Chapter 31.45 RCW

CHECK CASHERS AND SELLERS

Sections

HTMLPDF 31.45.010Definitions.
HTMLPDF 31.45.020Application of chapter.
HTMLPDF 31.45.022Privacy or confidentiality of any information or materialFederal or other state's laws.
HTMLPDF 31.45.030License requiredSmall loan endorsementApplicationFeeBondDeposit in lieu of bondDirector's duties.
HTMLPDF 31.45.040Application for license or small loan endorsementFinancial responsibilityDirector's investigation.
HTMLPDF 31.45.043Multistate licensing systemDirector's discretion.
HTMLPDF 31.45.045ReportsNationwide licensing system.
HTMLPDF 31.45.050Investigation or examination fee and annual assessment fee requiredAmounts determined by ruleFailure to payNotice requirements of licensee.
HTMLPDF 31.45.060LicenseeSchedule of fee and chargesRecordkeeping.
HTMLPDF 31.45.070LicenseePermissible transactionsRestrictions.
HTMLPDF 31.45.073Making small loansEndorsement requiredDue dateTermination dateMaximum amountInstallment plansInterestFeesPostdated check or draft as security.
HTMLPDF 31.45.077Small loan endorsementApplicationFormInformationExemption from disclosureFees.
HTMLPDF 31.45.079Making small loansAgent for a licensee or exempt entityFederal preemption.
HTMLPDF 31.45.080Trust fundsDeposit requirementsRules.
HTMLPDF 31.45.082Delinquent small loanRestrictions on collection by licensee or third partyDefinitions.
HTMLPDF 31.45.084Small loan installment planTermsRestrictions.
HTMLPDF 31.45.085Loan applicationRequired statementRules.
HTMLPDF 31.45.086Small loansRight of rescission.
HTMLPDF 31.45.088Small loansDisclosure requirementsAdvertisingMaking loan.
HTMLPDF 31.45.090Report requirementsDisclosure of informationRules.
HTMLPDF 31.45.093Information systemAccessRequired informationFeesRules.
HTMLPDF 31.45.100Examination or investigationDirector's authorityCosts.
HTMLPDF 31.45.103Subpoena authorityApplicationContentsNoticeFees.
HTMLPDF 31.45.105Violations of chapterEnforceability of transaction.
HTMLPDF 31.45.110Violations or unsound financial practicesStatement of chargesHearingSanctionsDirector's authorityStatute of limitations.
HTMLPDF 31.45.120Violations or unsound practicesTemporary cease and desist orderDirector's authority.
HTMLPDF 31.45.130Temporary cease and desist orderLicensee's application for injunction.
HTMLPDF 31.45.140Violation of temporary cease and desist orderDirector's application for injunction.
HTMLPDF 31.45.150Licensee's failure to perform obligationsDirector's duty.
HTMLPDF 31.45.160Director's possession of property and businessAppointment of receiver.
HTMLPDF 31.45.180ViolationMisdemeanor.
HTMLPDF 31.45.190ViolationConsumer protection actRemedies.
HTMLPDF 31.45.200DirectorBroad administrative discretion.
HTMLPDF 31.45.210Military borrowersLicensee's dutyDefinition.
HTMLPDF 31.45.900Effective date, implementation1991 c 355.
HTMLPDF 31.45.901Effective date2009 c 510.