286
.3258
.3243
.3235
.3231
.3229
 
$275
.5290
.4548
.4027
.3652
.3396
.3229
.3123
.3059
.3022
.3000
.2988
.2981
.2978
 
$380
.5241
.4402
.3780
.3293
.2926
.2659
.2470
.2340
.2253
.2196
.2160
.2137
.2122
 
$500
.5203
.4353
.3649
.3091
.2646
.2301
.2041
.1848
.1709
.1610
.1541
.1493
.1461
 
$550
.5191
.4343
.3617
.3040
.2574
.2207
.1926
.1714
.1557
.1444
.1363
.1307
.1267
 
$800
.5155
.4313
.3572
.2935
.2414
.1987
.1643
.1372
.1160
.0997
.0874
.0782
.0713
 
$1,000
.5143
.4303
.3564
.2924
.2383
.1939
.1578
.1287
.1057
.0877
.0738
.0632
.0551
67
$120
.5603
.5256
.5085
.5012
.4983
.4973
.4970
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5401
.4913
.4622
.4466
.4389
.4354
.4339
.4333
.4331
.4330
.4330
.4330
.4330
 
$250
.5231
.4530
.4043
.3713
.3504
.3378
.3307
.3268
.3247
.3237
.3232
.3229
.3228
 
$275
.5217
.4470
.3945
.3576
.3332
.3179
.3088
.3035
.3006
.2990
.2982
.2978
.2976
 
$380
.5169
.4317
.3682
.3192
.2832
.2576
.2402
.2288
.2214
.2168
.2140
.2123
.2114
 
$500
.5131
.4252
.3541
.2974
.2530
.2193
.1945
.1767
.1643
.1558
.1501
.1464
.1440
 
$550
.5119
.4242
.3507
.2919
.2452
.2091
.1821
.1623
.1482
.1384
.1316
.1271
.1241
 
$800
.5084
.4213
.3446
.2800
.2273
.1847
.1511
.1251
.1053
.0906
.0798
.0719
.0664
 
$1,000
.5073
.4203
.3439
.2781
.2235
.1791
.1435
.1155
.0938
.0773
.0650
.0558
.0491
68
$120
.5554
.5215
.5060
.4999
.4978
.4971
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5345
.4855
.4576
.4435
.4372
.4345
.4335
.4332
.4330
.4330
.4330
.4330
.4330
 
$250
.5162
.4454
.3964
.3645
.3451
.3341
.3283
.3253
.3239
.3232
.3229
.3228
.3228
 
$275
.5148
.4391
.3860
.3499
.3270
.3133
.3056
.3015
.2994
.2983
.2978
.2976
.2975
 
$380
.5101
.4231
.3581
.3090
.2737
.2496
.2339
.2240
.2180
.2145
.2125
.2114
.2108
 
$500
.5064
.4153
.3432
.2855
.2412
.2084
.1851
.1690
.1582
.1512
.1468
.1440
.1424
 
$550
.5052
.4143
.3395
.2795
.2327
.1975
.1718
.1537
.1413
.1330
.1276
.1242
.1220
 
$800
.5017
.4115
.3320
.2663
.2129
.1705
.1378
.1132
.0951
.0821
.0729
.0665
.0622
 
$1,000
.5006
.4105
.3313
.2636
.2084
.1640
.1291
.1024
.0823
.0676
.0569
.0493
.0440
69
$120
.5507
.5178
.5038
.4989
.4974
.4970
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5290
.4800
.4534
.4409
.4358
.4339
.4333
.4331
.4330
.4330
.4330
.4330
.4330
 
$250
.5103
.4379
.3889
.3581
.3404
.3310
.3264
.3243
.3234
.3230
.3228
.3228
.3227
 
$275
.5089
.4314
.3779
.3426
.3213
.3094
.3031
.3000
.2985
.2979
.2976
.2975
.2975
 
$380
.5043
.4150
.3485
.2991
.2648
.2423
.2283
.2200
.2154
.2128
.2115
.2108
.2104
 
$500
.5006
.4067
.3327
.2740
.2298
.1982
.1765
.1622
.1532
.1476
.1443
.1424
.1413
 
$550
.4994
.4053
.3288
.2676
.2208
.1864
.1623
.1460
.1354
.1287
.1245
.1220
.1206
 
$800
.4960
.4025
.3205
.2532
.1989
.1568
.1252
.1022
.0860
.0748
.0673
.0623
.0591
 
$1,000
.4949
.4016
.3194
.2500
.1938
.1495
.1155
.0903
.0720
.0590
.0501
.0441
.0400
70
$120
.5451
.5135
.5016
.4980
.4971
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5226
.4735
.4487
.4383
.4346
.4334
.4331
.4330
.4330
.4330
.4330
.4330
.4330
 
$250
.5043
.4292
.3801
.3509
.3354
.3280
.3248
.3235
.3230
.3228
.3227
.3227
.3227
 
$275
.5030
.4225
.3683
.3343
.3152
.3054
.3008
.2987
.2979
.2976
.2975
.2974
.2974
 
$380
.4984
.4056
.3371
.2876
.2546
.2343
.2226
.2163
.2130
.2114
.2107
.2104
.2102
 
$500
.4947
.3974
.3204
.2604
.2167
.1866
.1672
.1553
.1483
.1443
.1422
.1411
.1405
 
$550
.4936
.3954
.3164
.2536
.2068
.1738
.1519
.1380
.1295
.1246
.1218
.1203
.1196
 
$800
.4902
.3927
.3075
.2377
.1826
.1410
.1110
.0903
.0764
.0675
.0619
.0585
.0565
 
$1,000
.4891
.3918
.3058
.2341
.1767
.1325
.1000
.0768
.0609
.0504
.0436
.0393
.0366
71
$120
.5396
.5096
.4998
.4974
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5164
.4672
.4445
.4362
.4338
.4331
.4330
.4330
.4330
.4330
.4330
.4330
.4330
 
$250
.4997
.4207
.3715
.3442
.3312
.3257
.3237
.3230
.3228
.3227
.3227
.3227
.3227
 
$275
.4984
.4138
.3590
.3266
.3099
.3023
.2991
.2980
.2976
.2975
.2974
.2974
.2974
 
$380
.4939
.3969
.3260
.2763
.2451
.2273
.2180
.2135
.2115
.2107
.2103
.2102
.2102
 
$500
.4902
.3889
.3087
.2472
.2040
.1759
.1591
.1496
.1446
.1421
.1410
.1404
.1402
 
$550
.4891
.3870
.3046
.2400
.1933
.1621
.1426
.1313
.1250
.1218
.1202
.1194
.1190
 
$800
.4857
.3843
.2953
.2228
.1666
.1258
.0978
.0797
.0685
.0619
.0581
.0561
.0550
 
$1,000
.4846
.3834
.2933
.2187
.1599
.1162
.0854
.0648
.0516
.0435
.0388
.0361
.0346
72
$120
.5321
.5049
.4981
.4970
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.5080
.4589
.4397
.4343
.4332
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
 
$250
.4957
.4093
.3601
.3362
.3268
.3238
.3230
.3228
.3227
.3227
.3227
.3227
.3227
 
$275
.4944
.4022
.3465
.3168
.3040
.2993
.2979
.2975
.2974
.2974
.2974
.2974
.2974
 
$380
.4899
.3860
.3111
.2614
.2332
.2194
.2135
.2112
.2105
.2102
.2102
.2101
.2101
 
$500
.4862
.3788
.2933
.2294
.1873
.1628
.1501
.1441
.1416
.1406
.1402
.1401
.1400
 
$550
.4851
.3777
.2892
.2215
.1753
.1473
.1320
.1244
.1210
.1196
.1191
.1189
.1188
 
$800
.4818
.3751
.2801
.2029
.1452
.1060
.0816
.0678
.0604
.0569
.0552
.0545
.0542
 
$1,000
.4807
.3743
.2780
.1984
.1374
.0947
.0671
.0508
.0417
.0371
.0348
.0337
.0333
73
$120
.5238
.5007
.4972
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.4996
.4501
.4357
.4333
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
 
$250
.4939
.3970
.3481
.3291
.3239
.3229
.3227
.3227
.3227
.3227
.3227
.3227
.3227
 
$275
.4926
.3901
.3330
.3077
.2997
.2978
.2975
.2974
.2974
.2974
.2974
.2974
.2974
 
$380
.4881
.3757
.2952
.2456
.2221
.2134
.2109
.2103
.2102
.2101
.2101
.2101
.2101
 
$500
.4845
.3724
.2777
.2101
.1702
.1510
.1434
.1410
.1402
.1401
.1400
.1400
.1400
 
$550
.4834
.3715
.2739
.2017
.1566
.1335
.1237
.1202
.1191
.1189
.1188
.1188
.1188
 
$800
.4800
.3690
.2660
.1821
.1222
.0859
.0672
.0588
.0556
.0545
.0541
.0540
.0540
 
$1,000
.4790
.3681
.2643
.1774
.1133
.0726
.0503
.0398
.0354
.0337
.0332
.0330
.0330
74
$120
.5182
.4986
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
.4969
 
$160
.4993
.4446
.4341
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
.4330
 
$250
.4936
.3888
.3404
.3257
.3230
.3227
.3227
.3227
.3227
.3227
.3227
.3227
.3227
 
$275
.4923
.3823
.3241
.3028
.2981
.2975
.2974
.2974
.2974
.2974
.2974
.2974
.2974
 
$380
.4878
.3733
.2847
.2354
.2163
.2112
.2103
.2101
.2101
.2101
.2101
.2101
.2101
 
$500
.4842
.3705
.2683
.1974
.1597
.1452
.1411
.1402
.1401
.1400
.1400
.1400
.1400
 
$550
.4831
.3697
.2651
.1887
.1449
.1264
.1205
.1191
.1188
.1188
.1188
.1188
.1188
 
$800
.4798
.3672
.2589
.1690
.1072
.0740
.0601
.0555
.0543
.0540
.0540
.0540
.0540
 
$1,000
.4787
.3663
.2576
.1646
.0975
.0590
.0416
.0354
.0335
.0331
.0330
.0330
.0330
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 7
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0187
.0466
.0785
.1129
.1870
.2662
.3492
.4351
37
$120
.0178
.0447
.0757
.1093
.1820
.2599
.3418
.4267
38
$120
.0168
.0428
.0729
.1057
.1769
.2535
.3342
.4182
39
$120
.0159
.0410
.0702
.1021
.1718
.2471
.3266
.4096
40
$120
.0150
.0391
.0674
.0985
.1666
.2405
.3189
.4008
 
$160
.0149
.0388
.0669
.0978
.1655
.2390
.3168
.3982
41
$120
.0141
.0372
.0646
.0948
.1613
.2339
.3111
.3919
 
$160
.0140
.0370
.0641
.0942
.1603
.2324
.3090
.3893
42
$120
.0132
.0353
.0617
.0911
.1560
.2271
.3031
.3828
 
$160
.0131
.0351
.0613
.0905
.1550
.2257
.3011
.3803
43
$120
.0124
.0335
.0589
.0873
.1506
.2203
.2950
.3736
 
$160
.0123
.0332
.0585
.0867
.1496
.2189
.2931
.3712
44
$120
.0115
.0316
.0561
.0836
.1452
.2135
.2869
.3644
 
$160
.0114
.0314
.0557
.0831
.1443
.2121
.2851
.3621
45
$120
.0105
.0295
.0529
.0794
.1392
.2059
.2779
.3541
 
$160
.0105
.0293
.0525
.0788
.1382
.2045
.2760
.3518
46
$120
.0096
.0274
.0497
.0751
.1330
.1981
.2687
.3439
 
$160
.0095
.0272
.0494
.0746
.1322
.1968
.2669
.3414
47
$120
.0087
.0254
.0465
.0709
.1269
.1903
.2595
.3384
 
$160
.0086
.0252
.0462
.0705
.1261
.1891
.2578
.3310
 
$250
.0085
.0249
.0457
.0697
.1247
.1870
.2548
.3273
48
$120
.0078
.0233
.0434
.0667
.1207
.1824
.2500
.3328
 
$160
.0077
.0232
.0431
.0663
.1199
.1812
.2484
.3203
 
$250
.0076
.0229
.0426
.0655
.1186
.1792
.2456
.3167
 
$275
.0076
.0229
.0425
.0653
.1183
.1787
.2449
.3158
49
$120
.0069
.0214
.0403
.0625
.1145
.1744
.2440
.3272
 
$160
.0069
.0212
.0400
.0621
.1137
.1733
.2389
.3095
 
$250
.0068
.0210
.0395
.0614
.1125
.1713
.2362
.3059
 
$275
.0068
.0209
.0394
.0612
.1122
.1709
.2356
.3051
50
$120
.0061
.0195
.0372
.0583
.1084
.1665
.2386
.3216
 
$160
.0061
.0193
.0370
.0580
.1077
.1654
.2295
.3016
 
$250
.0060
.0191
.0366
.0573
.1064
.1636
.2269
.2953
 
$275
.0060
.0191
.0365
.0572
.1062
.1631
.2263
.2945
51
$120
.0054
.0176
.0342
.0543
.1022
.1588
.2332
.3162
 
$160
.0053
.0175
.0340
.0539
.1016
.1575
.2200
.2954
 
$250
.0053
.0173
.0336
.0533
.1004
.1557
.2175
.2844
 
$275
.0053
.0173
.0335
.0531
.1001
.1553
.2169
.2836
52
$120
.0047
.0158
.0312
.0501
.0959
.1537
.2275
.3111
 
$160
.0046
.0157
.0310
.0498
.0953
.1493
.2116
.2890
 
$250
.0046
.0155
.0307
.0492
.0942
.1476
.2077
.2731
 
$275
.0046
.0155
.0306
.0491
.0940
.1472
.2071
.2724
 
$380
.0045
.0153
.0303
.0486
.0931
.1459
.2052
.2699
53
$120
.0040
.0140
.0283
.0460
.0896
.1484
.2219
.3063
 
$160
.0040
.0139
.0281
.0457
.0890
.1411
.2054
.2825
 
$250
.0039
.0138
.0278
.0452
.0880
.1395
.1977
.2615
 
$275
.0039
.0137
.0277
.0450
.0878
.1391
.1972
.2609
 
$380
.0039
.0136
.0275
.0446
.0870
.1378
.1954
.2585
54
$120
.0034
.0123
.0255
.0420
.0833
.1432
.2166
.3016
 
$160
.0033
.0123
.0253
.0417
.0828
.1328
.1992
.2760
 
$250
.0033
.0121
.0250
.0412
.0818
.1313
.1877
.2499
 
$275
.0033
.0121
.0249
.0411
.0816
.1309
.1872
.2492
 
$380
.0033
.0120
.0247
.0407
.0809
.1297
.1855
.2470
55
$120
.0028
.0108
.0227
.0381
.0783
.1379
.2116
.2970
 
$160
.0028
.0107
.0226
.0378
.0766
.1265
.1930
.2698
 
$250
.0028
.0106
.0223
.0374
.0758
.1231
.1777
.2406
 
$275
.0028
.0105
.0223
.0373
.0756
.1228
.1772
.2377
 
$380
.0027
.0104
.0221
.0370
.0749
.1217
.1756
.2355
 
$500
.0027
.0104
.0219
.0367
.0743
.1208
.1743
.2338
56
$120
.0023
.0092
.0200
.0342
.0738
.1326
.2066
.2924
 
$160
.0023
.0092
.0199
.0339
.0704
.1208
.1865
.2638
 
$250
.0023
.0091
.0197
.0335
.0696
.1147
.1673
.2327
 
$275
.0023
.0090
.0196
.0335
.0694
.1144
.1669
.2277
 
$380
.0022
.0090
.0194
.0331
.0687
.1134
.1653
.2235
 
$500
.0022
.0089
.0193
.0329
.0682
.1125
.1641
.2219
 
$550
.0022
.0089
.0193
.0328
.0681
.1123
.1637
.2213
57
$120
.0018
.0078
.0175
.0304
.0694
.1275
.2017
.2881
 
$160
.0018
.0078
.0174
.0302
.0642
.1150
.1803
.2581
 
$250
.0018
.0077
.0172
.0298
.0635
.1064
.1584
.2248
 
$275
.0018
.0077
.0171
.0298
.0633
.1061
.1565
.2195
 
$380
.0018
.0076
.0170
.0295
.0627
.1051
.1551
.2115
 
$500
.0018
.0075
.0168
.0293
.0623
.1043
.1539
.2100
 
$550
.0018
.0075
.0168
.0292
.0621
.1041
.1536
.2095
58
$120
.0015
.0067
.0153
.0270
.0655
.1232
.1974
.2845
 
$160
.0015
.0066
.0152
.0269
.0592
.1098
.1749
.2530
 
$250
.0015
.0065
.0150
.0266
.0579
.0986
.1516
.2176
 
$275
.0015
.0065
.0150
.0265
.0577
.0983
.1481
.2120
 
$380
.0014
.0065
.0148
.0262
.0572
.0974
.1453
.2001
 
$500
.0014
.0064
.0147
.0261
.0568
.0967
.1443
.1986
 
$550
.0014
.0064
.0147
.0260
.0567
.0965
.1439
.1982
59
$120
.0012
.0056
.0132
.0238
.0615
.1188
.1932
.2809
 
$160
.0012
.0055
.0131
.0236
.0551
.1045
.1696
.2479
 
$250
.0012
.0055
.0129
.0234
.0524
.0908
.1449
.2102
 
$275
.0012
.0054
.0129
.0233
.0522
.0905
.1411
.2044
 
$380
.0011
.0054
.0128
.0231
.0517
.0896
.1355
.1891
 
$500
.0011
.0054
.0127
.0229
.0514
.0890
.1345
.1872
 
$550
.0011
.0053
.0126
.0229
.0512
.0888
.1342
.1867
60
$120
.0009
.0045
.0111
.0213
.0576
.1144
.1890
.2775
 
$160
.0009
.0045
.0111
.0205
.0509
.0993
.1642
.2430
 
$250
.0009
.0045
.0109
.0203
.0468
.0848
.1379
.2029
 
$275
.0009
.0045
.0109
.0202
.0467
.0828
.1339
.1966
 
$380
.0009
.0044
.0108
.0200
.0463
.0818
.1255
.1802
 
$500
.0009
.0044
.0107
.0199
.0459
.0812
.1246
.1755
 
$550
.0009
.0044
.0107
.0198
.0458
.0810
.1243
.1751
 
$800
.0009
.0043
.0106
.0197
.0455
.0804
.1234
.1739
61
$120
.0007
.0036
.0093
.0190
.0539
.1101
.1850
.2742
 
$160
.0007
.0036
.0092
.0175
.0468
.0943
.1590
.2381
 
$250
.0007
.0036
.0091
.0173
.0414
.0789
.1309
.1958
 
$275
.0007
.0036
.0091
.0173
.0413
.0767
.1268
.1889
 
$380
.0007
.0035
.0090
.0171
.0409
.0740
.1162
.1714
 
$500
.0007
.0035
.0089
.0170
.0406
.0735
.1147
.1640
 
$550
.0007
.0035
.0089
.0170
.0405
.0733
.1145
.1636
 
$800
.0006
.0035
.0089
.0169
.0403
.0728
.1137
.1625
62
$120
.0005
.0028
.0076
.0166
.0501
.1057
.1810
.2710
 
$160
.0005
.0028
.0075
.0148
.0427
.0893
.1537
.2334
 
$250
.0005
.0028
.0074
.0145
.0363
.0730
.1240
.1888
 
$275
.0005
.0028
.0074
.0145
.0360
.0707
.1195
.1814
 
$380
.0005
.0028
.0073
.0144
.0357
.0663
.1082
.1626
 
$500
.0005
.0027
.0073
.0143
.0354
.0658
.1048
.1532
 
$550
.0005
.0027
.0073
.0142
.0354
.0656
.1046
.1519
 
$800
.0005
.0027
.0072
.0141
.0351
.0652
.1039
.1509
 
$1,000
.0005
.0027
.0072
.0141
.0350
.0650
.1036
.1505
63
$120
.0003
.0021
.0062
.0144
.0463
.1013
.1769
.2678
 
$160
.0003
.0021
.0059
.0125
.0387
.0841
.1484
.2286
 
$250
.0003
.0021
.0059
.0119
.0319
.0669
.1170
.1815
 
$275
.0003
.0021
.0058
.0118
.0311
.0645
.1121
.1737
 
$380
.0003
.0021
.0058
.0117
.0305
.0586
.1000
.1533
 
$500
.0003
.0020
.0057
.0116
.0303
.0580
.0947
.1432
 
$550
.0003
.0020
.0057
.0116
.0302
.0579
.0945
.1407
 
$800
.0003
.0020
.0057
.0115
.0300
.0575
.0939
.1390
 
$1,000
.0003
.0020
.0057
.0115
.0299
.0574
.0937
.1387
64
$120
.0002
.0015
.0050
.0122
.0425
.0969
.1729
.2648
 
$160
.0002
.0015
.0045
.0104
.0347
.0789
.1431
.2239
 
$250
.0002
.0015
.0045
.0094
.0278
.0609
.1100
.1743
 
$275
.0002
.0015
.0044
.0094
.0268
.0583
.1049
.1660
 
$380
.0002
.0015
.0044
.0093
.0255
.0521
.0919
.1442
 
$500
.0002
.0015
.0044
.0092
.0254
.0504
.0858
.1331
 
$550
.0002
.0015
.0044
.0092
.0253
.0503
.0846
.1304
 
$800
.0002
.0015
.0043
.0092
.0251
.0500
.0840
.1272
 
$1,000
.0002
.0015
.0043
.0091
.0251
.0499
.0838
.1269
65
$120
.0001
.0010
.0039
.0102
.0388
.0925
.1690
.2619
 
$160
.0001
.0010
.0034
.0085
.0309
.0738
.1377
.2193
 
$250
.0001
.0010
.0033
.0072
.0237
.0550
.1030
.1671
 
$275
.0001
.0010
.0032
.0072
.0228
.0523
.0976
.1584
 
$380
.0001
.0010
.0032
.0071
.0209
.0458
.0837
.1350
 
$500
.0001
.0010
.0032
.0071
.0207
.0431
.0771
.1230
 
$550
.0001
.0010
.0032
.0071
.0207
.0430
.0755
.1200
 
$800
.0001
.0010
.0032
.0070
.0205
.0427
.0742
.1154
 
$1,000
.0001
.0010
.0032
.0070
.0205
.0426
.0740
.1151
66
$120
.0001
.0007
.0029
.0084
.0351
.0881
.1652
.2592
 
$160
.0001
.0007
.0025
.0067
.0271
.0687
.1325
.2149
 
$250
.0001
.0007
.0023
.0054
.0199
.0493
.0961
.1600
 
$275
.0001
.0006
.0023
.0053
.0190
.0465
.0903
.1507
 
$380
.0001
.0006
.0022
.0052
.0168
.0396
.0757
.1260
 
$500
.0001
.0006
.0022
.0052
.0164
.0366
.0686
.1129
 
$550
.0001
.0006
.0022
.0052
.0164
.0360
.0669
.1097
 
$800
.0001
.0006
.0022
.0051
.0163
.0357
.0647
.1038
 
$1,000
.0001
.0006
.0022
.0051
.0162
.0356
.0645
.1035
67
$120
.0000
.0004
.0021
.0066
.0312
.0833
.1611
.2565
 
$160
.0000
.0004
.0017
.0050
.0232
.0631
.1268
.2102
 
$250
.0000
.0004
.0014
.0038
.0161
.0432
.0885
.1523
 
$275
.0000
.0004
.0014
.0037
.0152
.0403
.0825
.1425
 
$380
.0000
.0004
.0014
.0035
.0130
.0332
.0672
.1162
 
$500
.0000
.0004
.0014
.0035
.0122
.0301
.0596
.1021
 
$550
.0000
.0004
.0014
.0035
.0122
.0293
.0577
.0987
 
$800
.0000
.0004
.0014
.0035
.0121
.0286
.0547
.0919
 
$1,000
.0000
.0004
.0014
.0034
.0121
.0286
.0545
.0910
68
$120
.0000
.0002
.0014
.0049
.0273
.0784
.1570
.2540
 
$160
.0000
.0002
.0010
.0036
.0193
.0575
.1210
.2056
 
$250
.0000
.0002
.0008
.0025
.0125
.0371
.0809
.1444
 
$275
.0000
.0002
.0008
.0024
.0116
.0341
.0746
.1340
 
$380
.0000
.0002
.0008
.0021
.0095
.0270
.0586
.1061
 
$500
.0000
.0002
.0008
.0021
.0087
.0238
.0506
.0912
 
$550
.0000
.0002
.0008
.0021
.0085
.0230
.0487
.0875
 
$800
.0000
.0002
.0008
.0021
.0085
.0220
.0451
.0799
 
$1,000
.0000
.0002
.0008
.0021
.0085
.0219
.0447
.0785
69
$120
.0000
.0001
.0008
.0036
.0235
.0737
.1533
.2518
 
$160
.0000
.0001
.0006
.0024
.0158
.0520
.1155
.2014
 
$250
.0000
.0001
.0004
.0015
.0094
.0314
.0734
.1369
 
$275
.0000
.0001
.0004
.0014
.0086
.0285
.0669
.1259
 
$380
.0000
.0001
.0004
.0012
.0067
.0215
.0505
.0965
 
$500
.0000
.0001
.0004
.0012
.0059
.0183
.0422
.0807
 
$550
.0000
.0001
.0004
.0012
.0057
.0175
.0403
.0768
 
$800
.0000
.0001
.0004
.0012
.0056
.0162
.0364
.0685
 
$1,000
.0000
.0001
.0004
.0012
.0056
.0162
.0358
.0669
70
$120
.0000
.0000
.0004
.0022
.0193
.0681
.1490
.2496
 
$160
.0000
.0000
.0003
.0014
.0120
.0456
.1090
.1967
 
$250
.0000
.0000
.0002
.0008
.0063
.0249
.0647
.1281
 
$275
.0000
.0000
.0002
.0007
.0056
.0221
.0580
.1163
 
$380
.0000
.0000
.0001
.0005
.0040
.0155
.0411
.0851
 
$500
.0000
.0000
.0001
.0005
.0034
.0125
.0329
.0684
 
$550
.0000
.0000
.0001
.0005
.0032
.0118
.0309
.0644
 
$800
.0000
.0000
.0001
.0005
.0030
.0106
.0270
.0555
 
$1,000
.0000
.0000
.0001
.0005
.0030
.0104
.0262
.0536
71
$120
.0000
.0000
.0002
.0013
.0153
.0626
.1451
.2478
 
$160
.0000
.0000
.0001
.0007
.0086
.0394
.1027
.1925
 
$250
.0000
.0000
.0000
.0003
.0038
.0190
.0562
.1195
 
$275
.0000
.0000
.0000
.0003
.0033
.0164
.0493
.1070
 
$380
.0000
.0000
.0000
.0002
.0021
.0104
.0324
.0740
 
$500
.0000
.0000
.0000
.0002
.0016
.0079
.0244
.0567
 
$550
.0000
.0000
.0000
.0002
.0015
.0073
.0225
.0526
 
$800
.0000
.0000
.0000
.0002
.0014
.0062
.0187
.0433
 
$1,000
.0000
.0000
.0000
.0002
.0013
.0060
.0179
.0413
72
$120
.0000
.0000
.0000
.0004
.0103
.0551
.1404
.2461
 
$160
.0000
.0000
.0000
.0002
.0047
.0310
.0944
.1877
 
$250
.0000
.0000
.0000
.0001
.0015
.0118
.0448
.1081
 
$275
.0000
.0000
.0000
.0000
.0012
.0096
.0377
.0945
 
$380
.0000
.0000
.0000
.0000
.0006
.0050
.0215
.0591
 
$500
.0000
.0000
.0000
.0000
.0004
.0033
.0143
.0413
 
$550
.0000
.0000
.0000
.0000
.0004
.0029
.0128
.0372
 
$800
.0000
.0000
.0000
.0000
.0003
.0022
.0095
.0281
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0021
.0089
.0260
73
$120
.0000
.0000
.0000
.0001
.0055
.0468
.1362
.2452
 
$160
.0000
.0000
.0000
.0000
.0018
.0219
.0856
.1837
 
$250
.0000
.0000
.0000
.0000
.0003
.0055
.0325
.0961
 
$275
.0000
.0000
.0000
.0000
.0002
.0040
.0256
.0810
 
$380
.0000
.0000
.0000
.0000
.0001
.0014
.0112
.0432
 
$500
.0000
.0000
.0000
.0000
.0000
.0007
.0059
.0257
 
$550
.0000
.0000
.0000
.0000
.0000
.0006
.0049
.0219
 
$800
.0000
.0000
.0000
.0000
.0000
.0003
.0030
.0140
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0026
.0123
74
$120
.0000
.0000
.0000
.0000
.0029
.0412
.1341
.2449
 
$160
.0000
.0000
.0000
.0000
.0006
.0160
.0801
.1821
 
$250
.0000
.0000
.0000
.0000
.0000
.0025
.0243
.0884
 
$275
.0000
.0000
.0000
.0000
.0000
.0016
.0178
.0721
 
$380
.0000
.0000
.0000
.0000
.0000
.0004
.0058
.0327
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0023
.0163
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0018
.0131
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0069
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0056
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 7
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9545
.9467
.9395
.9327
.9263
.9202
.9144
.9088
.9034
.8981
.8930
.8881
.8832
2
.9515
.9432
.9356
.9285
.9217
.9152
.9090
.9031
.8974
.8918
.8864
.8812
.8760
3
.9477
.9388
.9306
.9230
.9157
.9088
.9021
.8957
.8896
.8836
.8778
.8722
.8667
4
.9438
.9343
.9256
.9174
.9096
.9022
.8951
.8882
.8816
.8752
.8690
.8630
.8571
5
.9399
.9298
.9205
.9117
.9034
.8955
.8879
.8806
.8736
.8668
.8601
.8537
.8474
6
.9359
.9252
.9153
.9060
.8972
.8887
.8807
.8729
.8654
.8582
.8511
.8443
.8376
7
.9319
.9205
.9100
.9001
.8907
.8818
.8732
.8650
.8570
.8493
.8418
.8346
.8275
8
.9278
.9158
.9046
.8942
.8843
.8748
.8657
.8570
.8486
.8404
.8325
.8249
.8175
9
.9237
.9110
.8992
.8882
.8777
.8677
.8581
.8489
.8400
.8314
.8231
.8151
.8072
10
.9196
.9062
.8938
.8821
.8711
.8605
.8504
.8407
.8314
.8224
.8136
.8052
.7969
11
.9154
.9014
.8883
.8760
.8644
.8533
.8427
.8325
.8227
.8133
.8041
.7952
.7866
12
.9112
.8964
.8827
.8698
.8575
.8459
.8348
.8241
.8138
.8039
.7943
.7850
.7760
13
.9069
.8914
.8770
.8634
.8506
.8384
.8268
.8156
.8048
.7945
.7844
.7747
.7653
14
.9025
.8862
.8711
.8569
.8435
.8308
.8186
.8069
.7956
.7848
.7743
.7642
.7544
15
.8981
.8811
.8652
.8504
.8364
.8231
.8104
.7982
.7865
.7752
.7643
.7537
.7435
16
.8936
.8758
.8593
.8438
.8292
.8153
.8020
.7893
.7771
.7654
.7540
.7430
.7324
17
.8890
.8705
.8532
.8371
.8219
.8074
.7936
.7803
.7676
.7554
.7436
.7322
.7212
18
.8844
.8651
.8471
.8303
.8144
.7994
.7850
.7713
.7581
.7454
.7331
.7213
.7099
19
.8797
.8595
.8408
.8234
.8069
.7912
.7763
.7620
.7483
.7351
.7225
.7102
.6984
20
.8750
.8540
.8346
.8164
.7993
.7830
.7675
.7527
.7385
.7249
.7118
.6991
.6869
21
.8702
.8484
.8282
.8093
.7915
.7746
.7586
.7433
.7286
.7145
.7009
.6879
.6753
22
.8652
.8426
.8216
.8020
.7835
.7661
.7494
.7336
.7184
.7038
.6898
.6763
.6633
23
.8603
.8368
.8150
.7947
.7756
.7575
.7403
.7239
.7082
.6932
.6787
.6648
.6514
24
.8552
.8308
.8083
.7872
.7674
.7487
.7309
.7139
.6977
.6822
.6673
.6530
.6392
25
.8500
.8247
.8014
.7795
.7590
.7397
.7213
.7038
.6871
.6711
.6558
.6411
.6269
26
.8448
.8186
.7944
.7719
.7507
.7307
.7117
.6937
.6764
.6600
.6442
.6291
.6145
27
.8395
.8124
.7873
.7640
.7421
.7215
.7019
.6833
.6656
.6487
.6325
.6169
.6020
28
.8341
.8060
.7801
.7560
.7334
.7121
.6919
.6728
.6546
.6372
.6205
.6045
.5892
29
.8287
.7996
.7728
.7479
.7246
.7027
.6819
.6622
.6435
.6256
.6085
.5921
.5764
30
.8230
.7930
.7653
.7396
.7156
.6930
.6716
.6513
.6321
.6137
.5962
.5794
.5632
31
.8173
.7863
.7577
.7312
.7064
.6831
.6611
.6403
.6205
.6017
.5837
.5664
.5499
32
.8115
.7794
.7499
.7225
.6970
.6730
.6504
.6290
.6087
.5893
.5709
.5532
.5362
33
.8056
.7724
.7420
.7138
.6875
.6628
.6396
.6176
.5968
.5769
.5580
.5399
.5225
34
.7995
.7653
.7340
.7049
.6778
.6525
.6286
.6060
.5846
.5643
.5448
.5263
.5085
35
.7933
.7580
.7257
.6958
.6679
.6418
.6173
.5941
.5722
.5513
.5314
.5124
.4941
36
.7871
.7507
.7174
.6866
.6579
.6311
.6059
.5822
.5596
.5382
.5178
.4983
.4797
37
.7807
.7431
.7088
.6771
.6476
.6201
.5942
.5698
.5467
.5247
.5038
.4838
.4647
38
.7741
.7354
.7000
.6674
.6371
.6088
.5822
.5571
.5334
.5109
.4895
.4690
.4494
39
.7675
.7276
.6912
.6576
.6265
.5974
.5701
.5444
.5201
.4970
.4751
.4541
.4341
40
.7609
.7197
.6822
.6477
.6157
.5858
.5578
.5315
.5065
.4829
.4604
.4389
.4185
41
.7541
.7117
.6731
.6376
.6047
.5741
.5453
.5183
.4927
.4685
.4454
.4235
.4027
42
.7471
.7035
.6638
.6273
.5935
.5620
.5325
.5047
.4785
.4537
.4301
.4078
.3866
43
.7402
.6952
.6544
.6169
.5821
.5498
.5195
.4910
.4642
.4388
.4147
.3920
.3705
44
.7332
.6870
.6450
.6064
.5708
.5376
.5065
.4773
.4498
.4239
.3994
.3763
.3545
45
.7253
.6777
.6344
.5947
.5581
.5239
.4920
.4621
.4340
.4075
.3826
.3592
.3371
46
.7174
.6683
.6237
.5829
.5452
.5101
.4773
.4467
.4180
.3910
.3657
.3420
.3198
47
.7095
.6589
.6130
.5710
.5322
.4962
.4626
.4313
.4020
.3746
.3490
.3250
.3026
48
.7013
.6492
.6020
.5587
.5188
.4818
.4474
.4154
.3856
.3578
.3319
.3078
.2855
49
.6932
.6394
.5908
.5462
.5052
.4673
.4321
.3994
.3691
.3410
.3149
.2908
.2686
50
.6851
.6297
.5796
.5338
.4917
.4528
.4168
.3836
.3528
.3244
.2983
.2743
.2521
51
.6769
.6199
.5683
.5212
.4779
.4381
.4014
.3676
.3365
.3080
.2819
.2579
.2360
52
.6685
.6097
.5565
.5080
.4636
.4228
.3854
.3512
.3198
.2912
.2651
.2413
.2196
53
.6599
.5993
.5445
.4946
.4490
.4073
.3693
.3346
.3031
.2745
.2485
.2250
.2037
54
.6514
.5889
.5324
.4810
.4343
.3918
.3532
.3182
.2866
.2580
.2322
.2090
.1882
55
.6429
.5785
.5203
.4675
.4197
.3764
.3373
.3021
.2704
.2420
.2165
.1938
.1735
56
.6342
.5676
.5076
.4534
.4045
.3604
.3209
.2855
.2539
.2257
.2006
.1784
.1587
57
.6255
.5568
.4950
.4393
.3894
.3446
.3047
.2692
.2377
.2099
.1853
.1637
.1446
58
.6173
.5465
.4829
.4259
.3750
.3296
.2894
.2539
.2226
.1952
.1711
.1501
.1317
59
.6091
.5361
.4708
.4124
.3605
.3146
.2742
.2387
.2077
.1807
.1572
.1368
.1191
60
.6008
.5256
.4584
.3986
.3458
.2994
.2588
.2235
.1928
.1663
.1434
.1238
.1069
61
.5926
.5151
.4461
.3850
.3313
.2844
.2437
.2085
.1783
.1523
.1302
.1113
.0953
62
.5845
.5046
.4337
.3712
.3166
.2693
.2285
.1936
.1638
.1385
.1172
.0993
.0842
63
.5762
.4939
.4209
.3570
.3015
.2537
.2129
.1783
.1492
.1247
.1043
.0873
.0733
64
.5682
.4833
.4082
.3428
.2864
.2382
.1974
.1633
.1348
.1112
.0918
.0759
.0630
65
.5603
.4728
.3956
.3286
.2711
.2226
.1819
.1483
.1206
.0981
.0798
.0651
.0533
66
.5529
.4626
.3831
.3143
.2559
.2070
.1665
.1335
.1068
.0854
.0684
.0549
.0444
67
.5453
.4518
.3696
.2989
.2393
.1900
.1499
.1177
.0922
.0722
.0567
.0447
.0356
68
.5381
.4413
.3561
.2832
.2223
.1726
.1330
.1018
.0777
.0594
.0456
.0352
.0276
69
.5319
.4317
.3433
.2680
.2058
.1558
.1167
.0868
.0644
.0478
.0358
.0271
.0209
70
.5257
.4212
.3287
.2501
.1862
.1359
.0978
.0697
.0496
.0354
.0256
.0189
.0144
71
.5210
.4121
.3151
.2329
.1669
.1165
.0797
.0539
.0363
.0247
.0172
.0124
.0093
72
.5167
.4023
.2983
.2101
.1408
.0903
.0560
.0341
.0208
.0130
.0085
.0058
.0042
73
.5149
.3957
.2836
.1868
.1125
.0622
.0322
.0160
.0079
.0040
.0021
.0011
.0006
74
.5146
.3938
.2768
.1728
.0936
.0438
.0180
.0066
.0023
.0007
.0002
.0001
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 7
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0522
.1057
.1603
.2154
.3271
.4399
.5535
.6676
2
.0000
.0515
.1045
.1587
.2135
.3246
.4369
.5500
.6638
3
.0000
.0506
.1030
.1567
.2111
.3215
.4331
.5456
.6588
4
.0000
.0497
.1015
.1546
.2087
.3183
.4292
.5411
.6537
5
.0000
.0487
.1000
.1526
.2062
.3150
.4253
.5366
.6486
6
.0000
.0478
.0984
.1506
.2037
.3117
.4213
.5320
.6434
7
.0000
.0468
.0968
.1485
.2012
.3084
.4173
.5273
.6381
8
.0000
.0459
.0953
.1464
.1987
.3051
.4132
.5226
.6328
9
.0000
.0449
.0937
.1444
.1961
.3017
.4091
.5178
.6274
10
.0000
.0440
.0921
.1423
.1936
.2983
.4050
.5130
.6219
11
.0000
.0431
.0906
.1402
.1910
.2949
.4008
.5081
.6165
12
.0000
.0421
.0890
.1381
.1884
.2914
.3966
.5032
.6108
13
.0000
.0411
.0874
.1359
.1858
.2879
.3923
.4982
.6051
14
.0000
.0402
.0858
.1338
.1831
.2843
.3879
.4930
.5993
15
.0000
.0392
.0842
.1316
.1804
.2807
.3835
.4878
.5934
16
.0000
.0383
.0826
.1294
.1777
.2771
.3790
.4826
.5874
17
.0000
.0373
.0810
.1272
.1749
.2734
.3745
.4773
.5814
18
.0000
.0364
.0793
.1250
.1722
.2697
.3699
.4718
.5753
19
.0000
.0354
.0777
.1227
.1694
.2659
.3652
.4663
.5690
20
.0000
.0345
.0760
.1205
.1666
.2621
.3604
.4608
.5627
21
.0000
.0335
.0744
.1182
.1637
.2582
.3556
.4552
.5563
22
.0000
.0326
.0727
.1158
.1608
.2542
.3507
.4494
.5498
23
.0000
.0316
.0710
.1135
.1579
.2502
.3457
.4436
.5432
24
.0000
.0307
.0693
.1111
.1549
.2461
.3406
.4376
.5364
25
.0000
.0297
.0676
.1087
.1519
.2419
.3355
.4315
.5295
26
.0000
.0287
.0659
.1063
.1488
.2377
.3303
.4254
.5226
27
.0000
.0278
.0641
.1039
.1457
.2334
.3250
.4192
.5155
28
.0000
.0268
.0623
.1014
.1426
.2291
.3195
.4128
.5083
29
.0000
.0259
.0606
.0989
.1394
.2247
.3141
.4064
.5010
30
.0000
.0249
.0588
.0963
.1361
.2202
.3085
.3998
.4935
31
.0000
.0240
.0570
.0938
.1328
.2156
.3028
.3931
.4859
32
.0000
.0230
.0552
.0911
.1294
.2109
.2969
.3862
.4780
33
.0000
.0220
.0533
.0885
.1261
.2062
.2910
.3792
.4702
34
.0000
.0211
.0515
.0858
.1226
.2014
.2850
.3721
.4621
35
.0000
.0201
.0496
.0831
.1191
.1964
.2788
.3648
.4539
36
.0000
.0192
.0477
.0803
.1156
.1915
.2726
.3575
.4455
37
.0000
.0182
.0458
.0775
.1119
.1863
.2661
.3499
.4369
38
.0000
.0172
.0439
.0747
.1082
.1811
.2596
.3422
.4282
39
.0000
.0163
.0420
.0718
.1045
.1759
.2530
.3344
.4193
40
.0000
.0154
.0400
.0690
.1008
.1706
.2463
.3265
.4104
41
.0000
.0145
.0381
.0661
.0970
.1652
.2395
.3185
.4013
42
.0000
.0135
.0362
.0632
.0932
.1597
.2326
.3103
.3919
43
.0000
.0126
.0343
.0603
.0894
.1542
.2256
.3020
.3825
44
.0000
.0118
.0324
.0574
.0856
.1487
.2186
.2938
.3731
45
.0000
.0108
.0302
.0542
.0813
.1425
.2108
.2845
.3626
46
.0000
.0098
.0281
.0509
.0769
.1362
.2028
.2751
.3519
47
.0000
.0089
.0260
.0477
.0726
.1300
.1949
.2657
.3411
48
.0000
.0080
.0239
.0444
.0683
.1236
.1868
.2560
.3301
49
.0000
.0071
.0219
.0412
.0640
.1172
.1786
.2462
.3189
50
.0000
.0063
.0199
.0381
.0597
.1110
.1705
.2365
.3078
51
.0000
.0055
.0180
.0351
.0555
.1047
.1623
.2267
.2965
52
.0000
.0048
.0162
.0320
.0513
.0982
.1539
.2165
.2847
53
.0000
.0041
.0144
.0290
.0471
.0917
.1454
.2061
.2726
54
.0000
.0035
.0126
.0261
.0430
.0853
.1368
.1957
.2605
55
.0000
.0029
.0110
.0233
.0390
.0790
.1284
.1853
.2484
56
.0000
.0024
.0095
.0205
.0350
.0725
.1196
.1744
.2358
57
.0000
.0019
.0080
.0179
.0311
.0662
.1109
.1636
.2231
58
.0000
.0015
.0068
.0156
.0277
.0604
.1027
.1533
.2111
59
.0000
.0012
.0057
.0135
.0244
.0546
.0945
.1429
.1989
60
.0000
.0009
.0047
.0114
.0211
.0488
.0862
.1324
.1865
61
.0000
.0007
.0037
.0095
.0181
.0432
.0781
.1219
.1742
62
.0000
.0005
.0029
.0077
.0152
.0377
.0699
.1114
.1618
63
.0000
.0003
.0022
.0061
.0124
.0322
.0617
.1007
.1491
64
.0000
.0002
.0016
.0046
.0098
.0269
.0536
.0901
.1364
65
.0000
.0001
.0011
.0034
.0075
.0220
.0458
.0796
.1237
66
.0000
.0001
.0007
.0024
.0055
.0174
.0383
.0694
.1112
67
.0000
.0000
.0004
.0015
.0037
.0130
.0307
.0586
.0978
68
.0000
.0000
.0002
.0008
.0023
.0091
.0236
.0481
.0842
69
.0000
.0000
.0001
.0004
.0013
.0060
.0174
.0384
.0714
70
.0000
.0000
.0000
.0001
.0005
.0032
.0112
.0280
.0568
71
.0000
.0000
.0000
.0000
.0002
.0014
.0064
.0189
.0432
72
.0000
.0000
.0000
.0000
.0000
.0003
.0022
.0091
.0265
73
.0000
.0000
.0000
.0000
.0000
.0000
.0003
.0025
.0118
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0006
.0049
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 7
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.8293
.7910
.7558
.7234
.6932
.6650
.6384
.6134
.5954
.5860
.5779
.5707
.5644
37
$120
.8225
.7830
.7468
.7134
.6823
.6533
.6260
.6013
.5907
.5814
.5734
.5663
.5607
38
$120
.8156
.7748
.7375
.7031
.6712
.6414
.6134
.5965
.5859
.5768
.5689
.5625
.5577
39
$120
.8087
.7666
.7282
.6929
.6600
.6294
.6039
.5917
.5812
.5722
.5649
.5594
.5551
40
$120
.8016
.7583
.7188
.6824
.6487
.6172
.5990
.5869
.5765
.5681
.5617
.5567
.5527
 
$160
.7964
.7533
.7141
.6779
.6444
.6132
.5839
.5563
.5405
.5291
.5193
.5107
.5031
41
$120
.7945
.7499
.7092
.6718
.6371
.6082
.5940
.5820
.5721
.5646
.5588
.5542
.5504
 
$160
.7893
.7450
.7045
.6674
.6330
.6009
.5708
.5479
.5349
.5238
.5141
.5056
.4986
42
$120
.7872
.7412
.6994
.6609
.6253
.6031
.5890
.5772
.5684
.5615
.5562
.5518
.5483
 
$160
.7820
.7364
.6948
.6566
.6212
.5882
.5574
.5422
.5294
.5184
.5089
.5010
.4948
43
$120
.7798
.7325
.6895
.6499
.6148
.5980
.5840
.5732
.5651
.5587
.5536
.5496
.5464
 
$160
.7747
.7277
.6849
.6457
.6093
.5755
.5514
.5366
.5240
.5131
.5041
.4971
.4916
44
$120
.7725
.7238
.6795
.6389
.6097
.5930
.5796
.5697
.5620
.5561
.5513
.5476
.5449
 
$160
.7674
.7191
.6751
.6347
.5974
.5630
.5457
.5310
.5186
.5082
.5001
.4938
.4886
45
$120
.7642
.7140
.6684
.6266
.6038
.5873
.5750
.5658
.5587
.5531
.5488
.5457
.5433
 
$160
.7592
.7093
.6640
.6225
.5841
.5562
.5391
.5247
.5126
.5033
.4960
.4902
.4854
46
$120
.7558
.7041
.6572
.6180
.5978
.5823
.5709
.5622
.5555
.5504
.5467
.5439
.5418
 
$160
.7509
.6995
.6529
.6101
.5706
.5496
.5326
.5184
.5074
.4989
.4922
.4868
.4825
47
$120
.7475
.6942
.6458
.6120
.5922
.5778
.5670
.5588
.5527
.5482
.5449
.5424
.5406
 
$160
.7426
.6896
.6416
.5976
.5632
.5430
.5262
.5130
.5029
.4950
.4888
.4838
.4799
 
$250
.7341
.6818
.6343
.5908
.5507
.5134
.4787
.4565
.4394
.4247
.4121
.4011
.3916
48
$120
.7389
.6840
.6342
.6059
.5872
.5735
.5633
.5556
.5501
.5461
.5432
.5411
.5396
 
$160
.7341
.6795
.6301
.5848
.5564
.5363
.5202
.5080
.4986
.4913
.4855
.4810
.4777
 
$250
.7258
.6718
.6229
.5782
.5369
.4986
.4682
.4484
.4317
.4173
.4049
.3944
.3859
 
$275
.7238
.6700
.6213
.5766
.5355
.4973
.4618
.4377
.4194
.4038
.3904
.3788
.3686
49
$120
.7303
.6737
.6248
.6002
.5825
.5695
.5598
.5528
.5479
.5443
.5418
.5400
.5388
 
$160
.7255
.6693
.6184
.5739
.5496
.5298
.5148
.5034
.4946
.4878
.4825
.4786
.4757
 
$250
.7173
.6617
.6113
.5653
.5228
.4835
.4599
.4405
.4240
.4099
.3980
.3885
.3809
 
$275
.7154
.6600
.6097
.5638
.5214
.4823
.4502
.4291
.4113
.3960
.3829
.3716
.3623
50
$120
.7218
.6635
.6188
.5951
.5781
.5656
.5566
.5504
.5459
.5428
.5406
.5391
.5381
 
$160
.7171
.6592
.6067
.5672
.5428
.5240
.5099
.4992
.4909
.4847
.4800
.4766
.4740
 
$250
.7089
.6517
.5998
.5524
.5088
.4747
.4519
.4328
.4165
.4029
.3921
.3834
.3765
 
$275
.7070
.6499
.5982
.5509
.5074
.4673
.4415
.4209
.4034
.3884
.3756
.3653
.3570
51
$120
.7132
.6531
.6130
.5902
.5739
.5620
.5538
.5481
.5441
.5415
.5396
.5384
.5376
 
$160
.7085
.6489
.5949
.5604
.5365
.5187
.5053
.4951
.4875
.4819
.4778
.4748
.4726
 
$250
.7005
.6415
.5881
.5393
.4945
.4664
.4439
.4250
.4092
.3966
.3867
.3788
.3724
 
$275
.6986
.6398
.5865
.5379
.4932
.4573
.4331
.4128
.3955
.3809
.3691
.3597
.3521
52
$120
.7043
.6424
.6075
.5855
.5697
.5587
.5512
.5460
.5426
.5403
.5388
.5378
.5371
 
$160
.6997
.6382
.5836
.5534
.5305
.5135
.5008
.4913
.4844
.4794
.4758
.4732
.4714
 
$250
.6917
.6309
.5759
.5257
.4849
.4581
.4358
.4172
.4024
.3908
.3817
.3744
.3685
 
$275
.6899
.6293
.5744
.5243
.4784
.4484
.4245
.4044
.3875
.3739
.3631
.3545
.3476
 
$380
.6836
.6235
.5691
.5195
.4741
.4324
.3942
.3671
.3451
.3265
.3104
.2966
.2846
53
$120
.6953
.6326
.6022
.5808
.5658
.5556
.5488
.5442
.5412
.5393
.5381
.5373
.5368
 
$160
.6908
.6273
.5766
.5468
.5248
.5086
.4965
.4878
.4816
.4772
.4741
.4719
.4704
 
$250
.6829
.6202
.5634
.5118
.4763
.4497
.4276
.4100
.3962
.3855
.3770
.3702
.3650
 
$275
.6811
.6186
.5620
.5104
.4681
.4396
.4159
.3961
.3802
.3676
.3577
.3497
.3434
 
$380
.6749
.6129
.5568
.5058
.4592
.4166
.3822
.3568
.3354
.3172
.3015
.2881
.2769
54
$120
.6863
.6269
.5972
.5763
.5622
.5528
.5466
.5426
.5401
.5385
.5375
.5369
.5365
 
$160
.6818
.6164
.5695
.5406
.5194
.5038
.4926
.4847
.4791
.4753
.4726
.4708
.4695
 
$250
.6741
.6094
.5509
.5002
.4679
.4413
.4199
.4034
.3905
.3805
.3726
.3666
.3620
 
$275
.6723
.6078
.5494
.4965
.4591
.4308
.4073
.3883
.3735
.3618
.3526
.3453
.3395
 
$380
.6662
.6022
.5444
.4919
.4442
.4013
.3717
.3469
.3259
.3080
.2928
.2803
.2702
55
$120
.6774
.6215
.5922
.5722
.5589
.5503
.5448
.5413
.5392
.5379
.5371
.5366
.5364
 
$160
.6730
.6055
.5629
.5348
.5142
.4994
.4891
.4819
.4770
.4736
.4714
.4699
.4689
 
$250
.6653
.5986
.5384
.4917
.4594
.4332
.4129
.3973
.3852
.3758
.3687
.3634
.3594
 
$275
.6636
.5970
.5369
.4846
.4503
.4221
.3992
.3813
.3674
.3565
.3479
.3413
.3362
 
$380
.6575
.5916
.5320
.4781
.4292
.3907
.3616
.3372
.3165
.2990
.2848
.2734
.2642
 
$500
.6526
.5872
.5281
.4746
.4260
.3821
.3424
.3115
.2863
.2649
.2466
.2309
.2174
56
$120
.6682
.6161
.5873
.5682
.5557
.5479
.5431
.5401
.5384
.5373
.5368
.5364
.5362
 
$160
.6638
.5944
.5564
.5289
.5091
.4953
.4858
.4793
.4750
.4722
.4703
.4691
.4684
 
$250
.6562
.5874
.5253
.4830
.4507
.4255
.4062
.3914
.3800
.3715
.3652
.3605
.3570
 
$275
.6545
.5858
.5239
.4755
.4412
.4133
.3914
.3746
.3614
.3513
.3435
.3377
.3333
 
$380
.6485
.5805
.5191
.4637
.4146
.3801
.3513
.3271
.3069
.2905
.2774
.2669
.2585
 
$500
.6437
.5762
.5153
.4603
.4106
.3659
.3285
.2995
.2750
.2541
.2364
.2212
.2085
 
$550
.6423
.5749
.5141
.4592
.4097
.3651
.3250
.2925
.2665
.2443
.2254
.2092
.1953
57
$120
.6590
.6108
.5827
.5644
.5529
.5458
.5416
.5391
.5377
.5369
.5365
.5363
.5361
 
$160
.6547
.5877
.5502
.5232
.5043
.4914
.4827
.4770
.4733
.4710
.4695
.4685
.4680
 
$250
.6472
.5762
.5144
.4742
.4425
.4182
.3998
.3857
.3753
.3677
.3620
.3580
.3551
 
$275
.6455
.5746
.5108
.4664
.4321
.4051
.3842
.3682
.3559
.3466
.3397
.3345
.3307
 
$380
.6396
.5694
.5062
.4493
.4039
.3696
.3411
.3173
.2981
.2828
.2707
.2610
.2533
 
$500
.6349
.5652
.5024
.4460
.3952
.3502
.3164
.2880
.2640
.2436
.2264
.2122
.2005
 
$550
.6335
.5639
.5013
.4449
.3943
.3491
.3103
.2803
.2548
.2332
.2149
.1993
.1863
58
$120
.6504
.6061
.5787
.5613
.5506
.5442
.5405
.5384
.5373
.5367
.5363
.5362
.5361
 
$160
.6461
.5819
.5447
.5184
.5004
.4883
.4804
.4753
.4721
.4701
.4689
.4681
.4677
 
$250
.6388
.5655
.5066
.4664
.4354
.4119
.3942
.3810
.3715
.3645
.3596
.3560
.3536
 
$275
.6371
.5640
.5006
.4580
.4241
.3980
.3779
.3626
.3512
.3427
.3365
.3320
.3287
 
$380
.6313
.5589
.4939
.4356
.3942
.3599
.3316
.3087
.2906
.2762
.2649
.2559
.2490
 
$500
.6266
.5548
.4902
.4323
.3806
.3388
.3054
.2774
.2538
.2340
.2177
.2045
.1938
 
$550
.6252
.5535
.4891
.4314
.3798
.3339
.2986
.2691
.2441
.2230
.2053
.1906
.1787
59
$120
.6427
.6016
.5749
.5583
.5484
.5428
.5396
.5379
.5369
.5365
.5362
.5361
.5360
 
$160
.6376
.5762
.5393
.5137
.4966
.4853
.4782
.4737
.4710
.4694
.4684
.4678
.4675
 
$250
.6303
.5548
.4986
.4588
.4285
.4057
.3889
.3767
.3679
.3617
.3574
.3544
.3523
 
$275
.6286
.5533
.4924
.4496
.4165
.3911
.3718
.3574
.3469
.3392
.3337
.3298
.3270
 
$380
.6229
.5483
.4814
.4257
.3843
.3501
.3225
.3006
.2834
.2699
.2594
.2513
.2451
 
$500
.6183
.5442
.4779
.4186
.3670
.3275
.2944
.2667
.2437
.2249
.2097
.1974
.1876
 
$550
.6169
.5430
.4768
.4177
.3651
.3217
.2870
.2579
.2334
.2130
.1963
.1827
.1716
60
$120
.6379
.5971
.5712
.5555
.5465
.5415
.5388
.5374
.5367
.5363
.5361
.5361
.5360
 
$160
.6289
.5704
.5339
.5092
.4929
.4826
.4762
.4723
.4701
.4688
.4680
.4676
.4673
 
$250
.6217
.5439
.4907
.4513
.4216
.3997
.3838
.3725
.3646
.3592
.3554
.3529
.3512
 
$275
.6201
.5424
.4839
.4415
.4089
.3842
.3659
.3525
.3429
.3360
.3312
.3279
.3256
 
$380
.6144
.5375
.4687
.4158
.3741
.3404
.3137
.2928
.2765
.2639
.2543
.2471
.2416
 
$500
.6099
.5335
.4653
.4046
.3555
.3161
.2832
.2560
.2340
.2162
.2020
.1907
.1817
 
$550
.6085
.5323
.4642
.4037
.3507
.3097
.2754
.2466
.2228
.2034
.1878
.1752
.1650
 
$800
.6043
.5286
.4610
.4009
.3478
.3011
.2603
.2260
.1976
.1735
.1533
.1362
.1220
61
$120
.6333
.5928
.5676
.5529
.5447
.5403
.5381
.5370
.5364
.5362
.5361
.5360
.5360
 
$160
.6203
.5647
.5287
.5048
.4895
.4801
.4745
.4712
.4693
.4683
.4677
.4674
.4672
 
$250
.6133
.5344
.4831
.4440
.4150
.3940
.3791
.3687
.3617
.3569
.3538
.3517
.3504
 
$275
.6117
.5317
.4757
.4336
.4015
.3777
.3604
.3480
.3392
.3332
.3290
.3262
.3244
 
$380
.6061
.5268
.4568
.4058
.3642
.3312
.3054
.2853
.2700
.2584
.2497
.2433
.2386
 
$500
.6016
.5229
.4528
.3914
.3441
.3047
.2722
.2459
.2249
.2081
.1949
.1845
.1765
 
$550
.6002
.5217
.4518
.3899
.3389
.2979
.2638
.2356
.2128
.1945
.1798
.1682
.1590
 
$800
.5961
.5181
.4487
.3872
.3332
.2860
.2458
.2128
.1850
.1617
.1423
.1262
.1130
62
$120
.6286
.5884
.5641
.5504
.5431
.5394
.5375
.5367
.5363
.5361
.5360
.5360
.5360
 
$160
.6118
.5590
.5236
.5006
.4863
.4778
.4729
.4702
.4687
.4679
.4675
.4673
.4672
 
$250
.6048
.5270
.4755
.4367
.4085
.3885
.3746
.3653
.3590
.3550
.3524
.3507
.3497
 
$275
.6032
.5221
.4675
.4256
.3943
.3714
.3551
.3437
.3359
.3307
.3272
.3249
.3234
 
$380
.5977
.5161
.4472
.3957
.3544
.3221
.2971
.2781
.2638
.2532
.2455
.2399
.2359
 
$500
.5933
.5122
.4402
.3801
.3325
.2933
.2615
.2361
.2161
.2004
.1882
.1788
.1717
 
$550
.5920
.5111
.4392
.3762
.3270
.2860
.2522
.2250
.2032
.1859
.1723
.1617
.1535
 
$800
.5879
.5076
.4362
.3733
.3184
.2709
.2322
.1997
.1726
.1501
.1317
.1167
.1046
 
$1,000
.5866
.5064
.4352
.3725
.3177
.2702
.2293
.1946
.1659
.1419
.1220
.1054
.0918
63
$120
.6238
.5841
.5607
.5481
.5416
.5385
.5371
.5364
.5362
.5361
.5360
.5360
.5360
 
$160
.6052
.5533
.5184
.4965
.4833
.4757
.4716
.4693
.4682
.4676
.4673
.4672
.4671
 
$250
.5963
.5194
.4676
.4294
.4020
.3831
.3704
.3620
.3567
.3533
.3512
.3499
.3492
 
$275
.5947
.5142
.4593
.4176
.3870
.3652
.3500
.3397
.3329
.3284
.3255
.3237
.3226
 
$380
.5893
.5051
.4372
.3855
.3446
.3130
.2889
.2710
.2579
.2484
.2417
.2369
.2336
 
$500
.5849
.5013
.4273
.3685
.3206
.2817
.2508
.2264
.2074
.1929
.1818
.1735
.1673
 
$550
.5836
.5002
.4263
.3642
.3146
.2737
.2407
.2145
.1937
.1776
.1651
.1556
.1484
 
$800
.5796
.4968
.4234
.3591
.3032
.2567
.2183
.1863
.1601
.1387
.1214
.1076
.0966
 
$1,000
.5783
.4956
.4224
.3583
.3026
.2546
.2139
.1803
.1524
.1294
.1105
.0951
.0826
64
$120
.6191
.5797
.5575
.5459
.5404
.5378
.5367
.5363
.5361
.5360
.5360
.5360
.5360
 
$160
.5997
.5475
.5134
.4925
.4805
.4739
.4704
.4687
.4678
.4674
.4672
.4671
.4671
 
$250
.5879
.5119
.4599
.4221
.3958
.3780
.3665
.3592
.3546
.3519
.3503
.3493
.3488
 
$275
.5864
.5063
.4510
.4096
.3799
.3593
.3453
.3361
.3302
.3265
.3242
.3228
.3220
 
$380
.5810
.4942
.4274
.3754
.3348
.3040
.2811
.2644
.2525
.2441
.2383
.2344
.2317
 
$500
.5767
.4906
.4155
.3567
.3088
.2704
.2403
.2170
.1992
.1859
.1760
.1688
.1635
 
$550
.5754
.4895
.4135
.3521
.3022
.2617
.2295
.2042
.1847
.1697
.1585
.1501
.1439
 
$800
.5715
.4861
.4106
.3448
.2886
.2426
.2045
.1732
.1480
.1278
.1117
.0991
.0893
 
$1,000
.5702
.4850
.4097
.3440
.2874
.2390
.1992
.1663
.1392
.1173
.0995
.0854
.0741
65
$120
.6143
.5755
.5544
.5440
.5393
.5373
.5365
.5362
.5360
.5360
.5360
.5360
.5360
 
$160
.5941
.5418
.5084
.4888
.4779
.4723
.4695
.4681
.4675
.4673
.4671
.4671
.4671
 
$250
.5798
.5043
.4521
.4150
.3897
.3733
.3629
.3566
.3529
.3508
.3496
.3489
.3485
 
$275
.5783
.4985
.4427
.4018
.3730
.3536
.3409
.3329
.3279
.3249
.3231
.3221
.3215
 
$380
.5730
.4835
.4175
.3653
.3252
.2953
.2736
.2582
.2475
.2402
.2354
.2322
.2301
 
$500
.5688
.4799
.4045
.3450
.2971
.2592
.2300
.2079
.1915
.1795
.1708
.1646
.1603
 
$550
.5675
.4788
.4013
.3400
.2899
.2498
.2185
.1943
.1761
.1624
.1524
.1452
.1400
 
$800
.5636
.4755
.3979
.3305
.2745
.2284
.1907
.1604
.1363
.1174
.1026
.0913
.0827
 
$1,000
.5623
.4745
.3970
.3297
.2721
.2241
.1846
.1524
.1264
.1056
.0892
.0764
.0664
66
$120
.6096
.5714
.5515
.5423
.5384
.5368
.5363
.5361
.5360
.5360
.5360
.5360
.5360
 
$160
.5886
.5361
.5036
.4853
.4756
.4709
.4687
.4677
.4673
.4672
.4671
.4671
.4671
 
$250
.5721
.4968
.4444
.4080
.3839
.3688
.3597
.3545
.3515
.3499
.3490
.3486
.3484
 
$275
.5706
.4907
.4344
.3940
.3664
.3483
.3369
.3300
.3260
.3236
.3223
.3216
.3212
 
$380
.5654
.4749
.4077
.3552
.3156
.2868
.2664
.2524
.2430
.2369
.2330
.2305
.2290
 
$500
.5612
.4696
.3937
.3334
.2854
.2482
.2201
.1994
.1843
.1736
.1662
.1611
.1576
 
$550
.5600
.4685
.3902
.3279
.2776
.2381
.2077
.1849
.1680
.1558
.1471
.1409
.1367
 
$800
.5561
.4653
.3853
.3166
.2604
.2143
.1773
.1480
.1251
.1076
.0943
.0843
.0769
 
$1,000
.5548
.4642
.3844
.3154
.2570
.2092
.1702
.1389
.1140
.0946
.0796
.0681
.0595
67
$120
.6044
.5670
.5486
.5406
.5376
.5365
.5361
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5827
.5300
.4986
.4817
.4735
.4697
.4681
.4675
.4672
.4671
.4671
.4671
.4671
 
$250
.5643
.4887
.4361
.4006
.3780
.3645
.3567
.3525
.3503
.3492
.3486
.3484
.3482
 
$275
.5628
.4822
.4255
.3857
.3595
.3430
.3331
.3274
.3243
.3226
.3217
.3213
.3210
 
$380
.5576
.4657
.3971
.3444
.3055
.2779
.2592
.2468
.2388
.2339
.2309
.2291
.2280
 
$500
.5535
.4587
.3820
.3208
.2729
.2365
.2098
.1906
.1772
.1681
.1619
.1579
.1553
 
$550
.5523
.4576
.3783
.3149
.2645
.2256
.1964
.1751
.1599
.1493
.1420
.1371
.1338
 
$800
.5484
.4545
.3718
.3021
.2452
.1992
.1630
.1349
.1136
.0977
.0860
.0776
.0716
 
$1,000
.5472
.4534
.3709
.3000
.2411
.1932
.1548
.1246
.1012
.0834
.0701
.0602
.0530
68
$120
.5991
.5626
.5458
.5393
.5370
.5363
.5361
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5766
.5238
.4936
.4785
.4716
.4687
.4677
.4673
.4671
.4671
.4671
.4671
.4671
 
$250
.5569
.4804
.4277
.3932
.3723
.3605
.3541
.3510
.3494
.3487
.3484
.3482
.3482
 
$275
.5554
.4737
.4164
.3774
.3527
.3380
.3297
.3252
.3230
.3218
.3213
.3210
.3209
 
$380
.5503
.4564
.3863
.3333
.2953
.2693
.2523
.2416
.2352
.2314
.2292
.2280
.2274
 
$500
.5463
.4480
.3702
.3080
.2601
.2248
.1996
.1823
.1707
.1632
.1584
.1554
.1536
 
$550
.5450
.4469
.3662
.3016
.2510
.2130
.1853
.1658
.1524
.1435
.1377
.1339
.1316
 
$800
.5413
.4439
.3582
.2873
.2296
.1839
.1486
.1221
.1026
.0885
.0786
.0718
.0671
 
$1,000
.5400
.4429
.3574
.2844
.2248
.1769
.1393
.1104
.0888
.0729
.0614
.0532
.0474
69
$120
.5940
.5585
.5435
.5382
.5365
.5361
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5707
.5178
.4891
.4756
.4701
.4681
.4674
.4672
.4671
.4671
.4671
.4671
.4671
 
$250
.5505
.4724
.4195
.3863
.3672
.3571
.3521
.3498
.3488
.3484
.3482
.3482
.3481
 
$275
.5490
.4654
.4077
.3696
.3466
.3337
.3270
.3236
.3221
.3214
.3211
.3209
.3209
 
$380
.5440
.4476
.3759
.3227
.2856
.2614
.2463
.2374
.2323
.2296
.2281
.2274
.2270
 
$500
.5400
.4388
.3589
.2956
.2479
.2138
.1904
.1750
.1652
.1592
.1557
.1536
.1524
 
$550
.5388
.4372
.3547
.2887
.2382
.2011
.1751
.1575
.1460
.1388
.1343
.1317
.1301
 
$800
.5350
.4342
.3457
.2731
.2146
.1692
.1351
.1103
.0927
.0807
.0725
.0672
.0638
 
$1,000
.5338
.4332
.3445
.2697
.2091
.1612
.1246
.0974
.0776
.0637
.0540
.0475
.0432
70
$120
.5880
.5540
.5411
.5372
.5362
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5638
.5108
.4840
.4728
.4688
.4675
.4672
.4671
.4671
.4671
.4671
.4671
.4671
 
$250
.5440
.4630
.4100
.3785
.3618
.3538
.3504
.3489
.3484
.3482
.3482
.3481
.3481
 
$275
.5426
.4558
.3973
.3607
.3400
.3294
.3244
.3223
.3214
.3210
.3209
.3209
.3209
 
$380
.5376
.4376
.3637
.3102
.2747
.2527
.2401
.2333
.2298
.2281
.2273
.2269
.2268
 
$500
.5337
.4287
.3457
.2809
.2337
.2013
.1804
.1675
.1599
.1557
.1534
.1522
.1516
 
$550
.5325
.4266
.3413
.2736
.2231
.1875
.1638
.1488
.1397
.1344
.1314
.1298
.1290
 
$800
.5288
.4236
.3317
.2564
.1970
.1521
.1198
.0974
.0824
.0728
.0668
.0632
.0610
 
$1,000
.5276
.4227
.3298
.2525
.1906
.1430
.1078
.0829
.0657
.0543
.0470
.0424
.0395
71
$120
.5821
.5498
.5392
.5366
.5361
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5570
.5040
.4795
.4706
.4679
.4673
.4671
.4671
.4671
.4671
.4671
.4671
.4671
 
$250
.5391
.4539
.4008
.3713
.3573
.3514
.3492
.3485
.3482
.3482
.3481
.3481
.3481
 
$275
.5377
.4464
.3873
.3523
.3343
.3261
.3227
.3215
.3210
.3209
.3209
.3209
.3208
 
$380
.5328
.4282
.3517
.2981
.2644
.2452
.2351
.2303
.2282
.2273
.2269
.2268
.2267
 
$500
.5288
.4195
.3330
.2667
.2200
.1898
.1716
.1614
.1560
.1533
.1521
.1515
.1512
 
$550
.5276
.4175
.3285
.2589
.2085
.1748
.1538
.1416
.1349
.1314
.1296
.1288
.1284
 
$800
.5240
.4145
.3186
.2403
.1798
.1357
.1056
.0860
.0739
.0668
.0627
.0605
.0594
 
$1,000
.5228
.4136
.3164
.2359
.1725
.1254
.0921
.0699
.0556
.0469
.0418
.0389
.0373
72
$120
.5740
.5446
.5373
.5361
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5480
.4950
.4743
.4685
.4673
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
 
$250
.5347
.4415
.3885
.3626
.3525
.3493
.3484
.3482
.3481
.3481
.3481
.3481
.3481
 
$275
.5333
.4339
.3737
.3418
.3279
.3229
.3214
.3210
.3209
.3209
.3208
.3208
.3208
 
$380
.5284
.4163
.3356
.2820
.2515
.2366
.2303
.2279
.2270
.2268
.2267
.2267
.2267
 
$500
.5245
.4086
.3164
.2474
.2020
.1756
.1619
.1555
.1527
.1516
.1513
.1511
.1511
 
$550
.5234
.4075
.3120
.2390
.1892
.1589
.1424
.1342
.1306
.1290
.1284
.1282
.1282
 
$800
.5197
.4047
.3021
.2189
.1566
.1143
.0881
.0731
.0652
.0613
.0595
.0588
.0584
 
$1,000
.5186
.4037
.2999
.2140
.1482
.1021
.0724
.0548
.0450
.0400
.0375
.0364
.0359
73
$120
.5651
.5401
.5363
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5389
.4856
.4700
.4674
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
 
$250
.5328
.4282
.3755
.3550
.3494
.3483
.3482
.3481
.3481
.3481
.3481
.3481
.3481
 
$275
.5314
.4208
.3592
.3319
.3233
.3213
.3209
.3209
.3208
.3208
.3208
.3208
.3208
 
$380
.5265
.4053
.3184
.2649
.2396
.2302
.2275
.2268
.2267
.2267
.2267
.2267
.2267
 
$500
.5226
.4017
.2995
.2267
.1836
.1629
.1547
.1521
.1513
.1511
.1511
.1511
.1511
 
$550
.5215
.4008
.2955
.2176
.1690
.1440
.1335
.1297
.1285
.1282
.1281
.1281
.1281
 
$800
.5179
.3980
.2870
.1964
.1319
.0927
.0725
.0634
.0599
.0587
.0584
.0583
.0582
 
$1,000
.5167
.3971
.2851
.1914
.1222
.0783
.0543
.0429
.0381
.0364
.0358
.0356
.0356
74
$120
.5590
.5379
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
.5360
 
$160
.5386
.4796
.4682
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
.4671
 
$250
.5325
.4195
.3672
.3513
.3485
.3482
.3481
.3481
.3481
.3481
.3481
.3481
.3481
 
$275
.5311
.4124
.3496
.3267
.3216
.3209
.3209
.3208
.3208
.3208
.3208
.3208
.3208
 
$380
.5263
.4027
.3071
.2539
.2333
.2279
.2268
.2267
.2267
.2267
.2267
.2267
.2267
 
$500
.5224
.3997
.2894
.2129
.1723
.1567
.1522
.1512
.1511
.1511
.1511
.1511
.1511
 
$550
.5212
.3988
.2860
.2035
.1563
.1363
.1300
.1285
.1282
.1281
.1281
.1281
.1281
 
$800
.5176
.3961
.2793
.1823
.1157
.0798
.0648
.0599
.0586
.0583
.0582
.0582
.0582
 
$1,000
.5164
.3952
.2779
.1775
.1052
.0637
.0449
.0382
.0362
.0357
.0356
.0356
.0356
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 7
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0202
.0503
.0846
.1218
.2017
.2872
.3767
.4694
37
$120
.0192
.0483
.0817
.1179
.1963
.2804
.3687
.4604
38
$120
.0182
.0462
.0787
.1140
.1908
.2735
.3605
.4511
39
$120
.0172
.0442
.0757
.1101
.1853
.2665
.3523
.4418
40
$120
.0162
.0422
.0727
.1062
.1797
.2595
.3440
.4324
 
$160
.0161
.0419
.0722
.1055
.1785
.2578
.3418
.4295
41
$120
.0152
.0402
.0697
.1023
.1740
.2523
.3356
.4228
 
$160
.0151
.0399
.0692
.1016
.1729
.2507
.3334
.4200
42
$120
.0143
.0381
.0666
.0982
.1683
.2450
.3269
.4129
 
$160
.0142
.0379
.0662
.0976
.1672
.2434
.3248
.4102
43
$120
.0133
.0361
.0635
.0942
.1625
.2377
.3182
.4030
 
$160
.0132
.0359
.0631
.0936
.1614
.2361
.3162
.4004
44
$120
.0124
.0341
.0605
.0902
.1567
.2304
.3095
.3931
 
$160
.0123
.0339
.0601
.0896
.1557
.2289
.3075
.3906
45
$120
.0114
.0318
.0571
.0856
.1501
.2221
.2997
.3820
 
$160
.0113
.0316
.0567
.0851
.1491
.2206
.2978
.3795
46
$120
.0103
.0296
.0536
.0810
.1435
.2137
.2898
.3710
 
$160
.0103
.0294
.0533
.0805
.1426
.2123
.2879
.3683
47
$120
.0093
.0274
.0502
.0765
.1369
.2053
.2799
.3651
 
$160
.0093
.0272
.0499
.0760
.1360
.2040
.2781
.3571
 
$250
.0092
.0269
.0493
.0752
.1345
.2017
.2749
.3530
48
$120
.0084
.0252
.0468
.0719
.1302
.1968
.2697
.3590
 
$160
.0083
.0250
.0465
.0715
.1294
.1955
.2680
.3455
 
$250
.0082
.0247
.0460
.0707
.1279
.1933
.2649
.3416
 
$275
.0082
.0247
.0458
.0705
.1276
.1928
.2642
.3407
49
$120
.0075
.0230
.0434
.0674
.1235
.1882
.2632
.3530
 
$160
.0074
.0229
.0431
.0669
.1227
.1869
.2577
.3338
 
$250
.0073
.0226
.0427
.0662
.1213
.1848
.2548
.3300
 
$275
.0073
.0226
.0425
.0660
.1210
.1843
.2541
.3292
50
$120
.0066
.0210
.0402
.0629
.1169
.1796
.2574
.3469
 
$160
.0066
.0209
.0399
.0625
.1161
.1785
.2476
.3254
 
$250
.0065
.0206
.0394
.0618
.1148
.1764
.2448
.3185
 
$275
.0065
.0206
.0393
.0617
.1145
.1760
.2441
.3177
51
$120
.0058
.0190
.0369
.0585
.1103
.1713
.2515
.3411
 
$160
.0058
.0189
.0367
.0581
.1095
.1699
.2373
.3187
 
$250
.0057
.0187
.0363
.0575
.1083
.1680
.2346
.3068
 
$275
.0057
.0186
.0362
.0573
.1080
.1675
.2340
.3060
52
$120
.0050
.0170
.0337
.0540
.1035
.1658
.2454
.3356
 
$160
.0050
.0169
.0335
.0537
.1028
.1611
.2283
.3117
 
$250
.0049
.0167
.0331
.0531
.1016
.1593
.2240
.2946
 
$275
.0049
.0167
.0330
.0529
.1014
.1588
.2234
.2938
 
$380
.0049
.0165
.0327
.0525
.1004
.1574
.2214
.2911
53
$120
.0043
.0151
.0305
.0496
.0966
.1601
.2394
.3304
 
$160
.0043
.0150
.0303
.0493
.0960
.1522
.2216
.3047
 
$250
.0042
.0148
.0300
.0487
.0949
.1504
.2133
.2821
 
$275
.0042
.0148
.0299
.0486
.0947
.1500
.2127
.2814
 
$380
.0042
.0147
.0296
.0482
.0938
.1487
.2108
.2788
54
$120
.0036
.0133
.0275
.0453
.0899
.1545
.2337
.3253
 
$160
.0036
.0132
.0273
.0450
.0893
.1432
.2149
.2977
 
$250
.0036
.0131
.0270
.0445
.0883
.1416
.2025
.2696
 
$275
.0036
.0130
.0269
.0443
.0880
.1412
.2019
.2689
 
$380
.0035
.0129
.0267
.0439
.0872
.1399
.2001
.2664
55
$120
.0030
.0116
.0245
.0411
.0844
.1488
.2283
.3204
 
$160
.0030
.0115
.0244
.0408
.0827
.1365
.2082
.2911
 
$250
.0030
.0114
.0241
.0403
.0817
.1328
.1917
.2596
 
$275
.0030
.0114
.0240
.0402
.0815
.1325
.1912
.2564
 
$380
.0029
.0113
.0238
.0399
.0808
.1313
.1895
.2540
 
$500
.0029
.0112
.0236
.0396
.0802
.1303
.1881
.2522
56
$120
.0025
.0100
.0216
.0368
.0796
.1430
.2229
.3155
 
$160
.0025
.0099
.0215
.0366
.0759
.1303
.2012
.2846
 
$250
.0024
.0098
.0212
.0362
.0750
.1238
.1805
.2510
 
$275
.0024
.0098
.0212
.0361
.0748
.1234
.1800
.2457
 
$380
.0024
.0097
.0210
.0358
.0742
.1223
.1784
.2411
 
$500
.0024
.0096
.0208
.0355
.0736
.1214
.1770
.2393
 
$550
.0024
.0096
.0208
.0354
.0734
.1211
.1766
.2388
57
$120
.0020
.0084
.0189
.0328
.0749
.1376
.2176
.3108
 
$160
.0020
.0084
.0187
.0326
.0693
.1241
.1945
.2784
 
$250
.0020
.0083
.0185
.0322
.0685
.1148
.1709
.2425
 
$275
.0019
.0083
.0185
.0321
.0683
.1144
.1688
.2368
 
$380
.0019
.0082
.0183
.0318
.0677
.1134
.1673
.2282
 
$500
.0019
.0081
.0182
.0316
.0672
.1126
.1660
.2265
 
$550
.0019
.0081
.0181
.0315
.0670
.1123
.1657
.2260
58
$120
.0016
.0072
.0165
.0292
.0706
.1329
.2129
.3069
 
$160
.0016
.0071
.0164
.0290
.0639
.1184
.1887
.2729
 
$250
.0016
.0070
.0162
.0287
.0625
.1063
.1636
.2347
 
$275
.0016
.0070
.0161
.0286
.0623
.1060
.1598
.2287
 
$380
.0016
.0070
.0160
.0283
.0617
.1051
.1568
.2159
 
$500
.0016
.0069
.0159
.0281
.0613
.1043
.1556
.2143
 
$550
.0015
.0069
.0158
.0280
.0611
.1041
.1553
.2138
59
$120
.0013
.0060
.0142
.0257
.0663
.1282
.2084
.3030
 
$160
.0013
.0060
.0141
.0255
.0594
.1127
.1830
.2674
 
$250
.0013
.0059
.0139
.0252
.0565
.0980
.1563
.2268
 
$275
.0012
.0059
.0139
.0251
.0563
.0976
.1522
.2205
 
$380
.0012
.0058
.0138
.0249
.0558
.0967
.1462
.2039
 
$500
.0012
.0058
.0137
.0247
.0554
.0960
.1451
.2019
 
$550
.0012
.0058
.0136
.0247
.0553
.0958
.1448
.2015
60
$120
.0010
.0049
.0120
.0230
.0621
.1234
.2039
.2993
 
$160
.0010
.0049
.0119
.0221
.0550
.1071
.1772
.2621
 
$250
.0010
.0048
.0118
.0219
.0505
.0915
.1487
.2189
 
$275
.0010
.0048
.0118
.0218
.0504
.0893
.1445
.2120
 
$380
.0010
.0048
.0117
.0216
.0499
.0882
.1354
.1944
 
$500
.0009
.0047
.0116
.0214
.0495
.0875
.1344
.1893
 
$550
.0009
.0047
.0116
.0214
.0494
.0873
.1341
.1889
 
$800
.0009
.0047
.0115
.0212
.0491
.0867
.1332
.1876
61
$120
.0007
.0039
.0100
.0204
.0581
.1187
.1996
.2958
 
$160
.0007
.0039
.0100
.0189
.0505
.1017
.1715
.2569
 
$250
.0007
.0039
.0098
.0187
.0447
.0851
.1412
.2112
 
$275
.0007
.0039
.0098
.0187
.0446
.0828
.1368
.2038
 
$380
.0007
.0038
.0097
.0185
.0442
.0798
.1253
.1849
 
$500
.0007
.0038
.0097
.0183
.0438
.0793
.1238
.1769
 
$550
.0007
.0038
.0096
.0183
.0437
.0791
.1235
.1765
 
$800
.0007
.0038
.0096
.0182
.0434
.0785
.1226
.1752
62
$120
.0005
.0031
.0082
.0180
.0541
.1141
.1952
.2923
 
$160
.0005
.0030
.0081
.0160
.0461
.0963
.1658
.2518
 
$250
.0005
.0030
.0080
.0157
.0391
.0788
.1338
.2036
 
$275
.0005
.0030
.0080
.0156
.0389
.0762
.1289
.1957
 
$380
.0005
.0030
.0079
.0155
.0385
.0715
.1167
.1754
 
$500
.0005
.0030
.0079
.0154
.0382
.0710
.1131
.1653
 
$550
.0005
.0029
.0078
.0154
.0381
.0708
.1128
.1639
 
$800
.0005
.0029
.0078
.0152
.0379
.0703
.1121
.1628
 
$1,000
.0005
.0029
.0078
.0152
.0378
.0702
.1118
.1624
63
$120
.0004
.0023
.0067
.0155
.0499
.1093
.1908
.2889
 
$160
.0004
.0023
.0064
.0135
.0417
.0907
.1601
.2466
 
$250
.0004
.0022
.0063
.0128
.0344
.0722
.1262
.1958
 
$275
.0004
.0022
.0063
.0128
.0335
.0696
.1210
.1874
 
$380
.0004
.0022
.0062
.0127
.0329
.0632
.1079
.1654
 
$500
.0003
.0022
.0062
.0126
.0327
.0626
.1022
.1545
 
$550
.0003
.0022
.0062
.0125
.0326
.0624
.1020
.1517
 
$800
.0003
.0022
.0061
.0124
.0324
.0620
.1013
.1500
 
$1,000
.0003
.0022
.0061
.0124
.0323
.0619
.1010
.1496
64
$120
.0002
.0016
.0054
.0132
.0459
.1045
.1865
.2856
 
$160
.0002
.0016
.0049
.0113
.0375
.0851
.1543
.2415
 
$250
.0002
.0016
.0048
.0102
.0299
.0657
.1187
.1880
 
$275
.0002
.0016
.0048
.0101
.0290
.0629
.1131
.1791
 
$380
.0002
.0016
.0048
.0100
.0276
.0562
.0991
.1555
 
$500
.0002
.0016
.0047
.0100
.0274
.0544
.0925
.1436
 
$550
.0002
.0016
.0047
.0099
.0273
.0543
.0912
.1406
 
$800
.0002
.0016
.0047
.0099
.0271
.0539
.0906
.1372
 
$1,000
.0002
.0016
.0047
.0098
.0270
.0538
.0904
.1369
65
$120
.0001
.0011
.0042
.0110
.0418
.0997
.1823
.2826
 
$160
.0001
.0011
.0036
.0091
.0333
.0796
.1486
.2366
 
$250
.0001
.0011
.0035
.0078
.0256
.0594
.1111
.1803
 
$275
.0001
.0011
.0035
.0078
.0246
.0564
.1053
.1708
 
$380
.0001
.0011
.0035
.0077
.0225
.0494
.0903
.1457
 
$500
.0001
.0011
.0034
.0076
.0223
.0465
.0832
.1327
 
$550
.0001
.0011
.0034
.0076
.0223
.0464
.0815
.1295
 
$800
.0001
.0011
.0034
.0076
.0221
.0460
.0801
.1245
 
$1,000
.0001
.0011
.0034
.0075
.0221
.0459
.0799
.1242
66
$120
.0001
.0007
.0032
.0091
.0379
.0950
.1782
.2797
 
$160
.0001
.0007
.0027
.0072
.0292
.0741
.1429
.2318
 
$250
.0001
.0007
.0024
.0058
.0215
.0532
.1036
.1726
 
$275
.0001
.0007
.0024
.0057
.0205
.0501
.0975
.1626
 
$380
.0001
.0007
.0024
.0056
.0181
.0427
.0817
.1359
 
$500
.0001
.0007
.0024
.0056
.0177
.0395
.0740
.1218
 
$550
.0001
.0007
.0024
.0056
.0177
.0388
.0721
.1184
 
$800
.0001
.0007
.0024
.0055
.0175
.0385
.0698
.1120
 
$1,000
.0001
.0007
.0024
.0055
.0175
.0384
.0696
.1116
67
$120
.0000
.0004
.0022
.0071
.0337
.0898
.1738
.2767
 
$160
.0000
.0004
.0018
.0054
.0250
.0681
.1368
.2267
 
$250
.0000
.0004
.0015
.0041
.0174
.0466
.0955
.1643
 
$275
.0000
.0004
.0015
.0040
.0163
.0434
.0890
.1537
 
$380
.0000
.0004
.0015
.0038
.0140
.0358
.0725
.1253
 
$500
.0000
.0004
.0015
.0038
.0132
.0324
.0643
.1102
 
$550
.0000
.0004
.0015
.0038
.0132
.0316
.0623
.1064
 
$800
.0000
.0004
.0015
.0037
.0131
.0309
.0590
.0991
 
$1,000
.0000
.0004
.0015
.0037
.0131
.0308
.0588
.0981
68
$120
.0000
.0002
.0015
.0053
.0294
.0846
.1694
.2740
 
$160
.0000
.0002
.0011
.0038
.0208
.0620
.1306
.2218
 
$250
.0000
.0002
.0009
.0027
.0135
.0400
.0872
.1558
 
$275
.0000
.0002
.0008
.0026
.0125
.0368
.0805
.1446
 
$380
.0000
.0002
.0008
.0023
.0103
.0292
.0632
.1145
 
$500
.0000
.0002
.0008
.0023
.0094
.0257
.0546
.0984
 
$550
.0000
.0002
.0008
.0023
.0092
.0248
.0525
.0944
 
$800
.0000
.0002
.0008
.0023
.0091
.0237
.0487
.0861
 
$1,000
.0000
.0002
.0008
.0023
.0091
.0236
.0483
.0847
69
$120
.0000
.0001
.0009
.0038
.0254
.0795
.1653
.2716
 
$160
.0000
.0001
.0006
.0026
.0171
.0561
.1246
.2172
 
$250
.0000
.0001
.0005
.0017
.0101
.0338
.0792
.1477
 
$275
.0000
.0001
.0004
.0016
.0093
.0307
.0722
.1358
 
$380
.0000
.0001
.0004
.0013
.0072
.0232
.0544
.1041
 
$500
.0000
.0001
.0004
.0013
.0064
.0197
.0456
.0870
 
$550
.0000
.0001
.0004
.0013
.0062
.0189
.0434
.0828
 
$800
.0000
.0001
.0004
.0013
.0060
.0175
.0393
.0739
 
$1,000
.0000
.0001
.0004
.0013
.0060
.0174
.0386
.0721
70
$120
.0000
.0000
.0004
.0024
.0208
.0734
.1608
.2692
 
$160
.0000
.0000
.0003
.0015
.0129
.0492
.1176
.2122
 
$250
.0000
.0000
.0002
.0008
.0067
.0269
.0698
.1382
 
$275
.0000
.0000
.0002
.0007
.0060
.0238
.0626
.1255
 
$380
.0000
.0000
.0001
.0006
.0043
.0167
.0444
.0918
 
$500
.0000
.0000
.0001
.0005
.0036
.0135
.0355
.0738
 
$550
.0000
.0000
.0001
.0005
.0035
.0128
.0334
.0695
 
$800
.0000
.0000
.0001
.0005
.0032
.0114
.0291
.0599
 
$1,000
.0000
.0000
.0001
.0005
.0032
.0112
.0283
.0578
71
$120
.0000
.0000
.0002
.0013
.0165
.0675
.1565
.2673
 
$160
.0000
.0000
.0001
.0007
.0092
.0425
.1108
.2077
 
$250
.0000
.0000
.0001
.0003
.0041
.0205
.0607
.1289
 
$275
.0000
.0000
.0000
.0003
.0035
.0177
.0532
.1154
 
$380
.0000
.0000
.0000
.0002
.0023
.0113
.0350
.0799
 
$500
.0000
.0000
.0000
.0002
.0018
.0085
.0263
.0612
 
$550
.0000
.0000
.0000
.0002
.0016
.0078
.0243
.0567
 
$800
.0000
.0000
.0000
.0002
.0015
.0067
.0202
.0467
 
$1,000
.0000
.0000
.0000
.0002
.0015
.0065
.0193
.0445
72
$120
.0000
.0000
.0000
.0005
.0111
.0594
.1514
.2655
 
$160
.0000
.0000
.0000
.0002
.0051
.0334
.1018
.2024
 
$250
.0000
.0000
.0000
.0001
.0016
.0127
.0483
.1166
 
$275
.0000
.0000
.0000
.0000
.0013
.0104
.0407
.1019
 
$380
.0000
.0000
.0000
.0000
.0007
.0054
.0231
.0638
 
$500
.0000
.0000
.0000
.0000
.0004
.0035
.0154
.0446
 
$550
.0000
.0000
.0000
.0000
.0004
.0031
.0138
.0401
 
$800
.0000
.0000
.0000
.0000
.0003
.0024
.0103
.0303
 
$1,000
.0000
.0000
.0000
.0000
.0003
.0022
.0095
.0281
73
$120
.0000
.0000
.0000
.0001
.0059
.0505
.1469
.2645
 
$160
.0000
.0000
.0000
.0000
.0019
.0237
.0924
.1982
 
$250
.0000
.0000
.0000
.0000
.0003
.0059
.0350
.1037
 
$275
.0000
.0000
.0000
.0000
.0002
.0043
.0276
.0874
 
$380
.0000
.0000
.0000
.0000
.0001
.0016
.0121
.0465
 
$500
.0000
.0000
.0000
.0000
.0000
.0008
.0064
.0277
 
$550
.0000
.0000
.0000
.0000
.0000
.0006
.0053
.0237
 
$800
.0000
.0000
.0000
.0000
.0000
.0004
.0032
.0151
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0003
.0028
.0133
74
$120
.0000
.0000
.0000
.0000
.0032
.0444
.1447
.2642
 
$160
.0000
.0000
.0000
.0000
.0007
.0173
.0864
.1964
 
$250
.0000
.0000
.0000
.0000
.0000
.0027
.0263
.0954
 
$275
.0000
.0000
.0000
.0000
.0000
.0017
.0192
.0778
 
$380
.0000
.0000
.0000
.0000
.0000
.0004
.0062
.0352
 
$500
.0000
.0000
.0000
.0000
.0000
.0001
.0025
.0176
 
$550
.0000
.0000
.0000
.0000
.0000
.0001
.0019
.0141
 
$800
.0000
.0000
.0000
.0000
.0000
.0000
.0009
.0074
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0000
.0007
.0061
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-970, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-830, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-970, filed 10/19/10, effective 11/19/10.]


PDF296-17B-980

Hazard Group 8 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 8
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8906
.8843
.8785
.8730
.8677
.8627
.8579
.8533
.8488
.8444
.8402
.8361
.8320
2
.8882
.8815
.8753
.8694
.8639
.8586
.8535
.8485
.8438
.8391
.8346
.8302
.8260
3
.8850
.8779
.8712
.8649
.8589
.8532
.8477
.8424
.8372
.8322
.8274
.8226
.8180
4
.8818
.8741
.8670
.8602
.8538
.8477
.8417
.8360
.8305
.8252
.8199
.8148
.8099
5
.8786
.8704
.8627
.8555
.8486
.8420
.8357
.8296
.8237
.8179
.8123
.8069
.8016
6
.8753
.8665
.8584
.8507
.8433
.8363
.8296
.8231
.8167
.8106
.8046
.7988
.7932
7
.8719
.8626
.8539
.8457
.8379
.8304
.8232
.8163
.8095
.8030
.7966
.7905
.7844
8
.8685
.8586
.8494
.8407
.8324
.8244
.8168
.8094
.8023
.7953
.7886
.7821
.7757
9
.8651
.8546
.8448
.8356
.8268
.8184
.8103
.8024
.7949
.7876
.7804
.7735
.7668
10
.8616
.8505
.8402
.8304
.8211
.8122
.8037
.7954
.7874
.7797
.7722
.7649
.7578
11
.8581
.8464
.8355
.8252
.8154
.8060
.7970
.7883
.7799
.7718
.7639
.7562
.7487
12
.8545
.8422
.8307
.8198
.8095
.7996
.7901
.7810
.7721
.7636
.7553
.7472
.7394
13
.8508
.8379
.8258
.8144
.8035
.7931
.7831
.7735
.7643
.7553
.7466
.7382
.7299
14
.8470
.8335
.8207
.8087
.7973
.7864
.7760
.7659
.7562
.7468
.7377
.7288
.7203
15
.8433
.8290
.8157
.8031
.7911
.7797
.7688
.7583
.7481
.7383
.7288
.7195
.7106
16
.8394
.8245
.8105
.7973
.7848
.7729
.7614
.7504
.7398
.7296
.7197
.7101
.7007
17
.8355
.8199
.8052
.7915
.7784
.7659
.7540
.7425
.7315
.7208
.7104
.7004
.6907
18
.8315
.8152
.7999
.7855
.7719
.7589
.7464
.7345
.7229
.7118
.7011
.6907
.6806
19
.8274
.8103
.7944
.7794
.7652
.7516
.7387
.7262
.7142
.7027
.6916
.6808
.6703
20
.8233
.8055
.7889
.7733
.7585
.7444
.7309
.7179
.7055
.6935
.6820
.6708
.6600
21
.8191
.8005
.7833
.7670
.7516
.7369
.7229
.7095
.6966
.6842
.6722
.6607
.6495
22
.8148
.7954
.7774
.7605
.7445
.7293
.7147
.7008
.6874
.6746
.6622
.6502
.6387
23
.8104
.7903
.7716
.7540
.7374
.7216
.7065
.6921
.6783
.6650
.6522
.6398
.6279
24
.8059
.7850
.7656
.7473
.7301
.7137
.6981
.6831
.6688
.6551
.6419
.6291
.6168
25
.8013
.7796
.7594
.7405
.7226
.7056
.6894
.6740
.6592
.6451
.6314
.6183
.6056
26
.7967
.7741
.7532
.7336
.7150
.6975
.6808
.6648
.6496
.6350
.6209
.6073
.5943
27
.7919
.7686
.7468
.7265
.7073
.6892
.6719
.6555
.6397
.6246
.6102
.5962
.5828
28
.7871
.7628
.7403
.7193
.6995
.6807
.6629
.6459
.6297
.6142
.5992
.5849
.5711
29
.7822
.7571
.7338
.7120
.6915
.6722
.6538
.6363
.6196
.6036
.5883
.5735
.5593
30
.7771
.7511
.7270
.7045
.6833
.6633
.6444
.6263
.6091
.5927
.5769
.5618
.5472
31
.7720
.7450
.7201
.6968
.6750
.6543
.6348
.6162
.5985
.5816
.5654
.5498
.5349
32
.7667
.7388
.7130
.6889
.6664
.6451
.6250
.6059
.5877
.5703
.5536
.5376
.5222
33
.7613
.7324
.7058
.6810
.6577
.6358
.6151
.5954
.5767
.5588
.5417
.5253
.5095
34
.7558
.7260
.6984
.6728
.6489
.6263
.6050
.5847
.5655
.5471
.5295
.5127
.4965
35
.7501
.7193
.6909
.6645
.6397
.6165
.5946
.5738
.5540
.5351
.5171
.4998
.4831
36
.7444
.7126
.6832
.6560
.6306
.6066
.5841
.5627
.5424
.5230
.5045
.4867
.4697
37
.7385
.7056
.6753
.6473
.6210
.5964
.5732
.5512
.5303
.5104
.4914
.4732
.4557
38
.7325
.6985
.6673
.6383
.6113
.5860
.5621
.5395
.5180
.4976
.4780
.4593
.4414
39
.7264
.6913
.6591
.6293
.6015
.5754
.5508
.5276
.5056
.4846
.4645
.4453
.4270
40
.7202
.6840
.6508
.6201
.5914
.5646
.5394
.5155
.4929
.4713
.4508
.4311
.4123
41
.7139
.6765
.6423
.6107
.5812
.5537
.5277
.5032
.4800
.4578
.4367
.4166
.3974
42
.7074
.6689
.6336
.6011
.5708
.5424
.5157
.4905
.4667
.4439
.4223
.4018
.3822
43
.7009
.6612
.6248
.5913
.5601
.5310
.5036
.4777
.4532
.4299
.4078
.3868
.3669
44
.6943
.6534
.6161
.5816
.5495
.5195
.4914
.4648
.4397
.4159
.3933
.3720
.3517
45
.6870
.6447
.6062
.5706
.5376
.5067
.4778
.4505
.4247
.4004
.3774
.3557
.3351
46
.6795
.6359
.5961
.5595
.5255
.4937
.4639
.4359
.4096
.3848
.3614
.3393
.3185
47
.6720
.6270
.5860
.5483
.5133
.4806
.4500
.4213
.3944
.3691
.3453
.3230
.3021
48
.6643
.6179
.5756
.5367
.5006
.4670
.4357
.4063
.3788
.3531
.3290
.3065
.2855
49
.6565
.6086
.5650
.5249
.4878
.4532
.4211
.3911
.3631
.3370
.3127
.2901
.2691
50
.6488
.5994
.5545
.5131
.4749
.4395
.4066
.3760
.3475
.3211
.2967
.2741
.2532
51
.6410
.5901
.5437
.5011
.4618
.4255
.3919
.3607
.3319
.3053
.2808
.2582
.2373
52
.6329
.5803
.5325
.4886
.4482
.4110
.3766
.3449
.3158
.2891
.2645
.2420
.2213
53
.6246
.5703
.5210
.4758
.4343
.3961
.3611
.3290
.2997
.2729
.2483
.2259
.2055
54
.6163
.5603
.5093
.4628
.4202
.3812
.3456
.3132
.2837
.2568
.2323
.2102
.1903
55
.6081
.5502
.4977
.4498
.4062
.3664
.3304
.2976
.2679
.2411
.2170
.1953
.1758
56
.5996
.5397
.4855
.4363
.3915
.3511
.3145
.2815
.2518
.2252
.2014
.1802
.1613
57
.5910
.5292
.4733
.4227
.3770
.3358
.2988
.2656
.2361
.2098
.1864
.1657
.1474
58
.5830
.5192
.4616
.4097
.3631
.3213
.2839
.2507
.2213
.1954
.1725
.1524
.1346
59
.5748
.5090
.4498
.3966
.3490
.3067
.2691
.2360
.2068
.1813
.1589
.1393
.1223
60
.5666
.4987
.4377
.3832
.3348
.2919
.2542
.2212
.1923
.1672
.1454
.1265
.1102
61
.5584
.4884
.4257
.3699
.3206
.2773
.2395
.2067
.1782
.1536
.1324
.1143
.0987
62
.5502
.4780
.4136
.3565
.3064
.2627
.2249
.1922
.1641
.1401
.1197
.1023
.0876
63
.5419
.4674
.4011
.3427
.2918
.2477
.2098
.1774
.1499
.1266
.1069
.0905
.0767
64
.5337
.4568
.3886
.3289
.2772
.2327
.1948
.1628
.1358
.1133
.0946
.0791
.0663
65
.5258
.4464
.3762
.3151
.2624
.2176
.1798
.1482
.1220
.1004
.0827
.0683
.0566
66
.5181
.4362
.3639
.3013
.2477
.2025
.1649
.1338
.1084
.0878
.0713
.0580
.0475
67
.5103
.4254
.3508
.2863
.2317
.1861
.1487
.1184
.0941
.0748
.0595
.0477
.0384
68
.5028
.4149
.3374
.2710
.2152
.1693
.1323
.1029
.0798
.0620
.0483
.0380
.0301
69
.4963
.4051
.3248
.2562
.1992
.1530
.1165
.0882
.0666
.0504
.0384
.0295
.0231
70
.4897
.3945
.3103
.2388
.1802
.1338
.0981
.0714
.0518
.0378
.0279
.0209
.0160
71
.4845
.3851
.2968
.2220
.1616
.1150
.0804
.0557
.0385
.0268
.0191
.0139
.0105
72
.4797
.3748
.2800
.1997
.1363
.0895
.0571
.0359
.0226
.0145
.0096
.0067
.0048
73
.4774
.3676
.2649
.1767
.1087
.0621
.0334
.0174
.0089
.0047
.0025
.0013
.0007
74
.4770
.3653
.2577
.1628
.0904
.0441
.0191
.0075
.0027
.0009
.0003
.0001
.0000
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 8
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0495
.1000
.1514
.2032
.3079
.4136
.5198
.6265
2
.0000
.0489
.0991
.1501
.2017
.3059
.4112
.5170
.6233
3
.0000
.0482
.0978
.1485
.1997
.3034
.4080
.5134
.6192
4
.0000
.0474
.0966
.1468
.1977
.3007
.4048
.5096
.6150
5
.0000
.0466
.0953
.1452
.1957
.2981
.4016
.5059
.6107
6
.0000
.0459
.0941
.1435
.1937
.2954
.3983
.5020
.6064
7
.0000
.0451
.0928
.1418
.1916
.2926
.3949
.4981
.6019
8
.0000
.0443
.0915
.1401
.1895
.2898
.3915
.4941
.5974
9
.0000
.0435
.0902
.1383
.1874
.2870
.3881
.4901
.5928
10
.0000
.0427
.0889
.1366
.1852
.2842
.3846
.4860
.5882
11
.0000
.0420
.0876
.1349
.1831
.2813
.3811
.4819
.5835
12
.0000
.0411
.0863
.1331
.1809
.2784
.3775
.4777
.5787
13
.0000
.0403
.0849
.1313
.1787
.2754
.3738
.4734
.5738
14
.0000
.0395
.0836
.1295
.1764
.2723
.3700
.4690
.5687
15
.0000
.0387
.0822
.1276
.1741
.2693
.3663
.4645
.5637
16
.0000
.0379
.0808
.1258
.1718
.2662
.3624
.4600
.5585
17
.0000
.0371
.0795
.1239
.1695
.2630
.3585
.4554
.5532
18
.0000
.0363
.0781
.1220
.1671
.2598
.3545
.4507
.5479
19
.0000
.0355
.0766
.1200
.1647
.2565
.3504
.4458
.5424
20
.0000
.0346
.0752
.1181
.1623
.2532
.3463
.4410
.5369
21
.0000
.0338
.0738
.1161
.1598
.2498
.3421
.4360
.5313
22
.0000
.0330
.0723
.1141
.1572
.2463
.3378
.4309
.5254
23
.0000
.0321
.0708
.1120
.1547
.2428
.3334
.4258
.5196
24
.0000
.0313
.0693
.1099
.1521
.2392
.3289
.4205
.5136
25
.0000
.0304
.0678
.1078
.1494
.2355
.3243
.4151
.5074
26
.0000
.0296
.0663
.1057
.1467
.2318
.3197
.4096
.5012
27
.0000
.0287
.0647
.1035
.1439
.2280
.3149
.4041
.4948
28
.0000
.0279
.0632
.1013
.1411
.2241
.3101
.3983
.4883
29
.0000
.0270
.0616
.0991
.1383
.2202
.3052
.3926
.4818
30
.0000
.0261
.0600
.0968
.1354
.2161
.3001
.3866
.4750
31
.0000
.0252
.0583
.0945
.1324
.2120
.2950
.3805
.4681
32
.0000
.0244
.0567
.0921
.1293
.2077
.2897
.3743
.4610
33
.0000
.0235
.0550
.0897
.1263
.2034
.2843
.3679
.4538
34
.0000
.0226
.0533
.0872
.1231
.1990
.2788
.3615
.4464
35
.0000
.0217
.0515
.0847
.1199
.1945
.2731
.3548
.4389
36
.0000
.0208
.0498
.0822
.1166
.1899
.2674
.3481
.4312
37
.0000
.0198
.0480
.0796
.1133
.1852
.2615
.3411
.4233
38
.0000
.0189
.0462
.0769
.1099
.1804
.2555
.3340
.4153
39
.0000
.0180
.0444
.0743
.1064
.1755
.2494
.3268
.4071
40
.0000
.0171
.0426
.0716
.1029
.1706
.2432
.3195
.3988
41
.0000
.0162
.0407
.0688
.0994
.1656
.2369
.3120
.3903
42
.0000
.0153
.0388
.0661
.0958
.1604
.2304
.3044
.3816
43
.0000
.0144
.0370
.0633
.0921
.1553
.2239
.2967
.3728
44
.0000
.0135
.0352
.0606
.0885
.1501
.2173
.2889
.3641
45
.0000
.0125
.0330
.0574
.0844
.1442
.2100
.2802
.3542
46
.0000
.0115
.0309
.0542
.0802
.1383
.2025
.2714
.3441
47
.0000
.0105
.0288
.0511
.0761
.1324
.1950
.2625
.3340
48
.0000
.0096
.0268
.0479
.0719
.1263
.1873
.2534
.3236
49
.0000
.0086
.0247
.0447
.0677
.1202
.1795
.2441
.3130
50
.0000
.0078
.0227
.0417
.0635
.1141
.1718
.2349
.3025
51
.0000
.0069
.0208
.0386
.0594
.1081
.1640
.2256
.2917
52
.0000
.0061
.0188
.0355
.0552
.1018
.1559
.2158
.2805
53
.0000
.0053
.0169
.0324
.0510
.0955
.1476
.2058
.2690
54
.0000
.0046
.0150
.0294
.0468
.0891
.1393
.1958
.2573
55
.0000
.0039
.0133
.0265
.0428
.0829
.1311
.1857
.2457
56
.0000
.0033
.0116
.0236
.0387
.0765
.1226
.1752
.2335
57
.0000
.0027
.0100
.0208
.0347
.0702
.1140
.1647
.2213
58
.0000
.0022
.0086
.0184
.0311
.0643
.1060
.1547
.2096
59
.0000
.0018
.0073
.0160
.0276
.0585
.0978
.1445
.1978
60
.0000
.0014
.0061
.0137
.0242
.0526
.0896
.1342
.1857
61
.0000
.0011
.0050
.0116
.0209
.0468
.0814
.1239
.1737
62
.0000
.0008
.0039
.0096
.0177
.0411
.0732
.1135
.1616
63
.0000
.0006
.0030
.0077
.0147
.0354
.0649
.1029
.1491
64
.0000
.0004
.0022
.0060
.0118
.0299
.0567
.0923
.1366
65
.0000
.0002
.0016
.0045
.0092
.0247
.0488
.0819
.1242
66
.0000
.0001
.0010
.0032
.0069
.0198
.0411
.0717
.1119
67
.0000
.0001
.0006
.0021
.0048
.0150
.0333
.0609
.0988
68
.0000
.0000
.0003
.0012
.0030
.0107
.0258
.0504
.0854
69
.0000
.0000
.0001
.0006
.0017
.0072
.0193
.0406
.0728
70
.0000
.0000
.0000
.0002
.0008
.0040
.0127
.0300
.0583
71
.0000
.0000
.0000
.0001
.0003
.0019
.0075
.0206
.0448
72
.0000
.0000
.0000
.0000
.0000
.0004
.0027
.0103
.0280
73
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0031
.0129
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0057
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 8
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.7867
.7531
.7221
.6933
.6664
.6411
.6172
.5946
.5776
.5696
.5626
.5564
.5509
37
$120
.7805
.7457
.7137
.6840
.6563
.6303
.6058
.5826
.5735
.5655
.5586
.5524
.5476
38
$120
.7741
.7382
.7052
.6746
.6460
.6192
.5940
.5783
.5693
.5614
.5545
.5491
.5450
39
$120
.7676
.7306
.6965
.6650
.6356
.6081
.5845
.5741
.5651
.5573
.5511
.5465
.5428
40
$120
.7611
.7228
.6877
.6553
.6250
.5967
.5802
.5698
.5609
.5537
.5484
.5442
.5408
 
$160
.7561
.7181
.6833
.6510
.6210
.5928
.5663
.5413
.5269
.5171
.5085
.5010
.4943
41
$120
.7544
.7150
.6788
.6454
.6143
.5879
.5758
.5655
.5570
.5507
.5459
.5420
.5388
 
$160
.7495
.7103
.6744
.6412
.6103
.5813
.5541
.5332
.5220
.5123
.5039
.4964
.4903
42
$120
.7476
.7069
.6696
.6352
.6032
.5834
.5713
.5612
.5538
.5481
.5436
.5399
.5370
 
$160
.7427
.7023
.6653
.6311
.5993
.5695
.5415
.5281
.5171
.5075
.4991
.4923
.4870
43
$120
.7407
.6987
.6603
.6249
.5932
.5789
.5668
.5578
.5510
.5457
.5414
.5380
.5354
 
$160
.7359
.6942
.6561
.6209
.5881
.5575
.5359
.5231
.5122
.5027
.4949
.4889
.4842
44
$120
.7338
.6906
.6510
.6146
.5887
.5743
.5630
.5548
.5484
.5434
.5394
.5363
.5340
 
$160
.7290
.6861
.6468
.6106
.5769
.5457
.5308
.5181
.5073
.4983
.4914
.4860
.4816
45
$120
.7260
.6814
.6406
.6030
.5833
.5693
.5591
.5515
.5455
.5408
.5372
.5346
.5326
 
$160
.7213
.6769
.6364
.5991
.5644
.5397
.5249
.5124
.5019
.4940
.4878
.4829
.4788
46
$120
.7181
.6720
.6300
.5952
.5780
.5650
.5556
.5484
.5427
.5385
.5355
.5332
.5314
 
$160
.7134
.6677
.6259
.5874
.5517
.5337
.5191
.5068
.4974
.4902
.4845
.4799
.4762
47
$120
.7102
.6626
.6193
.5899
.5731
.5612
.5522
.5454
.5403
.5366
.5339
.5319
.5304
 
$160
.7055
.6583
.6153
.5757
.5452
.5278
.5132
.5020
.4935
.4868
.4815
.4772
.4739
 
$250
.6975
.6508
.6083
.5691
.5327
.4988
.4671
.4477
.4327
.4198
.4086
.3988
.3904
48
$120
.7020
.6530
.6083
.5844
.5688
.5575
.5490
.5427
.5382
.5349
.5325
.5308
.5296
 
$160
.6975
.6488
.6044
.5635
.5391
.5218
.5080
.4977
.4898
.4835
.4786
.4748
.4720
 
$250
.6895
.6414
.5975
.5571
.5196
.4848
.4577
.4404
.4257
.4130
.4020
.3927
.3853
 
$275
.6877
.6396
.5959
.5556
.5182
.4835
.4510
.4298
.4138
.4001
.3882
.3778
.3686
49
$120
.6938
.6432
.6002
.5794
.5648
.5540
.5460
.5403
.5363
.5334
.5313
.5299
.5289
 
$160
.6893
.6390
.5933
.5539
.5329
.5159
.5033
.4937
.4863
.4804
.4760
.4728
.4703
 
$250
.6814
.6317
.5865
.5448
.5063
.4704
.4502
.4332
.4187
.4062
.3957
.3874
.3808
 
$275
.6796
.6300
.5849
.5434
.5049
.4692
.4405
.4221
.4064
.3929
.3812
.3711
.3630
50
$120
.6856
.6335
.5947
.5750
.5610
.5507
.5433
.5382
.5346
.5321
.5303
.5291
.5283
 
$160
.6812
.6294
.5822
.5478
.5268
.5109
.4990
.4900
.4830
.4777
.4739
.4710
.4688
 
$250
.6734
.6222
.5755
.5326
.4929
.4628
.4429
.4262
.4119
.3998
.3904
.3829
.3768
 
$275
.6716
.6205
.5740
.5312
.4916
.4549
.4327
.4146
.3992
.3859
.3745
.3654
.3582
51
$120
.6774
.6236
.5896
.5708
.5573
.5476
.5410
.5363
.5331
.5310
.5295
.5285
.5279
 
$160
.6730
.6195
.5709
.5416
.5212
.5063
.4950
.4865
.4800
.4754
.4720
.4694
.4676
 
$250
.6653
.6124
.5643
.5201
.4794
.4554
.4357
.4191
.4051
.3942
.3856
.3787
.3732
 
$275
.6635
.6108
.5628
.5187
.4781
.4463
.4251
.4072
.3920
.3790
.3687
.3604
.3538
52
$120
.6688
.6133
.5849
.5667
.5537
.5448
.5387
.5346
.5318
.5300
.5288
.5280
.5275
 
$160
.6645
.6093
.5612
.5353
.5160
.5018
.4911
.4831
.4774
.4733
.4702
.4681
.4666
 
$250
.6569
.6023
.5527
.5071
.4712
.4478
.4283
.4119
.3991
.3891
.3812
.3748
.3697
 
$275
.6551
.6007
.5512
.5058
.4640
.4382
.4173
.3996
.3846
.3727
.3633
.3558
.3497
 
$380
.6489
.5950
.5460
.5010
.4596
.4214
.3862
.3626
.3431
.3264
.3120
.2995
.2886
53
$120
.6601
.6054
.5803
.5627
.5504
.5422
.5367
.5331
.5307
.5292
.5282
.5276
.5272
 
$160
.6558
.5988
.5548
.5294
.5110
.4974
.4873
.4801
.4750
.4713
.4688
.4670
.4657
 
$250
.6483
.5920
.5407
.4938
.4634
.4401
.4207
.4055
.3936
.3843
.3769
.3711
.3665
 
$275
.6466
.5904
.5393
.4925
.4551
.4302
.4094
.3919
.3780
.3671
.3584
.3515
.3459
 
$380
.6405
.5848
.5342
.4879
.4453
.4062
.3757
.3533
.3342
.3179
.3037
.2915
.2815
54
$120
.6514
.6004
.5759
.5588
.5474
.5398
.5349
.5318
.5298
.5286
.5278
.5273
.5270
 
$160
.6471
.5883
.5484
.5240
.5063
.4932
.4840
.4775
.4729
.4697
.4675
.4660
.4650
 
$250
.6397
.5815
.5286
.4837
.4556
.4324
.4139
.3996
.3885
.3798
.3730
.3678
.3638
 
$275
.6380
.5800
.5272
.4791
.4469
.4222
.4015
.3849
.3721
.3619
.3539
.3474
.3424
 
$380
.6320
.5745
.5223
.4746
.4309
.3923
.3662
.3441
.3254
.3093
.2956
.2844
.2754
55
$120
.6427
.5956
.5716
.5553
.5446
.5377
.5334
.5307
.5290
.5280
.5274
.5271
.5269
 
$160
.6385
.5777
.5425
.5189
.5017
.4895
.4810
.4751
.4710
.4683
.4665
.4652
.4644
 
$250
.6312
.5711
.5166
.4760
.4479
.4251
.4077
.3942
.3838
.3757
.3696
.3650
.3615
 
$275
.6295
.5696
.5152
.4688
.4389
.4141
.3941
.3787
.3666
.3571
.3496
.3439
.3395
 
$380
.6236
.5642
.5103
.4613
.4165
.3827
.3569
.3352
.3167
.3010
.2883
.2781
.2699
 
$500
.6187
.5598
.5063
.4576
.4132
.3728
.3361
.3086
.2860
.2667
.2500
.2356
.2232
56
$120
.6336
.5909
.5673
.5519
.5420
.5358
.5320
.5298
.5284
.5276
.5272
.5269
.5268
 
$160
.6295
.5687
.5367
.5137
.4973
.4859
.4781
.4729
.4694
.4671
.4656
.4646
.4640
 
$250
.6223
.5602
.5039
.4680
.4399
.4182
.4016
.3889
.3791
.3718
.3664
.3624
.3594
 
$275
.6206
.5587
.5026
.4604
.4305
.4061
.3872
.3726
.3613
.3524
.3457
.3407
.3368
 
$380
.6148
.5534
.4978
.4473
.4034
.3729
.3474
.3259
.3078
.2932
.2816
.2722
.2647
 
$500
.6100
.5491
.4939
.4438
.3983
.3572
.3237
.2977
.2755
.2566
.2404
.2265
.2148
 
$550
.6085
.5477
.4927
.4427
.3974
.3563
.3192
.2902
.2667
.2465
.2292
.2143
.2014
57
$120
.6246
.5862
.5633
.5487
.5396
.5341
.5309
.5290
.5279
.5273
.5270
.5268
.5267
 
$160
.6205
.5626
.5312
.5087
.4932
.4826
.4756
.4710
.4680
.4661
.4649
.4641
.4637
 
$250
.6134
.5493
.4948
.4599
.4325
.4117
.3959
.3839
.3750
.3685
.3637
.3602
.3577
 
$275
.6118
.5478
.4899
.4521
.4221
.3987
.3808
.3669
.3563
.3483
.3423
.3378
.3345
 
$380
.6060
.5426
.4853
.4334
.3936
.3633
.3379
.3167
.2997
.2862
.2754
.2668
.2599
 
$500
.6013
.5384
.4815
.4300
.3835
.3428
.3125
.2870
.2652
.2467
.2310
.2180
.2074
 
$550
.5998
.5371
.4803
.4289
.3826
.3408
.3059
.2788
.2558
.2361
.2193
.2049
.1929
58
$120
.6161
.5821
.5599
.5461
.5377
.5328
.5300
.5284
.5276
.5271
.5268
.5267
.5267
 
$160
.6121
.5574
.5263
.5045
.4898
.4799
.4736
.4695
.4669
.4654
.4644
.4638
.4635
 
$250
.6051
.5389
.4876
.4527
.4262
.4061
.3909
.3797
.3716
.3657
.3615
.3585
.3564
 
$275
.6035
.5374
.4814
.4443
.4149
.3924
.3751
.3619
.3521
.3449
.3395
.3356
.3328
 
$380
.5978
.5324
.4733
.4210
.3846
.3543
.3291
.3089
.2929
.2802
.2701
.2621
.2559
 
$500
.5931
.5282
.4696
.4168
.3694
.3322
.3023
.2771
.2557
.2376
.2229
.2109
.2011
 
$550
.5916
.5269
.4685
.4158
.3685
.3266
.2951
.2684
.2457
.2265
.2102
.1967
.1857
59
$120
.6119
.5781
.5567
.5436
.5360
.5316
.5293
.5280
.5273
.5269
.5268
.5267
.5266
 
$160
.6035
.5523
.5215
.5005
.4865
.4775
.4718
.4682
.4661
.4648
.4640
.4636
.4633
 
$250
.5967
.5283
.4802
.4459
.4200
.4005
.3862
.3759
.3685
.3632
.3596
.3570
.3553
 
$275
.5951
.5269
.4738
.4366
.4080
.3862
.3696
.3573
.3483
.3418
.3370
.3337
.3313
 
$380
.5895
.5220
.4612
.4120
.3754
.3451
.3208
.3016
.2864
.2745
.2651
.2579
.2524
 
$500
.5848
.5179
.4576
.4035
.3570
.3218
.2921
.2671
.2462
.2292
.2155
.2043
.1953
 
$550
.5834
.5166
.4565
.4025
.3542
.3155
.2843
.2580
.2357
.2170
.2017
.1893
.1791
60
$120
.6075
.5742
.5535
.5413
.5344
.5306
.5286
.5276
.5271
.5268
.5267
.5266
.5266
 
$160
.5949
.5470
.5168
.4965
.4834
.4752
.4701
.4671
.4653
.4643
.4637
.4634
.4632
 
$250
.5881
.5176
.4729
.4392
.4138
.3952
.3818
.3723
.3656
.3610
.3579
.3558
.3544
 
$275
.5865
.5162
.4658
.4292
.4012
.3800
.3644
.3530
.3448
.3389
.3348
.3320
.3300
 
$380
.5810
.5113
.4488
.4028
.3659
.3363
.3129
.2945
.2801
.2690
.2605
.2541
.2492
 
$500
.5764
.5073
.4453
.3899
.3464
.3111
.2816
.2571
.2372
.2212
.2084
.1981
.1898
 
$550
.5750
.5061
.4442
.3889
.3412
.3044
.2734
.2473
.2257
.2081
.1938
.1822
.1729
 
$800
.5705
.5021
.4407
.3859
.3370
.2939
.2559
.2245
.1982
.1758
.1567
.1406
.1270
61
$120
.6033
.5704
.5505
.5392
.5330
.5297
.5281
.5273
.5269
.5267
.5267
.5266
.5266
 
$160
.5863
.5419
.5122
.4928
.4806
.4731
.4687
.4661
.4647
.4639
.4635
.4632
.4631
 
$250
.5796
.5102
.4660
.4326
.4079
.3902
.3777
.3690
.3631
.3591
.3565
.3547
.3536
 
$275
.5781
.5055
.4583
.4220
.3946
.3743
.3595
.3490
.3416
.3364
.3329
.3305
.3289
 
$380
.5726
.5008
.4384
.3934
.3568
.3279
.3053
.2876
.2742
.2640
.2563
.2507
.2465
 
$500
.5681
.4969
.4331
.3779
.3358
.3005
.2713
.2477
.2288
.2137
.2017
.1923
.1849
 
$550
.5667
.4956
.4320
.3754
.3302
.2934
.2625
.2371
.2164
.1998
.1864
.1757
.1672
 
$800
.5623
.4917
.4286
.3725
.3228
.2792
.2424
.2120
.1862
.1644
.1461
.1309
.1182
62
$120
.5990
.5667
.5477
.5372
.5317
.5290
.5277
.5271
.5268
.5267
.5266
.5266
.5266
 
$160
.5801
.5368
.5077
.4892
.4779
.4713
.4675
.4653
.4642
.4636
.4633
.4631
.4630
 
$250
.5711
.5032
.4590
.4260
.4022
.3854
.3738
.3660
.3608
.3574
.3553
.3539
.3530
 
$275
.5696
.4980
.4508
.4148
.3881
.3687
.3549
.3453
.3387
.3342
.3313
.3293
.3281
 
$380
.5642
.4902
.4294
.3840
.3479
.3196
.2977
.2811
.2686
.2593
.2525
.2476
.2441
 
$500
.5598
.4863
.4207
.3674
.3249
.2898
.2614
.2387
.2207
.2065
.1955
.1869
.1804
 
$550
.5584
.4851
.4197
.3630
.3189
.2821
.2517
.2272
.2075
.1918
.1793
.1695
.1620
 
$800
.5540
.4813
.4164
.3589
.3085
.2650
.2295
.1995
.1743
.1533
.1359
.1216
.1100
 
$1,000
.5525
.4800
.4153
.3580
.3077
.2638
.2258
.1936
.1668
.1441
.1251
.1093
.0961
63
$120
.5947
.5629
.5449
.5353
.5306
.5284
.5273
.5269
.5267
.5266
.5266
.5266
.5266
 
$160
.5749
.5316
.5033
.4857
.4754
.4695
.4664
.4647
.4638
.4634
.4632
.4631
.4630
 
$250
.5625
.4962
.4518
.4194
.3964
.3807
.3701
.3632
.3588
.3560
.3543
.3532
.3526
 
$275
.5610
.4905
.4432
.4075
.3816
.3632
.3504
.3418
.3360
.3323
.3299
.3283
.3274
 
$380
.5557
.4793
.4199
.3745
.3388
.3112
.2903
.2747
.2633
.2550
.2491
.2449
.2420
 
$500
.5513
.4755
.4080
.3564
.3137
.2791
.2515
.2297
.2127
.1996
.1896
.1820
.1763
 
$550
.5500
.4743
.4070
.3517
.3072
.2706
.2410
.2174
.1986
.1839
.1726
.1638
.1571
 
$800
.5456
.4706
.4038
.3451
.2938
.2515
.2162
.1867
.1623
.1422
.1260
.1128
.1022
 
$1,000
.5442
.4693
.4028
.3441
.2930
.2487
.2111
.1799
.1537
.1319
.1139
.0991
.0870
64
$120
.5904
.5592
.5422
.5337
.5296
.5278
.5271
.5268
.5267
.5266
.5266
.5266
.5266
 
$160
.5697
.5265
.4989
.4824
.4731
.4681
.4655
.4641
.4635
.4632
.4631
.4630
.4630
 
$250
.5540
.4891
.4447
.4129
.3909
.3763
.3667
.3607
.3570
.3548
.3535
.3527
.3523
 
$275
.5525
.4831
.4355
.4003
.3753
.3579
.3463
.3386
.3337
.3306
.3287
.3276
.3269
 
$380
.5473
.4684
.4106
.3652
.3299
.3031
.2832
.2688
.2584
.2511
.2460
.2426
.2402
 
$500
.5430
.4648
.3976
.3453
.3027
.2686
.2418
.2210
.2051
.1931
.1842
.1776
.1728
 
$550
.5417
.4636
.3944
.3403
.2956
.2594
.2306
.2078
.1902
.1766
.1664
.1586
.1529
 
$800
.5374
.4600
.3913
.3312
.2801
.2381
.2031
.1742
.1507
.1317
.1166
.1045
.0950
 
$1,000
.5360
.4587
.3903
.3303
.2783
.2338
.1970
.1664
.1410
.1202
.1032
.0895
.0786
65
$120
.5861
.5557
.5397
.5322
.5288
.5274
.5269
.5267
.5266
.5266
.5266
.5266
.5266
 
$160
.5644
.5214
.4947
.4793
.4710
.4668
.4647
.4637
.4633
.4631
.4630
.4630
.4630
 
$250
.5457
.4820
.4377
.4066
.3856
.3721
.3637
.3586
.3556
.3538
.3529
.3523
.3520
 
$275
.5443
.4757
.4279
.3933
.3692
.3530
.3425
.3358
.3317
.3293
.3278
.3270
.3265
 
$380
.5391
.4593
.4014
.3558
.3210
.2952
.2764
.2632
.2539
.2476
.2434
.2406
.2388
 
$500
.5349
.4541
.3871
.3343
.2917
.2582
.2323
.2126
.1980
.1872
.1793
.1737
.1697
 
$550
.5336
.4530
.3836
.3287
.2841
.2484
.2203
.1986
.1822
.1698
.1607
.1540
.1492
 
$800
.5294
.4494
.3788
.3172
.2666
.2246
.1900
.1620
.1395
.1217
.1077
.0969
.0885
 
$1,000
.5280
.4483
.3778
.3164
.2635
.2195
.1830
.1530
.1285
.1088
.0931
.0806
.0708
66
$120
.5818
.5522
.5374
.5309
.5282
.5271
.5268
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5592
.5163
.4906
.4764
.4692
.4657
.4641
.4634
.4632
.4630
.4630
.4630
.4630
 
$250
.5378
.4749
.4307
.4004
.3806
.3683
.3610
.3568
.3544
.3531
.3524
.3521
.3519
 
$275
.5363
.4683
.4203
.3863
.3633
.3484
.3391
.3334
.3301
.3282
.3271
.3266
.3262
 
$380
.5313
.4510
.3922
.3465
.3123
.2875
.2700
.2580
.2500
.2447
.2413
.2391
.2377
 
$500
.5271
.4438
.3767
.3233
.2809
.2480
.2232
.2047
.1913
.1818
.1751
.1704
.1672
 
$550
.5258
.4427
.3729
.3173
.2726
.2374
.2103
.1898
.1747
.1636
.1556
.1500
.1461
 
$800
.5217
.4392
.3664
.3042
.2532
.2112
.1772
.1501
.1288
.1122
.0996
.0900
.0828
 
$1,000
.5203
.4380
.3655
.3025
.2492
.2052
.1692
.1399
.1166
.0981
.0836
.0724
.0639
67
$120
.5772
.5485
.5352
.5297
.5276
.5269
.5267
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5536
.5109
.4864
.4736
.4675
.4648
.4637
.4632
.4631
.4630
.4630
.4630
.4630
 
$250
.5296
.4673
.4231
.3938
.3755
.3646
.3585
.3552
.3534
.3525
.3521
.3519
.3518
 
$275
.5282
.4603
.4122
.3789
.3573
.3438
.3358
.3312
.3287
.3273
.3266
.3263
.3261
 
$380
.5233
.4420
.3822
.3365
.3031
.2796
.2636
.2530
.2462
.2420
.2394
.2378
.2369
 
$500
.5191
.4328
.3656
.3115
.2692
.2372
.2136
.1967
.1848
.1766
.1711
.1674
.1651
 
$550
.5179
.4318
.3614
.3050
.2603
.2258
.1999
.1808
.1672
.1575
.1509
.1464
.1434
 
$800
.5138
.4284
.3532
.2903
.2386
.1968
.1635
.1376
.1177
.1027
.0915
.0833
.0774
 
$1,000
.5124
.4272
.3522
.2875
.2339
.1899
.1544
.1262
.1041
.0871
.0742
.0645
.0573
68
$120
.5725
.5450
.5331
.5287
.5272
.5267
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5478
.5054
.4823
.4710
.4661
.4641
.4634
.4631
.4630
.4630
.4630
.4630
.4630
 
$250
.5228
.4595
.4155
.3874
.3706
.3613
.3564
.3539
.3527
.3521
.3519
.3518
.3517
 
$275
.5205
.4521
.4038
.3716
.3514
.3396
.3329
.3294
.3276
.3267
.3263
.3261
.3260
 
$380
.5156
.4330
.3720
.3263
.2939
.2718
.2575
.2485
.2430
.2398
.2379
.2369
.2363
 
$500
.5116
.4231
.3542
.2994
.2574
.2264
.2044
.1891
.1788
.1721
.1678
.1651
.1634
 
$550
.5103
.4210
.3498
.2924
.2477
.2141
.1896
.1722
.1602
.1521
.1468
.1434
.1412
 
$800
.5063
.4177
.3399
.2761
.2238
.1822
.1498
.1253
.1070
.0937
.0842
.0775
.0729
 
$1,000
.5049
.4166
.3388
.2726
.2182
.1742
.1395
.1125
.0920
.0767
.0655
.0574
.0516
69
$120
.5680
.5417
.5314
.5279
.5269
.5267
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5423
.5002
.4785
.4688
.4650
.4636
.4632
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.5166
.4519
.4082
.3814
.3664
.3585
.3547
.3530
.3522
.3519
.3518
.3517
.3517
 
$275
.5138
.4442
.3958
.3647
.3462
.3360
.3307
.3281
.3269
.3263
.3261
.3260
.3259
 
$380
.5090
.4244
.3621
.3165
.2852
.2648
.2522
.2447
.2405
.2382
.2369
.2363
.2360
 
$500
.5050
.4141
.3433
.2877
.2461
.2163
.1959
.1824
.1738
.1685
.1653
.1634
.1623
 
$550
.5037
.4116
.3386
.2803
.2357
.2031
.1802
.1646
.1543
.1478
.1437
.1412
.1398
 
$800
.4997
.4079
.3279
.2624
.2095
.1682
.1370
.1140
.0975
.0860
.0782
.0729
.0695
 
$1,000
.4984
.4068
.3262
.2584
.2031
.1592
.1254
.0998
.0811
.0676
.0582
.0516
.0472
70
$120
.5626
.5382
.5297
.5273
.5267
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5357
.4942
.4745
.4667
.4641
.4633
.4630
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.5095
.4430
.3997
.3748
.3619
.3559
.3533
.3523
.3519
.3518
.3517
.3517
.3517
 
$275
.5069
.4350
.3865
.3569
.3406
.3324
.3286
.3270
.3263
.3261
.3260
.3259
.3259
 
$380
.5022
.4144
.3505
.3051
.2754
.2572
.2468
.2412
.2383
.2369
.2362
.2359
.2358
 
$500
.4982
.4039
.3306
.2739
.2329
.2049
.1868
.1756
.1690
.1653
.1632
.1621
.1616
 
$550
.4970
.4014
.3256
.2659
.2217
.1906
.1698
.1566
.1485
.1437
.1410
.1395
.1387
 
$800
.4931
.3972
.3142
.2463
.1926
.1519
.1223
.1016
.0875
.0783
.0724
.0688
.0666
 
$1,000
.4918
.3961
.3117
.2417
.1854
.1417
.1092
.0858
.0694
.0583
.0510
.0463
.0433
71
$120
.5575
.5350
.5284
.5269
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5292
.4885
.4711
.4651
.4635
.4631
.4630
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.5029
.4343
.3916
.3688
.3583
.3540
.3524
.3519
.3518
.3517
.3517
.3517
.3517
 
$275
.5015
.4259
.3774
.3497
.3359
.3297
.3273
.3264
.3260
.3259
.3259
.3259
.3259
 
$380
.4968
.4049
.3392
.2941
.2663
.2507
.2426
.2387
.2369
.2362
.2359
.2358
.2357
 
$500
.4929
.3946
.3182
.2605
.2204
.1945
.1789
.1701
.1655
.1631
.1620
.1614
.1612
 
$550
.4917
.3921
.3131
.2520
.2081
.1789
.1607
.1500
.1440
.1408
.1392
.1385
.1381
 
$800
.4878
.3878
.3012
.2307
.1762
.1364
.1088
.0906
.0792
.0723
.0683
.0661
.0648
 
$1,000
.4865
.3867
.2985
.2256
.1680
.1248
.0941
.0731
.0594
.0508
.0456
.0426
.0408
72
$120
.5505
.5314
.5273
.5267
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5204
.4810
.4672
.4638
.4631
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.4979
.4225
.3809
.3618
.3547
.3525
.3519
.3517
.3517
.3517
.3517
.3517
.3517
 
$275
.4966
.4137
.3653
.3410
.3309
.3273
.3263
.3260
.3259
.3259
.3259
.3259
.3259
 
$380
.4919
.3927
.3238
.2796
.2552
.2435
.2385
.2366
.2360
.2358
.2357
.2357
.2357
 
$500
.4881
.3831
.3019
.2424
.2039
.1817
.1702
.1648
.1625
.1615
.1612
.1611
.1610
 
$550
.4869
.3810
.2967
.2331
.1902
.1644
.1503
.1433
.1400
.1387
.1381
.1379
.1379
 
$800
.4830
.3774
.2847
.2100
.1542
.1161
.0921
.0782
.0706
.0668
.0650
.0641
.0638
 
$1,000
.4817
.3764
.2820
.2043
.1447
.1026
.0750
.0583
.0488
.0436
.0411
.0398
.0392
73
$120
.5431
.5285
.5267
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5107
.4736
.4645
.4631
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.4955
.4096
.3700
.3560
.3525
.3518
.3517
.3517
.3517
.3517
.3517
.3517
.3517
 
$275
.4942
.4006
.3526
.3331
.3274
.3262
.3259
.3259
.3259
.3259
.3259
.3259
.3259
 
$380
.4896
.3808
.3072
.2644
.2452
.2383
.2363
.2358
.2357
.2357
.2357
.2357
.2357
 
$500
.4857
.3739
.2849
.2229
.1874
.1706
.1640
.1618
.1612
.1611
.1610
.1610
.1610
 
$550
.4845
.3730
.2800
.2128
.1718
.1511
.1424
.1392
.1382
.1379
.1378
.1378
.1378
 
$800
.4807
.3701
.2692
.1881
.1306
.0956
.0772
.0688
.0653
.0641
.0637
.0636
.0636
 
$1,000
.4794
.3691
.2668
.1821
.1197
.0797
.0574
.0464
.0416
.0398
.0391
.0389
.0388
74
$120
.5382
.5273
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
.5266
 
$160
.5041
.4693
.4634
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
.4630
 
$250
.4951
.4009
.3634
.3534
.3519
.3517
.3517
.3517
.3517
.3517
.3517
.3517
.3517
 
$275
.4938
.3919
.3445
.3293
.3263
.3259
.3259
.3259
.3259
.3259
.3259
.3259
.3259
 
$380
.4892
.3746
.2962
.2550
.2402
.2365
.2358
.2357
.2357
.2357
.2357
.2357
.2357
 
$500
.4853
.3716
.2743
.2101
.1775
.1653
.1619
.1612
.1610
.1610
.1610
.1610
.1610
 
$550
.4841
.3707
.2699
.1993
.1604
.1444
.1394
.1381
.1379
.1378
.1378
.1378
.1378
 
$800
.4803
.3678
.2609
.1741
.1152
.0835
.0699
.0653
.0639
.0636
.0636
.0635
.0635
 
$1,000
.4790
.3668
.2592
.1684
.1034
.0657
.0482
.0416
.0395
.0390
.0388
.0388
.0388
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 8
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0219
.0526
.0868
.1233
.2007
.2826
.3679
.4557
37
$120
.0210
.0507
.0841
.1197
.1957
.2764
.3605
.4474
38
$120
.0200
.0488
.0813
.1161
.1906
.2700
.3530
.4388
39
$120
.0190
.0469
.0785
.1125
.1855
.2635
.3454
.4302
40
$120
.0181
.0450
.0756
.1088
.1803
.2570
.3376
.4214
 
$160
.0179
.0447
.0751
.1081
.1791
.2553
.3354
.4187
41
$120
.0171
.0430
.0728
.1050
.1750
.2503
.3298
.4125
 
$160
.0170
.0427
.0723
.1043
.1738
.2487
.3276
.4098
42
$120
.0161
.0411
.0698
.1012
.1696
.2435
.3217
.4033
 
$160
.0160
.0408
.0694
.1006
.1685
.2419
.3196
.4007
43
$120
.0152
.0391
.0669
.0974
.1641
.2366
.3135
.3940
 
$160
.0151
.0388
.0665
.0967
.1630
.2350
.3115
.3915
44
$120
.0143
.0371
.0640
.0936
.1586
.2297
.3054
.3847
 
$160
.0142
.0369
.0636
.0929
.1576
.2282
.3034
.3822
45
$120
.0132
.0349
.0606
.0892
.1524
.2219
.2962
.3743
 
$160
.0131
.0347
.0603
.0886
.1514
.2204
.2942
.3719
46
$120
.0121
.0327
.0573
.0848
.1461
.2140
.2868
.3643
 
$160
.0121
.0325
.0569
.0842
.1452
.2126
.2850
.3613
47
$120
.0111
.0305
.0540
.0804
.1399
.2061
.2774
.3590
 
$160
.0110
.0303
.0536
.0799
.1390
.2047
.2756
.3507
 
$250
.0109
.0299
.0530
.0790
.1374
.2024
.2725
.3467
48
$120
.0101
.0283
.0506
.0760
.1335
.1979
.2678
.3536
 
$160
.0100
.0281
.0503
.0755
.1326
.1967
.2661
.3398
 
$250
.0099
.0278
.0497
.0746
.1311
.1944
.2630
.3359
 
$275
.0099
.0277
.0496
.0744
.1307
.1939
.2623
.3350
49
$120
.0091
.0261
.0473
.0715
.1270
.1897
.2624
.3482
 
$160
.0091
.0259
.0470
.0711
.1262
.1885
.2563
.3287
 
$250
.0090
.0256
.0464
.0702
.1247
.1863
.2534
.3249
 
$275
.0089
.0256
.0463
.0701
.1244
.1858
.2527
.3240
50
$120
.0082
.0240
.0440
.0672
.1206
.1815
.2572
.3427
 
$160
.0082
.0239
.0437
.0667
.1198
.1804
.2467
.3215
 
$250
.0081
.0236
.0432
.0660
.1185
.1783
.2438
.3139
 
$275
.0080
.0235
.0431
.0658
.1181
.1778
.2432
.3131
51
$120
.0073
.0219
.0408
.0628
.1142
.1743
.2519
.3376
 
$160
.0073
.0218
.0405
.0624
.1134
.1722
.2368
.3154
 
$250
.0072
.0215
.0401
.0617
.1121
.1702
.2341
.3028
 
$275
.0072
.0215
.0399
.0615
.1118
.1697
.2335
.3020
52
$120
.0064
.0199
.0375
.0583
.1076
.1692
.2464
.3329
 
$160
.0064
.0197
.0373
.0580
.1069
.1636
.2291
.3092
 
$250
.0063
.0195
.0368
.0573
.1056
.1618
.2240
.2911
 
$275
.0063
.0195
.0367
.0571
.1054
.1613
.2234
.2903
 
$380
.0063
.0193
.0364
.0566
.1044
.1598
.2213
.2876
53
$120
.0056
.0179
.0343
.0539
.1009
.1641
.2409
.3283
 
$160
.0056
.0177
.0340
.0535
.1002
.1550
.2230
.3028
 
$250
.0055
.0175
.0336
.0529
.0991
.1532
.2136
.2792
 
$275
.0055
.0175
.0335
.0528
.0988
.1528
.2131
.2784
 
$380
.0054
.0173
.0332
.0523
.0979
.1514
.2111
.2758
54
$120
.0048
.0159
.0311
.0495
.0942
.1589
.2359
.3239
 
$160
.0048
.0158
.0309
.0492
.0936
.1464
.2169
.2964
 
$250
.0048
.0156
.0305
.0486
.0925
.1446
.2032
.2671
 
$275
.0047
.0156
.0304
.0485
.0923
.1442
.2027
.2664
 
$380
.0047
.0154
.0302
.0480
.0914
.1429
.2008
.2639
55
$120
.0041
.0141
.0280
.0452
.0897
.1536
.2311
.3196
 
$160
.0041
.0140
.0278
.0449
.0871
.1408
.2107
.2905
 
$250
.0041
.0138
.0275
.0444
.0861
.1361
.1928
.2585
 
$275
.0040
.0138
.0274
.0443
.0858
.1357
.1923
.2543
 
$380
.0040
.0136
.0272
.0439
.0850
.1345
.1905
.2519
 
$500
.0040
.0135
.0270
.0435
.0844
.1334
.1890
.2500
56
$120
.0034
.0122
.0249
.0409
.0851
.1483
.2264
.3153
 
$160
.0034
.0122
.0248
.0406
.0803
.1350
.2042
.2847
 
$250
.0034
.0120
.0245
.0402
.0794
.1272
.1819
.2507
 
$275
.0034
.0120
.0244
.0401
.0792
.1269
.1814
.2450
 
$380
.0033
.0119
.0242
.0397
.0784
.1257
.1797
.2394
 
$500
.0033
.0118
.0240
.0394
.0778
.1247
.1783
.2376
 
$550
.0033
.0118
.0240
.0393
.0776
.1244
.1778
.2370
57
$120
.0028
.0105
.0220
.0367
.0806
.1434
.2217
.3113
 
$160
.0028
.0105
.0219
.0365
.0737
.1292
.1981
.2792
 
$250
.0028
.0103
.0216
.0360
.0728
.1183
.1735
.2428
 
$275
.0028
.0103
.0216
.0359
.0726
.1180
.1705
.2369
 
$380
.0028
.0102
.0214
.0356
.0720
.1169
.1689
.2269
 
$500
.0027
.0101
.0212
.0353
.0714
.1160
.1676
.2251
 
$550
.0027
.0101
.0211
.0352
.0712
.1157
.1671
.2246
58
$120
.0023
.0091
.0194
.0329
.0765
.1391
.2176
.3079
 
$160
.0023
.0090
.0193
.0327
.0690
.1238
.1929
.2743
 
$250
.0023
.0089
.0191
.0323
.0668
.1100
.1667
.2356
 
$275
.0023
.0089
.0190
.0322
.0666
.1097
.1626
.2294
 
$380
.0023
.0088
.0188
.0319
.0660
.1087
.1586
.2149
 
$500
.0023
.0087
.0187
.0317
.0654
.1078
.1574
.2132
 
$550
.0023
.0087
.0187
.0316
.0653
.1075
.1570
.2127
59
$120
.0019
.0077
.0169
.0296
.0724
.1349
.2136
.3047
 
$160
.0019
.0077
.0168
.0290
.0647
.1185
.1878
.2695
 
$250
.0019
.0076
.0166
.0287
.0607
.1024
.1599
.2282
 
$275
.0019
.0075
.0166
.0286
.0605
.1013
.1555
.2218
 
$380
.0018
.0075
.0164
.0283
.0600
.1003
.1482
.2041
 
$500
.0018
.0074
.0163
.0281
.0595
.0995
.1470
.2012
 
$550
.0018
.0074
.0163
.0281
.0593
.0993
.1467
.2007
60
$120
.0015
.0064
.0145
.0269
.0684
.1305
.2097
.3015
 
$160
.0015
.0064
.0144
.0254
.0603
.1133
.1825
.2648
 
$250
.0015
.0063
.0143
.0251
.0546
.0962
.1528
.2209
 
$275
.0015
.0063
.0142
.0251
.0544
.0937
.1483
.2138
 
$380
.0015
.0062
.0141
.0248
.0539
.0919
.1376
.1952
 
$500
.0014
.0062
.0140
.0246
.0535
.0911
.1365
.1889
 
$550
.0014
.0062
.0139
.0246
.0534
.0909
.1362
.1885
 
$800
.0014
.0061
.0138
.0244
.0529
.0902
.1351
.1870
61
$120
.0012
.0052
.0123
.0242
.0645
.1263
.2059
.2985
 
$160
.0011
.0052
.0122
.0220
.0559
.1082
.1774
.2602
 
$250
.0011
.0051
.0120
.0217
.0486
.0901
.1457
.2140
 
$275
.0011
.0051
.0120
.0217
.0485
.0874
.1409
.2063
 
$380
.0011
.0051
.0119
.0214
.0480
.0835
.1284
.1864
 
$500
.0011
.0050
.0118
.0213
.0476
.0828
.1260
.1767
 
$550
.0011
.0050
.0118
.0212
.0475
.0826
.1257
.1763
 
$800
.0011
.0050
.0117
.0211
.0471
.0820
.1247
.1749
62
$120
.0009
.0042
.0103
.0216
.0606
.1220
.2022
.2957
 
$160
.0009
.0041
.0101
.0190
.0515
.1031
.1723
.2557
 
$250
.0008
.0041
.0100
.0184
.0433
.0839
.1387
.2070
 
$275
.0008
.0041
.0099
.0184
.0426
.0811
.1335
.1988
 
$380
.0008
.0040
.0098
.0182
.0422
.0751
.1202
.1774
 
$500
.0008
.0040
.0098
.0181
.0418
.0745
.1155
.1662
 
$550
.0008
.0040
.0097
.0180
.0417
.0743
.1152
.1640
 
$800
.0008
.0040
.0097
.0179
.0414
.0737
.1143
.1627
 
$1,000
.0008
.0040
.0096
.0178
.0413
.0735
.1140
.1622
63
$120
.0006
.0032
.0087
.0190
.0566
.1177
.1984
.2929
 
$160
.0006
.0032
.0081
.0164
.0472
.0979
.1671
.2513
 
$250
.0006
.0031
.0080
.0152
.0386
.0775
.1317
.1998
 
$275
.0006
.0031
.0080
.0152
.0374
.0746
.1260
.1912
 
$380
.0006
.0031
.0079
.0151
.0363
.0672
.1118
.1679
 
$500
.0006
.0031
.0078
.0149
.0360
.0660
.1049
.1559
 
$550
.0006
.0031
.0078
.0149
.0360
.0659
.1044
.1528
 
$800
.0006
.0030
.0077
.0148
.0357
.0653
.1036
.1501
 
$1,000
.0006
.0030
.0077
.0147
.0356
.0652
.1033
.1497
64
$120
.0004
.0024
.0072
.0165
.0527
.1134
.1947
.2902
 
$160
.0004
.0023
.0063
.0140
.0429
.0927
.1620
.2469
 
$250
.0004
.0023
.0062
.0123
.0340
.0712
.1246
.1927
 
$275
.0004
.0023
.0062
.0122
.0328
.0681
.1186
.1835
 
$380
.0004
.0023
.0061
.0121
.0307
.0603
.1033
.1586
 
$500
.0004
.0023
.0061
.0120
.0305
.0577
.0957
.1456
 
$550
.0004
.0023
.0061
.0120
.0304
.0576
.0939
.1423
 
$800
.0004
.0022
.0060
.0119
.0301
.0571
.0930
.1376
 
$1,000
.0004
.0022
.0060
.0119
.0301
.0570
.0927
.1372
65
$120
.0003
.0017
.0057
.0141
.0487
.1091
.1912
.2877
 
$160
.0003
.0016
.0049
.0116
.0387
.0874
.1569
.2427
 
$250
.0003
.0016
.0046
.0096
.0295
.0651
.1175
.1857
 
$275
.0003
.0016
.0046
.0095
.0283
.0617
.1112
.1759
 
$380
.0003
.0016
.0046
.0094
.0253
.0535
.0948
.1494
 
$500
.0003
.0016
.0045
.0094
.0251
.0498
.0867
.1351
 
$550
.0002
.0016
.0045
.0093
.0251
.0495
.0846
.1316
 
$800
.0002
.0016
.0045
.0093
.0249
.0491
.0825
.1251
 
$1,000
.0002
.0016
.0045
.0092
.0248
.0490
.0822
.1248
66
$120
.0002
.0012
.0045
.0119
.0448
.1048
.1877
.2854
 
$160
.0002
.0011
.0037
.0094
.0346
.0822
.1518
.2386
 
$250
.0001
.0011
.0033
.0074
.0252
.0589
.1104
.1787
 
$275
.0001
.0011
.0033
.0072
.0239
.0555
.1038
.1683
 
$380
.0001
.0011
.0033
.0071
.0209
.0469
.0865
.1402
 
$500
.0001
.0011
.0032
.0070
.0202
.0429
.0777
.1247
 
$550
.0001
.0011
.0032
.0070
.0201
.0419
.0755
.1209
 
$800
.0001
.0010
.0032
.0069
.0200
.0414
.0722
.1131
 
$1,000
.0001
.0010
.0032
.0069
.0199
.0413
.0720
.1124
67
$120
.0001
.0007
.0033
.0097
.0406
.1002
.1840
.2832
 
$160
.0001
.0006
.0026
.0073
.0302
.0766
.1464
.2344
 
$250
.0001
.0006
.0021
.0055
.0208
.0524
.1028
.1711
 
$275
.0001
.0006
.0021
.0052
.0195
.0488
.0958
.1602
 
$380
.0001
.0006
.0021
.0049
.0165
.0399
.0775
.1302
 
$500
.0001
.0006
.0021
.0048
.0153
.0357
.0681
.1136
 
$550
.0001
.0006
.0021
.0048
.0152
.0347
.0658
.1094
 
$800
.0001
.0006
.0021
.0048
.0151
.0335
.0614
.1006
 
$1,000
.0001
.0006
.0021
.0048
.0151
.0334
.0612
.0992
68
$120
.0000
.0004
.0023
.0076
.0363
.0955
.1805
.2811
 
$160
.0000
.0004
.0017
.0054
.0259
.0708
.1409
.2303
 
$250
.0000
.0003
.0013
.0037
.0166
.0458
.0950
.1635
 
$275
.0000
.0003
.0013
.0035
.0154
.0422
.0876
.1518
 
$380
.0000
.0003
.0012
.0031
.0125
.0331
.0685
.1200
 
$500
.0000
.0003
.0012
.0031
.0112
.0288
.0586
.1022
 
$550
.0000
.0003
.0012
.0031
.0109
.0277
.0561
.0978
 
$800
.0000
.0003
.0012
.0030
.0108
.0260
.0512
.0879
 
$1,000
.0000
.0003
.0012
.0030
.0108
.0260
.0506
.0861
69
$120
.0000
.0002
.0015
.0057
.0322
.0910
.1772
.2794
 
$160
.0000
.0002
.0011
.0039
.0219
.0653
.1357
.2265
 
$250
.0000
.0001
.0007
.0024
.0129
.0396
.0874
.1562
 
$275
.0000
.0001
.0007
.0023
.0118
.0359
.0797
.1438
 
$380
.0000
.0001
.0006
.0019
.0090
.0269
.0599
.1101
 
$500
.0000
.0001
.0006
.0018
.0079
.0226
.0496
.0913
 
$550
.0000
.0001
.0006
.0018
.0076
.0215
.0471
.0866
 
$800
.0000
.0001
.0006
.0018
.0073
.0196
.0418
.0759
 
$1,000
.0000
.0001
.0006
.0017
.0073
.0194
.0409
.0737
70
$120
.0000
.0001
.0008
.0039
.0275
.0856
.1737
.2777
 
$160
.0000
.0001
.0005
.0024
.0173
.0587
.1297
.2225
 
$250
.0000
.0000
.0003
.0013
.0091
.0325
.0785
.1477
 
$275
.0000
.0000
.0003
.0012
.0080
.0288
.0705
.1345
 
$380
.0000
.0000
.0002
.0009
.0057
.0201
.0499
.0985
 
$500
.0000
.0000
.0002
.0008
.0047
.0160
.0394
.0786
 
$550
.0000
.0000
.0002
.0008
.0044
.0150
.0369
.0736
 
$800
.0000
.0000
.0002
.0008
.0041
.0131
.0315
.0622
 
$1,000
.0000
.0000
.0002
.0008
.0041
.0128
.0304
.0597
71
$120
.0000
.0000
.0004
.0024
.0229
.0805
.1705
.2764
 
$160
.0000
.0000
.0002
.0013
.0131
.0522
.1240
.2191
 
$250
.0000
.0000
.0001
.0006
.0059
.0258
.0698
.1396
 
$275
.0000
.0000
.0001
.0005
.0050
.0223
.0614
.1254
 
$380
.0000
.0000
.0001
.0003
.0032
.0141
.0404
.0872
 
$500
.0000
.0000
.0001
.0003
.0024
.0105
.0301
.0662
 
$550
.0000
.0000
.0001
.0003
.0023
.0096
.0276
.0611
 
$800
.0000
.0000
.0001
.0003
.0020
.0079
.0223
.0492
 
$1,000
.0000
.0000
.0001
.0003
.0019
.0076
.0212
.0465
72
$120
.0000
.0000
.0001
.0010
.0169
.0735
.1669
.2753
 
$160
.0000
.0000
.0000
.0004
.0081
.0434
.1165
.2152
 
$250
.0000
.0000
.0000
.0001
.0026
.0173
.0580
.1289
 
$275
.0000
.0000
.0000
.0001
.0021
.0142
.0492
.1133
 
$380
.0000
.0000
.0000
.0001
.0011
.0075
.0282
.0718
 
$500
.0000
.0000
.0000
.0000
.0007
.0048
.0186
.0499
 
$550
.0000
.0000
.0000
.0000
.0006
.0042
.0165
.0447
 
$800
.0000
.0000
.0000
.0000
.0005
.0031
.0119
.0327
 
$1,000
.0000
.0000
.0000
.0000
.0004
.0028
.0109
.0300
73
$120
.0000
.0000
.0000
.0002
.0106
.0661
.1640
.2747
 
$160
.0000
.0000
.0000
.0001
.0037
.0337
.1091
.2125
 
$250
.0000
.0000
.0000
.0000
.0007
.0093
.0451
.1180
 
$275
.0000
.0000
.0000
.0000
.0005
.0069
.0361
.1006
 
$380
.0000
.0000
.0000
.0000
.0001
.0025
.0163
.0552
 
$500
.0000
.0000
.0000
.0000
.0001
.0012
.0086
.0329
 
$550
.0000
.0000
.0000
.0000
.0001
.0010
.0071
.0280
 
$800
.0000
.0000
.0000
.0000
.0000
.0005
.0041
.0172
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0005
.0035
.0148
74
$120
.0000
.0000
.0000
.0000
.0068
.0612
.1628
.2746
 
$160
.0000
.0000
.0000
.0000
.0017
.0271
.1048
.2114
 
$250
.0000
.0000
.0000
.0000
.0001
.0050
.0364
.1114
 
$275
.0000
.0000
.0000
.0000
.0001
.0033
.0274
.0925
 
$380
.0000
.0000
.0000
.0000
.0000
.0008
.0094
.0442
 
$500
.0000
.0000
.0000
.0000
.0000
.0003
.0038
.0223
 
$550
.0000
.0000
.0000
.0000
.0000
.0002
.0029
.0179
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0013
.0089
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0010
.0072
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 8
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9607
.9539
.9476
.9417
.9360
.9307
.9255
.9205
.9156
.9109
.9064
.9019
.8975
2
.9581
.9509
.9442
.9379
.9319
.9262
.9207
.9154
.9102
.9052
.9004
.8956
.8910
3
.9547
.9470
.9398
.9330
.9265
.9203
.9144
.9087
.9031
.8978
.8925
.8874
.8824
4
.9513
.9430
.9353
.9280
.9210
.9144
.9080
.9019
.8959
.8901
.8845
.8790
.8736
5
.9478
.9389
.9306
.9228
.9154
.9083
.9015
.8949
.8885
.8824
.8763
.8704
.8647
6
.9442
.9348
.9260
.9176
.9097
.9022
.8949
.8879
.8811
.8744
.8680
.8617
.8556
7
.9406
.9305
.9211
.9123
.9039
.8958
.8880
.8805
.8733
.8662
.8594
.8527
.8462
8
.9369
.9262
.9163
.9069
.8979
.8894
.8811
.8732
.8655
.8580
.8507
.8437
.8368
9
.9332
.9219
.9113
.9014
.8919
.8828
.8741
.8656
.8575
.8496
.8419
.8344
.8271
10
.9295
.9175
.9064
.8958
.8858
.8762
.8670
.8581
.8495
.8411
.8330
.8251
.8175
11
.9257
.9131
.9013
.8902
.8796
.8695
.8597
.8504
.8413
.8325
.8240
.8157
.8077
12
.9218
.9085
.8961
.8844
.8732
.8626
.8523
.8425
.8329
.8237
.8148
.8061
.7976
13
.9178
.9039
.8908
.8785
.8668
.8556
.8448
.8345
.8245
.8148
.8054
.7963
.7874
14
.9138
.8991
.8854
.8724
.8601
.8484
.8371
.8262
.8157
.8056
.7958
.7862
.7770
15
.9097
.8943
.8799
.8663
.8535
.8411
.8293
.8180
.8070
.7964
.7862
.7762
.7665
16
.9055
.8894
.8743
.8601
.8466
.8338
.8214
.8095
.7981
.7870
.7763
.7660
.7559
17
.9013
.8844
.8687
.8538
.8397
.8263
.8134
.8010
.7891
.7775
.7664
.7556
.7451
18
.8970
.8793
.8629
.8474
.8327
.8186
.8052
.7923
.7799
.7679
.7563
.7451
.7342
19
.8926
.8742
.8570
.8408
.8254
.8108
.7968
.7834
.7705
.7580
.7460
.7344
.7231
20
.8881
.8689
.8510
.8342
.8182
.8030
.7884
.7745
.7611
.7482
.7357
.7236
.7120
21
.8836
.8636
.8449
.8274
.8108
.7950
.7798
.7654
.7515
.7381
.7252
.7127
.7006
22
.8789
.8581
.8387
.8204
.8031
.7867
.7710
.7560
.7416
.7277
.7144
.7015
.6890
23
.8742
.8525
.8324
.8134
.7955
.7784
.7622
.7466
.7317
.7174
.7035
.6902
.6773
24
.8694
.8468
.8259
.8062
.7875
.7699
.7530
.7369
.7215
.7067
.6924
.6787
.6654
25
.8644
.8410
.8192
.7988
.7795
.7612
.7437
.7271
.7112
.6959
.6811
.6669
.6533
26
.8594
.8351
.8125
.7913
.7713
.7524
.7344
.7172
.7007
.6850
.6698
.6552
.6411
27
.8543
.8291
.8057
.7837
.7630
.7434
.7248
.7071
.6901
.6738
.6582
.6432
.6287
28
.8491
.8229
.7986
.7759
.7545
.7343
.7151
.6968
.6793
.6625
.6464
.6310
.6161
29
.8438
.8167
.7916
.7681
.7460
.7251
.7053
.6864
.6684
.6511
.6346
.6187
.6034
30
.8383
.8103
.7842
.7599
.7371
.7156
.6951
.6757
.6571
.6394
.6223
.6060
.5903
31
.8328
.8037
.7768
.7517
.7281
.7059
.6848
.6648
.6457
.6274
.6099
.5931
.5770
32
.8270
.7969
.7691
.7432
.7189
.6959
.6742
.6536
.6340
.6152
.5972
.5800
.5634
33
.8212
.7901
.7614
.7346
.7095
.6859
.6635
.6423
.6221
.6028
.5844
.5666
.5496
34
.8153
.7831
.7534
.7258
.6999
.6756
.6526
.6308
.6100
.5902
.5712
.5531
.5356
35
.8092
.7760
.7453
.7168
.6901
.6651
.6414
.6189
.5976
.5772
.5578
.5391
.5212
36
.8031
.7687
.7371
.7077
.6802
.6544
.6301
.6070
.5851
.5642
.5442
.5250
.5066
37
.7967
.7612
.7285
.6982
.6699
.6434
.6183
.5946
.5721
.5506
.5301
.5104
.4916
38
.7902
.7535
.7198
.6886
.6594
.6321
.6063
.5820
.5588
.5368
.5157
.4955
.4761
39
.7836
.7457
.7110
.6788
.6488
.6207
.5942
.5692
.5454
.5228
.5011
.4804
.4606
40
.7769
.7378
.7020
.6689
.6380
.6091
.5819
.5561
.5317
.5085
.4863
.4651
.4448
41
.7701
.7298
.6929
.6588
.6270
.5973
.5693
.5428
.5178
.4939
.4711
.4494
.4287
42
.7631
.7216
.6835
.6484
.6157
.5851
.5564
.5292
.5034
.4789
.4556
.4334
.4123
43
.7561
.7132
.6741
.6379
.6043
.5728
.5432
.5153
.4889
.4638
.4399
.4173
.3958
44
.7490
.7049
.6646
.6274
.5928
.5604
.5301
.5014
.4743
.4486
.4243
.4012
.3794
45
.7411
.6955
.6539
.6155
.5799
.5466
.5154
.4859
.4582
.4319
.4071
.3837
.3615
46
.7330
.6860
.6431
.6035
.5669
.5326
.5005
.4703
.4418
.4151
.3898
.3660
.3436
47
.7249
.6764
.6322
.5915
.5537
.5184
.4854
.4545
.4255
.3982
.3725
.3484
.3258
48
.7166
.6666
.6210
.5790
.5401
.5038
.4700
.4383
.4087
.3809
.3549
.3306
.3080
49
.7082
.6566
.6095
.5663
.5262
.4889
.4542
.4219
.3917
.3635
.3373
.3129
.2903
50
.6999
.6466
.5981
.5535
.5123
.4741
.4386
.4056
.3749
.3464
.3201
.2957
.2731
51
.6914
.6365
.5865
.5406
.4982
.4590
.4227
.3891
.3580
.3293
.3029
.2785
.2560
52
.6827
.6260
.5744
.5271
.4835
.4433
.4063
.3721
.3407
.3119
.2854
.2610
.2387
53
.6738
.6153
.5620
.5132
.4685
.4273
.3895
.3550
.3233
.2944
.2679
.2437
.2217
54
.6649
.6044
.5494
.4992
.4533
.4112
.3729
.3379
.3060
.2770
.2506
.2268
.2053
55
.6560
.5936
.5369
.4853
.4382
.3953
.3564
.3211
.2890
.2601
.2340
.2107
.1897
56
.6468
.5822
.5237
.4706
.4224
.3787
.3393
.3037
.2716
.2429
.2173
.1944
.1740
57
.6376
.5709
.5106
.4559
.4067
.3623
.3223
.2866
.2546
.2263
.2011
.1788
.1590
58
.6289
.5601
.4979
.4419
.3917
.3466
.3063
.2705
.2388
.2108
.1861
.1644
.1452
59
.6201
.5491
.4852
.4278
.3765
.3308
.2903
.2545
.2231
.1956
.1714
.1503
.1319
60
.6112
.5379
.4722
.4134
.3611
.3149
.2742
.2386
.2075
.1804
.1569
.1365
.1189
61
.6024
.5268
.4592
.3991
.3459
.2992
.2584
.2230
.1922
.1657
.1429
.1233
.1065
62
.5936
.5156
.4461
.3846
.3305
.2834
.2426
.2073
.1770
.1512
.1291
.1104
.0945
63
.5846
.5042
.4327
.3697
.3148
.2672
.2263
.1914
.1617
.1365
.1154
.0976
.0827
64
.5758
.4928
.4192
.3548
.2990
.2510
.2102
.1756
.1465
.1223
.1021
.0853
.0716
65
.5672
.4815
.4059
.3399
.2831
.2347
.1940
.1599
.1316
.1083
.0892
.0736
.0610
66
.5589
.4705
.3926
.3250
.2672
.2185
.1778
.1443
.1170
.0948
.0769
.0626
.0512
67
.5505
.4590
.3784
.3088
.2499
.2008
.1604
.1277
.1015
.0806
.0642
.0514
.0414
68
.5424
.4475
.3640
.2923
.2321
.1827
.1427
.1110
.0861
.0669
.0521
.0409
.0325
69
.5354
.4370
.3504
.2764
.2149
.1651
.1257
.0951
.0718
.0544
.0414
.0319
.0249
70
.5283
.4255
.3348
.2576
.1944
.1443
.1058
.0770
.0559
.0408
.0301
.0225
.0173
71
.5227
.4155
.3202
.2395
.1743
.1240
.0867
.0600
.0415
.0289
.0206
.0150
.0113
72
.5175
.4043
.3020
.2154
.1470
.0966
.0616
.0387
.0244
.0156
.0104
.0072
.0052
73
.5150
.3965
.2858
.1906
.1173
.0670
.0361
.0187
.0096
.0050
.0027
.0014
.0007
74
.5146
.3940
.2780
.1756
.0975
.0475
.0206
.0081
.0030
.0010
.0003
.0001
.0000
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 8
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0534
.1079
.1633
.2192
.3322
.4461
.5607
.6758
2
.0000
.0527
.1069
.1619
.2175
.3300
.4435
.5577
.6724
3
.0000
.0520
.1056
.1601
.2154
.3273
.4402
.5538
.6679
4
.0000
.0511
.1042
.1584
.2133
.3244
.4367
.5498
.6634
5
.0000
.0503
.1029
.1566
.2111
.3216
.4332
.5457
.6588
6
.0000
.0495
.1015
.1548
.2089
.3186
.4297
.5416
.6541
7
.0000
.0486
.1001
.1529
.2067
.3157
.4260
.5373
.6493
8
.0000
.0478
.0987
.1511
.2044
.3127
.4224
.5330
.6444
9
.0000
.0469
.0973
.1492
.2021
.3096
.4187
.5287
.6395
10
.0000
.0461
.0959
.1474
.1998
.3066
.4149
.5243
.6345
11
.0000
.0453
.0945
.1455
.1975
.3035
.4111
.5199
.6295
12
.0000
.0444
.0930
.1436
.1951
.3003
.4072
.5153
.6242
13
.0000
.0435
.0916
.1416
.1928
.2971
.4033
.5107
.6190
14
.0000
.0426
.0901
.1396
.1903
.2938
.3992
.5059
.6135
15
.0000
.0418
.0887
.1377
.1879
.2905
.3951
.5011
.6081
16
.0000
.0409
.0872
.1357
.1854
.2871
.3910
.4962
.6025
17
.0000
.0400
.0857
.1336
.1828
.2837
.3867
.4912
.5968
18
.0000
.0391
.0842
.1316
.1803
.2802
.3824
.4861
.5910
19
.0000
.0382
.0827
.1295
.1777
.2767
.3780
.4809
.5851
20
.0000
.0374
.0812
.1274
.1750
.2731
.3736
.4757
.5792
21
.0000
.0365
.0796
.1252
.1724
.2695
.3690
.4704
.5731
22
.0000
.0356
.0780
.1230
.1696
.2657
.3644
.4649
.5668
23
.0000
.0347
.0764
.1209
.1669
.2619
.3597
.4593
.5605
24
.0000
.0338
.0748
.1186
.1640
.2580
.3548
.4536
.5540
25
.0000
.0328
.0732
.1163
.1612
.2540
.3499
.4478
.5474
26
.0000
.0319
.0715
.1140
.1582
.2500
.3449
.4419
.5407
27
.0000
.0310
.0698
.1117
.1553
.2459
.3397
.4359
.5338
28
.0000
.0301
.0681
.1093
.1522
.2417
.3345
.4297
.5268
29
.0000
.0291
.0664
.1069
.1492
.2375
.3292
.4235
.5197
30
.0000
.0282
.0647
.1044
.1460
.2331
.3238
.4170
.5124
31
.0000
.0272
.0629
.1019
.1428
.2286
.3182
.4105
.5049
32
.0000
.0263
.0611
.0993
.1395
.2241
.3125
.4037
.4973
33
.0000
.0253
.0593
.0967
.1362
.2194
.3067
.3969
.4895
34
.0000
.0243
.0575
.0941
.1328
.2147
.3008
.3899
.4816
35
.0000
.0234
.0556
.0914
.1293
.2098
.2947
.3827
.4734
36
.0000
.0224
.0537
.0886
.1258
.2049
.2885
.3755
.4652
37
.0000
.0214
.0518
.0858
.1222
.1998
.2821
.3680
.4567
38
.0000
.0204
.0498
.0830
.1185
.1946
.2756
.3603
.4480
39
.0000
.0194
.0479
.0801
.1148
.1894
.2690
.3525
.4391
40
.0000
.0184
.0459
.0772
.1110
.1840
.2623
.3446
.4302
41
.0000
.0175
.0439
.0743
.1072
.1786
.2555
.3366
.4210
42
.0000
.0165
.0419
.0713
.1033
.1731
.2485
.3284
.4117
43
.0000
.0155
.0399
.0683
.0994
.1675
.2415
.3200
.4022
44
.0000
.0146
.0379
.0653
.0955
.1619
.2345
.3117
.3927
45
.0000
.0135
.0356
.0619
.0910
.1556
.2265
.3023
.3821
46
.0000
.0124
.0334
.0585
.0865
.1492
.2184
.2928
.3712
47
.0000
.0114
.0311
.0551
.0821
.1428
.2103
.2832
.3603
48
.0000
.0103
.0289
.0517
.0776
.1362
.2020
.2734
.3491
49
.0000
.0093
.0267
.0483
.0730
.1296
.1936
.2634
.3377
50
.0000
.0084
.0245
.0449
.0686
.1231
.1853
.2534
.3263
51
.0000
.0075
.0224
.0416
.0641
.1166
.1769
.2433
.3147
52
.0000
.0066
.0203
.0383
.0595
.1098
.1681
.2328
.3025
53
.0000
.0057
.0182
.0350
.0550
.1030
.1592
.2220
.2901
54
.0000
.0049
.0162
.0317
.0505
.0962
.1503
.2112
.2776
55
.0000
.0042
.0144
.0286
.0462
.0895
.1414
.2004
.2650
56
.0000
.0035
.0125
.0255
.0418
.0825
.1322
.1890
.2519
57
.0000
.0029
.0108
.0225
.0375
.0757
.1230
.1777
.2387
58
.0000
.0024
.0093
.0198
.0336
.0694
.1143
.1669
.2261
59
.0000
.0019
.0079
.0173
.0298
.0631
.1055
.1559
.2133
60
.0000
.0015
.0065
.0148
.0261
.0567
.0966
.1447
.2003
61
.0000
.0012
.0053
.0125
.0226
.0505
.0878
.1336
.1874
62
.0000
.0009
.0043
.0104
.0191
.0444
.0790
.1224
.1743
63
.0000
.0006
.0033
.0083
.0158
.0382
.0700
.1110
.1608
64
.0000
.0004
.0024
.0065
.0128
.0323
.0612
.0996
.1474
65
.0000
.0003
.0017
.0048
.0099
.0266
.0526
.0883
.1340
66
.0000
.0002
.0011
.0034
.0074
.0214
.0444
.0773
.1208
67
.0000
.0001
.0007
.0022
.0051
.0162
.0359
.0657
.1065
68
.0000
.0000
.0003
.0013
.0032
.0116
.0279
.0543
.0922
69
.0000
.0000
.0002
.0007
.0019
.0078
.0209
.0438
.0785
70
.0000
.0000
.0000
.0002
.0008
.0044
.0137
.0323
.0629
71
.0000
.0000
.0000
.0001
.0003
.0021
.0081
.0223
.0483
72
.0000
.0000
.0000
.0000
.0000
.0005
.0029
.0111
.0302
73
.0000
.0000
.0000
.0000
.0000
.0000
.0004
.0033
.0139
74
.0000
.0000
.0000
.0000
.0000
.0000
.0000
.0008
.0061
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 8
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.8487
.8124
.7789
.7479
.7188
.6916
.6659
.6415
.6231
.6145
.6069
.6002
.5942
37
$120
.8419
.8044
.7699
.7379
.7080
.6799
.6535
.6285
.6186
.6101
.6026
.5959
.5907
38
$120
.8350
.7963
.7607
.7277
.6969
.6680
.6408
.6239
.6141
.6056
.5982
.5924
.5880
39
$120
.8281
.7881
.7514
.7174
.6857
.6560
.6305
.6193
.6096
.6012
.5945
.5895
.5856
40
$120
.8210
.7798
.7419
.7069
.6743
.6437
.6258
.6147
.6050
.5973
.5915
.5870
.5833
 
$160
.8157
.7747
.7371
.7023
.6699
.6395
.6109
.5839
.5684
.5578
.5486
.5404
.5332
41
$120
.8138
.7713
.7323
.6962
.6626
.6342
.6211
.6100
.6008
.5941
.5889
.5847
.5813
 
$160
.8085
.7663
.7275
.6917
.6583
.6271
.5977
.5752
.5631
.5527
.5435
.5355
.5289
42
$120
.8065
.7626
.7224
.6852
.6507
.6293
.6163
.6054
.5974
.5913
.5864
.5825
.5792
 
$160
.8012
.7576
.7177
.6808
.6465
.6143
.5841
.5697
.5578
.5475
.5384
.5310
.5254
43
$120
.7990
.7538
.7123
.6741
.6399
.6245
.6115
.6017
.5944
.5886
.5841
.5803
.5775
 
$160
.7938
.7489
.7077
.6697
.6344
.6014
.5781
.5643
.5525
.5423
.5338
.5274
.5223
44
$120
.7916
.7449
.7023
.6630
.6350
.6196
.6073
.5984
.5916
.5862
.5818
.5785
.5761
 
$160
.7864
.7401
.6978
.6587
.6224
.5887
.5726
.5589
.5472
.5375
.5301
.5243
.5195
45
$120
.7831
.7350
.6910
.6505
.6293
.6141
.6032
.5949
.5885
.5834
.5796
.5767
.5746
 
$160
.7781
.7302
.6866
.6463
.6089
.5822
.5663
.5527
.5414
.5329
.5263
.5209
.5165
46
$120
.7746
.7249
.6796
.6421
.6235
.6095
.5993
.5915
.5855
.5809
.5776
.5751
.5733
 
$160
.7696
.7202
.6752
.6337
.5952
.5757
.5599
.5467
.5366
.5289
.5227
.5177
.5137
47
$120
.7661
.7148
.6681
.6363
.6182
.6054
.5957
.5884
.5828
.5789
.5759
.5738
.5722
 
$160
.7611
.7102
.6637
.6210
.5881
.5694
.5537
.5415
.5323
.5251
.5194
.5148
.5112
 
$250
.7524
.7021
.6562
.6139
.5747
.5381
.5039
.4830
.4668
.4529
.4408
.4302
.4211
48
$120
.7573
.7044
.6562
.6304
.6136
.6014
.5923
.5854
.5805
.5770
.5744
.5726
.5713
 
$160
.7524
.6999
.6520
.6079
.5815
.5628
.5480
.5369
.5283
.5216
.5163
.5122
.5091
 
$250
.7438
.6919
.6445
.6009
.5606
.5229
.4937
.4751
.4592
.4455
.4337
.4236
.4156
 
$275
.7418
.6900
.6428
.5993
.5591
.5215
.4865
.4637
.4464
.4316
.4187
.4075
.3977
49
$120
.7484
.6939
.6474
.6250
.6092
.5976
.5890
.5828
.5785
.5754
.5732
.5716
.5705
 
$160
.7436
.6894
.6400
.5975
.5749
.5565
.5429
.5326
.5246
.5183
.5135
.5100
.5073
 
$250
.7351
.6815
.6327
.5877
.5462
.5075
.4856
.4673
.4517
.4382
.4269
.4179
.4108
 
$275
.7331
.6797
.6310
.5862
.5447
.5061
.4752
.4553
.4384
.4239
.4113
.4003
.3915
50
$120
.7396
.6834
.6416
.6203
.6052
.5940
.5861
.5806
.5767
.5740
.5721
.5708
.5699
 
$160
.7348
.6789
.6280
.5909
.5683
.5511
.5383
.5286
.5210
.5154
.5112
.5081
.5058
 
$250
.7264
.6712
.6208
.5745
.5318
.4993
.4778
.4597
.4443
.4313
.4211
.4131
.4065
 
$275
.7245
.6694
.6192
.5730
.5303
.4908
.4668
.4473
.4306
.4163
.4040
.3942
.3864
51
$120
.7307
.6727
.6361
.6158
.6012
.5907
.5836
.5786
.5751
.5728
.5712
.5701
.5694
 
$160
.7260
.6683
.6158
.5843
.5622
.5461
.5340
.5248
.5178
.5128
.5091
.5064
.5044
 
$250
.7177
.6607
.6088
.5611
.5171
.4912
.4700
.4521
.4370
.4253
.4160
.4086
.4026
 
$275
.7157
.6589
.6071
.5596
.5157
.4814
.4586
.4393
.4229
.4088
.3977
.3888
.3817
52
$120
.7215
.6616
.6309
.6113
.5973
.5877
.5812
.5767
.5737
.5717
.5704
.5696
.5690
 
$160
.7168
.6573
.6054
.5774
.5566
.5413
.5297
.5211
.5150
.5105
.5073
.5050
.5033
 
$250
.7086
.6497
.5962
.5470
.5083
.4831
.4620
.4443
.4306
.4197
.4112
.4043
.3988
 
$275
.7067
.6480
.5946
.5456
.5005
.4727
.4501
.4311
.4149
.4021
.3919
.3838
.3773
 
$380
.7001
.6419
.5890
.5405
.4958
.4546
.4166
.3911
.3701
.3521
.3366
.3231
.3113
53
$120
.7121
.6531
.6260
.6070
.5938
.5849
.5790
.5751
.5725
.5709
.5698
.5692
.5687
 
$160
.7075
.6460
.5985
.5711
.5513
.5366
.5257
.5179
.5124
.5084
.5057
.5037
.5024
 
$250
.6994
.6386
.5833
.5327
.4999
.4748
.4539
.4374
.4246
.4146
.4066
.4003
.3954
 
$275
.6975
.6369
.5817
.5313
.4909
.4641
.4417
.4228
.4078
.3960
.3867
.3792
.3731
 
$380
.6909
.6309
.5763
.5263
.4804
.4382
.4053
.3811
.3605
.3429
.3277
.3145
.3037
54
$120
.7027
.6477
.6212
.6028
.5905
.5824
.5771
.5737
.5715
.5702
.5693
.5688
.5685
 
$160
.6981
.6346
.5915
.5653
.5462
.5321
.5221
.5151
.5101
.5067
.5043
.5027
.5016
 
$250
.6901
.6273
.5703
.5218
.4915
.4664
.4465
.4311
.4191
.4098
.4024
.3968
.3925
 
$275
.6883
.6257
.5687
.5168
.4821
.4554
.4331
.4153
.4014
.3904
.3817
.3748
.3694
 
$380
.6818
.6198
.5634
.5119
.4648
.4232
.3950
.3712
.3510
.3337
.3188
.3068
.2971
55
$120
.6933
.6426
.6166
.5990
.5875
.5801
.5754
.5725
.5707
.5696
.5690
.5686
.5684
 
$160
.6888
.6232
.5852
.5598
.5412
.5280
.5189
.5125
.5081
.5052
.5032
.5019
.5010
 
$250
.6809
.6161
.5573
.5135
.4832
.4586
.4398
.4253
.4140
.4053
.3987
.3937
.3900
 
$275
.6791
.6144
.5558
.5057
.4734
.4468
.4252
.4085
.3955
.3852
.3772
.3710
.3662
 
$380
.6727
.6087
.5505
.4976
.4493
.4128
.3850
.3616
.3416
.3247
.3110
.3001
.2912
 
$500
.6674
.6039
.5462
.4937
.4458
.4022
.3626
.3330
.3086
.2877
.2697
.2542
.2408
56
$120
.6835
.6374
.6120
.5953
.5846
.5780
.5739
.5715
.5700
.5692
.5687
.5684
.5682
 
$160
.6791
.6135
.5790
.5542
.5364
.5242
.5158
.5101
.5063
.5039
.5022
.5012
.5005
 
$250
.6713
.6043
.5436
.5049
.4745
.4511
.4333
.4195
.4090
.4011
.3953
.3910
.3877
 
$275
.6695
.6027
.5421
.4967
.4644
.4381
.4177
.4020
.3897
.3802
.3729
.3675
.3634
 
$380
.6632
.5970
.5370
.4826
.4352
.4023
.3748
.3515
.3320
.3163
.3038
.2937
.2855
 
$500
.6580
.5923
.5328
.4788
.4297
.3853
.3491
.3211
.2972
.2768
.2593
.2443
.2317
 
$550
.6564
.5909
.5315
.4776
.4286
.3844
.3443
.3130
.2877
.2659
.2472
.2312
.2173
57
$120
.6738
.6323
.6077
.5919
.5821
.5762
.5727
.5706
.5695
.5688
.5685
.5683
.5682
 
$160
.6694
.6069
.5730
.5488
.5320
.5206
.5130
.5081
.5048
.5028
.5015
.5007
.5002
 
$250
.6617
.5925
.5338
.4961
.4666
.4442
.4271
.4141
.4045
.3975
.3923
.3886
.3859
 
$275
.6600
.5909
.5285
.4877
.4553
.4301
.4108
.3958
.3843
.3757
.3692
.3645
.3609
 
$380
.6538
.5854
.5235
.4675
.4246
.3919
.3645
.3416
.3233
.3088
.2971
.2878
.2803
 
$500
.6486
.5808
.5194
.4639
.4137
.3697
.3371
.3096
.2861
.2662
.2492
.2352
.2237
 
$550
.6470
.5794
.5181
.4627
.4127
.3677
.3300
.3008
.2759
.2547
.2365
.2210
.2080
58
$120
.6647
.6279
.6040
.5891
.5800
.5748
.5717
.5700
.5691
.5686
.5683
.5682
.5681
 
$160
.6603
.6013
.5678
.5443
.5283
.5177
.5109
.5065
.5037
.5020
.5010
.5003
.5000
 
$250
.6527
.5813
.5260
.4884
.4598
.4381
.4217
.4097
.4009
.3945
.3899
.3867
.3844
 
$275
.6510
.5797
.5193
.4792
.4476
.4233
.4047
.3905
.3799
.3720
.3663
.3620
.3590
 
$380
.6449
.5743
.5106
.4542
.4149
.3822
.3550
.3332
.3160
.3023
.2914
.2828
.2761
 
$500
.6398
.5698
.5066
.4496
.3985
.3584
.3261
.2989
.2758
.2564
.2404
.2275
.2170
 
$550
.6382
.5684
.5054
.4485
.3975
.3523
.3183
.2896
.2651
.2443
.2267
.2122
.2003
59
$120
.6600
.6237
.6005
.5864
.5782
.5735
.5709
.5695
.5688
.5684
.5682
.5681
.5681
 
$160
.6511
.5957
.5626
.5399
.5248
.5151
.5089
.5051
.5028
.5014
.5005
.5001
.4998
 
$250
.6436
.5699
.5180
.4810
.4531
.4321
.4167
.4055
.3975
.3918
.3879
.3851
.3833
 
$275
.6419
.5684
.5111
.4710
.4401
.4166
.3987
.3855
.3758
.3687
.3636
.3599
.3574
 
$380
.6359
.5631
.4975
.4444
.4050
.3723
.3461
.3253
.3090
.2961
.2860
.2782
.2723
 
$500
.6309
.5587
.4936
.4353
.3852
.3471
.3151
.2881
.2656
.2472
.2324
.2204
.2107
 
$550
.6293
.5573
.4924
.4342
.3821
.3404
.3067
.2783
.2542
.2341
.2176
.2042
.1932
60
$120
.6553
.6194
.5971
.5839
.5765
.5724
.5702
.5691
.5686
.5683
.5682
.5681
.5681
 
$160
.6417
.5901
.5575
.5356
.5215
.5126
.5071
.5039
.5019
.5008
.5002
.4998
.4996
 
$250
.6344
.5583
.5102
.4738
.4464
.4263
.4119
.4016
.3944
.3895
.3861
.3838
.3823
 
$275
.6327
.5568
.5025
.4630
.4328
.4100
.3931
.3808
.3719
.3656
.3612
.3581
.3560
 
$380
.6267
.5516
.4842
.4345
.3948
.3627
.3375
.3177
.3021
.2901
.2810
.2741
.2689
 
$500
.6218
.5473
.4804
.4206
.3736
.3356
.3038
.2773
.2559
.2386
.2248
.2137
.2048
 
$550
.6203
.5459
.4792
.4196
.3681
.3284
.2949
.2668
.2435
.2245
.2090
.1966
.1865
 
$800
.6154
.5416
.4754
.4162
.3636
.3170
.2761
.2422
.2138
.1896
.1691
.1517
.1370
61
$120
.6508
.6153
.5939
.5816
.5750
.5715
.5697
.5688
.5684
.5682
.5681
.5681
.5681
 
$160
.6325
.5846
.5526
.5316
.5184
.5104
.5056
.5028
.5013
.5004
.4999
.4997
.4996
 
$250
.6253
.5504
.5027
.4666
.4400
.4209
.4074
.3981
.3917
.3874
.3845
.3827
.3815
 
$275
.6236
.5454
.4944
.4553
.4256
.4037
.3878
.3765
.3685
.3629
.3591
.3566
.3548
 
$380
.6177
.5402
.4730
.4244
.3849
.3537
.3293
.3103
.2957
.2848
.2765
.2704
.2659
 
$500
.6129
.5360
.4672
.4077
.3622
.3242
.2927
.2672
.2469
.2306
.2176
.2074
.1995
 
$550
.6114
.5347
.4661
.4050
.3562
.3165
.2832
.2557
.2335
.2155
.2011
.1895
.1803
 
$800
.6065
.5304
.4624
.4018
.3483
.3012
.2615
.2287
.2009
.1774
.1577
.1412
.1275
62
$120
.6462
.6113
.5908
.5795
.5736
.5707
.5692
.5686
.5683
.5681
.5681
.5681
.5681
 
$160
.6258
.5791
.5477
.5278
.5156
.5084
.5043
.5020
.5008
.5001
.4998
.4996
.4995
 
$250
.6161
.5428
.4951
.4595
.4338
.4157
.4032
.3948
.3892
.3856
.3832
.3818
.3808
 
$275
.6144
.5372
.4863
.4475
.4186
.3977
.3828
.3725
.3654
.3606
.3574
.3553
.3539
 
$380
.6086
.5288
.4632
.4142
.3753
.3448
.3212
.3032
.2898
.2798
.2724
.2671
.2633
 
$500
.6039
.5246
.4539
.3963
.3505
.3126
.2820
.2575
.2381
.2228
.2109
.2017
.1946
 
$550
.6024
.5233
.4528
.3916
.3440
.3043
.2715
.2451
.2238
.2069
.1934
.1829
.1747
 
$800
.5976
.5192
.4492
.3872
.3328
.2859
.2476
.2152
.1880
.1653
.1466
.1312
.1187
 
$1,000
.5960
.5178
.4480
.3862
.3319
.2846
.2436
.2089
.1799
.1555
.1350
.1179
.1037
63
$120
.6415
.6072
.5878
.5775
.5724
.5700
.5689
.5684
.5682
.5681
.5681
.5681
.5681
 
$160
.6201
.5735
.5429
.5240
.5128
.5065
.5031
.5013
.5003
.4999
.4996
.4995
.4995
 
$250
.6068
.5352
.4874
.4524
.4277
.4106
.3993
.3918
.3870
.3840
.3822
.3810
.3803
 
$275
.6051
.5291
.4781
.4396
.4116
.3918
.3780
.3687
.3625
.3585
.3559
.3542
.3532
 
$380
.5994
.5170
.4530
.4040
.3655
.3357
.3132
.2964
.2840
.2751
.2687
.2642
.2610
 
$500
.5947
.5129
.4402
.3845
.3384
.3010
.2713
.2478
.2294
.2153
.2045
.1963
.1902
 
$550
.5933
.5117
.4391
.3794
.3314
.2919
.2600
.2345
.2143
.1984
.1861
.1767
.1695
 
$800
.5886
.5076
.4356
.3722
.3169
.2714
.2333
.2014
.1751
.1534
.1359
.1217
.1103
 
$1,000
.5870
.5063
.4345
.3712
.3161
.2683
.2277
.1941
.1658
.1423
.1229
.1069
.0938
64
$120
.6369
.6033
.5849
.5757
.5713
.5694
.5686
.5683
.5681
.5681
.5681
.5681
.5681
 
$160
.6145
.5679
.5382
.5204
.5104
.5049
.5021
.5007
.5000
.4997
.4995
.4995
.4994
 
$250
.5976
.5276
.4798
.4454
.4217
.4059
.3956
.3891
.3851
.3827
.3813
.3805
.3800
 
$275
.5960
.5212
.4698
.4319
.4048
.3861
.3736
.3653
.3600
.3567
.3546
.3534
.3526
 
$380
.5904
.5053
.4430
.3940
.3559
.3270
.3055
.2899
.2787
.2709
.2654
.2617
.2591
 
$500
.5858
.5014
.4289
.3725
.3265
.2898
.2608
.2384
.2212
.2083
.1987
.1916
.1864
 
$550
.5843
.5001
.4255
.3671
.3189
.2799
.2487
.2242
.2052
.1905
.1795
.1711
.1649
 
$800
.5797
.4962
.4221
.3573
.3021
.2568
.2191
.1879
.1626
.1421
.1258
.1128
.1025
 
$1,000
.5782
.4949
.4210
.3563
.3002
.2522
.2126
.1795
.1521
.1296
.1113
.0966
.0847
65
$120
.6323
.5994
.5822
.5741
.5705
.5690
.5684
.5682
.5681
.5681
.5681
.5681
.5681
 
$160
.6089
.5624
.5336
.5171
.5081
.5035
.5013
.5003
.4998
.4996
.4995
.4994
.4994
 
$250
.5887
.5200
.4721
.4386
.4160
.4014
.3923
.3868
.3836
.3817
.3806
.3801
.3797
 
$275
.5871
.5132
.4616
.4242
.3982
.3808
.3695
.3623
.3579
.3552
.3536
.3527
.3522
 
$380
.5816
.4955
.4330
.3838
.3463
.3184
.2982
.2839
.2739
.2672
.2626
.2596
.2576
 
$500
.5770
.4899
.4176
.3606
.3147
.2785
.2506
.2294
.2135
.2019
.1934
.1874
.1831
 
$550
.5756
.4887
.4138
.3546
.3064
.2679
.2376
.2143
.1965
.1832
.1733
.1661
.1609
 
$800
.5711
.4848
.4086
.3422
.2876
.2423
.2049
.1747
.1505
.1313
.1162
.1045
.0955
 
$1,000
.5695
.4836
.4076
.3413
.2843
.2368
.1974
.1651
.1387
.1174
.1004
.0870
.0764
66
$120
.6276
.5957
.5798
.5727
.5698
.5686
.5683
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.6033
.5570
.5292
.5140
.5062
.5024
.5007
.4999
.4996
.4995
.4994
.4994
.4994
 
$250
.5801
.5123
.4646
.4319
.4106
.3974
.3894
.3849
.3823
.3809
.3802
.3798
.3796
 
$275
.5786
.5052
.4534
.4167
.3919
.3758
.3658
.3597
.3561
.3540
.3529
.3523
.3519
 
$380
.5731
.4865
.4230
.3738
.3369
.3102
.2913
.2783
.2696
.2639
.2603
.2579
.2565
 
$500
.5686
.4787
.4064
.3488
.3030
.2676
.2407
.2209
.2064
.1961
.1888
.1838
.1804
 
$550
.5672
.4775
.4022
.3423
.2941
.2561
.2269
.2048
.1884
.1765
.1679
.1618
.1576
 
$800
.5628
.4738
.3953
.3282
.2731
.2278
.1911
.1619
.1389
.1211
.1074
.0971
.0893
 
$1,000
.5613
.4725
.3942
.3263
.2688
.2214
.1825
.1510
.1257
.1058
.0902
.0781
.0689
67
$120
.6227
.5917
.5773
.5714
.5692
.5684
.5682
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5972
.5511
.5247
.5109
.5043
.5014
.5002
.4997
.4995
.4995
.4994
.4994
.4994
 
$250
.5713
.5041
.4565
.4248
.4051
.3934
.3867
.3831
.3812
.3803
.3798
.3796
.3795
 
$275
.5698
.4965
.4446
.4088
.3854
.3709
.3622
.3573
.3546
.3531
.3523
.3519
.3518
 
$380
.5645
.4768
.4123
.3630
.3270
.3016
.2843
.2729
.2656
.2610
.2582
.2565
.2556
 
$500
.5600
.4669
.3944
.3360
.2904
.2559
.2305
.2122
.1993
.1905
.1846
.1806
.1781
 
$550
.5586
.4658
.3899
.3290
.2808
.2436
.2156
.1951
.1803
.1700
.1628
.1579
.1546
 
$800
.5542
.4621
.3810
.3131
.2574
.2123
.1764
.1484
.1269
.1108
.0987
.0899
.0835
 
$1,000
.5528
.4609
.3800
.3101
.2523
.2048
.1665
.1361
.1123
.0940
.0800
.0696
.0618
68
$120
.6176
.5879
.5751
.5703
.5687
.5682
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5910
.5452
.5202
.5081
.5028
.5006
.4998
.4996
.4995
.4994
.4994
.4994
.4994
 
$250
.5640
.4957
.4482
.4179
.3998
.3898
.3844
.3817
.3805
.3799
.3796
.3795
.3794
 
$275
.5615
.4877
.4356
.4008
.3791
.3663
.3592
.3553
.3534
.3524
.3520
.3517
.3516
 
$380
.5562
.4671
.4013
.3520
.3170
.2932
.2778
.2680
.2621
.2587
.2567
.2556
.2549
 
$500
.5519
.4564
.3821
.3230
.2777
.2443
.2204
.2040
.1929
.1856
.1810
.1781
.1763
 
$550
.5505
.4542
.3773
.3154
.2672
.2310
.2045
.1858
.1728
.1641
.1584
.1547
.1523
 
$800
.5462
.4506
.3667
.2978
.2414
.1965
.1616
.1351
.1155
.1011
.0909
.0836
.0786
 
$1,000
.5447
.4494
.3655
.2940
.2354
.1880
.1504
.1214
.0993
.0828
.0707
.0619
.0557
69
$120
.6127
.5844
.5732
.5695
.5684
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5850
.5396
.5162
.5058
.5016
.5001
.4996
.4995
.4994
.4994
.4994
.4994
.4994
 
$250
.5573
.4875
.4404
.4114
.3952
.3868
.3827
.3808
.3800
.3796
.3795
.3794
.3794
 
$275
.5543
.4792
.4270
.3934
.3735
.3624
.3567
.3539
.3526
.3520
.3517
.3516
.3516
 
$380
.5490
.4578
.3906
.3415
.3077
.2857
.2721
.2640
.2594
.2569
.2556
.2549
.2546
 
$500
.5447
.4467
.3704
.3104
.2655
.2334
.2114
.1968
.1875
.1818
.1783
.1763
.1751
 
$550
.5434
.4440
.3653
.3023
.2543
.2191
.1943
.1775
.1665
.1594
.1550
.1523
.1508
 
$800
.5391
.4400
.3538
.2830
.2260
.1814
.1477
.1230
.1052
.0928
.0843
.0787
.0749
 
$1,000
.5377
.4389
.3518
.2787
.2191
.1718
.1352
.1077
.0875
.0730
.0627
.0557
.0509
70
$120
.6070
.5805
.5714
.5688
.5682
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5778
.5331
.5119
.5035
.5006
.4997
.4995
.4994
.4994
.4994
.4994
.4994
.4994
 
$250
.5496
.4779
.4312
.4043
.3904
.3839
.3812
.3800
.3796
.3795
.3794
.3794
.3794
 
$275
.5469
.4692
.4169
.3850
.3675
.3586
.3545
.3527
.3520
.3517
.3516
.3516
.3516
 
$380
.5417
.4470
.3781
.3292
.2971
.2775
.2663
.2602
.2571
.2556
.2548
.2545
.2544
 
$500
.5375
.4358
.3566
.2955
.2513
.2211
.2015
.1894
.1823
.1783
.1761
.1749
.1743
 
$550
.5361
.4330
.3513
.2869
.2391
.2056
.1832
.1689
.1601
.1550
.1521
.1504
.1496
 
$800
.5319
.4284
.3389
.2657
.2078
.1639
.1320
.1096
.0944
.0845
.0781
.0742
.0718
 
$1,000
.5305
.4273
.3362
.2608
.2000
.1529
.1178
.0925
.0749
.0629
.0550
.0499
.0467
71
$120
.6014
.5771
.5700
.5684
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5709
.5269
.5082
.5018
.5000
.4995
.4994
.4994
.4994
.4994
.4994
.4994
.4994
 
$250
.5425
.4685
.4224
.3978
.3865
.3819
.3802
.3796
.3795
.3794
.3794
.3794
.3794
 
$275
.5410
.4595
.4071
.3773
.3624
.3557
.3530
.3521
.3517
.3516
.3516
.3516
.3516
 
$380
.5360
.4368
.3659
.3173
.2873
.2704
.2617
.2575
.2556
.2548
.2545
.2543
.2543
 
$500
.5317
.4256
.3433
.2810
.2377
.2098
.1930
.1835
.1785
.1759
.1747
.1741
.1739
 
$550
.5304
.4230
.3378
.2718
.2245
.1930
.1733
.1618
.1553
.1519
.1502
.1494
.1490
 
$800
.5262
.4183
.3249
.2489
.1901
.1471
.1174
.0978
.0854
.0780
.0737
.0713
.0699
 
$1,000
.5249
.4172
.3220
.2434
.1813
.1347
.1015
.0788
.0641
.0548
.0492
.0459
.0440
72
$120
.5939
.5732
.5688
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5614
.5189
.5040
.5003
.4995
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
 
$250
.5371
.4558
.4109
.3903
.3826
.3802
.3796
.3794
.3794
.3794
.3794
.3794
.3794
 
$275
.5357
.4463
.3941
.3678
.3569
.3531
.3520
.3517
.3516
.3516
.3516
.3516
.3516
 
$380
.5307
.4237
.3493
.3016
.2752
.2626
.2573
.2553
.2546
.2544
.2543
.2543
.2543
 
$500
.5265
.4133
.3257
.2615
.2200
.1961
.1836
.1778
.1753
.1743
.1739
.1738
.1737
 
$550
.5252
.4110
.3201
.2515
.2052
.1773
.1621
.1545
.1511
.1496
.1490
.1488
.1487
 
$800
.5210
.4071
.3071
.2265
.1663
.1252
.0994
.0843
.0762
.0721
.0701
.0692
.0688
 
$1,000
.5197
.4060
.3042
.2204
.1561
.1107
.0810
.0629
.0526
.0471
.0443
.0429
.0423
73
$120
.5858
.5701
.5682
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5509
.5109
.5010
.4996
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
 
$250
.5346
.4418
.3991
.3840
.3802
.3795
.3794
.3794
.3794
.3794
.3794
.3794
.3794
 
$275
.5331
.4321
.3804
.3594
.3532
.3518
.3516
.3516
.3516
.3516
.3516
.3516
.3516
 
$380
.5281
.4107
.3314
.2853
.2645
.2570
.2549
.2544
.2543
.2543
.2543
.2543
.2543
 
$500
.5240
.4034
.3073
.2405
.2021
.1840
.1770
.1746
.1739
.1737
.1737
.1737
.1737
 
$550
.5227
.4024
.3021
.2295
.1853
.1630
.1536
.1501
.1491
.1488
.1487
.1487
.1487
 
$800
.5185
.3992
.2904
.2029
.1409
.1031
.0833
.0742
.0705
.0692
.0687
.0686
.0686
 
$1,000
.5172
.3982
.2878
.1965
.1292
.0860
.0619
.0501
.0449
.0429
.0422
.0420
.0419
74
$120
.5806
.5688
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
.5681
 
$160
.5438
.5063
.4999
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
.4994
 
$250
.5341
.4325
.3920
.3813
.3796
.3794
.3794
.3794
.3794
.3794
.3794
.3794
.3794
 
$275
.5327
.4227
.3716
.3553
.3520
.3516
.3516
.3516
.3516
.3516
.3516
.3516
.3516
 
$380
.5277
.4040
.3195
.2751
.2591
.2551
.2544
.2543
.2543
.2543
.2543
.2543
.2543
 
$500
.5235
.4009
.2959
.2266
.1915
.1784
.1747
.1739
.1737
.1737
.1737
.1737
.1737
 
$550
.5223
.3999
.2912
.2150
.1731
.1558
.1503
.1490
.1487
.1487
.1487
.1487
.1487
 
$800
.5181
.3967
.2815
.1878
.1243
.0900
.0754
.0704
.0690
.0686
.0686
.0685
.0685
 
$1,000
.5168
.3957
.2796
.1816
.1115
.0709
.0520
.0449
.0426
.0420
.0419
.0419
.0419
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 8
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0237
.0568
.0937
.1330
.2165
.3049
.3968
.4916
37
$120
.0226
.0547
.0907
.1291
.2112
.2981
.3889
.4826
38
$120
.0216
.0527
.0877
.1252
.2057
.2913
.3808
.4734
39
$120
.0205
.0506
.0847
.1213
.2001
.2843
.3726
.4641
40
$120
.0195
.0485
.0816
.1173
.1945
.2772
.3642
.4546
 
$160
.0194
.0482
.0811
.1166
.1932
.2754
.3618
.4517
41
$120
.0185
.0464
.0785
.1133
.1888
.2700
.3557
.4450
 
$160
.0183
.0461
.0780
.1126
.1875
.2683
.3534
.4421
42
$120
.0174
.0443
.0753
.1092
.1829
.2627
.3470
.4351
 
$160
.0173
.0440
.0748
.1085
.1817
.2610
.3448
.4322
43
$120
.0164
.0422
.0722
.1050
.1770
.2552
.3382
.4251
 
$160
.0163
.0419
.0717
.1044
.1759
.2536
.3360
.4223
44
$120
.0154
.0401
.0690
.1009
.1711
.2478
.3294
.4150
 
$160
.0153
.0398
.0686
.1003
.1700
.2462
.3273
.4123
45
$120
.0142
.0377
.0654
.0962
.1644
.2394
.3195
.4038
 
$160
.0141
.0374
.0650
.0956
.1633
.2378
.3174
.4011
46
$120
.0131
.0352
.0618
.0915
.1576
.2308
.3094
.3930
 
$160
.0130
.0350
.0614
.0909
.1566
.2293
.3074
.3898
47
$120
.0120
.0329
.0582
.0868
.1509
.2223
.2993
.3873
 
$160
.0119
.0327
.0579
.0862
.1499
.2208
.2973
.3783
 
$250
.0118
.0323
.0572
.0852
.1482
.2183
.2939
.3740
48
$120
.0109
.0305
.0546
.0820
.1440
.2135
.2889
.3815
 
$160
.0108
.0303
.0543
.0814
.1430
.2121
.2870
.3665
 
$250
.0107
.0300
.0536
.0805
.1414
.2097
.2837
.3624
 
$275
.0107
.0299
.0535
.0803
.1410
.2092
.2830
.3614
49
$120
.0099
.0282
.0510
.0772
.1370
.2046
.2831
.3756
 
$160
.0098
.0280
.0507
.0767
.1361
.2033
.2765
.3546
 
$250
.0097
.0277
.0501
.0758
.1346
.2010
.2734
.3505
 
$275
.0097
.0276
.0500
.0756
.1342
.2005
.2726
.3496
50
$120
.0089
.0259
.0475
.0724
.1301
.1958
.2775
.3697
 
$160
.0088
.0257
.0472
.0720
.1293
.1946
.2661
.3468
 
$250
.0087
.0254
.0466
.0712
.1278
.1923
.2630
.3387
 
$275
.0087
.0254
.0465
.0710
.1275
.1918
.2623
.3378
51
$120
.0079
.0237
.0440
.0677
.1232
.1880
.2718
.3642
 
$160
.0078
.0235
.0437
.0673
.1224
.1857
.2555
.3403
 
$250
.0077
.0232
.0432
.0665
.1210
.1836
.2525
.3266
 
$275
.0077
.0232
.0431
.0663
.1207
.1831
.2519
.3257
52
$120
.0069
.0214
.0405
.0629
.1160
.1826
.2658
.3591
 
$160
.0069
.0213
.0402
.0625
.1153
.1765
.2471
.3335
 
$250
.0068
.0211
.0397
.0618
.1140
.1745
.2416
.3140
 
$275
.0068
.0210
.0396
.0616
.1137
.1740
.2410
.3132
 
$380
.0067
.0208
.0393
.0611
.1126
.1724
.2387
.3102
53
$120
.0061
.0193
.0369
.0581
.1088
.1770
.2599
.3542
 
$160
.0060
.0191
.0367
.0578
.1081
.1672
.2405
.3266
 
$250
.0059
.0189
.0363
.0571
.1069
.1653
.2305
.3011
 
$275
.0059
.0189
.0362
.0569
.1066
.1648
.2299
.3003
 
$380
.0059
.0187
.0359
.0564
.1056
.1633
.2277
.2975
54
$120
.0052
.0172
.0335
.0534
.1016
.1714
.2545
.3494
 
$160
.0052
.0170
.0333
.0531
.1010
.1579
.2339
.3197
 
$250
.0051
.0169
.0329
.0524
.0998
.1560
.2192
.2881
 
$275
.0051
.0168
.0328
.0523
.0995
.1556
.2186
.2873
 
$380
.0051
.0166
.0325
.0518
.0986
.1541
.2166
.2846
55
$120
.0044
.0152
.0302
.0488
.0967
.1657
.2493
.3447
 
$160
.0044
.0151
.0300
.0485
.0939
.1518
.2273
.3133
 
$250
.0044
.0149
.0297
.0479
.0928
.1468
.2080
.2789
 
$275
.0044
.0149
.0296
.0478
.0926
.1464
.2074
.2744
 
$380
.0043
.0147
.0293
.0473
.0917
.1450
.2055
.2718
 
$500
.0043
.0146
.0291
.0470
.0910
.1439
.2038
.2696
56
$120
.0037
.0132
.0269
.0441
.0919
.1600
.2442
.3401
 
$160
.0037
.0131
.0267
.0438
.0867
.1456
.2203
.3072
 
$250
.0037
.0130
.0264
.0433
.0857
.1372
.1962
.2704
 
$275
.0036
.0129
.0264
.0432
.0854
.1369
.1957
.2643
 
$380
.0036
.0128
.0261
.0428
.0846
.1356
.1938
.2583
 
$500
.0036
.0127
.0259
.0425
.0840
.1345
.1923
.2563
 
$550
.0036
.0127
.0258
.0424
.0838
.1342
.1918
.2556
57
$120
.0031
.0114
.0237
.0396
.0870
.1547
.2391
.3358
 
$160
.0030
.0113
.0236
.0393
.0795
.1393
.2137
.3012
 
$250
.0030
.0112
.0233
.0389
.0786
.1277
.1872
.2620
 
$275
.0030
.0111
.0233
.0388
.0784
.1273
.1839
.2555
 
$380
.0030
.0110
.0230
.0384
.0776
.1261
.1822
.2448
 
$500
.0029
.0109
.0229
.0381
.0770
.1251
.1807
.2429
 
$550
.0029
.0109
.0228
.0380
.0768
.1248
.1803
.2423
58
$120
.0025
.0098
.0210
.0355
.0825
.1501
.2347
.3322
 
$160
.0025
.0097
.0208
.0353
.0744
.1336
.2081
.2959
 
$250
.0025
.0096
.0206
.0349
.0720
.1186
.1799
.2541
 
$275
.0025
.0096
.0205
.0348
.0718
.1183
.1754
.2475
 
$380
.0025
.0095
.0203
.0345
.0711
.1172
.1711
.2319
 
$500
.0024
.0094
.0202
.0342
.0706
.1163
.1698
.2300
 
$550
.0024
.0094
.0201
.0341
.0704
.1160
.1693
.2295
59
$120
.0021
.0083
.0183
.0319
.0781
.1455
.2305
.3287
 
$160
.0020
.0083
.0181
.0313
.0698
.1278
.2025
.2907
 
$250
.0020
.0082
.0179
.0310
.0655
.1104
.1725
.2461
 
$275
.0020
.0081
.0179
.0309
.0653
.1093
.1677
.2392
 
$380
.0020
.0081
.0177
.0306
.0647
.1082
.1599
.2202
 
$500
.0020
.0080
.0176
.0303
.0642
.1074
.1586
.2170
 
$550
.0020
.0080
.0175
.0303
.0640
.1071
.1582
.2165
60
$120
.0016
.0069
.0157
.0290
.0738
.1408
.2262
.3253
 
$160
.0016
.0069
.0156
.0274
.0650
.1222
.1969
.2856
 
$250
.0016
.0068
.0154
.0271
.0589
.1038
.1648
.2383
 
$275
.0016
.0068
.0153
.0270
.0587
.1010
.1599
.2307
 
$380
.0016
.0067
.0152
.0268
.0582
.0991
.1484
.2106
 
$500
.0016
.0067
.0151
.0266
.0577
.0983
.1472
.2038
 
$550
.0016
.0066
.0150
.0265
.0576
.0981
.1469
.2033
 
$800
.0015
.0066
.0149
.0263
.0571
.0973
.1457
.2017
61
$120
.0012
.0057
.0132
.0261
.0696
.1362
.2221
.3221
 
$160
.0012
.0056
.0131
.0237
.0603
.1168
.1913
.2807
 
$250
.0012
.0056
.0130
.0234
.0524
.0972
.1572
.2308
 
$275
.0012
.0055
.0130
.0234
.0523
.0943
.1520
.2225
 
$380
.0012
.0055
.0128
.0231
.0518
.0901
.1385
.2011
 
$500
.0012
.0054
.0127
.0230
.0514
.0894
.1360
.1906
 
$550
.0012
.0054
.0127
.0229
.0513
.0891
.1356
.1902
 
$800
.0012
.0054
.0126
.0227
.0509
.0884
.1345
.1887
62
$120
.0009
.0045
.0111
.0233
.0654
.1316
.2181
.3190
 
$160
.0009
.0045
.0109
.0205
.0556
.1112
.1859
.2759
 
$250
.0009
.0044
.0107
.0199
.0467
.0905
.1496
.2233
 
$275
.0009
.0044
.0107
.0198
.0459
.0875
.1440
.2145
 
$380
.0009
.0044
.0106
.0196
.0455
.0810
.1297
.1913
 
$500
.0009
.0043
.0105
.0195
.0451
.0804
.1246
.1793
 
$550
.0009
.0043
.0105
.0194
.0450
.0802
.1243
.1769
 
$800
.0009
.0043
.0104
.0193
.0447
.0795
.1233
.1755
 
$1,000
.0009
.0043
.0104
.0192
.0446
.0793
.1229
.1750
63
$120
.0007
.0034
.0094
.0205
.0611
.1270
.2140
.3159
 
$160
.0007
.0034
.0087
.0177
.0509
.1056
.1803
.2711
 
$250
.0006
.0034
.0086
.0164
.0416
.0836
.1420
.2156
 
$275
.0006
.0034
.0086
.0164
.0403
.0805
.1359
.2062
 
$380
.0006
.0033
.0085
.0162
.0392
.0725
.1206
.1812
 
$500
.0006
.0033
.0084
.0161
.0389
.0712
.1131
.1682
 
$550
.0006
.0033
.0084
.0161
.0388
.0711
.1126
.1649
 
$800
.0006
.0033
.0084
.0159
.0385
.0705
.1117
.1619
 
$1,000
.0006
.0033
.0083
.0159
.0384
.0703
.1114
.1615
64
$120
.0004
.0025
.0077
.0178
.0568
.1223
.2101
.3131
 
$160
.0004
.0025
.0068
.0151
.0463
.1000
.1747
.2664
 
$250
.0004
.0025
.0067
.0132
.0367
.0768
.1344
.2079
 
$275
.0004
.0025
.0067
.0132
.0353
.0734
.1280
.1980
 
$380
.0004
.0025
.0066
.0131
.0331
.0651
.1114
.1711
 
$500
.0004
.0024
.0066
.0130
.0329
.0623
.1033
.1571
 
$550
.0004
.0024
.0065
.0129
.0328
.0621
.1013
.1535
 
$800
.0004
.0024
.0065
.0128
.0325
.0616
.1003
.1484
 
$1,000
.0004
.0024
.0065
.0128
.0324
.0615
.1000
.1480
65
$120
.0003
.0018
.0062
.0153
.0525
.1177
.2062
.3104
 
$160
.0003
.0018
.0053
.0125
.0418
.0943
.1692
.2618
 
$250
.0003
.0018
.0050
.0103
.0318
.0702
.1267
.2003
 
$275
.0003
.0018
.0050
.0103
.0305
.0666
.1199
.1897
 
$380
.0003
.0017
.0049
.0102
.0273
.0578
.1023
.1612
 
$500
.0003
.0017
.0049
.0101
.0271
.0537
.0935
.1458
 
$550
.0003
.0017
.0049
.0101
.0270
.0534
.0913
.1419
 
$800
.0003
.0017
.0049
.0100
.0268
.0530
.0889
.1349
 
$1,000
.0003
.0017
.0048
.0100
.0268
.0528
.0887
.1346
66
$120
.0002
.0012
.0048
.0128
.0483
.1131
.2025
.3079
 
$160
.0002
.0012
.0040
.0102
.0373
.0887
.1638
.2574
 
$250
.0002
.0012
.0036
.0080
.0272
.0636
.1191
.1927
 
$275
.0002
.0012
.0036
.0078
.0258
.0598
.1120
.1816
 
$380
.0002
.0011
.0035
.0076
.0226
.0506
.0933
.1512
 
$500
.0002
.0011
.0035
.0076
.0217
.0463
.0838
.1346
 
$550
.0002
.0011
.0035
.0075
.0217
.0452
.0815
.1304
 
$800
.0002
.0011
.0035
.0075
.0215
.0447
.0779
.1220
 
$1,000
.0002
.0011
.0035
.0075
.0215
.0445
.0777
.1213
67
$120
.0001
.0008
.0036
.0104
.0438
.1081
.1985
.3055
 
$160
.0001
.0007
.0028
.0079
.0326
.0826
.1579
.2528
 
$250
.0001
.0007
.0023
.0059
.0225
.0565
.1109
.1846
 
$275
.0001
.0007
.0023
.0056
.0211
.0527
.1033
.1728
 
$380
.0001
.0007
.0023
.0053
.0178
.0430
.0836
.1404
 
$500
.0001
.0007
.0023
.0052
.0165
.0385
.0735
.1225
 
$550
.0001
.0007
.0023
.0052
.0164
.0374
.0710
.1180
 
$800
.0001
.0007
.0022
.0052
.0163
.0361
.0663
.1085
 
$1,000
.0001
.0007
.0022
.0052
.0163
.0360
.0660
.1070
68
$120
.0000
.0005
.0025
.0082
.0392
.1030
.1947
.3032
 
$160
.0000
.0004
.0019
.0059
.0279
.0764
.1520
.2484
 
$250
.0000
.0004
.0014
.0040
.0180
.0495
.1025
.1764
 
$275
.0000
.0004
.0014
.0038
.0166
.0455
.0945
.1638
 
$380
.0000
.0003
.0013
.0033
.0135
.0357
.0739
.1294
 
$500
.0000
.0003
.0013
.0033
.0121
.0310
.0632
.1103
 
$550
.0000
.0003
.0013
.0033
.0118
.0299
.0605
.1055
 
$800
.0000
.0003
.0013
.0033
.0116
.0281
.0553
.0949
 
$1,000
.0000
.0003
.0013
.0033
.0116
.0280
.0546
.0928
69
$120
.0000
.0002
.0016
.0062
.0348
.0981
.1912
.3014
 
$160
.0000
.0002
.0011
.0042
.0236
.0704
.1464
.2444
 
$250
.0000
.0002
.0008
.0026
.0140
.0427
.0943
.1685
 
$275
.0000
.0002
.0008
.0024
.0127
.0388
.0860
.1552
 
$380
.0000
.0002
.0007
.0020
.0098
.0290
.0646
.1188
 
$500
.0000
.0002
.0007
.0019
.0085
.0243
.0535
.0985
 
$550
.0000
.0002
.0007
.0019
.0082
.0232
.0508
.0934
 
$800
.0000
.0002
.0007
.0019
.0078
.0211
.0451
.0819
 
$1,000
.0000
.0002
.0007
.0019
.0078
.0210
.0441
.0796
70
$120
.0000
.0001
.0009
.0042
.0296
.0924
.1873
.2995
 
$160
.0000
.0001
.0006
.0025
.0187
.0633
.1399
.2401
 
$250
.0000
.0000
.0003
.0014
.0098
.0351
.0847
.1593
 
$275
.0000
.0000
.0003
.0013
.0087
.0311
.0760
.1451
 
$380
.0000
.0000
.0003
.0010
.0061
.0216
.0538
.1063
 
$500
.0000
.0000
.0003
.0009
.0050
.0172
.0425
.0847
 
$550
.0000
.0000
.0003
.0008
.0048
.0162
.0398
.0794
 
$800
.0000
.0000
.0003
.0008
.0044
.0141
.0339
.0670
 
$1,000
.0000
.0000
.0003
.0008
.0044
.0138
.0328
.0644
71
$120
.0000
.0000
.0004
.0026
.0247
.0868
.1839
.2981
 
$160
.0000
.0000
.0002
.0014
.0142
.0563
.1337
.2363
 
$250
.0000
.0000
.0001
.0006
.0063
.0278
.0753
.1506
 
$275
.0000
.0000
.0001
.0005
.0054
.0240
.0663
.1353
 
$380
.0000
.0000
.0001
.0004
.0034
.0152
.0436
.0940
 
$500
.0000
.0000
.0001
.0003
.0026
.0113
.0324
.0714
 
$550
.0000
.0000
.0001
.0003
.0024
.0104
.0298
.0659
 
$800
.0000
.0000
.0001
.0003
.0021
.0086
.0241
.0530
 
$1,000
.0000
.0000
.0001
.0003
.0021
.0082
.0229
.0501
72
$120
.0000
.0000
.0001
.0011
.0182
.0793
.1800
.2969
 
$160
.0000
.0000
.0000
.0004
.0087
.0468
.1257
.2322
 
$250
.0000
.0000
.0000
.0001
.0028
.0187
.0626
.1390
 
$275
.0000
.0000
.0000
.0001
.0023
.0153
.0531
.1223
 
$380
.0000
.0000
.0000
.0001
.0011
.0080
.0305
.0775
 
$500
.0000
.0000
.0000
.0000
.0007
.0051
.0201
.0538
 
$550
.0000
.0000
.0000
.0000
.0007
.0045
.0178
.0482
 
$800
.0000
.0000
.0000
.0000
.0005
.0033
.0128
.0353
 
$1,000
.0000
.0000
.0000
.0000
.0005
.0031
.0118
.0323
73
$120
.0000
.0000
.0000
.0002
.0115
.0713
.1769
.2963
 
$160
.0000
.0000
.0000
.0001
.0040
.0364
.1177
.2292
 
$250
.0000
.0000
.0000
.0000
.0007
.0100
.0486
.1273
 
$275
.0000
.0000
.0000
.0000
.0005
.0074
.0389
.1085
 
$380
.0000
.0000
.0000
.0000
.0002
.0027
.0175
.0596
 
$500
.0000
.0000
.0000
.0000
.0001
.0013
.0093
.0355
 
$550
.0000
.0000
.0000
.0000
.0001
.0011
.0076
.0302
 
$800
.0000
.0000
.0000
.0000
.0000
.0006
.0044
.0185
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0005
.0038
.0160
74
$120
.0000
.0000
.0000
.0000
.0074
.0661
.1756
.2962
 
$160
.0000
.0000
.0000
.0000
.0018
.0292
.1131
.2281
 
$250
.0000
.0000
.0000
.0000
.0002
.0054
.0393
.1201
 
$275
.0000
.0000
.0000
.0000
.0001
.0035
.0295
.0998
 
$380
.0000
.0000
.0000
.0000
.0000
.0008
.0102
.0477
 
$500
.0000
.0000
.0000
.0000
.0000
.0003
.0041
.0241
 
$550
.0000
.0000
.0000
.0000
.0000
.0002
.0031
.0193
 
$800
.0000
.0000
.0000
.0000
.0000
.0001
.0014
.0096
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0077
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-980, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-980, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-980, filed 10/19/10, effective 11/19/10.]


PDF296-17B-990

Hazard Group 9 tables.

Premium-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 9
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.8955
.8901
.8850
.8802
.8757
.8714
.8672
.8631
.8592
.8554
.8517
.8480
.8445
2
.8934
.8876
.8823
.8772
.8724
.8677
.8633
.8590
.8548
.8507
.8468
.8429
.8391
3
.8906
.8844
.8786
.8732
.8679
.8629
.8581
.8535
.8489
.8445
.8402
.8360
.8319
4
.8879
.8812
.8750
.8691
.8635
.8581
.8529
.8479
.8430
.8383
.8336
.8291
.8246
5
.8850
.8779
.8712
.8649
.8589
.8531
.8475
.8421
.8369
.8318
.8268
.8219
.8172
6
.8821
.8745
.8674
.8606
.8542
.8480
.8420
.8363
.8306
.8252
.8198
.8146
.8096
7
.8791
.8710
.8634
.8562
.8493
.8427
.8363
.8301
.8241
.8183
.8126
.8070
.8016
8
.8761
.8675
.8594
.8517
.8444
.8373
.8305
.8240
.8176
.8114
.8053
.7995
.7937
9
.8731
.8639
.8553
.8471
.8394
.8319
.8246
.8176
.8109
.8043
.7979
.7917
.7856
10
.8700
.8603
.8512
.8425
.8342
.8263
.8187
.8113
.8041
.7972
.7904
.7839
.7775
11
.8668
.8566
.8469
.8378
.8290
.8207
.8126
.8048
.7972
.7899
.7828
.7759
.7692
12
.8636
.8527
.8426
.8329
.8237
.8148
.8063
.7981
.7901
.7824
.7750
.7677
.7606
13
.8603
.8489
.8381
.8280
.8182
.8089
.8000
.7913
.7830
.7749
.7671
.7595
.7520
14
.8569
.8449
.8335
.8228
.8126
.8028
.7934
.7843
.7756
.7671
.7589
.7509
.7431
15
.8535
.8408
.8289
.8177
.8069
.7967
.7868
.7774
.7682
.7593
.7507
.7424
.7343
16
.8500
.8367
.8242
.8124
.8011
.7904
.7801
.7702
.7606
.7514
.7424
.7337
.7252
17
.8464
.8325
.8194
.8070
.7953
.7840
.7733
.7629
.7529
.7433
.7339
.7248
.7160
18
.8428
.8282
.8145
.8015
.7893
.7775
.7663
.7555
.7451
.7350
.7253
.7158
.7067
19
.8390
.8237
.8094
.7959
.7831
.7709
.7592
.7479
.7371
.7266
.7165
.7067
.6971
20
.8352
.8193
.8043
.7903
.7769
.7642
.7520
.7403
.7290
.7181
.7076
.6974
.6876
21
.8313
.8147
.7991
.7845
.7706
.7573
.7446
.7325
.7208
.7095
.6986
.6880
.6778
22
.8273
.8100
.7937
.7785
.7640
.7502
.7371
.7244
.7123
.7006
.6893
.6783
.6677
23
.8233
.8052
.7883
.7725
.7574
.7431
.7294
.7163
.7037
.6916
.6799
.6686
.6577
24
.8191
.8003
.7827
.7662
.7506
.7358
.7216
.7080
.6950
.6824
.6703
.6586
.6473
25
.8148
.7952
.7770
.7599
.7437
.7283
.7136
.6995
.6860
.6730
.6605
.6484
.6367
26
.8105
.7902
.7712
.7534
.7366
.7207
.7055
.6909
.6769
.6635
.6506
.6381
.6261
27
.8061
.7849
.7653
.7469
.7294
.7129
.6972
.6821
.6677
.6538
.6405
.6276
.6152
28
.8015
.7796
.7592
.7401
.7221
.7050
.6887
.6731
.6583
.6440
.6302
.6169
.6041
29
.7969
.7742
.7531
.7333
.7146
.6969
.6801
.6641
.6487
.6340
.6198
.6061
.5930
30
.7922
.7686
.7467
.7262
.7069
.6886
.6713
.6547
.6388
.6236
.6090
.5950
.5814
31
.7873
.7628
.7402
.7190
.6990
.6801
.6622
.6451
.6288
.6131
.5981
.5836
.5696
32
.7823
.7569
.7335
.7115
.6909
.6714
.6529
.6353
.6185
.6023
.5868
.5719
.5575
33
.7772
.7509
.7267
.7040
.6827
.6626
.6435
.6253
.6080
.5914
.5754
.5601
.5453
34
.7720
.7448
.7197
.6963
.6743
.6535
.6338
.6151
.5973
.5802
.5637
.5479
.5327
35
.7666
.7385
.7125
.6883
.6656
.6442
.6239
.6046
.5862
.5686
.5517
.5355
.5198
36
.7611
.7321
.7052
.6802
.6568
.6347
.6138
.5940
.5750
.5569
.5395
.5228
.5067
37
.7554
.7254
.6977
.6719
.6477
.6249
.6034
.5829
.5634
.5447
.5269
.5097
.4931
38
.7496
.7185
.6899
.6633
.6383
.6148
.5926
.5716
.5515
.5323
.5139
.4962
.4791
39
.7437
.7116
.6820
.6545
.6288
.6046
.5818
.5601
.5394
.5196
.5007
.4824
.4649
40
.7377
.7045
.6740
.6456
.6191
.5942
.5707
.5483
.5270
.5067
.4872
.4684
.4504
41
.7316
.6973
.6658
.6366
.6092
.5836
.5593
.5363
.5144
.4934
.4733
.4540
.4355
42
.7253
.6899
.6574
.6272
.5990
.5726
.5476
.5239
.5013
.4797
.4590
.4392
.4203
43
.7189
.6824
.6488
.6177
.5886
.5614
.5356
.5112
.4879
.4657
.4445
.4242
.4048
44
.7125
.6748
.6402
.6081
.5782
.5501
.5236
.4984
.4745
.4517
.4299
.4092
.3893
45
.7053
.6663
.6305
.5974
.5665
.5376
.5102
.4843
.4596
.4362
.4139
.3926
.3723
46
.6979
.6576
.6206
.5865
.5546
.5247
.4965
.4698
.4444
.4204
.3976
.3758
.3552
47
.6905
.6488
.6107
.5754
.5425
.5117
.4826
.4551
.4291
.4045
.3811
.3590
.3380
48
.6828
.6398
.6003
.5639
.5300
.4981
.4682
.4399
.4133
.3881
.3642
.3417
.3206
49
.6750
.6305
.5898
.5522
.5171
.4843
.4535
.4245
.3971
.3714
.3472
.3245
.3031
50
.6673
.6213
.5792
.5404
.5042
.4704
.4387
.4090
.3810
.3548
.3304
.3074
.2859
51
.6594
.6119
.5684
.5283
.4910
.4562
.4236
.3932
.3647
.3382
.3134
.2902
.2685
52
.6511
.6020
.5571
.5156
.4771
.4413
.4079
.3767
.3478
.3209
.2959
.2725
.2507
53
.6427
.5919
.5454
.5025
.4628
.4260
.3917
.3600
.3307
.3034
.2781
.2547
.2333
54
.6342
.5816
.5335
.4892
.4483
.4104
.3755
.3432
.3134
.2859
.2605
.2374
.2165
55
.6257
.5712
.5215
.4758
.4337
.3949
.3593
.3265
.2963
.2687
.2436
.2210
.2006
56
.6167
.5603
.5088
.4616
.4183
.3787
.3423
.3090
.2786
.2512
.2266
.2045
.1847
57
.6078
.5493
.4960
.4473
.4029
.3624
.3254
.2917
.2615
.2344
.2103
.1887
.1695
58
.5992
.5387
.4837
.4336
.3880
.3466
.3091
.2754
.2454
.2188
.1951
.1741
.1555
59
.5905
.5279
.4710
.4195
.3729
.3307
.2929
.2594
.2297
.2035
.1803
.1599
.1419
60
.5815
.5167
.4581
.4051
.3573
.3146
.2768
.2434
.2141
.1883
.1657
.1459
.1286
61
.5726
.5056
.4451
.3906
.3420
.2989
.2611
.2279
.1989
.1736
.1516
.1325
.1159
62
.5635
.4942
.4318
.3760
.3266
.2832
.2453
.2123
.1837
.1590
.1376
.1193
.1036
63
.5542
.4825
.4181
.3610
.3109
.2671
.2292
.1965
.1683
.1442
.1237
.1062
.0914
64
.5450
.4707
.4045
.3461
.2952
.2511
.2132
.1807
.1532
.1298
.1101
.0936
.0797
65
.5359
.4591
.3909
.3312
.2794
.2350
.1971
.1651
.1381
.1156
.0969
.0814
.0686
66
.5270
.4477
.3775
.3163
.2637
.2189
.1811
.1495
.1234
.1018
.0842
.0698
.0582
67
.5179
.4356
.3631
.3002
.2465
.2013
.1638
.1329
.1077
.0874
.0711
.0581
.0477
68
.5092
.4238
.3485
.2837
.2289
.1834
.1461
.1161
.0921
.0732
.0584
.0469
.0380
69
.5015
.4128
.3347
.2677
.2118
.1659
.1291
.1001
.0775
.0602
.0470
.0370
.0296
70
.4935
.4006
.3188
.2490
.1914
.1453
.1093
.0817
.0611
.0459
.0348
.0268
.0210
71
.4871
.3898
.3038
.2308
.1715
.1251
.0901
.0644
.0461
.0332
.0243
.0182
.0140
72
.4809
.3777
.2850
.2066
.1443
.0977
.0647
.0424
.0278
.0185
.0127
.0090
.0066
73
.4777
.3687
.2677
.1814
.1147
.0681
.0385
.0211
.0115
.0063
.0034
.0019
.0010
74
.4771
.3656
.2592
.1660
.0949
.0484
.0223
.0095
.0037
.0014
.0005
.0002
.0001
Premium-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 9
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0503
.1016
.1536
.2061
.3119
.4185
.5256
.6330
2
.0000
.0498
.1008
.1525
.2047
.3102
.4164
.5231
.6303
3
.0000
.0492
.0997
.1511
.2030
.3079
.4136
.5199
.6266
4
.0000
.0485
.0986
.1496
.2013
.3056
.4109
.5167
.6230
5
.0000
.0478
.0975
.1482
.1995
.3033
.4080
.5134
.6192
6
.0000
.0471
.0964
.1467
.1977
.3009
.4051
.5100
.6154
7
.0000
.0464
.0952
.1452
.1959
.2985
.4021
.5065
.6114
8
.0000
.0457
.0941
.1437
.1940
.2960
.3991
.5030
.6074
9
.0000
.0450
.0929
.1422
.1922
.2935
.3961
.4994
.6033
10
.0000
.0443
.0918
.1407
.1903
.2910
.3930
.4958
.5992
11
.0000
.0436
.0906
.1391
.1884
.2885
.3898
.4921
.5949
12
.0000
.0429
.0895
.1375
.1864
.2858
.3866
.4882
.5906
13
.0000
.0422
.0883
.1359
.1845
.2832
.3833
.4844
.5861
14
.0000
.0414
.0870
.1343
.1824
.2804
.3799
.4804
.5815
15
.0000
.0407
.0858
.1326
.1804
.2777
.3765
.4763
.5769
16
.0000
.0400
.0846
.1309
.1783
.2748
.3730
.4722
.5722
17
.0000
.0392
.0833
.1292
.1762
.2720
.3694
.4680
.5674
18
.0000
.0385
.0821
.1275
.1740
.2690
.3658
.4637
.5625
19
.0000
.0377
.0808
.1257
.1718
.2660
.3620
.4592
.5574
20
.0000
.0370
.0795
.1240
.1696
.2630
.3582
.4548
.5523
21
.0000
.0362
.0782
.1222
.1673
.2599
.3543
.4502
.5471
22
.0000
.0354
.0768
.1203
.1650
.2567
.3503
.4455
.5417
23
.0000
.0347
.0755
.1184
.1627
.2534
.3463
.4407
.5363
24
.0000
.0339
.0741
.1165
.1602
.2501
.3421
.4358
.5307
25
.0000
.0331
.0727
.1145
.1577
.2466
.3378
.4307
.5250
26
.0000
.0323
.0712
.1125
.1552
.2431
.3335
.4257
.5192
27
.0000
.0315
.0698
.1105
.1526
.2396
.3291
.4204
.5133
28
.0000
.0306
.0683
.1084
.1500
.2359
.3245
.4151
.5072
29
.0000
.0298
.0668
.1063
.1473
.2322
.3199
.4097
.5011
30
.0000
.0290
.0653
.1042
.1446
.2284
.3152
.4041
.4947
31
.0000
.0281
.0637
.1019
.1417
.2245
.3103
.3983
.4882
32
.0000
.0273
.0621
.0997
.1388
.2204
.3053
.3924
.4815
33
.0000
.0264
.0605
.0973
.1359
.2164
.3002
.3864
.4747
34
.0000
.0255
.0588
.0950
.1328
.2122
.2950
.3803
.4677
35
.0000
.0246
.0572
.0926
.1297
.2078
.2896
.3740
.4605
36
.0000
.0237
.0555
.0901
.1266
.2035
.2841
.3676
.4532
37
.0000
.0228
.0537
.0875
.1233
.1989
.2784
.3609
.4457
38
.0000
.0219
.0519
.0849
.1200
.1943
.2726
.3540
.4379
39
.0000
.0210
.0501
.0823
.1166
.1896
.2667
.3471
.4300
40
.0000
.0200
.0483
.0797
.1132
.1848
.2607
.3400
.4220
41
.0000
.0191
.0464
.0770
.1097
.1799
.2546
.3328
.4138
42
.0000
.0182
.0445
.0742
.1061
.1748
.2483
.3254
.4054
43
.0000
.0172
.0426
.0714
.1025
.1697
.2419
.3179
.3968
44
.0000
.0163
.0407
.0686
.0989
.1646
.2355
.3103
.3882
45
.0000
.0152
.0386
.0654
.0948
.1588
.2283
.3018
.3785
46
.0000
.0142
.0364
.0622
.0906
.1530
.2209
.2931
.3686
47
.0000
.0131
.0342
.0590
.0864
.1470
.2135
.2843
.3587
48
.0000
.0121
.0320
.0557
.0822
.1410
.2058
.2753
.3483
49
.0000
.0111
.0298
.0525
.0779
.1348
.1980
.2660
.3378
50
.0000
.0101
.0277
.0492
.0736
.1287
.1903
.2568
.3272
51
.0000
.0091
.0256
.0460
.0693
.1225
.1824
.2474
.3164
52
.0000
.0082
.0234
.0427
.0649
.1161
.1741
.2375
.3051
53
.0000
.0072
.0213
.0394
.0605
.1095
.1657
.2274
.2934
54
.0000
.0063
.0193
.0361
.0560
.1029
.1572
.2171
.2815
55
.0000
.0055
.0173
.0330
.0517
.0964
.1487
.2067
.2695
56
.0000
.0047
.0153
.0297
.0473
.0896
.1397
.1958
.2568
57
.0000
.0040
.0134
.0266
.0429
.0829
.1308
.1848
.2440
58
.0000
.0034
.0117
.0238
.0389
.0765
.1222
.1742
.2317
59
.0000
.0028
.0101
.0210
.0349
.0702
.1135
.1634
.2190
60
.0000
.0023
.0086
.0183
.0310
.0637
.1045
.1522
.2061
61
.0000
.0018
.0072
.0158
.0271
.0572
.0956
.1411
.1931
62
.0000
.0014
.0059
.0133
.0234
.0508
.0865
.1297
.1798
63
.0000
.0010
.0046
.0109
.0197
.0443
.0772
.1180
.1661
64
.0000
.0007
.0035
.0087
.0162
.0379
.0680
.1062
.1525
65
.0000
.0005
.0026
.0067
.0129
.0317
.0589
.0946
.1389
66
.0000
.0003
.0018
.0049
.0099
.0258
.0500
.0832
.1255
67
.0000
.0002
.0011
.0033
.0071
.0199
.0409
.0711
.1111
68
.0000
.0001
.0006
.0020
.0047
.0145
.0322
.0593
.0965
69
.0000
.0000
.0003
.0011
.0028
.0101
.0245
.0483
.0827
70
.0000
.0000
.0001
.0005
.0013
.0059
.0165
.0361
.0668
71
.0000
.0000
.0000
.0001
.0005
.0029
.0101
.0253
.0518
72
.0000
.0000
.0000
.0000
.0001
.0007
.0039
.0132
.0330
73
.0000
.0000
.0000
.0000
.0000
.0001
.0007
.0042
.0157
74
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0011
.0072
Premium-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 9
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.8077
.7769
.7484
.7219
.6971
.6736
.6514
.6304
.6110
.6041
.5980
.5927
.5879
37
$120
.8017
.7698
.7404
.7130
.6874
.6632
.6403
.6186
.6073
.6005
.5945
.5891
.5851
38
$120
.7956
.7626
.7322
.7039
.6774
.6525
.6290
.6113
.6036
.5968
.5908
.5863
.5829
39
$120
.7893
.7552
.7238
.6946
.6674
.6417
.6174
.6076
.5998
.5931
.5879
.5841
.5810
40
$120
.7829
.7477
.7153
.6852
.6571
.6306
.6127
.6037
.5960
.5899
.5855
.5821
.5793
 
$160
.7782
.7432
.7109
.6810
.6531
.6268
.6019
.5784
.5625
.5540
.5466
.5400
.5342
41
$120
.7764
.7400
.7066
.6756
.6466
.6193
.6087
.5998
.5926
.5874
.5835
.5803
.5777
 
$160
.7717
.7355
.7023
.6714
.6426
.6155
.5899
.5678
.5581
.5497
.5424
.5359
.5306
42
$120
.7697
.7322
.6976
.6656
.6357
.6151
.6047
.5960
.5899
.5852
.5815
.5785
.5761
 
$160
.7650
.7277
.6934
.6616
.6318
.6039
.5776
.5633
.5537
.5454
.5381
.5322
.5278
43
$120
.7630
.7242
.6885
.6555
.6247
.6110
.6007
.5931
.5875
.5831
.5797
.5769
.5747
 
$160
.7583
.7197
.6843
.6515
.6209
.5921
.5698
.5588
.5493
.5410
.5343
.5293
.5254
44
$120
.7562
.7161
.6794
.6454
.6193
.6069
.5973
.5905
.5853
.5812
.5779
.5755
.5737
 
$160
.7516
.7118
.6753
.6414
.6099
.5803
.5653
.5543
.5448
.5370
.5313
.5268
.5232
45
$120
.7485
.7071
.6691
.6340
.6145
.6024
.5940
.5877
.5828
.5790
.5762
.5741
.5725
 
$160
.7439
.7028
.6650
.6301
.5976
.5728
.5600
.5491
.5400
.5334
.5282
.5241
.5208
46
$120
.7406
.6979
.6586
.6244
.6096
.5987
.5910
.5851
.5805
.5771
.5747
.5729
.5716
 
$160
.7361
.6936
.6546
.6186
.5850
.5673
.5546
.5439
.5361
.5301
.5254
.5216
.5185
47
$120
.7328
.6886
.6481
.6196
.6053
.5954
.5881
.5826
.5785
.5756
.5735
.5719
.5708
 
$160
.7283
.6844
.6441
.6069
.5770
.5620
.5493
.5398
.5327
.5272
.5228
.5193
.5166
 
$250
.7203
.6769
.6371
.6003
.5660
.5338
.5035
.4846
.4714
.4600
.4501
.4414
.4339
48
$120
.7247
.6789
.6371
.6146
.6015
.5923
.5854
.5803
.5767
.5742
.5723
.5710
.5701
 
$160
.7202
.6748
.6332
.5948
.5715
.5564
.5446
.5361
.5295
.5244
.5203
.5172
.5150
 
$250
.7124
.6674
.6263
.5883
.5529
.5197
.4931
.4779
.4650
.4538
.4440
.4357
.4294
 
$275
.7105
.6657
.6247
.5868
.5514
.5183
.4872
.4667
.4526
.4404
.4299
.4206
.4124
49
$120
.7164
.6692
.6279
.6102
.5981
.5893
.5828
.5783
.5752
.5729
.5714
.5703
.5696
 
$160
.7120
.6651
.6221
.5840
.5658
.5511
.5406
.5326
.5265
.5217
.5182
.5156
.5136
 
$250
.7042
.6578
.6153
.5761
.5395
.5052
.4863
.4713
.4585
.4475
.4382
.4311
.4255
 
$275
.7024
.6561
.6137
.5746
.5381
.5039
.4759
.4596
.4458
.4338
.4234
.4144
.4073
50
$120
.7081
.6594
.6228
.6063
.5948
.5865
.5806
.5766
.5738
.5719
.5706
.5697
.5691
 
$160
.7038
.6553
.6110
.5784
.5602
.5467
.5369
.5295
.5237
.5195
.5164
.5141
.5124
 
$250
.6961
.6482
.6043
.5638
.5260
.4971
.4796
.4648
.4522
.4416
.4335
.4271
.4220
 
$275
.6943
.6465
.6027
.5623
.5246
.4895
.4688
.4528
.4391
.4273
.4172
.4093
.4030
51
$120
.6998
.6493
.6183
.6027
.5917
.5839
.5787
.5751
.5727
.5711
.5700
.5693
.5688
 
$160
.6955
.6454
.5996
.5727
.5552
.5427
.5334
.5264
.5212
.5175
.5148
.5128
.5114
 
$250
.6879
.6383
.5930
.5511
.5122
.4902
.4729
.4582
.4460
.4366
.4293
.4235
.4188
 
$275
.6861
.6367
.5915
.5497
.5109
.4804
.4617
.4459
.4324
.4208
.4119
.4049
.3992
52
$120
.6910
.6389
.6140
.5991
.5886
.5816
.5769
.5737
.5717
.5703
.5695
.5689
.5686
 
$160
.6868
.6350
.5893
.5668
.5506
.5388
.5300
.5236
.5190
.5158
.5134
.5118
.5106
 
$250
.6793
.6280
.5812
.5379
.5038
.4832
.4660
.4516
.4406
.4321
.4254
.4200
.4157
 
$275
.6775
.6264
.5796
.5365
.4964
.4730
.4545
.4388
.4255
.4152
.4072
.4008
.3956
 
$380
.6711
.6205
.5741
.5314
.4917
.4548
.4204
.3987
.3812
.3662
.3531
.3417
.3317
53
$120
.6821
.6310
.6100
.5956
.5858
.5795
.5753
.5726
.5708
.5697
.5691
.5686
.5684
 
$160
.6779
.6243
.5833
.5616
.5462
.5350
.5268
.5211
.5171
.5142
.5122
.5109
.5099
 
$250
.6705
.6175
.5690
.5242
.4965
.4760
.4589
.4458
.4357
.4279
.4217
.4167
.4130
 
$275
.6687
.6159
.5675
.5229
.4875
.4655
.4471
.4316
.4195
.4102
.4028
.3969
.3922
 
$380
.6624
.6100
.5621
.5179
.4770
.4390
.4102
.3900
.3728
.3581
.3452
.3340
.3250
54
$120
.6730
.6264
.6062
.5923
.5834
.5775
.5739
.5716
.5701
.5693
.5687
.5684
.5682
 
$160
.6689
.6134
.5773
.5568
.5421
.5314
.5240
.5189
.5153
.5129
.5113
.5101
.5094
 
$250
.6616
.6067
.5565
.5141
.4893
.4688
.4527
.4406
.4313
.4239
.4182
.4139
.4107
 
$275
.6599
.6051
.5551
.5090
.4799
.4580
.4396
.4253
.4143
.4056
.3988
.3934
.3892
 
$380
.6536
.5994
.5498
.5042
.4620
.4248
.4013
.3814
.3645
.3499
.3374
.3274
.3194
55
$120
.6640
.6222
.6023
.5893
.5811
.5759
.5727
.5707
.5696
.5689
.5685
.5683
.5681
 
$160
.6600
.6025
.5720
.5523
.5381
.5282
.5215
.5169
.5138
.5118
.5104
.5096
.5090
 
$250
.6527
.5959
.5440
.5068
.4820
.4621
.4472
.4358
.4271
.4203
.4153
.4115
.4087
 
$275
.6510
.5944
.5426
.4988
.4723
.4504
.4329
.4197
.4094
.4014
.3951
.3903
.3866
 
$380
.6449
.5887
.5375
.4904
.4470
.4158
.3926
.3730
.3562
.3419
.3306
.3216
.3144
 
$500
.6394
.5838
.5329
.4862
.4432
.4036
.3672
.3419
.3211
.3032
.2877
.2742
.2625
56
$120
.6545
.6179
.5986
.5865
.5789
.5744
.5716
.5700
.5691
.5686
.5683
.5681
.5681
 
$160
.6505
.5940
.5668
.5477
.5343
.5253
.5192
.5152
.5126
.5109
.5098
.5091
.5087
 
$250
.6434
.5845
.5308
.4992
.4745
.4559
.4418
.4311
.4230
.4170
.4126
.4094
.4070
 
$275
.6417
.5830
.5294
.4909
.4643
.4429
.4267
.4143
.4047
.3972
.3917
.3875
.3844
 
$380
.6357
.5775
.5244
.4758
.4340
.4065
.3835
.3640
.3477
.3347
.3245
.3163
.3096
 
$500
.6303
.5726
.5200
.4718
.4275
.3870
.3554
.3314
.3110
.2935
.2783
.2652
.2541
 
$550
.6285
.5710
.5186
.4705
.4263
.3859
.3489
.3221
.3002
.2814
.2651
.2509
.2386
57
$120
.6450
.6136
.5952
.5839
.5771
.5731
.5708
.5695
.5688
.5684
.5682
.5681
.5680
 
$160
.6411
.5883
.5618
.5433
.5308
.5225
.5171
.5137
.5115
.5101
.5093
.5087
.5084
 
$250
.6340
.5731
.5223
.4914
.4677
.4501
.4368
.4267
.4194
.4141
.4103
.4075
.4056
 
$275
.6324
.5716
.5161
.4829
.4564
.4362
.4209
.4092
.4002
.3936
.3887
.3851
.3825
 
$380
.6264
.5662
.5113
.4611
.4247
.3974
.3744
.3553
.3402
.3283
.3189
.3113
.3052
 
$500
.6211
.5614
.5070
.4572
.4118
.3726
.3447
.3212
.3011
.2838
.2690
.2568
.2470
 
$550
.6194
.5598
.5055
.4559
.4106
.3693
.3363
.3111
.2896
.2712
.2552
.2415
.2300
58
$120
.6382
.6100
.5924
.5818
.5756
.5721
.5701
.5691
.5685
.5682
.5681
.5680
.5680
 
$160
.6320
.5835
.5574
.5396
.5279
.5203
.5155
.5125
.5107
.5096
.5089
.5085
.5083
 
$250
.6251
.5620
.5153
.4847
.4620
.4450
.4323
.4231
.4166
.4118
.4085
.4061
.4045
 
$275
.6235
.5605
.5084
.4754
.4497
.4305
.4159
.4048
.3966
.3907
.3864
.3832
.3810
 
$380
.6176
.5552
.4985
.4489
.4160
.3887
.3659
.3480
.3339
.3228
.3140
.3070
.3017
 
$500
.6124
.5505
.4943
.4431
.3966
.3624
.3349
.3116
.2916
.2748
.2611
.2501
.2411
 
$550
.6106
.5490
.4929
.4419
.3955
.3551
.3259
.3010
.2798
.2616
.2461
.2334
.2230
59
$120
.6342
.6065
.5896
.5798
.5743
.5712
.5696
.5688
.5684
.5681
.5680
.5680
.5680
 
$160
.6228
.5787
.5531
.5362
.5252
.5183
.5141
.5116
.5100
.5091
.5086
.5083
.5082
 
$250
.6160
.5507
.5081
.4784
.4564
.4400
.4282
.4199
.4139
.4098
.4069
.4050
.4036
 
$275
.6144
.5493
.5009
.4681
.4435
.4249
.4109
.4008
.3934
.3881
.3843
.3816
.3798
 
$380
.6086
.5441
.4855
.4402
.4072
.3798
.3581
.3413
.3280
.3175
.3094
.3032
.2985
 
$500
.6034
.5395
.4814
.4288
.3848
.3523
.3249
.3017
.2823
.2666
.2540
.2439
.2356
 
$550
.6018
.5380
.4801
.4276
.3800
.3444
.3154
.2908
.2698
.2521
.2378
.2261
.2167
60
$120
.6301
.6031
.5870
.5780
.5731
.5705
.5692
.5685
.5682
.5681
.5680
.5680
.5680
 
$160
.6134
.5738
.5489
.5328
.5227
.5165
.5129
.5107
.5095
.5088
.5084
.5082
.5081
 
$250
.6067
.5403
.5012
.4722
.4508
.4353
.4244
.4168
.4115
.4080
.4056
.4040
.4029
 
$275
.6051
.5377
.4932
.4612
.4373
.4193
.4063
.3970
.3903
.3857
.3825
.3802
.3787
 
$380
.5994
.5326
.4721
.4311
.3978
.3714
.3508
.3347
.3221
.3125
.3053
.2998
.2957
 
$500
.5943
.5281
.4681
.4140
.3744
.3419
.3145
.2918
.2736
.2590
.2473
.2379
.2303
 
$550
.5926
.5266
.4668
.4128
.3677
.3335
.3046
.2801
.2598
.2434
.2301
.2194
.2106
 
$800
.5868
.5214
.4622
.4088
.3605
.3175
.2793
.2491
.2233
.2011
.1821
.1658
.1519
61
$120
.6262
.5998
.5846
.5763
.5720
.5699
.5688
.5684
.5681
.5680
.5680
.5680
.5680
 
$160
.6058
.5691
.5449
.5297
.5204
.5149
.5118
.5100
.5091
.5085
.5083
.5081
.5080
 
$250
.5973
.5333
.4947
.4661
.4455
.4310
.4209
.4140
.4094
.4064
.4044
.4032
.4023
 
$275
.5958
.5277
.4859
.4546
.4311
.4142
.4021
.3936
.3877
.3836
.3809
.3791
.3779
 
$380
.5901
.5211
.4627
.4219
.3890
.3635
.3437
.3284
.3168
.3081
.3016
.2968
.2933
 
$500
.5852
.5167
.4549
.4028
.3639
.3313
.3044
.2828
.2656
.2519
.2409
.2323
.2257
 
$550
.5835
.5152
.4536
.3981
.3568
.3225
.2937
.2699
.2508
.2354
.2230
.2130
.2050
 
$800
.5778
.5101
.4491
.3942
.3451
.3016
.2660
.2363
.2110
.1893
.1709
.1554
.1425
62
$120
.6223
.5965
.5823
.5748
.5711
.5694
.5686
.5682
.5681
.5680
.5680
.5680
.5679
 
$160
.6008
.5644
.5410
.5267
.5183
.5135
.5109
.5095
.5087
.5083
.5082
.5081
.5080
 
$250
.5879
.5264
.4881
.4601
.4404
.4268
.4176
.4116
.4076
.4051
.4035
.4025
.4019
 
$275
.5864
.5203
.4788
.4478
.4253
.4093
.3981
.3904
.3853
.3819
.3796
.3782
.3772
 
$380
.5808
.5094
.4536
.4126
.3806
.3558
.3367
.3224
.3118
.3039
.2982
.2941
.2912
 
$500
.5759
.5051
.4413
.3923
.3531
.3207
.2948
.2742
.2579
.2450
.2350
.2273
.2215
 
$550
.5743
.5037
.4401
.3866
.3456
.3112
.2830
.2603
.2421
.2276
.2161
.2070
.2000
 
$800
.5686
.4987
.4357
.3794
.3295
.2873
.2528
.2234
.1986
.1776
.1601
.1457
.1338
 
$1,000
.5666
.4969
.4342
.3781
.3284
.2848
.2467
.2148
.1879
.1650
.1455
.1291
.1153
63
$120
.6183
.5934
.5801
.5735
.5703
.5690
.5684
.5681
.5680
.5680
.5680
.5679
.5679
 
$160
.5957
.5597
.5371
.5238
.5163
.5122
.5101
.5090
.5085
.5082
.5081
.5080
.5080
 
$250
.5782
.5195
.4813
.4541
.4353
.4228
.4146
.4093
.4060
.4040
.4028
.4020
.4016
 
$275
.5767
.5129
.4715
.4411
.4195
.4044
.3943
.3875
.3831
.3803
.3785
.3774
.3767
 
$380
.5712
.4973
.4441
.4035
.3720
.3479
.3299
.3167
.3070
.3001
.2952
.2918
.2894
 
$500
.5664
.4931
.4289
.3812
.3418
.3103
.2853
.2655
.2502
.2384
.2295
.2227
.2176
 
$550
.5648
.4917
.4261
.3752
.3338
.2998
.2725
.2508
.2335
.2200
.2095
.2015
.1954
 
$800
.5592
.4868
.4219
.3643
.3140
.2735
.2392
.2102
.1860
.1660
.1497
.1364
.1256
 
$1,000
.5573
.4851
.4204
.3630
.3126
.2686
.2315
.2005
.1742
.1520
.1334
.1180
.1053
64
$120
.6143
.5903
.5780
.5722
.5697
.5686
.5682
.5680
.5680
.5680
.5679
.5679
.5679
 
$160
.5906
.5550
.5335
.5212
.5146
.5112
.5095
.5087
.5083
.5081
.5080
.5080
.5080
 
$250
.5686
.5126
.4747
.4483
.4306
.4191
.4118
.4074
.4047
.4031
.4022
.4016
.4013
 
$275
.5671
.5055
.4642
.4345
.4139
.4000
.3908
.3850
.3813
.3790
.3776
.3768
.3763
 
$380
.5617
.4867
.4349
.3945
.3635
.3404
.3235
.3113
.3027
.2967
.2926
.2898
.2879
 
$500
.5570
.4811
.4183
.3700
.3310
.3001
.2759
.2572
.2430
.2324
.2244
.2186
.2143
 
$550
.5554
.4797
.4138
.3635
.3221
.2888
.2623
.2415
.2253
.2130
.2036
.1966
.1913
 
$800
.5499
.4750
.4081
.3492
.3002
.2596
.2255
.1971
.1739
.1551
.1399
.1277
.1179
 
$1,000
.5480
.4733
.4067
.3480
.2968
.2531
.2168
.1862
.1606
.1394
.1219
.1077
.0961
65
$120
.6104
.5873
.5761
.5712
.5692
.5684
.5681
.5680
.5680
.5679
.5679
.5679
.5679
 
$160
.5855
.5504
.5299
.5188
.5131
.5103
.5090
.5084
.5082
.5080
.5080
.5080
.5080
 
$250
.5591
.5056
.4681
.4426
.4260
.4157
.4094
.4057
.4036
.4024
.4017
.4014
.4012
 
$275
.5576
.4981
.4570
.4280
.4085
.3958
.3877
.3827
.3797
.3780
.3770
.3764
.3761
 
$380
.5523
.4779
.4257
.3854
.3552
.3331
.3174
.3064
.2988
.2938
.2904
.2882
.2868
 
$500
.5477
.4692
.4075
.3589
.3203
.2900
.2668
.2493
.2363
.2268
.2199
.2150
.2115
 
$550
.5461
.4678
.4027
.3518
.3106
.2779
.2523
.2326
.2177
.2065
.1982
.1922
.1878
 
$800
.5407
.4632
.3944
.3348
.2863
.2455
.2119
.1844
.1623
.1446
.1306
.1196
.1110
 
$1,000
.5388
.4616
.3930
.3330
.2810
.2381
.2020
.1720
.1474
.1273
.1111
.0980
.0876
66
$120
.6066
.5845
.5745
.5703
.5688
.5682
.5680
.5680
.5680
.5679
.5679
.5679
.5679
 
$160
.5805
.5459
.5266
.5166
.5118
.5096
.5086
.5082
.5081
.5080
.5080
.5080
.5080
 
$250
.5520
.4987
.4616
.4371
.4218
.4126
.4073
.4043
.4027
.4019
.4014
.4012
.4011
 
$275
.5484
.4908
.4498
.4218
.4035
.3919
.3850
.3809
.3785
.3772
.3765
.3761
.3759
 
$380
.5432
.4692
.4165
.3764
.3471
.3262
.3117
.3019
.2955
.2913
.2886
.2869
.2859
 
$500
.5386
.4575
.3968
.3480
.3096
.2802
.2582
.2419
.2302
.2219
.2160
.2120
.2093
 
$550
.5371
.4562
.3916
.3402
.2992
.2672
.2426
.2242
.2105
.2006
.1935
.1884
.1849
 
$800
.5318
.4517
.3809
.3213
.2722
.2316
.1986
.1721
.1512
.1347
.1220
.1122
.1048
 
$1,000
.5300
.4501
.3796
.3181
.2662
.2231
.1874
.1583
.1347
.1158
.1008
.0891
.0799
67
$120
.6024
.5816
.5729
.5696
.5684
.5681
.5680
.5680
.5679
.5679
.5679
.5679
.5679
 
$160
.5750
.5412
.5232
.5145
.5106
.5090
.5083
.5081
.5080
.5080
.5080
.5080
.5080
 
$250
.5451
.4912
.4547
.4315
.4176
.4097
.4054
.4032
.4020
.4015
.4012
.4011
.4010
 
$275
.5404
.4828
.4422
.4152
.3983
.3882
.3824
.3792
.3775
.3766
.3761
.3759
.3758
 
$380
.5338
.4599
.4065
.3669
.3385
.3190
.3060
.2976
.2923
.2891
.2871
.2859
.2852
 
$500
.5293
.4472
.3853
.3361
.2982
.2699
.2492
.2344
.2242
.2172
.2125
.2093
.2073
 
$550
.5278
.4440
.3797
.3278
.2870
.2558
.2326
.2156
.2034
.1949
.1890
.1850
.1823
 
$800
.5226
.4396
.3664
.3066
.2570
.2167
.1845
.1592
.1397
.1247
.1135
.1052
.0991
 
$1,000
.5208
.4380
.3651
.3020
.2500
.2069
.1719
.1437
.1214
.1040
.0906
.0803
.0726
68
$120
.5983
.5789
.5715
.5690
.5682
.5680
.5680
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5694
.5365
.5200
.5126
.5097
.5085
.5082
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.5381
.4836
.4478
.4260
.4137
.4072
.4039
.4023
.4016
.4012
.4011
.4010
.4010
 
$275
.5332
.4746
.4344
.4088
.3935
.3849
.3803
.3779
.3767
.3761
.3759
.3758
.3757
 
$380
.5248
.4504
.3964
.3572
.3301
.3122
.3008
.2938
.2897
.2873
.2860
.2852
.2848
 
$500
.5204
.4369
.3736
.3240
.2867
.2596
.2405
.2275
.2188
.2131
.2095
.2073
.2059
 
$550
.5189
.4334
.3675
.3150
.2746
.2445
.2228
.2075
.1970
.1899
.1853
.1823
.1804
 
$800
.5138
.4276
.3528
.2916
.2416
.2016
.1704
.1465
.1286
.1154
.1058
.0990
.0942
 
$1,000
.5120
.4261
.3505
.2863
.2335
.1905
.1562
.1293
.1086
.0929
.0811
.0725
.0662
69
$120
.5943
.5765
.5703
.5685
.5681
.5680
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5640
.5321
.5172
.5112
.5090
.5083
.5081
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.5314
.4762
.4412
.4211
.4104
.4052
.4028
.4017
.4013
.4011
.4010
.4010
.4010
 
$275
.5264
.4668
.4271
.4029
.3893
.3822
.3786
.3770
.3762
.3759
.3758
.3757
.3757
 
$380
.5169
.4413
.3866
.3480
.3223
.3061
.2964
.2908
.2877
.2861
.2852
.2848
.2846
 
$500
.5125
.4271
.3623
.3124
.2758
.2501
.2328
.2215
.2143
.2100
.2073
.2058
.2049
 
$550
.5111
.4235
.3558
.3027
.2628
.2339
.2139
.2003
.1915
.1859
.1824
.1803
.1790
 
$800
.5060
.4165
.3398
.2772
.2267
.1872
.1572
.1349
.1188
.1074
.0995
.0941
.0904
 
$1,000
.5043
.4151
.3365
.2712
.2176
.1748
.1414
.1159
.0969
.0830
.0731
.0660
.0611
70
$120
.5898
.5740
.5693
.5682
.5680
.5680
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5576
.5271
.5143
.5098
.5085
.5081
.5080
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.5235
.4675
.4338
.4157
.4071
.4034
.4019
.4013
.4011
.4010
.4010
.4010
.4010
 
$275
.5184
.4575
.4186
.3964
.3850
.3796
.3772
.3763
.3759
.3758
.3757
.3757
.3757
 
$380
.5087
.4306
.3751
.3373
.3136
.2997
.2921
.2881
.2861
.2852
.2847
.2845
.2844
 
$500
.5044
.4159
.3490
.2987
.2633
.2396
.2246
.2155
.2102
.2072
.2056
.2047
.2043
 
$550
.5030
.4121
.3421
.2883
.2491
.2220
.2042
.1930
.1862
.1822
.1800
.1787
.1781
 
$800
.4980
.4042
.3249
.2603
.2092
.1705
.1422
.1222
.1084
.0993
.0934
.0896
.0873
 
$1,000
.4963
.4028
.3210
.2534
.1989
.1564
.1244
.1010
.0844
.0729
.0651
.0600
.0567
71
$120
.5855
.5719
.5687
.5680
.5680
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5514
.5226
.5120
.5089
.5082
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.5159
.4591
.4268
.4112
.4046
.4022
.4013
.4011
.4010
.4010
.4010
.4010
.4010
 
$275
.5108
.4484
.4105
.3906
.3815
.3778
.3764
.3759
.3757
.3757
.3757
.3757
.3757
 
$380
.5020
.4203
.3638
.3272
.3059
.2945
.2888
.2862
.2851
.2847
.2845
.2844
.2844
 
$500
.4978
.4053
.3360
.2855
.2514
.2301
.2177
.2108
.2072
.2054
.2046
.2042
.2040
 
$550
.4964
.4016
.3288
.2742
.2360
.2111
.1959
.1871
.1823
.1798
.1785
.1779
.1776
 
$800
.4915
.3934
.3107
.2438
.1922
.1546
.1284
.1109
.0998
.0930
.0890
.0866
.0853
 
$1,000
.4898
.3920
.3065
.2362
.1807
.1387
.1085
.0876
.0737
.0647
.0591
.0557
.0538
72
$120
.5801
.5698
.5681
.5680
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5430
.5171
.5098
.5082
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.5060
.4476
.4180
.4062
.4024
.4013
.4011
.4010
.4010
.4010
.4010
.4010
.4010
 
$275
.5010
.4361
.4001
.3840
.3782
.3763
.3758
.3757
.3757
.3757
.3757
.3757
.3757
 
$380
.4957
.4066
.3486
.3143
.2968
.2890
.2860
.2849
.2845
.2844
.2844
.2844
.2844
 
$500
.4915
.3919
.3186
.2677
.2363
.2190
.2104
.2065
.2049
.2042
.2040
.2039
.2039
 
$550
.4901
.3884
.3111
.2552
.2190
.1980
.1868
.1814
.1790
.1780
.1776
.1775
.1774
 
$800
.4853
.3811
.2924
.2217
.1695
.1339
.1115
.0983
.0910
.0873
.0854
.0846
.0842
 
$1,000
.4836
.3797
.2881
.2133
.1561
.1155
.0886
.0719
.0621
.0568
.0539
.0525
.0518
73
$120
.5748
.5685
.5680
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5338
.5123
.5084
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.4983
.4353
.4099
.4027
.4012
.4010
.4010
.4010
.4010
.4010
.4010
.4010
.4010
 
$275
.4970
.4227
.3898
.3789
.3762
.3758
.3757
.3757
.3757
.3757
.3757
.3757
.3757
 
$380
.4923
.3924
.3323
.3016
.2894
.2856
.2846
.2844
.2844
.2844
.2844
.2844
.2844
 
$500
.4882
.3791
.3001
.2488
.2218
.2100
.2057
.2044
.2040
.2039
.2039
.2039
.2039
 
$550
.4868
.3764
.2925
.2349
.2021
.1866
.1804
.1783
.1776
.1774
.1774
.1774
.1774
 
$800
.4820
.3720
.2746
.1983
.1453
.1134
.0966
.0889
.0857
.0845
.0841
.0839
.0839
 
$1,000
.4803
.3707
.2708
.1894
.1299
.0918
.0702
.0593
.0544
.0524
.0516
.0513
.0513
74
$120
.5718
.5681
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
.5679
 
$160
.5277
.5099
.5081
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
.5080
 
$250
.4977
.4271
.4056
.4015
.4010
.4010
.4010
.4010
.4010
.4010
.4010
.4010
.4010
 
$275
.4964
.4137
.3840
.3768
.3758
.3757
.3757
.3757
.3757
.3757
.3757
.3757
.3757
 
$380
.4917
.3835
.3215
.2943
.2863
.2847
.2844
.2844
.2844
.2844
.2844
.2844
.2844
 
$500
.4876
.3737
.2880
.2367
.2138
.2062
.2043
.2040
.2039
.2039
.2039
.2039
.2039
 
$550
.4862
.3726
.2806
.2216
.1923
.1814
.1782
.1775
.1774
.1774
.1774
.1774
.1774
 
$800
.4814
.3689
.2647
.1831
.1296
.1015
.0896
.0855
.0843
.0840
.0839
.0839
.0839
 
$1,000
.4797
.3677
.2617
.1743
.1128
.0774
.0607
.0542
.0520
.0514
.0513
.0512
.0512
*
Single Loss Limit values are expressed in thousands of dollars.
Premium-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 9
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0252
.0588
.0956
.1343
.2159
.3015
.3901
.4810
37
$120
.0242
.0570
.0929
.1309
.2111
.2955
.3830
.4730
38
$120
.0232
.0551
.0901
.1273
.2062
.2893
.3757
.4647
39
$120
.0223
.0532
.0874
.1238
.2012
.2831
.3684
.4564
40
$120
.0213
.0512
.0845
.1201
.1961
.2767
.3609
.4479
 
$160
.0211
.0509
.0840
.1194
.1949
.2750
.3587
.4451
41
$120
.0203
.0492
.0817
.1164
.1909
.2702
.3532
.4392
 
$160
.0202
.0489
.0812
.1157
.1897
.2686
.3511
.4365
42
$120
.0193
.0472
.0787
.1126
.1855
.2635
.3453
.4302
 
$160
.0192
.0470
.0783
.1119
.1844
.2619
.3432
.4276
43
$120
.0183
.0452
.0758
.1088
.1801
.2567
.3373
.4211
 
$160
.0182
.0450
.0753
.1081
.1790
.2552
.3353
.4185
44
$120
.0173
.0432
.0728
.1050
.1747
.2499
.3293
.4120
 
$160
.0172
.0430
.0724
.1043
.1737
.2484
.3273
.4094
45
$120
.0162
.0409
.0694
.1006
.1686
.2422
.3202
.4017
 
$160
.0161
.0407
.0690
.1000
.1675
.2408
.3183
.3992
46
$120
.0150
.0386
.0660
.0962
.1623
.2344
.3110
.3912
 
$160
.0149
.0384
.0656
.0956
.1613
.2330
.3091
.3888
47
$120
.0139
.0363
.0626
.0917
.1561
.2265
.3017
.3858
 
$160
.0138
.0361
.0622
.0912
.1551
.2252
.2999
.3783
 
$250
.0137
.0357
.0616
.0902
.1534
.2227
.2966
.3742
48
$120
.0128
.0340
.0592
.0872
.1496
.2184
.2921
.3809
 
$160
.0127
.0338
.0588
.0867
.1487
.2171
.2903
.3674
 
$250
.0126
.0334
.0582
.0857
.1471
.2147
.2872
.3634
 
$275
.0126
.0333
.0580
.0855
.1467
.2142
.2864
.3625
49
$120
.0117
.0317
.0557
.0826
.1431
.2102
.2865
.3759
 
$160
.0117
.0315
.0553
.0821
.1422
.2089
.2806
.3563
 
$250
.0115
.0311
.0547
.0812
.1406
.2066
.2775
.3524
 
$275
.0115
.0310
.0546
.0810
.1403
.2061
.2768
.3515
50
$120
.0107
.0294
.0523
.0781
.1366
.2019
.2817
.3708
 
$160
.0106
.0292
.0519
.0776
.1357
.2007
.2709
.3487
 
$250
.0105
.0289
.0514
.0768
.1343
.1985
.2679
.3414
 
$275
.0105
.0288
.0512
.0766
.1339
.1980
.2672
.3405
51
$120
.0097
.0272
.0488
.0736
.1300
.1945
.2767
.3663
 
$160
.0096
.0270
.0485
.0731
.1292
.1924
.2609
.3431
 
$250
.0095
.0267
.0480
.0723
.1278
.1903
.2581
.3301
 
$275
.0095
.0266
.0479
.0721
.1275
.1898
.2574
.3292
52
$120
.0087
.0249
.0453
.0689
.1232
.1897
.2715
.3620
 
$160
.0086
.0247
.0450
.0685
.1224
.1837
.2531
.3373
 
$250
.0085
.0245
.0446
.0677
.1211
.1817
.2478
.3183
 
$275
.0085
.0244
.0444
.0675
.1208
.1812
.2471
.3174
 
$380
.0084
.0242
.0440
.0669
.1196
.1795
.2448
.3144
53
$120
.0077
.0226
.0418
.0642
.1162
.1849
.2665
.3580
 
$160
.0076
.0225
.0416
.0638
.1155
.1748
.2474
.3313
 
$250
.0075
.0223
.0411
.0631
.1143
.1729
.2372
.3061
 
$275
.0075
.0222
.0410
.0629
.1140
.1724
.2366
.3053
 
$380
.0075
.0220
.0406
.0623
.1129
.1708
.2343
.3024
54
$120
.0067
.0204
.0384
.0595
.1093
.1799
.2619
.3542
 
$160
.0067
.0203
.0381
.0591
.1086
.1660
.2416
.3253
 
$250
.0066
.0201
.0377
.0585
.1074
.1640
.2265
.2936
 
$275
.0066
.0200
.0376
.0583
.1071
.1636
.2259
.2929
 
$380
.0065
.0199
.0372
.0578
.1061
.1620
.2237
.2901
55
$120
.0059
.0183
.0350
.0549
.1049
.1748
.2577
.3503
 
$160
.0058
.0182
.0348
.0545
.1017
.1606
.2357
.3200
 
$250
.0058
.0180
.0344
.0539
.1006
.1551
.2157
.2853
 
$275
.0057
.0180
.0343
.0538
.1003
.1547
.2151
.2804
 
$380
.0057
.0178
.0340
.0533
.0994
.1532
.2131
.2777
 
$500
.0056
.0177
.0337
.0528
.0985
.1519
.2113
.2754
56
$120
.0050
.0162
.0316
.0501
.1005
.1698
.2534
.3466
 
$160
.0050
.0161
.0314
.0498
.0945
.1550
.2295
.3148
 
$250
.0049
.0159
.0310
.0493
.0935
.1458
.2043
.2778
 
$275
.0049
.0159
.0309
.0492
.0933
.1454
.2037
.2714
 
$380
.0049
.0158
.0306
.0487
.0924
.1440
.2018
.2647
 
$500
.0048
.0156
.0304
.0483
.0916
.1428
.2001
.2625
 
$550
.0048
.0156
.0303
.0482
.0914
.1424
.1996
.2617
57
$120
.0042
.0142
.0282
.0455
.0960
.1652
.2491
.3432
 
$160
.0042
.0141
.0281
.0452
.0874
.1493
.2238
.3098
 
$250
.0042
.0140
.0278
.0447
.0865
.1364
.1962
.2703
 
$275
.0041
.0139
.0277
.0446
.0862
.1361
.1923
.2636
 
$380
.0041
.0138
.0274
.0442
.0854
.1348
.1905
.2515
 
$500
.0041
.0137
.0272
.0438
.0847
.1336
.1889
.2494
 
$550
.0041
.0136
.0271
.0437
.0845
.1333
.1883
.2487
58
$120
.0036
.0125
.0252
.0413
.0918
.1612
.2455
.3404
 
$160
.0035
.0124
.0251
.0410
.0828
.1440
.2190
.3054
 
$250
.0035
.0122
.0248
.0406
.0799
.1275
.1896
.2633
 
$275
.0035
.0122
.0247
.0405
.0796
.1271
.1847
.2564
 
$380
.0035
.0121
.0245
.0401
.0789
.1259
.1795
.2388
 
$500
.0034
.0120
.0243
.0397
.0782
.1249
.1780
.2368
 
$550
.0034
.0120
.0242
.0396
.0780
.1245
.1775
.2361
59
$120
.0030
.0108
.0223
.0378
.0876
.1572
.2420
.3376
 
$160
.0029
.0107
.0222
.0368
.0784
.1387
.2142
.3011
 
$250
.0029
.0106
.0219
.0364
.0732
.1197
.1829
.2561
 
$275
.0029
.0106
.0219
.0363
.0730
.1181
.1777
.2489
 
$380
.0029
.0105
.0217
.0360
.0723
.1169
.1684
.2282
 
$500
.0029
.0104
.0215
.0357
.0717
.1160
.1670
.2239
 
$550
.0028
.0103
.0214
.0356
.0715
.1156
.1665
.2232
60
$120
.0024
.0091
.0194
.0348
.0836
.1531
.2386
.3350
 
$160
.0024
.0091
.0193
.0327
.0739
.1337
.2093
.2969
 
$250
.0024
.0090
.0191
.0323
.0664
.1135
.1758
.2492
 
$275
.0024
.0090
.0191
.0322
.0662
.1104
.1706
.2412
 
$380
.0023
.0089
.0189
.0319
.0656
.1077
.1569
.2194
 
$500
.0023
.0088
.0187
.0316
.0651
.1068
.1556
.2106
 
$550
.0023
.0088
.0187
.0316
.0649
.1065
.1551
.2100
 
$800
.0023
.0087
.0185
.0312
.0642
.1055
.1536
.2079
61
$120
.0019
.0076
.0167
.0319
.0798
.1492
.2353
.3326
 
$160
.0019
.0076
.0166
.0286
.0693
.1288
.2046
.2929
 
$250
.0019
.0075
.0164
.0283
.0597
.1074
.1688
.2427
 
$275
.0019
.0075
.0164
.0282
.0596
.1040
.1632
.2339
 
$380
.0019
.0074
.0162
.0280
.0590
.0985
.1478
.2107
 
$500
.0018
.0074
.0161
.0277
.0585
.0977
.1442
.1974
 
$550
.0018
.0073
.0161
.0277
.0583
.0974
.1437
.1968
 
$800
.0018
.0073
.0159
.0274
.0578
.0964
.1423
.1948
62
$120
.0015
.0062
.0145
.0289
.0758
.1453
.2320
.3303
 
$160
.0015
.0062
.0140
.0255
.0647
.1238
.1999
.2890
 
$250
.0014
.0061
.0139
.0244
.0541
.1009
.1619
.2361
 
$275
.0014
.0061
.0138
.0244
.0529
.0975
.1558
.2268
 
$380
.0014
.0060
.0137
.0241
.0524
.0892
.1396
.2016
 
$500
.0014
.0060
.0136
.0239
.0519
.0884
.1325
.1873
 
$550
.0014
.0060
.0135
.0239
.0518
.0882
.1322
.1835
 
$800
.0014
.0059
.0134
.0236
.0513
.0873
.1309
.1814
 
$1,000
.0014
.0059
.0134
.0235
.0511
.0870
.1304
.1808
63
$120
.0011
.0049
.0126
.0260
.0718
.1413
.2289
.3281
 
$160
.0011
.0049
.0115
.0225
.0602
.1187
.1952
.2851
 
$250
.0011
.0048
.0114
.0206
.0490
.0943
.1550
.2293
 
$275
.0011
.0048
.0113
.0205
.0474
.0907
.1484
.2195
 
$380
.0011
.0048
.0112
.0203
.0456
.0810
.1310
.1921
 
$500
.0010
.0047
.0111
.0201
.0452
.0789
.1215
.1769
 
$550
.0010
.0047
.0111
.0201
.0451
.0787
.1202
.1727
 
$800
.0010
.0047
.0110
.0199
.0447
.0779
.1190
.1676
 
$1,000
.0010
.0047
.0110
.0198
.0445
.0776
.1186
.1670
64
$120
.0008
.0037
.0106
.0231
.0678
.1373
.2258
.3260
 
$160
.0008
.0037
.0093
.0195
.0557
.1136
.1905
.2815
 
$250
.0008
.0037
.0091
.0169
.0440
.0878
.1481
.2227
 
$275
.0007
.0037
.0090
.0169
.0423
.0838
.1410
.2122
 
$380
.0007
.0036
.0090
.0167
.0390
.0737
.1222
.1829
 
$500
.0007
.0036
.0089
.0166
.0387
.0695
.1120
.1663
 
$550
.0007
.0036
.0089
.0165
.0386
.0693
.1093
.1618
 
$800
.0007
.0036
.0088
.0163
.0382
.0686
.1072
.1538
 
$1,000
.0007
.0036
.0087
.0163
.0381
.0684
.1068
.1533
65
$120
.0005
.0028
.0088
.0204
.0637
.1334
.2228
.3241
 
$160
.0005
.0027
.0075
.0167
.0511
.1085
.1859
.2779
 
$250
.0005
.0027
.0070
.0136
.0389
.0814
.1411
.2161
 
$275
.0005
.0027
.0070
.0134
.0372
.0772
.1336
.2050
 
$380
.0005
.0027
.0069
.0133
.0329
.0664
.1134
.1737
 
$500
.0005
.0026
.0068
.0132
.0324
.0609
.1025
.1555
 
$550
.0005
.0026
.0068
.0132
.0323
.0600
.0996
.1507
 
$800
.0005
.0026
.0068
.0130
.0320
.0594
.0954
.1401
 
$1,000
.0005
.0026
.0067
.0130
.0319
.0592
.0951
.1396
66
$120
.0003
.0020
.0072
.0177
.0597
.1296
.2200
.3225
 
$160
.0003
.0019
.0059
.0141
.0467
.1035
.1814
.2746
 
$250
.0003
.0019
.0051
.0110
.0341
.0750
.1342
.2096
 
$275
.0003
.0019
.0051
.0106
.0323
.0706
.1263
.1978
 
$380
.0003
.0018
.0051
.0102
.0279
.0591
.1047
.1645
 
$500
.0003
.0018
.0050
.0101
.0264
.0534
.0929
.1448
 
$550
.0003
.0018
.0050
.0101
.0263
.0518
.0899
.1396
 
$800
.0003
.0018
.0050
.0100
.0261
.0505
.0839
.1277
 
$1,000
.0003
.0018
.0050
.0100
.0260
.0503
.0836
.1262
67
$120
.0002
.0014
.0056
.0149
.0554
.1254
.2171
.3209
 
$160
.0002
.0012
.0044
.0114
.0419
.0980
.1767
.2712
 
$250
.0002
.0012
.0035
.0084
.0290
.0681
.1267
.2027
 
$275
.0002
.0012
.0035
.0080
.0272
.0634
.1183
.1902
 
$380
.0002
.0011
.0034
.0073
.0227
.0514
.0954
.1545
 
$500
.0002
.0011
.0034
.0072
.0206
.0453
.0827
.1333
 
$550
.0002
.0011
.0034
.0072
.0203
.0437
.0794
.1277
 
$800
.0002
.0011
.0034
.0071
.0201
.0413
.0722
.1144
 
$1,000
.0002
.0011
.0033
.0071
.0200
.0411
.0715
.1118
68
$120
.0001
.0009
.0041
.0123
.0509
.1213
.2144
.3195
 
$160
.0001
.0007
.0031
.0089
.0371
.0924
.1720
.2680
 
$250
.0001
.0006
.0023
.0061
.0241
.0611
.1191
.1958
 
$275
.0001
.0006
.0022
.0057
.0222
.0562
.1101
.1824
 
$380
.0001
.0006
.0021
.0049
.0178
.0438
.0859
.1444
 
$500
.0001
.0006
.0021
.0048
.0157
.0374
.0724
.1216
 
$550
.0001
.0006
.0021
.0047
.0151
.0358
.0689
.1155
 
$800
.0001
.0006
.0021
.0047
.0147
.0325
.0610
.1008
 
$1,000
.0001
.0006
.0020
.0047
.0146
.0324
.0596
.0977
69
$120
.0000
.0005
.0029
.0099
.0466
.1173
.2120
.3183
 
$160
.0000
.0004
.0021
.0067
.0325
.0870
.1676
.2652
 
$250
.0000
.0003
.0014
.0042
.0195
.0544
.1117
.1892
 
$275
.0000
.0003
.0013
.0039
.0178
.0494
.1023
.1751
 
$380
.0000
.0003
.0012
.0032
.0134
.0367
.0768
.1346
 
$500
.0000
.0003
.0012
.0029
.0114
.0302
.0626
.1103
 
$550
.0000
.0003
.0012
.0029
.0109
.0285
.0590
.1038
 
$800
.0000
.0003
.0011
.0029
.0102
.0251
.0505
.0878
 
$1,000
.0000
.0003
.0011
.0028
.0101
.0246
.0489
.0843
70
$120
.0000
.0002
.0018
.0073
.0416
.1128
.2095
.3173
 
$160
.0000
.0002
.0011
.0045
.0272
.0806
.1626
.2623
 
$250
.0000
.0001
.0007
.0025
.0146
.0465
.1030
.1818
 
$275
.0000
.0001
.0006
.0022
.0130
.0414
.0930
.1666
 
$380
.0000
.0001
.0005
.0017
.0090
.0287
.0661
.1231
 
$500
.0000
.0001
.0005
.0014
.0072
.0223
.0514
.0970
 
$550
.0000
.0001
.0005
.0014
.0068
.0208
.0476
.0901
 
$800
.0000
.0001
.0005
.0013
.0060
.0173
.0388
.0729
 
$1,000
.0000
.0001
.0005
.0013
.0059
.0167
.0370
.0690
71
$120
.0000
.0001
.0010
.0050
.0366
.1085
.2074
.3167
 
$160
.0000
.0001
.0005
.0028
.0221
.0744
.1581
.2600
 
$250
.0000
.0000
.0003
.0013
.0103
.0389
.0946
.1748
 
$275
.0000
.0000
.0002
.0011
.0088
.0338
.0839
.1585
 
$380
.0000
.0000
.0002
.0007
.0055
.0215
.0558
.1118
 
$500
.0000
.0000
.0001
.0006
.0041
.0155
.0408
.0840
 
$550
.0000
.0000
.0001
.0005
.0037
.0141
.0371
.0768
 
$800
.0000
.0000
.0001
.0005
.0031
.0110
.0283
.0587
 
$1,000
.0000
.0000
.0001
.0005
.0030
.0103
.0264
.0545
72
$120
.0000
.0000
.0003
.0026
.0298
.1031
.2053
.3161
 
$160
.0000
.0000
.0001
.0011
.0156
.0660
.1526
.2578
 
$250
.0000
.0000
.0000
.0003
.0055
.0290
.0831
.1660
 
$275
.0000
.0000
.0000
.0003
.0044
.0240
.0716
.1481
 
$380
.0000
.0000
.0000
.0001
.0022
.0128
.0421
.0966
 
$500
.0000
.0000
.0000
.0001
.0014
.0080
.0274
.0666
 
$550
.0000
.0000
.0000
.0001
.0012
.0069
.0239
.0591
 
$800
.0000
.0000
.0000
.0001
.0008
.0046
.0160
.0404
 
$1,000
.0000
.0000
.0000
.0001
.0008
.0042
.0143
.0361
73
$120
.0000
.0000
.0000
.0008
.0224
.0978
.2040
.3160
 
$160
.0000
.0000
.0000
.0002
.0091
.0568
.1478
.2564
 
$250
.0000
.0000
.0000
.0000
.0019
.0187
.0708
.1579
 
$275
.0000
.0000
.0000
.0000
.0013
.0142
.0582
.1378
 
$380
.0000
.0000
.0000
.0000
.0004
.0055
.0279
.0803
 
$500
.0000
.0000
.0000
.0000
.0002
.0025
.0146
.0481
 
$550
.0000
.0000
.0000
.0000
.0001
.0020
.0119
.0405
 
$800
.0000
.0000
.0000
.0000
.0001
.0010
.0061
.0226
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0008
.0050
.0188
74
$120
.0000
.0000
.0000
.0003
.0174
.0948
.2036
.3159
 
$160
.0000
.0000
.0000
.0000
.0054
.0507
.1454
.2561
 
$250
.0000
.0000
.0000
.0000
.0006
.0123
.0626
.1536
 
$275
.0000
.0000
.0000
.0000
.0004
.0085
.0492
.1320
 
$380
.0000
.0000
.0000
.0000
.0001
.0022
.0190
.0695
 
$500
.0000
.0000
.0000
.0000
.0000
.0007
.0078
.0360
 
$550
.0000
.0000
.0000
.0000
.0000
.0005
.0058
.0286
 
$800
.0000
.0000
.0000
.0000
.0000
.0002
.0021
.0127
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0016
.0097
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with no Single Loss Limit
Insurance Charge Table
Hazard Group 9
Effective October 1, 2023
Maximum Loss Ratio
Size
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
1
.9660
.9601
.9547
.9496
.9447
.9400
.9355
.9311
.9269
.9227
.9187
.9148
.9110
2
.9637
.9575
.9517
.9463
.9411
.9361
.9313
.9266
.9221
.9177
.9134
.9093
.9052
3
.9608
.9541
.9478
.9419
.9363
.9309
.9257
.9207
.9158
.9110
.9064
.9019
.8974
4
.9578
.9506
.9439
.9375
.9315
.9257
.9201
.9147
.9094
.9043
.8993
.8944
.8896
5
.9547
.9470
.9398
.9330
.9265
.9203
.9143
.9084
.9028
.8973
.8919
.8867
.8815
6
.9516
.9433
.9357
.9284
.9214
.9148
.9083
.9021
.8960
.8902
.8844
.8788
.8733
7
.9484
.9396
.9314
.9236
.9162
.9091
.9022
.8955
.8890
.8827
.8766
.8706
.8648
8
.9451
.9358
.9271
.9188
.9109
.9033
.8959
.8888
.8819
.8753
.8688
.8624
.8562
9
.9418
.9319
.9227
.9139
.9055
.8974
.8896
.8820
.8747
.8676
.8607
.8540
.8475
10
.9385
.9280
.9182
.9089
.8999
.8914
.8831
.8751
.8674
.8599
.8527
.8456
.8387
11
.9351
.9240
.9136
.9038
.8943
.8853
.8766
.8681
.8600
.8521
.8445
.8370
.8297
12
.9316
.9199
.9089
.8985
.8885
.8790
.8698
.8609
.8524
.8441
.8360
.8282
.8205
13
.9281
.9157
.9041
.8932
.8827
.8726
.8630
.8537
.8447
.8359
.8275
.8193
.8113
14
.9244
.9114
.8992
.8876
.8766
.8660
.8559
.8461
.8367
.8275
.8187
.8100
.8017
15
.9207
.9070
.8942
.8821
.8705
.8594
.8488
.8386
.8287
.8191
.8099
.8009
.7921
16
.9169
.9026
.8891
.8764
.8642
.8527
.8415
.8308
.8205
.8105
.8008
.7915
.7823
17
.9131
.8980
.8839
.8706
.8579
.8458
.8342
.8230
.8122
.8018
.7917
.7819
.7724
18
.9091
.8934
.8786
.8647
.8514
.8388
.8266
.8150
.8038
.7929
.7824
.7722
.7623
19
.9051
.8886
.8732
.8586
.8448
.8316
.8190
.8068
.7951
.7838
.7729
.7623
.7520
20
.9010
.8838
.8677
.8525
.8381
.8244
.8112
.7986
.7864
.7747
.7633
.7524
.7417
21
.8968
.8788
.8620
.8462
.8312
.8169
.8033
.7901
.7775
.7653
.7536
.7422
.7312
22
.8925
.8737
.8562
.8398
.8242
.8093
.7951
.7815
.7684
.7557
.7435
.7317
.7203
23
.8881
.8686
.8504
.8333
.8171
.8016
.7869
.7727
.7592
.7461
.7335
.7213
.7094
24
.8836
.8633
.8444
.8266
.8097
.7937
.7784
.7638
.7497
.7361
.7231
.7105
.6983
25
.8790
.8579
.8382
.8197
.8022
.7856
.7697
.7546
.7400
.7260
.7125
.6995
.6869
26
.8743
.8524
.8320
.8128
.7946
.7774
.7610
.7453
.7303
.7158
.7018
.6884
.6754
27
.8695
.8468
.8256
.8057
.7869
.7691
.7521
.7358
.7203
.7053
.6909
.6771
.6637
28
.8646
.8410
.8190
.7984
.7789
.7605
.7429
.7262
.7101
.6947
.6798
.6655
.6517
29
.8597
.8352
.8124
.7910
.7709
.7518
.7337
.7164
.6998
.6839
.6686
.6539
.6396
30
.8545
.8291
.8055
.7834
.7626
.7429
.7241
.7062
.6892
.6728
.6570
.6418
.6272
31
.8493
.8229
.7985
.7756
.7541
.7337
.7144
.6959
.6783
.6614
.6452
.6295
.6145
32
.8439
.8166
.7912
.7676
.7453
.7243
.7043
.6853
.6672
.6497
.6330
.6169
.6014
33
.8384
.8101
.7839
.7594
.7365
.7148
.6942
.6746
.6559
.6379
.6207
.6042
.5882
34
.8327
.8035
.7764
.7511
.7274
.7050
.6838
.6636
.6443
.6258
.6081
.5911
.5747
35
.8269
.7966
.7686
.7425
.7180
.6949
.6730
.6522
.6324
.6134
.5951
.5776
.5607
36
.8210
.7897
.7608
.7338
.7085
.6847
.6622
.6407
.6203
.6008
.5820
.5640
.5466
37
.8149
.7825
.7526
.7248
.6987
.6741
.6509
.6288
.6078
.5876
.5684
.5498
.5319
38
.8087
.7751
.7442
.7155
.6886
.6633
.6393
.6166
.5949
.5742
.5543
.5352
.5168
39
.8023
.7677
.7357
.7061
.6784
.6523
.6276
.6042
.5819
.5605
.5401
.5204
.5015
40
.7958
.7600
.7271
.6965
.6679
.6410
.6156
.5915
.5685
.5466
.5255
.5053
.4858
41
.7892
.7522
.7182
.6867
.6572
.6295
.6033
.5785
.5549
.5323
.5106
.4898
.4698
42
.7824
.7442
.7091
.6766
.6462
.6176
.5907
.5651
.5407
.5175
.4952
.4738
.4534
43
.7755
.7361
.6999
.6663
.6350
.6056
.5778
.5515
.5264
.5024
.4795
.4576
.4367
44
.7686
.7279
.6906
.6560
.6237
.5934
.5648
.5377
.5119
.4873
.4638
.4414
.4200
45
.7608
.7187
.6801
.6444
.6111
.5799
.5504
.5224
.4958
.4705
.4465
.4235
.4017
46
.7528
.7093
.6695
.6326
.5983
.5660
.5356
.5068
.4794
.4535
.4289
.4054
.3831
47
.7448
.6999
.6587
.6207
.5852
.5520
.5206
.4910
.4629
.4364
.4112
.3873
.3646
48
.7366
.6901
.6476
.6083
.5717
.5374
.5050
.4746
.4458
.4186
.3929
.3687
.3458
49
.7282
.6802
.6363
.5957
.5578
.5224
.4892
.4579
.4284
.4006
.3745
.3500
.3270
50
.7198
.6702
.6249
.5829
.5439
.5074
.4733
.4412
.4110
.3828
.3564
.3316
.3084
51
.7113
.6600
.6132
.5699
.5296
.4921
.4570
.4241
.3934
.3648
.3381
.3131
.2897
52
.7024
.6494
.6009
.5562
.5146
.4760
.4400
.4064
.3752
.3462
.3192
.2939
.2705
53
.6933
.6385
.5883
.5421
.4992
.4595
.4226
.3884
.3567
.3273
.3000
.2748
.2517
54
.6841
.6274
.5755
.5277
.4836
.4427
.4050
.3703
.3381
.3084
.2810
.2561
.2335
55
.6749
.6162
.5625
.5132
.4678
.4260
.3876
.3522
.3197
.2898
.2628
.2384
.2164
56
.6653
.6044
.5489
.4980
.4512
.4085
.3693
.3334
.3006
.2710
.2444
.2206
.1992
57
.6556
.5926
.5351
.4826
.4346
.3909
.3510
.3147
.2821
.2529
.2268
.2036
.1828
58
.6464
.5811
.5218
.4677
.4186
.3739
.3334
.2971
.2648
.2360
.2105
.1878
.1677
59
.6370
.5694
.5081
.4526
.4022
.3567
.3160
.2798
.2478
.2195
.1945
.1725
.1531
60
.6273
.5574
.4941
.4370
.3855
.3394
.2986
.2626
.2309
.2031
.1787
.1574
.1388
61
.6177
.5454
.4801
.4214
.3689
.3224
.2816
.2458
.2145
.1872
.1635
.1429
.1251
62
.6079
.5331
.4658
.4056
.3523
.3055
.2646
.2290
.1982
.1715
.1485
.1287
.1117
63
.5979
.5205
.4510
.3894
.3353
.2882
.2473
.2119
.1816
.1556
.1334
.1146
.0985
64
.5879
.5078
.4363
.3733
.3184
.2709
.2300
.1950
.1652
.1400
.1188
.1009
.0860
65
.5781
.4952
.4217
.3573
.3014
.2535
.2126
.1781
.1490
.1247
.1045
.0878
.0740
66
.5686
.4829
.4072
.3412
.2844
.2361
.1953
.1613
.1331
.1099
.0908
.0753
.0628
67
.5587
.4699
.3917
.3238
.2659
.2172
.1767
.1433
.1162
.0943
.0767
.0626
.0515
68
.5493
.4571
.3760
.3060
.2469
.1978
.1576
.1252
.0994
.0790
.0630
.0506
.0410
69
.5410
.4453
.3610
.2888
.2284
.1790
.1393
.1080
.0836
.0649
.0507
.0400
.0319
70
.5324
.4322
.3439
.2686
.2065
.1567
.1179
.0882
.0659
.0495
.0375
.0289
.0226
71
.5254
.4205
.3277
.2490
.1850
.1349
.0972
.0695
.0497
.0358
.0262
.0196
.0151
72
.5188
.4074
.3074
.2228
.1557
.1054
.0698
.0457
.0300
.0200
.0137
.0097
.0071
73
.5153
.3977
.2888
.1957
.1237
.0734
.0415
.0228
.0124
.0068
.0037
.0020
.0011
74
.5147
.3944
.2796
.1791
.1024
.0522
.0241
.0102
.0040
.0015
.0005
.0002
.0001
Loss-Based Plan, with no Single Loss Limit
Insurance Savings Table
Hazard Group 9
Effective October 1, 2023
Minimum Loss Ratio
Size
0%
5%
10%
15%
20%
30%
40%
50%
60%
1
.0000
.0543
.1096
.1657
.2223
.3365
.4514
.5669
.6829
2
.0000
.0537
.1087
.1645
.2209
.3346
.4492
.5643
.6799
3
.0000
.0530
.1076
.1630
.2190
.3321
.4462
.5609
.6760
4
.0000
.0523
.1064
.1614
.2171
.3297
.4432
.5574
.6720
5
.0000
.0516
.1052
.1599
.2152
.3272
.4401
.5538
.6680
6
.0000
.0508
.1040
.1583
.2133
.3246
.4370
.5501
.6638
7
.0000
.0501
.1027
.1567
.2113
.3220
.4338
.5464
.6595
8
.0000
.0493
.1015
.1550
.2093
.3193
.4305
.5426
.6552
9
.0000
.0486
.1003
.1534
.2073
.3166
.4273
.5387
.6508
10
.0000
.0478
.0990
.1517
.2053
.3139
.4239
.5348
.6463
11
.0000
.0471
.0978
.1501
.2032
.3112
.4205
.5308
.6418
12
.0000
.0463
.0965
.1483
.2011
.3083
.4170
.5267
.6371
13
.0000
.0455
.0952
.1466
.1990
.3055
.4135
.5225
.6323
14
.0000
.0447
.0939
.1448
.1968
.3025
.4098
.5182
.6273
15
.0000
.0439
.0926
.1431
.1946
.2995
.4061
.5138
.6224
16
.0000
.0431
.0913
.1413
.1923
.2965
.4024
.5094
.6173
17
.0000
.0423
.0899
.1394
.1901
.2934
.3985
.5048
.6121
18
.0000
.0415
.0885
.1376
.1877
.2902
.3946
.5002
.6067
19
.0000
.0407
.0871
.1357
.1854
.2870
.3905
.4954
.6013
20
.0000
.0399
.0857
.1337
.1830
.2837
.3864
.4906
.5958
21
.0000
.0391
.0843
.1318
.1805
.2804
.3822
.4856
.5902
22
.0000
.0382
.0829
.1298
.1780
.2769
.3779
.4805
.5844
23
.0000
.0374
.0814
.1278
.1755
.2734
.3736
.4754
.5786
24
.0000
.0365
.0799
.1257
.1728
.2698
.3690
.4701
.5725
25
.0000
.0357
.0784
.1236
.1702
.2660
.3644
.4647
.5664
26
.0000
.0348
.0768
.1214
.1674
.2623
.3598
.4592
.5601
27
.0000
.0339
.0753
.1192
.1647
.2584
.3550
.4536
.5537
28
.0000
.0331
.0737
.1170
.1618
.2545
.3501
.4478
.5472
29
.0000
.0322
.0721
.1147
.1589
.2505
.3451
.4420
.5405
30
.0000
.0313
.0704
.1124
.1559
.2464
.3400
.4359
.5336
31
.0000
.0303
.0687
.1100
.1529
.2422
.3347
.4297
.5266
32
.0000
.0294
.0670
.1075
.1497
.2378
.3293
.4233
.5194
33
.0000
.0285
.0653
.1050
.1466
.2334
.3238
.4169
.5120
34
.0000
.0275
.0635
.1025
.1433
.2289
.3182
.4103
.5045
35
.0000
.0266
.0617
.0998
.1399
.2242
.3124
.4034
.4968
36
.0000
.0256
.0598
.0972
.1365
.2195
.3065
.3965
.4889
37
.0000
.0246
.0579
.0944
.1330
.2146
.3004
.3893
.4807
38
.0000
.0236
.0560
.0916
.1294
.2096
.2941
.3819
.4724
39
.0000
.0226
.0540
.0888
.1258
.2045
.2877
.3745
.4639
40
.0000
.0216
.0521
.0859
.1221
.1993
.2813
.3668
.4552
41
.0000
.0206
.0501
.0830
.1183
.1940
.2747
.3590
.4464
42
.0000
.0196
.0480
.0800
.1145
.1886
.2679
.3510
.4373
43
.0000
.0186
.0460
.0770
.1106
.1831
.2610
.3429
.4280
44
.0000
.0176
.0439
.0740
.1067
.1776
.2541
.3347
.4187
45
.0000
.0164
.0416
.0706
.1022
.1713
.2462
.3255
.4083
46
.0000
.0153
.0392
.0671
.0977
.1650
.2383
.3161
.3977
47
.0000
.0142
.0369
.0637
.0932
.1586
.2303
.3067
.3869
48
.0000
.0130
.0345
.0601
.0886
.1521
.2220
.2969
.3758
49
.0000
.0119
.0322
.0566
.0840
.1454
.2136
.2870
.3644
50
.0000
.0109
.0299
.0531
.0794
.1388
.2052
.2770
.3530
51
.0000
.0098
.0276
.0496
.0748
.1321
.1967
.2668
.3413
52
.0000
.0088
.0253
.0461
.0700
.1252
.1878
.2562
.3291
53
.0000
.0078
.0230
.0425
.0652
.1181
.1788
.2453
.3165
54
.0000
.0068
.0208
.0390
.0605
.1111
.1696
.2342
.3036
55
.0000
.0060
.0186
.0356
.0558
.1040
.1604
.2230
.2907
56
.0000
.0051
.0165
.0321
.0510
.0967
.1507
.2112
.2770
57
.0000
.0043
.0144
.0287
.0463
.0894
.1411
.1994
.2633
58
.0000
.0036
.0127
.0257
.0419
.0826
.1318
.1879
.2499
59
.0000
.0030
.0109
.0227
.0377
.0757
.1224
.1762
.2363
60
.0000
.0024
.0093
.0198
.0334
.0687
.1127
.1642
.2223
61
.0000
.0019
.0078
.0170
.0293
.0618
.1031
.1522
.2083
62
.0000
.0015
.0063
.0143
.0252
.0548
.0933
.1399
.1940
63
.0000
.0011
.0050
.0118
.0213
.0478
.0833
.1273
.1792
64
.0000
.0008
.0038
.0094
.0175
.0409
.0733
.1146
.1645
65
.0000
.0005
.0028
.0072
.0139
.0342
.0635
.1020
.1498
66
.0000
.0003
.0019
.0053
.0107
.0279
.0540
.0897
.1354
67
.0000
.0002
.0012
.0036
.0076
.0215
.0441
.0767
.1198
68
.0000
.0001
.0007
.0022
.0050
.0157
.0347
.0639
.1041
69
.0000
.0000
.0003
.0012
.0030
.0109
.0264
.0521
.0892
70
.0000
.0000
.0001
.0005
.0014
.0063
.0178
.0390
.0720
71
.0000
.0000
.0000
.0001
.0005
.0032
.0109
.0273
.0558
72
.0000
.0000
.0000
.0000
.0001
.0008
.0042
.0142
.0355
73
.0000
.0000
.0000
.0000
.0000
.0001
.0007
.0045
.0169
74
.0000
.0000
.0000
.0000
.0000
.0000
.0001
.0012
.0077
Loss-Based Plan, with Various Single Loss Limits
Insurance Charge Table
Hazard Group 9
Effective October 1, 2023
Maximum Loss Ratio
Size Group
Single Loss Limit*
40%
50%
60%
70%
80%
90%
100%
110%
120%
130%
140%
150%
160%
36
$120
.8713
.8381
.8074
.7788
.7519
.7267
.7027
.6800
.6591
.6517
.6451
.6394
.6342
37
$120
.8649
.8304
.7987
.7692
.7415
.7154
.6908
.6673
.6551
.6478
.6413
.6355
.6311
38
$120
.8582
.8226
.7898
.7593
.7308
.7039
.6785
.6595
.6511
.6438
.6374
.6324
.6288
39
$120
.8515
.8147
.7808
.7494
.7199
.6922
.6660
.6554
.6471
.6398
.6342
.6300
.6268
40
$120
.8446
.8066
.7716
.7392
.7088
.6803
.6609
.6513
.6430
.6364
.6316
.6279
.6249
 
$160
.8394
.8017
.7669
.7347
.7045
.6761
.6493
.6239
.6068
.5976
.5896
.5825
.5762
41
$120
.8376
.7983
.7622
.7288
.6975
.6681
.6567
.6471
.6392
.6337
.6294
.6260
.6231
 
$160
.8325
.7935
.7576
.7243
.6932
.6640
.6364
.6125
.6021
.5930
.5851
.5781
.5723
42
$120
.8304
.7898
.7526
.7180
.6858
.6635
.6523
.6430
.6363
.6313
.6273
.6241
.6214
 
$160
.8253
.7850
.7480
.7137
.6816
.6515
.6231
.6077
.5973
.5883
.5804
.5741
.5693
43
$120
.8230
.7812
.7428
.7071
.6739
.6592
.6480
.6398
.6338
.6291
.6253
.6223
.6200
 
$160
.8180
.7764
.7382
.7028
.6698
.6388
.6147
.6028
.5925
.5836
.5764
.5710
.5667
44
$120
.8157
.7725
.7329
.6962
.6680
.6547
.6444
.6370
.6314
.6270
.6234
.6208
.6188
 
$160
.8107
.7678
.7284
.6919
.6579
.6260
.6098
.5979
.5877
.5793
.5732
.5683
.5644
45
$120
.8074
.7628
.7218
.6839
.6628
.6499
.6408
.6340
.6287
.6246
.6215
.6193
.6176
 
$160
.8025
.7581
.7174
.6797
.6446
.6179
.6041
.5923
.5825
.5754
.5698
.5654
.5618
46
$120
.7990
.7528
.7105
.6736
.6576
.6459
.6375
.6311
.6262
.6226
.6200
.6180
.6166
 
$160
.7941
.7482
.7062
.6673
.6311
.6120
.5983
.5868
.5783
.5719
.5668
.5627
.5593
47
$120
.7905
.7428
.6991
.6684
.6530
.6423
.6344
.6284
.6240
.6209
.6186
.6169
.6157
 
$160
.7857
.7383
.6948
.6547
.6225
.6062
.5926
.5823
.5747
.5687
.5640
.5602
.5573
 
$250
.7771
.7302
.6872
.6476
.6106
.5758
.5431
.5227
.5085
.4962
.4855
.4762
.4681
48
$120
.7817
.7324
.6873
.6630
.6489
.6389
.6315
.6260
.6221
.6194
.6174
.6160
.6150
 
$160
.7770
.7280
.6831
.6417
.6165
.6002
.5875
.5783
.5712
.5657
.5613
.5580
.5555
 
$250
.7685
.7200
.6756
.6346
.5964
.5606
.5320
.5156
.5016
.4895
.4790
.4700
.4632
 
$275
.7664
.7181
.6739
.6330
.5949
.5591
.5255
.5035
.4882
.4751
.4637
.4537
.4449
49
$120
.7728
.7218
.6773
.6582
.6452
.6357
.6287
.6239
.6205
.6181
.6164
.6152
.6144
 
$160
.7681
.7174
.6711
.6300
.6104
.5945
.5831
.5746
.5680
.5628
.5590
.5562
.5541
 
$250
.7597
.7096
.6638
.6214
.5820
.5450
.5245
.5084
.4946
.4827
.4727
.4650
.4590
 
$275
.7577
.7077
.6620
.6198
.5804
.5436
.5134
.4958
.4809
.4680
.4568
.4470
.4394
50
$120
.7639
.7113
.6719
.6541
.6417
.6326
.6263
.6220
.6190
.6170
.6156
.6146
.6140
 
$160
.7593
.7069
.6591
.6240
.6043
.5898
.5792
.5711
.5649
.5604
.5571
.5546
.5528
 
$250
.7509
.6992
.6519
.6082
.5674
.5362
.5174
.5014
.4878
.4763
.4676
.4607
.4552
 
$275
.7490
.6974
.6502
.6066
.5659
.5280
.5057
.4884
.4737
.4610
.4500
.4415
.4348
51
$120
.7549
.7005
.6669
.6502
.6383
.6299
.6243
.6204
.6178
.6160
.6149
.6141
.6136
 
$160
.7503
.6962
.6468
.6178
.5989
.5854
.5754
.5678
.5623
.5583
.5554
.5532
.5517
 
$250
.7421
.6886
.6397
.5945
.5525
.5288
.5102
.4943
.4811
.4710
.4631
.4568
.4517
 
$275
.7401
.6868
.6380
.5930
.5511
.5183
.4981
.4810
.4665
.4540
.4443
.4367
.4306
52
$120
.7454
.6892
.6624
.6463
.6349
.6274
.6223
.6189
.6167
.6153
.6143
.6137
.6133
 
$160
.7409
.6850
.6357
.6114
.5939
.5812
.5718
.5648
.5599
.5564
.5538
.5521
.5508
 
$250
.7328
.6775
.6269
.5802
.5434
.5213
.5027
.4871
.4753
.4661
.4589
.4531
.4484
 
$275
.7309
.6757
.6253
.5787
.5355
.5102
.4903
.4734
.4590
.4479
.4392
.4323
.4267
 
$380
.7239
.6693
.6194
.5732
.5304
.4906
.4535
.4301
.4112
.3950
.3809
.3686
.3578
53
$120
.7358
.6807
.6581
.6425
.6320
.6251
.6206
.6177
.6158
.6146
.6139
.6134
.6131
 
$160
.7313
.6735
.6292
.6058
.5893
.5772
.5683
.5621
.5578
.5547
.5526
.5511
.5501
 
$250
.7233
.6661
.6138
.5655
.5356
.5135
.4951
.4809
.4701
.4616
.4549
.4495
.4455
 
$275
.7214
.6644
.6122
.5640
.5259
.5022
.4823
.4656
.4526
.4425
.4346
.4282
.4231
 
$380
.7146
.6581
.6064
.5587
.5146
.4736
.4425
.4207
.4022
.3863
.3724
.3603
.3506
54
$120
.7260
.6758
.6539
.6389
.6293
.6230
.6191
.6166
.6150
.6141
.6135
.6132
.6130
 
$160
.7216
.6617
.6228
.6006
.5848
.5733
.5653
.5597
.5559
.5533
.5515
.5503
.5495
 
$250
.7137
.6545
.6004
.5545
.5278
.5057
.4884
.4753
.4652
.4573
.4511
.4465
.4430
 
$275
.7119
.6528
.5988
.5491
.5177
.4941
.4743
.4588
.4469
.4376
.4302
.4243
.4198
 
$380
.7051
.6466
.5931
.5439
.4984
.4583
.4329
.4115
.3932
.3775
.3639
.3532
.3445
55
$120
.7163
.6712
.6498
.6358
.6268
.6212
.6178
.6157
.6144
.6137
.6133
.6130
.6129
 
$160
.7119
.6500
.6170
.5957
.5805
.5698
.5626
.5576
.5543
.5521
.5506
.5497
.5491
 
$250
.7041
.6429
.5869
.5467
.5199
.4985
.4824
.4702
.4607
.4534
.4480
.4439
.4409
 
$275
.7023
.6412
.5853
.5381
.5095
.4859
.4670
.4527
.4417
.4330
.4262
.4210
.4171
 
$380
.6957
.6351
.5798
.5290
.4822
.4485
.4235
.4023
.3842
.3689
.3567
.3470
.3391
 
$500
.6898
.6298
.5749
.5245
.4781
.4354
.3961
.3689
.3464
.3271
.3104
.2958
.2831
56
$120
.7061
.6665
.6458
.6327
.6245
.6196
.6167
.6149
.6139
.6134
.6131
.6129
.6128
 
$160
.7018
.6408
.6114
.5908
.5763
.5666
.5601
.5557
.5529
.5511
.5499
.5492
.5487
 
$250
.6941
.6306
.5726
.5385
.5118
.4918
.4766
.4651
.4563
.4498
.4451
.4416
.4390
 
$275
.6923
.6289
.5711
.5296
.5009
.4778
.4603
.4469
.4366
.4285
.4225
.4180
.4147
 
$380
.6857
.6230
.5657
.5133
.4682
.4385
.4137
.3927
.3750
.3611
.3500
.3412
.3340
 
$500
.6799
.6177
.5610
.5089
.4612
.4175
.3834
.3575
.3355
.3166
.3002
.2860
.2742
 
$550
.6780
.6160
.5594
.5075
.4599
.4163
.3764
.3475
.3238
.3035
.2859
.2707
.2574
57
$120
.6958
.6620
.6421
.6298
.6225
.6182
.6157
.6143
.6136
.6131
.6129
.6128
.6127
 
$160
.6915
.6346
.6061
.5860
.5726
.5637
.5578
.5541
.5518
.5503
.5494
.5488
.5485
 
$250
.6840
.6182
.5635
.5301
.5046
.4855
.4711
.4603
.4525
.4467
.4426
.4396
.4375
 
$275
.6822
.6166
.5568
.5210
.4923
.4706
.4541
.4414
.4318
.4246
.4193
.4154
.4126
 
$380
.6757
.6107
.5515
.4974
.4581
.4286
.4039
.3832
.3670
.3542
.3440
.3358
.3293
 
$500
.6700
.6056
.5469
.4932
.4442
.4019
.3719
.3465
.3248
.3061
.2902
.2771
.2665
 
$550
.6682
.6039
.5453
.4918
.4430
.3984
.3628
.3356
.3125
.2925
.2753
.2605
.2481
58
$120
.6885
.6580
.6390
.6276
.6209
.6171
.6150
.6139
.6133
.6130
.6128
.6128
.6127
 
$160
.6818
.6294
.6013
.5821
.5695
.5613
.5561
.5529
.5509
.5497
.5490
.5486
.5483
 
$250
.6743
.6063
.5559
.5229
.4984
.4801
.4663
.4565
.4494
.4442
.4406
.4381
.4364
 
$275
.6726
.6047
.5484
.5128
.4852
.4644
.4486
.4366
.4279
.4215
.4168
.4134
.4110
 
$380
.6662
.5989
.5378
.4842
.4488
.4193
.3947
.3754
.3602
.3483
.3387
.3312
.3254
 
$500
.6606
.5939
.5332
.4780
.4278
.3910
.3613
.3361
.3146
.2964
.2817
.2698
.2601
 
$550
.6587
.5922
.5317
.4767
.4266
.3831
.3515
.3247
.3018
.2822
.2655
.2517
.2406
59
$120
.6842
.6543
.6361
.6255
.6195
.6162
.6145
.6136
.6131
.6129
.6128
.6127
.6127
 
$160
.6719
.6243
.5966
.5784
.5666
.5592
.5546
.5518
.5502
.5492
.5487
.5484
.5482
 
$250
.6645
.5941
.5481
.5161
.4923
.4747
.4620
.4529
.4465
.4420
.4390
.4368
.4354
 
$275
.6628
.5925
.5404
.5050
.4784
.4584
.4433
.4323
.4244
.4186
.4146
.4117
.4097
 
$380
.6565
.5869
.5237
.4748
.4392
.4097
.3863
.3681
.3538
.3425
.3338
.3271
.3220
 
$500
.6510
.5820
.5193
.4625
.4151
.3800
.3505
.3255
.3045
.2876
.2740
.2631
.2542
 
$550
.6491
.5803
.5179
.4612
.4099
.3715
.3402
.3137
.2910
.2720
.2565
.2439
.2337
60
$120
.6797
.6506
.6333
.6235
.6182
.6154
.6140
.6133
.6130
.6128
.6127
.6127
.6127
 
$160
.6617
.6190
.5921
.5747
.5639
.5572
.5532
.5509
.5496
.5489
.5485
.5482
.5481
 
$250
.6544
.5829
.5407
.5094
.4863
.4696
.4578
.4496
.4439
.4401
.4375
.4358
.4346
 
$275
.6527
.5800
.5320
.4975
.4717
.4524
.4383
.4283
.4211
.4161
.4126
.4102
.4085
 
$380
.6465
.5745
.5093
.4651
.4292
.4006
.3784
.3611
.3475
.3371
.3293
.3234
.3190
 
$500
.6411
.5697
.5050
.4466
.4038
.3688
.3393
.3148
.2952
.2794
.2668
.2566
.2485
 
$550
.6393
.5681
.5036
.4454
.3966
.3597
.3286
.3022
.2803
.2625
.2482
.2366
.2272
 
$800
.6330
.5624
.4986
.4410
.3889
.3425
.3013
.2687
.2409
.2170
.1964
.1789
.1639
61
$120
.6755
.6470
.6306
.6217
.6171
.6148
.6136
.6131
.6129
.6128
.6127
.6127
.6127
 
$160
.6535
.6139
.5878
.5714
.5614
.5555
.5521
.5502
.5492
.5486
.5483
.5481
.5481
 
$250
.6444
.5753
.5336
.5028
.4805
.4649
.4540
.4466
.4417
.4384
.4363
.4349
.4340
 
$275
.6427
.5693
.5242
.4903
.4651
.4468
.4337
.4246
.4182
.4139
.4109
.4090
.4077
 
$380
.6366
.5621
.4991
.4551
.4197
.3921
.3708
.3542
.3417
.3323
.3253
.3202
.3164
 
$500
.6313
.5574
.4907
.4345
.3926
.3574
.3283
.3051
.2865
.2717
.2599
.2506
.2434
 
$550
.6295
.5558
.4893
.4295
.3849
.3479
.3168
.2912
.2705
.2539
.2405
.2297
.2212
 
$800
.6233
.5503
.4845
.4252
.3722
.3254
.2870
.2549
.2276
.2042
.1844
.1676
.1537
62
$120
.6713
.6435
.6281
.6201
.6161
.6142
.6133
.6130
.6128
.6127
.6127
.6127
.6127
 
$160
.6481
.6088
.5836
.5682
.5591
.5539
.5511
.5496
.5488
.5484
.5482
.5481
.5480
 
$250
.6342
.5679
.5265
.4963
.4751
.4604
.4505
.4440
.4397
.4370
.4353
.4342
.4336
 
$275
.6325
.5612
.5165
.4831
.4587
.4415
.4294
.4212
.4156
.4119
.4095
.4079
.4069
 
$380
.6265
.5495
.4894
.4451
.4105
.3838
.3632
.3478
.3363
.3279
.3217
.3173
.3141
 
$500
.6213
.5448
.4761
.4232
.3809
.3459
.3180
.2958
.2782
.2643
.2535
.2452
.2389
 
$550
.6195
.5433
.4747
.4170
.3728
.3357
.3052
.2808
.2612
.2455
.2331
.2233
.2157
 
$800
.6134
.5379
.4700
.4093
.3555
.3099
.2727
.2410
.2142
.1915
.1727
.1571
.1444
 
$1,000
.6113
.5361
.4684
.4078
.3542
.3072
.2661
.2317
.2027
.1780
.1570
.1393
.1244
63
$120
.6670
.6401
.6257
.6186
.6153
.6138
.6131
.6128
.6127
.6127
.6127
.6127
.6127
 
$160
.6426
.6037
.5794
.5651
.5570
.5526
.5503
.5491
.5485
.5482
.5481
.5480
.5480
 
$250
.6237
.5605
.5192
.4899
.4696
.4561
.4472
.4415
.4380
.4358
.4345
.4337
.4332
 
$275
.6221
.5532
.5086
.4758
.4525
.4363
.4253
.4180
.4133
.4102
.4083
.4071
.4064
 
$380
.6162
.5364
.4791
.4353
.4013
.3753
.3559
.3416
.3312
.3237
.3185
.3147
.3122
 
$500
.6110
.5319
.4627
.4112
.3687
.3347
.3077
.2864
.2699
.2572
.2475
.2402
.2348
 
$550
.6093
.5304
.4596
.4047
.3600
.3234
.2940
.2705
.2519
.2373
.2261
.2174
.2108
 
$800
.6033
.5252
.4551
.3929
.3387
.2950
.2580
.2268
.2006
.1791
.1615
.1471
.1355
 
$1,000
.6012
.5233
.4535
.3916
.3372
.2898
.2497
.2163
.1879
.1640
.1439
.1273
.1136
64
$120
.6627
.6368
.6235
.6173
.6146
.6134
.6129
.6128
.6127
.6127
.6127
.6127
.6127
 
$160
.6371
.5987
.5755
.5622
.5551
.5514
.5496
.5487
.5483
.5481
.5480
.5480
.5480
 
$250
.6133
.5530
.5120
.4836
.4645
.4521
.4443
.4394
.4365
.4348
.4338
.4333
.4330
 
$275
.6117
.5454
.5007
.4687
.4465
.4315
.4216
.4153
.4113
.4089
.4074
.4065
.4060
 
$380
.6059
.5250
.4691
.4255
.3921
.3672
.3490
.3358
.3266
.3201
.3156
.3126
.3106
 
$500
.6008
.5190
.4513
.3991
.3571
.3238
.2976
.2775
.2622
.2507
.2421
.2358
.2312
 
$550
.5992
.5175
.4464
.3921
.3474
.3115
.2830
.2605
.2431
.2298
.2196
.2120
.2064
 
$800
.5932
.5124
.4402
.3767
.3239
.2800
.2432
.2126
.1876
.1673
.1509
.1377
.1272
 
$1,000
.5912
.5106
.4387
.3754
.3202
.2730
.2339
.2009
.1733
.1504
.1315
.1162
.1037
65
$120
.6585
.6336
.6215
.6162
.6140
.6131
.6128
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6316
.5938
.5716
.5596
.5535
.5505
.5491
.5484
.5482
.5481
.5480
.5480
.5480
 
$250
.6031
.5454
.5049
.4775
.4596
.4484
.4416
.4377
.4354
.4341
.4334
.4330
.4328
 
$275
.6015
.5373
.4930
.4617
.4407
.4269
.4182
.4129
.4096
.4077
.4066
.4060
.4057
 
$380
.5958
.5155
.4592
.4157
.3831
.3593
.3424
.3305
.3224
.3169
.3133
.3109
.3094
 
$500
.5908
.5061
.4396
.3872
.3455
.3129
.2878
.2690
.2550
.2447
.2373
.2320
.2282
 
$550
.5891
.5047
.4344
.3795
.3351
.2998
.2721
.2509
.2348
.2228
.2138
.2073
.2026
 
$800
.5833
.4997
.4255
.3612
.3088
.2648
.2285
.1990
.1751
.1560
.1409
.1290
.1197
 
$1,000
.5813
.4979
.4240
.3592
.3031
.2568
.2179
.1856
.1590
.1373
.1198
.1057
.0945
66
$120
.6543
.6305
.6197
.6152
.6136
.6130
.6128
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6262
.5889
.5680
.5572
.5521
.5497
.5487
.5482
.5481
.5480
.5480
.5480
.5480
 
$250
.5954
.5380
.4979
.4716
.4550
.4451
.4394
.4362
.4344
.4335
.4330
.4328
.4327
 
$275
.5916
.5294
.4852
.4550
.4352
.4228
.4153
.4108
.4083
.4069
.4061
.4057
.4055
 
$380
.5860
.5062
.4493
.4061
.3744
.3518
.3362
.3257
.3187
.3142
.3113
.3095
.3084
 
$500
.5811
.4935
.4280
.3754
.3340
.3023
.2785
.2610
.2483
.2393
.2330
.2287
.2257
 
$550
.5794
.4921
.4224
.3670
.3228
.2882
.2617
.2418
.2271
.2164
.2087
.2032
.1994
 
$800
.5737
.4873
.4109
.3466
.2936
.2498
.2143
.1857
.1631
.1453
.1316
.1211
.1131
 
$1,000
.5717
.4856
.4094
.3431
.2871
.2407
.2022
.1707
.1453
.1249
.1088
.0961
.0862
67
$120
.6499
.6275
.6180
.6144
.6132
.6128
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6203
.5838
.5644
.5550
.5508
.5491
.5484
.5481
.5480
.5480
.5480
.5480
.5480
 
$250
.5880
.5299
.4905
.4655
.4505
.4420
.4374
.4349
.4337
.4331
.4328
.4327
.4326
 
$275
.5830
.5208
.4770
.4479
.4297
.4188
.4125
.4091
.4072
.4062
.4057
.4055
.4054
 
$380
.5758
.4961
.4386
.3958
.3652
.3441
.3301
.3211
.3153
.3118
.3097
.3084
.3077
 
$500
.5710
.4824
.4157
.3626
.3217
.2911
.2688
.2529
.2418
.2343
.2292
.2258
.2237
 
$550
.5694
.4789
.4096
.3536
.3096
.2760
.2509
.2326
.2195
.2103
.2039
.1996
.1967
 
$800
.5638
.4742
.3952
.3308
.2773
.2338
.1991
.1718
.1507
.1346
.1225
.1135
.1069
 
$1,000
.5618
.4725
.3938
.3258
.2697
.2232
.1854
.1550
.1310
.1122
.0977
.0867
.0783
68
$120
.6454
.6245
.6165
.6138
.6130
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6143
.5787
.5609
.5530
.5498
.5486
.5482
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5804
.5217
.4830
.4596
.4463
.4393
.4357
.4340
.4332
.4328
.4327
.4326
.4326
 
$275
.5752
.5120
.4686
.4410
.4245
.4152
.4102
.4076
.4064
.4058
.4055
.4054
.4053
 
$380
.5662
.4859
.4276
.3853
.3561
.3368
.3245
.3170
.3125
.3099
.3085
.3077
.3072
 
$500
.5614
.4713
.4030
.3496
.3093
.2801
.2595
.2454
.2360
.2299
.2260
.2236
.2221
 
$550
.5598
.4675
.3965
.3398
.2962
.2638
.2403
.2238
.2125
.2049
.1999
.1966
.1946
 
$800
.5543
.4613
.3806
.3146
.2606
.2175
.1838
.1581
.1388
.1245
.1142
.1068
.1016
 
$1,000
.5523
.4597
.3781
.3089
.2519
.2055
.1685
.1395
.1171
.1002
.0875
.0782
.0714
69
$120
.6412
.6219
.6153
.6133
.6128
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6084
.5740
.5579
.5514
.5491
.5483
.5481
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5732
.5137
.4760
.4542
.4427
.4371
.4345
.4333
.4329
.4327
.4326
.4326
.4326
 
$275
.5678
.5035
.4607
.4346
.4199
.4122
.4084
.4066
.4058
.4055
.4054
.4053
.4053
 
$380
.5576
.4760
.4170
.3754
.3477
.3302
.3198
.3137
.3104
.3086
.3077
.3072
.3070
 
$500
.5529
.4607
.3908
.3370
.2975
.2698
.2511
.2389
.2312
.2265
.2237
.2220
.2211
 
$550
.5514
.4568
.3839
.3266
.2835
.2524
.2307
.2161
.2066
.2005
.1968
.1945
.1931
 
$800
.5459
.4493
.3666
.2991
.2446
.2020
.1696
.1455
.1281
.1158
.1073
.1015
.0976
 
$1,000
.5440
.4477
.3630
.2925
.2348
.1885
.1525
.1250
.1045
.0896
.0788
.0712
.0660
70
$120
.6363
.6192
.6142
.6130
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.6015
.5686
.5548
.5500
.5485
.5481
.5480
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5647
.5044
.4679
.4485
.4392
.4351
.4335
.4329
.4327
.4326
.4326
.4326
.4326
 
$275
.5593
.4935
.4515
.4276
.4153
.4095
.4069
.4059
.4055
.4053
.4053
.4053
.4053
 
$380
.5487
.4645
.4046
.3639
.3383
.3234
.3151
.3108
.3086
.3076
.3071
.3069
.3068
 
$500
.5441
.4486
.3764
.3223
.2840
.2585
.2423
.2324
.2267
.2235
.2218
.2209
.2204
 
$550
.5426
.4446
.3691
.3109
.2687
.2395
.2203
.2082
.2009
.1966
.1942
.1928
.1921
 
$800
.5372
.4361
.3505
.2808
.2257
.1839
.1534
.1318
.1170
.1071
.1007
.0967
.0941
 
$1,000
.5353
.4346
.3462
.2734
.2146
.1687
.1342
.1090
.0910
.0786
.0702
.0647
.0611
71
$120
.6316
.6170
.6134
.6128
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.5948
.5637
.5524
.5490
.5482
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5566
.4952
.4604
.4436
.4365
.4338
.4330
.4327
.4326
.4326
.4326
.4326
.4326
 
$275
.5511
.4837
.4428
.4214
.4116
.4075
.4060
.4055
.4053
.4053
.4053
.4053
.4053
 
$380
.5416
.4534
.3924
.3530
.3300
.3176
.3116
.3088
.3076
.3071
.3069
.3068
.3068
 
$500
.5370
.4372
.3625
.3079
.2712
.2482
.2348
.2274
.2235
.2216
.2207
.2203
.2201
 
$550
.5355
.4332
.3547
.2957
.2546
.2278
.2114
.2019
.1967
.1939
.1926
.1919
.1916
 
$800
.5302
.4244
.3352
.2630
.2074
.1667
.1385
.1197
.1077
.1003
.0960
.0935
.0921
 
$1,000
.5283
.4229
.3306
.2548
.1949
.1497
.1171
.0945
.0795
.0698
.0638
.0601
.0580
72
$120
.6257
.6147
.6129
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.5857
.5578
.5499
.5483
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5458
.4829
.4510
.4382
.4340
.4329
.4326
.4326
.4326
.4326
.4326
.4326
.4326
 
$275
.5405
.4704
.4316
.4143
.4079
.4060
.4054
.4053
.4053
.4053
.4053
.4053
.4053
 
$380
.5347
.4386
.3761
.3390
.3202
.3118
.3085
.3073
.3069
.3068
.3068
.3068
.3068
 
$500
.5302
.4227
.3437
.2888
.2549
.2363
.2270
.2228
.2210
.2203
.2201
.2200
.2199
 
$550
.5287
.4190
.3356
.2753
.2363
.2136
.2016
.1957
.1931
.1920
.1916
.1914
.1914
 
$800
.5235
.4111
.3155
.2392
.1828
.1444
.1202
.1060
.0982
.0942
.0922
.0912
.0908
 
$1,000
.5216
.4096
.3108
.2301
.1684
.1246
.0956
.0776
.0670
.0612
.0582
.0566
.0559
73
$120
.6200
.6132
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.5758
.5526
.5484
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5376
.4695
.4422
.4344
.4328
.4326
.4326
.4326
.4326
.4326
.4326
.4326
.4326
 
$275
.5362
.4559
.4205
.4087
.4059
.4053
.4053
.4053
.4053
.4053
.4053
.4053
.4053
 
$380
.5311
.4233
.3584
.3253
.3122
.3081
.3071
.3068
.3068
.3068
.3068
.3068
.3068
 
$500
.5266
.4090
.3237
.2684
.2393
.2266
.2219
.2205
.2201
.2200
.2199
.2199
.2199
 
$550
.5252
.4060
.3155
.2534
.2181
.2013
.1946
.1923
.1916
.1914
.1914
.1913
.1913
 
$800
.5200
.4013
.2963
.2139
.1567
.1223
.1042
.0959
.0924
.0911
.0907
.0905
.0905
 
$1,000
.5181
.3999
.2921
.2043
.1402
.0990
.0757
.0640
.0587
.0565
.0557
.0554
.0553
74
$120
.6168
.6128
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
.6127
 
$160
.5692
.5501
.5481
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
.5480
 
$250
.5369
.4607
.4376
.4331
.4326
.4326
.4326
.4326
.4326
.4326
.4326
.4326
.4326
 
$275
.5355
.4462
.4142
.4065
.4054
.4053
.4053
.4053
.4053
.4053
.4053
.4053
.4053
 
$380
.5304
.4137
.3468
.3175
.3089
.3071
.3068
.3068
.3068
.3068
.3068
.3068
.3068
 
$500
.5260
.4031
.3107
.2553
.2306
.2225
.2204
.2200
.2199
.2199
.2199
.2199
.2199
 
$550
.5245
.4020
.3027
.2390
.2075
.1957
.1923
.1915
.1914
.1913
.1913
.1913
.1913
 
$800
.5193
.3980
.2856
.1975
.1398
.1095
.0966
.0922
.0909
.0906
.0905
.0905
.0905
 
$1,000
.5175
.3966
.2823
.1880
.1217
.0835
.0655
.0584
.0561
.0555
.0553
.0553
.0553
*
Single Loss Limit values are expressed in thousands of dollars.
Loss-Based Plan, with Various Single Loss Limits
Insurance Savings Table
Hazard Group 9
Effective October 1, 2023
Minimum Loss Ratio
Size Group
Single Loss Limit*
5%
10%
15%
20%
30%
40%
50%
60%
36
$120
.0272
.0635
.1031
.1449
.2329
.3253
.4208
.5189
37
$120
.0261
.0615
.1002
.1412
.2277
.3188
.4132
.5102
38
$120
.0251
.0594
.0972
.1374
.2224
.3121
.4053
.5013
39
$120
.0240
.0573
.0942
.1335
.2170
.3054
.3974
.4923
40
$120
.0229
.0552
.0912
.1296
.2115
.2985
.3893
.4831
 
$160
.0228
.0549
.0906
.1288
.2102
.2967
.3869
.4802
41
$120
.0219
.0531
.0881
.1256
.2059
.2915
.3810
.4737
 
$160
.0217
.0528
.0876
.1248
.2047
.2897
.3787
.4708
42
$120
.0208
.0510
.0849
.1215
.2001
.2843
.3725
.4641
 
$160
.0207
.0507
.0844
.1207
.1989
.2825
.3702
.4612
43
$120
.0197
.0488
.0817
.1174
.1943
.2770
.3639
.4543
 
$160
.0196
.0485
.0812
.1166
.1931
.2753
.3617
.4515
44
$120
.0187
.0466
.0786
.1132
.1885
.2696
.3552
.4444
 
$160
.0186
.0463
.0781
.1125
.1873
.2680
.3531
.4417
45
$120
.0174
.0441
.0749
.1085
.1818
.2613
.3455
.4333
 
$160
.0173
.0439
.0745
.1078
.1807
.2597
.3434
.4307
46
$120
.0162
.0416
.0712
.1037
.1751
.2529
.3355
.4220
 
$160
.0161
.0414
.0708
.1031
.1740
.2513
.3335
.4194
47
$120
.0150
.0392
.0676
.0990
.1683
.2444
.3255
.4162
 
$160
.0149
.0389
.0671
.0983
.1673
.2429
.3235
.4081
 
$250
.0148
.0385
.0664
.0973
.1655
.2402
.3200
.4036
48
$120
.0138
.0367
.0638
.0941
.1614
.2356
.3151
.4109
 
$160
.0138
.0364
.0634
.0935
.1604
.2342
.3132
.3964
 
$250
.0136
.0360
.0627
.0925
.1587
.2316
.3098
.3920
 
$275
.0136
.0359
.0626
.0922
.1582
.2310
.3090
.3910
49
$120
.0127
.0342
.0601
.0891
.1543
.2267
.3090
.4055
 
$160
.0126
.0340
.0597
.0886
.1534
.2253
.3027
.3844
 
$250
.0124
.0336
.0590
.0876
.1517
.2229
.2994
.3802
 
$275
.0124
.0335
.0589
.0874
.1513
.2223
.2986
.3792
50
$120
.0115
.0317
.0564
.0843
.1473
.2178
.3038
.4000
 
$160
.0115
.0315
.0560
.0837
.1464
.2165
.2922
.3762
 
$250
.0113
.0312
.0554
.0828
.1448
.2141
.2890
.3683
 
$275
.0113
.0311
.0553
.0826
.1445
.2136
.2882
.3673
51
$120
.0104
.0293
.0527
.0794
.1402
.2098
.2985
.3951
 
$160
.0104
.0291
.0524
.0789
.1394
.2075
.2815
.3702
 
$250
.0103
.0288
.0518
.0780
.1379
.2052
.2784
.3561
 
$275
.0102
.0287
.0516
.0778
.1375
.2047
.2777
.3552
52
$120
.0093
.0268
.0489
.0743
.1329
.2047
.2929
.3906
 
$160
.0093
.0267
.0486
.0739
.1321
.1981
.2730
.3639
 
$250
.0092
.0264
.0481
.0730
.1306
.1960
.2673
.3433
 
$275
.0092
.0263
.0479
.0729
.1303
.1954
.2666
.3424
 
$380
.0091
.0261
.0475
.0722
.1290
.1936
.2641
.3392
53
$120
.0083
.0244
.0451
.0692
.1254
.1994
.2875
.3862
 
$160
.0082
.0243
.0448
.0688
.1246
.1885
.2668
.3574
 
$250
.0081
.0240
.0443
.0680
.1233
.1865
.2559
.3302
 
$275
.0081
.0239
.0442
.0679
.1229
.1860
.2552
.3293
 
$380
.0080
.0237
.0438
.0672
.1218
.1842
.2528
.3262
54
$120
.0073
.0221
.0414
.0642
.1179
.1940
.2826
.3820
 
$160
.0072
.0219
.0411
.0638
.1171
.1790
.2606
.3509
 
$250
.0071
.0217
.0407
.0631
.1159
.1769
.2443
.3168
 
$275
.0071
.0216
.0406
.0629
.1156
.1764
.2437
.3159
 
$380
.0071
.0214
.0402
.0623
.1145
.1748
.2414
.3129
55
$120
.0063
.0198
.0377
.0592
.1132
.1886
.2780
.3779
 
$160
.0063
.0197
.0375
.0588
.1097
.1732
.2542
.3452
 
$250
.0062
.0194
.0371
.0582
.1085
.1673
.2326
.3077
 
$275
.0062
.0194
.0370
.0580
.1082
.1669
.2320
.3025
 
$380
.0061
.0192
.0366
.0575
.1072
.1653
.2298
.2996
 
$500
.0061
.0190
.0363
.0570
.1063
.1639
.2279
.2971
56
$120
.0054
.0175
.0340
.0541
.1084
.1832
.2733
.3739
 
$160
.0054
.0174
.0338
.0538
.1020
.1672
.2476
.3396
 
$250
.0053
.0172
.0335
.0532
.1009
.1573
.2204
.2997
 
$275
.0053
.0172
.0334
.0530
.1006
.1568
.2198
.2928
 
$380
.0052
.0170
.0331
.0525
.0997
.1554
.2177
.2855
 
$500
.0052
.0169
.0328
.0521
.0988
.1541
.2159
.2831
 
$550
.0052
.0168
.0327
.0519
.0985
.1536
.2153
.2823
57
$120
.0046
.0153
.0305
.0491
.1035
.1782
.2688
.3703
 
$160
.0045
.0152
.0303
.0488
.0943
.1610
.2414
.3342
 
$250
.0045
.0151
.0299
.0483
.0933
.1472
.2117
.2916
 
$275
.0045
.0150
.0299
.0481
.0930
.1468
.2074
.2844
 
$380
.0044
.0149
.0296
.0477
.0922
.1454
.2055
.2713
 
$500
.0044
.0148
.0293
.0473
.0914
.1442
.2037
.2690
 
$550
.0044
.0147
.0292
.0471
.0911
.1438
.2032
.2683
58
$120
.0039
.0134
.0272
.0445
.0990
.1739
.2648
.3672
 
$160
.0038
.0134
.0271
.0442
.0893
.1553
.2362
.3295
 
$250
.0038
.0132
.0268
.0438
.0861
.1375
.2045
.2840
 
$275
.0038
.0132
.0267
.0436
.0859
.1371
.1993
.2766
 
$380
.0037
.0130
.0264
.0432
.0851
.1358
.1937
.2576
 
$500
.0037
.0129
.0262
.0429
.0844
.1347
.1920
.2554
 
$550
.0037
.0129
.0261
.0427
.0842
.1343
.1915
.2547
59
$120
.0032
.0116
.0241
.0408
.0945
.1696
.2611
.3642
 
$160
.0032
.0115
.0239
.0397
.0846
.1496
.2311
.3248
 
$250
.0031
.0114
.0237
.0393
.0790
.1292
.1973
.2763
 
$275
.0031
.0114
.0236
.0392
.0787
.1274
.1917
.2685
 
$380
.0031
.0113
.0234
.0388
.0780
.1262
.1816
.2461
 
$500
.0031
.0112
.0232
.0385
.0773
.1251
.1801
.2415
 
$550
.0031
.0111
.0231
.0384
.0771
.1247
.1796
.2408
60
$120
.0026
.0099
.0210
.0376
.0902
.1652
.2574
.3614
 
$160
.0026
.0098
.0209
.0352
.0797
.1442
.2258
.3203
 
$250
.0026
.0097
.0206
.0348
.0716
.1225
.1897
.2688
 
$275
.0025
.0097
.0206
.0348
.0715
.1190
.1840
.2602
 
$380
.0025
.0096
.0204
.0344
.0708
.1162
.1692
.2367
 
$500
.0025
.0095
.0202
.0341
.0702
.1152
.1678
.2272
 
$550
.0025
.0095
.0201
.0340
.0700
.1149
.1673
.2266
 
$800
.0025
.0094
.0199
.0337
.0693
.1138
.1657
.2243
61
$120
.0021
.0082
.0180
.0344
.0860
.1609
.2538
.3588
 
$160
.0020
.0082
.0179
.0309
.0747
.1389
.2207
.3160
 
$250
.0020
.0081
.0177
.0305
.0644
.1158
.1821
.2618
 
$275
.0020
.0081
.0177
.0305
.0643
.1122
.1761
.2523
 
$380
.0020
.0080
.0175
.0302
.0636
.1063
.1595
.2273
 
$500
.0020
.0079
.0174
.0299
.0631
.1054
.1555
.2129
 
$550
.0020
.0079
.0173
.0298
.0629
.1051
.1551
.2123
 
$800
.0020
.0078
.0171
.0295
.0623
.1040
.1535
.2102
62
$120
.0016
.0067
.0157
.0312
.0818
.1567
.2503
.3563
 
$160
.0016
.0067
.0151
.0275
.0698
.1335
.2156
.3118
 
$250
.0016
.0066
.0149
.0263
.0584
.1089
.1747
.2547
 
$275
.0016
.0066
.0149
.0263
.0570
.1052
.1680
.2447
 
$380
.0015
.0065
.0148
.0260
.0565
.0962
.1506
.2175
 
$500
.0015
.0065
.0146
.0258
.0560
.0954
.1430
.2020
 
$550
.0015
.0065
.0146
.0257
.0559
.0951
.1426
.1979
 
$800
.0015
.0064
.0145
.0255
.0553
.0942
.1412
.1957
 
$1,000
.0015
.0064
.0144
.0254
.0551
.0938
.1407
.1950
63
$120
.0012
.0053
.0135
.0280
.0774
.1524
.2469
.3539
 
$160
.0012
.0053
.0124
.0243
.0649
.1280
.2105
.3076
 
$250
.0011
.0052
.0123
.0222
.0529
.1017
.1673
.2473
 
$275
.0011
.0052
.0122
.0221
.0511
.0978
.1600
.2368
 
$380
.0011
.0051
.0121
.0219
.0492
.0874
.1413
.2072
 
$500
.0011
.0051
.0120
.0217
.0488
.0851
.1310
.1908
 
$550
.0011
.0051
.0120
.0217
.0487
.0849
.1297
.1862
 
$800
.0011
.0050
.0119
.0215
.0482
.0840
.1284
.1808
 
$1,000
.0011
.0050
.0118
.0214
.0480
.0838
.1280
.1802
64
$120
.0008
.0040
.0115
.0250
.0731
.1482
.2436
.3517
 
$160
.0008
.0040
.0100
.0211
.0600
.1226
.2055
.3036
 
$250
.0008
.0040
.0098
.0182
.0474
.0947
.1598
.2402
 
$275
.0008
.0040
.0098
.0182
.0456
.0904
.1521
.2289
 
$380
.0008
.0039
.0097
.0180
.0421
.0795
.1318
.1973
 
$500
.0008
.0039
.0096
.0179
.0418
.0750
.1208
.1794
 
$550
.0008
.0039
.0096
.0178
.0416
.0748
.1179
.1746
 
$800
.0008
.0038
.0095
.0176
.0412
.0740
.1156
.1659
 
$1,000
.0008
.0038
.0094
.0176
.0411
.0738
.1152
.1654
65
$120
.0005
.0030
.0095
.0220
.0687
.1439
.2404
.3497
 
$160
.0005
.0029
.0081
.0180
.0552
.1171
.2006
.2998
 
$250
.0005
.0029
.0075
.0147
.0420
.0878
.1522
.2331
 
$275
.0005
.0029
.0075
.0145
.0402
.0832
.1441
.2211
 
$380
.0005
.0029
.0074
.0144
.0355
.0717
.1223
.1874
 
$500
.0005
.0028
.0074
.0142
.0349
.0657
.1106
.1677
 
$550
.0005
.0028
.0074
.0142
.0348
.0647
.1074
.1626
 
$800
.0005
.0028
.0073
.0141
.0345
.0641
.1029
.1512
 
$1,000
.0005
.0028
.0073
.0140
.0344
.0639
.1026
.1506
66
$120
.0003
.0022
.0078
.0191
.0644
.1398
.2373
.3479
 
$160
.0003
.0020
.0064
.0152
.0504
.1116
.1957
.2962
 
$250
.0003
.0020
.0056
.0118
.0367
.0809
.1448
.2261
 
$275
.0003
.0020
.0055
.0114
.0348
.0761
.1362
.2134
 
$380
.0003
.0020
.0055
.0110
.0301
.0638
.1130
.1774
 
$500
.0003
.0020
.0054
.0109
.0285
.0576
.1003
.1562
 
$550
.0003
.0020
.0054
.0109
.0284
.0559
.0970
.1506
 
$800
.0003
.0019
.0054
.0108
.0281
.0545
.0905
.1377
 
$1,000
.0003
.0019
.0054
.0108
.0280
.0543
.0902
.1361
67
$120
.0002
.0015
.0060
.0161
.0597
.1353
.2342
.3461
 
$160
.0002
.0013
.0048
.0123
.0452
.1057
.1906
.2925
 
$250
.0002
.0013
.0038
.0091
.0313
.0735
.1367
.2186
 
$275
.0002
.0012
.0037
.0086
.0293
.0684
.1276
.2051
 
$380
.0002
.0012
.0037
.0079
.0245
.0555
.1029
.1667
 
$500
.0002
.0012
.0037
.0078
.0223
.0489
.0892
.1438
 
$550
.0002
.0012
.0037
.0078
.0219
.0472
.0856
.1377
 
$800
.0002
.0012
.0036
.0077
.0217
.0445
.0779
.1234
 
$1,000
.0002
.0012
.0036
.0077
.0216
.0444
.0772
.1206
68
$120
.0001
.0009
.0045
.0132
.0549
.1308
.2313
.3446
 
$160
.0001
.0008
.0033
.0096
.0400
.0997
.1855
.2891
 
$250
.0001
.0007
.0025
.0066
.0260
.0659
.1285
.2112
 
$275
.0001
.0007
.0024
.0062
.0240
.0607
.1188
.1968
 
$380
.0001
.0007
.0023
.0053
.0191
.0473
.0927
.1558
 
$500
.0001
.0007
.0022
.0051
.0169
.0403
.0781
.1312
 
$550
.0001
.0007
.0022
.0051
.0163
.0386
.0743
.1246
 
$800
.0001
.0007
.0022
.0051
.0158
.0351
.0658
.1087
 
$1,000
.0001
.0007
.0022
.0051
.0158
.0349
.0643
.1054
69
$120
.0000
.0006
.0032
.0106
.0503
.1266
.2287
.3434
 
$160
.0000
.0004
.0022
.0072
.0351
.0939
.1808
.2861
 
$250
.0000
.0003
.0015
.0045
.0211
.0586
.1205
.2041
 
$275
.0000
.0003
.0014
.0042
.0192
.0533
.1103
.1888
 
$380
.0000
.0003
.0013
.0034
.0145
.0396
.0828
.1452
 
$500
.0000
.0003
.0012
.0031
.0123
.0326
.0675
.1189
 
$550
.0000
.0003
.0012
.0031
.0118
.0308
.0636
.1120
 
$800
.0000
.0003
.0012
.0031
.0109
.0271
.0545
.0948
 
$1,000
.0000
.0003
.0012
.0031
.0109
.0266
.0527
.0910
70
$120
.0000
.0003
.0019
.0078
.0448
.1217
.2260
.3423
 
$160
.0000
.0002
.0012
.0049
.0293
.0870
.1754
.2830
 
$250
.0000
.0001
.0007
.0027
.0158
.0502
.1111
.1961
 
$275
.0000
.0001
.0007
.0024
.0140
.0447
.1003
.1797
 
$380
.0000
.0001
.0005
.0018
.0098
.0310
.0713
.1327
 
$500
.0000
.0001
.0005
.0015
.0078
.0241
.0554
.1046
 
$550
.0000
.0001
.0005
.0015
.0073
.0224
.0514
.0972
 
$800
.0000
.0001
.0005
.0014
.0064
.0187
.0419
.0786
 
$1,000
.0000
.0001
.0005
.0014
.0064
.0180
.0399
.0744
71
$120
.0000
.0001
.0011
.0054
.0395
.1171
.2238
.3416
 
$160
.0000
.0001
.0006
.0030
.0239
.0803
.1705
.2805
 
$250
.0000
.0000
.0003
.0014
.0111
.0420
.1020
.1885
 
$275
.0000
.0000
.0003
.0012
.0095
.0365
.0905
.1710
 
$380
.0000
.0000
.0002
.0008
.0060
.0232
.0602
.1206
 
$500
.0000
.0000
.0002
.0006
.0044
.0167
.0440
.0906
 
$550
.0000
.0000
.0002
.0006
.0040
.0152
.0400
.0829
 
$800
.0000
.0000
.0002
.0005
.0033
.0118
.0305
.0633
 
$1,000
.0000
.0000
.0002
.0005
.0032
.0112
.0285
.0588
72
$120
.0000
.0000
.0003
.0028
.0322
.1112
.2215
.3410
 
$160
.0000
.0000
.0001
.0012
.0168
.0712
.1646
.2781
 
$250
.0000
.0000
.0000
.0004
.0059
.0312
.0897
.1791
 
$275
.0000
.0000
.0000
.0003
.0047
.0259
.0772
.1597
 
$380
.0000
.0000
.0000
.0002
.0024
.0138
.0454
.1042
 
$500
.0000
.0000
.0000
.0001
.0015
.0086
.0295
.0719
 
$550
.0000
.0000
.0000
.0001
.0013
.0074
.0258
.0638
 
$800
.0000
.0000
.0000
.0001
.0009
.0050
.0172
.0436
 
$1,000
.0000
.0000
.0000
.0001
.0008
.0045
.0154
.0389
73
$120
.0000
.0000
.0000
.0009
.0242
.1055
.2200
.3408
 
$160
.0000
.0000
.0000
.0002
.0098
.0613
.1594
.2766
 
$250
.0000
.0000
.0000
.0000
.0020
.0201
.0763
.1703
 
$275
.0000
.0000
.0000
.0000
.0014
.0153
.0627
.1487
 
$380
.0000
.0000
.0000
.0000
.0005
.0059
.0301
.0866
 
$500
.0000
.0000
.0000
.0000
.0002
.0027
.0158
.0519
 
$550
.0000
.0000
.0000
.0000
.0002
.0022
.0128
.0437
 
$800
.0000
.0000
.0000
.0000
.0001
.0011
.0066
.0244
 
$1,000
.0000
.0000
.0000
.0000
.0001
.0009
.0054
.0203
74
$120
.0000
.0000
.0000
.0003
.0188
.1022
.2196
.3408
 
$160
.0000
.0000
.0000
.0000
.0058
.0546
.1569
.2762
 
$250
.0000
.0000
.0000
.0000
.0007
.0133
.0675
.1657
 
$275
.0000
.0000
.0000
.0000
.0004
.0092
.0530
.1424
 
$380
.0000
.0000
.0000
.0000
.0001
.0024
.0204
.0749
 
$500
.0000
.0000
.0000
.0000
.0000
.0008
.0084
.0388
 
$550
.0000
.0000
.0000
.0000
.0000
.0005
.0062
.0309
 
$800
.0000
.0000
.0000
.0000
.0000
.0002
.0023
.0137
 
$1,000
.0000
.0000
.0000
.0000
.0000
.0001
.0017
.0104
*
Single Loss Limit values are expressed in thousands of dollars.
[Statutory Authority: RCW 51.18.005, 51.16.035, and 51.18.010(2). WSR 23-17-146, § 296-17B-990, filed 8/22/23, effective 10/1/23. Statutory Authority: RCW 51.18.010(2), 51.04.020. WSR 17-12-020, § 296-17B-990, filed 5/30/17, effective 6/30/17. Statutory Authority: RCW 51.16.035, 51.16.100, 51.04.020(1), and 51.18.010. WSR 10-21-086, § 296-17B-990, filed 10/19/10, effective 11/19/10.]
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