Chapter 19.182 RCW

FAIR CREDIT REPORTING ACT

Sections
FindingsDeclaration.
Definitions.
Consumer reportFurnishingProcuring.
Consumer reportCredit action not initiated by consumerExclusion by consumer.
Consumer reportProhibited informationExceptions.
Investigative consumer reportProcurement, preparationDisclosureUseLiabilityRecord.
Consumer reportProcedures for complianceInformation for governmental agencyRecord.
Disclosures to consumer.
Disclosures to consumerProcedures.
Consumer fileDisputeProcedureNoticeStatement of disputeToll-free information number.
Consumer reporting agencyConsumer fees and charges for required informationExceptions.
Adverse action based on reportProcedureNotice.
Limitation on actionException.
Obtaining information under false pretensesPenalty.
Provision of information to unauthorized personPenalty.
Application of consumer protection actLimitationAwardsPenaltiesAttorneys' fees.
Block of information appearing as result of identity theft.
Victim of identity theftSecurity freeze.
Security freezeChanges to informationWritten confirmation required.
Security freezeRCW 19.182.170 not applicable to certain consumer reporting agencies.
Security freezeExempt entities.
Information furnished to a governmental agency.
Security freezeProtected consumersDefinitions.
Security freezeProtected consumersPlacement and removalFeesExceptions.
Short title1993 c 476.
Effective date1993 c 476.