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Chapter 48.18 RCW


Scope of chapter.
Power to contract.
Insurable interestPersonal insurancesNonprofit organizationsRules.
Insurable interestProperty insurances.
Named insuredInterest insured.
ApplicationConsentWhen required.
Alteration of application.
Application as evidence.
Warranties and misrepresentations, effect of.
Forms of policiesFiling, certification, and approvalExceptions.
Forms of commercial property casualty policiesLegislative intentIssuance prior to filingDisapproval by commissionerDefinition.
Grounds for disapproval.
Standard forms.
Loss payable and mortgagee clauses for property and automobile physical damage insurancesRequirement to use adopted forms.
Standard provisions.
Contents of policies in general.
Additional contents.
Charter or bylaw provisions.
"Premium" defined.
Stated premium must include all charges.
Policy must contain entire contract.
Limiting actions, jurisdiction.
Execution of policies.
Receipt of premium to bind coverageContents of receipt.
BindersInsurance producer's or title insurance agent's liability.
Underwriters' and combination policies.
Delivery of policy.
Terms for cancellation, nonrenewal, or modification of portable electronics policyApplication of RCW 48.18.290 and 48.18.2901 to portable electronics insurance.
Renewal of policy.
Cancellation, nonrenewal, renewal offerNotice to insurance producer or title insurance agent.
Cancellation by insurer.
Renewal requiredExceptions.
Cancellation of private automobile insurance by insurerNoticeRequirements.
Refusal to renew private automobile insurance by insurerChange in amount of premium or deductibles.
Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renewProof of mailing of notice.
RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when.
Contracts to which RCW 48.18.291 through 48.18.297 inapplicable.
Private passenger automobile defined.
Disability insuranceRefusal to renew by insurer.
Disability insuranceCancellation by insurer.
Cancellation by insured.
Cancellation by commissioner.
Annulment of liability policies.
Dividends payable to real party in interest.
Breach of warranty prior to lossEffect.
Assignment of policiesLife and disability.
Payment discharges insurerLife and disability.
Assignment of interests under group insurance policy.
Simultaneous deathsPayment of proceedsLife insurance.
Exemption of proceedsDisability.
Exemption of proceedsLife.
Exemption of proceedsGroup life.
Exemption of proceeds, commutationAnnuities.
Spouse's rights in life insurance policy.
Life insurance payable to trustee named as beneficiary in the policy.
Life insurance designating as beneficiary a trustee named by will.
Proof of lossFurnishing formsMay require oath.
Claims administrationNot waiver.
Discrimination prohibited.
Validity of noncomplying forms.
Construction of policies.
Cancellations, denials, refusals to renewWritten notification.
Single premium credit insuranceResidential mortgage loanRestrictionsDefinitions.
Underwriting restrictions that apply to personal insuranceCredit history or insurance scoreRules.
Underwriting restrictions that apply to medical malpractice insuranceRules.
Victims of domestic abuseProhibition on certain cancellations, denials, refusals to renew, and different ratesDomestic abuse defined.
Victims of malicious harassmentRestrictions of underwriting actionsDefinitions.
Property insuranceActions resulting from arson or malicious mischiefDefinitions.
Homeowner's insuranceFoster parent.
Life insuranceLawful travel destinations.
Employer-owned life insuranceRequirements.
Employer-owned life insuranceApplication to policies.
Employer-owned life insuranceRules.
Usage-based insuranceRestrictions on information collected.
ConstructionChapter applicable to state registered domestic partnerships2009 c 521.
Exemptions of proceeds of insurance on exempt property: RCW 6.15.030.
False claims or proof: RCW 48.30.230.
Misrepresentation in application: RCW 48.30.210.